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How to contact us",[328],{"type":71},{"type":53,"attrs":330,"content":331},{"textAlign":64},[332,334,340],{"text":333,"type":68},"To contact us, please email us at ",{"text":335,"type":68,"marks":336},"info@banqup.com",[337],{"type":105,"attrs":338},{"href":339,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"mailto:info@unifiedpost.com?subject=Terms%20and%20Conditions",{"text":341,"type":68}," or use the contact form available on our site.",{"type":61,"attrs":343,"content":344},{"level":269,"textAlign":64},[345,349],{"text":346,"type":68,"marks":347},"4. Access to ",[348],{"type":71},{"text":350,"type":68},"our site",{"type":53,"attrs":352,"content":353},{"textAlign":64},[354,356,357,358,360,361,362],{"text":355,"type":68},"4.1 Access to our site is free of charge.",{"type":78},{"type":78},{"text":359,"type":68},"4.2 It is your responsibility to make the arrangements necessary in order to access our site.",{"type":78},{"type":78},{"text":363,"type":68},"4.3 Access to our site is provided on an “as is” and on an “as available” basis. We may suspend or discontinue our site (or any part of it) at any time. We do not guarantee that our site will always be available or that access to it will be uninterrupted. If We suspend or discontinue our site (or any part of it), We will try to give you reasonable notice of the suspension or discontinuation.",{"type":61,"attrs":365,"content":366},{"level":269,"textAlign":64},[367,371],{"text":368,"type":68,"marks":369},"5. 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You are therefore advised to check this page every time you use our site.",{"type":78},{"type":78},{"text":392,"type":68},"6.2 If any part of the current version of these Terms and Conditions conflicts with any previous version(s), the current version shall prevail unless We explicitly state otherwise.",{"type":61,"attrs":394,"content":395},{"level":269,"textAlign":64},[396,400,402],{"text":397,"type":68,"marks":398},"7. How you may use ",[399],{"type":71},{"text":401,"type":68},"our site ",{"text":403,"type":68,"marks":404},"and content (intellectual property rights)",[405],{"type":71},{"type":53,"attrs":407,"content":408},{"textAlign":64},[409,411,412,413,415,416,417,419,420,421,423,424,425,427,428,429],{"text":410,"type":68},"7.1 All content included on our site and the copyright and other intellectual property rights in that content belongs to or has been licensed by Us, unless specifically labelled otherwise. All content is protected by applicable Belgian and international intellectual property laws and treaties.",{"type":78},{"type":78},{"text":414,"type":68},"7.2 You may access, view, and use our site in a web browser (including any web browsing capability built into other types of software or app) and you may download our site (or any part of it) for caching (this usually occurs automatically).",{"type":78},{"type":78},{"text":418,"type":68},"7.3 You may print one copy and download extracts of any page(s) from our site for personal use only.",{"type":78},{"type":78},{"text":422,"type":68},"7.4 You may not modify the printed copies or downloaded extracts in any way. Images, video, audio, or any other content downloaded from our site must not be used separately from accompanying text.",{"type":78},{"type":78},{"text":426,"type":68},"7.5 Our status as the owner and author of the content on our site (or that of identified licensors, as applicable) must always be acknowledged.",{"type":78},{"type":78},{"text":430,"type":68},"7.6 You may not use any content saved or downloaded from our site for commercial purposes without first obtaining a licence from Us (or our licensors, as applicable).",{"type":61,"attrs":432,"content":433},{"level":269,"textAlign":64},[434,438],{"text":435,"type":68,"marks":436},"8. Links to ",[437],{"type":71},{"text":350,"type":68},{"type":53,"attrs":440,"content":441},{"textAlign":64},[442,444,445,446,448,449,450,452,453,454,456,457,458],{"text":443,"type":68},"8.1 You may link to any page on our site.",{"type":78},{"type":78},{"text":447,"type":68},"8.2 Links to our site must be fair and lawful. You must not take unfair advantage of Our reputation or attempt to damage Our reputation.",{"type":78},{"type":78},{"text":451,"type":68},"8.3 You must not link to our site in a manner that suggests any association with Us (where there is none) or any endorsement or approval from Us (where there is none).",{"type":78},{"type":78},{"text":455,"type":68},"8.4 Your link should not use any logos or trademarks displayed on our site without our express written permission.",{"type":78},{"type":78},{"text":459,"type":68},"8.5 You may not link to our site from another website the main content of which is unlawful; obscene; offensive; inappropriate; dishonest; defamatory; threatening; racist, sexist, or otherwise discriminatory; that promotes violence, racial hatred, or terrorism; that infringes intellectual property rights; or that We deem to be otherwise objectionable.",{"type":61,"attrs":461,"content":462},{"level":269,"textAlign":64},[463],{"text":464,"type":68,"marks":465},"9. Links to other sites",[466],{"type":71},{"type":53,"attrs":468,"content":469},{"textAlign":64},[470,472,473,474],{"text":471,"type":68},"9.1 Links to other websites may be included on our site. Unless expressly stated, these sites are not under our control. We accept no responsibility or liability for the content of third-party websites.",{"type":78},{"type":78},{"text":475,"type":68},"9.2 The inclusion of a link to another website on our site is for information purposes only and does not imply any endorsement of that website or of its owners, operators, or any other parties involved with it.",{"type":61,"attrs":477,"content":478},{"level":269,"textAlign":64},[479],{"text":480,"type":68,"marks":481},"10. Disclaimers",[482],{"type":71},{"type":53,"attrs":484,"content":485},{"textAlign":64},[486,488,489,490,492,493,494],{"text":487,"type":68},"10.1 Nothing on our site constitutes professional advice on which you should rely. 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The new partnership marks a significant milestone in both organizations’ commitment to driving digital transformation and operational excellence, tailored specifically for the Austrian market.\nAs the regulatory landscape for e-invoicing all over Europe is rapidly evolving, increasingly shifting toward standardized digital reporting and e-invoicing, the need for integrated, secure, and user-friendly financial operating systems has never been greater. The new collaboration integrates Banqup’s robust cloud-native and API-based infrastructure with Post Business Solutions’ new product ‘E-Rechnung Austria’ to provide a seamless ‘\"one-stop-shop\" ’ experience for businesses across Austria, including Austrian SMEs, tax consultants, and large enterprises. \nLearn more about Post Business Solutions’ upcoming product E-Invoice Service on e-rechnung.at.\n\nKey objectives of the collaboration\nLocalized compliance for Austria: Ensuring all financial workflows fully comply with Austrian tax regulations and e-invoicing requirements.\nAccelerated payment cycles: Enabling faster payment cycles by seamlessly connecting invoicing and payment processes to improve cash flow and liquidity management.\nEnd-to-end process transparency: Providing greater visibility and control across invoicing and payment processes.\nOperational efficiency: Increasing productivity through scalable document and data workflows and reducing administrative effort through intelligent automation.\n“As a trusted partner for Austrian businesses, it is our responsibility to make regulatory change practical and manageable, and a clear opportunity for further digitalisation” said George Wallner, Managing Director of Post Business Solutions. “Together with Banqup, we are delivering a solution that is tailored to the Austrian market while meeting European requirements for digital invoicing and payment automation.”\n“The future of business operations in Austria is seamless, compliant, and integrated,” said Alban Olier, Head of Partners & Alliances at Banqup Group. “By combining our technological expertise with Post Business Solutions’ proven know-how in digital transformation, we are building a growth engine that allows Austrian entrepreneurs to manage their entire financial supply chain, from the first invoice to the final payment, in one secure place.”\nThe collaboration focuses primarily on scaling digital adoption and payment automation within the Austrian business community. Both teams are committed to fostering a ‘one-team’ culture to ensure the long-term success and scalability of this initiative.","d51e12a0-783a-44ee-8ce3-cb7bda28a579",[11597,11606,11786],{"_uid":11598,"align":1515,"image":11599,"theme":48,"buttons":11601,"columns":229,"heading":11585,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":11603,"spacingBottom":8,"invertTextColor":55},"dd33e472-b4e0-4230-94f8-7240c976bb35",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"filename":64,"copyright":64,"fieldtype":15,"meta_data":11600,"is_external_url":17},{},[],"h1",{"type":50,"content":11604},[11605],{"type":53},{"_uid":11607,"text":11608,"theme":8,"component":714,"background":48},"ac9cc245-ee42-4a8a-a6ce-97d3996a5fd5",{"type":50,"content":11609},[11610,11625,11633,11656,11658,11660,11662,11671,11713,11741,11778],{"type":53,"attrs":11611,"content":11612},{"textAlign":64},[11613,11619],{"text":11614,"type":68,"marks":11615},"La Hulpe, Belgium 9th of June 2026 - ",[11616],{"type":7629,"attrs":11617},{"color":11618},"#1E1B4B",{"text":11620,"type":68,"marks":11621},"Banqup, the leading European platform for business administration, e-invoicing, and payment automation, is proud to announce a new strategic collaboration with Post Business Solutions, an Austrian based leader in innovative digital and physical business process solutions. The new partnership marks a significant milestone in both organizations’ commitment to driving digital transformation and operational excellence, tailored specifically for the Austrian market.",[11622,11624],{"type":7629,"attrs":11623},{"color":11618},{"type":71},{"type":53,"attrs":11626,"content":11627},{"textAlign":64},[11628],{"text":11629,"type":68,"marks":11630},"As the regulatory landscape for e-invoicing all over Europe is rapidly evolving, increasingly shifting toward standardized digital reporting and e-invoicing, the need for integrated, secure, and user-friendly financial operating systems has never been greater. The new collaboration integrates Banqup’s robust cloud-native and API-based infrastructure with Post Business Solutions’ new product ‘E-Rechnung Austria’ to provide a seamless ‘\"one-stop-shop\" ’ experience for businesses across Austria, including Austrian SMEs, tax consultants, and large enterprises. ",[11631],{"type":7629,"attrs":11632},{"color":11618},{"type":53,"attrs":11634,"content":11635},{"textAlign":64},[11636,11641,11652],{"text":11637,"type":68,"marks":11638},"Learn more about Post Business Solutions’ upcoming product E-Invoice Service on 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Ensuring all financial workflows fully comply with Austrian tax regulations and e-invoicing requirements.",[11681],{"type":7629,"attrs":11682},{"color":11618},{"type":94,"content":11684},[11685],{"type":53,"attrs":11686,"content":11687},{"textAlign":64},[11688],{"text":11689,"type":68,"marks":11690},"Accelerated payment cycles: Enabling faster payment cycles by seamlessly connecting invoicing and payment processes to improve cash flow and liquidity management.",[11691],{"type":7629,"attrs":11692},{"color":11618},{"type":94,"content":11694},[11695],{"type":53,"attrs":11696,"content":11697},{"textAlign":64},[11698],{"text":11699,"type":68,"marks":11700},"End-to-end process transparency: Providing greater visibility and control across invoicing and payment processes.",[11701],{"type":7629,"attrs":11702},{"color":11618},{"type":94,"content":11704},[11705],{"type":53,"attrs":11706,"content":11707},{"textAlign":64},[11708],{"text":11709,"type":68,"marks":11710},"Operational efficiency: Increasing productivity through scalable document and data workflows and reducing administrative effort through intelligent automation.",[11711],{"type":7629,"attrs":11712},{"color":11618},{"type":53,"attrs":11714,"content":11715},{"textAlign":64},[11716,11721,11725,11730,11736],{"text":11717,"type":68,"marks":11718},"“As a trusted partner for Austrian businesses, it is our responsibility to make regulatory change practical and manageable,",[11719],{"type":7629,"attrs":11720},{"color":11618},{"text":8697,"type":68,"marks":11722},[11723],{"type":7629,"attrs":11724},{"color":7631},{"text":11726,"type":68,"marks":11727},"and a clear opportunity for further digitalisation” said ",[11728],{"type":7629,"attrs":11729},{"color":11618},{"text":11731,"type":68,"marks":11732},"George Wallner, Managing Director of Post Business Solutions",[11733,11735],{"type":7629,"attrs":11734},{"color":11618},{"type":71},{"text":11737,"type":68,"marks":11738},". “Together with Banqup, we are delivering a 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Both teams are committed to fostering a ‘one-team’ culture to ensure the long-term success and scalability of this initiative.",[11784],{"type":7629,"attrs":11785},{"color":11618},{"_uid":11787,"cards":11788,"buttons":11792,"heading":11793,"tagline":8,"component":11794,"background":48,"description":11795},"5325d29c-9bd2-4aa6-be19-7672be8ea085",[11789,11790,11791],"f1846914-8e11-451a-939f-473a7b08ef26","e29cc19e-c220-4e3f-ae5d-d8c0827c2987","c195cbab-caf0-416d-a7aa-17a57d428467",[],"Similar articles","cardSlider",{"type":50,"content":11796},[11797],{"type":53},{"id":11799,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":11800,"copyright":8,"fieldtype":15,"meta_data":11801,"is_external_url":17},185557634607473,"https://a.storyblok.com/f/318078/1000x666/b025a8c20c/austrian-post-x-banqup-website-blog-image.png",{},[],[11804,11805],"53f53d8b-b52d-4766-863b-290d59034214","43132a85-c931-4893-9655-7832b64683fe",[11807,11808],"banqup","announcements","newsPage",[],"banqup-and-post-business-solutions-partner-to-revolutionize-digital-financial-workflows-for-austrian-businesses","resources/news/banqup-and-post-business-solutions-partner-to-revolutionize-digital-financial-workflows-for-austrian-businesses",-300,[11815],"Partnership",627731613,"08385055-4809-45dd-8368-ab7e56237e9c","2026-06-09T08:31:00.973Z",[],[11821,11824,11827],{"path":11822,"name":11823,"lang":242,"published":55},"resources/news/banqup-and-post-business-solutions-partner-to-revolutionize-digital-financial-workflows-for-austrian-businesses-banqup-and-visa-enter-strategic-partnership-to-deliver-integrated-e-invoicing-and-e-payment-solutions-tessi-versterkt-zijn-internationale-mogelijkheden-op-het-gebied-van-e-facturering-en-ctc-door-een-strategisch-partnerschap-met-banqup","Tessi versterkt zijn internationale mogelijkheden op het gebied van e-facturering en CTC door een strategisch partnerschap met Banqup",{"path":11825,"name":11826,"lang":244,"published":55},"resources/news/banqup-and-post-business-solutions-partner-to-revolutionize-digital-financial-workflows-for-austrian-businesses-banqup-and-visa-enter-strategic-partnership-to-deliver-integrated-e-invoicing-and-e-payment-solutions-tessi-renforce-sa-couverture-internationale-en-matiere-de-facturation-electronique-et-de-ctc-grace-a-un-partenariat-strategique-avec-banqup","Tessi renforce sa couverture internationale en matière de facturation électronique et de CTC grâce à un partenariat stratégique avec Banqup",{"path":11828,"name":11829,"lang":248,"published":55},"informationen/news/banqup-und-post-business-solutions-revolutionieren-oesterreichs-finanz-workflows","Banqup und Post Business Solutions revolutionieren Österreichs Finanz-Workflows",[],"featuredLink",{"url":11833,"_uid":11864,"title":11865,"megaMenu":11866,"component":6459},{"id":11834,"url":8,"linktype":111,"fieldtype":20,"cached_url":11835,"story":11836},"e5b88a74-94ef-4f08-9157-cd766a0be76c","resources/",{"name":11837,"created_at":11838,"published_at":11839,"updated_at":11840,"id":11841,"uuid":11834,"content":11842,"slug":11851,"full_slug":11835,"sort_by_date":64,"position":2135,"tag_list":11852,"is_startpage":55,"parent_id":11853,"meta_data":64,"group_id":11854,"first_published_at":11855,"release_id":64,"lang":48,"path":64,"alternates":11856,"default_full_slug":11835,"translated_slugs":11857,"_stopResolving":55},"Resources library","2025-02-18T13:01:04.704Z","2026-07-06T09:24:11.723Z","2026-07-06T09:24:11.737Z",627839377,{"seo":11843,"_uid":11847,"body":11848,"type":8,"theme":8,"component":11849,"bodyFooter":11850},{"_uid":11844,"title":11845,"plugin":34,"description":11846},"2de01e81-7112-4fd3-be2a-97b74c5a0575","Banqup Resource Center","Explore Banqup's Resource Center for the latest blogs, webinars, press releases, and events. 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A certified gateway for CTC, Peppol, and ViDA compliance in 60+ countries. Discover how to future-proof your business today. 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You might type in the wrong reference number or miss a transaction entirely.",{"type":53,"attrs":12444,"content":12445},{"textAlign":64},[12446,12450,12452],{"text":12447,"type":68,"marks":12448},"Solution",[12449],{"type":71},{"text":12451,"type":68},": To eliminate errors and save time, you need a system that does the heavy lifting for you. An automated approach should independently check payment references, matching amounts, dates, and supplier information to link transactions to the right invoices. ",{"text":12453,"type":68,"marks":12454},"With Banqup's Transaction Radar, this process happens automatically, securely linking the vast majority of your transactions without manual intervention.",[12455],{"type":1444},{"type":61,"attrs":12457,"content":12458},{"level":269,"textAlign":64},[12459],{"text":12460,"type":68},"2. Unclear card payments create blind spots",{"type":53,"attrs":12462,"content":12463},{"textAlign":64},[12464],{"text":12465,"type":68},"You make business purchases with your bank card at webshops, but the bank statement lacks clear counterparty details. As a result, these transactions remain unexplained and open.",{"type":53,"attrs":12467,"content":12468},{"textAlign":64},[12469,12472,12474],{"text":12447,"type":68,"marks":12470},[12471],{"type":71},{"text":12473,"type":68},": The fix here is smart matching based on logic rather than just descriptions. If a payment and a receipt share the exact same amount and the exact same date, your software should be smart enough to connect the dots. ",{"text":12475,"type":68,"marks":12476},"In Transaction Radar, a dedicated rule automatically proposes matches for these tricky card payments, cutting down the manual work needed to link them. ",[12477],{"type":1444},{"type":61,"attrs":12479,"content":12480},{"level":269,"textAlign":64},[12481],{"text":12482,"type":68},"3. Uncertain matches keep piling up",{"type":53,"attrs":12484,"content":12485},{"textAlign":64},[12486],{"text":12487,"type":68},"Even if you have automated part of the process, you are often left with transactions that do not match perfectly. You lose your overview in a backlog of open items.",{"type":53,"attrs":12489,"content":12490},{"textAlign":64},[12491,12494,12496],{"text":12447,"type":68,"marks":12492},[12493],{"type":71},{"text":12495,"type":68},": You need a clear way to review potential but imperfect matches without losing your overview. The best approach is having them lined up side-by-side so you can easily verify the details. ",{"text":12497,"type":68,"marks":12498},"To keep you in control, Transaction Radar features a \"Proposed items\" overview where you can simply click to approve or reject suggested matches with absolute confidence.",[12499],{"type":1444},{"type":61,"attrs":12501,"content":12502},{"level":269,"textAlign":64},[12503],{"text":12504,"type":68},"4. Partial payments and credit notes complicate the overview",{"type":53,"attrs":12506,"content":12507},{"textAlign":64},[12508],{"text":12509,"type":68},"Nothing messes up your records faster than a customer paying an invoice in installments, or a credit note that needs to be settled against an open balance.",{"type":53,"attrs":12511,"content":12512},{"textAlign":64},[12513,12516,12518],{"text":12447,"type":68,"marks":12514},[12515],{"type":71},{"text":12517,"type":68},": You need a financial process that handles complex scenarios like multiple matches and tracks remaining balances accurately. It's crucial to have a complete historical view of an invoice's timeline. ",{"text":12519,"type":68,"marks":12520},"Transaction Radar is built to handle this seamlessly, allowing you to easily link partial payments or credit notes and expand any transaction row to view the complete history of how everything is connected.",[12521],{"type":1444},{"type":61,"attrs":12523,"content":12524},{"level":269,"textAlign":64},[12525],{"text":12526,"type":68},"5. Payments without invoices block your workflow",{"type":53,"attrs":12528,"content":12529},{"textAlign":64},[12530],{"text":12531,"type":68},"Not every bank transaction requires an invoice. Examples include your monthly office rent or a transfer between your own accounts. If your system keeps demanding a document, your unmatched list will never be empty.",{"type":53,"attrs":12533,"content":12534},{"textAlign":64},[12535,12538,12540],{"text":12447,"type":68,"marks":12536},[12537],{"type":71},{"text":12539,"type":68},": To keep your financial overview clear, you need a way to filter out these \"non-document\" transactions immediately. By labeling these exceptions as they happen, you ensure your focus remains only on the items that actually need your attention. ",{"text":12541,"type":68,"marks":12542},"We’ve integrated a quick-labeling feature in the Transaction Radar precisely to help you keep that 'zero-inbox' feeling in your administration.",[12543],{"type":1444},{"_uid":12545,"align":1515,"image":12546,"theme":129,"buttons":12548,"columns":142,"heading":12554,"padding":1339,"tagline":8,"component":1340,"variation":1591,"background":1371,"headingTag":1342,"description":12555,"invertTextColor":17},"7998de9e-a1e2-49c9-a904-550cd2adb13f",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":12547},{},[12549],{"_uid":12550,"link":12551,"size":8,"title":12553,"variant":8,"component":158,"arrowRight":17},"b06c89d4-e3eb-4db4-819f-67bfedb7e79e",{"id":12429,"url":8,"linktype":111,"fieldtype":20,"cached_url":12552},"product/payments/transaction-radar","Transaction radar","Ready for stress-free accounting?",{"type":50,"content":12556},[12557],{"type":53,"attrs":12558,"content":12559},{"textAlign":64},[12560],{"text":12561,"type":68},"By automating your reconciliation process, you save significant time and ensure your financial records are always accurate. Discover how Banqup  simplifies your financial management.",{"_uid":12563,"cards":12564,"buttons":12568,"heading":11793,"tagline":8,"component":11794,"background":48,"description":12569},"57d54b69-8880-4ca2-806f-e8f8b2b353c8",[12565,12566,12567],"b20733ac-50aa-42d5-822b-7ce56bbc8e3f","ad0080e2-4a87-4bd8-9cee-d635641e1ba2","383ae459-7e7f-422b-9734-384ee20a5d9a",[],{"type":50,"content":12570},[12571],{"type":53},{"id":64,"alt":64,"name":8,"focus":64,"title":64,"filename":64,"copyright":64,"fieldtype":15,"meta_data":12573,"is_external_url":17},{},[],{"type":50,"content":12576},[12577],{"type":53,"attrs":12578,"content":12579},{"textAlign":64},[12580],{"text":12416,"type":68},[12582,12583,12584],"compliance","regulations","payment","2026-05-21 00:00","Tired of wasting hours trying to match endless bank transactions to the right invoices? Manual bookkeeping is a frustrating chore that drains your time and leaves room for costly errors. In this post, we break down 5 clear reasons why you should make the switch to automatic reconciliation. Discover how smart tools like Banqup’s Transaction Radar eliminate the guesswork, give you real-time cash flow insights, and help you win back your week so you can focus on what really matters: growing your business.",[],"5-reasons-why-you-should-do-automatic-reconciliation","resources/blog/5-reasons-why-you-should-do-automatic-reconciliation","2026-05-21",-4640,[],"19999dde-5c00-4545-b9a9-120b009246d3","2026-05-26T13:21:04.827Z",[12596],{"id":12597,"name":12598,"slug":12599,"published":17,"full_slug":12600,"is_folder":17,"parent_id":12294},196267988780663,"Still struggling with Peppol? 5 Tips to turn e-invoicing into a time-saver","5-tips-to-turn-e-invoicing-into-a-time-saver","resources/blog/5-tips-to-turn-e-invoicing-into-a-time-saver",[12602,12605,12608],{"path":12603,"name":12604,"lang":242,"published":55},"resources/blog/5-redenen-om-over-te-stappen-op-automatische-reconciliatie","Geen handmatig giswerk meer: 5 redenen om over te stappen op automatische reconciliatie",{"path":12606,"name":12607,"lang":244,"published":55},"resources/blog/5-raisons-de-passer-au-rapprochement-automatique","Fini les approximations manuelles : 5 raisons de passer au rapprochement automatique",{"path":12609,"name":12610,"lang":248,"published":55},"informationen/blog/5-gruende-fuer-den-wechsel-zum-automatischen-kontenabgleich","Schluss mit dem manuellen Rätselraten: 5 Gründe für den Wechsel zum automatischen Kontenabgleich",[],{"url":12613,"_uid":12833,"title":12834,"megaMenu":12835,"component":6459},{"id":9923,"url":8,"linktype":111,"fieldtype":20,"cached_url":9924,"story":12614},{"name":12615,"created_at":12616,"published_at":12617,"updated_at":12618,"id":12619,"uuid":9923,"content":12620,"slug":12817,"full_slug":9924,"sort_by_date":64,"position":6718,"tag_list":12818,"is_startpage":17,"parent_id":12819,"meta_data":64,"group_id":12820,"first_published_at":12821,"release_id":64,"lang":48,"path":64,"alternates":12822,"default_full_slug":9924,"translated_slugs":12823,"_stopResolving":55},"About Banqup","2026-02-06T08:30:45.239Z","2026-07-06T08:39:20.363Z","2026-07-06T08:39:20.388Z",142037177345989,{"seo":12621,"_uid":12624,"body":12625,"theme":8,"component":6716},{"_uid":12622,"title":12615,"plugin":7,"og_image":8,"og_title":8,"description":12623,"twitter_image":8,"twitter_title":8,"og_description":8,"twitter_description":8},"6dacea4c-4bfa-4e1a-84b2-0176397d74e8","At Banqup, we revolutionize buying and selling for businesses and governments worldwide, by digitalizing financial supply chain processes in our trusted and tax-compliant business network.","dbed655f-69e6-42ae-8383-610472cee792",[12626,12649,12688,12718,12729,12752,12778,12802],{"_uid":12627,"size":40,"image":12628,"theme":8,"buttons":12630,"heading":12634,"tagline":12635,"component":47,"background":1371,"description":12636,"imageVariation":54,"invertTextColor":55},"444a9b05-5cef-4538-a24c-2a6302443bd8",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"filename":64,"copyright":64,"fieldtype":15,"meta_data":12629,"is_external_url":17},{},[12631],{"_uid":12632,"link":12633,"size":8,"title":1650,"variant":1589,"component":158,"arrowRight":17},"7b5a9304-60bb-4a99-ad73-8269c6483dde",{"id":1290,"url":8,"linktype":111,"fieldtype":20,"cached_url":1291},"Hi! We are **Banqup.** Where smart fintech meets a human touch.","Building the future of business administration",{"type":50,"content":12637},[12638],{"type":53,"attrs":12639,"content":12640},{"textAlign":64},[12641,12643,12647],{"text":12642,"type":68},"At Banqup, we believe that managing your finances shouldn't feel like a burden. That’s why we’ve built an ",{"text":12644,"type":68,"marks":12645},"innovative, solid all-in-one ecosystem",[12646],{"type":71},{"text":12648,"type":68}," that simplifies how businesses handle documents and capital. While our technology is world-class, our driving force is human. We don’t just deliver software, we provide solutions, stand next to our customers, and help your business grow with confidence.",{"_uid":12650,"media":12651,"theme":8,"video":12652,"images":12654,"layout":1367,"buttons":12657,"heading":12664,"tagline":12665,"component":1370,"background":48,"description":12666,"invertTextColor":17},"05461efb-7ac5-4ee1-99bb-89f74139a4f2",[],{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":12653},{},[12655],{"id":2119,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":2120,"copyright":8,"fieldtype":15,"meta_data":12656},{},[12658],{"_uid":12659,"link":12660,"size":8,"title":12663,"variant":8,"component":158,"arrowRight":17},"dff77d3d-9849-417e-bc89-db7a49a95243",{"id":12661,"url":8,"linktype":111,"fieldtype":20,"cached_url":12662},"fcf4fea6-9318-44f8-992f-c5de4c9b3958","about-us/our-history","Read our story","From local innovation to global impact","Our history",{"type":50,"content":12667},[12668,12683],{"type":53,"attrs":12669,"content":12670},{"textAlign":64},[12671,12675,12677,12681],{"text":12672,"type":68,"marks":12673},"We are not new in town",[12674],{"type":71},{"text":12676,"type":68},". Founded in 2001 by Hans Leybaert as Unifiedpost Group, Banqup brings ",{"text":12678,"type":68,"marks":12679},"over two decades of deep-rooted financial expertise",[12680],{"type":71},{"text":12682,"type":68}," to the table. Over the past twenty-five years, we have evolved from a pioneering Belgian startup into a leading international fintech authority. Through strategic acquisitions, a listing on Euronext Brussels, and a decisive evolution into a 100% digital SaaS leader, we officially rebranded to Banqup in 2025. ",{"type":53,"attrs":12684,"content":12685},{"textAlign":64},[12686],{"text":12687,"type":68},"Today, we operate across Europe, serving as the ultimate, compliant bridge between businesses, accountants, and financial institutions, combining years of trusted experience with the fresh, smart tech of tomorrow.",{"_uid":12689,"media":12690,"theme":8,"video":12691,"images":12693,"layout":1552,"buttons":12698,"heading":12699,"tagline":8,"component":1370,"background":1371,"description":12700,"invertTextColor":17},"270d29d1-9f61-4b4e-a636-11a2d04d79be",[],{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":12692},{},[12694],{"id":12695,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":12696,"copyright":8,"fieldtype":15,"meta_data":12697},194155979565309,"https://a.storyblok.com/f/318078/500x334/4e9af7f4ef/shutterstock_2757878931-1.jpg",{},[],"Our mission and what we believe in",{"type":50,"content":12701},[12702,12707],{"type":53,"attrs":12703,"content":12704},{"textAlign":64},[12705],{"text":12706,"type":68},"Our mission is to support businesses of all sizes in reaching their full potential. By removing the administrative friction from their daily operations, we make the lives of entrepreneurs easier, allowing them to focus entirely on what truly matters: growing their business.",{"type":53,"attrs":12708,"content":12709},{"textAlign":64},[12710,12712,12716],{"text":12711,"type":68},"Our vision is to build a ",{"text":12713,"type":68,"marks":12714},"highly innovative, connected fintech ecosystem ",[12715],{"type":71},{"text":12717,"type":68},"where advanced technology and compliance go hand in hand. We want to remain fresh, agile, and close to our clients. By uniting e-invoicing, e-payments, e-reporting and e-trust solutions into one smart interface, we empower companies to trade with total confidence and scale across borders.",{"_uid":12719,"align":8,"image":12720,"theme":129,"buttons":12722,"columns":229,"heading":12723,"padding":1339,"tagline":12724,"component":1340,"variation":1591,"background":132,"headingTag":1342,"description":12725,"invertTextColor":55,"highlightedHeading":8},"25df2e46-d037-4a84-b2f7-56bcf0b8d0a9",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":12721},{},[],"Banqup empowers businesses to thrive by simplifying financial flows through an innovative secured all-in-one platform for e-invoicing, e-payment, e-reporting and e-trust solutions with built-in compliance at its core.","To achieve this every single day, we stand firmly behind our core mission:",{"type":50,"content":12726},[12727],{"type":53,"attrs":12728},{"textAlign":64},{"_uid":12730,"theme":8,"heading":12731,"tagline":8,"component":1731,"background":1371,"description":12732},"18402445-2c40-4414-85f8-0f3f4e073769","Advanced software, personal in our approach",{"type":50,"content":12733},[12734,12745,12750],{"type":53,"attrs":12735,"content":12736},{"textAlign":64},[12737,12739,12743],{"text":12738,"type":68},"We are an international fintech company, but we never lose sight of what truly matters: connection. Our strength lies in ",{"text":12740,"type":68,"marks":12741},"combining automated, complex technology with an accessible, personal approach",[12742],{"type":71},{"text":12744,"type":68},". Our international team brings together deep financial expertise and local market knowledge, allowing us to stay incredibly close to our clients and their specific daily challenges. ",{"type":53,"attrs":12746,"content":12747},{"textAlign":64},[12748],{"text":12749,"type":68},"Whether you are navigating strict new e-invoicing mandates or optimising your daily cash flow, we make a difference every day with reliable, digital-first solutions and an involved, human approach.",{"type":53,"attrs":12751},{"textAlign":64},{"_uid":12753,"align":8,"image":12754,"theme":48,"buttons":12756,"columns":229,"heading":12768,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":1342,"description":12769,"invertTextColor":17,"highlightedHeading":8},"b43db526-b24e-43e6-bb5e-1b5b414310fe",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":12755},{},[12757,12763],{"_uid":12758,"link":12759,"size":8,"title":12762,"variant":1316,"component":158,"arrowRight":17},"294bcc17-2268-45a1-809e-48cfa48edb71",{"id":12760,"url":8,"linktype":111,"fieldtype":20,"cached_url":12761},"1399e503-d5d3-425c-9c1c-1171d1cec0be","about-us/our-leadership-team","Meet our leadership team",{"_uid":12764,"link":12765,"size":8,"title":12767,"variant":6521,"component":158,"arrowRight":17},"8d9f4e32-4e17-42ec-acbc-7a53676df749",{"id":8,"url":12766,"linktype":19,"fieldtype":20,"cached_url":12766},"https://investors.banqup.com/","Visit Investor relations","Our leadership team and investor relations",{"type":50,"content":12770},[12771,12776],{"type":53,"attrs":12772,"content":12773},{"textAlign":64},[12774],{"text":12775,"type":68},"Behind Banqup is a dynamic team that brings together strategic financial experience, entrepreneurship, and deep technological knowledge. Our leadership team guides our organisation toward a compliant, digital future, without losing sight of our personal connection to local markets.",{"type":53,"attrs":12777},{"textAlign":64},{"_uid":12779,"media":12780,"theme":8,"video":12781,"images":12783,"layout":1367,"buttons":12788,"heading":12794,"tagline":8,"component":1370,"background":1371,"description":12795,"invertTextColor":17},"987edf84-a86e-436a-bf2a-a122e0c0e635",[],{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":12782},{},[12784],{"id":12785,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":12786,"copyright":8,"fieldtype":15,"meta_data":12787},88944241936058,"https://a.storyblok.com/f/318078/1080x1080/7439983bed/teamworking.png",{},[12789],{"_uid":12790,"link":12791,"size":8,"title":12793,"variant":8,"component":158,"arrowRight":17},"9192589e-9410-488b-b5db-ae2496411fc7",{"id":8,"url":12792,"target":156,"linktype":19,"fieldtype":20,"cached_url":12792},"https://www.unifiedpostgroup.com/careers","View our open vacancies","Want to join the financial revolution?",{"type":50,"content":12796},[12797],{"type":53,"attrs":12798,"content":12799},{"textAlign":64},[12800],{"text":12801,"type":68},"Are you ready to make an impact in the world of fintech? At Banqup, we are always looking for ambitious, creative, and tech-savvy minds to strengthen our team. 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SA is a fully owned subsidiary of Banqup Group and is a regulated Payment Institution under the Belgian law of 11 March 2018 on the legal status and supervision of payment institutions and electronic money institutions, access to the business of payment service provider and to the activity of issuing electronic money, and access to payment systems.",[20650,20661],{"_uid":20536,"size":40,"image":20651,"buttons":20653,"heading":20641,"tagline":20654,"component":47,"background":48,"description":20655,"imageVariation":54,"invertTextColor":55},{"id":42,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":43,"copyright":8,"fieldtype":15,"meta_data":20652,"is_external_url":17},{},[],"Banqup 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Please note that this procedure is only available for (potential) customers of Banqup SA. In case you have a complaint on a Banqup SA product, not related to a payment service, please refer to your regular contact person or the contact page on our website.",{"type":53,"attrs":20670,"content":20671},{"textAlign":64},[20672],{"text":20673,"type":68},"All complaints of the customer regarding products or services offered by Banqup SA can be sent to:",{"type":91,"content":20675},[20676,20683,20690],{"type":94,"content":20677},[20678],{"type":53,"attrs":20679,"content":20680},{"textAlign":64},[20681],{"text":20682,"type":68},"Post: Banqup SA, Avenue Reine Astrid 92A, 1310 La Hulpe, Belgium",{"type":94,"content":20684},[20685],{"type":53,"attrs":20686,"content":20687},{"textAlign":64},[20688],{"text":20689,"type":68},"Email: complaints.payments@banqup.com",{"type":94,"content":20691},[20692],{"type":53,"attrs":20693,"content":20694},{"textAlign":64},[20695,20697],{"text":20696,"type":68},"Website: ",{"text":20698,"type":68,"marks":20699},"www.banqup.com",[20700],{"type":105,"attrs":20701},{"href":20702,"uuid":20703,"anchor":64,"custom":20704,"target":110,"linktype":111},"/support/","52f38a6e-bb29-42a3-a3df-9b2204329e78",{},{"type":53,"attrs":20706,"content":20707},{"textAlign":64},[20708],{"text":20709,"type":68},"‍For a complaint to be valid and complete, the following information must be included:",{"type":91,"content":20711},[20712,20719,20726,20733,20740,20747],{"type":94,"content":20713},[20714],{"type":53,"attrs":20715,"content":20716},{"textAlign":64},[20717],{"text":20718,"type":68},"The contact details of the customer;",{"type":94,"content":20720},[20721],{"type":53,"attrs":20722,"content":20723},{"textAlign":64},[20724],{"text":20725,"type":68},"The nature of the engagement with Banqup SA;",{"type":94,"content":20727},[20728],{"type":53,"attrs":20729,"content":20730},{"textAlign":64},[20731],{"text":20732,"type":68},"The contact person in charge;",{"type":94,"content":20734},[20735],{"type":53,"attrs":20736,"content":20737},{"textAlign":64},[20738],{"text":20739,"type":68},"The nature of the complaint;",{"type":94,"content":20741},[20742],{"type":53,"attrs":20743,"content":20744},{"textAlign":64},[20745],{"text":20746,"type":68},"Details of any steps already taken to resolve the complaint; and",{"type":94,"content":20748},[20749],{"type":53,"attrs":20750,"content":20751},{"textAlign":64},[20752],{"text":20753,"type":68},"Copies of any documentation supporting the complaint.",{"type":53,"attrs":20755,"content":20756},{"textAlign":64},[20757],{"text":20758,"type":68},"Within three (3) business days of receiving a valid and complete complaint, Banqup SA will send the customer an acknowledgement of receipt of the complaint.",{"type":53,"attrs":20760,"content":20761},{"textAlign":64},[20762],{"text":20763,"type":68},"Within fifteen (15) business days of receiving a valid and complete complaint, Banqup SA will provide a final answer to the customer, or will inform the customer on the reasons for delay. If this answer does not satisfy the customer, the customer can request for the file to be transmitted to the compliance officer for a second review. This request must be made in writing and forwarded by the same transmission tools. The compliance officer will confirm or amend the decision within two (2) weeks and inform the customer of the final decision. In case of a delay, a final answer will be provided at the latest within thirty-five (35) business days of receiving a valid and complete complaint.",{"type":53,"attrs":20765,"content":20766},{"textAlign":64},[20767],{"text":20768,"type":68},"If the complaint procedure does not render the desired result, the customer can bring the complaint to the attention of:",{"type":53,"attrs":20770,"content":20771},{"textAlign":64},[20772,20774,20775,20777,20778,20780,20781,20783,20784],{"text":20773,"type":68},"OMBUDSFIN – Ombudsman in financial services",{"type":78},{"text":20776,"type":68},"North Gate II Koning Albert II-laan 8, box 2",{"type":78},{"text":20779,"type":68},"1000 Brussels",{"type":78},{"text":20782,"type":68},"Tel +32 2 545 77 70‍",{"type":78},{"text":20785,"type":68},"‍ombudsman@ombudsfin.be",{"type":53,"attrs":20787,"content":20788},{"textAlign":64},[20789,20791,20799],{"text":20790,"type":68},"Please note that you are also entitled to address your local Ombudsman when your complaint concerns a service provided in that respective country. Please refer to the overview ",{"text":20792,"type":68,"marks":20793},"Banqup SA Branch Offices",[20794,20798],{"type":105,"attrs":20795},{"href":20796,"uuid":64,"anchor":64,"custom":20797,"target":110,"linktype":15},"https://a.storyblok.com/f/318078/x/2fcd9a251d/overview-banqup-sa-branch-offices-last-updated-17-04-2026.pdf",{},{"type":71},{"text":20800,"type":68}," for contact details of your local complaint authority.",{"type":61,"attrs":20802,"content":20803},{"level":830,"textAlign":64},[20804],{"text":20805,"type":68},"Unifiedpost Payments, branch in Spain",{"type":53,"attrs":20807,"content":20808},{"textAlign":64},[20809],{"text":20810,"type":68},"Unifiedpost Payments, branch in Spain ('The Company'), has set up a customer service department in charge of addressing and resolving complaints and claims from its clients.",{"type":53,"attrs":20812,"content":20813},{"textAlign":64},[20814],{"text":20815,"type":68},"This customer service department can be reached via the following channels:",{"type":53,"attrs":20817,"content":20818},{"textAlign":64},[20819],{"text":20820,"type":68},"Postal Address:",{"type":53,"attrs":20822,"content":20823},{"textAlign":64},[20824,20826,20827,20829,20830,20832,20833,20834,20835],{"text":20825,"type":68},"Unifiedpost Payments Sucursal en España",{"type":78},{"text":20828,"type":68},"Calle Musgo 3",{"type":78},{"text":20831,"type":68},"28023 Madrid",{"type":78},{"text":16596,"type":68},{"type":78},{"text":20836,"type":68},"Email: reclamaciones@unifiedpost.com",{"type":53,"attrs":20838,"content":20839},{"textAlign":64},[20840],{"text":20841,"type":68},"Complaints and claims related to payment services shall be addressed and resolved within a period of fifteen (15) business days counted from the presentation of the complaint or claim presented to the Customer Service Department of the Company.",{"type":53,"attrs":20843,"content":20844},{"textAlign":64},[20845,20847,20854],{"text":20846,"type":68},"More information on the presentation of the complaint or claim to the Company can be found in the Regulations for the Defense of Unifiedpost Payments Clients via the following link: ",{"text":20848,"type":68,"marks":20849},"Reclamaciones en Unifiedpost Payments, Surcursal En España",[20850],{"type":105,"attrs":20851},{"href":20852,"uuid":64,"anchor":64,"custom":20853,"target":110,"linktype":15},"https://a.storyblok.com/f/318078/x/7f8909d6c3/unifiedpost-group-reglamento-para-la-defensa-del-cliente.pdf",{},{"text":913,"type":68},{"type":53,"attrs":20856,"content":20857},{"textAlign":64},[20858],{"text":20859,"type":68},"Once the claim or complaint has been filed with the Company's Customer Service Department, if the response has not been satisfactory or a period of 15 days has passed since the presentation of the claim or complaint without having received a response, you may contact the Claims Service of the Financial Supervisor.",{"type":53,"attrs":20861,"content":20862},{"textAlign":64},[20863],{"text":20864,"type":68},"You can contact the Bank of Spain Claims Service through the following channels:",{"type":91,"content":20866},[20867,20874,20881],{"type":94,"content":20868},[20869],{"type":53,"attrs":20870,"content":20871},{"textAlign":64},[20872],{"text":20873,"type":68},"Via telematics;",{"type":94,"content":20875},[20876],{"type":53,"attrs":20877,"content":20878},{"textAlign":64},[20879],{"text":20880,"type":68},"Written, directly to the General Registry of the Bank of Spain or by postal mail to: Bank of Spain, Department of Conduct of EntitiesC/Alcalá 48, 28014 Madrid;",{"type":94,"content":20882},[20883],{"type":53,"attrs":20884,"content":20885},{"textAlign":64},[20886],{"text":20887,"type":68},"Or through any of its branches.",{"type":53,"attrs":20889,"content":20890},{"textAlign":64},[20891,20893,20900],{"text":20892,"type":68},"Please consult the Bank of Spain ",{"text":20894,"type":68,"marks":20895},"website",[20896],{"type":105,"attrs":20897},{"href":20898,"uuid":64,"anchor":64,"custom":20899,"target":110,"linktype":19},"https://clientebancario.bde.es/pcb/es/menu-horizontal/podemosayudarte/consultasreclama/comorealizarrecl/",{},{"text":20901,"type":68}," for more information on submission channels.",{"type":53,"attrs":20903,"content":20904},{"textAlign":64},[20905],{"text":20906,"type":68},"Before going to the Claims Services of the Financial Supervisor, it is mandatory to have previously submitted the claim or complaint to the Customer Service Department of the Company.",{"type":53,"attrs":20908,"content":20909},{"textAlign":64},[20910],{"text":20911,"type":68},"For more information, please consult the following legal documents on payment services, financial transparency and customer protection regulations:",{"type":91,"content":20913},[20914,20929],{"type":94,"content":20915},[20916],{"type":53,"attrs":20917,"content":20918},{"textAlign":64},[20919,20921,20927],{"text":20920,"type":68},"Royal Decree-Law 19/2018, of November 23, on payment services and other urgent measures in financial matters (",{"text":105,"type":68,"marks":20922},[20923],{"type":105,"attrs":20924},{"href":20925,"uuid":64,"anchor":64,"custom":20926,"target":110,"linktype":19},"https://app.bde.es/clf_www/leyes.jsp?id=171205",{},{"text":20928,"type":68},")",{"type":94,"content":20930},[20931],{"type":53,"attrs":20932,"content":20933},{"textAlign":64},[20934,20936,20942],{"text":20935,"type":68},"Order ECO/734/2004, of March 11, on customer service departments and services and the customer ombudsman of financial institutions (",{"text":105,"type":68,"marks":20937},[20938],{"type":105,"attrs":20939},{"href":20940,"uuid":64,"anchor":64,"custom":20941,"target":156,"linktype":19},"https://app.bde.es/clf_www/leyes.jsp?id=40757",{},{"text":20928,"type":68},"complaints",[],"58893668-1d49-46a5-8edc-1f02f5ae6a23","2026-04-23T13:45:24.376Z",[],[20949,20950,20951],{"path":20639,"name":64,"lang":242,"published":64},{"path":20639,"name":64,"lang":244,"published":64},{"path":20952,"name":20633,"lang":248,"published":55},"legal/complaints-rechtliche-dokumente",{"_uid":20954,"link":20955,"label":20959,"component":15279},"f93e0b9c-e327-4d77-8c6b-38bd99417dea",{"id":20956,"url":8,"linktype":111,"fieldtype":20,"cached_url":20957,"story":20958},"ad14d212-e706-4b6c-9bec-8246db7605b8","legal/whistleblowing",{"name":20959,"created_at":20960,"published_at":20961,"updated_at":20962,"id":20963,"uuid":20956,"content":20964,"slug":21060,"full_slug":20957,"sort_by_date":64,"position":21061,"tag_list":21062,"is_startpage":17,"parent_id":236,"meta_data":64,"group_id":21063,"first_published_at":21064,"release_id":64,"lang":48,"path":64,"alternates":21065,"default_full_slug":20957,"translated_slugs":21066,"_stopResolving":55},"Whistleblowing","2026-01-09T10:22:21.445Z","2026-07-06T08:41:02.409Z","2026-07-06T08:41:02.430Z",132155561778077,{"seo":8,"_uid":20533,"body":20965,"component":6716},[20966,20977],{"_uid":20536,"size":40,"image":20967,"buttons":20969,"heading":20959,"tagline":8,"component":47,"background":48,"description":20970,"imageVariation":54,"invertTextColor":55},{"id":42,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":43,"copyright":8,"fieldtype":15,"meta_data":20968,"is_external_url":17},{},[],{"type":50,"content":20971},[20972],{"type":53,"attrs":20973,"content":20974},{"textAlign":64},[20975],{"text":20976,"type":68},"We provide a secure and confidential channel for employees and external partners to report ethical concerns or misconduct without fear of retaliation.",{"_uid":20548,"text":20978,"component":714,"background":48},{"type":50,"content":20979},[20980,20987],{"type":61,"attrs":20981,"content":20982},{"level":830,"textAlign":64},[20983],{"text":20984,"type":68,"marks":20985},"The European Whistleblower Directive",[20986],{"type":71},{"type":53,"attrs":20988,"content":20989},{"textAlign":64},[20990,20992,20993,20994,20996,20997,20998,21000,21007,21009,21010,21011,21013,21019,21021,21022,21023,21025,21026,21027,21029,21030,21031,21033,21034,21035,21037,21042,21044,21045,21046,21048,21049,21050,21052,21059],{"text":20991,"type":68},"On December 17th, 2021, the European Whistleblower Directive went live. This directive aims to facilitate reporting of malpractice (fraud, money laundering, environmental crime, ...) and to protect the whistleblower from retaliation.",{"type":78},{"type":78},{"text":20995,"type":68},"Since Banqup is committed to the highest standards of openness, integrity and accountability, we have created an environment which allows its employees and external stakeholders to address misconduct.",{"type":78},{"type":78},{"text":20999,"type":68},"To secure this we have created various means of reporting. This is further detailed in our ",{"text":21001,"type":68,"marks":21002},"Whistleblowing Policy",[21003],{"type":105,"attrs":21004},{"href":21005,"uuid":64,"anchor":64,"custom":21006,"target":110,"linktype":15},"https://a.storyblok.com/f/318078/x/141771e61a/banqup_whistleblowing-policy.pdf",{},{"text":21008,"type":68},":",{"type":78},{"type":78},{"text":21012,"type":68},"1. We have set-up an internal whistleblowing tool specifically designed to report any (suspected) wrongdoing. You can access this tool here: ",{"text":21014,"type":68,"marks":21015},"https://unifiedpost.integrity.complylog.com",[21016],{"type":105,"attrs":21017},{"href":21018,"uuid":64,"anchor":64,"custom":64,"target":156,"linktype":19},"https://unifiedpost.integrity.complylog.com/",{"text":21020,"type":68},";",{"type":78},{"type":78},{"text":21024,"type":68},"2. Secondly, you have the option to report directly to your national regulatory authority;",{"type":78},{"type":78},{"text":21028,"type":68},"3. As a third option, you may opt for a public disclosure to the press or via social media.",{"type":78},{"type":78},{"text":21032,"type":68},"All whistleblowing reports can be done in complete anonymity, when preferred.",{"type":78},{"type":78},{"text":21036,"type":68},"Any whistleblower report will be investigated by our independent and impartial Group Compliance Office in full confidentiality. All your personal data, as well as personal data from any third parties involved, will be protected at all times, following the strict requirements of the GDPR. We also refer to our ",{"text":113,"type":68,"marks":21038},[21039],{"type":105,"attrs":21040},{"href":107,"uuid":108,"anchor":64,"custom":21041,"target":110,"linktype":111},{},{"text":21043,"type":68}," in this respect.",{"type":78},{"type":78},{"text":21047,"type":68},"We thank you for contributing to one of our company values 'Build Trust'.",{"type":78},{"type":78},{"text":21051,"type":68},"For any questions, you may contact the Banqup Compliance Office (",{"text":21053,"type":68,"marks":21054},"compliance@banqup.com",[21055],{"type":105,"attrs":21056},{"href":21057,"uuid":64,"anchor":64,"custom":21058,"target":110,"linktype":19},"mailto:compliance@banqup.com?subject=Whistleblowing",{},{"text":20928,"type":68},"whistleblowing",-30,[],"c7f0c058-7bf2-465b-84ae-9d2412d7de73","2026-01-27T07:46:29.918Z",[],[21067,21068,21069],{"path":20957,"name":64,"lang":242,"published":64},{"path":20957,"name":64,"lang":244,"published":64},{"path":20957,"name":20959,"lang":248,"published":55},{"_uid":21071,"link":21072,"label":21298,"component":15279},"8cd870db-7143-4272-afe0-debe50c44b84",{"id":21073,"url":8,"linktype":111,"fieldtype":20,"cached_url":21074,"story":21075},"830b8f50-404b-434c-ae74-423ca3171c48","legal/security-statement",{"name":21076,"created_at":21077,"published_at":21078,"updated_at":21079,"id":21080,"uuid":21073,"content":21081,"slug":21287,"full_slug":21074,"sort_by_date":64,"position":7552,"tag_list":21288,"is_startpage":17,"parent_id":236,"meta_data":64,"group_id":21289,"first_published_at":21290,"release_id":64,"lang":48,"path":64,"alternates":21291,"default_full_slug":21074,"translated_slugs":21292,"_stopResolving":55},"Security statement","2026-01-09T10:28:28.004Z","2026-07-06T08:41:02.188Z","2026-07-06T08:41:02.214Z",132157063203090,{"seo":21082,"_uid":20533,"body":21085,"component":6716},{"_uid":21083,"title":21076,"plugin":7,"og_image":8,"og_title":8,"description":21084,"twitter_image":8,"twitter_title":8,"og_description":8,"twitter_description":8},"4dbdc84c-5708-4e72-8416-dfb225ca4fc4","Our security statement outlines the rigorous technical and organizational measures, including encryption and proactive monitoring, that we use to protect your data from unauthorized access.",[21086,21097],{"_uid":20536,"size":40,"image":21087,"buttons":21089,"heading":21076,"tagline":8,"component":47,"background":48,"description":21090,"imageVariation":54,"invertTextColor":55},{"id":42,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":43,"copyright":8,"fieldtype":15,"meta_data":21088,"is_external_url":17},{},[],{"type":50,"content":21091},[21092],{"type":53,"attrs":21093,"content":21094},{"textAlign":64},[21095],{"text":21096,"type":68},"Our security statement outlines the rigorous technical and organizational measures—including encryption and proactive monitoring—that we use to protect your data from unauthorized access.",{"_uid":20548,"text":21098,"component":714,"background":48},{"type":50,"content":21099},[21100,21109,21117,21122,21127,21132,21137,21142,21147,21152,21157,21162,21167,21172,21177,21182,21187,21192,21197,21202,21207,21212,21217,21222,21227,21232,21237,21242,21247,21252,21257,21262,21267,21272,21277,21282],{"type":53,"attrs":21101,"content":21102},{"textAlign":64},[21103,21105,21106,21107],{"text":21104,"type":68},"This Security statement applies to all Banqup Group products, services and its affiliates, except where otherwise noted. This Security Statement also forms part of the user agreements for Banqup Group customers. Banqup Group values the trust of its customers by letting the organization act as custodians of their data.",{"type":78},{"type":78},{"text":21108,"type":68},"Banqup Group takes its responsibility to protect and secure its customers' information seriously and strives for complete transparency around its security practices detailed below.",{"type":61,"attrs":21110,"content":21111},{"level":63,"textAlign":64},[21112,21116],{"text":21113,"type":68,"marks":21114},"General",[21115],{"type":71},{"type":78},{"type":61,"attrs":21118,"content":21119},{"level":269,"textAlign":64},[21120],{"text":21121,"type":68},"Physical security",{"type":53,"attrs":21123,"content":21124},{"textAlign":64},[21125],{"text":21126,"type":68},"Banqup information systems and technical infrastructure are hosted within world-class, SOC 2 accredited data centers. Physical security controls at these data centers include 24x7 monitoring, cameras, visitor logs, entry limitations, and all that one would expect at a high-security data processing facility.",{"type":61,"attrs":21128,"content":21129},{"level":269,"textAlign":64},[21130],{"text":21131,"type":68},"Access control",{"type":53,"attrs":21133,"content":21134},{"textAlign":64},[21135],{"text":21136,"type":68},"Access to Banqup technology resources is only permitted through secure connectivity (e.g. VPN, SSH) and requires multi-factor authentication. Banqup  production password policy requires complexity, expiration, lockout and disallows reuse. Banqup grants access on a need to know basis of least privilege rules, reviews permissions quarterly and revokes access immediately after employee termination.",{"type":61,"attrs":21138,"content":21139},{"level":269,"textAlign":64},[21140],{"text":21141,"type":68},"Security policies",{"type":53,"attrs":21143,"content":21144},{"textAlign":64},[21145],{"text":21146,"type":68},"Banqup maintains and periodically reviews and updates its information security policies, at least on an annual basis. Employees must acknowledge policies on an annual basis and undergo additional training pertaining to job function. Training is designed to adhere to all specifications and regulations applicable to Banqup.",{"type":61,"attrs":21148,"content":21149},{"level":269,"textAlign":64},[21150],{"text":21151,"type":68},"Personnel",{"type":53,"attrs":21153,"content":21154},{"textAlign":64},[21155],{"text":21156,"type":68},"Banqup conducts background screening at the time of hire (to the extent permitted or facilitated by applicable laws and countries). In addition, Banqup communicates its information security policies to all personnel (who must acknowledge this) and requires new employees to sign non-disclosure agreements, and provides ongoing privacy and security training.",{"type":61,"attrs":21158,"content":21159},{"level":269,"textAlign":64},[21160],{"text":21161,"type":68},"Dedicated security personnel",{"type":53,"attrs":21163,"content":21164},{"textAlign":64},[21165],{"text":21166,"type":68},"Banqup has a dedicated privacy-and security organisation, which focuses on application, cloud, network and system security. This team is also responsible for security compliance, education and incident response.",{"type":61,"attrs":21168,"content":21169},{"level":269,"textAlign":64},[21170],{"text":21171,"type":68},"Vulnerability management and penetration tests",{"type":53,"attrs":21173,"content":21174},{"textAlign":64},[21175],{"text":21176,"type":68},"Banqup maintains a documented vulnerability management program which includes periodic scans, identification and remediation of security vulnerabilities on servers, workstations, network equipment and applications. All networks, including test-and production environments, are regularly scanned using trusted third party vendors. Critical patches are applied to servers on a priority basis and as appropriate for all other patches. Banqup also conducts regular internal-and external penetration tests and remediates according to severity for any results found.",{"type":61,"attrs":21178,"content":21179},{"level":269,"textAlign":64},[21180],{"text":21181,"type":68},"Encryption",{"type":53,"attrs":21183,"content":21184},{"textAlign":64},[21185],{"text":21186,"type":68},"Banqup encrypts all data at rest in the data centers and all in motion using the Banqup cryptographic standard that is reviewed yearly.",{"type":61,"attrs":21188,"content":21189},{"level":269,"textAlign":64},[21190],{"text":21191,"type":68},"Development",{"type":53,"attrs":21193,"content":21194},{"textAlign":64},[21195],{"text":21196,"type":68},"Banqup development team employs secure coding techniques and best practices, focused around the OWASP Top Ten. Developers are formally trained in secure web application development practices upon hire and annually. Development, testing and production environments are separated. All changes are peer reviewed and logged for performance, audit and forensic purposes prior to deployment into the production environment.",{"type":61,"attrs":21198,"content":21199},{"level":269,"textAlign":64},[21200],{"text":21201,"type":68},"Asset management",{"type":53,"attrs":21203,"content":21204},{"textAlign":64},[21205],{"text":21206,"type":68},"Banqup maintains an asset management policy which includes identification, classification, retention and disposal of information and assets. Company-issued devices are equipped with full hard disk encryption and up-to-date antivirus software. Only company-issued devices are permitted to access production networks.",{"type":61,"attrs":21208,"content":21209},{"level":269,"textAlign":64},[21210],{"text":21211,"type":68},"Incident management",{"type":53,"attrs":21213,"content":21214},{"textAlign":64},[21215],{"text":21216,"type":68},"Banqup maintains a security incident response process that covers the initial response, investigation, customer notification (no less than as required by applicable law), public communication, prudential reporting and remediation.",{"type":61,"attrs":21218,"content":21219},{"level":269,"textAlign":64},[21220],{"text":21221,"type":68},"Breach notification",{"type":53,"attrs":21223,"content":21224},{"textAlign":64},[21225],{"text":21226,"type":68},"Despite best efforts, no method of transmission over the internet and no method of electronic storage is perfectly secure. As any other organisation, Banqup cannot guarantee absolute security. However, if Banqup takes knowledge of a security breach, Banqup will notify affected users so that they can take appropriate protective steps. Banqup breach notification procedures are consistent with the obligations under applicable country laws and regulations, as well as any industry rules or standards applicable to Banqup and its affiliates. Banqup is committed to keeping its customers fully informed of any matters relevant to the security of their account and to providing customers all information necessary for them to meet their own regulatory reporting obligations.",{"type":61,"attrs":21228,"content":21229},{"level":269,"textAlign":64},[21230],{"text":21231,"type":68},"Business continuity management",{"type":53,"attrs":21233,"content":21234},{"textAlign":64},[21235],{"text":21236,"type":68},"Backups are encrypted and stored within the production environment to preserve their confidentiality and integrity. Banqup employs a backup strategy to ensure minimum downtime and data loss.",{"type":61,"attrs":21238,"content":21239},{"level":269,"textAlign":64},[21240],{"text":21241,"type":68},"Your responsibility",{"type":53,"attrs":21243,"content":21244},{"textAlign":64},[21245],{"text":21246,"type":68},"Keeping your data secure also requires that you maintain the security of your account by using sufficiently complex passwords and storing them safely. You should also be aware of your context and environment and operate in a secure way of working. Lastly you should ensure that you have sufficient security on your own systems.",{"type":61,"attrs":21248,"content":21249},{"level":269,"textAlign":64},[21250],{"text":21251,"type":68},"Logging and monitoring",{"type":53,"attrs":21253,"content":21254},{"textAlign":64},[21255],{"text":21256,"type":68},"Application-and infrastructure systems log information to a centrally managed log repository for troubleshooting, security reviews and analysis by authorized Banqup personnel. Logs are preserved in accordance with regulatory requirements. Banqup will provide customers with reasonable assistance and access to logs in the event of a security incident impacting their account.",{"type":61,"attrs":21258,"content":21259},{"level":269,"textAlign":64},[21260],{"text":21261,"type":68},"Compliance",{"type":53,"attrs":21263,"content":21264},{"textAlign":64},[21265],{"text":21266,"type":68},"Banqup Group has implemented an Information Security Management System (ISMS), governance, risk management and compliance practices, which align with current information security frameworks and best practices. Our ISMS is ISO 27001 certified. In addition, Banqup payment products carry the Payment Card Industry’s Data Security Standards (PCI DSS 3.2).",{"type":61,"attrs":21268,"content":21269},{"level":269,"textAlign":64},[21270],{"text":21271,"type":68},"Fraud",{"type":53,"attrs":21273,"content":21274},{"textAlign":64},[21275],{"text":21276,"type":68},"Banqup Payments makes use of rule-based and AI empowered detection systems to protect customers transactions against financial crime. These detection systems are continuously reviewed to adapt to changing threats, leading to a lower fraud rate for Banqup customers and their customers.",{"type":61,"attrs":21278,"content":21279},{"level":269,"textAlign":64},[21280],{"text":21281,"type":68},"Multi factor authentication",{"type":53,"attrs":21283,"content":21284},{"textAlign":64},[21285],{"text":21286,"type":68},"Banqup Payments uses the 3D Secure (3DS) protocol to add an extra layer of protection to online electronic payments. This reduces the risk of unauthorised transactions and charge-backs. With 3DS enabled, customers have two-factor authentication on payments, i.e. payments won’t go through unless the customer authorises them.","security-statement",[],"ff3da225-0041-4284-bf58-f7300e2378b1","2026-02-05T10:51:27.184Z",[],[21293,21294,21295],{"path":21074,"name":64,"lang":242,"published":64},{"path":21074,"name":64,"lang":244,"published":64},{"path":21296,"name":21297,"lang":248,"published":55},"legal/sicherheitserklaerung","Sicherheitserklärung","Security Statement",{"_uid":21300,"link":21301,"label":21305,"component":15279},"bc9d8a82-be96-4c20-a3a9-ebf6b1c108b4",{"id":21302,"url":8,"linktype":111,"fieldtype":20,"cached_url":21303,"story":21304},"90b3568b-dbb3-4a6e-9fbc-fc3908439156","legal/privacy-trust-center",{"name":21305,"created_at":21306,"published_at":21307,"updated_at":21308,"id":21309,"uuid":21302,"content":21310,"slug":21583,"full_slug":21303,"sort_by_date":64,"position":7163,"tag_list":21584,"is_startpage":17,"parent_id":236,"meta_data":64,"group_id":21585,"first_published_at":21586,"release_id":64,"lang":48,"path":64,"alternates":21587,"default_full_slug":21303,"translated_slugs":21588,"_stopResolving":55},"Privacy Trust Center","2026-01-13T15:02:57.472Z","2026-06-30T11:48:10.560Z","2026-06-30T11:48:10.580Z",133640099758090,{"seo":21311,"_uid":123,"body":21312,"component":231},{"_uid":120,"title":121,"plugin":34,"description":122},[21313,21325,21344],{"_uid":126,"size":40,"image":21314,"theme":129,"buttons":21316,"heading":21317,"tagline":8,"component":47,"background":132,"description":21318,"imageVariation":54,"invertTextColor":55},{"id":42,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":43,"copyright":8,"fieldtype":15,"meta_data":21315,"is_external_url":17},{},[],"Privacy trust center",{"type":50,"content":21319},[21320],{"type":53,"attrs":21321,"content":21322},{"textAlign":64},[21323],{"text":21324,"type":68},"Protection of our customers’ privacy is the starting point for everything we do. ",{"_uid":21326,"text":21327,"component":714,"background":1371},"f13242c5-d23b-44e3-9de2-68fec65759d4",{"type":50,"content":21328},[21329,21334,21339],{"type":53,"attrs":21330,"content":21331},{"textAlign":64},[21332],{"text":21333,"type":68},"Banqup Group offers a variety of services. Depending on which service you opt in and where you are located, the contracting entity is different. However the DPO Office of Banqup takes a centralized approach by defining global policies and procedures and by opting for the most stringent approach. ",{"type":53,"attrs":21335,"content":21336},{"textAlign":64},[21337],{"text":21338,"type":68},"Banqup takes its responsibility to protect and secure its stakeholders information seriously and strives for complete transparency around its privacy and security practices.",{"type":53,"attrs":21340,"content":21341},{"textAlign":64},[21342],{"text":21343,"type":68},"Because of our duty of care  towards our customers and our obligations to comply with data protection legislations, e.g. EU General Data Protection Regulation (GDPR) and local data protection laws, Banqup has implemented suitable technical and organizational security measures in order to protect the personal data against unauthorized or unlawful access, processing, disclosure, copying, alteration, storage, reproduction, display, or distribution; and against loss, destruction, or damage, whether accidental or otherwise.",{"_uid":21345,"buttons":21346,"heading":21347,"tagline":8,"component":7928,"questions":21348,"background":48,"description":21576},"1f3f66a6-3d79-4f53-b6e3-70b6bb5ccc04",[],"FAQ",[21349,21359,21408,21450,21470,21485,21531,21541,21551],{"_uid":21350,"title":21351,"answer":21352,"component":7942},"6c77a55f-ad0d-439a-925a-d30cf7985141","Who is taking care of privacy compliance within Banqup Group?",{"type":50,"content":21353},[21354],{"type":53,"attrs":21355,"content":21356},{"textAlign":64},[21357],{"text":21358,"type":68},"Banqup Group has appointed a Data Protection Officer who is responsible for monitoring compliance with data protection regulations and advising on the processing of personal data. The DPO is supported by the DPO Office and reports to an internal Privacy Committee. If you have any questions regarding the processing of personal data, you can go through our relevant privacy notice or contact our DPO office via gdpr@Banqup.com. ",{"_uid":21360,"title":21361,"answer":21362,"component":7942},"a8f66fcd-f0d2-443a-9bef-c6fe446bbace","Who owns and controls the data?",{"type":50,"content":21363},[21364,21369,21374,21379],{"type":53,"attrs":21365,"content":21366},{"textAlign":64},[21367],{"text":21368,"type":68},"From a privacy perspective, the customer is most likely the data controller. This means that when a customer subscribes to our services, the customer retains ownership and control over its data. Banqup will be acting as data processor regarding the processing of personal data of the customer and will only act upon your instructions. This means that we will only process the personal data which we receive from you for the purpose and means defined by you. As a customer you are also responsible for transparency requirements. ",{"type":53,"attrs":21370,"content":21371},{"textAlign":64},[21372],{"text":21373,"type":68},"Please make sure you have a look at our Data Processing Agreement (DPA) before subscribing to our services. The DPA facilitates your compliance with your obligations under the (EU) data protection laws and contains strong privacy commitments. Unfortunately we do not allow customers to impose their own DPA, as the DPA is specific to Banqup’s services and privacy practices. Should you have any questions regarding the DPA please contact us via gdpr@Banqup.com. ",{"type":53,"attrs":21375,"content":21376},{"textAlign":64},[21377],{"text":21378,"type":68},"Even though Banqup is acting as data processor in the majority of the cases, we may act as data controller in relation to certain services which are offered by some of the Banqup Group entities or its branch offices for the purpose of complying with our legal obligations like our KYC, AML, e-IDAS obligations. ",{"type":53,"attrs":21380,"content":21381},{"textAlign":64},[21382,21387,21393,21398,21403],{"text":21383,"type":68,"marks":21384},"In some circumstances we may share certain of your data. Such sharing can be internally, ",[21385],{"type":7629,"attrs":21386},{"color":7631},{"text":21388,"type":68,"marks":21389},"i.e",[21390,21392],{"type":7629,"attrs":21391},{"color":7631},{"type":1444},{"text":21394,"type":68,"marks":21395},". with other affiliates of Banqup to provide you with certain services offered by our affiliates, or externally, ",[21396],{"type":7629,"attrs":21397},{"color":7631},{"text":21388,"type":68,"marks":21399},[21400,21402],{"type":7629,"attrs":21401},{"color":7631},{"type":1444},{"text":21404,"type":68,"marks":21405},". with other third parties.",[21406],{"type":7629,"attrs":21407},{"color":7631},{"_uid":21409,"title":21410,"answer":21411,"component":7942},"53597c50-27a5-4574-9a51-090d9790d27d","How does Banqup comply with data protection legislations?",{"type":50,"content":21412},[21413,21418,21448],{"type":53,"attrs":21414,"content":21415},{"textAlign":64},[21416],{"text":21417,"type":68},"Banqup has established a Privacy Program to enhance its compliance with data protection legislations  and ensure the same privacy standards apply throughout the group.",{"type":91,"content":21419},[21420,21427,21434,21441],{"type":94,"content":21421},[21422],{"type":53,"attrs":21423,"content":21424},{"textAlign":64},[21425],{"text":21426,"type":68},"Privacy by design and by default are integrated into Banqup’s products and services. Data protection by design (and default) means data protection is taken into account from the start when a new product, service, system or procedure is set up or significant changes are made to existing products, services, systems and procedures. When we are acting as data controller, we also perform DPIA’s (data protection impact assessment) to document, tackle or at least mitigate the privacy risks related to the use of our systems and products. ",{"type":94,"content":21428},[21429],{"type":53,"attrs":21430,"content":21431},{"textAlign":64},[21432],{"text":21433,"type":68},"Banqup has also established a uniform policy and procedure to handle data subject rights and data breaches. ",{"type":94,"content":21435},[21436],{"type":53,"attrs":21437,"content":21438},{"textAlign":64},[21439],{"text":21440,"type":68},"Continued compliance requires awareness from the staff within the company. Only by changing people can a true change be made. We organize specific privacy training sessions (e.g. for product, marketing, sales, HR, customer support). Our staff also receive guidelines on how to process personal data in their specific function. In addition, each new employee is required to follow a generic GDPR training. All our collaborators must follow strict privacy group policies.",{"type":94,"content":21442},[21443],{"type":53,"attrs":21444,"content":21445},{"textAlign":64},[21446],{"text":21447,"type":68},"Our employees, agents, and sub-processors who may have access to personal data are informed of the confidential nature of personal data, and subject to confidentiality undertakings (e.g. non-disclosure agreement). ",{"type":53,"attrs":21449},{"textAlign":64},{"_uid":21451,"title":21452,"answer":21453,"component":7942},"eb4c87ad-b828-4e19-9c34-5c0bc8873795","Where is your data stored?",{"type":50,"content":21454},[21455,21460,21465],{"type":53,"attrs":21456,"content":21457},{"textAlign":64},[21458],{"text":21459,"type":68},"Banqup uses well established public cloud providers, private data centers and local server rooms. ",{"type":53,"attrs":21461,"content":21462},{"textAlign":64},[21463],{"text":21464,"type":68},"Depending on where you are located and which products you are using, we store your data in one or more different data centers in the region where you are located. If your company is located in the EU, your data will be hosted in the EU. ",{"type":53,"attrs":21466,"content":21467},{"textAlign":64},[21468],{"text":21469,"type":68},"Banqup ensures that its storage of personal data conforms with best industry practice such that the media on which personal data is recorded (including paper records and records stored electronically) are stored in secure locations and access by personnel to personal data is strictly monitored and controlled. ",{"_uid":21471,"title":21472,"answer":21473,"component":7942},"0908be6c-3ef3-4817-a749-9c201c5e5948","Do we transfer your data internationally?",{"type":50,"content":21474},[21475,21480],{"type":53,"attrs":21476,"content":21477},{"textAlign":64},[21478],{"text":21479,"type":68},"Banqup pays attention to international data transfers. We only process data in the European Economic Area and we make sure our data processors are storing and processing the data in the EEA. However it might be possible that a limited amount of data are accessible from a country outside the EEA, in this case we make sure that any transfer of personal data to a third country or international organization may only take place in accordance with the principles set out in the applicable Data Protection Legislation and our DPA.  We make sure we have appropriate safeguards mechanisms in place to transfer personal data to a data processor outside of the EEA.",{"type":53,"attrs":21481,"content":21482},{"textAlign":64},[21483],{"text":21484,"type":68},"To the extent you are located outside the EEA and not subject to the GDPR, we will take the similar necessary precautions in accordance with the applicable local data protection laws. ",{"_uid":21486,"title":21487,"answer":21488,"component":7942},"77507cbc-a85a-4dcc-bbbf-74348f0c64a4","Does Banqup use sub-processors?",{"type":50,"content":21489},[21490,21495,21500,21516,21521,21526],{"type":53,"attrs":21491,"content":21492},{"textAlign":64},[21493],{"text":21494,"type":68},"A sub-processor is a third party engaged by Banqup, including entities from within the Banqup Group, who has or potentially will have access to or process personal data. Banqup engages different types of sub-processors to perform various functions.",{"type":53,"attrs":21496,"content":21497},{"textAlign":64},[21498],{"text":21499,"type":68},"We secure our customers' data by choosing reliable sub-processors with whom we are entering into  carefully revised contractual provisions. This entails that:",{"type":91,"content":21501},[21502,21509],{"type":94,"content":21503},[21504],{"type":53,"attrs":21505,"content":21506},{"textAlign":64},[21507],{"text":21508,"type":68},"we conduct privacy vendor assessments prior to engaging new suppliers. For each supplier who is processing personal data on our behalf (our on behalf of our customers), the DPO Office conducts a privacy vendor assessment to evaluate the privacy maturity of the potential new supplier. As we are responsible for our supplier, we also make sure to conduct these assessments frequently. ",{"type":94,"content":21510},[21511],{"type":53,"attrs":21512,"content":21513},{"textAlign":64},[21514],{"text":21515,"type":68},"we remain fully responsible for the engagement of our sub-processor. We have an  agreement in place with all sub-processors, with the minimum content as required by the applicable legislations",{"type":53,"attrs":21517,"content":21518},{"textAlign":64},[21519],{"text":21520,"type":68},"We work with general authorization from our customers in accordance with applicable data protection legislation. Consequently, we will not ask your specific authorisation before engaging a new sub-processor. In the event we would engage a new sub-processor, we will inform you of this. We allow you to keep the control of the sub-processors by providing you the opportunity to object to the use of a certain sub-processor within 5 days by writing to our DPO Office (gdpr@Banqup.com)and eventually terminate the agreement with us in case we are unable to find a reasonable solution to your concern. ",{"type":53,"attrs":21522,"content":21523},{"textAlign":64},[21524],{"text":21525,"type":68},"When engaging new sub-processors and/or replacing existing sub-processors, we will notify you at least 5 days in advance before it becomes applicable. Please subscribe to our mailing list to be kept informed (subprocessors@Banqup.com ).",{"type":53,"attrs":21527,"content":21528},{"textAlign":64},[21529],{"text":21530,"type":68},"To the extent the relevant data protection legislation would require you to notify the data protection authority, you will be given sufficient time. ",{"_uid":21532,"title":21533,"answer":21534,"component":7942},"22dc837f-657f-41a3-9ae7-d09f0f8110d2","How does Banqup notify customers of a data breach?",{"type":50,"content":21535},[21536],{"type":53,"attrs":21537,"content":21538},{"textAlign":64},[21539],{"text":21540,"type":68},"Despite best efforts, no method of transmission over the internet and no method of electronic storage is perfectly secure. As any other organization, Banqup cannot guarantee absolute security. However, if a personal data breach occurs, Banqup will notify  affected users/customers without undue delay so that they can take appropriate protective steps. Banqup’s breach notification procedure is consistent with good industry practices and complies with the applicable laws and regulations. This will allow you to comply with your own obligations.",{"_uid":21542,"title":21543,"answer":21544,"component":7942},"c99f3164-b211-425a-821f-4c566ce3e73f","In its capacity as a data processor, how does Banqup handle requests made by end-users?",{"type":50,"content":21545},[21546],{"type":53,"attrs":21547,"content":21548},{"textAlign":64},[21549],{"text":21550,"type":68},"We have a procedure instructing employees how to handle data subjects requests for our customers. If Banqup receives a data subject request from a customer’s End-User (i.e., a user of the services to whom a customer has provided our services), Banqup is the data processor, and Banqup will, to the extent that applicable legislation does not prohibit Banqup from doing so, promptly inform the end-user to contact our customer (i.e. the data controller) and we promptly inform our customer directly about any request. Banqup will not further respond to a data subject request without customer’s prior consent.",{"_uid":21552,"title":21553,"answer":21554,"component":7942},"117f2e9b-fff0-4045-9878-75f87f1eaec8","What happens to data upon termination or expiration of a customer's agreement with Banqup?",{"type":50,"content":21555},[21556,21561,21566,21571],{"type":53,"attrs":21557,"content":21558},{"textAlign":64},[21559],{"text":21560,"type":68},"Banqup has a documented process to support and implement the instruction of the customer and requirements around personal data retention and destruction. If you want to have your data deleted we invite you to contact the DPO Office (gdpr@banqup.com). ",{"type":53,"attrs":21562,"content":21563},{"textAlign":64},[21564],{"text":21565,"type":68},"We make sure that personal data records are destroyed, disposed of or transferred back to business partners, in a manner that prevents improper access, disclosure or destruction. ",{"type":53,"attrs":21567,"content":21568},{"textAlign":64},[21569],{"text":21570,"type":68},"Upon your request, we delete or transfer back the customer data at the end of the business relationship. ",{"type":53,"attrs":21572,"content":21573},{"textAlign":64},[21574],{"text":21575,"type":68},"We don’t need to retain customer personal information pursuant to legal obligations, except when we are acting as Data Controller. ",{"type":50,"content":21577},[21578],{"type":53,"attrs":21579,"content":21580},{"textAlign":64},[21581],{"text":21582,"type":68},"Here you will find all you need to know about Banqup’s data protection compliance. ","privacy-trust-center",[],"4cb49a4e-4e4b-4475-9f77-22ab010c43fa","2026-01-16T08:04:34.633Z",[],[21589,21590,21591],{"path":21303,"name":64,"lang":242,"published":64},{"path":21303,"name":64,"lang":244,"published":64},{"path":21592,"name":21593,"lang":248,"published":55},"legal/datenschutz-trust-center","Datenschutz-Trust-Center",{"_uid":21595,"link":21596,"label":21598,"component":15279},"ef05a41d-1a7f-44e9-83d4-ffd5d3990e08",{"id":8,"url":21597,"linktype":19,"fieldtype":20,"cached_url":21597},"https://assets-cdn.btx.eu.banqup.com/assets/media/ToS-and-DPA/banqup/en/v2_0/terms_of_service.pdf","Terms & Conditions Banqup Documents","Legal",{"id":8,"url":8,"linktype":111,"fieldtype":20,"cached_url":8},{"_uid":21602,"blocks":21603,"component":19974},"07ee7678-5d19-4449-bec2-a6cc9ddee1fe",[21604,21609,21613],{"_uid":21605,"lines":21606,"title":21607,"component":21608},"30a76c94-00b6-49e1-9d81-c42fee02949f","Banqup Group\nAvenue Reine Astrid, 92A\n1310 La Hulpe, Belgium\n\n+32 2 634 06 28\ninfo@banqup.com","Contact","footerContactBlock",{"_uid":21610,"title":21611,"component":21612},"f34cf0a4-5b30-45bf-81ad-d4760a7a96cc","Follow us","footerSocialsBlock",{"_uid":21614,"title":21615,"component":21616},"f1de9c58-f583-4927-955c-573f4a85309a","Download the Banqup app","footerAppStoreBlock",{"id":8,"url":8,"linktype":19,"fieldtype":20,"cached_url":8},"Phone number",[21620,21859,21865],{"_uid":21621,"link":21622,"size":105,"title":1581,"variant":9932,"component":158,"arrowRight":17},"99300562-a18a-4fec-b3ae-176cfeb434f9",{"id":20703,"url":8,"linktype":111,"fieldtype":20,"cached_url":21623,"story":21624},"support/",{"name":1286,"created_at":21625,"published_at":21626,"updated_at":21627,"id":21628,"uuid":20703,"content":21629,"slug":1284,"full_slug":21623,"sort_by_date":64,"position":7163,"tag_list":21850,"is_startpage":55,"parent_id":21851,"meta_data":64,"group_id":21852,"first_published_at":21853,"release_id":64,"lang":48,"path":64,"alternates":21854,"default_full_slug":21623,"translated_slugs":21855,"_stopResolving":55},"2025-12-24T10:39:22.856Z","2026-07-06T08:43:22.690Z","2026-07-07T09:01:18.753Z",126497435081845,{"seo":21630,"_uid":21634,"body":21635,"theme":8,"component":6716},{"_uid":21631,"title":21632,"plugin":7,"og_image":8,"og_title":8,"description":21633,"twitter_image":8,"twitter_title":8,"og_description":8,"twitter_description":8},"2d371ca4-87a4-4768-a923-ad139656fae2","Need help? Contact & Support | Banqup","Have a question about Banqup? Find answers in our FAQ, view our guides, or contact our customer support directly. We are here to help.","905ecd5a-dcf3-47b1-8b89-0fd99b15c335",[21636,21652,21726,21751],{"_uid":21637,"size":40,"image":21638,"theme":129,"buttons":21640,"heading":21641,"tagline":8,"component":47,"background":1511,"description":21642,"imageVariation":1591,"invertTextColor":55},"67a667b4-45c2-413c-b34e-64f94d86209b",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"filename":64,"copyright":64,"fieldtype":15,"meta_data":21639,"is_external_url":17},{},[],"How can we help you?",{"type":50,"content":21643},[21644],{"type":53,"attrs":21645,"content":21646},{"textAlign":64},[21647],{"text":21648,"type":68,"marks":21649},"Looking for support or ready to get started with Banqup? Choose the quickest route to your answer below.",[21650],{"type":7629,"attrs":21651},{"color":8776},{"_uid":21653,"size":40,"columns":229,"heading":21654,"sections":21655,"component":224,"background":48,"description":21723,"headingAlign":1515,"columnsLayout":48,"spacingBottom":1339,"headingColumns":229,"headingTextColor":230},"25caacc3-577c-4dce-a0c5-27f177c89ca0","Get instant answers to your questions",[21656,21679,21701],{"_uid":21657,"icon":21658,"buttons":21662,"heading":21668,"component":160,"description":21669},"82f29ec9-85dc-42d3-a68b-3c530091e739",{"id":21659,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":21660,"copyright":8,"fieldtype":15,"meta_data":21661,"is_external_url":17},126488185307407,"https://a.storyblok.com/f/318078/400x400/390a9ab9b7/support-help-center.png",{},[21663],{"_uid":21664,"link":21665,"size":8,"title":21667,"variant":8,"component":158,"arrowRight":17},"12731fc4-092a-4394-a415-1c13e7588530",{"id":8,"url":21666,"target":156,"linktype":19,"fieldtype":20,"cached_url":21666},"https://support.banqup.com","Visit the helpcenter","Support & Help center",{"type":50,"content":21670},[21671],{"type":53,"attrs":21672,"content":21673},{"textAlign":64},[21674],{"text":21675,"type":68,"marks":21676},"Looking for a quick answer? Browse our extensive knowledge base or chat with our digital assistant. We’ll help you get back to business in no time.",[21677],{"type":7629,"attrs":21678},{"color":7631},{"_uid":21680,"icon":21681,"buttons":21685,"heading":21690,"component":160,"description":21691},"229353de-adf0-47d9-ab98-ab4e4c0bcfb2",{"id":21682,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":21683,"copyright":8,"fieldtype":15,"meta_data":21684,"is_external_url":17},126488364003604,"https://a.storyblok.com/f/318078/400x400/49f0fcb5c9/webinar.png",{},[21686],{"_uid":21687,"link":21688,"size":8,"title":21689,"variant":8,"component":158,"arrowRight":17},"9065b26d-2208-402c-ba35-5d1cf0e25daf",{"id":12355,"url":8,"linktype":111,"fieldtype":20,"cached_url":12356},"Sign up for our webinar","Webinars & live Q&A’s",{"type":50,"content":21692},[21693],{"type":53,"attrs":21694,"content":21695},{"textAlign":64},[21696],{"text":21697,"type":68,"marks":21698},"Unlock the full potential of your Banqup account. Join our interactive live sessions where our experts share valuable tips and answer your questions in real-time.",[21699],{"type":7629,"attrs":21700},{"color":7631},{"_uid":21702,"icon":21703,"buttons":21707,"heading":21712,"component":160,"description":21713},"4d5749e4-0321-42f9-8982-0d6565ee7cab",{"id":21704,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":21705,"copyright":8,"fieldtype":15,"meta_data":21706,"is_external_url":17},126487972466942,"https://a.storyblok.com/f/318078/400x400/95487f3fb4/new-to-banqup.png",{},[21708],{"_uid":21709,"link":21710,"size":8,"title":21711,"variant":8,"component":158,"arrowRight":17},"6f10437e-7dd4-4f61-9305-c6a401d43277",{"id":1586,"url":8,"linktype":111,"fieldtype":20,"cached_url":1587},"Create your account","New to Banqup?",{"type":50,"content":21714},[21715],{"type":53,"attrs":21716,"content":21717},{"textAlign":64},[21718],{"text":21719,"type":68,"marks":21720},"Ready to simplify your administration? Create your account in just a few clicks and experience the benefits of Banqup immediately.",[21721],{"type":7629,"attrs":21722},{"color":7631},{"type":50,"content":21724},[21725],{"type":53},{"_uid":21727,"media":21728,"video":21729,"images":21731,"layout":1367,"buttons":21736,"heading":21740,"tagline":8,"component":1370,"background":1511,"description":21741,"spacingBottom":8,"invertTextColor":17},"612dba38-0ca6-493e-a602-84de419b15f6",[],{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":21730},{},[21732],{"id":21733,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":21734,"copyright":8,"fieldtype":15,"meta_data":21735},128962012610063,"https://a.storyblok.com/f/318078/935x1122/67fb793e6e/customer-support.jpg",{},[21737],{"_uid":21738,"link":21739,"size":8,"title":1581,"variant":8,"component":158,"arrowRight":17},"ab68fd57-10a5-49fe-9ed8-31cacb6d903b",{"id":1578,"url":8,"linktype":111,"fieldtype":20,"cached_url":1579},"Still have a question?",{"type":50,"content":21742},[21743],{"type":53,"attrs":21744,"content":21745},{"textAlign":64},[21746],{"text":21747,"type":68,"marks":21748},"Couldn’t find the answer in our Help Center or webinars? Fill out our contact form, and our support team will get back to you as soon as possible.",[21749],{"type":7629,"attrs":21750},{"color":7631},{"_uid":21752,"buttons":21753,"heading":21347,"tagline":8,"component":7928,"questions":21754,"background":48,"description":21847},"e436ed12-8494-4635-99bc-077b39833937",[],[21755,21777,21799,21821,21834],{"_uid":21756,"title":21757,"answer":21758,"component":7942},"818fc199-ecd1-4e49-ac66-a3839c24c2d8","Where can I find my CBE number and extract?",{"type":50,"content":21759},[21760],{"type":53,"attrs":21761,"content":21762},{"textAlign":64},[21763,21768],{"text":21764,"type":68,"marks":21765},"To validate your account, we need your correct company details. Not sure where to download your official company extract or what your CBE number is exactly? We explain it to you step-by-step. ",[21766],{"type":7629,"attrs":21767},{"color":7631},{"text":21769,"type":68,"marks":21770},"Read the article here",[21771,21774,21776],{"type":105,"attrs":21772},{"href":21773,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://support.banqup.com/en/articles/274234-finding-your-cbe-number-and-extract",{"type":7629,"attrs":21775},{"color":11649},{"type":11651},{"_uid":21778,"title":21779,"answer":21780,"component":7942},"3bd6a03f-7d01-4c26-9684-feecbe66c57a","How do I register on Banqup?",{"type":50,"content":21781},[21782],{"type":53,"attrs":21783,"content":21784},{"textAlign":64},[21785,21790],{"text":21786,"type":68,"marks":21787},"Ready to simplify your administration? Creating a Banqup account is the first step. In this guide, we walk you through the entire registration process so you can get started right away. ",[21788],{"type":7629,"attrs":21789},{"color":7631},{"text":21791,"type":68,"marks":21792},"View the registration guide",[21793,21796,21798],{"type":105,"attrs":21794},{"href":21795,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://support.banqup.com/en/articles/274253-registering-on-banqup",{"type":7629,"attrs":21797},{"color":11649},{"type":11651},{"_uid":21800,"title":21801,"answer":21802,"component":7942},"017879e5-7c02-4140-960e-b08c727dafbf","How do I connect to Peppol?",{"type":50,"content":21803},[21804],{"type":53,"attrs":21805,"content":21806},{"textAlign":64},[21807,21812],{"text":21808,"type":68,"marks":21809},"Do you want to send and receive invoices securely and digitally via the official Peppol network? Activating this connection is crucial for e-invoicing. Discover here how to set up the link in just a few clicks. ",[21810],{"type":7629,"attrs":21811},{"color":7631},{"text":21813,"type":68,"marks":21814},"Connect to Peppol",[21815,21818,21820],{"type":105,"attrs":21816},{"href":21817,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://support.banqup.com/en/articles/274262-connecting-to-peppol",{"type":7629,"attrs":21819},{"color":11649},{"type":11651},{"_uid":21822,"title":21823,"answer":21824,"component":7942},"5f9d5f77-6a18-47a2-ae24-6faccabfbd71","On which devices can I use Banqup?",{"type":50,"content":21825},[21826],{"type":53,"attrs":21827,"content":21828},{"textAlign":64},[21829],{"text":21830,"type":68,"marks":21831},"You can use Banqup on your computer, tablet or smartphone. 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Learn more with Banqup.","35d5655b-b5c4-4d43-9206-d59855aa3225",[22414,22425,22630,22662],{"_uid":22415,"align":8,"image":22416,"theme":48,"buttons":22420,"columns":229,"heading":22402,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":22421,"invertTextColor":55},"8bb9bcd0-c2f6-48a9-9a1d-a9c260a2e84a",{"id":22417,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":22418,"copyright":8,"fieldtype":15,"meta_data":22419,"is_external_url":17},84147046408402,"https://a.storyblok.com/f/318078/1925x510/ead7e5df94/dominican-republic.jpg",{},[],{"type":50,"content":22422},[22423],{"type":53,"attrs":22424},{"textAlign":64},{"_uid":22426,"text":22427,"component":714,"background":48},"c554c3bd-1aad-4564-983e-c4df236bfdf2",{"type":50,"content":22428},[22429,22436,22443,22487,22492,22500,22505,22519,22524,22531,22536,22543,22548,22556,22561,22568,22573,22580,22585,22590,22595,22600],{"type":53,"attrs":22430,"content":22431},{"textAlign":64},[22432],{"text":22433,"type":68,"marks":22434},"This article was last updated on February 27, 2026, to reflect the implementation of the new DGII contingency mechanism for electronic invoicing.",[22435],{"type":71},{"type":61,"attrs":22437,"content":22438},{"level":3706,"textAlign":64},[22439],{"text":22440,"type":68,"marks":22441},"What are the most important characteristics of electronic invoicing in the Dominican Republic?",[22442],{"type":71},{"type":53,"attrs":22444,"content":22445},{"textAlign":64},[22446,22448,22452,22454,22458,22460,22468,22470,22478,22480,22485],{"text":22447,"type":68},"The Dominican Republic e-invoicing model is based on the implementation of a local ",{"text":22449,"type":68,"marks":22450},"XML",[22451],{"type":71},{"text":22453,"type":68}," standard format for generating digital documents called ",{"text":22455,"type":68,"marks":22456},"electronic tax receipts",[22457],{"type":71},{"text":22459,"type":68}," (e-CF), established by the Tax Authority – ",{"text":22461,"type":68,"marks":22462},"Dirección General de Impuestos Internos",[22463,22467],{"type":105,"attrs":22464},{"href":22465,"uuid":64,"anchor":64,"custom":22466,"target":110,"linktype":19},"https://www.dgii.gov.do/Paginas/default.aspx",{},{"type":1444},{"text":22469,"type":68}," (DGII). e-CFs must be digitally signed and sent in real time for validation through a technological platform controlled by this authority. To manage periods of technical or connectivity issues, the Tax Authority has also implemented a specific contingency mechanism, as outlined in the “Electronic Invoicing Contingency Instructions” (",{"text":22471,"type":68,"marks":22472},"Instructivo de Contingencia de FE",[22473,22477],{"type":105,"attrs":22474},{"href":22475,"uuid":64,"anchor":64,"custom":22476,"target":110,"linktype":19},"https://dgii.gov.do/cicloContribuyente/facturacion/comprobantesFiscalesElectronicosE-CF/Paginas/documentacionSobreE-CF.aspx",{},{"type":1444},{"text":22479,"type":68},") published in February 2026. ",{"text":22481,"type":68,"marks":22482},"The DGII's ",[22483],{"type":7629,"attrs":22484},{"color":7631},{"text":22486,"type":68},"vision is to generate efficiency not only in the control of tax collection, but also in the functioning of businesses through the electronic exchange of tax documents between them.",{"type":53,"attrs":22488,"content":22489},{"textAlign":64},[22490],{"text":22491,"type":68},"The inspiration for this important project came from having carefully studied the experiences of other countries in the region that have successfully implemented e-invoicing, so DGII decided to emphasize certain characteristics beyond taxes, allowing its models to be highly innovative and successful.",{"type":61,"attrs":22493,"content":22495},{"level":22494,"textAlign":64},6,[22496],{"text":22497,"type":68,"marks":22498},"Digital Format of the Documents",[22499],{"type":71},{"type":53,"attrs":22501,"content":22502},{"textAlign":64},[22503],{"text":22504,"type":68},"The model defined by DGII includes all types of tax documents in the Dominican Republic, not just invoices. The XML format for electronic invoices is very well defined and contains all the information detailing commercial transactions and their participants (supplier and buyer).",{"type":53,"attrs":22506,"content":22507},{"textAlign":64},[22508,22513],{"type":14804,"attrs":22509},{"id":22510,"alt":8,"src":22511,"title":8,"source":8,"copyright":8,"meta_data":22512},131762652657017,"https://a.storyblok.com/f/318078/1342x735/cf5e2e5ad0/complianceplatform.png",{},{"text":22514,"type":68,"marks":22515},"Banqup Compliance Platform (Dominican Republic e-CF structure)",[22516,22517],{"type":1444},{"type":22518},"superscript",{"type":53,"attrs":22520,"content":22521},{"textAlign":64},[22522],{"text":22523,"type":68},"At Banqup, we offer a platform that allows the consolidation of all the technical requirements of the different types of electronic documents regulated in each country, making them easier for our clients to understand and helping them simplify the integration with their ERP systems in order to comply with each regulation.",{"type":53,"attrs":22525,"content":22526},{"textAlign":64},[22527],{"text":22528,"type":68,"marks":22529},"Mandatory implementation",[22530],{"type":71},{"type":53,"attrs":22532,"content":22533},{"textAlign":64},[22534],{"text":22535,"type":68},"Since the Executive Branch of the Dominican Republic (DR) enacted the electronic invoicing law in May 2023, it has been gradually implemented on a mandatory basis, first for large national companies, then for large and medium-sized local companies, and finally for the smallest businesses, a process that is still underway.",{"type":61,"attrs":22537,"content":22538},{"level":22494,"textAlign":64},[22539],{"text":22540,"type":68,"marks":22541},"Free solution for small businesses",[22542],{"type":71},{"type":53,"attrs":22544,"content":22545},{"textAlign":64},[22546],{"text":22547,"type":68},"It is a technological tool that allows the issuance of e-invoices, in accordance with the electronic invoicing operating model established in the Dominican Republic. This tool is provided free of charge by the Internal Revenue Service to taxpayers who wish to issue electronic invoices, operating from their computer with internet access, especially for independent professionals, individuals, and SMEs that do not have any existing system for this purpose.",{"type":53,"attrs":22549,"content":22550},{"textAlign":64},[22551],{"type":14804,"attrs":22552},{"id":22553,"alt":8,"src":22554,"title":8,"source":8,"copyright":8,"meta_data":22555},131422219480830,"https://a.storyblok.com/f/318078/330x330/c49e67087b/free-solutions-for-small-business.png",{},{"type":53,"attrs":22557,"content":22558},{"textAlign":64},[22559],{"text":22560,"type":68},"This type of solution has proven key in the widespread adoption of electronic invoicing in other Latin American countries, as it allows smaller taxpayers to easily adopt the model and begin exchanging digital documents with their clients, even before it becomes mandatory for them. Some of their clients are large companies that immediately begin to benefit from receiving electronic invoices in their supply chains.",{"type":61,"attrs":22562,"content":22563},{"level":22494,"textAlign":64},[22564],{"text":22565,"type":68,"marks":22566},"Benefits of e-invoicing",[22567],{"type":71},{"type":53,"attrs":22569,"content":22570},{"textAlign":64},[22571],{"text":22572,"type":68},"Electronic invoicing in the Dominican Republic offers key benefits such as reduced costs (paper, printing, filing), greater efficiency and automation of accounting processes, simplified and faster tax compliance with the DGII, increased security by reducing document loss, and greater transparency for tax administration, modernizing commerce, and attracting investment. In addition, there are tax incentives from the DGII for its implementation, and it contributes to environmental protection.",{"type":61,"attrs":22574,"content":22575},{"level":22494,"textAlign":64},[22576],{"text":22577,"type":68,"marks":22578},"Conclusion",[22579],{"type":71},{"type":53,"attrs":22581,"content":22582},{"textAlign":64},[22583],{"text":22584,"type":68},"By implementing a real-time platform that validates e-invoices and promotes transparency, the Dominican Republic not only successfully reduced tax evasion, but also created opportunities for businesses to grow and innovate, following the blueprint created in Latin America since 2003, when the pioneers Chile, Mexico, and Brazil started their projects.",{"type":53,"attrs":22586,"content":22587},{"textAlign":64},[22588],{"text":22589,"type":68},"As other regions look to implement similar systems, Latin America’s success serves as a powerful example of how digital transformation can drive both compliance and economic growth, going beyond fulfilling obligations: It acts as a catalyst for business efficiency, innovation, and competitiveness.",{"type":53,"attrs":22591,"content":22592},{"textAlign":64},[22593],{"text":22594,"type":68},"‍As the world continues to move towards digital tax solutions, Banqup offers a variety of powerful tools created to assist businesses as they navigate through these complexities. Banqup aims to simplify compliance with real-time validation, secure document transmission, and integration with tax authorities, ensuring businesses meet regulatory requirements seamlessly. By leveraging Banqup’s solutions, companies can streamline their invoicing processes, reduce the risk of fraud, and unlock opportunities for greater operational efficiency and financial services. Latin America's success demonstrates that effective digital tax systems can be a game-changer, and with Banqup’s support, businesses worldwide can harness the full potential of digital transformation, enhancing both compliance and growth on a global scale.",{"type":61,"attrs":22596,"content":22597},{"level":63,"textAlign":64},[22598],{"text":22599,"type":68},"Ready to discover more about compliance in other countries? ",{"type":53,"attrs":22601,"content":22602},{"textAlign":64},[22603,22605,22612,22614,22620,22621,22628],{"text":22604,"type":68},"Explore our ",{"text":22606,"type":68,"marks":22607},"compliant solutions",[22608],{"type":105,"attrs":22609},{"href":22610,"uuid":64,"anchor":64,"custom":22611,"target":110,"linktype":19},"https://www.banqup.com/en-be/solutions/compliance-management/e-invoicing",{},{"text":22613,"type":68}," and discover a platform that fully supports all major European standards, keeping you compliant across B2G and B2B mandates. Stay ahead of shifting regulations - ",{"text":22615,"type":68,"marks":22616},"follow us on LinkedIn",[22617],{"type":105,"attrs":22618},{"href":22107,"uuid":64,"anchor":64,"custom":22619,"target":110,"linktype":19},{},{"text":6579,"type":68},{"text":22622,"type":68,"marks":22623},"sign up for our monthly newsletter",[22624],{"type":105,"attrs":22625},{"href":22626,"uuid":64,"anchor":64,"custom":22627,"target":110,"linktype":19},"https://www.banqup.com/en-be/compliance-management/tax-compliance-newsletter",{},{"text":22629,"type":68}," for compliance updates, or connect with our local team to discuss your specific cross-border or national e-invoicing needs.",{"_uid":22631,"page":22632,"component":22661},"6a510dce-fc47-44a7-9012-9e1cd766ef60",[22633],{"name":22634,"created_at":22635,"published_at":22636,"updated_at":22637,"id":22638,"uuid":22639,"content":22640,"slug":22649,"full_slug":22650,"sort_by_date":64,"position":7163,"tag_list":22651,"is_startpage":17,"parent_id":22652,"meta_data":64,"group_id":22653,"first_published_at":22654,"release_id":64,"lang":48,"path":64,"alternates":22655,"default_full_slug":22650,"translated_slugs":22656,"_stopResolving":55},"Mario Fernandez","2025-03-24T14:39:27.447Z","2026-03-02T12:57:57.383Z","2026-03-02T12:57:57.395Z",644355469,"887d25bd-4a5c-4dae-8f92-e0d6a2a16cc5",{"_uid":22641,"logo":22642,"name":22634,"component":22646,"description":22647,"titleAndCompany":22648},"7b8785c9-784f-480c-ab09-6f63b97f9f1e",{"id":22643,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":22644,"copyright":8,"fieldtype":15,"meta_data":22645,"is_external_url":17},84099164049140,"https://a.storyblok.com/f/318078/1080x1080/07eefb1c6b/mario-fernandez-1080.jpg",{},"authorPage","Mario Fernandez has over 20 years of experience in e-invoicing solutions for Latin America. He founded Gosocket in 2001 and expanded its operations to 12 countries, positioning the company as one of the largest e-invoicing solution providers in that region. He wrote two books that helped Tax Authorities to understand and manage the complexities of implementing e-invoicing, and he also has extensive experience in product management and consulting for clients of different industries. He is currently serving as Product Compliance Manager for Latin America at Banqup Group, focusing on e-invoicing rules and regulatory standards for that region.","Product Compliance Manager for Latin America at Banqup Group","mario-fernandez","resources/authors/mario-fernandez",[],628683582,"de073806-168e-4f61-a27b-dc2b2864d183","2025-05-27T14:46:26.269Z",[],[22657,22658,22659],{"path":22650,"name":64,"lang":242,"published":64},{"path":22650,"name":64,"lang":244,"published":64},{"path":22660,"name":64,"lang":248,"published":64},"informationen/authors/mario-fernandez","author",{"_uid":22663,"cards":22664,"buttons":32113,"heading":11793,"tagline":8,"component":11794,"background":48,"description":32114},"913c0f0c-127f-4419-9bd6-53e26feae619",[22665,27801,29062,30613],{"name":22666,"created_at":22667,"published_at":22668,"updated_at":22669,"id":22670,"uuid":12218,"content":22671,"slug":27785,"full_slug":27786,"sort_by_date":27787,"position":27788,"tag_list":27789,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":27790,"first_published_at":27791,"release_id":64,"lang":48,"path":64,"alternates":27792,"default_full_slug":27786,"translated_slugs":27793,"_stopResolving":55},"Oman Fawtara e-invoicing: status & guide","2025-12-15T08:48:26.615Z","2026-07-06T10:01:57.429Z","2026-07-06T10:01:57.469Z",123285121549623,{"seo":22672,"_uid":22675,"body":22676,"image":27682,"theme":8,"title":22666,"related":27686,"summary":27687,"category":27782,"component":12290,"createdOn":8,"description":27783,"relatedCountries":27784,"excludeFromRelatedList":17},{"_uid":22673,"title":22666,"plugin":34,"description":22674},"c5ed35d6-0fc5-4609-9179-f06462290380","Oman’s OTA has released the Fawtara e-invoicing draft data dictionary. Learn more about the 2026 phased rollout, the 5-corner model, and key compliance steps with Banqup.\n","f59093fd-4b15-4975-b6cd-0fce7b9c094d",[22677,22688,23001,23031],{"_uid":22678,"align":8,"image":22679,"theme":48,"buttons":22683,"columns":229,"heading":22666,"padding":1339,"tagline":22684,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":22685,"invertTextColor":55},"c03ae5c0-bf5f-4767-acaf-92981e50b79d",{"id":22680,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":22681,"copyright":8,"fieldtype":15,"meta_data":22682,"is_external_url":17},123295420157740,"https://a.storyblok.com/f/318078/3840x1017/61c18219dc/blog-banner-oman.png",{},[],"Compliance and Regulations",{"type":50,"content":22686},[22687],{"type":53},{"_uid":22689,"text":22690,"component":714,"background":48},"db0abdd6-e1ec-4a2a-8086-92dbae580ced",{"type":50,"content":22691},[22692,22700,22730,22737,22776,22781,22833,22840,22845,22852,22857,22891,22898,22903,22910,22915,22971,22977,22982],{"type":53,"attrs":22693,"content":22694},{"textAlign":64},[22695],{"text":22696,"type":68,"marks":22697},"This blog post was last updated on May 15, 2026, to include a mention of the new VATIN-based rollout checker tool the OTA launched to allow taxpayers to verify their implementation phase.",[22698,22699],{"type":71},{"type":1444},{"type":53,"attrs":22701,"content":22703},{"textAlign":22702},"justify",[22704,22706,22710,22712,22719,22721,22728],{"text":22705,"type":68},"Oman is launching a mandatory Business-to-Business (B2B) e-invoicing regime under its national program, ",{"text":22707,"type":68,"marks":22708},"Fawtara",[22709],{"type":71},{"text":22711,"type":68},", which is scheduled for a phased rollout starting in 2026. This initiative by the Oman Tax Authority (OTA) aims to digitalize and standardize invoicing across the country, aligning the new system with international standards through the adoption of the ",{"text":22713,"type":68,"marks":22714},"Peppol framework",[22715,22718],{"type":105,"attrs":22716},{"href":22717,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.banqup.com/en-be/resources/blog/the-complete-guide-to-peppol-and-e-invoicing",{"type":11651},{"text":22720,"type":68},". As the Fawtara program advances, the OTA recently ",{"text":22722,"type":68,"marks":22723},"published",[22724,22727],{"type":105,"attrs":22725},{"href":22726,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://kpmg.com/us/en/taxnewsflash/news/2025/12/oman-draft-data-dictionary-e-invoicing.html",{"type":11651},{"text":22729,"type":68}," and circulated a draft e-invoicing data dictionary to selected taxpayers on December 1, 2025, providing the first concrete technical requirements for compliant transactions.",{"type":61,"attrs":22731,"content":22732},{"level":830,"textAlign":22702},[22733],{"text":22734,"type":68,"marks":22735},"Fawtara: The implementation model and phased timeline (planned)",[22736],{"type":71},{"type":53,"attrs":22738,"content":22739},{"textAlign":64},[22740,22742,22749,22751,22759,22761,22766,22768,22770,22772,22774],{"text":22741,"type":68},"The OTA, which is implementing its ",{"text":22743,"type":68,"marks":22744},"national e-invoicing programme",[22745,22748],{"type":105,"attrs":22746},{"href":22747,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://tms.taxoman.gov.om/portal/e-invoicing",{"type":11651},{"text":22750,"type":68},", Fawtara, has been approved as a Peppol Authority by OpenPeppol. This is a significant milestone that facilitates the use of a ",{"text":22752,"type":68,"marks":22753},"five-corner model",[22754,22757,22758],{"type":105,"attrs":22755},{"href":22756,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.banqup.com/en-be/resources/blog/the-e-invoicing-maze-navigating-global-compliance-models",{"type":71},{"type":11651},{"text":22760,"type":68},", based on the Peppol framework, to manage the reporting and compliance flow: Supplier (Corner 1) ",{"type":3261,"attrs":22762},{"name":22763,"emoji":22764,"fallbackImage":22765},"left_right_arrow","↔","https://cdn.jsdelivr.net/npm/emoji-datasource-apple/img/apple/64/2194-fe0f.png",{"text":22767,"type":68}," supplier’s accredited service provider (Corner 2) ",{"type":3261,"attrs":22769},{"name":22763,"emoji":22764,"fallbackImage":22765},{"text":22771,"type":68}," buyer’s ASP (Corner 3) ",{"type":3261,"attrs":22773},{"name":22763,"emoji":22764,"fallbackImage":22765},{"text":22775,"type":68}," buyer (Corner 4), with automatic (near-)real-time reporting to the OTA (Corner 5).",{"type":53,"attrs":22777,"content":22778},{"textAlign":64},[22779],{"text":22780,"type":68},"In its capacity as the Peppol Authority, the OTA will set requirements, accredit Access Points, and ensure compliance with the Peppol standards, enabling real-time, structured invoice submission and continuous transaction control.",{"type":53,"attrs":22782,"content":22783},{"textAlign":64},[22784,22786,22790,22792,22796,22798,22802,22804,22808,22810,22814,22816,22820,22822,22826,22828,22832],{"text":22785,"type":68},"The rollout is ",{"text":22787,"type":68,"marks":22788},"phased",[22789],{"type":71},{"text":22791,"type":68},", with the implementation roadmap confirmed to include a sandbox/developer environment in ",{"text":22793,"type":68,"marks":22794},"February 2026",[22795],{"type":71},{"text":22797,"type":68}," and service provider (Access Point) accreditation/registration to commence in ",{"text":22799,"type":68,"marks":22800},"May 2026",[22801],{"type":71},{"text":22803,"type":68},". Phase 1 is still planned to begin in ",{"text":22805,"type":68,"marks":22806},"August 2026 ",[22807],{"type":71},{"text":22809,"type":68},"for around ",{"text":22811,"type":68,"marks":22812},"100 of the largest VAT-registered taxpayers",[22813],{"type":71},{"text":22815,"type":68},", subject to OTA confirmation. Current OTA communications indicate an ",{"text":22817,"type":68,"marks":22818},"expected Phase 2 in early 2027",[22819],{"type":71},{"text":22821,"type":68}," for the remaining large taxpayers, followed by a ",{"text":22823,"type":68,"marks":22824},"Phase 3 in mid‑ to late‑2027",[22825],{"type":71},{"text":22827,"type":68}," for the remaining VAT‑registered businesses. These 2027 dates should still be regarded as indicative rather than final, with full completion of the Fawtara rollout ",{"text":22829,"type":68,"marks":22830},"broadly expected by 2028",[22831],{"type":71},{"text":913,"type":68},{"type":61,"attrs":22834,"content":22835},{"level":830,"textAlign":22702},[22836],{"text":22837,"type":68,"marks":22838},"The draft Data Dictionary",[22839],{"type":71},{"type":53,"attrs":22841,"content":22842},{"textAlign":22702},[22843],{"text":22844,"type":68},"The draft Data Dictionary defines the standard data elements, mandatory and conditional fields, validation rules, and code lists for compliant e-invoices under the Fawtara programme. It distinguishes document types (tax invoice, simplified invoice, credit/debit notes, prepayment invoices) and specifies required metadata (UUIDs, invoice hashes, and QR-code/digital signature features for certain simplified invoices). These requirements are described in OTA materials circulated to selected taxpayers and summarised by leading advisory firms.",{"type":61,"attrs":22846,"content":22847},{"level":830,"textAlign":22702},[22848],{"text":22849,"type":68,"marks":22850},"Practical requirements for businesses",[22851],{"type":71},{"type":53,"attrs":22853,"content":22854},{"textAlign":64},[22855],{"text":22856,"type":68},"Based on the defined implementation model and the draft technical specifications, companies must address the following practical requirements to ensure a smooth transition to the mandatory e-invoicing framework:",{"type":91,"content":22858},[22859,22872,22879],{"type":94,"content":22860},[22861],{"type":53,"attrs":22862,"content":22863},{"textAlign":64},[22864,22866,22870],{"text":22865,"type":68},"Large VAT-registered businesses selected for Phase 1 must prepare to issue and receive structured e-invoices in the OTA-specified schema and to integrate with an ",{"text":22867,"type":68,"marks":22868},"Accredited Service Provider (ASP)",[22869],{"type":71},{"text":22871,"type":68}," or equivalent channel.",{"type":94,"content":22873},[22874],{"type":53,"attrs":22875,"content":22876},{"textAlign":64},[22877],{"text":22878,"type":68},"Systems (ERP/billing) must be able to populate mandatory fields (seller/buyer IDs, VAT details, product classification codes such as HS - Harmonized System codes, the international tariff and product classification used in customs and trade, where applicable, and line-level VAT data) and produce the required metadata (UUID, invoice hash, QR where applicable).",{"type":94,"content":22880},[22881],{"type":53,"attrs":22882,"content":22883},{"textAlign":64},[22884,22886,22890],{"text":22885,"type":68},"For simplified/Business-to-Consumer (B2C) invoices, the draft contemplates compact representations and possible QR-code/digital signature requirements. Businesses in retail and hospitality should plan for ",{"text":22887,"type":68,"marks":22888},"high-volume processing and potential POS integration",[22889],{"type":71},{"text":913,"type":68},{"type":61,"attrs":22892,"content":22893},{"level":830,"textAlign":22702},[22894],{"text":22895,"type":68,"marks":22896},"What remains subject to change / consultation",[22897],{"type":71},{"type":53,"attrs":22899,"content":22900},{"textAlign":22702},[22901],{"text":22902,"type":68},"The draft e-invoicing Data Dictionary is still a draft for consultation. Certain elements, including exact schema versions, detailed validation rules, and the timing for ASP accreditation and test portals, remain subject to final OTA guidance and potential amendment following stakeholder feedback. Businesses should monitor OTA announcements and advisor updates for final technical specifications and timelines.",{"type":61,"attrs":22904,"content":22905},{"level":830,"textAlign":22702},[22906],{"text":22907,"type":68,"marks":22908},"Practical next steps",[22909],{"type":71},{"type":53,"attrs":22911,"content":22912},{"textAlign":64},[22913],{"text":22914,"type":68},"To ensure a smooth and compliant transition to the Fawtara regime, businesses should prioritize the following practical steps as a matter of priority:",{"type":10517,"attrs":22916,"content":22917},{"order":3153},[22918,22938,22949,22960],{"type":94,"content":22919},[22920],{"type":53,"attrs":22921,"content":22922},{"textAlign":64},[22923,22927,22929,22936],{"text":22924,"type":68,"marks":22925},"Determine your phase",[22926],{"type":71},{"text":22928,"type":68},": Use the ",{"text":22930,"type":68,"marks":22931},"OTA's new online VATIN-based rollout checker",[22932],{"type":105,"attrs":22933},{"href":22934,"uuid":64,"anchor":64,"custom":22935,"target":110,"linktype":19},"https://tms.taxoman.gov.om/portal/ar/rollout-checking",{},{"text":22937,"type":68}," to confirm your company's inclusion in Phase 1, Phase 2, or Phase 3. If selected for an early phase, engage with OTA workshops and your ERP/IT teams immediately.",{"type":94,"content":22939},[22940],{"type":53,"attrs":22941,"content":22942},{"textAlign":64},[22943,22947],{"text":22944,"type":68,"marks":22945},"Review and remediate master data",[22946],{"type":71},{"text":22948,"type":68},": Ensure buyer/seller legal IDs, customer VAT treatment, and product HS codes are accurate so mandatory fields can be populated.",{"type":94,"content":22950},[22951],{"type":53,"attrs":22952,"content":22953},{"textAlign":64},[22954,22958],{"text":22955,"type":68,"marks":22956},"Plan system integration",[22957],{"type":71},{"text":22959,"type":68},": Integrate with an Accredited Service Provider (ASP) or middleware that supports the five-corner model and OTA reporting.",{"type":94,"content":22961},[22962],{"type":53,"attrs":22963,"content":22964},{"textAlign":64},[22965,22969],{"text":22966,"type":68,"marks":22967},"Use pilot/testing windows",[22968],{"type":71},{"text":22970,"type":68},": Validate message schemas, signatures, QR generation, and high-volume throughput in OTA test portals once available.",{"type":61,"attrs":22972,"content":22973},{"level":63,"textAlign":22702},[22974],{"text":22577,"type":68,"marks":22975},[22976],{"type":71},{"type":53,"attrs":22978,"content":22979},{"textAlign":22702},[22980],{"text":22981,"type":68},"Oman’s e-invoicing programme continues to advance, with the draft Data Dictionary setting the foundation for the technical and data requirements businesses must follow. Although the five-corner model and phased rollout have been outlined, several technical details remain under consultation. With the first phase expected to begin in the second half of 2026, companies, especially large VAT-registered taxpayers, should monitor OTA updates and start preparing their systems and data to ensure smooth compliance.",{"type":53,"attrs":22983,"content":22984},{"textAlign":64},[22985,22987,22994,22995,23000],{"text":22986,"type":68},"The move to e-invoicing, as seen in Oman and across the globe, is part of a wider shift toward mandatory digital compliance. To ensure your business is prepared for evolving mandates worldwide, from new technical standards to phased rollouts, be sure to ",{"text":22988,"type":68,"marks":22989},"sign up for our free monthly compliance newsletter",[22990],{"type":105,"attrs":22991},{"href":22992,"uuid":12201,"anchor":64,"custom":22993,"target":110,"linktype":111},"/solutions/compliance-management/tax-compliance-newsletter",{},{"text":6579,"type":68},{"text":22615,"type":68,"marks":22996},[22997,22999],{"type":105,"attrs":22998},{"href":22107,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":11651},{"text":913,"type":68},{"_uid":23002,"page":23003,"component":22661},"e297fe6f-ad0f-4029-8804-30e1fbd5d20b",[23004],{"name":23005,"created_at":23006,"published_at":23007,"updated_at":23008,"id":23009,"uuid":23010,"content":23011,"slug":23019,"full_slug":23020,"sort_by_date":64,"position":23021,"tag_list":23022,"is_startpage":17,"parent_id":22652,"meta_data":64,"group_id":23023,"first_published_at":23024,"release_id":64,"lang":48,"path":64,"alternates":23025,"default_full_slug":23020,"translated_slugs":23026,"_stopResolving":55},"Felipe Jhones Dos Santos","2026-01-16T10:52:48.757Z","2026-03-02T10:08:46.141Z","2026-03-02T10:08:46.153Z",134640307259668,"dedfe9fd-5e5f-4454-babe-4f547705ceb9",{"_uid":23012,"logo":23013,"name":23005,"component":22646,"description":23017,"titleAndCompany":23018},"6cc166dd-91e0-4032-803b-11e014f8252f",{"id":23014,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":23015,"copyright":8,"fieldtype":15,"meta_data":23016,"is_external_url":17},134640361178151,"https://a.storyblok.com/f/318078/1080x1350/dd6dca5b72/profile-pic-felipe-jhones-santos-1.png",{},"Felipe is a marketing professional specialised in Marketing and International Business and is currently based in Madrid. Most of his professional experience has been developed in B2B and SaaS environments, particularly within the financial and technology sectors. He has worked on initiatives ranging from campaign development and brand positioning to customer journey optimisation and the alignment between marketing and commercial teams. His approach is focused on clarity, consistency, and creating impact through well-structured execution.\n\n","Marketer, Banqup Group","felipe-jhones-dos-santos","resources/authors/felipe-jhones-dos-santos",-140,[],"f8e8e23b-811e-4d04-bf2f-2583ecfbd447","2026-01-16T10:55:10.701Z",[],[23027,23028,23029],{"path":23020,"name":64,"lang":242,"published":64},{"path":23020,"name":64,"lang":244,"published":64},{"path":23030,"name":64,"lang":248,"published":64},"informationen/authors/felipe-jhones-dos-santos",{"_uid":23032,"cards":23033,"buttons":27678,"heading":11793,"tagline":8,"component":11794,"background":48,"description":27679},"42eeb118-b761-423f-aa01-aac90fe51f68",[23034,23221,24783,25512,26279,27006],{"name":23035,"created_at":23036,"published_at":23037,"updated_at":23038,"id":23039,"uuid":12219,"content":23040,"slug":23207,"full_slug":23208,"sort_by_date":23209,"position":23210,"tag_list":23211,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":23212,"first_published_at":23213,"release_id":64,"lang":48,"path":64,"alternates":23214,"default_full_slug":23208,"translated_slugs":23215,"_stopResolving":55},"Federation of Bosnia and Herzegovina (FBiH): Proposed fiscalization & e-invoicing reform","2025-12-11T08:09:59.605Z","2026-07-06T10:02:37.466Z","2026-07-06T10:02:37.496Z",121860094421909,{"seo":23041,"_uid":23045,"body":23046,"image":23175,"theme":8,"title":23035,"related":23179,"summary":23180,"category":23205,"component":12290,"createdOn":8,"description":23065,"relatedCountries":23206,"excludeFromRelatedList":17},{"_uid":23042,"title":23043,"plugin":34,"description":23044},"3174d183-2df1-4ea2-af8f-08024f2bdd16","Federation of Bosnia and Herzegovina (FBiH): Proposed fiscalization & e-invoicing reform | Blog - Banqup","The FBiH government adopted a draft Law on Fiscalization to modernize reporting. Read more about the einvoicing reform and prepare with Banqup.","babd8d5c-3196-4085-a951-96179eb6a38f",[23047,23057,23164,23167],{"_uid":23048,"align":1515,"image":23049,"theme":48,"buttons":23053,"columns":229,"heading":23035,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":23054,"invertTextColor":55},"f1b2139e-6e6e-4d95-818e-a97f0831ac55",{"id":23050,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":23051,"copyright":8,"fieldtype":15,"meta_data":23052,"is_external_url":17},121862464206715,"https://a.storyblok.com/f/318078/3840x1017/afeba73e98/bosnia-website-blog-banner.png",{},[],{"type":50,"content":23055},[23056],{"type":53},{"_uid":23058,"text":23059,"component":714,"background":48},"164f2c6f-3628-4399-a2e0-caa68ad1076e",{"type":50,"content":23060},[23061,23066,23073,23078,23083,23090,23095,23100,23107,23112,23119,23149,23155,23160],{"type":53,"attrs":23062,"content":23063},{"textAlign":22702},[23064],{"text":23065,"type":68},"The Federation of Bosnia and Herzegovina (FBiH) is moving toward a major reform of its fiscal and invoicing framework with the government recently adopting a draft Law on Fiscalization of Transactions. Although Bosnia and Herzegovina is composed of two entities and a special district, this draft law applies exclusively to the Federation, not the entire country. The proposal aims to modernise the fiscal system, introduce real-time or near-real-time transaction reporting, and reduce the grey economy, but many technical details and timelines are still under development. Based on the information available from official announcements and local media, below is an overview of the current status.",{"type":61,"attrs":23067,"content":23068},{"level":830,"textAlign":22702},[23069],{"text":23070,"type":68,"marks":23071},"What is happening in Bosnia and Herzegovina",[23072],{"type":71},{"type":53,"attrs":23074,"content":23075},{"textAlign":22702},[23076],{"text":23077,"type":68},"The Federation of Bosnia and Herzegovina has circulated a draft law on fiscalization that lays the foundation for electronic invoicing and transaction reporting. Compared to the 2024 proposal, the new draft brings important refinements and more practical direction for businesses preparing for compliance.",{"type":53,"attrs":23079,"content":23080},{"textAlign":22702},[23081],{"text":23082,"type":68},"The law will require businesses to report transactions electronically to the tax authorities, aiming to increase transparency and reduce tax evasion. It focuses on all VAT-registered businesses within the Federation, including domestic private companies and professionals. The draft explicitly does not apply to the Republic of Srpska or the Brčko District.",{"type":61,"attrs":23084,"content":23085},{"level":830,"textAlign":22702},[23086],{"text":23087,"type":68,"marks":23088},"Practical e-invoicing requirements for businesses",[23089],{"type":71},{"type":53,"attrs":23091,"content":23092},{"textAlign":22702},[23093],{"text":23094,"type":68},"No official public documentation has been released specifying technical requirements for e-invoicing, including invoice formats, data-exchange protocols, file structures (e.g., XML or UBL), or interoperability standards. Recent news and the 2024 draft law do not provide these details.",{"type":53,"attrs":23096,"content":23097},{"textAlign":22702},[23098],{"text":23099,"type":68},"Businesses should be aware that implementation will require adjustments to ERP or billing systems, legal IDs, VAT reporting, and potentially other transactional master data once the technical specifications are confirmed.",{"type":61,"attrs":23101,"content":23102},{"level":830,"textAlign":22702},[23103],{"text":23104,"type":68,"marks":23105},"What is the current status of the new FBiH draft law?",[23106],{"type":71},{"type":53,"attrs":23108,"content":23109},{"textAlign":22702},[23110],{"text":23111,"type":68},"The draft law is still in development and subject to public consultation. Key elements such as technical schemas, data validation rules, reporting timelines, and software accreditation procedures have not yet been officially released. Stakeholders should closely monitor announcements from the FBiH government and trusted advisory sources to prepare for upcoming updates.",{"type":61,"attrs":23113,"content":23114},{"level":830,"textAlign":64},[23115],{"text":23116,"type":68,"marks":23117},"Recommendations (practical next steps)",[23118],{"type":71},{"type":91,"content":23120},[23121,23128,23135,23142],{"type":94,"content":23122},[23123],{"type":53,"attrs":23124,"content":23125},{"textAlign":22702},[23126],{"text":23127,"type":68},"Confirm whether your company falls under the scope of the Federation’s draft law.",{"type":94,"content":23129},[23130],{"type":53,"attrs":23131,"content":23132},{"textAlign":22702},[23133],{"text":23134,"type":68},"Begin reviewing internal systems and master data (buyer/seller IDs, VAT treatment, item/product codes) to ensure readiness.",{"type":94,"content":23136},[23137],{"type":53,"attrs":23138,"content":23139},{"textAlign":22702},[23140],{"text":23141,"type":68},"Monitor official announcements for the release of technical specifications and reporting requirements.",{"type":94,"content":23143},[23144],{"type":53,"attrs":23145,"content":23146},{"textAlign":22702},[23147],{"text":23148,"type":68},"Plan integration strategies with IT or ERP teams once the e-invoicing formats and protocols are confirmed.",{"type":61,"attrs":23150,"content":23151},{"level":830,"textAlign":22702},[23152],{"text":22577,"type":68,"marks":23153},[23154],{"type":71},{"type":53,"attrs":23156,"content":23157},{"textAlign":22702},[23158],{"text":23159,"type":68},"The Federation of Bosnia and Herzegovina is taking significant steps toward a modern e-invoicing system with the adoption of the draft Law on Fiscalization of Transactions. While the law establishes the intention to mandate electronic reporting and transaction monitoring, many technical details remain undefined and subject to consultation. Businesses operating in the Federation should closely track updates to ensure compliance when the system is formally implemented.",{"type":53,"attrs":23161,"content":23162},{"textAlign":64},[23163],{"type":78},{"_uid":23165,"page":23166,"component":22661},"58cd8687-9857-46b2-9692-18570f82553e",[23010],{"_uid":23168,"cards":23169,"buttons":23171,"heading":11793,"tagline":8,"component":11794,"background":48,"description":23172},"5ea66fb1-5e31-4802-afb8-f91ce74454ec",[12220,12222,12224,23170],"5742725d-879f-4fb2-867f-480868a65e4b",[],{"type":50,"content":23173},[23174],{"type":53},{"id":23176,"alt":23035,"name":8,"focus":8,"title":23035,"source":8,"filename":23177,"copyright":8,"fieldtype":15,"meta_data":23178,"is_external_url":17},121862604883839,"https://a.storyblok.com/f/318078/5219x3642/521e15304b/bosnia-flag.jpg",{"alt":23035,"title":23035,"source":8,"copyright":8},[],{"type":50,"content":23181},[23182],{"type":91,"content":23183},[23184,23191,23198],{"type":94,"content":23185},[23186],{"type":53,"attrs":23187,"content":23188},{"textAlign":22702},[23189],{"text":23190,"type":68},"The Federation of Bosnia and Herzegovina is circulating a new draft fiscalization law, which also establishes a framework for e-invoicing and transaction reporting. This draft, an improvement on the 2024 proposal, provides clearer guidance for businesses preparing for compliance.",{"type":94,"content":23192},[23193],{"type":53,"attrs":23194,"content":23195},{"textAlign":22702},[23196],{"text":23197,"type":68},"Official public documentation detailing technical requirements for e-invoicing—such as formats (e.g., XML, UBL), data-exchange protocols, or interoperability standards—is currently unavailable in the recent news or the 2024 draft law.",{"type":94,"content":23199},[23200],{"type":53,"attrs":23201,"content":23202},{"textAlign":22702},[23203],{"text":23204,"type":68},"Stakeholders should closely monitor announcements from the FBiH government and trusted advisory sources to prepare for upcoming updates.",[12582,12583],[16480],"federation-of-bosnia-and-herzegovina-fbih-proposed-fiscalization-e-invoicing-reform","resources/blog/federation-of-bosnia-and-herzegovina-fbih-proposed-fiscalization-e-invoicing-reform","2025-12-11",-3790,[],"af91e9e3-a432-4ca8-b170-345dd2f2065e","2025-12-11T00:00:00.000Z",[],[23216,23217,23218],{"path":23208,"name":64,"lang":242,"published":64},{"path":23208,"name":64,"lang":244,"published":64},{"path":23219,"name":23220,"lang":248,"published":55},"informationen/blog/foederation-bosnien-und-herzegowina-fbih-geplante-fiskalisierungs-und-e-invoicing-reform","Föderation Bosnien und Herzegowina (FBiH): Geplante Fiskalisierungs- und E-Invoicing-Reform",{"name":23222,"created_at":23223,"published_at":23224,"updated_at":23225,"id":23226,"uuid":12220,"content":23227,"slug":24765,"full_slug":24766,"sort_by_date":24767,"position":24768,"tag_list":24769,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":24770,"first_published_at":24771,"release_id":64,"lang":48,"path":64,"alternates":24772,"default_full_slug":24766,"translated_slugs":24773,"_stopResolving":55},"Invoice Data Reporting and Electronic Invoicing in Hungary","2025-12-05T14:23:54.968Z","2026-07-06T10:02:58.670Z","2026-07-06T10:02:58.760Z",119828623269992,{"seo":23228,"_uid":23232,"body":23233,"image":24718,"theme":8,"title":23241,"related":24722,"summary":24723,"category":24762,"component":12290,"createdOn":8,"description":24763,"relatedCountries":24764,"excludeFromRelatedList":17},{"_uid":23229,"title":23230,"plugin":34,"description":23231},"a823c268-4401-4a20-914a-bdaa22c7d5ba","ViDA & Hungary's E-Invoicing: NAV RTIR, Compliance & 2030 | Blog - Banqup","Prepare for ViDA in Hungary: Discover how the shift to XML & NAV RTIR impacts your business. Ensure compliance by 2030 with our guide\n","a5a4ca00-2b20-4d5a-9d5f-885f3ddfec64",[23234,23245,24707,24711],{"_uid":23235,"align":1515,"image":23236,"theme":48,"buttons":23240,"columns":229,"heading":23241,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":23242,"invertTextColor":55},"abdc301b-9ddf-4def-a9c3-47979098ed08",{"id":23237,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":23238,"copyright":8,"fieldtype":15,"meta_data":23239,"is_external_url":17},119831254406436,"https://a.storyblok.com/f/318078/3840x1017/f0d113475e/hungary-banner.png",{},[],"Invoice data reporting and electronic invoicing in Hungary",{"type":50,"content":23243},[23244],{"type":53},{"_uid":23246,"text":23247,"component":714,"background":48},"2d853cdc-c0f8-4f73-bbeb-0a8711e2d7d9",{"type":50,"content":23248},[23249,23268,23277,23285,23343,23351,23373,23391,23393,23445,23464,23472,23501,23513,23525,23533,23541,23550,23586,23611,23619,23627,23635,23657,23665,23673,23682,23691,23699,23707,23716,23766,23775,23782,23812,23830,23847,23857,23867,23876,23897,23906,23925,24083,24102,24132,24139,24157,24167,24186,24252,24262,24270,24344,24353,24361,24611,24620,24660,24701,24703,24705],{"type":53,"attrs":23250,"content":23251},{"textAlign":64},[23252,23257,23263],{"text":23253,"type":68,"marks":23254},"Hungary is considered a leader in the European Union in the field of VAT digitalization, as its Online Invoice System (",[23255],{"type":7629,"attrs":23256},{"color":7631},{"text":23258,"type":68,"marks":23259},"NAV Online Számla Rendszer",[23260,23262],{"type":7629,"attrs":23261},{"color":7631},{"type":1444},{"text":23264,"type":68,"marks":23265},") has long required businesses to fulfil a fully digitized data reporting obligation.",[23266],{"type":7629,"attrs":23267},{"color":7631},{"type":61,"attrs":23269,"content":23270},{"level":3706,"textAlign":64},[23271],{"text":23272,"type":68,"marks":23273},"How did Hungary become a leader in electronic invoicing?",[23274,23276],{"type":7629,"attrs":23275},{"color":7631},{"type":71},{"type":53,"attrs":23278,"content":23279},{"textAlign":64},[23280],{"text":23281,"type":68,"marks":23282},"The legal foundations for electronic invoicing in Hungary were laid down on May 1, 2004, the day of the country’s accession to the European Union, by a regulation of the Ministry of Finance. This regulation detailed the requirements for electronic invoices issued by companies. The regulation marked a breakthrough in the shift towards electronic business activities.",[23283],{"type":7629,"attrs":23284},{"color":7631},{"type":53,"attrs":23286,"content":23287},{"textAlign":64},[23288,23293,23299,23304,23310,23315,23321,23326,23332,23337],{"text":23289,"type":68,"marks":23290},"Since then, the field has been regulated by the VAT Act (",[23291],{"type":7629,"attrs":23292},{"color":7631},{"text":23294,"type":68,"marks":23295},"Áfa tv.",[23296,23298],{"type":7629,"attrs":23297},{"color":7631},{"type":1444},{"text":23300,"type":68,"marks":23301},") and related regulations. Based on the provisions of the VAT Act, the ",[23302],{"type":7629,"attrs":23303},{"color":7631},{"text":23305,"type":68,"marks":23306},"authenticity",[23307,23309],{"type":7629,"attrs":23308},{"color":7631},{"type":71},{"text":23311,"type":68,"marks":23312}," of the invoice, the ",[23313],{"type":7629,"attrs":23314},{"color":7631},{"text":23316,"type":68,"marks":23317},"integrity of its data",[23318,23320],{"type":7629,"attrs":23319},{"color":7631},{"type":71},{"text":23322,"type":68,"marks":23323}," content, and its ",[23324],{"type":7629,"attrs":23325},{"color":7631},{"text":23327,"type":68,"marks":23328},"legibility",[23329,23331],{"type":7629,"attrs":23330},{"color":7631},{"type":71},{"text":23333,"type":68,"marks":23334}," must be ensured ",[23335],{"type":7629,"attrs":23336},{"color":7631},{"text":23338,"type":68,"marks":23339},"from the date of issue until the end of the retention period",[23340,23342],{"type":7629,"attrs":23341},{"color":7631},{"type":71},{"type":53,"attrs":23344,"content":23345},{"textAlign":64},[23346],{"text":23347,"type":68,"marks":23348},"However, the reason for the country's advanced state of e-invoicing is to be found elsewhere. The desire to reduce the VAT gap, improve tax morale, and shift the economy toward electronic administration drove the introduction of mandatory real-time data reporting.",[23349],{"type":7629,"attrs":23350},{"color":7631},{"type":53,"attrs":23352,"content":23353},{"textAlign":64},[23354,23360,23367],{"text":23355,"type":68,"marks":23356},"When RTIR was established, the Hungarian tax authority's goal was to reduce the VAT gap",[23357,23359],{"type":7629,"attrs":23358},{"color":7631},{"type":1444},{"text":23361,"type":68,"marks":23362},"*",[23363,23365,23366],{"type":7629,"attrs":23364},{"color":7631},{"type":71},{"type":1444},{"text":23368,"type":68,"marks":23369},", which it successfully achieved. Currently, the VAT gap in Hungary is around 1%, but at the time of launch, it was in the double digits.",[23370,23372],{"type":7629,"attrs":23371},{"color":7631},{"type":1444},{"type":53,"attrs":23374,"content":23375},{"textAlign":64},[23376,23384],{"text":23361,"type":68,"marks":23377},[23378,23380,23381,23382],{"type":7629,"attrs":23379},{"color":7631},{"type":71},{"type":1444},{"type":23383},"subscript",{"text":23385,"type":68,"marks":23386},"The VAT gap refers to the difference between the VAT that can be collected and the VAT that is collected. ",[23387,23389,23390],{"type":7629,"attrs":23388},{"color":7631},{"type":1444},{"type":23383},{"type":53,"attrs":23392},{"textAlign":64},{"type":53,"attrs":23394,"content":23395},{"textAlign":64},[23396,23401,23407,23412,23418,23423,23429,23434,23440],{"text":23397,"type":68,"marks":23398},"This was preceded in ",[23399],{"type":7629,"attrs":23400},{"color":7631},{"text":23402,"type":68,"marks":23403},"B2G (Business-to-Government) transactions",[23404,23406],{"type":7629,"attrs":23405},{"color":7631},{"type":71},{"text":23408,"type":68,"marks":23409}," by an amendment to Act CXLIII of 2015 on Public Procurement (the \"",[23410],{"type":7629,"attrs":23411},{"color":7631},{"text":23413,"type":68,"marks":23414},"Kbt.",[23415,23417],{"type":7629,"attrs":23416},{"color":7631},{"type":1444},{"text":23419,"type":68,"marks":23420},"\"), which entered into force on April 18, ",[23421],{"type":7629,"attrs":23422},{"color":7631},{"text":23424,"type":68,"marks":23425},"2019",[23426,23428],{"type":7629,"attrs":23427},{"color":7631},{"type":71},{"text":23430,"type":68,"marks":23431},", bringing about significant changes. The amendment made it ",[23432],{"type":7629,"attrs":23433},{"color":7631},{"text":23435,"type":68,"marks":23436},"mandatory for contracting authorities to accept electronic invoices in public procurement procedures.",[23437,23439],{"type":7629,"attrs":23438},{"color":7631},{"type":71},{"text":23441,"type":68,"marks":23442}," ",[23443],{"type":7629,"attrs":23444},{"color":7631},{"type":53,"attrs":23446,"content":23447},{"textAlign":64},[23448,23453,23459],{"text":23449,"type":68,"marks":23450},"The legislation stipulated that contracting authorities are required to accept and process electronic invoices that comply with the relevant European standard (",[23451],{"type":7629,"attrs":23452},{"color":7631},{"text":23454,"type":68,"marks":23455},"EN 16931",[23456,23458],{"type":7629,"attrs":23457},{"color":7631},{"type":71},{"text":23460,"type":68,"marks":23461},"-1:2017) and the syntax list published in the Official Journal of the European Union.",[23462],{"type":7629,"attrs":23463},{"color":7631},{"type":53,"attrs":23465,"content":23466},{"textAlign":64},[23467],{"text":23468,"type":68,"marks":23469},"In practice, this meant that if a company participated in a public procurement procedure, it had the option of choosing electronic invoicing unilaterally, and the contracting authority had to ensure that it was able to receive and process electronic invoices properly, even if it did not expressly agree to the use of electronic invoicing. While the amendment to the law gave taxpayers a choice, it imposed an obligation on the state.",[23470],{"type":7629,"attrs":23471},{"color":7631},{"type":53,"attrs":23473,"content":23474},{"textAlign":64},[23475,23480,23486,23491,23497],{"text":23476,"type":68,"marks":23477},"The ",[23478],{"type":7629,"attrs":23479},{"color":7631},{"text":23481,"type":68,"marks":23482},"real-time data reporting obligation (NAV Online Invoice Data Reporting, or RTIR",[23483,23485],{"type":7629,"attrs":23484},{"color":7631},{"type":71},{"text":23487,"type":68,"marks":23488}," for short) was gradually introduced starting in ",[23489],{"type":7629,"attrs":23490},{"color":7631},{"text":23492,"type":68,"marks":23493},"2018",[23494,23496],{"type":7629,"attrs":23495},{"color":7631},{"type":71},{"text":913,"type":68,"marks":23498},[23499],{"type":7629,"attrs":23500},{"color":7631},{"type":91,"content":23502},[23503],{"type":94,"content":23504},[23505],{"type":53,"attrs":23506,"content":23507},{"textAlign":64},[23508],{"text":23509,"type":68,"marks":23510},"The initial RTIR obligation applied to domestic invoices with a higher VAT content.",[23511],{"type":7629,"attrs":23512},{"color":7631},{"type":91,"content":23514},[23515],{"type":94,"content":23516},[23517],{"type":53,"attrs":23518,"content":23519},{"textAlign":64},[23520],{"text":23521,"type":68,"marks":23522},"As of January 4, 2021, it became mandatory to send data to the NAV for all B2B and later B2C invoices, amendments, and invalidations subject to the invoicing rules of the VAT Act.",[23523],{"type":7629,"attrs":23524},{"color":7631},{"type":53,"attrs":23526,"content":23527},{"textAlign":64},[23528],{"text":23529,"type":68,"marks":23530},"From this date onwards, Hungarian taxpayers were required to report their invoices to the Hungarian Tax Authority’s NAV Online Invoice platform based on the NAV 3.0 xsd schema, and failure to comply with this obligation resulted in penalties from April 1, 2021.  ",[23531],{"type":7629,"attrs":23532},{"color":7631},{"type":53,"attrs":23534,"content":23535},{"textAlign":64},[23536],{"text":23537,"type":68,"marks":23538},"The Hungarian tax authority developed its own platform for reporting RTIR invoice data, but left it up to businesses to decide what technological solution they implement to comply with the obligation. They deliberately did not want a centralized solution like the one Italy already had at the time. ",[23539],{"type":7629,"attrs":23540},{"color":7631},{"type":61,"attrs":23542,"content":23543},{"level":3706,"textAlign":64},[23544],{"text":23545,"type":68,"marks":23546},"The current state of e-invoicing and invoice data reporting",[23547,23549],{"type":7629,"attrs":23548},{"color":7631},{"type":71},{"type":53,"attrs":23551,"content":23552},{"textAlign":64},[23553,23558,23564,23568,23574,23580],{"text":23554,"type":68,"marks":23555},"The severity of the ",[23556],{"type":7629,"attrs":23557},{"color":7631},{"text":23559,"type":68,"marks":23560},"real-time data reporting obligation has led to this area being",[23561,23563],{"type":7629,"attrs":23562},{"color":7631},{"type":71},{"text":8697,"type":68,"marks":23565},[23566],{"type":7629,"attrs":23567},{"color":7631},{"text":23569,"type":68,"marks":23570},"technologically advanced, even though e-invoicing is not yet mandatory",[23571,23573],{"type":7629,"attrs":23572},{"color":7631},{"type":71},{"text":8697,"type":68,"marks":23575},[23576,23578,23579],{"type":7629,"attrs":23577},{"color":8},{"type":71},{"type":22518},{"text":23581,"type":68,"marks":23582},"in the country.",[23583,23585],{"type":7629,"attrs":23584},{"color":7631},{"type":71},{"type":91,"content":23587},[23588,23604],{"type":94,"content":23589},[23590],{"type":53,"attrs":23591,"content":23592},{"textAlign":64},[23593,23595,23602],{"text":23594,"type":68},"All domestic invoices must be reported in real-time to NAV within 5 minutes of the invoice issuance on the ",{"text":23596,"type":68,"marks":23597},"NAV Online Számla Platform",[23598,23601],{"type":105,"attrs":23599},{"href":23600,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://onlineszamla.nav.gov.hu/",{"type":11651},{"text":23603,"type":68},". The format is based on XML standards.",{"type":94,"content":23605},[23606],{"type":53,"attrs":23607,"content":23608},{"textAlign":64},[23609],{"text":23610,"type":68},"The archival period is strict, a minimum of 8 years from the annual financial statement year, but it can be even longer.",{"type":53,"attrs":23612,"content":23613},{"textAlign":64},[23614],{"text":23615,"type":68,"marks":23616},"Since data reporting is mandatory anyway, most businesses send and receive invoices electronically, whether based on a PDF sent via email, a scanned paper invoice, or using other solutions such as an e-invoicing service provider’s technical solution to automate the process.",[23617],{"type":7629,"attrs":23618},{"color":7631},{"type":53,"attrs":23620,"content":23621},{"textAlign":64},[23622],{"text":23623,"type":68,"marks":23624},"Many invoice service providers operate in the market with various services, supporting companies' operations with supplier e-invoice sending, receiving, archiving, and other supplementary services.",[23625],{"type":7629,"attrs":23626},{"color":7631},{"type":53,"attrs":23628,"content":23629},{"textAlign":64},[23630],{"text":23631,"type":68,"marks":23632},"Professional e-invoice management is important, as the Hungarian Tax Authority, NAV, strictly punishes incorrect invoicing or archiving.",[23633],{"type":7629,"attrs":23634},{"color":7631},{"type":53,"attrs":23636,"content":23637},{"textAlign":64},[23638,23643,23652],{"text":23639,"type":68,"marks":23640},"The current invoicing requirements can be found in the Hungarian Tax Authority’s publication titled \"",[23641],{"type":7629,"attrs":23642},{"color":7631},{"text":23644,"type":68,"marks":23645},"NAV Basic Rules for Issuing Invoices and Receipts",[23646,23649,23651],{"type":105,"attrs":23647},{"href":23648,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://nav.gov.hu/ugyfeliranytu/nezzen-utana/inf_fuz",{"type":7629,"attrs":23650},{"color":11649},{"type":11651},{"text":23653,"type":68,"marks":23654},"”. The authority updates this publication annually. It serves as the blueprint for the invoicing requirements laid out in the legislation. The publication includes, among other things, the mandatory and optional elements of an invoice, and the time and method of its issuance.",[23655],{"type":7629,"attrs":23656},{"color":7631},{"type":53,"attrs":23658,"content":23659},{"textAlign":64},[23660],{"text":23661,"type":68,"marks":23662},"The most important requirements regarding invoices are regulated by the VAT Act and related decrees. Any document that unambiguously modifies the data content of a given invoice by referring to that invoice and meets the conditions specified in the VAT Act is considered an invoice.",[23663],{"type":7629,"attrs":23664},{"color":7631},{"type":53,"attrs":23666,"content":23667},{"textAlign":64},[23668],{"text":23669,"type":68,"marks":23670},"The storage obligation (archiving) also applies to documents and related contracts that are considered equivalent to the invoice (proving the same business transaction). This includes pro-form invoices, agreements, and order documents. In simple terms, it must be possible to trace the entire transaction in the event of an inspection. ",[23671],{"type":7629,"attrs":23672},{"color":7631},{"type":61,"attrs":23674,"content":23675},{"level":3706,"textAlign":64},[23676],{"text":23677,"type":68,"marks":23678},"The critical role of data quality and compliance (lessons from RTIR)",[23679,23681],{"type":7629,"attrs":23680},{"color":7631},{"type":71},{"type":53,"attrs":23683,"content":23684},{"textAlign":64},[23685],{"text":23686,"type":68,"marks":23687},"Improving data quality and compliance for RTIR",[23688,23690],{"type":7629,"attrs":23689},{"color":7631},{"type":71},{"type":53,"attrs":23692,"content":23693},{"textAlign":64},[23694],{"text":23695,"type":68,"marks":23696},"It is in the interest of every tax authority, including Hungary’s NAV, to receive error-free data. Practice shows that even in countries where invoice data reporting has been commonplace for many years (like Hungary), there are still many errors in the reported invoice data.",[23697],{"type":7629,"attrs":23698},{"color":7631},{"type":53,"attrs":23700,"content":23701},{"textAlign":64},[23702],{"text":23703,"type":68,"marks":23704},"The Hungarian tax authority continuously strives to improve its system to obtain adequate data quality because if the data reported by taxpayers is correct, the suggested VAT return will also be correct, so the economy can be planned better.",[23705],{"type":7629,"attrs":23706},{"color":7631},{"type":61,"attrs":23708,"content":23709},{"level":22494,"textAlign":64},[23710],{"text":23711,"type":68,"marks":23712},"The three main sources of errors:",[23713,23715],{"type":7629,"attrs":23714},{"color":7631},{"type":71},{"type":91,"content":23717},[23718,23734,23750],{"type":94,"content":23719},[23720],{"type":53,"attrs":23721,"content":23722},{"textAlign":64},[23723,23729],{"text":23724,"type":68,"marks":23725},"Data content error:",[23726,23728],{"type":7629,"attrs":23727},{"color":7631},{"type":71},{"text":23730,"type":68,"marks":23731}," E.g., \"this is how we usually issue it,\" \"others do it this way too,\" \"this is how the program does it.\" This can also be attributed to manual billing or auditing colleagues resisting full automation for fear of losing their jobs.",[23732],{"type":7629,"attrs":23733},{"color":7631},{"type":94,"content":23735},[23736],{"type":53,"attrs":23737,"content":23738},{"textAlign":64},[23739,23745],{"text":23740,"type":68,"marks":23741},"Technical error:",[23742,23744],{"type":7629,"attrs":23743},{"color":7631},{"type":71},{"text":23746,"type":68,"marks":23747}," E.g., the tax authority has built a system that is too complicated, or the user cannot see the interface properly.",[23748],{"type":7629,"attrs":23749},{"color":7631},{"type":94,"content":23751},[23752],{"type":53,"attrs":23753,"content":23754},{"textAlign":64},[23755,23761],{"text":23756,"type":68,"marks":23757},"Negligence:",[23758,23760],{"type":7629,"attrs":23759},{"color":7631},{"type":71},{"text":23762,"type":68,"marks":23763}," The company does not deal with errors; no corrections are made (e.g., only a warning message appears, so why should we care? We can report it anyway).",[23764],{"type":7629,"attrs":23765},{"color":7631},{"type":61,"attrs":23767,"content":23768},{"level":22494,"textAlign":64},[23769],{"text":23770,"type":68,"marks":23771},"Strict penalties and the need for automation",[23772,23774],{"type":7629,"attrs":23773},{"color":7631},{"type":71},{"type":53,"attrs":23776,"content":23777},{"textAlign":64},[23778],{"text":23779,"type":68,"marks":23780},"How automation prevents strict VAT penalties",[23781],{"type":71},{"type":53,"attrs":23783,"content":23784},{"textAlign":64},[23785,23790,23796,23801,23807],{"text":23786,"type":68,"marks":23787},"To combat these issues, the NAV uses ",[23788],{"type":7629,"attrs":23789},{"color":7631},{"text":23791,"type":68,"marks":23792},"ERROR, WARNING, and INFO messages",[23793,23795],{"type":7629,"attrs":23794},{"color":7631},{"type":71},{"text":23797,"type":68,"marks":23798}," to alert taxpayers to problems with their invoice data reporting. Due to the ",[23799],{"type":7629,"attrs":23800},{"color":7631},{"text":23802,"type":68,"marks":23803},"persistent issues affecting approximately one million data reports per month",[23804,23806],{"type":7629,"attrs":23805},{"color":7631},{"type":71},{"text":23808,"type":68,"marks":23809},", the tax authority has tightened its rules, changing previous WARNING notices to ERROR notices to ensure taxpayers take them more seriously.",[23810],{"type":7629,"attrs":23811},{"color":7631},{"type":53,"attrs":23813,"content":23814},{"textAlign":64},[23815,23820,23826],{"text":23816,"type":68,"marks":23817},"It is indeed in the interest of companies to take error messages seriously. In Hungary, the stakes are high: failure to comply or inadequate compliance with the online invoice data reporting obligation can result in a ",[23818],{"type":7629,"attrs":23819},{"color":7631},{"text":23821,"type":68,"marks":23822},"default penalty of up to HUF 1,000,000 (circa 2500 EURO) per invoice",[23823,23825],{"type":7629,"attrs":23824},{"color":7631},{"type":71},{"text":913,"type":68,"marks":23827},[23828],{"type":7629,"attrs":23829},{"color":7631},{"type":53,"attrs":23831,"content":23832},{"textAlign":64},[23833,23838,23845],{"text":23834,"type":68,"marks":23835},"The quality of invoice data and legal compliance can be improved by automated checks built directly into the invoice process. These automated solutions serve as the primary defense against the three main sources of data errors (content, technical, and negligence) and the subsequent high penalties. A ",[23836],{"type":7629,"attrs":23837},{"color":7631},{"text":23839,"type":68,"marks":23840},"good invoicing service provider has liability insurance, performs numerical and content checks built into the invoicing process, and ensures 100% data quality and legal compliance",[23841,23844],{"type":105,"attrs":23842},{"href":23843,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://unifiedpost.hu/e-szamla-fogadas/",{"type":11651},{"text":23846,"type":68},". ",{"type":53,"attrs":23848,"content":23849},{"textAlign":64},[23850],{"text":23851,"type":68,"marks":23852},"Banqup Group has a compliant inbound and outbound solution and a compliant real-time reporting solution on the Hungarian market.",[23853,23855,23856],{"type":105,"attrs":23854},{"href":16523,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":71},{"type":11651},{"type":53,"attrs":23858,"content":23859},{"textAlign":64},[23860],{"type":14804,"attrs":23861},{"id":23862,"alt":23863,"src":23864,"title":23865,"source":8,"copyright":8,"meta_data":23866},136783385047328,"Infographic detailing Hungary's NAV real-time reporting standards and the 2029 B2B e-invoicing mandate rollout.","https://a.storyblok.com/f/318078/1200x627/cc9d109ae3/hungary-s-2029-e-invoicing-mandate.svg","Hungary's 2029 e-invoicing mandate",{"alt":23863,"title":23865,"source":8,"copyright":8},{"type":61,"attrs":23868,"content":23869},{"level":3706,"textAlign":64},[23870],{"text":23871,"type":68,"marks":23872},"What to expect in the future? ",[23873,23875],{"type":7629,"attrs":23874},{"color":7631},{"type":71},{"type":53,"attrs":23877,"content":23878},{"textAlign":64},[23879,23884,23892],{"text":23880,"type":68,"marks":23881},"Following the ",[23882],{"type":7629,"attrs":23883},{"color":7631},{"text":23885,"type":68,"marks":23886},"adoption of the ViDA package",[23887,23889,23891],{"type":105,"attrs":23888},{"href":12010,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":23890},{"color":11649},{"type":11651},{"text":23893,"type":68,"marks":23894},", member states will have the option of introducing mandatory e-invoicing from March 25, 2024. By 2030, this will no longer be an option but an obligation for EU member states.",[23895],{"type":7629,"attrs":23896},{"color":7631},{"type":61,"attrs":23898,"content":23899},{"level":22494,"textAlign":64},[23900],{"text":23901,"type":68,"marks":23902},"When will e-invoicing become mandatory in Hungary? ",[23903,23905],{"type":7629,"attrs":23904},{"color":7631},{"type":71},{"type":53,"attrs":23907,"content":23908},{"textAlign":64},[23909,23914,23920],{"text":23910,"type":68,"marks":23911},"The transition to mandatory e-invoicing under the ViDA directive will occur in phases, building on Hungary's existing advanced ",[23912],{"type":7629,"attrs":23913},{"color":7631},{"text":23915,"type":68,"marks":23916},"Real-Time Invoice Data Reporting (RTIR)",[23917,23919],{"type":7629,"attrs":23918},{"color":7631},{"type":71},{"text":23921,"type":68,"marks":23922}," system.",[23923],{"type":7629,"attrs":23924},{"color":7631},{"type":91,"content":23926},[23927,23953,23980,24029],{"type":94,"content":23928},[23929],{"type":53,"attrs":23930,"content":23931},{"textAlign":64},[23932,23938,23943,23949],{"text":23933,"type":68,"marks":23934},"July 2025 sector mandates:",[23935,23937],{"type":7629,"attrs":23936},{"color":7631},{"type":71},{"text":23939,"type":68,"marks":23940}," Mandatory e-invoicing for all ",[23941],{"type":7629,"attrs":23942},{"color":7631},{"text":23944,"type":68,"marks":23945},"B2B transactions in the electricity and natural gas sectors",[23946,23948],{"type":7629,"attrs":23947},{"color":7631},{"type":71},{"text":23846,"type":68,"marks":23950},[23951],{"type":7629,"attrs":23952},{"color":7631},{"type":94,"content":23954},[23955],{"type":53,"attrs":23956,"content":23957},{"textAlign":64},[23958,23964,23969,23975],{"text":23959,"type":68,"marks":23960},"January 2026 sector mandates:",[23961,23963],{"type":7629,"attrs":23962},{"color":7631},{"type":71},{"text":23965,"type":68,"marks":23966}," Mandatory e-invoicing for ",[23967],{"type":7629,"attrs":23968},{"color":7631},{"text":23970,"type":68,"marks":23971},"water utility services",[23972,23974],{"type":7629,"attrs":23973},{"color":7631},{"type":71},{"text":23976,"type":68,"marks":23977}," to businesses. The transition is beginning sector by sector.",[23978],{"type":7629,"attrs":23979},{"color":7631},{"type":94,"content":23981},[23982],{"type":53,"attrs":23983,"content":23984},{"textAlign":64},[23985,23991,23996,24002,24007,24013,24018,24024],{"text":23986,"type":68,"marks":23987},"2028",[23988,23990],{"type":7629,"attrs":23989},{"color":7631},{"type":71},{"text":23992,"type":68,"marks":23993}," expected NAV platform launch: ",[23994],{"type":7629,"attrs":23995},{"color":7631},{"text":23997,"type":68,"marks":23998},"The Hungarian Tax Authority (NAV) plans to launch a fully compliant platform",[23999,24001],{"type":7629,"attrs":24000},{"color":7631},{"type":71},{"text":24003,"type":68,"marks":24004}," to align with the new regulations. This period is expected to be a ",[24005],{"type":7629,"attrs":24006},{"color":7631},{"text":24008,"type":68,"marks":24009},"phase of voluntary participation",[24010,24012],{"type":7629,"attrs":24011},{"color":7631},{"type":71},{"text":24014,"type":68,"marks":24015},". The B2B mandate will come into force in ",[24016],{"type":7629,"attrs":24017},{"color":7631},{"text":24019,"type":68,"marks":24020},"2029",[24021,24023],{"type":7629,"attrs":24022},{"color":7631},{"type":71},{"text":24025,"type":68,"marks":24026},", after the pilot period.",[24027],{"type":7629,"attrs":24028},{"color":7631},{"type":94,"content":24030},[24031],{"type":53,"attrs":24032,"content":24033},{"textAlign":64},[24034,24040,24045,24051,24056,24067,24072,24078],{"text":24035,"type":68,"marks":24036},"July 1, 2030",[24037,24039],{"type":7629,"attrs":24038},{"color":7631},{"type":71},{"text":24041,"type":68,"marks":24042},", is the ",[24043],{"type":7629,"attrs":24044},{"color":7631},{"text":24046,"type":68,"marks":24047},"EU final deadline:",[24048,24050],{"type":7629,"attrs":24049},{"color":7631},{"type":71},{"text":24052,"type":68,"marks":24053}," This is the ultimate deadline set by the ",[24054],{"type":7629,"attrs":24055},{"color":7631},{"text":24057,"type":68,"marks":24058},"ViDA directive",[24059,24064,24066],{"type":105,"attrs":24060},{"href":24061,"uuid":24062,"anchor":64,"custom":24063,"target":110,"linktype":111},"/resources/blog/vat-in-the-digital-age-vida-update","ed7d3736-1d7a-4a44-82eb-fefad9edfd6a",{},{"type":7629,"attrs":24065},{"color":7631},{"type":11651},{"text":24068,"type":68,"marks":24069}," for all member states to implement mandatory ",[24070],{"type":7629,"attrs":24071},{"color":7631},{"text":24073,"type":68,"marks":24074},"Digital Reporting Requirements (DRR) and e-invoicing",[24075,24077],{"type":7629,"attrs":24076},{"color":7631},{"type":71},{"text":24079,"type":68,"marks":24080}," for intra-EU B2B transactions. All domestic B2B e-invoicing is expected to be mandatory in Hungary by this point.",[24081],{"type":7629,"attrs":24082},{"color":7631},{"type":53,"attrs":24084,"content":24085},{"textAlign":64},[24086,24091,24097],{"text":24087,"type":68,"marks":24088},"Because Hungary already mandates Real-Time Invoice Data Reporting for all domestic B2B and B2C transactions, the transition to the ViDA-compliant system is ",[24089],{"type":7629,"attrs":24090},{"color":7631},{"text":24092,"type":68,"marks":24093},"not expected to bring about significant changes",[24094,24096],{"type":7629,"attrs":24095},{"color":7631},{"type":71},{"text":24098,"type":68,"marks":24099}," for businesses that are already using compliant invoicing software.",[24100],{"type":7629,"attrs":24101},{"color":7631},{"type":53,"attrs":24103,"content":24104},{"textAlign":64},[24105,24110,24116,24121,24127],{"text":24106,"type":68,"marks":24107},"The main change for businesses will be the definitive shift from issuing invoices in flexible formats (like PDF sent via email) to the use of a ",[24108],{"type":7629,"attrs":24109},{"color":7631},{"text":24111,"type":68,"marks":24112},"structured XML format",[24113,24115],{"type":7629,"attrs":24114},{"color":7631},{"type":71},{"text":24117,"type":68,"marks":24118}," (EN 16931-compliant) as the ",[24119],{"type":7629,"attrs":24120},{"color":7631},{"text":24122,"type":68,"marks":24123},"only legally valid electronic invoice",[24124,24126],{"type":7629,"attrs":24125},{"color":7631},{"type":71},{"text":24128,"type":68,"marks":24129}," for B2B transactions.",[24130],{"type":7629,"attrs":24131},{"color":7631},{"type":53,"attrs":24133,"content":24134},{"textAlign":64},[24135],{"text":24136,"type":68,"marks":24137},"Hungary e-invoicing updates",[24138],{"type":71},{"type":53,"attrs":24140,"content":24141},{"textAlign":64},[24142,24147,24153],{"text":24143,"type":68,"marks":24144},"While Hungary already has an advanced RTIR system, the introduction of ViDA will necessitate updates to the ",[24145],{"type":7629,"attrs":24146},{"color":7631},{"text":24148,"type":68,"marks":24149},"legislation, the invoicing process, and the underlying systems",[24150,24152],{"type":7629,"attrs":24151},{"color":7631},{"type":71},{"text":913,"type":68,"marks":24154},[24155],{"type":7629,"attrs":24156},{"color":7631},{"type":53,"attrs":24158,"content":24159},{"textAlign":64},[24160],{"text":24161,"type":68,"marks":24162},"Legislative and definitional shift",[24163,24165,24166],{"type":7629,"attrs":24164},{"color":7631},{"type":71},{"type":1444},{"type":53,"attrs":24168,"content":24169},{"textAlign":64},[24170,24175,24181],{"text":24171,"type":68,"marks":24172},"The most fundamental change will concern the ",[24173],{"type":7629,"attrs":24174},{"color":7631},{"text":24176,"type":68,"marks":24177},"legal definition of an electronic invoice (e-invoice)",[24178,24180],{"type":7629,"attrs":24179},{"color":7631},{"type":71},{"text":24182,"type":68,"marks":24183},", requiring all related Hungarian legislation (e.g., the VAT Act) to be changed to align with ViDA.",[24184],{"type":7629,"attrs":24185},{"color":7631},{"type":91,"content":24187},[24188,24215],{"type":94,"content":24189},[24190],{"type":53,"attrs":24191,"content":24192},{"textAlign":64},[24193,24199,24204,24210],{"text":24194,"type":68,"marks":24195},"Current definition:",[24196,24198],{"type":7629,"attrs":24197},{"color":7631},{"type":71},{"text":24200,"type":68,"marks":24201}," Under the existing VAT Act, an electronic invoice is simply any invoice that contains the obligatory data elements of a paper invoice and is issued and received in an electronic form. This includes a ",[24202],{"type":7629,"attrs":24203},{"color":7631},{"text":24205,"type":68,"marks":24206},"PDF invoice sent exclusively by e-mail",[24207,24209],{"type":7629,"attrs":24208},{"color":7631},{"type":71},{"text":24211,"type":68,"marks":24212}," (even if it's a scanned paper invoice).",[24213],{"type":7629,"attrs":24214},{"color":7631},{"type":94,"content":24216},[24217],{"type":53,"attrs":24218,"content":24219},{"textAlign":64},[24220,24226,24231,24237,24242,24248],{"text":24221,"type":68,"marks":24222},"Future requirement:",[24223,24225],{"type":7629,"attrs":24224},{"color":7631},{"type":71},{"text":24227,"type":68,"marks":24228}," Aligned",[24229],{"type":7629,"attrs":24230},{"color":7631},{"text":24232,"type":68,"marks":24233}," with ViDA's requirements,",[24234,24236],{"type":7629,"attrs":24235},{"color":7631},{"type":71},{"text":24238,"type":68,"marks":24239}," the future e-invoice will be defined as ",[24240],{"type":7629,"attrs":24241},{"color":7631},{"text":24243,"type":68,"marks":24244},"XML-structured data",[24245,24247],{"type":7629,"attrs":24246},{"color":7631},{"type":71},{"text":913,"type":68,"marks":24249},[24250],{"type":7629,"attrs":24251},{"color":7631},{"type":53,"attrs":24253,"content":24254},{"textAlign":64},[24255],{"text":24256,"type":68,"marks":24257},"Process changes and new obligations",[24258,24260,24261],{"type":7629,"attrs":24259},{"color":7631},{"type":71},{"type":1444},{"type":53,"attrs":24263,"content":24264},{"textAlign":64},[24265],{"text":24266,"type":68,"marks":24267},"The process of issuing and receiving invoices will introduce new requirements to the Hungarian market:",[24268],{"type":7629,"attrs":24269},{"color":7631},{"type":91,"content":24271},[24272,24308,24334],{"type":94,"content":24273},[24274],{"type":53,"attrs":24275,"content":24276},{"textAlign":64},[24277,24283,24287,24293,24297,24303],{"text":24278,"type":68,"marks":24279},"Mandatory",[24280,24282],{"type":7629,"attrs":24281},{"color":7631},{"type":71},{"text":8697,"type":68,"marks":24284},[24285],{"type":7629,"attrs":24286},{"color":7631},{"text":24288,"type":68,"marks":24289},"status",[24290,24292],{"type":7629,"attrs":24291},{"color":7631},{"type":71},{"text":8697,"type":68,"marks":24294},[24295],{"type":7629,"attrs":24296},{"color":7631},{"text":24298,"type":68,"marks":24299},"reporting",[24300,24302],{"type":7629,"attrs":24301},{"color":7631},{"type":71},{"text":24304,"type":68,"marks":24305},": A key new element will be mandatory status reporting required from the e-invoice receiver to confirm receipt of the invoice. Automated Processing: Crucially, this receipt confirmation must undergo automated processing by the tax authority's system before being formally rendered and associated with the original e-invoice transaction record.",[24306],{"type":7629,"attrs":24307},{"color":7631},{"type":94,"content":24309},[24310],{"type":53,"attrs":24311,"content":24312},{"textAlign":64},[24313,24319,24323,24329],{"text":24314,"type":68,"marks":24315},"Machine",[24316,24318],{"type":7629,"attrs":24317},{"color":7631},{"type":71},{"text":8697,"type":68,"marks":24320},[24321],{"type":7629,"attrs":24322},{"color":7631},{"text":24324,"type":68,"marks":24325},"readability",[24326,24328],{"type":7629,"attrs":24327},{"color":7631},{"type":71},{"text":24330,"type":68,"marks":24331},": The emphasis will shift from a human-readable document (like a PDF) to a machine-readable and processable structured data format. This structured data had to be archived according to legislation.",[24332],{"type":7629,"attrs":24333},{"color":7631},{"type":94,"content":24335},[24336],{"type":53,"attrs":24337,"content":24338},{"textAlign":64},[24339],{"text":24340,"type":68,"marks":24341},"Hungarian Tax Authority must develop a platform, or improve the existing one, that can process data according to the requirements. ",[24342],{"type":7629,"attrs":24343},{"color":7631},{"type":53,"attrs":24345,"content":24346},{"textAlign":64},[24347],{"text":24348,"type":68,"marks":24349},"Interoperability and system alignment: EN16931 and Peppol",[24350,24352],{"type":7629,"attrs":24351},{"color":7631},{"type":71},{"type":53,"attrs":24354,"content":24355},{"textAlign":64},[24356],{"text":24357,"type":68,"marks":24358},"The technological landscape will also change to ensure cross-border compatibility:",[24359],{"type":7629,"attrs":24360},{"color":7631},{"type":91,"content":24362},[24363,24486,24590],{"type":94,"content":24364},[24365,24389],{"type":53,"attrs":24366,"content":24367},{"textAlign":64},[24368,24373,24383],{"text":23476,"type":68,"marks":24369},[24370,24372],{"type":7629,"attrs":24371},{"color":7631},{"type":71},{"text":24374,"type":68,"marks":24375},"EN16931 standard",[24376,24379,24381,24382],{"type":105,"attrs":24377},{"href":24378,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.banqup.com/resources/blog/what-is-the-en-16931-electronic-invoicing-standard-",{"type":7629,"attrs":24380},{"color":11649},{"type":71},{"type":11651},{"text":24384,"type":68,"marks":24385},": Defining the content",[24386,24388],{"type":7629,"attrs":24387},{"color":7631},{"type":71},{"type":91,"content":24390},[24391,24401,24439,24466],{"type":94,"content":24392},[24393],{"type":53,"attrs":24394,"content":24395},{"textAlign":64},[24396],{"text":24397,"type":68,"marks":24398},"The EN16931 electronic invoicing standard is crucial for businesses because it ensures interoperability between EU member states’ local standards.",[24399],{"type":7629,"attrs":24400},{"color":7631},{"type":94,"content":24402},[24403],{"type":53,"attrs":24404,"content":24405},{"textAlign":64},[24406,24412,24417,24423,24428,24434],{"text":24407,"type":68,"marks":24408},"Compliance is mandatory:",[24409,24411],{"type":7629,"attrs":24410},{"color":7631},{"type":71},{"text":24413,"type":68,"marks":24414}," All new ",[24415],{"type":7629,"attrs":24416},{"color":7631},{"text":24418,"type":68,"marks":24419},"B2B",[24420,24422],{"type":7629,"attrs":24421},{"color":7631},{"type":71},{"text":24424,"type":68,"marks":24425}," and intra-EU invoices must be created in an XML format compliant with the ",[24426],{"type":7629,"attrs":24427},{"color":7631},{"text":24429,"type":68,"marks":24430},"EN16931",[24431,24433],{"type":7629,"attrs":24432},{"color":7631},{"type":71},{"text":24435,"type":68,"marks":24436}," European standard.",[24437],{"type":7629,"attrs":24438},{"color":7631},{"type":94,"content":24440},[24441],{"type":53,"attrs":24442,"content":24443},{"textAlign":64},[24444,24450,24455,24461],{"text":24445,"type":68,"marks":24446},"Structured data:",[24447,24449],{"type":7629,"attrs":24448},{"color":7631},{"type":71},{"text":24451,"type":68,"marks":24452}," The main invoicing data must be identical to that specified in the European standard, although each member state's data structure may be enriched with local data (",[24453],{"type":7629,"attrs":24454},{"color":7631},{"text":24456,"type":68,"marks":24457},"CIUS",[24458,24460],{"type":7629,"attrs":24459},{"color":7631},{"type":71},{"text":24462,"type":68,"marks":24463},").",[24464],{"type":7629,"attrs":24465},{"color":7631},{"type":94,"content":24467},[24468],{"type":53,"attrs":24469,"content":24470},{"textAlign":64},[24471,24476,24481],{"text":24472,"type":68,"marks":24473},"Legally valid invoice: For B2B transactions, the ",[24474],{"type":7629,"attrs":24475},{"color":7631},{"text":22449,"type":68,"marks":24477},[24478,24480],{"type":7629,"attrs":24479},{"color":7631},{"type":71},{"text":24482,"type":68,"marks":24483}," file will always prevail as the legally valid tax document, even if a visual representation (like a PDF) is issued.",[24484],{"type":7629,"attrs":24485},{"color":7631},{"type":94,"content":24487},[24488,24525],{"type":53,"attrs":24489,"content":24490},{"textAlign":64},[24491,24497,24498,24503,24512,24520],{"text":24492,"type":68,"marks":24493},"Peppol requirement",[24494,24496],{"type":7629,"attrs":24495},{"color":7631},{"type":71},{"type":78},{"text":24499,"type":68,"marks":24500},"ViDA stipulates that all member states must provide the option of invoicing via ",[24501],{"type":7629,"attrs":24502},{"color":7631},{"text":12111,"type":68,"marks":24504},[24505,24508,24510,24511],{"type":105,"attrs":24506},{"href":24507,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.banqup.com/resources/blog/what-is-peppol-",{"type":7629,"attrs":24509},{"color":11649},{"type":71},{"type":11651},{"text":24513,"type":68,"marks":24514},",",[24515,24517,24519],{"type":105,"attrs":24516},{"href":24507,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":24518},{"color":11649},{"type":11651},{"text":24521,"type":68,"marks":24522}," but its use for domestic transactions is often optional.",[24523],{"type":7629,"attrs":24524},{"color":7631},{"type":91,"content":24526},[24527,24548,24569],{"type":94,"content":24528},[24529],{"type":53,"attrs":24530,"content":24531},{"textAlign":64},[24532,24537,24543],{"text":24533,"type":68,"marks":24534},"Hungary plans to ",[24535],{"type":7629,"attrs":24536},{"color":7631},{"text":24538,"type":68,"marks":24539},"join the Peppol network",[24540,24542],{"type":7629,"attrs":24541},{"color":7631},{"type":71},{"text":24544,"type":68,"marks":24545}," to offer secure transmission channels.",[24546],{"type":7629,"attrs":24547},{"color":7631},{"type":94,"content":24549},[24550],{"type":53,"attrs":24551,"content":24552},{"textAlign":64},[24553,24558,24564],{"text":24554,"type":68,"marks":24555},"The National Tax and Customs Administration (NAV) has confirmed that ",[24556],{"type":7629,"attrs":24557},{"color":7631},{"text":24559,"type":68,"marks":24560},"Hungary will become a Peppol Authority",[24561,24563],{"type":7629,"attrs":24562},{"color":7631},{"type":71},{"text":24565,"type":68,"marks":24566}," to facilitate the implementation of this network and oversee service providers.",[24567],{"type":7629,"attrs":24568},{"color":7631},{"type":94,"content":24570},[24571],{"type":53,"attrs":24572,"content":24573},{"textAlign":64},[24574,24579,24585],{"text":24575,"type":68,"marks":24576},"Domestic use: ",[24577],{"type":7629,"attrs":24578},{"color":7631},{"text":24580,"type":68,"marks":24581},"Peppol is not as widespread in Hungary as in countries like Belgium",[24582,24584],{"type":7629,"attrs":24583},{"color":7631},{"type":71},{"text":24586,"type":68,"marks":24587},", where, if parties disagree on the invoicing method, its use is obligatory. In Hungary, using Peppol will remain optional for businesses in B2B transactions. Currently, Peppol is mainly used for international public procurement or when a foreign partner insists on it.",[24588],{"type":7629,"attrs":24589},{"color":7631},{"type":94,"content":24591},[24592],{"type":53,"attrs":24593,"content":24594},{"textAlign":64},[24595,24600,24606],{"text":24596,"type":68,"marks":24597},"A ",[24598],{"type":7629,"attrs":24599},{"color":7631},{"text":24601,"type":68,"marks":24602},"public consultation ",[24603,24605],{"type":7629,"attrs":24604},{"color":7631},{"type":71},{"text":24607,"type":68,"marks":24608},"has been launched by the NAV and the Ministry of National Economy (NGM), as the authorities are actively seeking feedback on the proposed framework until January 20, 2026, to refine the technical and operational details.",[24609],{"type":7629,"attrs":24610},{"color":7631},{"type":61,"attrs":24612,"content":24613},{"level":3706,"textAlign":64},[24614],{"text":24615,"type":68,"marks":24616},"Conclusion: ViDA and Hungary's e-invoicing future",[24617,24619],{"type":7629,"attrs":24618},{"color":7631},{"type":71},{"type":53,"attrs":24621,"content":24622},{"textAlign":64},[24623,24628,24634,24639,24644,24649,24655],{"text":24624,"type":68,"marks":24625},"ViDA will certainly introduce changes in Hungary, but due to the existing ",[24626],{"type":7629,"attrs":24627},{"color":7631},{"text":24629,"type":68,"marks":24630},"advanced state of the NAV Online Számla system",[24631,24633],{"type":7629,"attrs":24632},{"color":7631},{"type":71},{"text":24635,"type":68,"marks":24636}," and mandatory ",[24637],{"type":7629,"attrs":24638},{"color":7631},{"text":23915,"type":68,"marks":24640},[24641,24643],{"type":7629,"attrs":24642},{"color":7631},{"type":71},{"text":24645,"type":68,"marks":24646},", the transition is expected to be ",[24647],{"type":7629,"attrs":24648},{"color":7631},{"text":24650,"type":68,"marks":24651},"less disruptive",[24652,24654],{"type":7629,"attrs":24653},{"color":7631},{"type":71},{"text":24656,"type":68,"marks":24657}," for most businesses.",[24658],{"type":7629,"attrs":24659},{"color":7631},{"type":53,"attrs":24661,"content":24662},{"textAlign":64},[24663,24668,24674,24679,24685,24690,24696],{"text":24664,"type":68,"marks":24665},"The businesses that will be ",[24666],{"type":7629,"attrs":24667},{"color":7631},{"text":24669,"type":68,"marks":24670},"most heavily affected",[24671,24673],{"type":7629,"attrs":24672},{"color":7631},{"type":71},{"text":24675,"type":68,"marks":24676}," are the ones who still use paper invoicing, and ",[24677],{"type":7629,"attrs":24678},{"color":7631},{"text":24680,"type":68,"marks":24681},"accountants, accounting software manufacturers, and invoicing software developers",[24682,24684],{"type":7629,"attrs":24683},{"color":7631},{"type":71},{"text":24686,"type":68,"marks":24687},", who must update their processes and systems to meet the new legislative and technical requirements. Despite the upcoming \"revolutionary\" changes brought by ViDA, Hungary's established ",[24688],{"type":7629,"attrs":24689},{"color":7631},{"text":24691,"type":68,"marks":24692},"digitalization of VAT",[24693,24695],{"type":7629,"attrs":24694},{"color":7631},{"type":71},{"text":24697,"type":68,"marks":24698}," makes it a leader, giving it a head start in adopting the EU's unified electronic invoicing system.",[24699],{"type":7629,"attrs":24700},{"color":7631},{"type":53,"attrs":24702},{"textAlign":64},{"type":53,"attrs":24704},{"textAlign":64},{"type":53,"attrs":24706},{"textAlign":64},{"_uid":24708,"page":24709,"component":22661},"2368b63a-73ef-43bc-9f5f-058fa18d7363",[24710],"4ac9b105-d1a5-4dc2-bf48-ce7a3170b521",{"_uid":24712,"cards":24713,"buttons":24714,"heading":11793,"tagline":8,"component":11794,"background":48,"description":24715},"0a35582d-06ed-4ba8-a7d3-1610962bdf93",[12223,12224,12225,12227],[],{"type":50,"content":24716},[24717],{"type":53},{"id":24719,"alt":23222,"name":8,"focus":8,"title":23222,"source":8,"filename":24720,"copyright":8,"fieldtype":15,"meta_data":24721,"is_external_url":17},119830938449164,"https://a.storyblok.com/f/318078/5643x3762/616ef9e9a2/hungary.jpg",{"alt":23222,"title":23222,"source":8,"copyright":8},[],{"type":50,"content":24724},[24725],{"type":91,"content":24726},[24727,24734,24741,24748,24755],{"type":94,"content":24728},[24729],{"type":53,"attrs":24730,"content":24731},{"textAlign":64},[24732],{"text":24733,"type":68},"The ViDA directive introduces a unified, XML-based electronic invoicing system across Europe, which will fundamentally transform VAT processes.",{"type":94,"content":24735},[24736],{"type":53,"attrs":24737,"content":24738},{"textAlign":64},[24739],{"text":24740,"type":68},"Hungary has developed its own EU-compatible approach based on its experience with RTIR.",{"type":94,"content":24742},[24743],{"type":53,"attrs":24744,"content":24745},{"textAlign":64},[24746],{"text":24747,"type":68},"E-invoicing will be mandatory in B2B, and invoicing programs will have to meet stricter data quality and accreditation requirements. Customer data reporting and status reporting will be new elements.",{"type":94,"content":24749},[24750],{"type":53,"attrs":24751,"content":24752},{"textAlign":64},[24753],{"text":24754,"type":68},"B2C invoicing will not be mandatory (the businesses must be able to process e-invoicing if the customer asks for it)",{"type":94,"content":24756},[24757],{"type":53,"attrs":24758,"content":24759},{"textAlign":64},[24760],{"text":24761,"type":68},"The platform will be launched in 2028 and will be mandatory for all businesses by 2030 at the latest.",[12582,22369,12583],"Hungary is considered a leader in the European Union in the field of VAT digitalization, as its Online Invoice System (NAV Online Számla Rendszer) has long required businesses to fulfil a fully digitized data reporting obligation.\n",[16529],"vida-hungary-e-invoicing-rtir-guide","resources/blog/vida-hungary-e-invoicing-rtir-guide","2025-12-08",-3770,[],"e98d9d68-3ee4-47c9-bf06-ad395ee5c70f","2025-12-08T13:49:58.881Z",[],[24774,24777,24780],{"path":24775,"name":24776,"lang":242,"published":55},"resources/blog/vida-hongarije-e-facturatie-rtir","Factuurgegevensrapportering en e-facturatie in Hongarije",{"path":24778,"name":24779,"lang":244,"published":55},"resources/blog/vida-hongrie-e-facturation-rtir","Rapportage des données de facturation et e-facturation en Hongrie",{"path":24781,"name":24782,"lang":248,"published":55},"informationen/blog/vida-ungarn-e-rechnung-rtir-leitfaden","Rechnungsdatenauswertung und E-Rechnung in Ungarn",{"name":24784,"created_at":24785,"published_at":24786,"updated_at":24787,"id":24788,"uuid":12222,"content":24789,"slug":25496,"full_slug":25497,"sort_by_date":25498,"position":25499,"tag_list":25500,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":25501,"first_published_at":25502,"release_id":64,"lang":48,"path":64,"alternates":25503,"default_full_slug":25497,"translated_slugs":25504,"_stopResolving":55},"The end of deliberation: UK mandates e-invoicing by 2029","2025-11-27T10:37:06.147Z","2026-07-06T10:03:39.310Z","2026-07-06T10:03:39.361Z",116941726349726,{"seo":24790,"_uid":24794,"body":24795,"image":25373,"theme":8,"title":24784,"related":25377,"summary":25378,"category":25492,"component":12290,"createdOn":8,"description":25493,"relatedCountries":25494,"excludeFromRelatedList":17},{"_uid":24791,"title":24792,"plugin":34,"description":24793},"c46c3843-6db1-46cb-b747-256277fdb41e","UK E-invoicing Mandate Announced | Blog - Banqup","The UK government confirms mandatory e-invoicing for all VAT invoices starting in 2029. Read the official consultation outcome and prepare with Banqup.\n","5851134b-03a3-4aae-a7c7-bc1fd2c35109",[24796,24806,25361,25365],{"_uid":24797,"align":1515,"image":24798,"theme":48,"buttons":24802,"columns":229,"heading":24784,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":24803,"spacingBottom":8,"invertTextColor":55},"25f9d367-b1e5-4303-a983-748ab0c5a0f4",{"id":24799,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":24800,"copyright":8,"fieldtype":15,"meta_data":24801,"is_external_url":17},94966237584232,"https://a.storyblok.com/f/318078/1925x510/76e8f74869/tackling-the-uk-s-electronic-invoicing-landscape-with-banqup-s-bern-direito.png",{},[],{"type":50,"content":24804},[24805],{"type":53},{"_uid":24807,"text":24808,"theme":8,"component":714,"background":48},"812860f2-4525-4ed7-9164-945bb5f8f8ea",{"type":50,"content":24809},[24810,24817,24836,24858,24863,24870,24892,24900,24907,24915,24949,24982,24989,25019,25093,25098,25117,25124,25143,25177,25184,25207,25238,25243,25262,25295,25300,25314],{"type":53,"attrs":24811,"content":24812},{"textAlign":64},[24813],{"text":24814,"type":68,"marks":24815},"Last updated on 25 June 2026 to reflect the UK government's official confirmation of the Peppol network as the core interoperability framework for the 2029 mandate.",[24816],{"type":71},{"type":53,"attrs":24818,"content":24819},{"textAlign":64},[24820,24825,24831],{"text":24821,"type":68,"marks":24822},"The UK has officially ended years of deliberation on electronic invoicing. Following its consultation, the government has ",[24823],{"type":7629,"attrs":24824},{"color":7631},{"text":24826,"type":68,"marks":24827},"set a definitive course",[24828,24830],{"type":7629,"attrs":24829},{"color":7631},{"type":71},{"text":24832,"type":68,"marks":24833},", confirming that e-invoicing will be mandatory for all VAT invoices starting in 2029.",[24834],{"type":7629,"attrs":24835},{"color":7631},{"type":53,"attrs":24837,"content":24838},{"textAlign":64},[24839,24844,24853],{"text":24840,"type":68,"marks":24841},"This major decision, announced in the ",[24842],{"type":7629,"attrs":24843},{"color":7631},{"text":24845,"type":68,"marks":24846},"consultation outcome updated on 26 November 2025",[24847,24850,24852],{"type":105,"attrs":24848},{"href":24849,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.gov.uk/government/consultations/promoting-electronic-invoicing-across-uk-businesses-and-the-public-sector/outcome/promoting-electronic-invoicing-across-uk-businesses-and-the-public-sector-consultation-response",{"type":7629,"attrs":24851},{"color":11649},{"type":11651},{"text":24854,"type":68,"marks":24855},", signals a clear commitment to digital transformation, aiming to boost productivity, tackle late payments, and modernise tax compliance across the UK business landscape.",[24856],{"type":7629,"attrs":24857},{"color":7631},{"type":61,"attrs":24859,"content":24860},{"level":3706,"textAlign":64},[24861],{"text":24862,"type":68},"The journey to mandatory adoption",{"type":61,"attrs":24864,"content":24865},{"level":22494,"textAlign":64},[24866],{"text":24867,"type":68,"marks":24868},"Why the UK government is modernising tax compliance",[24869],{"type":71},{"type":53,"attrs":24871,"content":24872},{"textAlign":64},[24873,24878,24888],{"text":24874,"type":68,"marks":24875},"E-invoicing technology is not new to the UK. It has been used by the NHS and large corporations for years. However, the market suffered from low uptake and fragmentation. Crucially, the lack of a single shared standard meant that the benefits of automation were often limited, forcing businesses to run “dual systems”. For a deeper dive into the market complexities that preceded this announcement, read our previous ",[24876],{"type":7629,"attrs":24877},{"color":7631},{"text":24879,"type":68,"marks":24880},"interview",[24881,24886],{"type":105,"attrs":24882},{"href":24883,"uuid":24884,"anchor":64,"custom":24885,"target":110,"linktype":111},"/resources/blog/tackling-the-uk-s-electronic-invoicing-landscape-with-banqup-s-bern-direito","81e171b3-7478-4d71-b410-02a720cf228f",{},{"type":7629,"attrs":24887},{"color":7631},{"text":913,"type":68,"marks":24889},[24890],{"type":7629,"attrs":24891},{"color":7631},{"type":53,"attrs":24893,"content":24894},{"textAlign":64},[24895],{"text":24896,"type":68,"marks":24897},"A significant factor in this fragmentation is a widespread lack of awareness: many large corporations use software to create a structured invoice, but because they still download it as a PDF and send it by email, they do not classify their process as electronic invoicing. This reliance on the familiar PDF prevents them from achieving a fully end-to-end electronic approach and means the resulting document—though technically digital—offers none of the benefits of structured data. By contrast, using structured e-invoice formats significantly reduces digital waste, as these files are much smaller, require less processing power, and thereby minimise the carbon footprint of digital transactions.",[24898],{"type":7629,"attrs":24899},{"color":7631},{"type":61,"attrs":24901,"content":24902},{"level":22494,"textAlign":64},[24903],{"text":24904,"type":68,"marks":24905},"Existing digital foundations (Making Tax Digital & NHS)",[24906],{"type":71},{"type":53,"attrs":24908,"content":24909},{"textAlign":64},[24910],{"text":24911,"type":68,"marks":24912},"While a nationwide B2B e-invoicing mandate is new, the UK has two existing digital foundations:",[24913],{"type":7629,"attrs":24914},{"color":7631},{"type":91,"content":24916},[24917,24933],{"type":94,"content":24918},[24919],{"type":53,"attrs":24920,"content":24921},{"textAlign":64},[24922,24928],{"text":24923,"type":68,"marks":24924},"NHS e-invoicing:",[24925,24927],{"type":7629,"attrs":24926},{"color":7631},{"type":71},{"text":24929,"type":68,"marks":24930}," All businesses that invoice the NHS must be connected to a Peppol Access Point and send their invoices via the Peppol network. This established business-to-government (B2G) process provides a real-world, large-scale example of a successful decentralised model within the UK.",[24931],{"type":7629,"attrs":24932},{"color":7631},{"type":94,"content":24934},[24935],{"type":53,"attrs":24936,"content":24937},{"textAlign":64},[24938,24944],{"text":24939,"type":68,"marks":24940},"Making Tax Digital (MTD):",[24941,24943],{"type":7629,"attrs":24942},{"color":7631},{"type":71},{"text":24945,"type":68,"marks":24946}," Introduced in 2019, MTD is the government’s phased approach to transitioning tax processes to digital reporting. While MTD is not e-invoicing, its core principle is similar: moving compliance and reporting to a digital process to give the government greater visibility. The successful, if phased, adoption of MTD has paved the way for the business and software landscape to adapt to a new digital mandate.",[24947],{"type":7629,"attrs":24948},{"color":7631},{"type":53,"attrs":24950,"content":24951},{"textAlign":64},[24952,24957,24966,24971,24977],{"text":24953,"type":68,"marks":24954},"In February 2025, the government launched the consultation “",[24955],{"type":7629,"attrs":24956},{"color":7631},{"text":24958,"type":68,"marks":24959},"Electronic invoicing: promoting e-invoicing across UK businesses and the public sector",[24960,24963,24965],{"type":105,"attrs":24961},{"href":24962,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.gov.uk/government/consultations/promoting-electronic-invoicing-across-uk-businesses-and-the-public-sector/electronic-invoicing-promoting-e-invoicing-across-uk-businesses-and-the-public-sector",{"type":7629,"attrs":24964},{"color":11649},{"type":11651},{"text":24967,"type":68,"marks":24968},"” to address these issues and gather views on how to achieve the critical mass needed for “network effects”. The response confirmed that without a mandate, the UK risked falling behind international peers who are already realising ",[24969],{"type":7629,"attrs":24970},{"color":7631},{"text":24972,"type":68,"marks":24973},"significant benefits",[24974,24976],{"type":7629,"attrs":24975},{"color":7631},{"type":71},{"text":24978,"type":68,"marks":24979},", from 20% reductions in late payments to efficiency savings. In fact, international studies show that businesses adopting e-invoicing can reduce processing costs by up to 60%, translating into efficiency savings that yield a 2.2 times return on investment after 2 years for small firms.",[24980],{"type":7629,"attrs":24981},{"color":7631},{"type":61,"attrs":24983,"content":24984},{"level":22494,"textAlign":64},[24985],{"text":24986,"type":68,"marks":24987},"Strategic policy decisions: Decentralised model and 2029 go-live",[24988],{"type":71},{"type":53,"attrs":24990,"content":24991},{"textAlign":64},[24992,24996,25004,25009,25015],{"text":23476,"type":68,"marks":24993},[24994],{"type":7629,"attrs":24995},{"color":7631},{"text":24997,"type":68,"marks":24998},"government response",[24999,25001,25003],{"type":105,"attrs":25000},{"href":24849,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":25002},{"color":11649},{"type":11651},{"text":25005,"type":68,"marks":25006},", published on 26 November 2025, ",[25007],{"type":7629,"attrs":25008},{"color":7631},{"text":25010,"type":68,"marks":25011},"confirmed the policy interventions",[25012,25014],{"type":7629,"attrs":25013},{"color":7631},{"type":71},{"text":21008,"type":68,"marks":25016},[25017],{"type":7629,"attrs":25018},{"color":7631},{"type":91,"content":25020},[25021,25031,25041,25075],{"type":94,"content":25022},[25023],{"type":53,"attrs":25024,"content":25025},{"textAlign":64},[25026],{"text":25027,"type":68,"marks":25028},"Mandate: Mandatory for all VAT invoices, primarily business-to-business (B2B) and business-to-government (B2G) transactions where VAT is due (though not for business-to-consumer, or B2C, transactions).",[25029],{"type":7629,"attrs":25030},{"color":7631},{"type":94,"content":25032},[25033],{"type":53,"attrs":25034,"content":25035},{"textAlign":64},[25036],{"text":25037,"type":68,"marks":25038},"Go-live date: 2029 - a roadmap to implementing this mandate will be published at Budget 26.",[25039],{"type":7629,"attrs":25040},{"color":7631},{"type":94,"content":25042},[25043],{"type":53,"attrs":25044,"content":25045},{"textAlign":64},[25046,25055,25060,25070],{"text":25047,"type":68,"marks":25048},"Model",[25049,25053],{"type":105,"attrs":25050},{"href":25051,"uuid":12223,"anchor":64,"custom":25052,"target":110,"linktype":111},"/resources/blog/the-e-invoicing-maze-navigating-global-compliance-models",{},{"type":7629,"attrs":25054},{"color":7631},{"text":25056,"type":68,"marks":25057},": The government has ruled out a centralised platform (like Italy’s SDI). Its design work will now focus on a decentralised model (such as the 4-corner ",[25058],{"type":7629,"attrs":25059},{"color":7631},{"text":25061,"type":68,"marks":25062},"Peppol ",[25063,25068],{"type":105,"attrs":25064},{"href":25065,"uuid":25066,"anchor":64,"custom":25067,"target":110,"linktype":111},"/resources/blog/the-complete-guide-to-peppol-and-e-invoicing","be735462-6d2b-46cf-a2fb-72f11c9ad033",{},{"type":7629,"attrs":25069},{"color":7631},{"text":25071,"type":68,"marks":25072},"model), which was the overwhelming preference of respondents. This focus aligns with UK business practices and fosters a competitive software market. As of June 2026, the government has also officially confirmed the Peppol network as the core interoperability framework for the 2029 mandate, adopting a decentralised four-corner architecture.",[25073],{"type":7629,"attrs":25074},{"color":7631},{"type":94,"content":25076},[25077],{"type":53,"attrs":25078,"content":25079},{"textAlign":64},[25080,25088],{"text":25081,"type":68,"marks":25082},"E-reporting (CTC)",[25083,25086],{"type":105,"attrs":25084},{"href":25051,"uuid":12223,"anchor":64,"custom":25085,"target":110,"linktype":111},{},{"type":7629,"attrs":25087},{"color":7631},{"text":25089,"type":68,"marks":25090},": The government has decided not to implement Real-Time Reporting (RTR) alongside the mandate in 2029. This critical separation ensures that the 2029 deadline is solely focused on establishing the mandatory e-invoicing infrastructure.  Any RTR requirements will be considered and implemented at a later date, building upon the established e-invoicing infrastructure.",[25091],{"type":7629,"attrs":25092},{"color":7631},{"type":61,"attrs":25094,"content":25095},{"level":3706,"textAlign":64},[25096],{"text":25097,"type":68},"The international dimension: Peppol, PINT, and ViDA",{"type":53,"attrs":25099,"content":25100},{"textAlign":64},[25101,25106,25112],{"text":25102,"type":68,"marks":25103},"The need for ",[25104],{"type":7629,"attrs":25105},{"color":7631},{"text":25107,"type":68,"marks":25108},"international alignment",[25109,25111],{"type":7629,"attrs":25110},{"color":7631},{"type":71},{"text":25113,"type":68,"marks":25114}," to support cross-border trade was a major concern raised by respondents, and it has heavily influenced the UK’s final approach.",[25115],{"type":7629,"attrs":25116},{"color":7631},{"type":61,"attrs":25118,"content":25119},{"level":22494,"textAlign":64},[25120],{"text":25121,"type":68,"marks":25122},"The UK's model: Decentralised by design?",[25123],{"type":71},{"type":53,"attrs":25125,"content":25126},{"textAlign":64},[25127,25132,25138],{"text":25128,"type":68,"marks":25129},"The government has confirmed its policy intervention and ",[25130],{"type":7629,"attrs":25131},{"color":7631},{"text":25133,"type":68,"marks":25134},"identified the Peppol network as the core interoperability standard",[25135,25137],{"type":7629,"attrs":25136},{"color":7631},{"type":71},{"text":25139,"type":68,"marks":25140},", providing the long-awaited clarity businesses need to begin their strategic planning. The vast majority of businesses and experts favoured a decentralised, 4-corner model (such as Peppol), citing its flexibility and key alignment with the UK’s existing MTD system.",[25141],{"type":7629,"attrs":25142},{"color":7631},{"type":53,"attrs":25144,"content":25145},{"textAlign":64},[25146,25151,25158,25162,25172],{"text":25147,"type":68,"marks":25148},"With the core interoperability framework now confirmed, the focus of the collaboration phase has shifted to finalising technical specifications and ensuring seamless interoperability. The UK’s commitment to aligning with global frameworks like ",[25149],{"type":7629,"attrs":25150},{"color":7631},{"text":12111,"type":68,"marks":25152},[25153,25156],{"type":105,"attrs":25154},{"href":25065,"uuid":25066,"anchor":64,"custom":25155,"target":110,"linktype":111},{},{"type":7629,"attrs":25157},{"color":7631},{"text":1058,"type":68,"marks":25159},[25160],{"type":7629,"attrs":25161},{"color":7631},{"text":25163,"type":68,"marks":25164},"EN 16931 standard",[25165,25170],{"type":105,"attrs":25166},{"href":25167,"uuid":25168,"anchor":64,"custom":25169,"target":110,"linktype":111},"/resources/blog/what-is-the-en-16931-electronic-invoicing-standard-","4bf0c0d2-1fdf-431e-9cd3-9035c390c4e4",{},{"type":7629,"attrs":25171},{"color":7631},{"text":25173,"type":68,"marks":25174}," leverages the successful foundation established by the NHS, ensuring the UK's system remains fully compatible with the wider EU ecosystem and international trade partners.",[25175],{"type":7629,"attrs":25176},{"color":7631},{"type":61,"attrs":25178,"content":25179},{"level":22494,"textAlign":64},[25180],{"text":25181,"type":68,"marks":25182},"The ViDA question: Post-Brexit and beyond",[25183],{"type":71},{"type":53,"attrs":25185,"content":25186},{"textAlign":64},[25187,25192,25202],{"text":25188,"type":68,"marks":25189},"The EU's ",[25190],{"type":7629,"attrs":25191},{"color":7631},{"text":25193,"type":68,"marks":25194},"VAT in the Digital Age (ViDA)",[25195,25200],{"type":105,"attrs":25196},{"href":25197,"uuid":25198,"anchor":64,"custom":25199,"target":110,"linktype":111},"/resources/blog/vat-in-the-digital-age-agreement-reached-a-milestone-in-the-eu-tax-digitalisation","e9dceda6-1d13-4d2e-b158-724ad4cc07f6",{},{"type":7629,"attrs":25201},{"color":7631},{"text":25203,"type":68,"marks":25204}," proposal mandates Continuous Transaction Controls (CTC) via e-invoicing across the bloc by 2030, eliminating older reporting methods.",[25205],{"type":7629,"attrs":25206},{"color":7631},{"type":53,"attrs":25208,"content":25209},{"textAlign":64},[25210,25215,25221,25226,25233],{"text":25211,"type":68,"marks":25212},"Although ",[25213],{"type":7629,"attrs":25214},{"color":7631},{"text":25216,"type":68,"marks":25217},"the UK is not legally subject to the EU's ViDA proposal",[25218,25220],{"type":7629,"attrs":25219},{"color":7631},{"type":71},{"text":25222,"type":68,"marks":25223},", having left the European Union, its decision to mandate e-invoicing and potential focus on the ",[25224],{"type":7629,"attrs":25225},{"color":7631},{"text":22713,"type":68,"marks":25227},[25228,25231],{"type":105,"attrs":25229},{"href":25065,"uuid":25066,"anchor":64,"custom":25230,"target":110,"linktype":111},{},{"type":7629,"attrs":25232},{"color":7631},{"text":25234,"type":68,"marks":25235}," - the same framework utilised by many ViDA member states - shows a pragmatic desire to maintain digital trade compatibility with its largest trading partner. This commonality minimises regulatory divergence for businesses that operate across both the UK and the EU.",[25236],{"type":7629,"attrs":25237},{"color":7631},{"type":61,"attrs":25239,"content":25240},{"level":3706,"textAlign":64},[25241],{"text":25242,"type":68},"What happens next?",{"type":53,"attrs":25244,"content":25245},{"textAlign":64},[25246,25251,25257],{"text":25247,"type":68,"marks":25248},"The government has provided a",[25249],{"type":7629,"attrs":25250},{"color":7631},{"text":25252,"type":68,"marks":25253}," clear roadmap for the design phase",[25254,25256],{"type":7629,"attrs":25255},{"color":7631},{"type":71},{"text":25258,"type":68,"marks":25259},", emphasising collaboration over imposition:",[25260],{"type":7629,"attrs":25261},{"color":7631},{"type":10517,"attrs":25263,"content":25264},{"order":3153},[25265,25275,25285],{"type":94,"content":25266},[25267],{"type":53,"attrs":25268,"content":25269},{"textAlign":64},[25270],{"text":25271,"type":68,"marks":25272},"Stakeholder collaboration: A period of extensive stakeholder engagement will launch in January 2026. This collaboration will involve software providers, tax advisors, and businesses of all sizes to co-design the final regime.",[25273],{"type":7629,"attrs":25274},{"color":7631},{"type":94,"content":25276},[25277],{"type":53,"attrs":25278,"content":25279},{"textAlign":64},[25280],{"text":25281,"type":68,"marks":25282},"Implementation roadmap: The detailed Implementation Roadmap will be published at Budget 2026. This document will provide clarity on the final standards, technical specifications, and guidance required.",[25283],{"type":7629,"attrs":25284},{"color":7631},{"type":94,"content":25286},[25287],{"type":53,"attrs":25288,"content":25289},{"textAlign":64},[25290],{"text":25291,"type":68,"marks":25292},"Support focus: HMRC and DBT are committed to ensuring the regime supports a competitive market that delivers low-cost, easy-to-use e-invoicing products for SMEs, directly addressing the concerns around initial cost and complexity.",[25293],{"type":7629,"attrs":25294},{"color":7631},{"type":53,"attrs":25296,"content":25297},{"textAlign":64},[25298],{"text":25299,"type":68},"With the selection of Peppol confirmed in June 2026, the collaboration phase will now focus on critical implementation details, including national data standards, provider accreditation processes, and the future integration of legacy EDI systems.",{"type":53,"attrs":25301,"content":25302},{"textAlign":64},[25303,25309],{"text":25304,"type":68,"marks":25305},"The message is clear: the transition is no longer a question of if, but how.",[25306,25308],{"type":7629,"attrs":25307},{"color":7631},{"type":71},{"text":25310,"type":68,"marks":25311}," Businesses now have a multi-year window to plan for the necessary system upgrades and ensure they can leverage the efficiency, cash flow, and compliance benefits that mandatory e-invoicing will bring.",[25312],{"type":7629,"attrs":25313},{"color":7631},{"type":53,"attrs":25315,"content":25316},{"textAlign":64},[25317,25322,25329,25334,25341,25346,25356],{"text":25318,"type":68,"marks":25319},"As the UK commits to its 2029 digital future, navigating the shift requires awareness of both domestic standards and global compatibility. To stay informed on the technical alignment between the UK’s new regime and global frameworks (including the EU’s ",[25320],{"type":7629,"attrs":25321},{"color":7631},{"text":12006,"type":68,"marks":25323},[25324,25327],{"type":105,"attrs":25325},{"href":25197,"uuid":25198,"anchor":64,"custom":25326,"target":110,"linktype":111},{},{"type":7629,"attrs":25328},{"color":7631},{"text":25330,"type":68,"marks":25331},") and to ensure your cross-border operations remain compliant, ",[25332],{"type":7629,"attrs":25333},{"color":7631},{"text":22615,"type":68,"marks":25335},[25336,25338,25340],{"type":105,"attrs":25337},{"href":22243,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":25339},{"color":11649},{"type":11651},{"text":25342,"type":68,"marks":25343}," for expert analysis and ",[25344],{"type":7629,"attrs":25345},{"color":7631},{"text":25347,"type":68,"marks":25348},"sign up for our tax compliance email newsletter",[25349,25352,25354,25355],{"type":105,"attrs":25350},{"href":22992,"uuid":12201,"anchor":64,"custom":25351,"target":110,"linktype":111},{},{"type":7629,"attrs":25353},{"color":7631},{"type":1444},{"type":11651},{"text":25357,"type":68,"marks":25358}," to receive curated news straight to your inbox.",[25359],{"type":7629,"attrs":25360},{"color":7631},{"_uid":25362,"page":25363,"component":22661},"1fa9cf06-83ad-40fc-bd32-9c05d5f19e9e",[25364],"54889ce6-3a70-431f-a018-6d1a27eb73a2",{"_uid":25366,"cards":25367,"buttons":25369,"heading":11793,"tagline":8,"component":11794,"background":48,"description":25370},"a0f0773a-e0cc-4500-a0b2-5189dfa4f2ab",[12223,12227,25368,12228],"b543dd8e-4a40-4e30-aac4-a063d3e4ce90",[],{"type":50,"content":25371},[25372],{"type":53},{"id":25374,"alt":24784,"name":8,"focus":8,"title":24784,"source":8,"filename":25375,"copyright":8,"fieldtype":15,"meta_data":25376,"is_external_url":17},87195899729294,"https://a.storyblok.com/f/318078/1032x600/2ea70935e9/65d38c48c56f1dc8752d46b7_blog-tackling-the-uk-s-electronic-invoicing-landscape-with-banqup-s-bern-direito_website.webp",{"alt":24784,"title":24784,"source":8,"copyright":8},[],{"type":50,"content":25379},[25380,25407,25436],{"type":91,"content":25381},[25382],{"type":94,"content":25383},[25384],{"type":53,"attrs":25385,"content":25386},{"textAlign":64},[25387,25393,25398,25403],{"text":25388,"type":68,"marks":25389},"The news:",[25390,25392],{"type":7629,"attrs":25391},{"color":7631},{"type":71},{"text":25394,"type":68,"marks":25395}," The UK government has confirmed mandatory e-invoicing for all B2B and B2G VAT invoices starting in ",[25396],{"type":7629,"attrs":25397},{"color":7631},{"text":24019,"type":68,"marks":25399},[25400,25402],{"type":7629,"attrs":25401},{"color":7631},{"type":71},{"text":913,"type":68,"marks":25404},[25405],{"type":7629,"attrs":25406},{"color":7631},{"type":91,"content":25408},[25409],{"type":94,"content":25410},[25411],{"type":53,"attrs":25412,"content":25413},{"textAlign":64},[25414,25420,25425,25431],{"text":25415,"type":68,"marks":25416},"The model:",[25417,25419],{"type":7629,"attrs":25418},{"color":7631},{"type":71},{"text":25421,"type":68,"marks":25422}," The UK government has confirmed the ",[25423],{"type":7629,"attrs":25424},{"color":7631},{"text":25426,"type":68,"marks":25427},"Peppol network as the core interoperability framework",[25428,25430],{"type":7629,"attrs":25429},{"color":7631},{"type":71},{"text":25432,"type":68,"marks":25433}," for the 2029 mandate, adopting a decentralised four-corner architecture.",[25434],{"type":7629,"attrs":25435},{"color":7631},{"type":91,"content":25437},[25438,25465],{"type":94,"content":25439},[25440],{"type":53,"attrs":25441,"content":25442},{"textAlign":64},[25443,25449,25454,25460],{"text":25444,"type":68,"marks":25445},"Compliance:",[25446,25448],{"type":7629,"attrs":25447},{"color":7631},{"type":71},{"text":25450,"type":68,"marks":25451}," Real-Time Reporting (RTR) will ",[25452],{"type":7629,"attrs":25453},{"color":7631},{"text":25455,"type":68,"marks":25456},"not",[25457,25459],{"type":7629,"attrs":25458},{"color":7631},{"type":71},{"text":25461,"type":68,"marks":25462}," be implemented in 2029 to ensure a smoother initial transition.",[25463],{"type":7629,"attrs":25464},{"color":7631},{"type":94,"content":25466},[25467],{"type":53,"attrs":25468,"content":25469},{"textAlign":64},[25470,25476,25481,25487],{"text":25471,"type":68,"marks":25472},"Next steps:",[25473,25475],{"type":7629,"attrs":25474},{"color":7631},{"type":71},{"text":25477,"type":68,"marks":25478}," Stakeholder collaboration began in ",[25479],{"type":7629,"attrs":25480},{"color":7631},{"text":25482,"type":68,"marks":25483},"January 2026",[25484,25486],{"type":7629,"attrs":25485},{"color":7631},{"type":71},{"text":25488,"type":68,"marks":25489},", with a full technical roadmap to be published at Budget 2026.",[25490],{"type":7629,"attrs":25491},{"color":7631},[12582,12583],"The UK has confirmed its long-awaited e-invoicing mandate: it will be mandatory for all VAT invoices starting in 2029. Learn what this means for your business.\n",[25495],"United Kingdom","the-end-of-deliberation-uk-mandates-e-invoicing-by-2029","resources/blog/the-end-of-deliberation-uk-mandates-e-invoicing-by-2029","2026-06-25",-3750,[],"35ed5a19-8aa2-4f53-931d-7b2fc63a5d94","2025-11-27T00:00:00.000Z",[],[25505,25508,25509],{"path":25506,"name":25507,"lang":242,"published":55},"resources/blog/einde-aan-het-overleg-vk-verplicht-e-facturatie-tegen-2029","Einde aan het overleg: VK verplicht e-facturatie tegen 2029",{"path":25497,"name":64,"lang":244,"published":64},{"path":25510,"name":25511,"lang":248,"published":55},"informationen/blog/das-ende-der-debatte-grossbritannien-fuehrt-die-e-rechnungspflicht-bis-2029-ein","Das Ende der Debatte: Großbritannien führt die E-Rechnungspflicht bis 2029 ein",{"name":25513,"created_at":25514,"published_at":25515,"updated_at":25516,"id":25517,"uuid":12223,"content":25518,"slug":26265,"full_slug":26266,"sort_by_date":26267,"position":26268,"tag_list":26269,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":26270,"first_published_at":26271,"release_id":64,"lang":48,"path":64,"alternates":26272,"default_full_slug":26266,"translated_slugs":26273,"_stopResolving":55},"The e-invoicing maze: Navigating global compliance models","2025-11-06T08:10:39.561Z","2026-07-06T10:04:51.742Z","2026-07-06T10:04:51.807Z",109473954079334,{"seo":25519,"_uid":25523,"body":25524,"image":26252,"theme":8,"title":25513,"related":26256,"summary":26257,"category":26263,"component":12290,"createdOn":8,"description":25522,"relatedCountries":26264,"excludeFromRelatedList":17},{"_uid":25520,"title":25521,"plugin":34,"description":25522},"38bb5e6f-2bfa-4c9e-b552-948becd2d6b8","Navigating global compliance models | Blog - Banqup","The global electronic invoicing landscape is rapidly evolving, with countries aiming to reduce the national VAT gap. Read on to learn more about the various compliance models, advantages of automation, and strategies like the promising Decentralised CTC and Exchange (DCTCE) model.","560fda32-d569-46cf-af2b-bffde5765dd3",[25525,25535,26241,26244],{"_uid":25526,"align":8,"image":25527,"theme":48,"buttons":25531,"columns":229,"heading":25513,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":25532,"invertTextColor":55},"4768b1b2-0754-4b4b-bb18-8d2bc2eeff30",{"id":25528,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":25529,"copyright":8,"fieldtype":15,"meta_data":25530,"is_external_url":17},108883916001953,"https://a.storyblok.com/f/318078/2500x662/9fef97dbff/ready-for-e-invoicing-banner-webinar.png",{},[],{"type":50,"content":25533},[25534],{"type":53},{"_uid":25536,"text":25537,"component":714,"background":48},"9fa3087e-82cf-4ef8-bd06-67060b62a368",{"type":50,"content":25538},[25539,25562,25571,25579,25608,25638,25646,25668,25730,25738,25746,25764,25772,25844,25852,25980,25989,26018,26026,26121,26130,26138,26146,26154,26189],{"type":53,"attrs":25540,"content":25541},{"textAlign":64},[25542,25547,25557],{"text":25543,"type":68,"marks":25544},"The global electronic invoicing (e-invoicing) market is in a constant state of flux, driven by the universal goal of reducing the national ",[25545],{"type":7629,"attrs":25546},{"color":7631},{"text":25548,"type":68,"marks":25549},"VAT gap",[25550,25554,25556],{"type":105,"attrs":25551},{"href":25552,"uuid":64,"anchor":64,"custom":25553,"target":110,"linktype":19},"https://www.banqup.com/resources/blog/eu-vat-gap-report-2025",{},{"type":7629,"attrs":25555},{"color":7631},{"type":71},{"text":25558,"type":68,"marks":25559},". As governments increasingly mandate digital invoicing, a diverse and often complex range of models has emerged. For companies operating internationally, keeping up with these varied requirements in multiple countries is a significant challenge.",[25560],{"type":7629,"attrs":25561},{"color":7631},{"type":61,"attrs":25563,"content":25564},{"level":3706,"textAlign":64},[25565],{"text":25566,"type":68,"marks":25567},"The evolving complexity of compliance",[25568],{"type":7629,"attrs":25569},{"color":25570},"#666666",{"type":53,"attrs":25572,"content":25573},{"textAlign":64},[25574],{"text":25575,"type":68,"marks":25576},"The indirect tax reporting landscape is growing in complexity, with a myriad of models and reporting frequencies. Businesses must contend with clearance, real-time, daily, monthly, bi-monthly, quarterly, annually, and on-demand reporting, with requirements often differing for suppliers and buyers.",[25577],{"type":7629,"attrs":25578},{"color":7631},{"type":53,"attrs":25580,"content":25581},{"textAlign":64},[25582,25587,25593,25597,25603],{"text":25583,"type":68,"marks":25584},"A key distinction lies between ",[25585],{"type":7629,"attrs":25586},{"color":7631},{"text":25588,"type":68,"marks":25589},"e-invoicing",[25590,25592],{"type":7629,"attrs":25591},{"color":7631},{"type":71},{"text":6579,"type":68,"marks":25594},[25595],{"type":7629,"attrs":25596},{"color":7631},{"text":25598,"type":68,"marks":25599},"e-reporting",[25600,25602],{"type":7629,"attrs":25601},{"color":7631},{"type":71},{"text":25604,"type":68,"marks":25605},". In e-reporting, it's not the invoice itself that requires government approval, but a report or document containing the invoice information, often reported in real-time.",[25606],{"type":7629,"attrs":25607},{"color":7631},{"type":53,"attrs":25609,"content":25610},{"textAlign":64},[25611,25616,25622,25627,25633],{"text":25612,"type":68,"marks":25613},"The rise of ",[25614],{"type":7629,"attrs":25615},{"color":7631},{"text":25617,"type":68,"marks":25618},"Continuous Transaction Control (CTC)",[25619,25621],{"type":7629,"attrs":25620},{"color":7631},{"type":71},{"text":25623,"type":68,"marks":25624}," is fundamentally transforming the way tax reporting is conducted. The shift towards ",[25625],{"type":7629,"attrs":25626},{"color":7631},{"text":25628,"type":68,"marks":25629},"real-time reporting",[25630,25632],{"type":7629,"attrs":25631},{"color":7631},{"type":71},{"text":25634,"type":68,"marks":25635}," emphasises the importance of speed and accuracy. Furthermore, the scope is expanding to include various documents, including orders, dispatch advice and payments. This shift is underscored by the evolution of connectivity — from point-to-point and EDI to networks — and the ability to connect with all trading partners via a single connection.",[25636],{"type":7629,"attrs":25637},{"color":7631},{"type":61,"attrs":25639,"content":25640},{"level":3706,"textAlign":64},[25641],{"text":25642,"type":68,"marks":25643},"Benefits of e-invoicing automation",[25644],{"type":7629,"attrs":25645},{"color":25570},{"type":53,"attrs":25647,"content":25648},{"textAlign":64},[25649,25654,25663],{"text":25650,"type":68,"marks":25651},"Amidst this complexity, e-invoicing automation offers a number of ",[25652],{"type":7629,"attrs":25653},{"color":7631},{"text":24972,"type":68,"marks":25655},[25656,25661],{"type":105,"attrs":25657},{"href":25658,"uuid":25659,"anchor":64,"custom":25660,"target":110,"linktype":111},"/resources/blog/vat-compliance-transforming-burden-into-business-opportunity","40892d61-05eb-4965-86eb-abf37cd4475c",{},{"type":7629,"attrs":25662},{"color":7631},{"text":25664,"type":68,"marks":25665},". Chief among these are:",[25666],{"type":7629,"attrs":25667},{"color":7631},{"type":91,"content":25669},[25670,25698,25714],{"type":94,"content":25671},[25672],{"type":53,"attrs":25673,"content":25674},{"textAlign":64},[25675,25681,25686,25694],{"text":25676,"type":68,"marks":25677},"Standardisation of data:",[25678,25680],{"type":7629,"attrs":25679},{"color":7631},{"type":71},{"text":25682,"type":68,"marks":25683}," This ensures consistent data entry and exit from customer systems, simplifying the process of reaching targeted endpoints, particularly when adhering to standards like the ",[25684],{"type":7629,"attrs":25685},{"color":7631},{"text":25687,"type":68,"marks":25688},"European Norm (EN 16931 e-invoicing standard)",[25689,25692],{"type":105,"attrs":25690},{"href":25167,"uuid":25168,"anchor":64,"custom":25691,"target":110,"linktype":111},{},{"type":7629,"attrs":25693},{"color":7631},{"text":913,"type":68,"marks":25695},[25696],{"type":7629,"attrs":25697},{"color":7631},{"type":94,"content":25699},[25700],{"type":53,"attrs":25701,"content":25702},{"textAlign":64},[25703,25709],{"text":25704,"type":68,"marks":25705},"Simplification of reporting:",[25706,25708],{"type":7629,"attrs":25707},{"color":7631},{"type":71},{"text":25710,"type":68,"marks":25711}," Accurate information is readily available in the ERP system, making reporting more efficient.",[25712],{"type":7629,"attrs":25713},{"color":7631},{"type":94,"content":25715},[25716],{"type":53,"attrs":25717,"content":25718},{"textAlign":64},[25719,25725],{"text":25720,"type":68,"marks":25721},"Scalability:",[25722,25724],{"type":7629,"attrs":25723},{"color":7631},{"type":71},{"text":25726,"type":68,"marks":25727}," Business processes are simplified through standardisation, allowing for greater scalability.",[25728],{"type":7629,"attrs":25729},{"color":7631},{"type":61,"attrs":25731,"content":25732},{"level":3706,"textAlign":64},[25733],{"text":25734,"type":68,"marks":25735},"A look at diverse e-invoicing models",[25736],{"type":7629,"attrs":25737},{"color":25570},{"type":53,"attrs":25739,"content":25740},{"textAlign":64},[25741],{"text":25742,"type":68,"marks":25743},"To fully grasp the level of complexity that international businesses have to deal with in the global business landscape, it is important to recognise the wide range of \"flavours\" in use around the world.",[25744],{"type":7629,"attrs":25745},{"color":7631},{"type":91,"content":25747},[25748],{"type":94,"content":25749},[25750],{"type":53,"attrs":25751,"content":25752},{"textAlign":64},[25753,25759],{"text":25754,"type":68,"marks":25755},"Interoperability models (e.g. Peppol and the GENA 4-Corner model):",[25756,25758],{"type":7629,"attrs":25757},{"color":7631},{"type":71},{"text":25760,"type":68,"marks":25761}," These models facilitate the decentralised exchange of information between trading partners via a network of certified service providers, with no associated real-time reporting to the authorities. Many businesses adopt these models due to mandates and the significant business benefits they offer, such as increased automation and efficiency in supply chain document processes. Real-life examples of mandates include Business-to-Government (B2G) e-invoicing across Europe, applicable to contractors and subcontractors providing goods and services to public entities.",[25762],{"type":7629,"attrs":25763},{"color":7631},{"type":53,"attrs":25765,"content":25766},{"textAlign":64},[25767],{"type":14804,"attrs":25768},{"id":25769,"alt":8,"src":25770,"title":8,"source":8,"copyright":8,"meta_data":25771},114510944213081,"https://a.storyblok.com/f/318078/6250x2562/c57fef2059/tax-compliance-models-01.jpg",{},{"type":91,"content":25773},[25774],{"type":94,"content":25775},[25776],{"type":53,"attrs":25777,"content":25778},{"textAlign":64},[25779,25785,25790,25796,25801,25810,25815,25825,25830,25840],{"text":25780,"type":68,"marks":25781},"Real-time reporting (RTR) models:",[25782,25784],{"type":7629,"attrs":25783},{"color":7631},{"type":71},{"text":25786,"type":68,"marks":25787}," These models require businesses to ",[25788],{"type":7629,"attrs":25789},{"color":7631},{"text":25791,"type":68,"marks":25792},"submit transactional data to the tax authorities",[25793,25795],{"type":7629,"attrs":25794},{"color":7631},{"type":71},{"text":25797,"type":68,"marks":25798},". However, the authorities generally do not mandate or concern themselves with the electronic exchange of invoices between trading partners. This often results in an additional, cumbersome two-step process for taxpayers, who remain responsible for ensuring that invoices are exchanged (for example, by sending them to customers). Key examples include ",[25799],{"type":7629,"attrs":25800},{"color":7631},{"text":16529,"type":68,"marks":25802},[25803,25808],{"type":105,"attrs":25804},{"href":25805,"uuid":25806,"anchor":64,"custom":25807,"target":110,"linktype":111},"/resources/compliance-pulse/hungary","ffd24104-3303-4bc8-8c3c-cdcf15506689",{},{"type":7629,"attrs":25809},{"color":7631},{"text":25811,"type":68,"marks":25812}," (NAV) and ",[25813],{"type":7629,"attrs":25814},{"color":7631},{"text":25816,"type":68,"marks":25817},"Spain ",[25818,25823],{"type":105,"attrs":25819},{"href":25820,"uuid":25821,"anchor":64,"custom":25822,"target":110,"linktype":111},"/resources/compliance-pulse/spain","c6f09f27-16a1-43e8-92ed-ec2e90e406d2",{},{"type":7629,"attrs":25824},{"color":7631},{"text":25826,"type":68,"marks":25827},"(SII, and starting from January 2027, ",[25828],{"type":7629,"attrs":25829},{"color":7631},{"text":25831,"type":68,"marks":25832},"VERI*FACTU",[25833,25838],{"type":105,"attrs":25834},{"href":25835,"uuid":25836,"anchor":64,"custom":25837,"target":110,"linktype":111},"/resources/blog/veri-factu-vs-non-veri-factu-key-differences-for-e-invoicing-in-spain","e3a19aad-938e-4bc4-aa34-da395b587c33",{},{"type":7629,"attrs":25839},{"color":7631},{"text":24462,"type":68,"marks":25841},[25842],{"type":7629,"attrs":25843},{"color":7631},{"type":53,"attrs":25845,"content":25846},{"textAlign":64},[25847],{"type":14804,"attrs":25848},{"id":25849,"alt":8,"src":25850,"title":8,"source":8,"copyright":8,"meta_data":25851},115903517606640,"https://a.storyblok.com/f/318078/6250x2925/bb9e4a418f/tax-compliance-models-02-2.jpg",{},{"type":91,"content":25853},[25854],{"type":94,"content":25855},[25856,25881,25889,25935,25943,25972],{"type":53,"attrs":25857,"content":25858},{"textAlign":64},[25859,25865,25870,25876],{"text":25860,"type":68,"marks":25861},"Continuous Transaction Control (CTC) – clearance models:",[25862,25864],{"type":7629,"attrs":25863},{"color":7631},{"type":71},{"text":25866,"type":68,"marks":25867}," These models involve the tax authority validating invoices ",[25868],{"type":7629,"attrs":25869},{"color":7631},{"text":25871,"type":68,"marks":25872},"before or after",[25873,25875],{"type":7629,"attrs":25874},{"color":7631},{"type":71},{"text":25877,"type":68,"marks":25878}," they are submitted to the customer, often via a designated system with a specific format. This can occur with or without the end customer communicating receipt of the invoice or its status. Although this creates a two-step process, it is generally less cumbersome than RTR models as it involves processing the same invoice data rather than adding an extra reporting step. These regulations come in different forms, including centralised and decentralised approaches.",[25879],{"type":7629,"attrs":25880},{"color":7631},{"type":53,"attrs":25882,"content":25883},{"textAlign":64},[25884],{"type":14804,"attrs":25885},{"id":25886,"alt":8,"src":25887,"title":8,"source":8,"copyright":8,"meta_data":25888},115904260309772,"https://a.storyblok.com/f/318078/6250x2925/a4bcbbf218/tax-compliance-models-03-1.jpg",{},{"type":91,"content":25890},[25891],{"type":94,"content":25892},[25893],{"type":53,"attrs":25894,"content":25895},{"textAlign":64},[25896,25902,25907,25916,25921,25930],{"text":25897,"type":68,"marks":25898},"Centralised exchange models:",[25899,25901],{"type":7629,"attrs":25900},{"color":7631},{"type":71},{"text":25903,"type":68,"marks":25904}," In this CTC approach, the tax authority validates and approves invoices directly through a government-designated system that is also used for invoice exchange between trading parties. ",[25905],{"type":7629,"attrs":25906},{"color":7631},{"text":16538,"type":68,"marks":25908},[25909,25914],{"type":105,"attrs":25910},{"href":25911,"uuid":25912,"anchor":64,"custom":25913,"target":110,"linktype":111},"/resources/blog/how-italy-has-led-the-way-on-e-invoicing-with-banqup-group-s-gerri-cipollini","a098f462-7223-4d27-a148-c56b7dd711f1",{},{"type":7629,"attrs":25915},{"color":7631},{"text":25917,"type":68,"marks":25918},"'s SDI and ",[25919],{"type":7629,"attrs":25920},{"color":7631},{"text":16578,"type":68,"marks":25922},[25923,25928],{"type":105,"attrs":25924},{"href":25925,"uuid":25926,"anchor":64,"custom":25927,"target":110,"linktype":111},"/resources/blog/follow-up-poland-s-ksef-evolution-challenges-solutions-and-implementation-outlook","b3907d43-8d93-49ce-ae32-bb3f7f230ee4",{},{"type":7629,"attrs":25929},{"color":7631},{"text":25931,"type":68,"marks":25932},"'s KSeF are prime examples of this. In these models, the tax authority is directly involved in business transactions, often validating and approving invoices before they are delivered to end customers. While this is effective for closing the VAT gap, it can force businesses to create an additional process solely for tax compliance, adding extra work.",[25933],{"type":7629,"attrs":25934},{"color":7631},{"type":53,"attrs":25936,"content":25937},{"textAlign":64},[25938],{"type":14804,"attrs":25939},{"id":25940,"alt":8,"src":25941,"title":8,"source":8,"copyright":8,"meta_data":25942},114512128833749,"https://a.storyblok.com/f/318078/6250x2925/0dfb031ce6/tax-compliance-models-04.jpg",{},{"type":91,"content":25944},[25945],{"type":94,"content":25946},[25947],{"type":53,"attrs":25948,"content":25949},{"textAlign":64},[25950,25956,25961,25967],{"text":25951,"type":68,"marks":25952},"The Decentralised CTC and Exchange (DCTCE) model (also known as the 5-Corner model):",[25953,25955],{"type":7629,"attrs":25954},{"color":7631},{"type":71},{"text":25957,"type":68,"marks":25958}," This evolving solution is endorsed by global e-invoicing stakeholders such as Peppol and GENA. It aims to ",[25959],{"type":7629,"attrs":25960},{"color":7631},{"text":25962,"type":68,"marks":25963},"align the commercial interests of businesses (automation and efficiency) with the fiscal interests of governments (compliance and fraud prevention)",[25964,25966],{"type":7629,"attrs":25965},{"color":7631},{"type":71},{"text":25968,"type":68,"marks":25969}," by combining the business efficiencies of a decentralised exchange with the real-time data requirements of the tax authority. In this model, suppliers and buyers each choose their own certified service provider (e.g. a Peppol Access Point, such as Banqup Group). Documents are sent electronically in structured formats between these providers, thereby automating the entire supply chain document process. The tax authority connects to the service provider to extract relevant VAT information in real or near-real time without running a central platform or blocking the invoice flow.",[25970],{"type":7629,"attrs":25971},{"color":7631},{"type":53,"attrs":25973,"content":25974},{"textAlign":64},[25975],{"type":14804,"attrs":25976},{"id":25977,"alt":8,"src":25978,"title":8,"source":8,"copyright":8,"meta_data":25979},114512498628899,"https://a.storyblok.com/f/318078/6250x3125/6aab6baf9e/tax-compliance-models-05.jpg",{},{"type":61,"attrs":25981,"content":25982},{"level":22494,"textAlign":64},[25983],{"text":25984,"type":68,"marks":25985},"Taking a closer look at the evolving solution – the DCTCE model",[25986,25988],{"type":7629,"attrs":25987},{"color":25570},{"type":1444},{"type":53,"attrs":25990,"content":25991},{"textAlign":64},[25992,25996,26002,26007,26013],{"text":23476,"type":68,"marks":25993},[25994],{"type":7629,"attrs":25995},{"color":7631},{"text":25997,"type":68,"marks":25998},"Decentralised CTC and Exchange Model",[25999,26001],{"type":7629,"attrs":26000},{"color":7631},{"type":71},{"text":26003,"type":68,"marks":26004}," started to emerge because many of the traditional compliance models, while successful for tax administrations, failed to deliver on the most important promise for the private sector: ",[26005],{"type":7629,"attrs":26006},{"color":7631},{"text":26008,"type":68,"marks":26009},"full business automation",[26010,26012],{"type":7629,"attrs":26011},{"color":7631},{"type":71},{"text":26014,"type":68,"marks":26015},". Created and endorsed by global e-invoicing stakeholders, as mentioned above, this model combines the business efficiencies of decentralised exchange with the real-time data needs of the tax authority.",[26016],{"type":7629,"attrs":26017},{"color":7631},{"type":53,"attrs":26019,"content":26020},{"textAlign":64},[26021],{"text":26022,"type":68,"marks":26023},"The DCTCE model transforms the compliance burden into an automated supply chain process:",[26024],{"type":7629,"attrs":26025},{"color":7631},{"type":10517,"attrs":26027,"content":26028},{"order":3153},[26029,26056,26083],{"type":94,"content":26030},[26031],{"type":53,"attrs":26032,"content":26033},{"textAlign":64},[26034,26040,26045,26051],{"text":26035,"type":68,"marks":26036},"Business chooses provider:",[26037,26039],{"type":7629,"attrs":26038},{"color":7631},{"type":71},{"text":26041,"type":68,"marks":26042}," The supplier and buyer each choose their own ",[26043],{"type":7629,"attrs":26044},{"color":7631},{"text":26046,"type":68,"marks":26047},"certified service provider",[26048,26050],{"type":7629,"attrs":26049},{"color":7631},{"type":71},{"text":26052,"type":68,"marks":26053}," (often a Peppol Access Point). These providers exist within a decentralised network and are certified by the tax authority.",[26054],{"type":7629,"attrs":26055},{"color":7631},{"type":94,"content":26057},[26058],{"type":53,"attrs":26059,"content":26060},{"textAlign":64},[26061,26067,26072,26078],{"text":26062,"type":68,"marks":26063},"Automation & exchange:",[26064,26066],{"type":7629,"attrs":26065},{"color":7631},{"type":71},{"text":26068,"type":68,"marks":26069}," The documents are sent electronically via structured formats (like Peppol BIS) between the trading partners' service providers. The businesses use their chosen provider to ",[26070],{"type":7629,"attrs":26071},{"color":7631},{"text":26073,"type":68,"marks":26074},"automate their full supply chain document process",[26075,26077],{"type":7629,"attrs":26076},{"color":7631},{"type":71},{"text":26079,"type":68,"marks":26080}," (not just the invoice).",[26081],{"type":7629,"attrs":26082},{"color":7631},{"type":94,"content":26084},[26085],{"type":53,"attrs":26086,"content":26087},{"textAlign":64},[26088,26094,26099,26105,26110,26116],{"text":26089,"type":68,"marks":26090},"Tax authority extracts:",[26091,26093],{"type":7629,"attrs":26092},{"color":7631},{"type":71},{"text":26095,"type":68,"marks":26096}," The tax authority does not run a central platform or block the invoice flow. Instead, it \"sits on top\" with a ",[26097],{"type":7629,"attrs":26098},{"color":7631},{"text":26100,"type":68,"marks":26101},"connection to the service provider",[26102,26104],{"type":7629,"attrs":26103},{"color":7631},{"type":71},{"text":26106,"type":68,"marks":26107}," (the 5th corner) to ",[26108],{"type":7629,"attrs":26109},{"color":7631},{"text":26111,"type":68,"marks":26112},"extract the relevant VAT information",[26113,26115],{"type":7629,"attrs":26114},{"color":7631},{"type":71},{"text":26117,"type":68,"marks":26118}," in real-time or near-real-time.",[26119],{"type":7629,"attrs":26120},{"color":7631},{"type":61,"attrs":26122,"content":26123},{"level":22494,"textAlign":64},[26124],{"text":26125,"type":68,"marks":26126},"The DCTCE benefits for all stakeholders",[26127,26129],{"type":7629,"attrs":26128},{"color":25570},{"type":1444},{"type":53,"attrs":26131,"content":26132},{"textAlign":64},[26133],{"type":14804,"attrs":26134},{"id":26135,"alt":8,"src":26136,"title":8,"source":8,"copyright":8,"meta_data":26137},114779721838141,"https://a.storyblok.com/f/318078/12818x5230/e1c4f63eb4/the-dctce-benefits-for-all-stakeholders.png",{},{"type":53,"attrs":26139,"content":26140},{"textAlign":64},[26141],{"text":26142,"type":68,"marks":26143},"The DCTCE model is considered the \"dream model\" because it finally aligns the commercial interest of businesses (automation and efficiency) with the fiscal interest of governments (compliance and fraud prevention).",[26144],{"type":7629,"attrs":26145},{"color":7631},{"type":61,"attrs":26147,"content":26148},{"level":3706,"textAlign":64},[26149],{"text":26150,"type":68,"marks":26151},"Conclusion: A global shift is underway",[26152],{"type":7629,"attrs":26153},{"color":25570},{"type":53,"attrs":26155,"content":26156},{"textAlign":64},[26157,26162,26168,26178,26184],{"text":26158,"type":68,"marks":26159},"The e-invoicing landscape is in a ",[26160],{"type":7629,"attrs":26161},{"color":7631},{"text":26163,"type":68,"marks":26164},"“",[26165,26167],{"type":7629,"attrs":26166},{"color":7631},{"type":71},{"text":26169,"type":68,"marks":26170},"tornado",[26171,26175,26177],{"type":105,"attrs":26172},{"href":26173,"uuid":64,"anchor":64,"custom":26174,"target":156,"linktype":15},"https://a.storyblok.com/f/318078/x/3d73f3c7b7/billentis-the-global-e-invoicing-and-tax-compliance-report-april-2024-1.pdf",{},{"type":7629,"attrs":26176},{"color":7631},{"type":71},{"text":26179,"type":68,"marks":26180},"” phase of mass adoption and transformation",[26181,26183],{"type":7629,"attrs":26182},{"color":7631},{"type":71},{"text":26185,"type":68,"marks":26186},". Although successful centralised models exist, the trend, particularly in Europe under the ViDA initiative, is moving towards more flexible, business-friendly decentralised models. The creators of the Decentralised CTC and Exchange (5-Corner) model are optimistic that many countries yet to establish mandates will opt for this simplified, efficient approach. Increased adoption of a unified model will undoubtedly lead to a simpler, more positive global process for everyone involved.",[26187],{"type":7629,"attrs":26188},{"color":7631},{"type":53,"attrs":26190,"content":26191},{"textAlign":64},[26192,26197,26204,26209,26218,26228,26236],{"text":26193,"type":68,"marks":26194},"To stay fully informed on the technical specifications and legislative adoption of the DCTCE model and other emerging mandates, you can ",[26195],{"type":7629,"attrs":26196},{"color":7631},{"text":22615,"type":68,"marks":26198},[26199,26201,26203],{"type":105,"attrs":26200},{"href":22243,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":26202},{"color":11649},{"type":11651},{"text":26205,"type":68,"marks":26206}," for more timely updates and ",[26207],{"type":7629,"attrs":26208},{"color":7631},{"text":26210,"type":68,"marks":26211},"s",[26212,26215,26217],{"type":105,"attrs":26213},{"href":22992,"uuid":12201,"anchor":64,"custom":26214,"target":110,"linktype":111},{},{"type":7629,"attrs":26216},{"color":7631},{"type":11651},{"text":26219,"type":68,"marks":26220},"ign up for our tax compliance email newsletter ",[26221,26224,26226,26227],{"type":105,"attrs":26222},{"href":22992,"uuid":12201,"anchor":64,"custom":26223,"target":110,"linktype":111},{},{"type":7629,"attrs":26225},{"color":7631},{"type":1444},{"type":11651},{"text":8697,"type":68,"marks":26229},[26230,26233,26235],{"type":105,"attrs":26231},{"href":22992,"uuid":12201,"anchor":64,"custom":26232,"target":110,"linktype":111},{},{"type":7629,"attrs":26234},{"color":7631},{"type":1444},{"text":26237,"type":68,"marks":26238},"to receive curated news straight to your inbox.",[26239],{"type":7629,"attrs":26240},{"color":7631},{"_uid":26242,"page":26243,"component":22661},"3b2fecc2-b83c-4672-b95c-de785a1de0d9",[25364],{"_uid":26245,"cards":26246,"buttons":26248,"heading":11793,"tagline":8,"component":11794,"background":48,"description":26249},"a7e44495-629a-4822-b2ac-1a4d4c95700a",[25368,12229,26247],"d8ca30ba-fe12-4206-9ba3-9c386627ffe3",[],{"type":50,"content":26250},[26251],{"type":53},{"id":26253,"alt":25513,"name":8,"focus":8,"title":25513,"source":8,"filename":26254,"copyright":8,"fieldtype":15,"meta_data":26255,"is_external_url":17},108883916034722,"https://a.storyblok.com/f/318078/1000x677/ff4fece014/ready-for-e-invoicing-webinar-card.png",{"alt":25513,"title":25513,"source":8,"copyright":8},[],{"type":50,"content":26258},[26259],{"type":53,"attrs":26260,"content":26261},{"textAlign":64},[26262],{"text":25522,"type":68},[12582,12583,22383],[16529,16596,16578,16538],"the-e-invoicing-maze-navigating-global-compliance-models","resources/blog/the-e-invoicing-maze-navigating-global-compliance-models","2025-10-31",-3640,[],"f09e85f8-4793-4f9c-8dce-168d920109c3","2025-10-31T00:00:00.000Z",[],[26274,26275,26276],{"path":26266,"name":64,"lang":242,"published":64},{"path":26266,"name":64,"lang":244,"published":64},{"path":26277,"name":26278,"lang":248,"published":55},"informationen/blog/das-e-invoicing-labyrinth-globale-compliance-modelle-verstehen","Das E-Invoicing-Labyrinth: Globale Compliance-Modelle verstehen",{"name":26280,"created_at":26281,"published_at":26282,"updated_at":26283,"id":26284,"uuid":12224,"content":26285,"slug":26992,"full_slug":26993,"sort_by_date":26994,"position":26995,"tag_list":26996,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":26997,"first_published_at":26998,"release_id":64,"lang":48,"path":64,"alternates":26999,"default_full_slug":26993,"translated_slugs":27000,"_stopResolving":55},"Philippines e-invoicing: Countdown to compliance under the BIR EIS","2025-10-23T10:18:19.163Z","2026-07-06T10:05:01.610Z","2026-07-06T10:05:01.656Z",104550806216819,{"seo":26286,"_uid":26290,"body":26291,"image":26974,"theme":8,"title":26280,"related":26978,"summary":26979,"category":26988,"component":12290,"createdOn":8,"description":26989,"relatedCountries":26990,"excludeFromRelatedList":17},{"_uid":26287,"title":26288,"plugin":34,"description":26289},"1f21896a-27d2-4474-961c-663234919465","Philippines E-invoicing: Compliance Countdown & Digital Tax Updates | Blog - 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Initially driven by the ",[26312],{"type":7629,"attrs":26313},{"color":7631},{"text":26315,"type":68,"marks":26316},"Tax Reform for Acceleration and Inclusion",[26317,26320,26322,26323],{"type":105,"attrs":26318},{"href":26319,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.dof.gov.ph/ra-10963-train-law-and-veto-message-of-the-president/",{"type":7629,"attrs":26321},{"color":11649},{"type":1444},{"type":11651},{"text":26325,"type":68,"marks":26326}," (TRAIN) Act",[26327,26329,26331],{"type":105,"attrs":26328},{"href":26319,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":26330},{"color":11649},{"type":11651},{"text":26333,"type":68,"marks":26334}," and recently formalised by the Bureau of Internal Revenue (BIR), the country is moving from paper-based transactions to a centralised electronic system.",[26335],{"type":7629,"attrs":26336},{"color":7631},{"type":53,"attrs":26338,"content":26339},{"textAlign":22702},[26340,26345,26354],{"text":26341,"type":68,"marks":26342},"This transition is anchored in the ",[26343],{"type":7629,"attrs":26344},{"color":7631},{"text":26346,"type":68,"marks":26347},"Electronic Invoicing System (EIS)",[26348,26351,26353],{"type":105,"attrs":26349},{"href":26350,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://eis.bir.gov.ph/#/main",{"type":7629,"attrs":26352},{"color":11649},{"type":11651},{"text":26355,"type":68,"marks":26356},", a digital reporting model similar to South Korea’s, where invoice data must be transmitted to the government for review.",[26357],{"type":7629,"attrs":26358},{"color":7631},{"type":61,"attrs":26360,"content":26361},{"level":3706,"textAlign":22702},[26362],{"text":26363,"type":68,"marks":26364},"The mandate model: E-reporting",[26365,26367],{"type":7629,"attrs":26366},{"color":7631},{"type":71},{"type":53,"attrs":26369,"content":26370},{"textAlign":22702},[26371],{"text":26372,"type":68,"marks":26373},"The Philippines utilises a Continuous Transaction Control (CTC) model focused on real-time data reporting.",[26374],{"type":7629,"attrs":26375},{"color":7631},{"type":91,"content":26377},[26378,26394,26410,26426],{"type":94,"content":26379},[26380],{"type":53,"attrs":26381,"content":26382},{"textAlign":22702},[26383,26389],{"text":26384,"type":68,"marks":26385},"System:",[26386,26388],{"type":7629,"attrs":26387},{"color":7631},{"type":71},{"text":26390,"type":68,"marks":26391}," The central platform is the BIR Electronic Invoicing System (EIS).",[26392],{"type":7629,"attrs":26393},{"color":7631},{"type":94,"content":26395},[26396],{"type":53,"attrs":26397,"content":26398},{"textAlign":22702},[26399,26405],{"text":26400,"type":68,"marks":26401},"Format:",[26402,26404],{"type":7629,"attrs":26403},{"color":7631},{"type":71},{"text":26406,"type":68,"marks":26407}," Documents must be generated in a structured data format, primarily JSON (or sometimes XML).",[26408],{"type":7629,"attrs":26409},{"color":7631},{"type":94,"content":26411},[26412],{"type":53,"attrs":26413,"content":26414},{"textAlign":22702},[26415,26421],{"text":26416,"type":68,"marks":26417},"Process:",[26418,26420],{"type":7629,"attrs":26419},{"color":7631},{"type":71},{"text":26422,"type":68,"marks":26423}," After a business creates an electronic invoice using BIR-compliant software, the invoice data (including sales, receipts, credit/debit notes) must be transmitted to the BIR via API or the EIS portal. This submission must occur within a maximum of three calendar days from the date of the transaction.",[26424],{"type":7629,"attrs":26425},{"color":7631},{"type":94,"content":26427},[26428],{"type":53,"attrs":26429,"content":26430},{"textAlign":22702},[26431,26437],{"text":26432,"type":68,"marks":26433},"Security:",[26434,26436],{"type":7629,"attrs":26435},{"color":7631},{"type":71},{"text":26438,"type":68,"marks":26439}," To ensure authenticity, all documents must be secured with a JSON Web Signature (JWS).",[26440],{"type":7629,"attrs":26441},{"color":7631},{"type":61,"attrs":26443,"content":26444},{"level":3706,"textAlign":22702},[26445],{"text":26446,"type":68,"marks":26447},"Dynamic timeline and the latest extension",[26448,26450],{"type":7629,"attrs":26449},{"color":7631},{"type":71},{"type":61,"attrs":26452,"content":26453},{"level":22494,"textAlign":22702},[26454],{"text":26455,"type":68,"marks":26456},"Initial pilot and its setbacks",[26457,26459],{"type":7629,"attrs":26458},{"color":7631},{"type":71},{"type":53,"attrs":26461,"content":26462},{"textAlign":22702},[26463,26467,26473,26478,26484],{"text":23476,"type":68,"marks":26464},[26465],{"type":7629,"attrs":26466},{"color":7631},{"text":26468,"type":68,"marks":26469},"initial pilot phase",[26470,26472],{"type":7629,"attrs":26471},{"color":7631},{"type":71},{"text":26474,"type":68,"marks":26475}," for the Philippines' e-invoicing system began in ",[26476],{"type":7629,"attrs":26477},{"color":7631},{"text":26479,"type":68,"marks":26480},"July 2022",[26481,26483],{"type":7629,"attrs":26482},{"color":7631},{"type":71},{"text":26485,"type":68,"marks":26486}," with the top 100 large taxpayers. This followed the TRAIN Act, which took effect on 1 January 2018, and originally mandated e-invoicing and e-reporting for taxpayers in e-commerce, large taxpayers, and exporters within the next five years from the TRAIN Law’s effective date, or on or before 1 January 2023.",[26487],{"type":7629,"attrs":26488},{"color":7631},{"type":53,"attrs":26490,"content":26491},{"textAlign":22702},[26492,26497,26503],{"text":26493,"type":68,"marks":26494},"However, the pilot encountered numerous setbacks, including difficulties with taxpayer onboarding and technical issues with the EIS platform. On 15 November 2023, the BIR therefore issued an advisory to all EIS platform stakeholders, effectively ",[26495],{"type":7629,"attrs":26496},{"color":7631},{"text":26498,"type":68,"marks":26499},"pausing the pilot",[26500,26502],{"type":7629,"attrs":26501},{"color":7631},{"type":71},{"text":26504,"type":68,"marks":26505}," until further notice.",[26506],{"type":7629,"attrs":26507},{"color":7631},{"type":61,"attrs":26509,"content":26510},{"level":22494,"textAlign":22702},[26511],{"text":26512,"type":68,"marks":26513},"Resumption of the pilot and rollout of the first mandate phase",[26514,26516],{"type":7629,"attrs":26515},{"color":7631},{"type":71},{"type":53,"attrs":26518,"content":26519},{"textAlign":22702},[26520,26525,26531,26536,26545,26550,26556,26561,26567,26572,26581],{"text":26521,"type":68,"marks":26522},"Despite the initial challenges encountered, the BIR ",[26523],{"type":7629,"attrs":26524},{"color":7631},{"text":26526,"type":68,"marks":26527},"resumed its B2B e-invoicing pilot",[26528,26530],{"type":7629,"attrs":26529},{"color":7631},{"type":71},{"text":26532,"type":68,"marks":26533}," at the end of February 2025. According to ",[26534],{"type":7629,"attrs":26535},{"color":7631},{"text":26537,"type":68,"marks":26538},"Revenue Regulation RR 011-2025",[26539,26542,26544],{"type":105,"attrs":26540},{"href":26541,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://bir-cdn.bir.gov.ph/BIR/pdf/RR%20No.%2011-2025.pdf",{"type":7629,"attrs":26543},{"color":11649},{"type":11651},{"text":26546,"type":68,"marks":26547},", issued on 27 February, the expanded pilot now incorporates the Large Taxpayers Service (LTS), as well as e-commerce businesses and exporters of goods and services, and more. The ",[26548],{"type":7629,"attrs":26549},{"color":7631},{"text":26551,"type":68,"marks":26552},"mandatory rollout for Phase 1",[26553,26555],{"type":7629,"attrs":26554},{"color":7631},{"type":71},{"text":26557,"type":68,"marks":26558},", incorporating these additional categories, was initially scheduled for 14 March 2026. However, this ",[26559],{"type":7629,"attrs":26560},{"color":7631},{"text":26562,"type":68,"marks":26563},"deadline was extended to 31 December 2026",[26564,26566],{"type":7629,"attrs":26565},{"color":7631},{"type":71},{"text":26568,"type":68,"marks":26569}," by ",[26570],{"type":7629,"attrs":26571},{"color":7631},{"text":26573,"type":68,"marks":26574},"Revenue Regulation No. 26-2025",[26575,26578,26580],{"type":105,"attrs":26576},{"href":26577,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://bir-cdn.bir.gov.ph/BIR/pdf/RR%20No.%2026-2025.pdf",{"type":7629,"attrs":26579},{"color":11649},{"type":11651},{"text":26582,"type":68,"marks":26583}," in September 2025. This extension was granted in recognition of the operational adjustments, system reconfiguration and complex transition required by taxpayers.",[26584],{"type":7629,"attrs":26585},{"color":7631},{"type":3145,"content":26587},[26588,26638,26683],{"type":3148,"content":26589},[26590,26602,26614,26626],{"type":3151,"attrs":26591,"content":26592},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[26593],{"type":53,"attrs":26594,"content":26595},{"textAlign":64},[26596],{"text":26597,"type":68,"marks":26598},"Mandate stage",[26599,26601],{"type":7629,"attrs":26600},{"color":7631},{"type":71},{"type":3151,"attrs":26603,"content":26604},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[26605],{"type":53,"attrs":26606,"content":26607},{"textAlign":64},[26608],{"text":26609,"type":68,"marks":26610},"Taxpayer 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rollout",[26694],{"type":7629,"attrs":26695},{"color":7631},{"type":3151,"attrs":26697,"content":26698},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[26699],{"type":91,"content":26700},[26701,26711,26721,26731],{"type":94,"content":26702},[26703],{"type":53,"attrs":26704,"content":26705},{"textAlign":64},[26706],{"text":26707,"type":68,"marks":26708},"Large Taxpayers Service (LTS)",[26709],{"type":7629,"attrs":26710},{"color":7631},{"type":94,"content":26712},[26713],{"type":53,"attrs":26714,"content":26715},{"textAlign":64},[26716],{"text":26717,"type":68,"marks":26718},"E-commerce businesses (Taxpayers engaged in electronic commerce or internet transactions, classified as Small, Medium, and Large Taxpayers, excluding Micro Taxpayers)",[26719],{"type":7629,"attrs":26720},{"color":7631},{"type":94,"content":26722},[26723],{"type":53,"attrs":26724,"content":26725},{"textAlign":64},[26726],{"text":26727,"type":68,"marks":26728},"Large Taxpayers classified under RA No. 11976 and RR No. 8-2024",[26729],{"type":7629,"attrs":26730},{"color":7631},{"type":94,"content":26732},[26733],{"type":53,"attrs":26734,"content":26735},{"textAlign":64},[26736],{"text":26737,"type":68,"marks":26738},"Taxpayers using Computerized Accounting System (CAS), Computerized Books of Accounts (CBA) with Accounting Records (with electronic invoicing), and other invoicing software",[26739],{"type":7629,"attrs":26740},{"color":7631},{"type":3151,"attrs":26742,"content":26743},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[26744],{"type":53,"attrs":26745,"content":26746},{"textAlign":64},[26747],{"text":26748,"type":68,"marks":26749},"14 March 2026",[26750],{"type":7629,"attrs":26751},{"color":7631},{"type":3151,"attrs":26753,"content":26754},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[26755],{"type":53,"attrs":26756,"content":26757},{"textAlign":64},[26758],{"text":26759,"type":68,"marks":26760},"31 December 2026",[26761],{"type":7629,"attrs":26762},{"color":7631},{"type":53,"attrs":26764,"content":26765},{"textAlign":22702},[26766],{"text":26767,"type":68,"marks":26768},"Businesses, particularly those in the mandated groups, should make use of this extension period to complete their system upgrades, partner with certified software solutions, and ensure they meet the BIR's technical requirements well ahead of the December 2026 deadline.",[26769],{"type":7629,"attrs":26770},{"color":7631},{"type":61,"attrs":26772,"content":26773},{"level":22494,"textAlign":22702},[26774],{"text":26775,"type":68,"marks":26776},"Future compliance for other taxpayer groups",[26777,26779],{"type":7629,"attrs":26778},{"color":7631},{"type":71},{"type":53,"attrs":26781,"content":26782},{"textAlign":22702},[26783],{"text":26784,"type":68,"marks":26785},"Compliance for all other taxpayer groups (including POS users and Registered Business Enterprises availing of tax incentives) will follow once the BIR establishes its system capability, with subsequent deadlines determined by future regulations.",[26786],{"type":7629,"attrs":26787},{"color":7631},{"type":61,"attrs":26789,"content":26790},{"level":3706,"textAlign":22702},[26791],{"text":26792,"type":68,"marks":26793},"What businesses need to know about the new e-invoicing requirements",[26794,26796],{"type":7629,"attrs":26795},{"color":7631},{"type":71},{"type":61,"attrs":26798,"content":26799},{"level":22494,"textAlign":22702},[26800],{"text":26801,"type":68,"marks":26802},"Understanding the full scope",[26803,26805],{"type":7629,"attrs":26804},{"color":7631},{"type":71},{"type":53,"attrs":26807,"content":26808},{"textAlign":22702},[26809],{"text":26810,"type":68,"marks":26811},"If a company's branch office falls under the obligation, the requirement extends to the Head Office and all other branch offices. Micro-taxpayers are currently exempted.",[26812],{"type":7629,"attrs":26813},{"color":7631},{"type":61,"attrs":26815,"content":26816},{"level":22494,"textAlign":22702},[26817],{"text":26818,"type":68,"marks":26819},"Incentives",[26820,26822],{"type":7629,"attrs":26821},{"color":7631},{"type":71},{"type":53,"attrs":26824,"content":26825},{"textAlign":22702},[26826],{"text":26827,"type":68,"marks":26828},"The BIR offers tax deductions to encourage adoption. Micro and small taxpayers can deduct 100% of their system setup costs, while medium and large taxpayers can deduct 50%.",[26829],{"type":7629,"attrs":26830},{"color":7631},{"type":61,"attrs":26832,"content":26833},{"level":3706,"textAlign":22702},[26834],{"text":26835,"type":68,"marks":26836},"Other digitalisation initiatives in the Philippines",[26837,26839],{"type":7629,"attrs":26838},{"color":7631},{"type":71},{"type":61,"attrs":26841,"content":26842},{"level":22494,"textAlign":22702},[26843],{"text":26844,"type":68,"marks":26845},"New customs clearance and cross-border e-invoicing procedures",[26846,26848],{"type":7629,"attrs":26847},{"color":7631},{"type":71},{"type":53,"attrs":26850,"content":26851},{"textAlign":22702},[26852],{"text":26853,"type":68,"marks":26854},"In parallel to the progress being made on introducing domestic B2B e-invoicing, the Bureau of Customs (BOC) in May 2024 is introducing Pre-border Technical Verification (PTV) and a Cross-border E-Invoicing (CEI) system with the aim of further streamlining customs clearance and invoicing*.",[26855],{"type":7629,"attrs":26856},{"color":7631},{"type":53,"attrs":26858,"content":26859},{"textAlign":22702},[26860],{"text":26861,"type":68,"marks":26862},"Under these new procedures, foreign exporters will be required to register and issue invoices through the government-operated CEI system for all goods imported by sea or air. Additionally, the PTV system will verify goods' characteristics and ensure compliance with regulatory requirements before imports reach the Philippine border, requiring foreign exporters to engage with accredited testing companies.",[26863],{"type":7629,"attrs":26864},{"color":7631},{"type":53,"attrs":26866,"content":26867},{"textAlign":22702},[26868],{"text":26869,"type":68,"marks":26870},"Non-compliance with either the CEI or PTV requirements may lead to penalties such as fines, revocation of importer accreditation, and slower customs processing. The full implementation of these systems is expected within two years of the effective date for AO 23-2024.",[26871],{"type":7629,"attrs":26872},{"color":7631},{"type":61,"attrs":26874,"content":26875},{"level":22494,"textAlign":22702},[26876],{"text":26877,"type":68,"marks":26878},"New VAT obligations for foreign digital service providers",[26879,26881],{"type":7629,"attrs":26880},{"color":7631},{"type":71},{"type":53,"attrs":26883,"content":26884},{"textAlign":22702},[26885],{"text":26886,"type":68,"marks":26887},"In October 2024, the Philippine Congress passed Republic Act No. 12023, legislation which makes foreign digital service providers liable for a 12% value-added tax (VAT) on services consumed within the Philippines for business-to-consumer (B2C) and B2B transactions. This applies if their gross sales exceed a specified threshold (currently 3 million Philippine pesos or around €44.000). Educational and financial service providers are exempt.",[26888],{"type":7629,"attrs":26889},{"color":7631},{"type":53,"attrs":26891,"content":26892},{"textAlign":22702},[26893],{"text":26894,"type":68,"marks":26895},"For B2B transactions, the buyer must withhold and remit VAT; for B2C transactions, however, the liability lies with the non-resident digital service provider. Non-resident online marketplaces may also be liable if they control key aspects of the supply chain.",[26896],{"type":7629,"attrs":26897},{"color":7631},{"type":53,"attrs":26899,"content":26900},{"textAlign":22702},[26901],{"text":26902,"type":68,"marks":26903},"Affected providers must register for VAT and issue invoices. The implementing regulations are expected 90 days after the law takes effect, with VAT obligations commencing 120 days after the regulations are announced. Failure to comply could result in operations being suspended in the Philippines.",[26904],{"type":7629,"attrs":26905},{"color":7631},{"type":53,"attrs":26907,"content":26908},{"textAlign":22702},[26909,26914,26924,26929,26934,26939,26946],{"text":26910,"type":68,"marks":26911},"To ensure your business remains compliant and to stay informed on the latest developments in all things e-invoicing and e-reporting, we encourage you to ",[26912],{"type":7629,"attrs":26913},{"color":7631},{"text":26915,"type":68,"marks":26916},"sign up for our tax compliance newsletter",[26917,26920,26922,26923],{"type":105,"attrs":26918},{"href":22992,"uuid":12201,"anchor":64,"custom":26919,"target":110,"linktype":111},{},{"type":7629,"attrs":26921},{"color":7631},{"type":1444},{"type":11651},{"text":26925,"type":68,"marks":26926},". For even more timely announcements and insights, be sure",[26927],{"type":7629,"attrs":26928},{"color":7631},{"text":8697,"type":68,"marks":26930},[26931],{"type":7629,"attrs":26932},{"color":26933},"#FF0000",{"text":26935,"type":68,"marks":26936},"to ",[26937],{"type":7629,"attrs":26938},{"color":7631},{"text":22615,"type":68,"marks":26940},[26941,26943,26945],{"type":105,"attrs":26942},{"href":22243,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":26944},{"color":11649},{"type":11651},{"text":913,"type":68,"marks":26947},[26948],{"type":7629,"attrs":26949},{"color":7631},{"type":53,"attrs":26951,"content":26952},{"textAlign":22702},[26953],{"text":26954,"type":68,"marks":26955},"*Administrative Order (AO) 23-2024 and the associated guidelines issued in February 2025 by means of Customs Administrative Order (CAO) 001-2025",[26956,26958,26959],{"type":7629,"attrs":26957},{"color":7631},{"type":1444},{"type":23383},{"type":53,"attrs":26961,"content":26962},{"textAlign":64},[26963],{"type":78},{"_uid":26965,"page":26966,"component":22661},"41770154-43ba-40a1-b317-5456c54969b4",[25364],{"_uid":26968,"cards":26969,"buttons":26970,"heading":8,"tagline":8,"component":11794,"background":48,"description":26971},"8a38bd3d-630b-4c15-b710-b65071cb8820",[12226,12229,12228],[],{"type":50,"content":26972},[26973],{"type":53},{"id":26975,"alt":26280,"name":8,"focus":8,"title":26280,"source":8,"filename":26976,"copyright":8,"fieldtype":15,"meta_data":26977,"is_external_url":17},64171842521515,"https://a.storyblok.com/f/318078/1000x634/07f4327b6b/the-philippines-flag.jpg",{"alt":26280,"title":26280,"source":8,"copyright":8},[],{"type":50,"content":26980},[26981,26986],{"type":53,"attrs":26982,"content":26983},{"textAlign":64},[26984],{"text":26985,"type":68},"The Philippines is rapidly advancing its digital tax environment, transitioning from paper to a centralised electronic system. This article dives into the latest updates, including the dynamic timeline for e-invoicing compliance under the BIR EIS and other key digitalisation initiatives impacting businesses.",{"type":53,"attrs":26987},{"textAlign":64},[12582,12583],"The Philippines is rapidly advancing its digital tax environment, transitioning from paper to a centralised electronic system. This article dives into the latest updates, including the dynamic timeline for e-invoicing compliance under the BIR EIS and other key digitalisation initiatives impacting businesses.\n",[26991],"The Philippines","philippines-e-invoicing-countdown-to-compliance-under-the-bir-eis","resources/blog/philippines-e-invoicing-countdown-to-compliance-under-the-bir-eis","2025-10-06",-3610,[],"dba96aa8-012e-4feb-b99f-734342514484","2025-10-06T00:00:00.000Z",[],[27001,27002,27003],{"path":26993,"name":64,"lang":242,"published":64},{"path":26993,"name":64,"lang":244,"published":64},{"path":27004,"name":27005,"lang":248,"published":55},"informationen/blog/e-rechnungspflicht-auf-den-philippinen-der-countdown-zur-compliance-im-bir-eis-system","E-Rechnungspflicht auf den Philippinen: Der Countdown zur Compliance im BIR EIS-System",{"name":27007,"created_at":27008,"published_at":27009,"updated_at":27010,"id":27011,"uuid":12226,"content":27012,"slug":27662,"full_slug":27663,"sort_by_date":27664,"position":27665,"tag_list":27666,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":27667,"first_published_at":27668,"release_id":64,"lang":48,"path":64,"alternates":27669,"default_full_slug":27663,"translated_slugs":27670,"_stopResolving":55},"UAE confirms phased e-invoicing mandate rollout ","2025-10-20T12:12:45.937Z","2026-07-06T10:05:19.733Z","2026-07-06T10:05:19.771Z",103517249716237,{"seo":27013,"_uid":27017,"body":27018,"image":27648,"theme":8,"title":27007,"related":27652,"summary":27653,"category":27660,"component":12290,"createdOn":8,"description":27659,"relatedCountries":27661,"excludeFromRelatedList":17},{"_uid":27014,"title":27015,"plugin":34,"description":27016},"5338ab71-681c-446d-b985-b970709fd844","UAE confirms phased e-invoicing mandate rollout | Banqup","Learn how the UAE is implementing phased B2B e-invoicing, including the mandatory use of Accredited Service Providers (ASPs). Explore timelines, phases, and the impact on businesses across the GCC.","f7ab6940-0cff-41ac-b8f0-2c143bfae3b7",[27019,27029,27636,27639],{"_uid":27020,"align":1515,"image":27021,"theme":48,"buttons":27025,"columns":229,"heading":27007,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":27026,"invertTextColor":55},"543aac50-3711-474c-a6f9-b9a1e75fa4a9",{"id":27022,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":27023,"copyright":8,"fieldtype":15,"meta_data":27024,"is_external_url":17},84146972012699,"https://a.storyblok.com/f/318078/1925x510/d06a5f7a72/uae.jpg",{},[],{"type":50,"content":27027},[27028],{"type":53},{"_uid":27030,"text":27031,"component":714,"background":48},"2f0c1b82-651a-44cf-8927-f022a33ed469",{"type":50,"content":27032},[27033,27043,27065,27073,27080,27099,27107,27121,27128,27136,27464,27474,27510,27518,27525,27533,27560,27592,27615],{"type":53,"attrs":27034,"content":27035},{"textAlign":64},[27036],{"text":27037,"type":68,"marks":27038},"This article was last updated on 11 May 2026 to reflect the new Ministerial Decision No. 56 of 2026, which amends certain provisions of the e-invoicing system, including an extension of the ASP appointment deadline for large businesses to 30 October 2026.",[27039,27041,27042],{"type":7629,"attrs":27040},{"color":7631},{"type":71},{"type":1444},{"type":53,"attrs":27044,"content":27045},{"textAlign":64},[27046,27051,27060],{"text":27047,"type":68,"marks":27048},"As already outlined in ",[27049],{"type":7629,"attrs":27050},{"color":7631},{"text":27052,"type":68,"marks":27053},"our previous blog post on the subject",[27054,27057,27059],{"type":105,"attrs":27055},{"href":27056,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.banqup.com/en-be/resources/blog/uae-s-e-invoicing-initiative-a-new-era-for-vat-compliance-and-efficiency",{"type":7629,"attrs":27058},{"color":11649},{"type":11651},{"text":27061,"type":68,"marks":27062},", the United Arab Emirates is taking a significant leap forward in its digital transformation journey, particularly within its tax administration, with the confirmation of a phased business-to-business (B2B) e-invoicing mandate.",[27063],{"type":7629,"attrs":27064},{"color":7631},{"type":53,"attrs":27066,"content":27067},{"textAlign":64},[27068],{"text":27069,"type":68,"marks":27070},"Building on this, the UAE has now confirmed the phased timeline for this e-invoice mandate and has clearly stipulated the mandatory use of Accredited Service Providers (ASPs).",[27071],{"type":7629,"attrs":27072},{"color":7631},{"type":61,"attrs":27074,"content":27075},{"level":3706,"textAlign":22702},[27076],{"text":27077,"type":68,"marks":27078},"Mandatory use of Accredited Service Providers (ASPs)",[27079],{"type":71},{"type":53,"attrs":27081,"content":27082},{"textAlign":64},[27083,27088,27094],{"text":27084,"type":68,"marks":27085},"All in-scope businesses, as outlined below, must use an Accredited Service Provider (ASP), a third-party entity licensed and approved by the Ministry of Finance and the FTA, to manage the e-invoice exchange. The Ministry of Finance has published a document titled ",[27086],{"type":7629,"attrs":27087},{"color":7631},{"text":27089,"type":68,"marks":27090},"List and Contact Details of the Ministry of Finance Pre-Approved e-Invoicing Service Providers",[27091,27093],{"type":7629,"attrs":27092},{"color":7631},{"type":1444},{"text":27095,"type":68,"marks":27096},", which offers guidance on choosing an ASP that can provide a compliant e-invoicing solution, including an e-archive solution for securely storing e-invoices within the UAE, in line with the Tax Procedures Law.",[27097],{"type":7629,"attrs":27098},{"color":7631},{"type":53,"attrs":27100,"content":27101},{"textAlign":64},[27102],{"text":27103,"type":68,"marks":27104},"Additionally, the UAE’s framework is notably based on the Peppol PINT standard, promoting a decentralised Continuous Transaction Control (CTC) model.",[27105],{"type":7629,"attrs":27106},{"color":7631},{"type":53,"attrs":27108,"content":27109},{"textAlign":64},[27110,27112,27119],{"text":27111,"type":68},"In May 2026, the Ministry of Finance ",{"text":27113,"type":68,"marks":27114},"provided greater clarity",[27115],{"type":105,"attrs":27116},{"href":27117,"uuid":64,"anchor":64,"custom":27118,"target":110,"linktype":19},"https://mof.gov.ae/wp-content/uploads/2026/05/Ministerial-Resolution-No.-56-of-2026-Amending-Certain-Provisions-of-Ministerial-Resolution-No.-64-of-2025-En-20260510.pdf",{},{"text":27120,"type":68}," on the accreditation procedure for Service Providers, stipulating that an ASP applicant must, among other criteria, be an active Peppol-certified Service Provider and fulfil requirements related to company registration, tax registration, and information security. Notably, a new “Experience Requirement” has been introduced, mandating that the proposed e-invoicing solution must have been in operation for a minimum of two years. This new decision also formally extends the deadline for large businesses (annual revenue ≥ AED 50 million) to appoint an ASP from 31 July 2026 to 30 October 2026.",{"type":61,"attrs":27122,"content":27123},{"level":3706,"textAlign":22702},[27124],{"text":27125,"type":68,"marks":27126},"Phased e-invoicing implementation timeline",[27127],{"type":71},{"type":53,"attrs":27129,"content":27130},{"textAlign":64},[27131],{"text":27132,"type":68,"marks":27133},"The confirmed timeline below outlines the critical dates for both the appointment of an Accredited Service Provider and the mandatory implementation of e-invoicing for various business categories:",[27134],{"type":7629,"attrs":27135},{"color":7631},{"type":3145,"content":27137},[27138,27201,27259,27341,27406],{"type":3148,"content":27139},[27140,27153,27165,27177,27189],{"type":3151,"attrs":27141,"content":27142},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27143],{"type":53,"attrs":27144,"content":27145},{"textAlign":64},[27146],{"text":27147,"type":68,"marks":27148},"Phase",[27149,27152],{"type":7629,"attrs":27150},{"color":27151},"#1B1C1D",{"type":71},{"type":3151,"attrs":27154,"content":27155},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27156],{"type":53,"attrs":27157,"content":27158},{"textAlign":64},[27159],{"text":27160,"type":68,"marks":27161},"Category",[27162,27164],{"type":7629,"attrs":27163},{"color":27151},{"type":71},{"type":3151,"attrs":27166,"content":27167},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27168],{"type":53,"attrs":27169,"content":27170},{"textAlign":64},[27171],{"text":27172,"type":68,"marks":27173},"Revenue threshold",[27174,27176],{"type":7629,"attrs":27175},{"color":27151},{"type":71},{"type":3151,"attrs":27178,"content":27179},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27180],{"type":53,"attrs":27181,"content":27182},{"textAlign":64},[27183],{"text":27184,"type":68,"marks":27185},"Deadline to appoint ASP*",[27186,27188],{"type":7629,"attrs":27187},{"color":27151},{"type":71},{"type":3151,"attrs":27190,"content":27191},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27192],{"type":53,"attrs":27193,"content":27194},{"textAlign":64},[27195],{"text":27196,"type":68,"marks":27197},"Mandatory implementation date",[27198,27200],{"type":7629,"attrs":27199},{"color":27151},{"type":71},{"type":3148,"content":27202},[27203,27215,27226,27237,27247],{"type":3151,"attrs":27204,"content":27205},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27206],{"type":53,"attrs":27207,"content":27208},{"textAlign":64},[27209],{"text":27210,"type":68,"marks":27211},"Pilot/voluntary adoption phase",[27212,27214],{"type":7629,"attrs":27213},{"color":27151},{"type":71},{"type":3151,"attrs":27216,"content":27217},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27218],{"type":53,"attrs":27219,"content":27220},{"textAlign":64},[27221],{"text":27222,"type":68,"marks":27223},"Taxpayer working group & voluntary adopters",[27224],{"type":7629,"attrs":27225},{"color":27151},{"type":3151,"attrs":27227,"content":27228},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27229],{"type":53,"attrs":27230,"content":27231},{"textAlign":64},[27232],{"text":27233,"type":68,"marks":27234},"N/A",[27235],{"type":7629,"attrs":27236},{"color":27151},{"type":3151,"attrs":27238,"content":27239},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27240],{"type":53,"attrs":27241,"content":27242},{"textAlign":64},[27243],{"text":27233,"type":68,"marks":27244},[27245],{"type":7629,"attrs":27246},{"color":27151},{"type":3151,"attrs":27248,"content":27249},{"colspan":3153,"rowspan":3153,"colwidth":64,"backgroundColor":64},[27250],{"type":53,"attrs":27251,"content":27252},{"textAlign":64},[27253],{"text":27254,"type":68,"marks":27255},"1 July 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outlines administrative penalties for non-compliance with the new e-invoicing system. More information about the specific violations and fines can be found in our main article: “",[27494],{"type":7629,"attrs":27495},{"color":7631},{"text":27497,"type":68,"marks":27498},"UAE's e-Invoicing Initiative: A New Era for VAT Compliance and Efficiency",[27499,27502,27504],{"type":105,"attrs":27500},{"href":12030,"uuid":12031,"anchor":64,"custom":27501,"target":110,"linktype":111},{},{"type":7629,"attrs":27503},{"color":7631},{"type":11651},{"text":27506,"type":68,"marks":27507},"”.",[27508],{"type":7629,"attrs":27509},{"color":7631},{"type":53,"attrs":27511,"content":27512},{"textAlign":64},[27513],{"text":27514,"type":68,"marks":27515},"These developments underscore the UAE's commitment to a modern, transparent, and efficient tax environment, aligning with global best practices and paving the way for a more digitally integrated economy.",[27516],{"type":7629,"attrs":27517},{"color":7631},{"type":61,"attrs":27519,"content":27520},{"level":3706,"textAlign":22702},[27521],{"text":27522,"type":68,"marks":27523},"E-invoicing momentum across the Gulf Cooperation Council (GCC)",[27524],{"type":71},{"type":53,"attrs":27526,"content":27527},{"textAlign":64},[27528],{"text":27529,"type":68,"marks":27530},"But the UAE is not alone in its pursuit of digital tax transformation; the broader GCC region (countries like Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, and the United Arab Emirates) is also witnessing significant advancements in e-invoicing.",[27531],{"type":7629,"attrs":27532},{"color":7631},{"type":53,"attrs":27534,"content":27535},{"textAlign":64},[27536,27542,27547,27556],{"text":27537,"type":68,"marks":27538},"Saudi Arabia",[27539,27541],{"type":7629,"attrs":27540},{"color":7631},{"type":71},{"text":27543,"type":68,"marks":27544},", for instance, has been a frontrunner in this digital shift, with its own comprehensive e-invoicing framework already in motion. 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For a more in-depth look at the regional landscape and the varying approaches to e-invoicing across the GCC, you can refer to our previous article: ",[27598],{"type":7629,"attrs":27599},{"color":7631},{"text":27601,"type":68,"marks":27602},"E-invoicing in the GCC: A region in digital transformation",[27603,27608,27610],{"type":105,"attrs":27604},{"href":27605,"uuid":27606,"anchor":64,"custom":27607,"target":110,"linktype":111},"/resources/blog/e-invoicing-in-the-gcc-a-region-in-digital-transformation","9432b7fe-896d-4bc6-9506-9b5dbcb5f498",{},{"type":7629,"attrs":27609},{"color":7631},{"type":11651},{"text":913,"type":68,"marks":27612},[27613],{"type":7629,"attrs":27614},{"color":7631},{"type":53,"attrs":27616,"content":27617},{"textAlign":64},[27618,27623,27631],{"text":27619,"type":68,"marks":27620},"Stay ahead of these evolving mandates and ensure your business remains compliant by ",[27621],{"type":7629,"attrs":27622},{"color":7631},{"text":27624,"type":68,"marks":27625},"following 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implementation phase.",[12582,12583],"Oman’s OTA has released the Fawtara e-invoicing draft data dictionary. Learn more about the 2026 phased rollout, the 5-corner model, and key compliance steps with Banqup.",[12035],"oman-fawtara-e-invoicing-status-guide","resources/blog/oman-fawtara-e-invoicing-status-guide","2026-05-15",-3880,[],"2f36d155-3c0a-4136-89ab-e8859bc2fc5d","2026-01-29T00:00:00.000Z",[],[27794,27797,27798],{"path":27795,"name":27796,"lang":242,"published":55},"resources/blog/oman-fawtara-e-invoicing-status-en-gids","Oman Fawtara e-invoicing: status & gids",{"path":27786,"name":64,"lang":244,"published":64},{"path":27799,"name":27800,"lang":248,"published":55},"informationen/blog/oman-fawtara-status-der-e-rechnungspflicht-und-leitfaden","Oman Fawtara: Status der E-Rechnungspflicht und Leitfaden",{"name":27802,"created_at":27803,"published_at":27804,"updated_at":27805,"id":27806,"uuid":27807,"content":27808,"slug":29039,"full_slug":29040,"sort_by_date":29041,"position":29042,"tag_list":29043,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":29044,"first_published_at":29045,"release_id":64,"lang":48,"path":64,"alternates":29046,"default_full_slug":29040,"translated_slugs":29052,"_stopResolving":55},"E-invoicing is coming, tips for a smooth start","2025-12-24T09:37:39.697Z","2026-07-06T10:01:16.646Z","2026-07-06T10:01:16.678Z",126482266961507,"e251fdc8-48f3-4e70-8ff6-898d9192e317",{"seo":27809,"_uid":27813,"body":27814,"image":29024,"theme":8,"title":27822,"related":29028,"summary":29029,"category":29036,"component":12290,"createdOn":8,"description":29037,"relatedCountries":29038,"excludeFromRelatedList":17},{"_uid":27810,"title":27811,"plugin":34,"description":27812},"aa2f2871-8634-40e1-9154-95b147570a2b","E-invoicing in Belgium: Tips for a smooth start with Peppol | Banqup","The transition to e-invoicing in Belgium via Peppol is accelerating. Discover key tips to start smoothly, avoid delays, and prepare your business for the future.","d2a0a7aa-001e-48aa-bee6-d1480c820a29",[27815,27826,28081],{"_uid":27816,"align":1515,"image":27817,"theme":48,"buttons":27821,"columns":229,"heading":27822,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":27823,"invertTextColor":55},"9eb637ae-a20a-4e59-b7ca-d103bacb113d",{"id":27818,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":27819,"copyright":8,"fieldtype":15,"meta_data":27820,"is_external_url":17},126483221987433,"https://a.storyblok.com/f/318078/2500x662/35adb7852e/banner-blog-einvoicing-in-belgium-is-coming.png",{},[],"E-invoicing in Belgium is coming: Tips for a smooth start",{"type":50,"content":27824},[27825],{"type":53},{"_uid":27827,"text":27828,"component":714,"background":48},"63435af5-ee33-4f56-b358-92914ad78b47",{"type":50,"content":27829},[27830,27858,27866,27875,27905,27922,27927,27951,27968,27973,27978,27983,27988,27993,27998,28028,28033,28038,28043,28048,28062,28067,28072,28076],{"type":3145,"content":27831},[27832],{"type":3148,"content":27833},[27834],{"type":27835,"attrs":27836,"content":27839},"tableHeader",{"colspan":3153,"rowspan":3153,"colwidth":27837},[27838],285,[27840],{"type":53,"attrs":27841,"content":27842},{"textAlign":64},[27843,27848,27850,27856],{"type":3261,"attrs":27844},{"name":27845,"emoji":27846,"fallbackImage":27847},"belgium","🇧🇪","https://cdn.jsdelivr.net/npm/emoji-datasource-apple/img/apple/64/1f1e7-1f1ea.png",{"text":27849,"type":68}," The details below are specifically tailored to regulations in Belgium. Please visit our ",{"text":27851,"type":68,"marks":27852},"global blog page",[27853],{"type":105,"attrs":27854},{"href":27855,"uuid":12263,"anchor":64,"custom":5555,"target":110,"linktype":111},"/resources/blog/",{"text":27857,"type":68}," for general information and updates from other regions.",{"type":53,"attrs":27859,"content":27860},{"textAlign":64},[27861],{"text":27862,"type":68,"marks":27863},"The transition to electronic invoicing via Peppol is well underway. The numbers show that we are on the right track, but they also reveal that many businesses are still postponing their actual start. This can lead to practical problems in the near future. It’s time to look ahead and take action.",[27864],{"type":7629,"attrs":27865},{"color":7631},{"type":61,"attrs":27867,"content":27868},{"level":269,"textAlign":64},[27869],{"text":27870,"type":68,"marks":27871},"Current status: Many registrations, little usage",[27872,27874],{"type":7629,"attrs":27873},{"color":7631},{"type":71},{"type":53,"attrs":27876,"content":27877},{"textAlign":64},[27878,27883,27889,27894,27900],{"text":27879,"type":68,"marks":27880},"In the last week of December 2025, ",[27881],{"type":7629,"attrs":27882},{"color":7631},{"text":27884,"type":68,"marks":27885},"over 800,000 Peppol IDs",[27886,27888],{"type":7629,"attrs":27887},{"color":7631},{"type":71},{"text":27890,"type":68,"marks":27891}," were registered, out of a total of ",[27892],{"type":7629,"attrs":27893},{"color":7631},{"text":27895,"type":68,"marks":27896},"1.2 million VAT numbers",[27897,27899],{"type":7629,"attrs":27898},{"color":7631},{"type":71},{"text":27901,"type":68,"marks":27902},". This is an encouraging signal, as more and more businesses are taking the step towards Peppol, and the number of registrations continues to accelerate.",[27903],{"type":7629,"attrs":27904},{"color":7631},{"type":53,"attrs":27906,"content":27907},{"textAlign":64},[27908,27910,27914,27916,27920],{"text":27909,"type":68},"However, there is a clear gap between registration and actual use. During the same period, only about ",{"text":27911,"type":68,"marks":27912},"3 million Peppol invoices",[27913],{"type":71},{"text":27915,"type":68}," were sent per month. According to estimates from the Federal Public Service BOSA, this number should rise to ",{"text":27917,"type":68,"marks":27918},"40 million invoices ",[27919],{"type":71},{"text":27921,"type":68},"per month. This gap indicates that many companies are registered but have not yet actively implemented Peppol invoicing.",{"type":61,"attrs":27923,"content":27924},{"level":269,"textAlign":64},[27925],{"text":27926,"type":68},"What if you’re not ready yet?",{"type":53,"attrs":27928,"content":27929},{"textAlign":64},[27930,27932,27940,27942],{"text":27931,"type":68},"For businesses that are not fully operational in time, the government allows ",{"text":27933,"type":68,"marks":27934},"a tolerance period",[27935,27939],{"type":105,"attrs":27936},{"href":27937,"uuid":12221,"anchor":64,"custom":27938,"target":156,"linktype":111},"/resources/blog/e-invoicing-grace-period-2026-belgium",{},{"type":71},{"text":27941,"type":68}," of up to three months under certain conditions. While this provides some breathing room, it is not a long-term solution. Companies that fail to meet e-invoicing obligations after this period risk sanctions, such as fines or other administrative measures. More information on the consequences of not being ready in time can be found in ",{"text":27943,"type":68,"marks":27944},"this blog.",[27945,27950],{"type":105,"attrs":27946},{"href":27947,"uuid":27948,"anchor":64,"custom":27949,"target":156,"linktype":111},"/resources/blog/not-ready-for-e-invoicing","cfb49488-59e2-446c-8b47-8cf39d46ae58",{},{"type":71},{"type":53,"attrs":27952,"content":27953},{"textAlign":64},[27954,27956,27960,27962,27966],{"text":27955,"type":68},"Because many companies postpone their start until the last moment, we expect ",{"text":27957,"type":68,"marks":27958},"practical start-up issues",[27959],{"type":71},{"text":27961,"type":68}," at the beginning of ",{"text":27963,"type":68,"marks":27964},"2026",[27965],{"type":71},{"text":27967,"type":68},". Think of incorrect data, incompatible systems, or invoicing delays. Proper preparation is therefore essential.",{"type":61,"attrs":27969,"content":27970},{"level":269,"textAlign":64},[27971],{"text":27972,"type":68},"How to get started smoothly with Peppol: Tips & Tricks",{"type":53,"attrs":27974,"content":27975},{"textAlign":64},[27976],{"text":27977,"type":68},"To avoid problems and ensure a smooth Peppol launch, these practical tips will help you get on track:",{"type":61,"attrs":27979,"content":27980},{"level":22494,"textAlign":64},[27981],{"text":27982,"type":68},"1. Start small and test gradually",{"type":53,"attrs":27984,"content":27985},{"textAlign":64},[27986],{"text":27987,"type":68},"Begin today with a limited number of customers or suppliers to test the Peppol process. This allows you to identify and resolve any teething problems before rolling out Peppol widely within your organization.",{"type":61,"attrs":27989,"content":27990},{"level":22494,"textAlign":64},[27991],{"text":27992,"type":68},"2. Check your master data",{"type":53,"attrs":27994,"content":27995},{"textAlign":64},[27996],{"text":27997,"type":68},"Ensure that all information in your ERP or invoicing system is correct and up-to-date, including:",{"type":91,"content":27999},[28000,28007,28014,28021],{"type":94,"content":28001},[28002],{"type":53,"attrs":28003,"content":28004},{"textAlign":64},[28005],{"text":28006,"type":68},"Company numbers",{"type":94,"content":28008},[28009],{"type":53,"attrs":28010,"content":28011},{"textAlign":64},[28012],{"text":28013,"type":68},"Peppol IDs (such as KBO or GLN numbers)",{"type":94,"content":28015},[28016],{"type":53,"attrs":28017,"content":28018},{"textAlign":64},[28019],{"text":28020,"type":68},"Email addresses (for example, for reminders)",{"type":94,"content":28022},[28023],{"type":53,"attrs":28024,"content":28025},{"textAlign":64},[28026],{"text":28027,"type":68},"Correct contact persons",{"type":53,"attrs":28029,"content":28030},{"textAlign":64},[28031],{"text":28032,"type":68},"Accurate data forms the foundation of smooth electronic invoicing.",{"type":61,"attrs":28034,"content":28035},{"level":22494,"textAlign":64},[28036],{"text":28037,"type":68},"3. Communicate proactively with your network",{"type":53,"attrs":28039,"content":28040},{"textAlign":64},[28041],{"text":28042,"type":68},"Inform your customers and suppliers in a timely manner. A simple email is enough to indicate whether you are already ready with Peppol or when you will be. This helps avoid surprises and misunderstandings.",{"type":61,"attrs":28044,"content":28045},{"level":22494,"textAlign":64},[28046],{"text":28047,"type":68},"4. Set clear agreements on Peppol IDs",{"type":53,"attrs":28049,"content":28050},{"textAlign":64},[28051,28053,28061],{"text":28052,"type":68},"Invoices are not always sent based on the company number. Sometimes a GLN number or another Peppol ID is used. Make it clear which Peppol ID should be used and when. More explanation on the different types of Peppol IDs can be found in ",{"text":28054,"type":68,"marks":28055},"our blog",[28056],{"type":105,"attrs":28057},{"href":28058,"uuid":28059,"anchor":64,"custom":28060,"target":156,"linktype":111},"/resources/blog/blog-peppol-id","572dddfd-3e16-41cf-9586-6a5ec174424d",{},{"text":913,"type":68},{"type":61,"attrs":28063,"content":28064},{"level":22494,"textAlign":64},[28065],{"text":28066,"type":68},"5. Monitor your invoicing and Cash Flow",{"type":53,"attrs":28068,"content":28069},{"textAlign":64},[28070],{"text":28071,"type":68},"Especially during the start-up phase, keep a close eye on your invoicing. This prevents payment delays and ensures that your cash flow and operational continuity are not jeopardized.",{"type":61,"attrs":28073,"content":28074},{"level":269,"textAlign":64},[28075],{"text":22577,"type":68},{"type":53,"attrs":28077,"content":28078},{"textAlign":64},[28079],{"text":28080,"type":68},"Peppol is no longer a story of the future, it is a reality every business must face. Those who test, communicate, and optimize now will avoid stress and problems later. By starting today, you will truly be ready tomorrow.",{"_uid":28082,"cards":28083,"buttons":29020,"heading":11793,"tagline":8,"component":11794,"background":48,"description":29021},"459bf541-3845-4eae-bf8b-19bc54660bf2",[28084,28415,28642,28762],{"name":28085,"created_at":28086,"published_at":28087,"updated_at":28088,"id":28089,"uuid":12225,"content":28090,"slug":28401,"full_slug":28402,"sort_by_date":28403,"position":28404,"tag_list":28405,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":28406,"first_published_at":28407,"release_id":64,"lang":48,"path":64,"alternates":28408,"default_full_slug":28402,"translated_slugs":28409,"_stopResolving":55},"Belgium retires the  Hermes platform: Why your e-invoicing strategy must change before 2026","2025-10-23T06:14:44.063Z","2026-07-06T10:05:11.349Z","2026-07-06T10:05:11.384Z",104490942767157,{"seo":28091,"_uid":28095,"body":28096,"image":28386,"theme":8,"title":28085,"related":28391,"summary":28392,"category":28399,"component":12290,"createdOn":8,"description":28398,"relatedCountries":28400,"excludeFromRelatedList":17},{"_uid":28092,"title":28093,"plugin":34,"description":28094},"d45d0c19-96e8-4e60-be9d-3fb695e7e3ac","Belgium's Hermes Retirement & Mandatory Peppol Switch | Blog - Banqup","Belgium's Hermes e-invoicing platform retires 31 Dec 2025, ahead of the mandatory B2B e-invoicing mandate on 1 Jan 2026. Learn critical deadlines and how to migrate to Peppol for compliance.","4168c102-e749-4d41-ad2a-45a97a111e20",[28097,28107,28376,28379],{"_uid":28098,"align":1515,"image":28099,"theme":48,"buttons":28103,"columns":229,"heading":28085,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":28104,"invertTextColor":55},"cb5b79ab-5dc8-4a9c-8bef-7e9f32c21be1",{"id":28100,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":28101,"copyright":8,"fieldtype":15,"meta_data":28102,"is_external_url":17},94969302830304,"https://a.storyblok.com/f/318078/1925x510/a51107e773/tax-incentive-for-electronic-invoicing-in-belgium.png",{},[],{"type":50,"content":28105},[28106],{"type":53},{"_uid":28108,"text":28109,"component":714,"background":48},"6a5ddaf4-3074-4377-b970-d7f04a993d4b",{"type":50,"content":28110},[28111,28130,28139,28147,28155,28163,28172,28180,28189,28197,28262,28271,28306,28314,28323,28331,28352],{"type":53,"attrs":28112,"content":28113},{"textAlign":64},[28114,28119,28125],{"text":28115,"type":68,"marks":28116},"The Belgian government has officially announced the retirement of the Hermes electronic invoicing platform. This critical development means that ",[28117],{"type":7629,"attrs":28118},{"color":7631},{"text":28120,"type":68,"marks":28121},"Hermes will be fully decommissioned on 31 December 2025",[28122,28124],{"type":7629,"attrs":28123},{"color":7631},{"type":71},{"text":28126,"type":68,"marks":28127},". The very next day, 1 January 2026, the nationwide mandatory business-to-business (B2B) e-invoicing mandate will take full effect, requiring all Belgian VAT-registered businesses to issue and receive structured e-invoices.",[28128],{"type":7629,"attrs":28129},{"color":7631},{"type":61,"attrs":28131,"content":28132},{"level":3706,"textAlign":22702},[28133],{"text":28134,"type":68,"marks":28135},"Understanding Hermes: A temporary solution",[28136,28138],{"type":7629,"attrs":28137},{"color":7631},{"type":71},{"type":53,"attrs":28140,"content":28141},{"textAlign":22702},[28142],{"text":28143,"type":68,"marks":28144},"To understand the significance of Hermes' retirement, it's important to recall its original role: Hermes was introduced as a government-facilitated public platform, acting as a “fail-safe” or “temporary bridge”. Its primary purpose was to assist companies not yet connected to the Peppol network, allowing them to participate in e-invoicing during the early adoption phase.",[28145],{"type":7629,"attrs":28146},{"color":7631},{"type":53,"attrs":28148,"content":28149},{"textAlign":22702},[28150],{"text":28151,"type":68,"marks":28152},"As such, Hermes served as a crucial link between businesses able to automatically process electronic invoices and those not yet equipped for it, ensuring that senders could still transmit structured electronic invoices even if the recipient's network was unknown.",[28153],{"type":7629,"attrs":28154},{"color":7631},{"type":53,"attrs":28156,"content":28157},{"textAlign":22702},[28158],{"text":28159,"type":68,"marks":28160},"Essentially, the Belgian government published details of all Belgian companies on Hermes. Once a company had registered their email address on the platform, they would receive their invoices in PDF format. Hermes received the invoice via Peppol, converted it to a PDF, and then forwarded it by email. ",[28161],{"type":7629,"attrs":28162},{"color":7631},{"type":61,"attrs":28164,"content":28165},{"level":3706,"textAlign":22702},[28166],{"text":28167,"type":68,"marks":28168},"Why Hermes is retiring",[28169,28171],{"type":7629,"attrs":28170},{"color":7631},{"type":71},{"type":53,"attrs":28173,"content":28174},{"textAlign":22702},[28175],{"text":28176,"type":68,"marks":28177},"A July 2024 review conducted by the Business Experts Group on e-invoicing concluded that the market for private-sector e-invoicing solutions is now mature and competitive. This means Hermes has fulfilled its temporary purpose and is no longer necessary. Following the recommendations from the platform’s reassessment, the government now expects businesses to rely on market-based solutions and Peppol connectivity.",[28178],{"type":7629,"attrs":28179},{"color":7631},{"type":61,"attrs":28181,"content":28182},{"level":3706,"textAlign":22702},[28183],{"text":28184,"type":68,"marks":28185},"Critical deadlines to avoid disruption",[28186,28188],{"type":7629,"attrs":28187},{"color":7631},{"type":71},{"type":53,"attrs":28190,"content":28191},{"textAlign":22702},[28192],{"text":28193,"type":68,"marks":28194},"To ensure a smooth transition and avoid disruption, businesses must be aware of these critical deadlines:",[28195],{"type":7629,"attrs":28196},{"color":7631},{"type":91,"content":28198},[28199,28215,28246],{"type":94,"content":28200},[28201],{"type":53,"attrs":28202,"content":28203},{"textAlign":22702},[28204,28210],{"text":28205,"type":68,"marks":28206},"31 December 2025:",[28207,28209],{"type":7629,"attrs":28208},{"color":7631},{"type":71},{"text":28211,"type":68,"marks":28212}," Hermes will be fully decommissioned for sending and receiving documents. After this date, it will no longer be possible to use the platform.",[28213],{"type":7629,"attrs":28214},{"color":7631},{"type":94,"content":28216},[28217],{"type":53,"attrs":28218,"content":28219},{"textAlign":22702},[28220,28226,28231,28241],{"text":28221,"type":68,"marks":28222},"1 January 2026:",[28223,28225],{"type":7629,"attrs":28224},{"color":7631},{"type":71},{"text":28227,"type":68,"marks":28228}," The mandatory B2B e-invoicing requirement begins. All Belgian VAT-registered businesses must issue and receive structured e-invoices. As discussed in our previous blog post, “",[28229],{"type":7629,"attrs":28230},{"color":7631},{"text":28232,"type":68,"marks":28233},"Belgium’s E-Invoicing Mandate Explained by KPMG’s Stefanie Dreher",[28234,28239],{"type":105,"attrs":28235},{"href":28236,"uuid":28237,"anchor":64,"custom":28238,"target":110,"linktype":111},"/resources/blog/belgium-s-e-invoicing-mandate-explained-by-kpmg-s-stefanie-dreher","c0cceb80-19d0-4beb-a3ef-4a28d0ecb8a9",{},{"type":7629,"attrs":28240},{"color":7631},{"text":28242,"type":68,"marks":28243},"”, this mandate, though separate from the EU-wide ViDA initiative, aims to modernise VAT reporting and reduce fraud.",[28244],{"type":7629,"attrs":28245},{"color":7631},{"type":94,"content":28247},[28248],{"type":53,"attrs":28249,"content":28250},{"textAlign":22702},[28251,28257],{"text":28252,"type":68,"marks":28253},"31 March 2026:",[28254,28256],{"type":7629,"attrs":28255},{"color":7631},{"type":71},{"text":28258,"type":68,"marks":28259}," This is the final day to consult or download archived invoice data from the Hermes portal.",[28260],{"type":7629,"attrs":28261},{"color":7631},{"type":61,"attrs":28263,"content":28264},{"level":3706,"textAlign":22702},[28265],{"text":28266,"type":68,"marks":28267},"Your mandatory next step: Migrate to Peppol",[28268,28270],{"type":7629,"attrs":28269},{"color":7631},{"type":71},{"type":53,"attrs":28272,"content":28273},{"textAlign":22702},[28274,28279,28286,28291,28301],{"text":28275,"type":68,"marks":28276},"The Belgian government strongly encourages the use of the Peppol Network as the default transmission channel, adhering to the ",[28277],{"type":7629,"attrs":28278},{"color":7631},{"text":23454,"type":68,"marks":28280},[28281,28284],{"type":105,"attrs":28282},{"href":25167,"uuid":25168,"anchor":64,"custom":28283,"target":110,"linktype":111},{},{"type":7629,"attrs":28285},{"color":7631},{"text":28287,"type":68,"marks":28288}," / Peppol BIS 3.0 standard. Our blog post, “",[28289],{"type":7629,"attrs":28290},{"color":7631},{"text":28292,"type":68,"marks":28293},"Belgium announced electronic invoicing obligation",[28294,28299],{"type":105,"attrs":28295},{"href":28296,"uuid":28297,"anchor":64,"custom":28298,"target":110,"linktype":111},"/resources/blog/belgium-announced-electronic-invoicing-obligation","e02fffa6-0719-460f-832b-bd8a2976400b",{},{"type":7629,"attrs":28300},{"color":7631},{"text":28302,"type":68,"marks":28303},"”, elaborates on the advantages of Peppol, including its interoperability and the elimination of the need for bilateral agreements between participants.",[28304],{"type":7629,"attrs":28305},{"color":7631},{"type":53,"attrs":28307,"content":28308},{"textAlign":22702},[28309],{"text":28310,"type":68,"marks":28311},"Any company still relying on Hermes must migrate to a certified Peppol Access Point immediately to ensure full compliance with the January 2026 B2B mandate. Conducting a scoping exercise is crucial to determine if your invoices fall under the mandate.",[28312],{"type":7629,"attrs":28313},{"color":7631},{"type":61,"attrs":28315,"content":28316},{"level":3706,"textAlign":22702},[28317],{"text":28318,"type":68,"marks":28319},"The time to act is now",[28320,28322],{"type":7629,"attrs":28321},{"color":7631},{"type":71},{"type":53,"attrs":28324,"content":28325},{"textAlign":22702},[28326],{"text":28327,"type":68,"marks":28328},"Prompt system evaluation and migration to a Peppol Access Point are essential to ensure compliance before the end of Q4 2025. Failure to comply can lead to significant financial penalties, with fines up to €5,000 for repeated offences, as well as VAT recovery issues and potential payment delays.",[28329],{"type":7629,"attrs":28330},{"color":7631},{"type":53,"attrs":28332,"content":28333},{"textAlign":22702},[28334,28339,28347],{"text":28335,"type":68,"marks":28336},"Don't delay! ",[28337],{"type":7629,"attrs":28338},{"color":7631},{"text":1581,"type":68,"marks":28340},[28341,28345],{"type":105,"attrs":28342},{"href":28343,"uuid":1578,"anchor":64,"custom":28344,"target":110,"linktype":111},"/contact-us",{},{"type":7629,"attrs":28346},{"color":7631},{"text":28348,"type":68,"marks":28349}," now to secure a Peppol connection for seamless compliance and automation, and ensure your business is fully prepared for Belgium's e-invoicing mandate.",[28350],{"type":7629,"attrs":28351},{"color":7631},{"type":53,"attrs":28353,"content":28354},{"textAlign":22702},[28355,28360,28361,28365,28371],{"text":28356,"type":68,"marks":28357},"To stay ahead of the compliance curve and receive updated information first",[28358],{"type":7629,"attrs":28359},{"color":7631},{"text":24513,"type":68},{"text":8697,"type":68,"marks":28362},[28363],{"type":7629,"attrs":28364},{"color":7631},{"text":22615,"type":68,"marks":28366},[28367,28369],{"type":105,"attrs":28368},{"href":22243,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":28370},{"color":11649},{"text":28372,"type":68,"marks":28373}," for even more timely announcements.",[28374],{"type":7629,"attrs":28375},{"color":7631},{"_uid":28377,"page":28378,"component":22661},"9fcfcb3e-3bd4-4148-960c-9b4ef89e5c6b",[25364],{"_uid":28380,"cards":28381,"buttons":28382,"heading":11793,"tagline":8,"component":11794,"background":48,"description":28383},"c7a97dab-f7bd-4749-a92d-ab60e4160373",[12227,12228,12229],[],{"type":50,"content":28384},[28385],{"type":53},{"id":28387,"alt":28388,"name":8,"focus":8,"title":28388,"source":8,"filename":28389,"copyright":8,"fieldtype":15,"meta_data":28390,"is_external_url":17},63875079692348,"Belgium retires the  Hermes platform","https://a.storyblok.com/f/318078/3000x2003/e239853acf/belgium-flag.jpg",{"alt":28388,"title":28388,"source":8,"copyright":8},[],{"type":50,"content":28393},[28394],{"type":53,"attrs":28395,"content":28396},{"textAlign":64},[28397],{"text":28398,"type":68},"Belgium's Hermes e-invoicing platform is retiring on 31 December 2025, just before the mandatory B2B e-invoicing mandate begins on 1 January 2026. This signals a shift to market-based solutions and Peppol connectivity. Understand the critical deadlines and what this means for your e-invoicing strategy.",[12582,22369,22383,12583],[16471],"belgium-retires-the-hermes-platform-why-your-e-invoicing-strategy-must-change-before-2026","resources/blog/belgium-retires-the-hermes-platform-why-your-e-invoicing-strategy-must-change-before-2026","2025-10-24",-3590,[],"4628b2ef-36f3-42ad-a401-9e37c0b356e5","2025-10-24T12:05:21.645Z",[],[28410,28411,28412],{"path":28402,"name":64,"lang":242,"published":64},{"path":28402,"name":64,"lang":244,"published":64},{"path":28413,"name":28414,"lang":248,"published":55},"informationen/blog/belgien-schaltet-die-hermes-plattform-ab-warum-sie-ihre-e-rechnungsstrategie-vor-2026-anpassen-muessen","Belgien schaltet die Hermes-Plattform ab: Warum Sie Ihre E-Rechnungsstrategie vor 2026 anpassen müssen",{"name":28416,"created_at":28417,"published_at":28418,"updated_at":28419,"id":28420,"uuid":28421,"content":28422,"slug":28627,"full_slug":28628,"sort_by_date":28629,"position":28630,"tag_list":28631,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":28633,"first_published_at":28634,"release_id":64,"lang":48,"path":64,"alternates":28635,"default_full_slug":28628,"translated_slugs":28636,"_stopResolving":55},"Leading Belgian FinTech company Banqup appoints CEO for its “PAY-NXT” payments business","2025-09-16T12:29:21.226Z","2026-07-06T10:37:06.696Z","2026-07-06T10:37:06.723Z",91488916417809,"4961389f-bc3c-4946-9b05-24dcbb62843a",{"seo":28423,"_uid":28427,"body":28428,"image":28612,"theme":8,"title":28416,"author":28616,"related":28617,"summary":28618,"category":28625,"component":12290,"createdOn":8,"description":28624,"relatedCountries":28626,"excludeFromRelatedList":17},{"_uid":28424,"title":28425,"plugin":34,"description":28426},"c84809cc-779b-4f62-8025-ba5593768bb3","PAY-NXT Business Update | Blog - Banqup","Leading Belgian FinTech company Banqup Group appoints CEO for its “PAY-NXT” payments business. Discover the details.","59d23b5c-ab4a-41ae-ad0a-a845d2277036",[28429,28439,28602],{"_uid":28430,"align":8,"image":28431,"theme":48,"buttons":28435,"columns":229,"heading":28416,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":28436,"invertTextColor":55},"45036b28-21ed-4d4c-b830-146dc65819bc",{"id":28432,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":28433,"copyright":8,"fieldtype":15,"meta_data":28434,"is_external_url":17},96045869794521,"https://a.storyblok.com/f/318078/1925x510/4c36310c5a/leading-belgian-fintech-company-unifiedpost-appoints-ceo-for-its-pay-nxt-payments-business.png",{},[],{"type":50,"content":28437},[28438],{"type":53},{"_uid":28440,"text":28441,"component":714,"background":48},"a8370369-395a-4505-b61d-9f0d3d97eeea",{"type":50,"content":28442},[28443,28448,28458,28463,28476,28481,28485,28499,28503,28508,28513,28517,28526,28534,28538,28543,28548,28553,28597],{"type":53,"attrs":28444,"content":28445},{"textAlign":64},[28446],{"text":28447,"type":68},"Banqup, one of the leading FinTech companies in the Benelux region, has appointed Mr. Arthur Paijens as CEO of its PAY-NXT payments business. Mr. Paijens, a banker-turned-entrepreneur, previously co-founded OneLinQ, a Dutch FinTech company that delivers payment, collection and cash management solutions.",{"type":53,"attrs":28449,"content":28450},{"textAlign":64},[28451,28453,28457],{"text":28452,"type":68},"The newly appointed CEO’s task is clear and succinct: “",{"text":28454,"type":68,"marks":28455},"Accelerate and expand Unifiedpost Group’s (now Banqup Group's) offering of integrated payment solutions",[28456],{"type":1444},{"text":27506,"type":68},{"type":53,"attrs":28459,"content":28460},{"textAlign":64},[28461],{"text":28462,"type":68},"Banqup develops and manages transactional platforms to optimise document-driven processes that involve various stakeholders, providing solutions that combine technology, financial and business processes. The company is a unique one-stop-shop cloud provider for optimising the financial B2B value chain, from order to invoicing and payment, from employment contracts to pay slips. Banqup recently announced a €25 million financing round with prominent, international players. Part of these funds will be allocated to develop additional financial services offerings for corporate companies and SMEs, as well as to further international expansion.",{"type":53,"attrs":28464,"content":28465},{"textAlign":64},[28466,28468,28474],{"text":28467,"type":68},"‍Banqup has consolidated all of its regulated payment solutions within its wholly owned subsidiary company,",{"text":28469,"type":68,"marks":28470}," PAY-NXT",[28471],{"type":105,"attrs":28472},{"href":28473,"uuid":64,"anchor":64,"custom":64,"target":156,"linktype":19},"https://pay-nxt.com/",{"text":28475,"type":68},". PAY-NXT is a certified payment institute that operates across Europe under the regulation and supervision of the Belgian National Bank.",{"type":53,"attrs":28477,"content":28478},{"textAlign":64},[28479],{"text":28480,"type":68},"‍The advent of the revised EU Payment Services Directive (commonly known as PSD2) and new European Payment Council initiatives unlock the market for novel “banking services”, most notably in the payments space. Banqup – through its PAY-NXT subsidiary – aspires to play a pivotal role in the disruption that such regulatory changes bring about. The company sees plenty of opportunities for innovative payment, including trade finance solutions, tailored to the needs of different B2B2C communities. With the goal of being more than just another payment service provider, Mr. Paijens has been appointed as CEO of PAY-NXT to ensure a strong management team and solid execution of services.  He assumes his position on 1 July, 2018.",{"type":53,"attrs":28482,"content":28483},{"textAlign":64},[28484],{"text":292,"type":68},{"type":28486,"content":28487},"blockquote",[28488],{"type":53,"attrs":28489,"content":28490},{"textAlign":64},[28491,28495],{"text":28492,"type":68,"marks":28493},"“I am delighted to join Banqup during such an extraordinary growth period of the FinTech industry, in general, and the company in particular. Banqup has become one of the most exciting companies in this industry and this is a fantastic opportunity to help a business grow and reach its full potential. I look forward to being part of this energetic and driven leadership team who are set to make the coming years Banqup most exciting ones yet.” ",[28494],{"type":1444},{"text":28496,"type":68,"marks":28497},"says Arthur Paijens, CEO PAY-NXT.",[28498],{"type":71},{"type":53,"attrs":28500,"content":28501},{"textAlign":64},[28502],{"text":292,"type":68},{"type":53,"attrs":28504,"content":28505},{"textAlign":64},[28506],{"text":28507,"type":68},"Mr. Paijens has acumen in the payments space, with previous international executive roles at various companies. He has worked in the US, Belgium, Italy, France and the Netherlands in Global Transaction Banking, payment & card processing and FinTech ventures, most recently as CEO and co-founder of OneLinQ.",{"type":53,"attrs":28509,"content":28510},{"textAlign":64},[28511],{"text":28512,"type":68},"‍Hans Leybaert, former CEO of Banqup adds:",{"type":53,"attrs":28514,"content":28515},{"textAlign":64},[28516],{"text":292,"type":68},{"type":28486,"content":28518},[28519],{"type":53,"attrs":28520,"content":28521},{"textAlign":64},[28522],{"text":28523,"type":68,"marks":28524},"“Arthur is a highly accomplished international leader and brings a wealth of skills and experience that will take us to the next stage of our strategic development in becoming one of the leading Fintech companies in Europe”.",[28525],{"type":1444},{"type":53,"attrs":28527,"content":28528},{"textAlign":64},[28529,28530,28531,28532],{"text":292,"type":68},{"type":78},{"type":78},{"text":28533,"type":68},"PAY-NXT already offers its payment services to companies and organisations such as Aon, Ethias, SABAM.",{"type":53,"attrs":28535,"content":28536},{"textAlign":64},[28537],{"text":292,"type":68},{"type":61,"attrs":28539,"content":28540},{"level":3706,"textAlign":64},[28541],{"text":28542,"type":68},"About Banqup Group",{"type":53,"attrs":28544,"content":28545},{"textAlign":64},[28546],{"text":28547,"type":68},"‍Banqup provides a complete technology portfolio for identity management, document processing, robotic accounting and apps with added value.  As such, Banqup is a unique one-stop-shop cloud provider for optimising the financial B2B value chain, from order to invoicing and payment, from employment contract to pay slip.",{"type":53,"attrs":28549,"content":28550},{"textAlign":64},[28551],{"text":28552,"type":68},"Interesting facts and figures concerning the Banqup Group:",{"type":91,"content":28554},[28555,28562,28569,28576,28583,28590],{"type":94,"content":28556},[28557],{"type":53,"attrs":28558,"content":28559},{"textAlign":64},[28560],{"text":28561,"type":68},"Established in 2001, with a proven track record",{"type":94,"content":28563},[28564],{"type":53,"attrs":28565,"content":28566},{"textAlign":64},[28567],{"text":28568,"type":68},"€26 million in consolidated turnover, predominantly recurrent",{"type":94,"content":28570},[28571],{"type":53,"attrs":28572,"content":28573},{"textAlign":64},[28574],{"text":28575,"type":68},"230 FTEs in Benelux and Eastern Europe, of whom 70 work in R&D",{"type":94,"content":28577},[28578],{"type":53,"attrs":28579,"content":28580},{"textAlign":64},[28581],{"text":28582,"type":68},"200 million documents processed per year",{"type":94,"content":28584},[28585],{"type":53,"attrs":28586,"content":28587},{"textAlign":64},[28588],{"text":28589,"type":68},"Extensive portfolio with customer references in various sectors, from large internationals to various SME communities",{"type":94,"content":28591},[28592],{"type":53,"attrs":28593,"content":28594},{"textAlign":64},[28595],{"text":28596,"type":68},"Payment institution recognized by the National Bank of Belgium",{"type":53,"attrs":28598,"content":28599},{"textAlign":64},[28600],{"text":28601,"type":68},"Information correct as of press release publish date 2nd of July 2018.",{"_uid":28603,"cards":28604,"buttons":28608,"heading":11793,"tagline":8,"component":11794,"background":48,"description":28609},"4d76ca4b-675e-450a-9c76-493ebb78da95",[28605,28606,28607],"087e905f-a7a0-4e68-bd3c-68563d24107b","24d12ea3-cdcf-4fe2-9170-bb11a2dac85c","15d23789-807d-4b05-b0a8-e5d7397987b0",[],{"type":50,"content":28610},[28611],{"type":53},{"id":28613,"alt":28416,"name":8,"focus":8,"title":28416,"source":8,"filename":28614,"copyright":8,"fieldtype":15,"meta_data":28615,"is_external_url":17},91489148852483,"https://a.storyblok.com/f/318078/1032x600/ff2fd8941b/64414a88210e16d9e108daad_blog-unifiedpost-appoints-ceo-for-its-pay-nxt-payments-business.jpg",{"alt":28416,"title":28416,"source":8,"copyright":8},[],[],{"type":50,"content":28619},[28620],{"type":53,"attrs":28621,"content":28622},{"textAlign":64},[28623],{"text":28624,"type":68},"Banqup, one of the leading FinTech companies in the Benelux region, has appointed Mr. Arthur Paijens as CEO of its PAY-NXT payments business. ",[11807,12584],[16471],"leading-belgian-fintech-company-banqup-appoints-ceo-for-its-pay-nxt-payments-business","resources/blog/leading-belgian-fintech-company-banqup-appoints-ceo-for-its-pay-nxt-payments-business","2018-07-02",-2370,[28632],"Rebranding","338c331a-697b-4fa6-8814-705ae1eb3d36","2018-07-02T15:30:00.000Z",[],[28637,28638,28639],{"path":28628,"name":64,"lang":242,"published":64},{"path":28628,"name":64,"lang":244,"published":64},{"path":28640,"name":28641,"lang":248,"published":55},"informationen/blog/fuehrendes-belgisches-fintech-unternehmen-banqup-ernennt-ceo-fuer-das-zahlungsgeschaeft-pay-nxt-","Führendes belgisches Fintech-Unternehmen Banqup ernennt CEO für das Zahlungsgeschäft „PAY-NXT“",{"name":28643,"created_at":28644,"published_at":28645,"updated_at":28646,"id":28647,"uuid":28648,"content":28649,"slug":28748,"full_slug":28749,"sort_by_date":28750,"position":28751,"tag_list":28752,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":28753,"first_published_at":28754,"release_id":64,"lang":48,"path":64,"alternates":28755,"default_full_slug":28749,"translated_slugs":28756,"_stopResolving":55},"Winner Data News award for excellence - Belgian scaleup of the year!","2025-09-16T09:56:23.574Z","2026-07-06T10:42:05.000Z","2026-07-06T10:42:05.018Z",91451324755907,"711e469e-14ea-4498-86e4-038eb4e6146e",{"seo":28650,"_uid":28654,"body":28655,"image":28733,"theme":8,"title":28643,"author":28737,"related":28738,"summary":28739,"category":28746,"component":12290,"createdOn":8,"description":28745,"relatedCountries":28747,"excludeFromRelatedList":17},{"_uid":28651,"title":28652,"plugin":34,"description":28653},"0b0b7359-7e6a-4634-bc30-eac4caec1bc2","We Won Belgian Scaleup of the Year! | Blog - Banqup","Winner Data News Award for Excellence - Belgian Scaleup of the Year! Explore the details here.","6445d465-2129-41e5-a387-79f7c75f5437",[28656,28666,28722],{"_uid":28657,"align":8,"image":28658,"theme":48,"buttons":28662,"columns":229,"heading":28643,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":28663,"invertTextColor":55},"9c1c4da0-7fab-4fca-aa4b-199361b2c58d",{"id":28659,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":28660,"copyright":8,"fieldtype":15,"meta_data":28661,"is_external_url":17},94994853202662,"https://a.storyblok.com/f/318078/1925x510/ca63ba7329/winner-data-news-award-for-excellence-belgian-scaleup-of-the-year.png",{},[],{"type":50,"content":28664},[28665],{"type":53},{"_uid":28667,"text":28668,"component":714,"background":48},"9a78740d-1c8d-481e-94b3-356f9d7d874f",{"type":50,"content":28669},[28670,28675,28680,28693,28698,28702],{"type":53,"attrs":28671,"content":28672},{"textAlign":64},[28673],{"text":28674,"type":68},"On Thursday evening, the Data News Awards for Excellence took place.",{"type":53,"attrs":28676,"content":28677},{"textAlign":64},[28678],{"text":28679,"type":68},"The Data News Awards reward companies, products and individuals from 14 important categories within the ICT sector. From a few hundred nominations, the Data News readers drew up the shortlist for the Awards. A jury chose the final winners from this list.",{"type":53,"attrs":28681,"content":28682},{"textAlign":64},[28683,28691],{"text":28684,"type":68,"marks":28685},"Banqup Group",[28686],{"type":105,"attrs":28687},{"href":28688,"uuid":28689,"anchor":64,"custom":28690,"target":110,"linktype":111},"/","5ec4f8a8-cb0a-46e7-b73a-519e75510a2d",{},{"text":28692,"type":68}," won in the category ‘Belgian Scaleup Company of the Year’!",{"type":53,"attrs":28694,"content":28695},{"textAlign":64},[28696],{"text":28697,"type":68},"‍The jury acknowledges that 2020 was the year of Banqup: capital rounds, acquisitions and an IPO! They also appreciated the fact that we create value every day with our product development, for example by automating financial processes.",{"type":53,"attrs":28699,"content":28700},{"textAlign":64},[28701],{"text":292,"type":68},{"type":28486,"content":28703},[28704],{"type":53,"attrs":28705,"content":28706},{"textAlign":64},[28707,28711,28712,28718],{"text":28708,"type":68,"marks":28709},"“Very thankful and proud of this great recognition for the intense growth path of our company and the hard work of everyone.”",[28710],{"type":1444},{"text":8697,"type":68},{"text":28713,"type":68,"marks":28714},"Hans Leybaert",[28715,28717],{"type":7629,"attrs":28716},{"color":8},{"type":71},{"text":28719,"type":68,"marks":28720},", former CEO of Banqup Group.",[28721],{"type":71},{"_uid":28723,"cards":28724,"buttons":28729,"heading":11793,"tagline":8,"component":11794,"background":48,"description":28730},"bf9f017b-2e6c-458a-a419-c7e17e565937",[28725,28726,28727,28728],"9cc9ab5b-7278-452d-a9cc-0341b1df88eb","e63aa8f6-720b-4b55-a6a3-a43049210065","1545c7f6-a0f7-4257-912f-8bbba585aec6","3744e4b8-788a-464c-85c2-bfe93856231c",[],{"type":50,"content":28731},[28732],{"type":53},{"id":28734,"alt":28643,"name":8,"focus":8,"title":28643,"source":8,"filename":28735,"copyright":8,"fieldtype":15,"meta_data":28736,"is_external_url":17},91451563966217,"https://a.storyblok.com/f/318078/1032x600/9f7c2bb9c7/6448d5e75a1c6cc781cfbeec_blog-winner-data-news-award-for-excellence.jpg",{"alt":28643,"title":28643,"source":8,"copyright":8},[],[],{"type":50,"content":28740},[28741],{"type":53,"attrs":28742,"content":28743},{"textAlign":64},[28744],{"text":28745,"type":68},"“Very thankful and proud of this great recognition for the intense growth path of our company and the hard work of everyone.” Hans Leybaert, former CEO of Banqup Group.",[11807,11808],[16471],"winner-data-news-award-for-excellence-belgian-scaleup-of-the-year-","resources/blog/winner-data-news-award-for-excellence-belgian-scaleup-of-the-year-","2021-09-23",-2050,[],"e5dcc633-3db3-476e-9c55-1d896bd86fa3","2021-09-23T12:57:00.000Z",[],[28757,28758,28759],{"path":28749,"name":64,"lang":242,"published":64},{"path":28749,"name":64,"lang":244,"published":64},{"path":28760,"name":28761,"lang":248,"published":55},"informationen/blog/gewinner-des-data-news-award-for-excellence-belgisches-scale-up-des-jahres-","Gewinner des Data News Award for Excellence – Belgisches Scale-up des Jahres!",{"name":28763,"created_at":28764,"published_at":28765,"updated_at":28766,"id":28767,"uuid":27642,"content":28768,"slug":29006,"full_slug":29007,"sort_by_date":29008,"position":29009,"tag_list":29010,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":29011,"first_published_at":29012,"release_id":64,"lang":48,"path":64,"alternates":29013,"default_full_slug":29007,"translated_slugs":29014,"_stopResolving":55},"Six key facts about Belgium's electronic invoicing progression","2025-09-18T07:34:53.766Z","2026-07-06T10:10:11.900Z","2026-07-06T10:10:11.930Z",92124339305219,{"seo":28769,"_uid":28773,"body":28774,"image":28991,"theme":8,"title":28763,"author":28995,"related":28996,"summary":28997,"category":29004,"component":12290,"createdOn":8,"description":29003,"relatedCountries":29005,"excludeFromRelatedList":17},{"_uid":28770,"title":28771,"plugin":34,"description":28772},"a1cd5123-0cce-4ff1-bfd5-49045cffcb1c","Belgium’s E-invoicing Progression | Blog - Banqup","Six facts will tell you everything you need to know about the progression of mandatory electronic invoicing in Belgium. ","7fd3560e-f0ab-44f7-87e6-fd2521937a43",[28775,28785,28979,28983],{"_uid":28776,"align":8,"image":28777,"theme":48,"buttons":28781,"columns":229,"heading":28763,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":28782,"invertTextColor":55},"a55f9c2c-03d4-41da-ae4c-ea59e29f28c3",{"id":28778,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":28779,"copyright":8,"fieldtype":15,"meta_data":28780,"is_external_url":17},96022383656421,"https://a.storyblok.com/f/318078/1925x510/af8a81b880/six-key-facts-about-belgium-s-electronic-invoicing-progression.png",{},[],{"type":50,"content":28783},[28784],{"type":53},{"_uid":28786,"text":28787,"component":714,"background":48},"fd0aa5a7-b961-4340-88e4-73722debec56",{"type":50,"content":28788},[28789,28794,28796,28798,28803,28817,28822,28827,28850,28855,28859,28864,28869,28873,28878,28892,28896,28901,28906,28910,28915,28928,28932,28937,28942,28956],{"type":53,"attrs":28790,"content":28791},{"textAlign":64},[28792],{"text":28793,"type":68},"Six facts will tell you everything you need to know about the progression of mandatory electronic invoicing in Belgium. From the current regulations in place, the technical invoicing details and the next proposed mandates.",{"type":53,"attrs":28795},{"textAlign":64},{"type":53,"attrs":28797},{"textAlign":64},{"type":61,"attrs":28799,"content":28800},{"level":3706,"textAlign":64},[28801],{"text":28802,"type":68},"1. Belgian public sector suppliers are obliged to send and receive electronic invoices",{"type":53,"attrs":28804,"content":28805},{"textAlign":64},[28806,28808,28815],{"text":28807,"type":68},"‍2015 was the start of mandatory electronic invoicing (",{"text":25588,"type":68,"marks":28809},[28810],{"type":105,"attrs":28811},{"href":28812,"uuid":28813,"anchor":64,"custom":28814,"target":110,"linktype":111},"/resources/blog/what-is-electronic-invoicing","4ef02f0c-e7c4-4aa2-bb98-83ff723c0fdb",{},{"text":28816,"type":68},") in Belgium. The first mandate required the Flemish public sector to process e-invoices.",{"type":53,"attrs":28818,"content":28819},{"textAlign":64},[28820],{"text":28821,"type":68},"‍The public sector mandate expanded over the next few years into the Brussels region and evolved to include both the sending and receiving of electronic invoices.",{"type":53,"attrs":28823,"content":28824},{"textAlign":64},[28825],{"text":28826,"type":68},"‍The public sector e-invoicing mandate did not stop there. On the 31st of March 2022, the government announced the nationwide expansion of mandatory public-sector e-invoicing, based on the following dates and supplier contract value:",{"type":91,"content":28828},[28829,28836,28843],{"type":94,"content":28830},[28831],{"type":53,"attrs":28832,"content":28833},{"textAlign":64},[28834],{"text":28835,"type":68},"1 November 2022 - For contracts higher than the threshold of €215,000",{"type":94,"content":28837},[28838],{"type":53,"attrs":28839,"content":28840},{"textAlign":64},[28841],{"text":28842,"type":68},"1 May 2023 - For contracts equal or greater than €30,000",{"type":94,"content":28844},[28845],{"type":53,"attrs":28846,"content":28847},{"textAlign":64},[28848],{"text":28849,"type":68},"1 March 2024 - For contracts less than €30,000 ",{"type":53,"attrs":28851,"content":28852},{"textAlign":64},[28853],{"text":28854,"type":68},"Contracts for the amount of €3,000 or less are exempt.",{"type":53,"attrs":28856,"content":28857},{"textAlign":64},[28858],{"text":292,"type":68},{"type":61,"attrs":28860,"content":28861},{"level":3706,"textAlign":64},[28862],{"text":28863,"type":68},"2. Mandatory B2B electronic invoicing will take place",{"type":53,"attrs":28865,"content":28866},{"textAlign":64},[28867],{"text":28868,"type":68},"‍The Belgian government has announced a plan for mandatory business-to-business (B2B) electronic invoicing. The Council of Ministers has approved a preliminary law for mandatory e-invoicing from the 1st of January 2026.",{"type":53,"attrs":28870,"content":28871},{"textAlign":64},[28872],{"text":292,"type":68},{"type":61,"attrs":28874,"content":28875},{"level":3706,"textAlign":64},[28876],{"text":28877,"type":68},"3. Belgium uses a Peppol access point named Mercurius",{"type":53,"attrs":28879,"content":28880},{"textAlign":64},[28881,28883,28890],{"text":28882,"type":68},"‍Mercurius is the name of the Belgian and regional government’s Peppol access point. Businesses send invoices to Mercurius in order to access ",{"text":12111,"type":68,"marks":28884},[28885],{"type":105,"attrs":28886},{"href":28887,"uuid":28888,"anchor":64,"custom":28889,"target":110,"linktype":111},"/resources/blog/what-is-peppol-","491a1825-3c21-4ec0-8c66-063c98a3c8cf",{},{"text":28891,"type":68},". All electronic invoices must be archived for at least seven years.",{"type":53,"attrs":28893,"content":28894},{"textAlign":64},[28895],{"text":292,"type":68},{"type":61,"attrs":28897,"content":28898},{"level":3706,"textAlign":64},[28899],{"text":28900,"type":68},"4. Electronic documents must be in the Peppol BIS 3.0 format",{"type":53,"attrs":28902,"content":28903},{"textAlign":64},[28904],{"text":28905,"type":68},"‍Electronic invoices, credit notes and related accounts-payable and accounts-receivable documents must conform to the Peppol BIS 3.0 document format. Peppol BIS is classed as a UBL format and is Peppol’s default format for how an electronic document should be structured.",{"type":53,"attrs":28907,"content":28908},{"textAlign":64},[28909],{"text":292,"type":68},{"type":61,"attrs":28911,"content":28912},{"level":3706,"textAlign":64},[28913],{"text":28914,"type":68},"5. Belgium has a €4.5 billion VAT gap",{"type":53,"attrs":28916,"content":28917},{"textAlign":64},[28918,28920,28926],{"text":28919,"type":68},"‍According to the European Commission's ",{"text":28921,"type":68,"marks":28922},"latest study",[28923],{"type":105,"attrs":28924},{"href":28925,"uuid":64,"anchor":64,"custom":64,"target":156,"linktype":19},"https://ec.europa.eu/commission/presscorner/detail/en/ip_21_6466",{"text":28927,"type":68},", Belgium has a €4.5 billion VAT gap (12.3% of their overall VAT). The European Commission's study reported that Romania has the largest gap at 34.9%. Belgium is around the central point in the list.",{"type":53,"attrs":28929,"content":28930},{"textAlign":64},[28931],{"text":292,"type":68},{"type":61,"attrs":28933,"content":28934},{"level":3706,"textAlign":64},[28935],{"text":28936,"type":68},"6. Banqup Group’s compliant solutions are suited for Belgian businesses",{"type":53,"attrs":28938,"content":28939},{"textAlign":64},[28940],{"text":28941,"type":68},"‍Banqup Group connects to international networks and platforms such as Mercurius and Peppol. Allowing Belgian businesses to adopt e-invoicing processes using a trusted and compliant provider.",{"type":53,"attrs":28943,"content":28944},{"textAlign":64},[28945,28947,28954],{"text":28946,"type":68},"‍Our ",{"text":28948,"type":68,"marks":28949},"e-invoicing solutions",[28950],{"type":105,"attrs":28951},{"href":28952,"uuid":7775,"anchor":64,"custom":28953,"target":110,"linktype":111},"/solutions/compliance-management/e-invoicing",{},{"text":28955,"type":68}," work for small, medium and large businesses. Tailored for each business’ needs with value-added-services such as easy supplier onboarding, payment links, electronic signatures and more.",{"type":53,"attrs":28957,"content":28958},{"textAlign":64},[28959,28961,28969,28971,28977],{"text":28960,"type":68},"‍B2B mandatory e-invoicing may be a few years away but it pays to transition to electronic invoicing before any mandates come into play, so that businesses can reap the many e-invoicing benefits. Learn more about our offering for ",{"text":28962,"type":68,"marks":28963},"Belgian",[28964],{"type":105,"attrs":28965},{"href":28966,"uuid":28967,"anchor":64,"custom":28968,"target":110,"linktype":111},"/resources/compliance-pulse/belgium","f1e2af0f-f3f6-4a7e-bfdb-df858afac348",{},{"text":28970,"type":68}," companies as well as our ",{"text":28972,"type":68,"marks":28973},"global",[28974],{"type":105,"attrs":28975},{"href":28688,"uuid":28689,"anchor":64,"custom":28976,"target":110,"linktype":111},{},{"text":28978,"type":68}," solutions.",{"_uid":28980,"page":28981,"component":22661},"a26c516d-9dab-4cf4-a353-33c2c60bb84b",[28982],"ff23e9fb-d259-4dbe-8f19-6fcd35d68141",{"_uid":28984,"cards":28985,"buttons":28987,"heading":11793,"tagline":8,"component":11794,"background":48,"description":28988},"eadfeb23-549e-4fb4-ac23-7ed376cbe664",[28986,28297,28237],"8048ac69-53df-4870-83a0-556e5a1eaf6a",[],{"type":50,"content":28989},[28990],{"type":53},{"id":28992,"alt":28763,"name":8,"focus":8,"title":28763,"source":8,"filename":28993,"copyright":8,"fieldtype":15,"meta_data":28994,"is_external_url":17},92124430031816,"https://a.storyblok.com/f/318078/1032x600/19e1c3f7cb/6500531ff0f499d7b6933612_six-key-facts-about-belgium-s-electronic-invoicing-progression.webp",{"alt":28763,"title":28763,"source":8,"copyright":8},[],[],{"type":50,"content":28998},[28999],{"type":53,"attrs":29000,"content":29001},{"textAlign":64},[29002],{"text":29003,"type":68},"Six facts will tell you everything you need to know about Belgium's electronic invoicing progression.",[12582,22383,12583,22369],[16471],"six-key-facts-about-belgium-s-electronic-invoicing-progression","resources/blog/six-key-facts-about-belgium-s-electronic-invoicing-progression","2023-09-08",-3260,[28632],"5b46f0b7-0c82-4af0-9cc8-250c1e61daa8","2023-09-08T00:00:00.000Z",[],[29015,29016,29017],{"path":29007,"name":64,"lang":242,"published":64},{"path":29007,"name":64,"lang":244,"published":64},{"path":29018,"name":29019,"lang":248,"published":55},"informationen/blog/sechs-fakten-zur-entwicklung-der-e-rechnungspflicht-in-belgien","Sechs Fakten zur Entwicklung der E-Rechnungspflicht in Belgien",[],{"type":50,"content":29022},[29023],{"type":53},{"id":29025,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":29026,"copyright":8,"fieldtype":15,"meta_data":29027,"is_external_url":17},126483127840865,"https://a.storyblok.com/f/318078/1000x677/fea4ba7cd8/blog-card-einvoicing-in-belgium-is-coming.png",{},[],{"type":50,"content":29030},[29031],{"type":53,"attrs":29032,"content":29033},{"textAlign":64},[29034],{"text":29035,"type":68},"The details below are specifically tailored to regulations in Belgium. Please visit our global blog page for general information and updates from other regions.",[12582,12583,22383],"The transition to electronic invoicing via Peppol in Belgium is underway. Learn why starting early matters and how to efficiently prepare your organization for the future.",[16471],"e-invoicing-is-coming-tips-for-a-smooth-start","resources/blog/e-invoicing-is-coming-tips-for-a-smooth-start","2025-12-24",-3850,[],"63684b4f-f5ed-4e6d-8cef-831d8ead2057","2025-12-24T11:30:35.011Z",[29047],{"id":29048,"name":29049,"slug":29050,"published":55,"full_slug":29051,"is_folder":17,"parent_id":12294},121900472200630,"Peppol ID: What it is and how to choose the right identification type","blog-peppol-id","resources/blog/blog-peppol-id",[29053,29056,29059],{"path":29054,"name":29055,"lang":242,"published":55},"resources/blog/e-facturatie-komt-eraan-tips-voor-een-vlotte-start","E-facturatie komt eraan, tips voor een vlotte start",{"path":29057,"name":29058,"lang":244,"published":55},"resources/blog/e-facturation-electronique-arrive-conseils-demarrage-douceur","La facturation électronique arrive, conseils pour un démarrage en douceur",{"path":29060,"name":29061,"lang":248,"published":55},"informationen/blog/e-invoicing-kommt-tipps-fuer-einen-reibungslosen-start","E-Invoicing kommt: Tipps für einen reibungslosen Start",{"name":29063,"created_at":29064,"published_at":29065,"updated_at":29066,"id":29067,"uuid":27948,"content":29068,"slug":30591,"full_slug":30592,"sort_by_date":23209,"position":30593,"tag_list":30594,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":30595,"first_published_at":30596,"release_id":64,"lang":48,"path":64,"alternates":30597,"default_full_slug":30592,"translated_slugs":30603,"_stopResolving":55},"What if your business is not ready for mandatory e-invoicing in Belgium","2025-12-11T10:27:45.280Z","2026-07-06T10:02:18.922Z","2026-07-06T10:02:18.955Z",121893950629459,{"seo":29069,"_uid":29073,"body":29074,"image":30576,"theme":8,"title":29063,"related":30580,"summary":30581,"category":30588,"component":12290,"createdOn":8,"description":30589,"relatedCountries":30590,"excludeFromRelatedList":17},{"_uid":29070,"title":29071,"plugin":34,"description":29072},"f45995af-413a-490e-b75d-0487f99a6ad6","Not ready for e-invoicing 2026? Discover the fines | Blog - Banqup","Mandatory e-invoicing starts Jan 1, 2026 in Belgium. Discover the penalties (up to €5,000), VAT deduction risks, and how to get compliant today.\n","68f8448b-dcd7-4a9c-a5d9-5dd4843fecac",[29075,29085,29428],{"_uid":29076,"align":1515,"image":29077,"theme":48,"buttons":29081,"columns":229,"heading":29063,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":29082,"invertTextColor":55},"74f31634-99e5-462c-baf4-4611fe100368",{"id":29078,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":29079,"copyright":8,"fieldtype":15,"meta_data":29080,"is_external_url":17},121898227216740,"https://a.storyblok.com/f/318078/3840x1017/b250ca70a7/belgium-banner-blog.png",{},[],{"type":50,"content":29083},[29084],{"type":53},{"_uid":29086,"text":29087,"component":714,"background":48},"36dbd31c-7100-47b7-b1e1-c617549438fd",{"type":50,"content":29088},[29089,29108,29116,29128,29137,29158,29167,29184,29216,29224,29233,29255,29264,29272,29281,29305,29314,29322,29331,29387,29396,29417],{"type":3145,"content":29090},[29091],{"type":3148,"content":29092},[29093],{"type":27835,"attrs":29094,"content":29096},{"colspan":3153,"rowspan":3153,"colwidth":29095},[27838],[29097],{"type":53,"attrs":29098,"content":29099},{"textAlign":64},[29100,29102,29103,29107],{"type":3261,"attrs":29101},{"name":27845,"emoji":27846,"fallbackImage":27847},{"text":27849,"type":68},{"text":27851,"type":68,"marks":29104},[29105],{"type":105,"attrs":29106},{"href":27855,"uuid":12263,"anchor":64,"custom":5555,"target":110,"linktype":111},{"text":27857,"type":68},{"type":53,"attrs":29109,"content":29110},{"textAlign":64},[29111],{"text":29112,"type":68,"marks":29113},"From 1 January 2026 all transactions between VAT liable businesses in Belgium must be processed using a valid electronic invoice. Many organisations are still preparing for this transition. Beyond the financial penalties defined by the authorities, late adoption can also cause delays in payments. What does this mean for your organisation and which risks do you face if you are not ready in time",[29114],{"type":7629,"attrs":29115},{"color":7631},{"type":53,"attrs":29117,"content":29118},{"textAlign":64},[29119],{"text":29120,"type":68,"marks":29121},"Start with e invoicing today",[29122,29125,29127],{"type":105,"attrs":29123},{"href":29124,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.banqup.com/register",{"type":7629,"attrs":29126},{"color":11649},{"type":11651},{"type":61,"attrs":29129,"content":29130},{"level":830,"textAlign":64},[29131],{"text":29132,"type":68,"marks":29133},"For whom does the obligation apply? ",[29134,29136],{"type":7629,"attrs":29135},{"color":7631},{"type":71},{"type":53,"attrs":29138,"content":29139},{"textAlign":64},[29140,29145,29153],{"text":29141,"type":68,"marks":29142},"The obligation applies to all VAT liable businesses in Belgium that exchange invoices with other businesses. This includes self employed professionals, micro-companies, medium sized organisations and large enterprises with their own ERP systems. Starting January first 2026 they must send and receive electronic invoices through a recognised channel such as ",[29143],{"type":7629,"attrs":29144},{"color":7631},{"text":12111,"type":68,"marks":29146},[29147,29150,29152],{"type":105,"attrs":29148},{"href":12115,"uuid":12116,"anchor":64,"custom":29149,"target":110,"linktype":111},{},{"type":7629,"attrs":29151},{"color":11649},{"type":11651},{"text":29154,"type":68,"marks":29155},". If one of the parties cannot process a valid e invoice, this creates a legal and administrative issue for both sender and receiver.",[29156],{"type":7629,"attrs":29157},{"color":7631},{"type":61,"attrs":29159,"content":29160},{"level":830,"textAlign":64},[29161],{"text":29162,"type":68,"marks":29163},"Which penalties apply when you do not comply? ",[29164,29166],{"type":7629,"attrs":29165},{"color":7631},{"type":71},{"type":53,"attrs":29168,"content":29169},{"textAlign":64},[29170,29179],{"text":29171,"type":68,"marks":29172},"Electronic invoicing",[29173,29176,29178],{"type":105,"attrs":29174},{"href":28952,"uuid":7775,"anchor":64,"custom":29175,"target":110,"linktype":111},{},{"type":7629,"attrs":29177},{"color":11649},{"type":11651},{"text":29180,"type":68,"marks":29181}," is not an optional form of digitalisation but a legal requirement. The Belgian authorities have defined clear fines for businesses that cannot send or receive valid e invoices.",[29182],{"type":7629,"attrs":29183},{"color":7631},{"type":91,"content":29185},[29186,29196,29206],{"type":94,"content":29187},[29188],{"type":53,"attrs":29189,"content":29190},{"textAlign":64},[29191],{"text":29192,"type":68,"marks":29193},"First offence: € 1.500",[29194],{"type":7629,"attrs":29195},{"color":7631},{"type":94,"content":29197},[29198],{"type":53,"attrs":29199,"content":29200},{"textAlign":64},[29201],{"text":29202,"type":68,"marks":29203},"Second offence: € 3.000",[29204],{"type":7629,"attrs":29205},{"color":7631},{"type":94,"content":29207},[29208],{"type":53,"attrs":29209,"content":29210},{"textAlign":64},[29211],{"text":29212,"type":68,"marks":29213},"Third offence: € 5.000",[29214],{"type":7629,"attrs":29215},{"color":7631},{"type":53,"attrs":29217,"content":29218},{"textAlign":64},[29219],{"text":29220,"type":68,"marks":29221},"In addition, an invoice is not considered valid when it is not exchanged correctly through Peppol. This may result in non deductible VAT which has financial consequences for both sender and receiver. Incorrect or undelivered invoices also cause payment delays and discussions about validity which can put pressure on cash flow.",[29222],{"type":7629,"attrs":29223},{"color":7631},{"type":61,"attrs":29225,"content":29226},{"level":830,"textAlign":64},[29227],{"text":29228,"type":68,"marks":29229},"Will everyone receive a fine immediately?",[29230,29232],{"type":7629,"attrs":29231},{"color":7631},{"type":71},{"type":53,"attrs":29234,"content":29235},{"textAlign":64},[29236,29241,29250],{"text":29237,"type":68,"marks":29238},"The Belgian tax administration provides a short ",[29239],{"type":7629,"attrs":29240},{"color":7631},{"text":29242,"type":68,"marks":29243},"grace period",[29244,29247,29249],{"type":105,"attrs":29245},{"href":27937,"uuid":12221,"anchor":64,"custom":29246,"target":110,"linktype":111},{},{"type":7629,"attrs":29248},{"color":11649},{"type":11651},{"text":29251,"type":68,"marks":29252}," until the end of March 2026 for businesses that can prove they started preparations on time but are not yet fully operational from a technical perspective. The obligation itself remains in force. Businesses must be able to demonstrate that they are actively working on the transition. Those who do nothing cannot rely on this temporary flexibility.",[29253],{"type":7629,"attrs":29254},{"color":7631},{"type":61,"attrs":29256,"content":29257},{"level":830,"textAlign":64},[29258],{"text":29259,"type":68,"marks":29260},"What can you do if you are not ready yet?",[29261,29263],{"type":7629,"attrs":29262},{"color":7631},{"type":71},{"type":53,"attrs":29265,"content":29266},{"textAlign":64},[29267],{"text":29268,"type":68,"marks":29269},"The good news is that becoming Peppol ready is not complicated in most situations. For many companies and especially SMEs a simple registration with an invoicing solution is enough to comply.",[29270],{"type":7629,"attrs":29271},{"color":7631},{"type":61,"attrs":29273,"content":29274},{"level":63,"textAlign":64},[29275],{"text":29276,"type":68,"marks":29277},"Fast steps for self employed professionals and SMEs",[29278,29280],{"type":7629,"attrs":29279},{"color":7631},{"type":71},{"type":53,"attrs":29282,"content":29283},{"textAlign":64},[29284,29289,29300],{"text":29285,"type":68,"marks":29286},"Registering on Peppol via solutions such as the ",[29287],{"type":7629,"attrs":29288},{"color":7631},{"text":29290,"type":68,"marks":29291},"Banqup e invoicing platform",[29292,29297,29299],{"type":105,"attrs":29293},{"href":29294,"uuid":29295,"anchor":64,"custom":29296,"target":110,"linktype":111},"/product/platform","58ba3955-369b-4495-ac6b-f272c81acc89",{},{"type":7629,"attrs":29298},{"color":11649},{"type":11651},{"text":29301,"type":68,"marks":29302}," takes less than thirty minutes. You receive a valid Peppol ID and can immediately send and receive e invoices according to the legal standard.",[29303],{"type":7629,"attrs":29304},{"color":7631},{"type":61,"attrs":29306,"content":29307},{"level":63,"textAlign":64},[29308],{"text":29309,"type":68,"marks":29310},"Getting started quickly in companies with ERP or other systems",[29311,29313],{"type":7629,"attrs":29312},{"color":7631},{"type":71},{"type":53,"attrs":29315,"content":29316},{"textAlign":64},[29317],{"text":29318,"type":68,"marks":29319},"If an integration is required, you can still activate a valid Peppol ID through Banqup so you comply with the law. The connection with your existing systems can then be finalised through a standard connector or API. This avoids delays, fines and invoice processing issues.",[29320],{"type":7629,"attrs":29321},{"color":7631},{"type":61,"attrs":29323,"content":29324},{"level":63,"textAlign":64},[29325],{"text":29326,"type":68,"marks":29327},"Actions to take today to avoid penalties",[29328,29330],{"type":7629,"attrs":29329},{"color":7631},{"type":71},{"type":91,"content":29332},[29333,29357,29367,29377],{"type":94,"content":29334},[29335],{"type":53,"attrs":29336,"content":29337},{"textAlign":64},[29338,29343,29352],{"text":29339,"type":68,"marks":29340},"Request the ",[29341],{"type":7629,"attrs":29342},{"color":7631},{"text":29344,"type":68,"marks":29345},"Peppol ID",[29346,29349,29351],{"type":105,"attrs":29347},{"href":28058,"uuid":28059,"anchor":64,"custom":29348,"target":110,"linktype":111},{},{"type":7629,"attrs":29350},{"color":7631},{"type":11651},{"text":29353,"type":68,"marks":29354}," of customers and suppliers to ensure correct exchange.",[29355],{"type":7629,"attrs":29356},{"color":7631},{"type":94,"content":29358},[29359],{"type":53,"attrs":29360,"content":29361},{"textAlign":64},[29362],{"text":29363,"type":68,"marks":29364},"Check whether your company is already registered and if the Peppol ID is linked to your company number.",[29365],{"type":7629,"attrs":29366},{"color":7631},{"type":94,"content":29368},[29369],{"type":53,"attrs":29370,"content":29371},{"textAlign":64},[29372],{"text":29373,"type":68,"marks":29374},"Document that you submit invoices correctly through Peppol so you can prove compliance in case of disputes.",[29375],{"type":7629,"attrs":29376},{"color":7631},{"type":94,"content":29378},[29379],{"type":53,"attrs":29380,"content":29381},{"textAlign":64},[29382],{"text":29383,"type":68,"marks":29384},"Refer suppliers who are not ready to a solution such as Banqup to avoid delays.",[29385],{"type":7629,"attrs":29386},{"color":7631},{"type":61,"attrs":29388,"content":29389},{"level":830,"textAlign":64},[29390],{"text":29391,"type":68,"marks":29392},"Be ready for Peppol e invoicing in Belgium with Banqup",[29393,29395],{"type":7629,"attrs":29394},{"color":7631},{"type":71},{"type":53,"attrs":29397,"content":29398},{"textAlign":64},[29399,29404,29412],{"text":29400,"type":68,"marks":29401},"If you are not ready yet, there is no need to panic but the deadline should not be ignored. The penalties are clear, the obligation applies to all businesses and the impact of incorrect invoice exchange can be significant. At the same time becoming Peppol ready is easier than many expect. For most companies it is a matter of minutes and larger organisations can use pragmatic interim solutions to comply quickly.The sooner you make the shift, the lower the risk of fines, delays and disputes and the sooner your invoicing runs safely and without errors.Would you like help activating Peppol or guidance to get your organisation ready as fast as possibleWith the Banqup e invoicing solution you can start immediately. Banqup Group supports thousands of companies every day in this transition. 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Beobank customers will be able to connect their Beobank business accounts directly to Banqup, combining trusted banking with a smart, compliant digital workspace.",[29487],{"type":7629,"attrs":29488},{"color":7631},{"type":61,"attrs":29490,"content":29491},{"level":3706,"textAlign":64},[29492],{"text":29493,"type":68,"marks":29494},"Empowering professionals: simplicity meets compliance",[29495,29497],{"type":7629,"attrs":29496},{"color":7631},{"type":71},{"type":53,"attrs":29499,"content":29500},{"textAlign":64},[29501],{"text":29502,"type":68,"marks":29503},"Beobank aims to support and guide her professional clients in a personalized way in their projects and day to day business. Through this partnership, Beobank’s professional clients gain access to an integrated solution that combines ease of use, automation, and regulatory compliance. Banqup simplifies the financial and administrative processes that often slow down small businesses. ",[29504],{"type":7629,"attrs":29505},{"color":7631},{"type":91,"content":29507},[29508,29524,29540,29556],{"type":94,"content":29509},[29510],{"type":53,"attrs":29511,"content":29512},{"textAlign":64},[29513,29519],{"text":29514,"type":68,"marks":29515},"E-invoicing readiness:",[29516,29518],{"type":7629,"attrs":29517},{"color":7631},{"type":71},{"text":29520,"type":68,"marks":29521}," Full compliance with the mandatory Peppol e-invoicing standard for B2B transactions in Belgium, replacing manual and paper-based processes with secure, compliant digital exchange.",[29522],{"type":7629,"attrs":29523},{"color":7631},{"type":94,"content":29525},[29526],{"type":53,"attrs":29527,"content":29528},{"textAlign":64},[29529,29535],{"text":29530,"type":68,"marks":29531},"Accelerated cash flow:",[29532,29534],{"type":7629,"attrs":29533},{"color":7631},{"type":71},{"text":29536,"type":68,"marks":29537}," Create and send professional invoices with embedded payment links to encourage faster settlement. By connecting their Beobank business accounts to the Banqup platform, clients can manage outgoing and incoming payments directly from their familiar banking environment — all while maintaining a clear overview of every transaction in Banqup.",[29538],{"type":7629,"attrs":29539},{"color":7631},{"type":94,"content":29541},[29542],{"type":53,"attrs":29543,"content":29544},{"textAlign":64},[29545,29551],{"text":29546,"type":68,"marks":29547},"Intelligent payment automation:",[29548,29550],{"type":7629,"attrs":29549},{"color":7631},{"type":71},{"text":29552,"type":68,"marks":29553}," Manage and initiate all purchase invoice payments in one central, secure environment, and automatically match payments to invoices.",[29554],{"type":7629,"attrs":29555},{"color":7631},{"type":94,"content":29557},[29558],{"type":53,"attrs":29559,"content":29560},{"textAlign":64},[29561,29567],{"text":29562,"type":68,"marks":29563},"Real-time accountant collaboration:",[29564,29566],{"type":7629,"attrs":29565},{"color":7631},{"type":71},{"text":29568,"type":68,"marks":29569}," Securely share validated invoices and receipts directly with accountants, ensuring accuracy and freeing up valuable time for both parties.",[29570],{"type":7629,"attrs":29571},{"color":7631},{"type":53,"attrs":29573,"content":29574},{"textAlign":64},[29575,29581],{"text":29576,"type":68,"marks":29577},"Nicolas de Beco, CEO of Banqup Group",[29578,29580],{"type":7629,"attrs":29579},{"color":7631},{"type":71},{"text":29582,"type":68,"marks":29583},", commented:",[29584],{"type":7629,"attrs":29585},{"color":7631},{"type":28486,"content":29587},[29588],{"type":53,"attrs":29589,"content":29590},{"textAlign":64},[29591],{"text":29592,"type":68,"marks":29593},"“The digital transformation of the Belgian economy is not a distant goal — it is a mandatory reality, especially with the Peppol deadline approaching. We are proud to partner with Beobank, a bank that is deeply committed to supporting its customers. By introducing Banqup’s compliance and automation features into the customer experience, Beobank ensures its clients stay ahead of regulations while gaining the efficiency needed to thrive. This is a perfect synergy of trusted banking and essential fintech functionality.”",[29594],{"type":7629,"attrs":29595},{"color":7631},{"type":53,"attrs":29597,"content":29598},{"textAlign":64},[29599],{"text":29600,"type":68,"marks":29601},"By including Banqup in its range of professional solutions, Beobank strengthens its support for entrepreneurs and SMEs seeking to streamline their administration and maintain full visibility over their financial activities.",[29602],{"type":7629,"attrs":29603},{"color":7631},{"type":53,"attrs":29605,"content":29606},{"textAlign":64},[29607,29613],{"text":29608,"type":68,"marks":29609},"Koen Spinoy, member of the Executive Committee of Beobank",[29610,29612],{"type":7629,"attrs":29611},{"color":7631},{"type":71},{"text":29614,"type":68,"marks":29615},", added:",[29616],{"type":7629,"attrs":29617},{"color":7631},{"type":28486,"content":29619},[29620],{"type":53,"attrs":29621,"content":29622},{"textAlign":64},[29623],{"text":29624,"type":68,"marks":29625},"“Beobank is committed to being a strong partner for our professional clients. Our collaboration with Banqup allows us to offer them a pragmatic, powerful tool that manages their administrative and compliance obligations, ensuring they can stay focused on their core business. It’s an ideal way to deliver on our promise of innovative and personalized financial solutions that meet our customer’s everyday needs.”",[29626],{"type":7629,"attrs":29627},{"color":7631},{"type":53,"attrs":29629,"content":29630},{"textAlign":64},[29631],{"text":29632,"type":68,"marks":29633},"The Banqup solution will be available to Beobank’s professional clients starting November 2025.",[29634],{"type":7629,"attrs":29635},{"color":7631},{"type":61,"attrs":29637,"content":29638},{"level":22494,"textAlign":64},[29639],{"text":29640,"type":68,"marks":29641},"About Beobank NV",[29642,29644],{"type":7629,"attrs":29643},{"color":7631},{"type":71},{"type":53,"attrs":29646,"content":29647},{"textAlign":64},[29648],{"text":29649,"type":68,"marks":29650},"Beobank NV/SA is a Belgian bank that serves its 790 000 customers daily through its products and services for individuals, self-employed individuals, and SMEs, as well as its network of 190 branches (Retail agencies and PRO Centers). 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From e-invoicing and payments to identity verification and data integration, Banqup provides a unified solution to manage financial and administrative workflows. 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e-invoicing grace period announced in Belgium","2025-12-05T10:18:59.112Z","2026-07-06T10:03:09.945Z","2026-07-06T10:03:10.076Z",119768429052104,{"seo":30057,"_uid":30061,"body":30062,"image":30336,"theme":8,"title":30051,"author":30341,"related":30343,"summary":30344,"category":30350,"component":12290,"createdOn":8,"description":30351,"relatedCountries":30352,"excludeFromRelatedList":17},{"_uid":30058,"title":30059,"plugin":34,"description":30060},"b1762bbf-118b-47ba-8473-afbbfffdb741","E-invoicing Obligation & Grace Period 2026 in Belgium | Banqup","The government provides a 3-month grace period for those not yet ready for the e-invoicing obligation. Read more about the conditions here.","451101bd-4a19-4c98-a7e1-e90f82d839a1",[30063,30075,30288,30326],{"_uid":30064,"align":8,"image":30065,"theme":48,"buttons":30069,"columns":229,"heading":30070,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":30071,"invertTextColor":55},"e096f1e7-a06d-4845-8d4e-5291154b4254",{"id":30066,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":30067,"copyright":8,"fieldtype":15,"meta_data":30068,"is_external_url":17},119837438117629,"https://a.storyblok.com/f/318078/2500x662/1ab795753e/banner-blog-grace-period-2-0-be.png",{},[],"New Belgium grace period, but no postponement of the obligation",{"type":50,"content":30072},[30073],{"type":53,"attrs":30074},{"textAlign":64},{"_uid":30076,"text":30077,"component":714,"background":48},"4f40beca-a346-4ca7-b61d-ac78595f8546",{"type":50,"content":30078},[30079,30098,30112,30117,30122,30127,30132,30141,30146,30154,30204,30209,30214,30265,30280],{"type":3145,"content":30080},[30081],{"type":3148,"content":30082},[30083],{"type":27835,"attrs":30084,"content":30086},{"colspan":3153,"rowspan":3153,"colwidth":30085},[27838],[30087],{"type":53,"attrs":30088,"content":30089},{"textAlign":64},[30090,30092,30093,30097],{"type":3261,"attrs":30091},{"name":27845,"emoji":27846,"fallbackImage":27847},{"text":27849,"type":68},{"text":27851,"type":68,"marks":30094},[30095],{"type":105,"attrs":30096},{"href":27855,"uuid":12263,"anchor":64,"custom":5555,"target":110,"linktype":111},{"text":27857,"type":68},{"type":53,"attrs":30099,"content":30100},{"textAlign":64},[30101,30103,30110],{"text":30102,"type":68},"A significant update has been published for Belgian SMEs and accountants regarding the ",{"text":30104,"type":68,"marks":30105},"mandatory B2B e-invoicing obligation",[30106],{"type":105,"attrs":30107},{"href":30108,"uuid":64,"anchor":64,"custom":30109,"target":110,"linktype":19},"https://www.banqup.com/en-be/resources/blog/what-is-electronic-invoicing",{},{"text":30111,"type":68},". While the requirement officially starts on January 1st  2026, the Minister of Finance announced a grace period in December 2025. This change offers a practical buffer, but it is important to understand that the legal obligation itself remains unchanged.",{"type":61,"attrs":30113,"content":30114},{"level":830,"textAlign":64},[30115],{"text":30116,"type":68},"What changes on January 1st 2026?",{"type":53,"attrs":30118,"content":30119},{"textAlign":64},[30120],{"text":30121,"type":68},"The mandatory B2B e-invoicing obligation in Belgium officially begins for businesses on  January 1st 2026. This means businesses must be ready to send and receive invoices electronically via a structured network, specifically the PEPPOL network. The goal is a standardised, fully digital invoicing process across the country.",{"type":61,"attrs":30123,"content":30124},{"level":830,"textAlign":64},[30125],{"text":30126,"type":68},"Newly announced grace period for the e-invoicing obligation",{"type":53,"attrs":30128,"content":30129},{"textAlign":64},[30130],{"text":30131,"type":68},"In december, the Minister of Finance announced an e-invoicing grace period, intended as a transitional phase for businesses. This grace period runs until the end of March 2026.",{"type":53,"attrs":30133,"content":30134},{"textAlign":64},[30135,30139],{"text":30136,"type":68,"marks":30137},"The grace period does not postpone the e-invoicing obligation",[30138],{"type":71},{"text":30140,"type":68},"; it remains in force from January 1st, 2026. The tolerance relates to the imposition of administrative fines. During this three-month window, no administrative fines will be imposed, provided that businesses can demonstrate they have taken all timely and reasonable measures to comply, but that, for example, certain software was not supplied.",{"type":61,"attrs":30142,"content":30143},{"level":830,"textAlign":64},[30144],{"text":30145,"type":68},"What businesses should do now",{"type":53,"attrs":30147,"content":30148},{"textAlign":64},[30149],{"text":30150,"type":68,"marks":30151},"Businesses should view the grace period as a final, valuable opportunity to ensure full compliance, rather than a delay of the obligation. Start preparing today:",[30152],{"type":7629,"attrs":30153},{"color":7631},{"type":91,"content":30155},[30156,30172,30188],{"type":94,"content":30157},[30158],{"type":53,"attrs":30159,"content":30160},{"textAlign":64},[30161,30167],{"text":30162,"type":68,"marks":30163},"Choose the right software:",[30164,30166],{"type":7629,"attrs":30165},{"color":7631},{"type":71},{"text":30168,"type":68,"marks":30169}," Ensure you select the right software to send and receive your e-invoices. The chosen solution must be reliable and fully PEPPOL-compatible.",[30170],{"type":7629,"attrs":30171},{"color":7631},{"type":94,"content":30173},[30174],{"type":53,"attrs":30175,"content":30176},{"textAlign":64},[30177,30183],{"text":30178,"type":68,"marks":30179},"Register on the PEPPOL network:",[30180,30182],{"type":7629,"attrs":30181},{"color":7631},{"type":71},{"text":30184,"type":68,"marks":30185}," Immediately activate your connection to the PEPPOL network. This allows your partners (customers or suppliers) to find you and send invoices via the network to you.",[30186],{"type":7629,"attrs":30187},{"color":7631},{"type":94,"content":30189},[30190],{"type":53,"attrs":30191,"content":30192},{"textAlign":64},[30193,30199],{"text":30194,"type":68,"marks":30195},"Document your preparations:",[30196,30198],{"type":7629,"attrs":30197},{"color":7631},{"type":71},{"text":30200,"type":68,"marks":30201}," Because the grace period requires you to have taken \"timely and reasonable\" preparatory steps, it is essential to document all steps you undertake.",[30202],{"type":7629,"attrs":30203},{"color":7631},{"type":61,"attrs":30205,"content":30206},{"level":830,"textAlign":64},[30207],{"text":30208,"type":68},"How Banqup helps you get ready",{"type":53,"attrs":30210,"content":30211},{"textAlign":64},[30212],{"text":30213,"type":68},"At Banqup, we want to make your transition to mandatory e-invoicing as easy as possible. We ensure you meet the requirements of the new law without complexity.",{"type":91,"content":30215},[30216,30227,30243,30254],{"type":94,"content":30217},[30218],{"type":53,"attrs":30219,"content":30220},{"textAlign":64},[30221,30225],{"text":30222,"type":68,"marks":30223},"E-invoicing via the PEPPOL network",[30224],{"type":71},{"text":30226,"type":68},": Instantly send and receive structured e-invoices via the required PEPPOL network, guaranteeing compliance from day one.",{"type":94,"content":30228},[30229],{"type":53,"attrs":30230,"content":30231},{"textAlign":64},[30232,30241],{"text":30233,"type":68,"marks":30234},"Complete onboarding",[30235,30240],{"type":105,"attrs":30236},{"href":30237,"uuid":30238,"anchor":64,"custom":30239,"target":156,"linktype":111},"/resources/blog/strong-verification-for-secure-e-invoicing","772d8048-91b7-4323-a40f-018a9ac4281c",{},{"type":71},{"text":30242,"type":68},": Set up your business quickly and start issuing compliant invoices immediately. This allows you to use the grace period for testing, not panic.",{"type":94,"content":30244},[30245],{"type":53,"attrs":30246,"content":30247},{"textAlign":64},[30248,30252],{"text":30249,"type":68,"marks":30250},"Integrations with accounting tools",[30251],{"type":71},{"text":30253,"type":68},": Seamlessly connect Banqup with your existing accounting or ERP systems. This minimises disruption to your current workflows.",{"type":94,"content":30255},[30256],{"type":53,"attrs":30257,"content":30258},{"textAlign":64},[30259,30263],{"text":30260,"type":68,"marks":30261},"Compliance Updates & Support",[30262],{"type":71},{"text":30264,"type":68},": Access a platform that stays up-to-date with the latest Belgian regulatory changes, supported by a professional team.",{"type":53,"attrs":30266,"content":30267},{"textAlign":64},[30268,30270,30278],{"text":30269,"type":68},"Don't wait until the grace period expires to become compliant. The obligation starts on 1 January 2026, and Banqup offers the ",{"text":30271,"type":68,"marks":30272},"clear, action-oriented e-invoicing solution",[30273],{"type":105,"attrs":30274},{"href":30275,"uuid":30276,"anchor":64,"custom":30277,"target":156,"linktype":111},"/product/","d148afeb-5443-4976-8491-980dba6df8da",{},{"text":30279,"type":68}," you need today to be fully prepared.",{"type":53,"attrs":30281,"content":30282},{"textAlign":64},[30283],{"text":6769,"type":68,"marks":30284},[30285],{"type":105,"attrs":30286},{"href":28688,"uuid":28689,"anchor":64,"custom":30287,"target":156,"linktype":111},{},{"_uid":30289,"buttons":30290,"heading":30291,"tagline":8,"component":7928,"questions":30292,"background":48,"description":30323},"907632e1-b519-4656-b218-576de671835f",[],"Short FAQ",[30293,30303,30313],{"_uid":30294,"title":30295,"answer":30296,"component":7942},"82bfa5b1-d277-4c1a-b51e-6c27c7fb78d0","Does the grace period postpone the e-invoicing obligation?",{"type":50,"content":30297},[30298],{"type":53,"attrs":30299,"content":30300},{"textAlign":64},[30301],{"text":30302,"type":68},"No. The FPS Finance confirms that the e-invoicing obligation remains in force from 1 January 2026. The grace period only defers the imposition of administrative fines under specific conditions until the end of March 2026.",{"_uid":30304,"title":30305,"answer":30306,"component":7942},"694a3f92-1bb5-48bb-aed3-aea9eb52c876","What is the condition for avoiding a fine during the grace period?",{"type":50,"content":30307},[30308],{"type":53,"attrs":30309,"content":30310},{"textAlign":64},[30311],{"text":30312,"type":68},"Businesses must demonstrate they have taken all timely and reasonable measures to comply, but that, for example, certain software was not supplied.",{"_uid":30314,"title":30315,"answer":30316,"component":7942},"9313c5be-208d-4987-879b-a2efd3bd70b4","What is the PEPPOL network in this context?",{"type":50,"content":30317},[30318],{"type":53,"attrs":30319,"content":30320},{"textAlign":64},[30321],{"text":30322,"type":68},"PEPPOL is the mandatory structured network that Belgian businesses must use to exchange electronic B2B invoices and thus comply with the new legal requirements.",{"type":50,"content":30324},[30325],{"type":53},{"_uid":30327,"cards":30328,"buttons":30332,"heading":11793,"tagline":8,"component":11794,"background":48,"description":30333},"2fb9c62a-2466-43da-a33b-b78ca50869f9",[30329,28888,30330,30331],"965cd56c-a1e1-4b9f-91e0-5d4be70b6615","b1053b54-fb5c-4fe3-9ea0-e1618f517814","d4773082-f741-41a3-8f69-0e2fb69decff",[],{"type":50,"content":30334},[30335],{"type":53},{"id":30337,"alt":30338,"name":8,"focus":8,"title":30338,"source":8,"filename":30339,"copyright":8,"fieldtype":15,"meta_data":30340,"is_external_url":17},119836732278496,"new e-invoicing grace period announced in Belgium","https://a.storyblok.com/f/318078/1000x677/a8a563ad48/blog-card-cornered-grace-period-2-0.png",{"alt":30338,"title":30338,"source":8,"copyright":8},[30342],"41745941-c981-464a-af26-86dabe774fa4",[],{"type":50,"content":30345},[30346],{"type":53,"attrs":30347,"content":30348},{"textAlign":64},[30349],{"text":29035,"type":68},[12582,12583,22383],"A key update for Belgian SMEs and accountants: B2B e-invoicing becomes mandatory on January 1, 2026, but a grace period will start in December 2025. 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Learn how Belgian businesses can automate processes securely and save costs.",[30623,30633,31085],{"_uid":29076,"align":1515,"image":30624,"theme":48,"buttons":30628,"columns":229,"heading":30629,"padding":1339,"tagline":8,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":30630,"invertTextColor":55},{"id":30625,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":30626,"copyright":8,"fieldtype":15,"meta_data":30627,"is_external_url":17},124438589748341,"https://a.storyblok.com/f/318078/2500x662/ad55d52570/banner-blog-self-billing.png",{},[],"Self-billing via Peppol: Streamline your invoicing process",{"type":50,"content":30631},[30632],{"type":53},{"_uid":29086,"text":30634,"component":714,"background":48},{"type":50,"content":30635},[30636,30661,30680,30685,30698,30703,30739,30748,30769,30794,30820,30846,30855,30869,30885,30920,30925,30950,30958,30967,30975,30987,30999,31008,31016,31028,31036,31055,31065],{"type":3145,"content":30637},[30638],{"type":3148,"content":30639},[30640],{"type":3151,"attrs":30641,"content":30643},{"colspan":3153,"rowspan":3153,"colwidth":30642,"backgroundColor":64},[27838],[30644],{"type":53,"attrs":30645,"content":30646},{"textAlign":64},[30647,30651,30655],{"type":3261,"attrs":30648,"marks":30649},{"name":27845,"emoji":27846,"fallbackImage":27847},[30650],{"type":71},{"text":30652,"type":68,"marks":30653}," While the general self-billing concepts and Peppol standards discussed below are applicable across the entire Peppol network, the specific regulatory details and examples are primarily focused on Belgium. For broader information and updates from other regions, please visit our ",[30654],{"type":71},{"text":30656,"type":68,"marks":30657},"global blog page. ",[30658,30660],{"type":105,"attrs":30659},{"href":27855,"uuid":12263,"anchor":64,"custom":5555,"target":110,"linktype":111},{"type":71},{"type":53,"attrs":30662,"content":30663},{"textAlign":64},[30664,30669,30675],{"text":30665,"type":68,"marks":30666},"Self-billing is currently a hot topic in the financial and administrative world. In self-billing, the ",[30667],{"type":7629,"attrs":30668},{"color":7631},{"text":30670,"type":68,"marks":30671},"customer (buyer) creates and sends the invoice to their supplier",[30672,30674],{"type":7629,"attrs":30673},{"color":7631},{"type":71},{"text":30676,"type":68,"marks":30677},", reversing the traditional process where suppliers issue invoices to buyers. The supplier simply reviews and approves instead of generating it themselves.",[30678],{"type":7629,"attrs":30679},{"color":7631},{"type":61,"attrs":30681,"content":30682},{"level":830,"textAlign":64},[30683],{"text":30684,"type":68},"Self-billing via Peppol",{"type":53,"attrs":30686,"content":30687},{"textAlign":64},[30688,30690,30696],{"text":30689,"type":68},"In ",{"text":16471,"type":68,"marks":30691},[30692],{"type":105,"attrs":30693},{"href":30694,"uuid":64,"anchor":64,"custom":30695,"target":110,"linktype":19},"https://www.banqup.com/en-be/resources/blog/belgium-s-2026-e-invoicing-mandate-what-have-we-learned-so-far-",{},{"text":30697,"type":68},", self-billing via Peppol is fully possible and compliant with VAT legislation for registered businesses. More broadly, in jurisdictions where Peppol is used or accepted, self-billing can be implemented as a structured, standardized process, helping companies simplify and accelerate their administration.",{"type":61,"attrs":30699,"content":30700},{"level":830,"textAlign":64},[30701],{"text":30702,"type":68},"Technical update: The Peppol Hotfix",{"type":53,"attrs":30704,"content":30705},{"textAlign":64},[30706,30708,30715,30717,30724,30731,30733,30737],{"text":30707,"type":68},"To ensure ongoing compliance and international interoperability, the ",{"text":30709,"type":68,"marks":30710},"Peppol BIS Self-Billing 3.0.1 Hotfix",[30711],{"type":105,"attrs":30712},{"href":30713,"uuid":64,"anchor":64,"custom":30714,"target":110,"linktype":19},"https://docs.peppol.eu/poacc/self-billing/3.0/v3.0.1/",{},{"text":30716,"type":68}," was released in March 2026. 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It furthermore confirms that in a self-billing flow, the ",{"text":30734,"type":68,"marks":30735},"buyer is the invoice issuer and the supplier is the invoice receiver",[30736],{"type":71},{"text":30738,"type":68},", directly affecting how B2B e-invoices are structured and validated across the Peppol network.",{"type":61,"attrs":30740,"content":30741},{"level":830,"textAlign":64},[30742],{"text":30743,"type":68,"marks":30744},"Benefits of self-billing",[30745,30747],{"type":7629,"attrs":30746},{"color":7631},{"type":71},{"type":53,"attrs":30749,"content":30750},{"textAlign":64},[30751,30757,30758,30764],{"text":30752,"type":68,"marks":30753},"Simplified processes:",[30754,30756],{"type":7629,"attrs":30755},{"color":7631},{"type":71},{"type":78},{"text":30759,"type":68,"marks":30760},"Self-billing automates invoice creation",[30761,30763],{"type":7629,"attrs":30762},{"color":7631},{"type":71},{"text":30765,"type":68,"marks":30766}," based on contracts or purchase orders, significantly reducing the risk of manual errors.",[30767],{"type":7629,"attrs":30768},{"color":7631},{"type":53,"attrs":30770,"content":30771},{"textAlign":64},[30772,30778,30779,30781,30785,30787,30792],{"text":30773,"type":68,"marks":30774},"Full legal compliance:",[30775,30777],{"type":7629,"attrs":30776},{"color":7631},{"type":71},{"type":78},{"text":30780,"type":68},"With mandatory B2B e-invoicing now in place in Belgium, ",{"text":30782,"type":68,"marks":30783},"Peppol ensures that invoices meet stringent European standards",[30784],{"type":71},{"text":30786,"type":68}," such as ",{"text":23454,"type":68,"marks":30788},[30789],{"type":105,"attrs":30790},{"href":25167,"uuid":25168,"anchor":64,"custom":30791,"target":110,"linktype":111},{},{"text":30793,"type":68},", allowing organizations to remain automatically compliant with national and international legislation.",{"type":53,"attrs":30795,"content":30796},{"textAlign":64},[30797,30803,30804,30809,30815],{"text":30798,"type":68,"marks":30799},"Efficiency and speed:",[30800,30802],{"type":7629,"attrs":30801},{"color":7631},{"type":71},{"type":78},{"text":30805,"type":68,"marks":30806},"Invoices are created, sent, approved, and processed ",[30807],{"type":7629,"attrs":30808},{"color":7631},{"text":30810,"type":68,"marks":30811},"faster",[30812,30814],{"type":7629,"attrs":30813},{"color":7631},{"type":71},{"text":30816,"type":68,"marks":30817},", which significantly reduces payment cycle times.",[30818],{"type":7629,"attrs":30819},{"color":7631},{"type":53,"attrs":30821,"content":30822},{"textAlign":64},[30823,30829,30830,30835,30841],{"text":30824,"type":68,"marks":30825},"Cost savings:",[30826,30828],{"type":7629,"attrs":30827},{"color":7631},{"type":71},{"type":78},{"text":30831,"type":68,"marks":30832},"By reducing administrative burdens, paper usage, and manual checks, ",[30833],{"type":7629,"attrs":30834},{"color":7631},{"text":30836,"type":68,"marks":30837},"operational costs decrease",[30838,30840],{"type":7629,"attrs":30839},{"color":7631},{"type":71},{"text":30842,"type":68,"marks":30843},". 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0z\"/>",{"left":7163,"top":7163,"width":32230,"height":32230,"rotate":7163,"vFlip":17,"hFlip":17,"body":32231},512,"\u003Cmask id=\"SVGuywqVbel\">\u003Ccircle cx=\"256\" cy=\"256\" r=\"256\" fill=\"#fff\"/>\u003C/mask>\u003Cg mask=\"url(#SVGuywqVbel)\">\u003Cpath fill=\"#333\" d=\"M0 0h167l38.2 252.6L167 512H0z\"/>\u003Cpath fill=\"#d80027\" d=\"M345 0h167v512H345l-36.7-256z\"/>\u003Cpath fill=\"#ffda44\" d=\"M167 0h178v512H167z\"/>\u003C/g>",{"stories":32233,"total":38815},[32234,32268,32291,32651,33785,34729,35368,35987,37062,37940],{"name":32235,"created_at":32236,"published_at":64,"updated_at":32236,"id":32237,"uuid":32238,"content":32239,"slug":32254,"full_slug":32255,"sort_by_date":64,"position":32256,"tag_list":32257,"is_startpage":17,"parent_id":32258,"meta_data":64,"group_id":32259,"first_published_at":64,"release_id":64,"lang":48,"path":64,"alternates":32260,"default_full_slug":32255,"translated_slugs":32261},"The great e-invoicing retrospective: How Belgium transformed digitally in one year","2026-07-08T21:40:26.768Z",196023200874467,"8ee14bbe-abc8-4a99-b820-980c4eeef8b0",{"seo":8,"_uid":32240,"body":32241,"image":32242,"title":32235,"related":32248,"category":32249,"component":12290,"createdOn":32250,"description":32251,"relatedCountries":32252,"_editable":32253},"7920318c-84b0-4f4f-b4c5-7aaff410071e",[],{"id":32243,"alt":32244,"name":8,"focus":8,"title":32245,"source":8,"filename":32246,"copyright":8,"fieldtype":15,"meta_data":32247,"is_external_url":17},169374199371676,"blog_market_research_ITAA","market_research_ITAA","https://a.storyblok.com/f/318078/6361x4243/72bb36936e/istock-1245951632.jpg",{"alt":32244,"title":32245,"source":8,"copyright":8},[],[22383,12583,11807],"2025-11-30 00:00","How did Belgium transform digitally in one year? Explore the ITAA survey results: from 25% to 85% e-invoicing adoption. Discover the data, trends, and lessons learned.",[16471],"\u003C!--#storyblok#{\"name\": \"blogPage\", \"space\": \"318078\", \"uid\": \"7920318c-84b0-4f4f-b4c5-7aaff410071e\", \"id\": \"196023200874467\"}-->","e-invoicing-belgium-2025-billtobox-itaa-retrospective","insights/news-resources-trends/e-invoicing-belgium-2025-billtobox-itaa-retrospective",-500,[],183851053940945,"3fb766f9-03a9-4d9b-9d95-2c20d7dc9cc8",[],[32262,32264,32266],{"path":32263,"name":64,"lang":242,"published":64},"inzichten/nieuws-ideeen-trends/e-invoicing-belgium-2025-billtobox-itaa-retrospective",{"path":32265,"name":64,"lang":244,"published":64},"perspectives/actualites-ressources-tendances/e-invoicing-belgium-2025-billtobox-itaa-retrospective",{"path":32267,"name":64,"lang":248,"published":64},"insights/news-ressourcen-trends/e-invoicing-belgium-2025-billtobox-itaa-retrospective",{"name":32235,"created_at":32269,"published_at":64,"updated_at":32270,"id":32271,"uuid":32272,"content":32273,"slug":32254,"full_slug":32281,"sort_by_date":64,"position":32282,"tag_list":32283,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":32284,"first_published_at":64,"release_id":64,"lang":48,"path":64,"alternates":32285,"default_full_slug":32281,"translated_slugs":32286},"2026-04-24T13:47:17.554Z","2026-04-24T14:27:46.980Z",169364838659423,"47ae04fc-d039-4770-8d75-594db5a147c3",{"seo":8,"_uid":32240,"body":32274,"image":32275,"title":32235,"related":32277,"category":32278,"component":12290,"createdOn":32250,"description":32251,"relatedCountries":32279,"_editable":32280},[],{"id":32243,"alt":32244,"name":8,"focus":8,"title":32245,"source":8,"filename":32246,"copyright":8,"fieldtype":15,"meta_data":32276,"is_external_url":17},{"alt":32244,"title":32245,"source":8,"copyright":8},[],[22383,12583,11807],[16471],"\u003C!--#storyblok#{\"name\": \"blogPage\", \"space\": \"318078\", \"uid\": \"7920318c-84b0-4f4f-b4c5-7aaff410071e\", \"id\": \"169364838659423\"}-->","resources/blog/e-invoicing-belgium-2025-billtobox-itaa-retrospective",-4940,[],"7e40726a-7f12-4f8c-89d6-e09c621f8877",[],[32287,32288,32289],{"path":32281,"name":64,"lang":242,"published":64},{"path":32281,"name":64,"lang":244,"published":64},{"path":32290,"name":64,"lang":248,"published":64},"informationen/blog/e-invoicing-belgium-2025-billtobox-itaa-retrospective",{"name":12598,"created_at":32292,"published_at":64,"updated_at":32293,"id":12597,"uuid":32294,"content":32295,"slug":12599,"full_slug":12600,"sort_by_date":32635,"position":32636,"tag_list":32637,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":12593,"first_published_at":32638,"release_id":64,"lang":48,"path":64,"alternates":32639,"default_full_slug":12600,"translated_slugs":32641},"2026-07-09T14:16:29.435Z","2026-07-10T14:30:47.172Z","b4b9fdcb-4a81-4e08-b7ed-86dbafbdddbd",{"seo":32296,"_uid":12406,"body":32299,"image":32555,"theme":8,"title":12598,"related":32559,"summary":32560,"category":32630,"component":12290,"createdOn":32631,"description":32632,"relatedCountries":32633,"transparentNavigation":17,"excludeFromRelatedList":17,"_editable":32634},{"_uid":12403,"title":32297,"plugin":34,"description":32298},"5 Tips to turn e-invoicing into a time-saver","Tired of manually re-entering invoicing data over and over? Discover why Peppol e-invoicing is slowing Belgian SMEs down and how Banqup wins your time back.",[32300,32445,32470,32548],{"_uid":12409,"text":32301,"component":714,"background":48,"_editable":32444},{"type":50,"content":32302},[32303,32310,32315,32320,32325,32333,32341,32360,32362,32367,32372,32377,32382,32387,32392,32397,32402,32407,32412,32417,32422,32424,32429,32434,32439],{"type":53,"attrs":32304,"content":32305},{"textAlign":64},[32306],{"text":32307,"type":68,"marks":32308},"Mandatory electronic B2B invoicing via the Peppol network has been officially in effect in Belgium since January 1st, 2026. The initial grace and tolerance periods are firmly behind us, and non-compliance fines are actively being issued. Yet, the general sentiment among Belgian business owners remains incredibly mixed.",[32309],{"type":71},{"type":53,"attrs":32311,"content":32312},{"textAlign":64},[32313],{"text":32314,"type":68},"Recent market research among Belgian SMEs highlights a frustrating reality: the promised land of administrative simplification has turned into a logistical headache for many. Barely half of surveyed businesses report experiencing actual time savings, while a significant portion feel the mandate has added administrative overhead rather than reducing it. For many entrepreneurs, managing financial administration simply felt easier before the mandate took effect.",{"type":53,"attrs":32316,"content":32317},{"textAlign":64},[32318],{"text":32319,"type":68},"How did an initiative designed to streamline business workflows cause so much friction? More importantly, how can you pivot your business to make sure you are on the winning side of the efficiency curve?",{"type":61,"attrs":32321,"content":32322},{"level":830,"textAlign":64},[32323],{"text":32324,"type":68},"The last-minute registration trap",{"type":53,"attrs":32326,"content":32327},{"textAlign":64},[32328],{"text":32329,"type":68,"marks":32330},"The root cause of this widespread frustration is easily found in the timeline of adoption. A clear majority of Belgian businesses waited until the final months, or even after the deadline, to register on the Peppol network.",[32331],{"type":7629,"attrs":32332},{"color":7631},{"type":53,"attrs":32334,"content":32335},{"textAlign":64},[32336],{"text":32337,"type":68,"marks":32338},"This final-hour rush triggered a massive surge in businesses grabbing the closest, free, or standalone tool available just to stay legally compliant. Unfortunately, these basic systems were rarely chosen with operational integration in mind.",[32339],{"type":7629,"attrs":32340},{"color":7631},{"type":53,"attrs":32342,"content":32343},{"textAlign":64},[32344,32349,32355],{"text":32345,"type":68,"marks":32346},"As a result, thousands of independent business owners are now trapped in a ",[32347],{"type":7629,"attrs":32348},{"color":7631},{"text":32350,"type":68,"marks":32351},"frustrating double-entry loop",[32352,32354],{"type":7629,"attrs":32353},{"color":7631},{"type":71},{"text":32356,"type":68,"marks":32357},". They type an invoice once into their basic Peppol tool to legally send it to a B2B client, and then manually type it a second time into their accounting or ERP software because the two systems cannot communicate with each other. With workflows this fragmented, it is no surprise that error rates are up and the promised efficiency is nowhere to be found.",[32358],{"type":7629,"attrs":32359},{"color":7631},{"type":53,"attrs":32361},{"textAlign":64},{"type":61,"attrs":32363,"content":32364},{"level":830,"textAlign":64},[32365],{"text":32366,"type":68},"5 tips to use Peppol more efficiently",{"type":53,"attrs":32368,"content":32369},{"textAlign":64},[32370],{"text":32371,"type":68},"Peppol isn't the problem, the lack of integration is. Here are 5 concrete tips to take back control and make e-invoicing actually work for your business.",{"type":61,"attrs":32373,"content":32374},{"level":63,"textAlign":64},[32375],{"text":32376,"type":68},"Tip 1: Stop manual double entry (choose compatible software)",{"type":53,"attrs":32378,"content":32379},{"textAlign":64},[32380],{"text":32381,"type":68},"The biggest challenge of the Peppol implementation in Belgium is software fragmentation. Stop using isolated, standalone apps. Instead, choose a solution that acts as a quiet bridge between your billing tools, CRM, and ERP software. When data flows automatically across your systems, you completely eliminate the need for manual double data entry and reduce human error to zero.",{"type":61,"attrs":32383,"content":32384},{"level":63,"textAlign":64},[32385],{"text":32386,"type":68},"Tip 2: Automate your accountant collaboration",{"type":53,"attrs":32388,"content":32389},{"textAlign":64},[32390],{"text":32391,"type":68},"Instead of wasting days gathering invoices and receipts at the close of every quarter, you can automate this entire workflow. A connected e-invoicing platform grants your accountant secure, real-time access to a digital archive. This keeps your books constantly updated, freeing up your financial advisor’s time to offer proactive business guidance rather than chasing paperwork.",{"type":61,"attrs":32393,"content":32394},{"level":63,"textAlign":64},[32395],{"text":32396,"type":68},"Tip 3: Use a smart Peppol gateway for validation and error tracking",{"type":53,"attrs":32398,"content":32399},{"textAlign":64},[32400],{"text":32401,"type":68},"Many SMEs struggle with cryptic technical error messages or \"invisible\" invoices that seem to vanish into the network. An advanced gateway automatically validates your documents against official UBL/XML formatting standards before they are sent. Furthermore, thanks to Invoice Message Responses (IMRs), you get a digital 'read receipt' so you know exactly when your transaction has been successfully received.",{"type":61,"attrs":32403,"content":32404},{"level":63,"textAlign":64},[32405],{"text":32406,"type":68},"Tip 4: Shield your back end from invoicing fraud",{"type":53,"attrs":32408,"content":32409},{"textAlign":64},[32410],{"text":32411,"type":68},"Digital invoice fraud is on the rise. An integrated platform runs automatic compliance checks in the background by verifying the VAT and CBE (KBO) numbers of your trading partners. This shields your business from ghost invoices and ensures your administration complies with strict regulations without you having to lift a finger.",{"type":61,"attrs":32413,"content":32414},{"level":63,"textAlign":64},[32415],{"text":32416,"type":68},"Tip 5: Link your bank account for direct reconciliation",{"type":53,"attrs":32418,"content":32419},{"textAlign":64},[32420],{"text":32421,"type":68},"True administrative peace of mind happens when your invoicing hub connects directly to your financial accounts. This allows incoming and outgoing transactions to match up against open bills automatically. It gives you a crystal-clear, real-time overview of your working capital while running your payment reminder loops on autopilot.",{"type":53,"attrs":32423},{"textAlign":64},{"type":61,"attrs":32425,"content":32426},{"level":830,"textAlign":64},[32427],{"text":32428,"type":68},"Conclusion: Choosing efficiency over simple compliance",{"type":53,"attrs":32430,"content":32431},{"textAlign":64},[32432],{"text":32433,"type":68},"The market has evolved, and structured e-invoicing via Peppol is here to stay. However, the software infrastructure you build around it dictates whether it acts as an operational bottleneck or an efficiency driver for your company. Businesses clinging to basic, disconnected tools will continue to burn valuable hours on manual corrections.",{"type":53,"attrs":32435,"content":32436},{"textAlign":64},[32437],{"text":32438,"type":68},"Navigating this landscape with an integrated ecosystem allows you to unlock the real rewards of the mandate: less paperwork, faster payments, solid fraud security, and a seamless workflow. It requires an intentional choice in your digital tooling, but it pays back immediate dividends in the exact currency e-invoicing promised from day one: time.",{"type":53,"attrs":32440,"content":32441},{"textAlign":64},[32442],{"text":32443,"type":68},"At Banqup, we believe that your time is best spent on what you do best: running and growing your business. Financial administration should support you, not slow you down. That is exactly why we designed our platform with these essential integrations in mind. By acting as the seamless bridge between your daily workflows, your accountant, and the Peppol network, Banqup takes care of the backend complexity so you can look forward to an administration that practically runs itself.","\u003C!--#storyblok#{\"name\": \"richText\", \"space\": \"318078\", \"uid\": \"44fb936c-0f39-466f-9849-631eab313300\", \"id\": \"196267988780663\"}-->",{"_uid":12545,"align":1515,"image":32446,"theme":129,"buttons":32448,"columns":142,"heading":32461,"padding":1339,"tagline":8,"component":1340,"variation":1591,"background":1371,"headingTag":1342,"description":32462,"invertTextColor":17,"_editable":32469},{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":32447},{},[32449,32454],{"_uid":12550,"link":32450,"size":8,"title":32452,"variant":8,"component":158,"arrowRight":17,"_editable":32453},{"id":1385,"url":8,"target":156,"linktype":111,"fieldtype":20,"cached_url":1432,"story":32451},{"name":1380,"id":1629,"uuid":1385,"slug":2134,"url":1432,"full_slug":1432,"_stopResolving":55},"Explore our features","\u003C!--#storyblok#{\"name\": \"button\", \"space\": \"318078\", \"uid\": \"b06c89d4-e3eb-4db4-819f-67bfedb7e79e\", \"id\": \"196267988780663\"}-->",{"_uid":32455,"link":32456,"size":8,"title":6769,"variant":8,"component":158,"_editable":32460},"5a19219e-3cf1-46d3-8097-06fa064b83ed",{"id":28689,"url":8,"target":156,"linktype":111,"fieldtype":20,"cached_url":32457,"story":32458},"home",{"name":32457,"id":32459,"uuid":28689,"slug":32457,"url":28688,"full_slug":32457,"_stopResolving":55},609429474,"\u003C!--#storyblok#{\"name\": \"button\", \"space\": \"318078\", \"uid\": \"5a19219e-3cf1-46d3-8097-06fa064b83ed\", \"id\": \"196267988780663\"}-->","From burden to advantage",{"type":50,"content":32463},[32464],{"type":53,"attrs":32465,"content":32466},{"textAlign":64},[32467],{"text":32468,"type":68},"Ready to transform your business administration? Turn this legal obligation into a streamlined operational advantage today.","\u003C!--#storyblok#{\"name\": \"cta\", \"space\": \"318078\", \"uid\": \"7998de9e-a1e2-49c9-a904-550cd2adb13f\", \"id\": \"196267988780663\"}-->",{"_uid":32471,"theme":8,"buttons":32472,"heading":7927,"tagline":8,"component":7928,"questions":32473,"background":48,"spacingTop":8,"description":32541,"spacingBottom":8,"hideBackgroundShapes":17,"_editable":32547},"b8fad7dd-5a42-48f6-b5b8-5ec9598840c9",[],[32474,32485,32509],{"_uid":32475,"title":32476,"answer":32477,"component":7942,"_editable":32484},"3f50e753-063a-48bc-bccc-d36ee86830bd","What are the most common difficulties and biggest challenges with Peppol implementation in Belgium? ",{"type":50,"content":32478},[32479],{"type":53,"attrs":32480,"content":32481},{"textAlign":64},[32482],{"text":32483,"type":68},"The main friction points are disconnected software systems (tools that don't talk to each other) and the risk of overlooked bills, as e-invoices land directly inside software rather than an email inbox. Manually fixing faulty UBL/XML files also adds significant administrative overhead for businesses without automated validation.","\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"3f50e753-063a-48bc-bccc-d36ee86830bd\", \"id\": \"196267988780663\"}-->",{"_uid":32486,"title":32487,"answer":32488,"component":7942,"_editable":32508},"4b1b498f-7e7d-4a80-a3df-c7bb4aaad75b","Which software solutions help solve Peppol issues, and what is compatible with my accounting? ",{"type":50,"content":32489},[32490],{"type":53,"attrs":32491,"content":32492},{"textAlign":64},[32493,32498,32503],{"text":32494,"type":68,"marks":32495},"Integrated platforms like ",[32496],{"type":7629,"attrs":32497},{"color":7631},{"text":6,"type":68,"marks":32499},[32500,32502],{"type":7629,"attrs":32501},{"color":7631},{"type":71},{"text":32504,"type":68,"marks":32505}," directly resolve these issues. Banqup is an approved Peppol Access Point that works with almost any software. This means it connects smoothly with nearly all popular accounting and business systems used in Belgium.",[32506],{"type":7629,"attrs":32507},{"color":7631},"\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"4b1b498f-7e7d-4a80-a3df-c7bb4aaad75b\", \"id\": \"196267988780663\"}-->",{"_uid":32510,"title":32511,"answer":32512,"component":7942,"_editable":32540},"befd64b1-4592-481c-bb97-d1676421cd77","How do I understand Peppol error messages, and what are the best validation services?",{"type":50,"content":32513},[32514,32522,32530,32538],{"type":53,"attrs":32515,"content":32516},{"textAlign":64},[32517],{"text":32518,"type":68,"marks":32519},"Most common Peppol error messages happen because of incorrect file structures, calculation mismatches, or missing mandatory data like an invalid VAT number.",[32520],{"type":7629,"attrs":32521},{"color":7631},{"type":53,"attrs":32523,"content":32524},{"textAlign":64},[32525],{"text":32526,"type":68,"marks":32527},"The best way to handle this is by using a service with built-in validation software, such as Banqup. Banqup automatically checks your invoices beforehand, catches these issues early, and translates technical errors into clear, actionable steps so you can fix them instantly.",[32528],{"type":7629,"attrs":32529},{"color":7631},{"type":53,"attrs":32531,"content":32532},{"textAlign":64},[32533],{"text":32534,"type":68,"marks":32535},"If you ever run into a complex technical error that still doesn't make sense, just take a screenshot or copy the text and paste it into our support chatbot. The bot will instantly translate the technical jargon into plain, understandable language.",[32536],{"type":7629,"attrs":32537},{"color":7631},{"type":53,"attrs":32539},{"textAlign":64},"\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"befd64b1-4592-481c-bb97-d1676421cd77\", \"id\": \"196267988780663\"}-->",{"type":50,"content":32542},[32543],{"type":53,"attrs":32544,"content":32545},{"textAlign":64},[32546],{"text":7996,"type":68},"\u003C!--#storyblok#{\"name\": \"faq\", \"space\": \"318078\", \"uid\": \"b8fad7dd-5a42-48f6-b5b8-5ec9598840c9\", \"id\": \"196267988780663\"}-->",{"_uid":12563,"cards":32549,"buttons":32550,"heading":11793,"tagline":8,"component":11794,"background":48,"description":32551,"_editable":32554},[12565,12566,12567],[],{"type":50,"content":32552},[32553],{"type":53},"\u003C!--#storyblok#{\"name\": \"cardSlider\", \"space\": \"318078\", \"uid\": \"57d54b69-8880-4ca2-806f-e8f8b2b353c8\", \"id\": \"196267988780663\"}-->",{"id":32556,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":32557,"copyright":8,"fieldtype":15,"meta_data":32558,"is_external_url":17},196275582338149,"https://a.storyblok.com/f/318078/6016x4016/f4facfc530/blog-cardbanner-save-time-with-e-invoicing.png",{},[],{"type":50,"content":32561},[32562,32572],{"type":53,"attrs":32563,"content":32564},{"textAlign":64},[32565,32567,32570],{"text":32566,"type":68},"Mandatory Peppol e-invoicing in Belgium (since 2026) causes administrative headaches due to unintegrated software forcing manual double entry. ",{"text":6,"type":68,"marks":32568},[32569],{"type":71},{"text":32571,"type":68}," solves this with 5 efficiency tips:",{"type":10517,"attrs":32573,"content":32574},{"order":3153},[32575,32586,32597,32608,32619],{"type":94,"content":32576},[32577],{"type":53,"attrs":32578,"content":32579},{"textAlign":64},[32580,32584],{"text":32581,"type":68,"marks":32582},"Integrate software",[32583],{"type":71},{"text":32585,"type":68}," to eliminate manual double data entry.",{"type":94,"content":32587},[32588],{"type":53,"attrs":32589,"content":32590},{"textAlign":64},[32591,32595],{"text":32592,"type":68,"marks":32593},"Automate collaboration",[32594],{"type":71},{"text":32596,"type":68}," by sharing real-time digital archives with your accountant.",{"type":94,"content":32598},[32599],{"type":53,"attrs":32600,"content":32601},{"textAlign":64},[32602,32606],{"text":32603,"type":68,"marks":32604},"Use a smart gateway",[32605],{"type":71},{"text":32607,"type":68}," to validate formatting and track delivery receipts.",{"type":94,"content":32609},[32610],{"type":53,"attrs":32611,"content":32612},{"textAlign":64},[32613,32617],{"text":32614,"type":68,"marks":32615},"Prevent fraud",[32616],{"type":71},{"text":32618,"type":68}," with automated partner VAT and compliance checks.",{"type":94,"content":32620},[32621],{"type":53,"attrs":32622,"content":32623},{"textAlign":64},[32624,32628],{"text":32625,"type":68,"marks":32626},"Link bank accounts",[32627],{"type":71},{"text":32629,"type":68}," for automatic payment reconciliation.",[12582,22383,11807],"2026-07-09 00:00","Recent market research shows that many Belgian business owners experience mandatory e-invoicing as a waste of time. Discover why rushed software setups force entrepreneurs to manually re-enter data, and how Banqup turns this legal obligation into an automated, time-saving advantage.",[16471],"\u003C!--#storyblok#{\"name\": \"blogPage\", \"space\": \"318078\", \"uid\": \"16c8f428-1f4d-4de1-906e-92744ad46fec\", \"id\": \"196267988780663\"}-->","2026-07-12",-4630,[],"2026-07-12T00:00:00.000Z",[32640],{"id":12399,"name":12395,"slug":12588,"published":55,"full_slug":12589,"is_folder":17,"parent_id":12294},[32642,32645,32648],{"path":32643,"name":32644,"lang":242,"published":17},"resources/blog/5-tips-om-van-e-facturatie-een-tijdsbesparing-te-maken","Nog steeds moeite met Peppol? 5 tips om van e-facturatie een tijdsbesparing te maken",{"path":32646,"name":32647,"lang":244,"published":17},"resources/blog/5-conseils-pour-transformer-la-facturation-electronique-en-un-gain-de-temps","Encore en difficulté avec Peppol ? 5 conseils pour transformer la facturation électronique en un gain de temps",{"path":32649,"name":32650,"lang":248,"published":17},"informationen/blog/5-tipps-wie-sie-die-elektronische-rechnungsstellung-in-eine-echte-zeitersparnis-verwandeln","Immer noch Probleme mit Peppol? 5 Tipps, wie Sie die elektronische Rechnungsstellung in eine echte Zeitersparnis verwandeln",{"name":32652,"created_at":32653,"published_at":64,"updated_at":32653,"id":32654,"uuid":32655,"content":32656,"slug":33769,"full_slug":33770,"sort_by_date":33771,"position":33772,"tag_list":33773,"is_startpage":17,"parent_id":32258,"meta_data":64,"group_id":33774,"first_published_at":64,"release_id":64,"lang":48,"path":64,"alternates":33775,"default_full_slug":33770,"translated_slugs":33776},"Scandinavia’s digital shift: Norway confirms mandatory e-invoicing and digital bookkeeping","2026-07-08T21:43:59.834Z",196024073670964,"97eb612b-7cc2-4509-83d3-77d62a51f941",{"seo":32657,"_uid":32661,"body":32662,"image":33715,"theme":8,"title":32652,"author":33720,"related":33721,"summary":33722,"category":33766,"component":12290,"createdOn":8,"description":32660,"relatedCountries":33767,"excludeFromRelatedList":17,"_editable":33768},{"_uid":32658,"title":32659,"plugin":34,"description":32660},"51bd65db-c3c8-40cb-bbcb-17d53819c27b","Norway Proposes E-Invoicing Rules as Scandinavia Moves Toward Digital Bookkeeping","Norway launches a consultation on mandatory e-invoicing by 2028, following Denmark’s lead. Discover how Scandinavia is shaping the future of digital compliance.","48358aa6-38fe-42d5-8f18-ebb76b970eae",[32663,32674,33701,33705],{"_uid":32664,"align":228,"image":32665,"buttons":32669,"heading":32652,"padding":8,"tagline":21261,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":32670,"invertTextColor":55,"_editable":32673},"38906748-3dd4-442e-b710-2b70752ff5da",{"id":32666,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":32667,"copyright":8,"fieldtype":15,"meta_data":32668,"is_external_url":17},84091737779596,"https://a.storyblok.com/f/318078/1925x510/bd34757a12/scandinavia-banner.jpg",{},[],{"type":50,"content":32671},[32672],{"type":53},"\u003C!--#storyblok#{\"name\": \"cta\", \"space\": \"318078\", \"uid\": \"38906748-3dd4-442e-b710-2b70752ff5da\", \"id\": \"196024073670964\"}-->",{"_uid":32675,"text":32676,"theme":8,"component":714,"background":48,"_editable":33700},"95352319-81e6-4172-8bef-0c3d65f4a212",{"type":50,"content":32677},[32678,32685,32694,32730,32731,32740,32767,32775,32930,32949,32968,32976,32977,32979,32988,33053,33061,33140,33179,33180,33182,33191,33247,33255,33337,33345,33354,33373,33381,33423,33446,33447,33449,33458,33476,33595,33603,33604,33606,33615,33634,33653,33679],{"type":53,"attrs":32679,"content":32680},{"textAlign":64},[32681],{"text":32682,"type":68,"marks":32683},"This article was updated on 25 June 2026 to reflect the 1 June 2026 approval by the Norwegian Parliament of the amendments to the Bookkeeping Act, which mandate B2B e-invoicing and digital bookkeeping requirements starting in 2027 and 2030, respectively, as well as the Swedish government’s recent proposed amendments to Swedish VAT legislation to implement key elements of the ViDA package.",[32684],{"type":1444},{"type":53,"attrs":32686,"content":32687},{"textAlign":64},[32688],{"text":32689,"type":68,"marks":32690},"The Scandinavian region is steadily moving toward full digitalisation of financial operations. Following Denmark’s groundbreaking Bookkeeping Act, which is already live and actively enforced, Norway has confirmed its official government plan for a phased introduction of mandatory electronic invoicing and digital bookkeeping, with secondary legislation expected to follow for implementation details.",[32691,32693],{"type":7629,"attrs":32692},{"color":7631},{"type":71},{"type":53,"attrs":32695,"content":32696},{"textAlign":64},[32697,32702,32711,32716,32725],{"text":32698,"type":68,"marks":32699},"The confirmation, part of a letter (",[32700],{"type":7629,"attrs":32701},{"color":7631},{"text":32703,"type":68,"marks":32704},"ref. 26/1569",[32705,32709],{"type":105,"attrs":32706},{"href":32707,"uuid":64,"anchor":64,"custom":32708,"target":110,"linktype":19},"https://www.regjeringen.no/contentassets/82857e47862d4714bb0ab1813579a7bd/oppdragsbrev-til-skattedirektoratet.pdf",{},{"type":7629,"attrs":32710},{"color":7631},{"text":32712,"type":68,"marks":32713},") issued on 16 March, 2026, by Norway's Ministry of Finance and addressed to the Norwegian Tax Administration, establishes that Norway is aligning with its neighbouring countries to create a more transparent, efficient, and modern financial reporting environment, affecting businesses operating across the Nordic region. This initiative has now progressed significantly. On 7 May 2026, the ",[32714],{"type":7629,"attrs":32715},{"color":7631},{"text":32717,"type":68,"marks":32718},"Norwegian Parliament’s Finance Committee",[32719,32723],{"type":105,"attrs":32720},{"href":32721,"uuid":64,"anchor":64,"custom":32722,"target":110,"linktype":19},"https://www.stortinget.no/globalassets/pdf/innstillinger/stortinget/2025-2026/inns-202526-262l.pdf",{},{"type":7629,"attrs":32724},{"color":7631},{"text":32726,"type":68,"marks":32727}," unanimously recommended the adoption of the bill Prop. 44 L (2025–2026). A full parliamentary vote is scheduled for 28 May 2026.",[32728],{"type":7629,"attrs":32729},{"color":7631},{"type":11659},{"type":61,"attrs":32732,"content":32733},{"level":3706,"textAlign":64},[32734],{"text":32735,"type":68,"marks":32736},"Norway’s phased implementation of digital bookkeeping",[32737,32739],{"type":7629,"attrs":32738},{"color":7631},{"type":71},{"type":53,"attrs":32741,"content":32742},{"textAlign":64},[32743,32748,32762],{"text":32744,"type":68,"marks":32745},"In a significant step towards full digitalisation, ",[32746],{"type":7629,"attrs":32747},{"color":7631},{"text":32749,"type":68,"marks":32750},"Norway",[32751,32760],{"type":105,"attrs":32752},{"href":32753,"uuid":32754,"anchor":64,"custom":32755,"target":110,"linktype":111,"story":32756},"/resources/compliance-pulse/norway","16c7a99a-cf21-49e6-91df-54307bfd0e03",{},{"name":32749,"id":32757,"uuid":32754,"slug":32758,"url":32759,"full_slug":32759,"_stopResolving":55},63829990598929,"norway","resources/compliance-pulse/norway",{"type":7629,"attrs":32761},{"color":7631},{"text":32763,"type":68,"marks":32764}," has approved the comprehensive and phased introduction of mandatory electronic business-to-business (B2B) invoicing and digital bookkeeping. The initiative aims to modernise financial operations, increase transparency and improve compliance throughout the Norwegian business landscape.",[32765],{"type":7629,"attrs":32766},{"color":7631},{"type":53,"attrs":32768,"content":32769},{"textAlign":64},[32770],{"text":32771,"type":68,"marks":32772},"Following the Ministry of Finance’s confirmation of plans on 16 March 2026, the initiative has significantly advanced: on 7 May 2026, the Norwegian Parliament's Finance Committee unanimously recommended the adoption of the bill. The official timeline for businesses subject to Norwegian bookkeeping obligations is as follows:",[32773],{"type":7629,"attrs":32774},{"color":7631},{"type":91,"content":32776},[32777,32878],{"type":94,"content":32778},[32779],{"type":53,"attrs":32780,"content":32781},{"textAlign":64},[32782,32788,32793,32799,32804,32810,32817,32822,32837,32842,32855,32860,32873],{"text":32783,"type":68,"marks":32784},"January 2027: ",[32785,32787],{"type":7629,"attrs":32786},{"color":7631},{"type":71},{"text":32789,"type":68,"marks":32790},"All resident taxpayers with bookkeeping obligations must ",[32791],{"type":7629,"attrs":32792},{"color":7631},{"text":32794,"type":68,"marks":32795},"issue electronic invoices (B2B)",[32796,32798],{"type":7629,"attrs":32797},{"color":7631},{"type":71},{"text":32800,"type":68,"marks":32801}," in a structured format (EHF Billing 3.0 / Peppol BIS). ",[32802],{"type":7629,"attrs":32803},{"color":7631},{"text":32805,"type":68,"marks":32806},"EHF ",[32807,32809],{"type":7629,"attrs":32808},{"color":7631},{"type":71},{"text":32811,"type":68,"marks":32812},"(Elektronisk Handelsformat)",[32813,32815,32816],{"type":7629,"attrs":32814},{"color":7631},{"type":71},{"type":1444},{"text":32818,"type":68,"marks":32819}," is ",[32820],{"type":7629,"attrs":32821},{"color":7631},{"text":32823,"type":68,"marks":32824},"Norway's national profile",[32825,32835],{"type":105,"attrs":32826},{"href":32827,"uuid":32828,"anchor":64,"custom":32829,"target":110,"linktype":111,"story":32830},"/resources/blog/beyond-the-basics-understanding-xrechnung-zugferd-and-the-dialects-of-european-e-invoicing","4317745c-cded-4d71-857b-ca8e49960554",{},{"name":32831,"id":32832,"uuid":32828,"slug":32833,"url":32834,"full_slug":32834,"_stopResolving":55},"Beyond the basics: Understanding XRechnung, ZUGFeRD, and the “dialects” of European e-invoicing",131787971854773,"beyond-the-basics-understanding-xrechnung-zugferd-and-the-dialects-of-european-e-invoicing","resources/blog/beyond-the-basics-understanding-xrechnung-zugferd-and-the-dialects-of-european-e-invoicing",{"type":7629,"attrs":32836},{"color":7631},{"text":32838,"type":68,"marks":32839}," for electronic invoicing and credit notes based on the ",[32840],{"type":7629,"attrs":32841},{"color":7631},{"text":32843,"type":68,"marks":32844},"European e-invoicing standard (EN)",[32845,32853],{"type":105,"attrs":32846},{"href":25167,"uuid":25168,"anchor":64,"custom":32847,"target":110,"linktype":111,"story":32848},{},{"name":32849,"id":32850,"uuid":25168,"slug":32851,"url":32852,"full_slug":32852,"_stopResolving":55},"What is the EN 16931 electronic invoicing standard?",86833754528307,"what-is-the-en-16931-electronic-invoicing-standard-","resources/blog/what-is-the-en-16931-electronic-invoicing-standard-",{"type":7629,"attrs":32854},{"color":7631},{"text":32856,"type":68,"marks":32857},", designed to ensure interoperability and ease of exchange within the ",[32858],{"type":7629,"attrs":32859},{"color":7631},{"text":32861,"type":68,"marks":32862},"Peppol network",[32863,32871],{"type":105,"attrs":32864},{"href":25065,"uuid":25066,"anchor":64,"custom":32865,"target":110,"linktype":111,"story":32866},{},{"name":32867,"id":32868,"uuid":25066,"slug":32869,"url":32870,"full_slug":32870,"_stopResolving":55},"The complete guide to Peppol and e-invoicing",139234314342623,"the-complete-guide-to-peppol-and-e-invoicing","resources/blog/the-complete-guide-to-peppol-and-e-invoicing",{"type":7629,"attrs":32872},{"color":7631},{"text":32874,"type":68,"marks":32875},". Small businesses may be exempt from these requirements, subject to thresholds determined by the Tax Administration.",[32876],{"type":7629,"attrs":32877},{"color":7631},{"type":94,"content":32879},[32880],{"type":53,"attrs":32881,"content":32882},{"textAlign":64},[32883,32889,32894,32900,32905,32914,32919,32925],{"text":32884,"type":68,"marks":32885},"January 2030:",[32886,32888],{"type":7629,"attrs":32887},{"color":7631},{"type":71},{"text":32890,"type":68,"marks":32891}," All bookkeeping-obligated businesses must ",[32892],{"type":7629,"attrs":32893},{"color":7631},{"text":32895,"type":68,"marks":32896},"adopt an electronic accounting system",[32897,32899],{"type":7629,"attrs":32898},{"color":7631},{"type":71},{"text":32901,"type":68,"marks":32902}," capable of receiving e-invoices. Businesses should register in the ",[32903],{"type":7629,"attrs":32904},{"color":7631},{"text":32906,"type":68,"marks":32907},"ELMA directory",[32908,32912],{"type":105,"attrs":32909},{"href":32910,"uuid":64,"anchor":64,"custom":32911,"target":110,"linktype":19},"https://www.digdir.no/felleslosninger/elektronisk-mottakerregister-elma/784",{},{"type":7629,"attrs":32913},{"color":7631},{"text":32915,"type":68,"marks":32916}," (",[32917],{"type":7629,"attrs":32918},{"color":7631},{"text":32920,"type":68,"marks":32921},"Elektronisk mottaker- og adresseregister",[32922,32924],{"type":7629,"attrs":32923},{"color":7631},{"type":1444},{"text":32926,"type":68,"marks":32927},"), Norway’s central Peppol registry, to connect with other e-invoicing participants.",[32928],{"type":7629,"attrs":32929},{"color":7631},{"type":53,"attrs":32931,"content":32932},{"textAlign":64},[32933,32938,32944],{"text":32934,"type":68,"marks":32935},"The Ministry has also instructed the Tax Administration to assess whether e-invoicing requirements should be extended to consumer (B2C) transactions, and to explore the introduction of e-receipts (",[32936],{"type":7629,"attrs":32937},{"color":7631},{"text":32939,"type":68,"marks":32940},"e-kvitteringer",[32941,32943],{"type":7629,"attrs":32942},{"color":7631},{"type":1444},{"text":32945,"type":68,"marks":32946},"), citing efficiency gains, potential environmental benefits, and integration with digital wallets.",[32947],{"type":7629,"attrs":32948},{"color":7631},{"type":53,"attrs":32950,"content":32951},{"textAlign":64},[32952,32957,32963],{"text":32953,"type":68,"marks":32954},"In addition, the Ministry has asked the Tax Administration to evaluate whether ",[32955],{"type":7629,"attrs":32956},{"color":7631},{"text":32958,"type":68,"marks":32959},"regulation of accounting system providers",[32960,32962],{"type":7629,"attrs":32961},{"color":7631},{"type":71},{"text":32964,"type":68,"marks":32965}," is necessary as part of the digital bookkeeping mandate, with findings and proposals due by 15 December 2026.",[32966],{"type":7629,"attrs":32967},{"color":7631},{"type":53,"attrs":32969,"content":32970},{"textAlign":64},[32971],{"text":32972,"type":68,"marks":32973},"The confirmed benefits include significant cost savings for businesses, improved compliance, and alignment with broader EU digital standards. The phased plan, with confirmed milestones in 2027 for e-invoicing and 2030 for full digital bookkeeping, gives businesses ample time to prepare for mandatory digital readiness.",[32974],{"type":7629,"attrs":32975},{"color":7631},{"type":11659},{"type":53,"attrs":32978},{"textAlign":64},{"type":61,"attrs":32980,"content":32981},{"level":3706,"textAlign":64},[32982],{"text":32983,"type":68,"marks":32984},"Echoes of Denmark’s Bookkeeping Act",[32985,32987],{"type":7629,"attrs":32986},{"color":7631},{"type":71},{"type":53,"attrs":32989,"content":32990},{"textAlign":64},[32991,33006,33011,33017,33021,33027,33032,33038,33042,33048],{"text":32992,"type":68,"marks":32993},"Denmark",[32994,33004],{"type":105,"attrs":32995},{"href":32996,"uuid":32997,"anchor":64,"custom":32998,"target":110,"linktype":111,"story":32999},"/resources/blog/the-danish-pivot-why-an-e-invoicing-pioneer-is-rewriting-its-own-rulebook","0da9674d-ce0e-4867-9d8d-b3b1bad8d692",{},{"name":33000,"id":33001,"uuid":32997,"slug":33002,"url":33003,"full_slug":33003,"_stopResolving":55},"The Danish pivot: Why an e-invoicing pioneer is rewriting its own rulebook",160443669171320,"the-danish-pivot-why-an-e-invoicing-pioneer-is-rewriting-its-own-rulebook","resources/blog/the-danish-pivot-why-an-e-invoicing-pioneer-is-rewriting-its-own-rulebook",{"type":7629,"attrs":33005},{"color":7631},{"text":33007,"type":68,"marks":33008}," is a significant step ahead on the path that Norway is now exploring. Its revised ",[33009],{"type":7629,"attrs":33010},{"color":7631},{"text":33012,"type":68,"marks":33013},"Bookkeeping Act",[33014,33016],{"type":7629,"attrs":33015},{"color":7631},{"type":71},{"text":32915,"type":68,"marks":33018},[33019],{"type":7629,"attrs":33020},{"color":7631},{"text":33022,"type":68,"marks":33023},"Bogføringsloven",[33024,33026],{"type":7629,"attrs":33025},{"color":7631},{"type":1444},{"text":33028,"type":68,"marks":33029},"), which came into force in 2022 and is being phased in through to 2026, mandates the use of ",[33030],{"type":7629,"attrs":33031},{"color":7631},{"text":33033,"type":68,"marks":33034},"digital accounting systems",[33035,33037],{"type":7629,"attrs":33036},{"color":7631},{"type":71},{"text":6579,"type":68,"marks":33039},[33040],{"type":7629,"attrs":33041},{"color":7631},{"text":33043,"type":68,"marks":33044},"real-time data accessibility",[33045,33047],{"type":7629,"attrs":33046},{"color":7631},{"type":71},{"text":33049,"type":68,"marks":33050}," for Danish businesses. This requires companies to keep their accounts digitally and store records in secure, standardised systems.",[33051],{"type":7629,"attrs":33052},{"color":7631},{"type":53,"attrs":33054,"content":33055},{"textAlign":64},[33056],{"text":33057,"type":68,"marks":33058},"Like Norway, Denmark emphasises:",[33059],{"type":7629,"attrs":33060},{"color":7631},{"type":91,"content":33062},[33063,33098,33119],{"type":94,"content":33064},[33065],{"type":53,"attrs":33066,"content":33067},{"textAlign":64},[33068,33073,33079,33084,33093],{"text":33069,"type":68,"marks":33070},"The digitalisation of ",[33071],{"type":7629,"attrs":33072},{"color":7631},{"text":33074,"type":68,"marks":33075},"financial records",[33076,33078],{"type":7629,"attrs":33077},{"color":7631},{"type":71},{"text":33080,"type":68,"marks":33081},", meaning that companies must use digital accounting systems that are either registered with the ",[33082],{"type":7629,"attrs":33083},{"color":7631},{"text":33085,"type":68,"marks":33086},"Danish Business Authority",[33087,33091],{"type":105,"attrs":33088},{"href":33089,"uuid":64,"anchor":64,"custom":33090,"target":110,"linktype":19},"https://danishbusinessauthority.dk/",{},{"type":7629,"attrs":33092},{"color":7631},{"text":33094,"type":68,"marks":33095}," or that meet equivalent requirements. Companies must also ensure that bookkeeping data, including invoices and receipts, is stored securely for five years. This data must be accessible within Denmark.",[33096],{"type":7629,"attrs":33097},{"color":7631},{"type":94,"content":33099},[33100],{"type":53,"attrs":33101,"content":33102},{"textAlign":64},[33103,33108,33114],{"text":33104,"type":68,"marks":33105},"Secure ",[33106],{"type":7629,"attrs":33107},{"color":7631},{"text":33109,"type":68,"marks":33110},"data exchange and storage",[33111,33113],{"type":7629,"attrs":33112},{"color":7631},{"type":71},{"text":33115,"type":68,"marks":33116},", enabling real-time access for the authorities to facilitate faster audits and reduce fraud risks.",[33117],{"type":7629,"attrs":33118},{"color":7631},{"type":94,"content":33120},[33121],{"type":53,"attrs":33122,"content":33123},{"textAlign":64},[33124,33129,33135],{"text":33125,"type":68,"marks":33126},"Enhanced ",[33127],{"type":7629,"attrs":33128},{"color":7631},{"text":33130,"type":68,"marks":33131},"tax transparency and auditability",[33132,33134],{"type":7629,"attrs":33133},{"color":7631},{"type":71},{"text":33136,"type":68,"marks":33137},", with deadlines staggered depending on company size, ranging from large companies already subject to new rules, to small and medium-sized enterprises as of 1 January 2026.",[33138],{"type":7629,"attrs":33139},{"color":7631},{"type":53,"attrs":33141,"content":33142},{"textAlign":64},[33143,33148,33153,33158,33164,33169,33175],{"text":33144,"type":68,"marks":33145},"The Danish approach is widely seen as a blueprint for digital recordkeeping across Europe, linking invoicing, accounting, and tax compliance into one streamlined framework. Both countries are focusing not just on ",[33146],{"type":7629,"attrs":33147},{"color":7631},{"text":25588,"type":68,"marks":33149},[33150,33152],{"type":7629,"attrs":33151},{"color":7631},{"type":71},{"text":33154,"type":68,"marks":33155},", but on ",[33156],{"type":7629,"attrs":33157},{"color":7631},{"text":33159,"type":68,"marks":33160},"end-to-end digital bookkeeping",[33161,33163],{"type":7629,"attrs":33162},{"color":7631},{"type":71},{"text":33165,"type":68,"marks":33166},", reflecting a shared vision across Scandinavia for a ",[33167],{"type":7629,"attrs":33168},{"color":7631},{"text":33170,"type":68,"marks":33171},"fully digital financial infrastructure",[33172,33174],{"type":7629,"attrs":33173},{"color":7631},{"type":71},{"text":913,"type":68,"marks":33176},[33177],{"type":7629,"attrs":33178},{"color":7631},{"type":11659},{"type":53,"attrs":33181},{"textAlign":64},{"type":61,"attrs":33183,"content":33184},{"level":3706,"textAlign":64},[33185],{"text":33186,"type":68,"marks":33187},"What about Sweden?",[33188,33190],{"type":7629,"attrs":33189},{"color":7631},{"type":71},{"type":53,"attrs":33192,"content":33193},{"textAlign":64},[33194,33208,33213,33219,33224,33230,33234,33243],{"text":33195,"type":68,"marks":33196},"Sweden",[33197,33206],{"type":105,"attrs":33198},{"href":33199,"uuid":33200,"anchor":64,"custom":33201,"target":110,"linktype":111,"story":33202},"/resources/compliance-pulse/sweden","37c8e0e5-a5ee-45fc-aba8-691d1b4dd1d1",{},{"name":33195,"id":33203,"uuid":33200,"slug":33204,"url":33205,"full_slug":33205,"_stopResolving":55},63841583473474,"sweden","resources/compliance-pulse/sweden",{"type":7629,"attrs":33207},{"color":7631},{"text":33209,"type":68,"marks":33210}," has also taken steps in this direction and is considered one of the most advanced countries in e-invoicing adoption in Scandinavia. While it hasn’t introduced a centralised bookkeeping act like Denmark, or mandated e-invoicing for B2B transactions, Sweden has been a ",[33211],{"type":7629,"attrs":33212},{"color":7631},{"text":33214,"type":68,"marks":33215},"pioneer in business-to-government (B2G) e-invoicing",[33216,33218],{"type":7629,"attrs":33217},{"color":7631},{"type":71},{"text":33220,"type":68,"marks":33221}," and continues to align its e-invoicing practices with ",[33222],{"type":7629,"attrs":33223},{"color":7631},{"text":33225,"type":68,"marks":33226},"EU standards and ViDA proposals",[33227,33229],{"type":7629,"attrs":33228},{"color":7631},{"type":71},{"text":32915,"type":68,"marks":33231},[33232],{"type":7629,"attrs":33233},{"color":7631},{"text":33235,"type":68,"marks":33236},"VAT in the Digital Age",[33237,33240,33242],{"type":105,"attrs":33238},{"href":12010,"uuid":64,"anchor":64,"custom":33239,"target":156,"linktype":19},{},{"type":7629,"attrs":33241},{"color":11649},{"type":11651},{"text":24462,"type":68,"marks":33244},[33245],{"type":7629,"attrs":33246},{"color":7631},{"type":53,"attrs":33248,"content":33249},{"textAlign":64},[33250],{"text":33251,"type":68,"marks":33252},"Let's take a closer look at the Swedish landscape:",[33253],{"type":7629,"attrs":33254},{"color":7631},{"type":91,"content":33256},[33257,33284,33300,33311],{"type":94,"content":33258},[33259],{"type":53,"attrs":33260,"content":33261},{"textAlign":64},[33262,33268,33273,33279],{"text":33263,"type":68,"marks":33264},"B2G (public sector):",[33265,33267],{"type":7629,"attrs":33266},{"color":7631},{"type":71},{"text":33269,"type":68,"marks":33270}," E-invoicing has been compulsory for central government agencies since 2008, and this requirement was scaled nationally in 2019. Suppliers must now use Peppol BIS Billing 3.0 or ",[33271],{"type":7629,"attrs":33272},{"color":7631},{"text":33274,"type":68,"marks":33275},"Svefaktura",[33276,33278],{"type":7629,"attrs":33277},{"color":7631},{"type":1444},{"text":33280,"type":68,"marks":33281}," via Peppol, a shift enforced even further as legacy EDIFACT formats are phased out, with public sector agencies set to cease recommending EDIFACT on 1 July 2025 in favour of XML/Peppol.",[33282],{"type":7629,"attrs":33283},{"color":7631},{"type":94,"content":33285},[33286],{"type":53,"attrs":33287,"content":33288},{"textAlign":64},[33289,33295],{"text":33290,"type":68,"marks":33291},"B2B (private sector):",[33292,33294],{"type":7629,"attrs":33293},{"color":7631},{"type":71},{"text":33296,"type":68,"marks":33297}," Currently, there is no legal requirement for B2B e-invoicing. However, e-invoicing is widely used, driven by efficiency and interoperability, particularly among larger businesses. In 2023, Sweden's digital and tax agencies called for the exploration of mandatory e-invoicing (in line with ViDA's objectives), and on 9 June 2026, Sweden took a significant step toward aligning with the EU's VAT in the Digital Age (ViDA) initiative, when the government published Bill 2025/26:278, proposing amendments to Swedish VAT legislation to implement key elements of the ViDA package. Importantly, this proposal concerns cross-border VAT alignment under ViDA and does not, by itself, establish a domestic B2B e-invoicing mandate or implementation timetable. The proposed changes would take effect on 1 January 2027, and form part of a broader EU-wide transition toward mandatory digital reporting and e-invoicing for cross-border transactions.",[33298],{"type":7629,"attrs":33299},{"color":7631},{"type":94,"content":33301},[33302],{"type":53,"attrs":33303,"content":33304},{"textAlign":64},[33305,33309],{"text":33306,"type":68,"marks":33307},"ViDA implementation and future reporting requirements:",[33308],{"type":71},{"text":33310,"type":68}," Under the EU ViDA timeline, cross-border B2B transactions will become subject to new Digital Reporting Requirements (DRR) based on mandatory e-invoicing from 1 July 2030, with e-invoicing becoming the default invoicing method across the EU. By 1 January 2035, member states operating domestic digital reporting systems will be required to align them with the EU framework. Sweden's proposed legislation represents an important first step toward these future requirements. ",{"type":94,"content":33312},[33313],{"type":53,"attrs":33314,"content":33315},{"textAlign":64},[33316,33322,33327,33332],{"text":33317,"type":68,"marks":33318},"Standards & formats:",[33319,33321],{"type":7629,"attrs":33320},{"color":7631},{"type":71},{"text":33323,"type":68,"marks":33324}," Sweden primarily uses Peppol BIS 3.0 directly, without national customisations, or ",[33325],{"type":7629,"attrs":33326},{"color":7631},{"text":33274,"type":68,"marks":33328},[33329,33331],{"type":7629,"attrs":33330},{"color":7631},{"type":1444},{"text":33333,"type":68,"marks":33334}," (a UBL-based format) for public procurement.",[33335],{"type":7629,"attrs":33336},{"color":7631},{"type":53,"attrs":33338,"content":33339},{"textAlign":64},[33340],{"text":33341,"type":68,"marks":33342},"With Norway confirming its digital bookkeeping roadmap, Denmark continuing the rollout of its Bookkeeping Act, and Sweden legislating for the implementation of the EU's ViDA reforms, the Scandinavian region is increasingly positioning itself as a model for digital compliance and e-invoicing adoption in Europe.",[33343],{"type":7629,"attrs":33344},{"color":7631},{"type":61,"attrs":33346,"content":33347},{"level":3706,"textAlign":64},[33348],{"text":33349,"type":68,"marks":33350},"A regional perspective: Why this matters",[33351,33353],{"type":7629,"attrs":33352},{"color":7631},{"type":71},{"type":53,"attrs":33355,"content":33356},{"textAlign":64},[33357,33362,33368],{"text":33358,"type":68,"marks":33359},"The trend across Scandinavia is clear: ",[33360],{"type":7629,"attrs":33361},{"color":7631},{"text":33363,"type":68,"marks":33364},"Digital compliance is becoming the standard — not the exception",[33365,33367],{"type":7629,"attrs":33366},{"color":7631},{"type":71},{"text":33369,"type":68,"marks":33370},". What we see in Norway, Denmark, and Sweden reflects a wider shift across Europe, where governments are pushing businesses toward electronic processes not just for efficiency, but also for greater transparency and control.",[33371],{"type":7629,"attrs":33372},{"color":7631},{"type":53,"attrs":33374,"content":33375},{"textAlign":64},[33376],{"text":33377,"type":68,"marks":33378},"Key drivers behind this push include:",[33379],{"type":7629,"attrs":33380},{"color":7631},{"type":91,"content":33382},[33383,33393,33403,33413],{"type":94,"content":33384},[33385],{"type":53,"attrs":33386,"content":33387},{"textAlign":64},[33388],{"text":33389,"type":68,"marks":33390},"Improved VAT compliance and fraud prevention",[33391],{"type":7629,"attrs":33392},{"color":7631},{"type":94,"content":33394},[33395],{"type":53,"attrs":33396,"content":33397},{"textAlign":64},[33398],{"text":33399,"type":68,"marks":33400},"Streamlined cross-border business operations",[33401],{"type":7629,"attrs":33402},{"color":7631},{"type":94,"content":33404},[33405],{"type":53,"attrs":33406,"content":33407},{"textAlign":64},[33408],{"text":33409,"type":68,"marks":33410},"Alignment with EU digital strategies (even for non-EU countries like Norway)",[33411],{"type":7629,"attrs":33412},{"color":7631},{"type":94,"content":33414},[33415],{"type":53,"attrs":33416,"content":33417},{"textAlign":64},[33418],{"text":33419,"type":68,"marks":33420},"Greater business efficiency and automation potential",[33421],{"type":7629,"attrs":33422},{"color":7631},{"type":53,"attrs":33424,"content":33425},{"textAlign":64},[33426,33431,33441],{"text":33427,"type":68,"marks":33428},"Together, these factors are accelerating the move toward mandatory e-invoicing and real-time reporting. For companies active in the region, it means adapting early can ",[33429],{"type":7629,"attrs":33430},{"color":7631},{"text":33432,"type":68,"marks":33433},"turn regulatory pressure into an opportunity",[33434,33438,33440],{"type":105,"attrs":33435},{"href":33436,"uuid":64,"anchor":64,"custom":33437,"target":156,"linktype":19},"https://www.banqup.com/resources/blog/vat-compliance-transforming-burden-into-business-opportunity",{},{"type":7629,"attrs":33439},{"color":11649},{"type":11651},{"text":33442,"type":68,"marks":33443}," to simplify processes and stay ahead of the curve.",[33444],{"type":7629,"attrs":33445},{"color":7631},{"type":11659},{"type":53,"attrs":33448},{"textAlign":64},{"type":61,"attrs":33450,"content":33451},{"level":3706,"textAlign":64},[33452],{"text":33453,"type":68,"marks":33454},"Key considerations for businesses in Norway",[33455,33457],{"type":7629,"attrs":33456},{"color":7631},{"type":71},{"type":53,"attrs":33459,"content":33460},{"textAlign":64},[33461,33466,33472],{"text":33462,"type":68,"marks":33463},"Given this overarching Scandinavian push towards digital compliance, it's crucial for businesses operating within Norway to understand the practical steps they should take now to prepare for the upcoming changes. Even though Norway’s implementation is a few years away, ",[33464],{"type":7629,"attrs":33465},{"color":7631},{"text":33467,"type":68,"marks":33468},"early preparation offers significant advantages",[33469,33471],{"type":7629,"attrs":33470},{"color":7631},{"type":71},{"text":21008,"type":68,"marks":33473},[33474],{"type":7629,"attrs":33475},{"color":7631},{"type":91,"content":33477},[33478,33494,33510,33526,33547,33579],{"type":94,"content":33479},[33480],{"type":53,"attrs":33481,"content":33482},{"textAlign":64},[33483,33489],{"text":33484,"type":68,"marks":33485},"Assess current invoicing and accounting systems",[33486,33488],{"type":7629,"attrs":33487},{"color":7631},{"type":71},{"text":33490,"type":68,"marks":33491}," for compatibility with digital standards.",[33492],{"type":7629,"attrs":33493},{"color":7631},{"type":94,"content":33495},[33496],{"type":53,"attrs":33497,"content":33498},{"textAlign":64},[33499,33505],{"text":33500,"type":68,"marks":33501},"Explore certified e-invoicing providers",[33502,33504],{"type":7629,"attrs":33503},{"color":7631},{"type":71},{"text":33506,"type":68,"marks":33507}," or ERP platforms with built-in digital compliance tools, considering compliance with data security and privacy regulations (like GDPR) for digital financial operations.",[33508],{"type":7629,"attrs":33509},{"color":7631},{"type":94,"content":33511},[33512],{"type":53,"attrs":33513,"content":33514},{"textAlign":64},[33515,33521],{"text":33516,"type":68,"marks":33517},"Monitor consultation outcomes",[33518,33520],{"type":7629,"attrs":33519},{"color":7631},{"type":71},{"text":33522,"type":68,"marks":33523}," and legislative updates from the Norwegian Ministry of Finance.",[33524],{"type":7629,"attrs":33525},{"color":7631},{"type":94,"content":33527},[33528],{"type":53,"attrs":33529,"content":33530},{"textAlign":64},[33531,33536,33542],{"text":33532,"type":68,"marks":33533},"Arrange for any necessary ",[33534],{"type":7629,"attrs":33535},{"color":7631},{"text":33537,"type":68,"marks":33538},"internal staff training",[33539,33541],{"type":7629,"attrs":33540},{"color":7631},{"type":71},{"text":33543,"type":68,"marks":33544}," on new e-invoicing and digital bookkeeping requirements and systems.",[33545],{"type":7629,"attrs":33546},{"color":7631},{"type":94,"content":33548},[33549],{"type":53,"attrs":33550,"content":33551},{"textAlign":64},[33552,33557,33563,33568,33574],{"text":33553,"type":68,"marks":33554},"For companies operating in ",[33555],{"type":7629,"attrs":33556},{"color":7631},{"text":33558,"type":68,"marks":33559},"multiple Scandinavian markets",[33560,33562],{"type":7629,"attrs":33561},{"color":7631},{"type":71},{"text":33564,"type":68,"marks":33565},", consider a ",[33566],{"type":7629,"attrs":33567},{"color":7631},{"text":33569,"type":68,"marks":33570},"regional compliance strategy",[33571,33573],{"type":7629,"attrs":33572},{"color":7631},{"type":71},{"text":33575,"type":68,"marks":33576}," to avoid fragmented solutions.",[33577],{"type":7629,"attrs":33578},{"color":7631},{"type":94,"content":33580},[33581],{"type":53,"attrs":33582,"content":33583},{"textAlign":64},[33584,33590],{"text":33585,"type":68,"marks":33586},"Leverage the many advantages and gain a competitive edge",[33587,33589],{"type":7629,"attrs":33588},{"color":7631},{"type":71},{"text":33591,"type":68,"marks":33592}," by optimising processes as part of realising the opportunity that e-invoicing and digital bookkeeping present.",[33593],{"type":7629,"attrs":33594},{"color":7631},{"type":53,"attrs":33596,"content":33597},{"textAlign":64},[33598],{"text":33599,"type":68,"marks":33600},"By taking these proactive steps, businesses can not only ensure compliance but also gain a significant competitive edge through increased efficiency and streamlined operations.",[33601],{"type":7629,"attrs":33602},{"color":7631},{"type":11659},{"type":53,"attrs":33605},{"textAlign":64},{"type":61,"attrs":33607,"content":33608},{"level":3706,"textAlign":64},[33609],{"text":33610,"type":68,"marks":33611},"Beyond compliance - seizing the Scandinavian digital opportunity",[33612,33614],{"type":7629,"attrs":33613},{"color":7631},{"type":71},{"type":53,"attrs":33616,"content":33617},{"textAlign":64},[33618,33623,33629],{"text":33619,"type":68,"marks":33620},"Norway’s proposed e-invoicing and digital bookkeeping mandates are not an isolated shift; they form part of a ",[33621],{"type":7629,"attrs":33622},{"color":7631},{"text":33624,"type":68,"marks":33625},"wider Scandinavian transformation",[33626,33628],{"type":7629,"attrs":33627},{"color":7631},{"type":71},{"text":33630,"type":68,"marks":33631}," that is establishing the region as a model for digital financial governance across Europe. As Denmark leads with active enforcement and Sweden and Norway follow with strategic planning and consultation, the entire region is setting a new, higher standard.",[33632],{"type":7629,"attrs":33633},{"color":7631},{"type":53,"attrs":33635,"content":33636},{"textAlign":64},[33637,33642,33648],{"text":33638,"type":68,"marks":33639},"For companies operating across borders, or even solely within Norway, this isn’t merely a compliance update. It’s a ",[33640],{"type":7629,"attrs":33641},{"color":7631},{"text":33643,"type":68,"marks":33644},"significant opportunity",[33645,33647],{"type":7629,"attrs":33646},{"color":7631},{"type":71},{"text":33649,"type":68,"marks":33650}," to streamline operations, gain a competitive advantage, and unlock efficiencies that traditional manual systems cannot deliver. Embracing this digital transformation early isn't just about readiness for 2028 or 2030; it's about positioning your business for sustained growth and resilience in a rapidly evolving digital economy.",[33651],{"type":7629,"attrs":33652},{"color":7631},{"type":53,"attrs":33654,"content":33655},{"textAlign":64},[33656,33661,33675],{"text":33657,"type":68,"marks":33658},"The Scandinavian shift is representative of a larger digital acceleration throughout the entire Nordic region. To explore the unique approach of Finland, another Nordic neighbour, see ",[33659],{"type":7629,"attrs":33660},{"color":7631},{"text":1071,"type":68,"marks":33662},[33663,33673],{"type":105,"attrs":33664},{"href":33665,"uuid":33666,"anchor":64,"custom":33667,"target":110,"linktype":111,"story":33668},"/resources/blog/finland-shows-another-way-how-e-invoicing-scaled-without-a-mandate","0f104de3-fdda-4ad6-a24f-74afc21588c2",{},{"name":33669,"id":33670,"uuid":33666,"slug":33671,"url":33672,"full_slug":33672,"_stopResolving":55},"Finland shows another way: How e-invoicing scaled without a mandate",137073550536164,"finland-shows-another-way-how-e-invoicing-scaled-without-a-mandate","resources/blog/finland-shows-another-way-how-e-invoicing-scaled-without-a-mandate",{"type":7629,"attrs":33674},{"color":7631},{"text":10024,"type":68,"marks":33676},[33677],{"type":7629,"attrs":33678},{"color":7631},{"type":53,"attrs":33680,"content":33681},{"textAlign":64},[33682,33684,33690,33692,33698],{"text":33683,"type":68},"Stay ahead of global e-invoicing mandates with  our ",{"text":33685,"type":68,"marks":33686},"free monthly newsletter",[33687],{"type":105,"attrs":33688},{"href":22626,"uuid":64,"anchor":64,"custom":33689,"target":110,"linktype":19},{},{"text":33691,"type":68},", delivered straight to your inbox with the latest regulatory updates across 50+ jurisdictions. ",{"text":33693,"type":68,"marks":33694},"Follow us on LinkedIn",[33695],{"type":105,"attrs":33696},{"href":22107,"uuid":64,"anchor":64,"custom":33697,"target":110,"linktype":19},{},{"text":33699,"type":68}," for daily compliance insights and expert analysis.","\u003C!--#storyblok#{\"name\": \"richText\", \"space\": \"318078\", \"uid\": \"95352319-81e6-4172-8bef-0c3d65f4a212\", \"id\": \"196024073670964\"}-->",{"_uid":33702,"page":33703,"component":22661,"_editable":33704},"36e18e86-40b6-469a-b158-ba6194c21fdf",[25364],"\u003C!--#storyblok#{\"name\": \"author\", \"space\": \"318078\", \"uid\": \"36e18e86-40b6-469a-b158-ba6194c21fdf\", \"id\": \"196024073670964\"}-->",{"_uid":33706,"cards":33707,"buttons":33710,"heading":11793,"tagline":8,"component":11794,"background":48,"description":33711,"_editable":33714},"2e50f2f2-76e6-4437-95cd-07be7c8cddc4",[33708,33709],"3461f1e5-47bc-4890-bd07-e2ea526539c0","3b1bdc9c-b306-42fc-8c0c-12974e2bf550",[],{"type":50,"content":33712},[33713],{"type":53},"\u003C!--#storyblok#{\"name\": \"cardSlider\", \"space\": \"318078\", \"uid\": \"2e50f2f2-76e6-4437-95cd-07be7c8cddc4\", \"id\": \"196024073670964\"}-->",{"id":33716,"alt":33717,"name":8,"focus":8,"title":33717,"source":8,"filename":33718,"copyright":8,"fieldtype":15,"meta_data":33719,"is_external_url":17},84089391328509,"Scandinavia’s digital shift: Following Denmark's lead, Norway proposes digital bookkeeping","https://a.storyblok.com/f/318078/1344x768/ab3419fd54/scandinavia-einvoicing.png",{"alt":33717,"title":33717,"source":8,"copyright":8},[],[],{"type":50,"content":33723},[33724],{"type":91,"content":33725},[33726,33736,33746,33756],{"type":94,"content":33727},[33728],{"type":53,"attrs":33729,"content":33730},{"textAlign":64},[33731],{"text":33732,"type":68,"marks":33733},"Norway has approved the comprehensive and phased introduction of mandatory electronic business-to-business (B2B) invoicing and digital bookkeeping, following the Norwegian Parliament’s formal approval of the amendments to the Bookkeeping Act on 1 June 2026.",[33734],{"type":7629,"attrs":33735},{"color":7631},{"type":94,"content":33737},[33738],{"type":53,"attrs":33739,"content":33740},{"textAlign":64},[33741],{"text":33742,"type":68,"marks":33743},"The country follows in the footsteps of its Scandinavian neighbour Denmark, whose groundbreaking Bookkeeping Act, which is already live and actively enforced, is widely seen as a blueprint for digital recordkeeping across Europe.",[33744],{"type":7629,"attrs":33745},{"color":7631},{"type":94,"content":33747},[33748],{"type":53,"attrs":33749,"content":33750},{"textAlign":64},[33751],{"text":33752,"type":68,"marks":33753},"Sweden is a top digital adopter and pioneer in mandatory B2G e-invoicing and EU/ViDA alignment. While it lacks Denmark’s strict B2B mandates or centralised bookkeeping laws, it maintains its leadership position in the region.",[33754],{"type":7629,"attrs":33755},{"color":7631},{"type":94,"content":33757},[33758],{"type":53,"attrs":33759,"content":33760},{"textAlign":64},[33761],{"text":33762,"type":68,"marks":33763},"In summary, all of Scandinavia is shifting toward mandatory digital compliance. This transition prioritises transparency and government oversight over simple administrative efficiency, making electronic processes the new standard for all businesses.",[33764],{"type":7629,"attrs":33765},{"color":7631},[12582,12583,22369],[32749,32992,33195],"\u003C!--#storyblok#{\"name\": \"blogPage\", \"space\": \"318078\", \"uid\": \"48358aa6-38fe-42d5-8f18-ebb76b970eae\", \"id\": \"196024073670964\"}-->","scandinavia-s-digital-shift-proposes-digital-bookkeeping","insights/news-resources-trends/scandinavia-s-digital-shift-proposes-digital-bookkeeping","2026-06-26",-5380,[],"4d89d7fd-be1a-42f1-a3c9-d06c1dcf4962",[],[33777,33780,33782],{"path":33778,"name":33779,"lang":242,"published":17},"inzichten/nieuws-ideeen-trends/de-digitale-omslag-in-scandinavie-noorwegen-bevestigt-verplichte-e-facturatie-en-digitale-boekhouding","De digitale omslag in Scandinavië: Noorwegen bevestigt verplichte e-facturatie en digitale boekhouding",{"path":33781,"name":64,"lang":244,"published":64},"perspectives/actualites-ressources-tendances/scandinavia-s-digital-shift-proposes-digital-bookkeeping",{"path":33783,"name":33784,"lang":248,"published":17},"insights/news-ressourcen-trends/skandinaviens-digitaler-wandel-norwegen-plant-digitale-buchhaltung","Digitaler Wandel in Skandinavien: Nach Dänemarks Vorbild plant nun auch Norwegen die digitale Buchhaltungspflicht",{"name":32652,"created_at":33786,"published_at":33787,"updated_at":33788,"id":33789,"uuid":33790,"content":33791,"slug":33769,"full_slug":34717,"sort_by_date":33771,"position":34718,"tag_list":34719,"is_startpage":17,"parent_id":12294,"meta_data":64,"group_id":34720,"first_published_at":34721,"release_id":64,"lang":48,"path":64,"alternates":34722,"default_full_slug":34717,"translated_slugs":34723},"2025-08-25T11:31:53.772Z","2026-07-10T06:28:34.601Z","2026-07-10T14:14:14.223Z",83689118858445,"4cccbafa-197f-4bcd-886b-def8f8e73a1c",{"seo":33792,"_uid":32661,"body":33793,"image":34670,"theme":8,"title":32652,"author":34672,"related":34673,"summary":34674,"category":34714,"component":12290,"createdOn":8,"description":32660,"relatedCountries":34715,"transparentNavigation":17,"excludeFromRelatedList":17,"_editable":34716},{"_uid":32658,"title":32659,"plugin":34,"description":32660},[33794,33802,34660,34663],{"_uid":32664,"align":228,"image":33795,"buttons":33797,"heading":32652,"padding":8,"tagline":21261,"component":1340,"variation":1341,"background":48,"headingTag":11602,"description":33798,"invertTextColor":55,"_editable":33801},{"id":32666,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":32667,"copyright":8,"fieldtype":15,"meta_data":33796,"is_external_url":17},{},[],{"type":50,"content":33799},[33800],{"type":53},"\u003C!--#storyblok#{\"name\": \"cta\", \"space\": \"318078\", \"uid\": \"38906748-3dd4-442e-b710-2b70752ff5da\", \"id\": \"83689118858445\"}-->",{"_uid":32675,"text":33803,"theme":8,"component":714,"background":48,"_editable":34659},{"type":50,"content":33804},[33805,33811,33819,33850,33851,33859,33878,33886,34005,34021,34037,34044,34045,34047,34055,34106,34113,34180,34214,34215,34217,34225,34270,34277,34348,34355,34363,34379,34386,34424,34443,34444,34446,34454,34470,34573,34580,34581,34583,34591,34607,34624,34643],{"type":53,"attrs":33806,"content":33807},{"textAlign":64},[33808],{"text":32682,"type":68,"marks":33809},[33810],{"type":1444},{"type":53,"attrs":33812,"content":33813},{"textAlign":64},[33814],{"text":32689,"type":68,"marks":33815},[33816,33818],{"type":7629,"attrs":33817},{"color":7631},{"type":71},{"type":53,"attrs":33820,"content":33821},{"textAlign":64},[33822,33826,33833,33838,33845],{"text":32698,"type":68,"marks":33823},[33824],{"type":7629,"attrs":33825},{"color":7631},{"text":32703,"type":68,"marks":33827},[33828,33831],{"type":105,"attrs":33829},{"href":32707,"uuid":64,"anchor":64,"custom":33830,"target":110,"linktype":19},{},{"type":7629,"attrs":33832},{"color":7631},{"text":33834,"type":68,"marks":33835},") issued on 16 March, 2026, by Norway's Ministry of Finance and addressed to the Norwegian Tax Administration, establishes that Norway is aligning with its neighbouring countries to create a more transparent, efficient, and modern financial reporting environment, affecting businesses operating across the Nordic region. This initiative has now progressed significantly. 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This marks a major step toward reducing late payments, improving transparency in payment practices between businesses, and digitizing business transactions across the country.",{"type":61,"attrs":36055,"content":36056},{"level":830,"textAlign":64},[36057],{"text":36058,"type":68},"New regulatory development: Ministerial Order draft published",{"type":53,"attrs":36060,"content":36061},{"textAlign":64},[36062,36064,36072,36074,36077],{"text":36063,"type":68},"Spain has published the ",{"text":36065,"type":68,"marks":36066},"draft Ministerial Order",[36067,36071],{"type":105,"attrs":36068},{"href":36069,"uuid":64,"anchor":64,"custom":36070,"target":110,"linktype":19},"https://www.hacienda.gob.es/sgt/normativadoctrina/proyectos/16042026-proyecto-pom-factura-electronica.pdf",{},{"type":71},{"text":36073,"type":68}," regulating the public electronic invoicing solution, marking a further step in the development of the ",{"text":36049,"type":68,"marks":36075},[36076],{"type":1444},{"text":36078,"type":68}," Law framework.",{"type":53,"attrs":36080,"content":36081},{"textAlign":64},[36082,36084,36088],{"text":36083,"type":68},"The draft foresees its entry into force on ",{"text":36085,"type":68,"marks":36086},"October 1, 2026",[36087],{"type":71},{"text":36089,"type":68},", which marks the starting point for the 12-month and 24-month time limits for mandatory e-invoicing set out in Law 18/2022 and Royal Decree 238/2026. It will also define how the public invoicing platform operates within the broader e-invoicing ecosystem.",{"type":53,"attrs":36091,"content":36092},{"textAlign":64},[36093],{"text":36094,"type":68},"Once approved, this Ministerial Order will complete the regulatory framework and play a key role in the implementation of mandatory B2B electronic invoicing in Spain.",{"type":53,"attrs":36096,"content":36097},{"textAlign":64},[36098,36100,36107,36109,36115],{"text":36099,"type":68},"This article reflects the Royal Decree as published in the Official State Gazette (",{"text":36101,"type":68,"marks":36102},"BOE-A-2026-7295",[36103],{"type":105,"attrs":36104},{"href":36105,"uuid":64,"anchor":64,"custom":36106,"target":110,"linktype":19},"https://www.boe.es/buscar/doc.php?id=BOE-A-2026-7295",{},{"text":36108,"type":68},"). Certain technical specifications, particularly those relating to the public invoicing platform, will be further defined through a forthcoming ",{"text":36110,"type":68,"marks":36111},"Ministerial Order",[36112],{"type":105,"attrs":36113},{"href":36069,"uuid":64,"anchor":64,"custom":36114,"target":110,"linktype":19},{},{"text":913,"type":68},{"type":61,"attrs":36117,"content":36118},{"level":830,"textAlign":64},[36119],{"text":36120,"type":68,"marks":36121},"Latest key updates",[36122],{"type":71},{"type":53,"attrs":36124,"content":36125},{"textAlign":64},[36126],{"text":36127,"type":68},"Here are the most recent confirmed updates to Spain’s e-invoicing framework:",{"type":91,"content":36129},[36130,36145,36156,36167,36178],{"type":94,"content":36131},[36132],{"type":53,"attrs":36133,"content":36134},{"textAlign":64},[36135,36139,36140,36143],{"text":36136,"type":68,"marks":36137},"Ministerial Order draft",[36138],{"type":71},{"text":8697,"type":68},{"text":22722,"type":68,"marks":36141},[36142],{"type":71},{"text":36144,"type":68},": The draft regulating the public invoicing platform has been released, with an expected entry into force on October 1, 2026.",{"type":94,"content":36146},[36147],{"type":53,"attrs":36148,"content":36149},{"textAlign":64},[36150,36154],{"text":36151,"type":68,"marks":36152},"12-month notice period confirmed",[36153],{"type":71},{"text":36155,"type":68},": This expected entry into force on October 1, 2026, will trigger the implementation timelines established under Law 18/2022 and Royal Decree 238/2026, making B2B e-invoicing mandatory 12 months later for companies and professionals with an annual turnover exceeding €8 million (October 2027), and 24 months later for all remaining businesses (October 2028).",{"type":94,"content":36157},[36158],{"type":53,"attrs":36159,"content":36160},{"textAlign":64},[36161,36165],{"text":36162,"type":68,"marks":36163},"UBL replaces Facturae:",[36164],{"type":71},{"text":36166,"type":68}," UBL (Universal Business Language) will now be the required format for Spain’s public invoicing system, replacing Facturae.",{"type":94,"content":36168},[36169],{"type":53,"attrs":36170,"content":36171},{"textAlign":64},[36172,36176],{"text":36173,"type":68,"marks":36174},"Payment term clarifications:",[36175],{"type":71},{"text":36177,"type":68}," Clarifications have been provided regarding payment terms for credit and debit notes, including start and end dates.",{"type":94,"content":36179},[36180],{"type":53,"attrs":36181,"content":36182},{"textAlign":64},[36183,36187],{"text":36184,"type":68,"marks":36185},"AEAT publishes SPFE technical specifications: ",[36186],{"type":71},{"text":36188,"type":68},"Following the AEAT developer workshop held on 19 May 2026, technical documentation for Spain's future public e-invoicing platform (SPFE) was published on 1 June 2026. The documentation provides the most detailed view to date of the platform's architecture, validation processes and invoice status reporting requirements, ahead of the publication of the final Ministerial Order.",{"type":53,"attrs":36190,"content":36191},{"textAlign":64},[36192,36194,36198],{"text":36193,"type":68},"On a somewhat related note, and addressing broader invoicing compliance, invoices created on the public platform will also be VERI*FACTU compliant. This requirement does not stem from the 'Create and Grow Law' but rather from the Anti-Fraud Law. (",{"text":36195,"type":68,"marks":36196},"See below for further information about VERI*FACTU",[36197],{"type":1444},{"text":20928,"type":68},{"type":61,"attrs":36200,"content":36201},{"level":830,"textAlign":64},[36202],{"text":36203,"type":68,"marks":36204},"Create and Grow Law",[36205],{"type":71},{"type":53,"attrs":36207,"content":36208},{"textAlign":64},[36209,36211,36217],{"text":36210,"type":68},"The Royal Decree was approved on March 24, 2026, and published in the ",{"text":36212,"type":68,"marks":36213},"Official State Gazette (BOE-A-2026-7295)",[36214],{"type":105,"attrs":36215},{"href":36105,"uuid":64,"anchor":64,"custom":36216,"target":110,"linktype":19},{},{"text":36218,"type":68},". Implementation will follow a phased approach triggered by the publication of the forthcoming final Ministerial Order in the BOE:",{"type":91,"content":36220},[36221,36230],{"type":94,"content":36222},[36223],{"type":53,"attrs":36224,"content":36225},{"textAlign":64},[36226],{"text":36227,"type":68,"marks":36228},"12 months after entry into force of the Ministerial Order (expected October 1, 2026 – so applicable from October 1, 2027): Large businesses (turnover > €8M).",[36229],{"type":71},{"type":94,"content":36231},[36232],{"type":53,"attrs":36233,"content":36234},{"textAlign":64},[36235],{"text":36236,"type":68,"marks":36237},"24 months after entry into force of the Ministerial Order (expected October 1, 2026 – so applicable from October 1, 2028): Large businesses (turnover \u003C €8M).",[36238],{"type":71},{"type":61,"attrs":36240,"content":36241},{"level":830,"textAlign":64},[36242],{"text":36243,"type":68,"marks":36244},"10 essential facts about Spain's B2B e-invoicing law, “Create and Grow”",[36245],{"type":71},{"type":53,"attrs":36247,"content":36248},{"textAlign":64},[36249,36251,36254,36256,36262],{"text":36250,"type":68},"We have put together the top 10 points to help you understand Spain's law (",{"text":36049,"type":68,"marks":36252},[36253],{"type":1444},{"text":36255,"type":68}," Law), from key dates to invoice formats and compliance requirements, based on the approved Royal Decree and current regulatory framework. These points reflect the Royal Decree as published in the ",{"text":36212,"type":68,"marks":36257},[36258],{"type":105,"attrs":36259},{"href":36260,"uuid":64,"anchor":64,"custom":36261,"target":110,"linktype":19},"https://www.google.com/url?q=https://www.boe.es/buscar/doc.php?id%3DBOE-A-2026-7295&sa=D&source=docs&ust=1775033725788914&usg=AOvVaw1umXm6tgfquXwN-KCJMAYc",{},{"text":913,"type":68},{"type":61,"attrs":36264,"content":36265},{"level":63,"textAlign":64},[36266],{"text":36267,"type":68,"marks":36268},"1. Date of entry into force",[36269],{"type":71},{"type":53,"attrs":36271,"content":36272},{"textAlign":64},[36273],{"text":36274,"type":68},"Implementation is phased following the publication of the Royal Decree, with further details to be defined by the forthcoming Ministerial Order:",{"type":91,"content":36276},[36277,36288],{"type":94,"content":36278},[36279],{"type":53,"attrs":36280,"content":36281},{"textAlign":64},[36282,36286],{"text":36283,"type":68,"marks":36284},"(Expected October 1, 2027): ",[36285],{"type":71},{"text":36287,"type":68},"Obligation for companies and professionals with a turnover above € 8 million.",{"type":94,"content":36289},[36290],{"type":53,"attrs":36291,"content":36292},{"textAlign":64},[36293,36297],{"text":36294,"type":68,"marks":36295},"(Expected October 1, 2028)",[36296],{"type":71},{"text":36298,"type":68},": Obligation for companies and professionals with a turnover below € 8 million.",{"type":53,"attrs":36300,"content":36301},{"textAlign":64},[36302],{"text":36303,"type":68},"The turnover period considered will be that of the year prior to the entry into force of the obligation.",{"type":61,"attrs":36305,"content":36306},{"level":63,"textAlign":64},[36307],{"text":36308,"type":68,"marks":36309},"2. Scope of the law",[36310],{"type":71},{"type":53,"attrs":36312,"content":36313},{"textAlign":64},[36314],{"text":36315,"type":68},"Who will the law affect, and which businesses are in scope?",{"type":91,"content":36317},[36318,36325,36332,36339],{"type":94,"content":36319},[36320],{"type":53,"attrs":36321,"content":36322},{"textAlign":64},[36323],{"text":36324,"type":68},"Domestic.",{"type":94,"content":36326},[36327],{"type":53,"attrs":36328,"content":36329},{"textAlign":64},[36330],{"text":36331,"type":68},"B2B, private companies, and professionals.",{"type":94,"content":36333},[36334],{"type":53,"attrs":36335,"content":36336},{"textAlign":64},[36337],{"text":36338,"type":68},"Does not affect FACe (B2G).",{"type":94,"content":36340},[36341],{"type":53,"attrs":36342,"content":36343},{"textAlign":64},[36344,36346,36350],{"text":36345,"type":68},"Public companies and UTEs (",{"text":36347,"type":68,"marks":36348},"Unión Transitoria de Empresas",[36349],{"type":1444},{"text":36351,"type":68},") are subject to the law in the same way as private companies.",{"type":61,"attrs":36353,"content":36354},{"level":63,"textAlign":64},[36355],{"text":36356,"type":68,"marks":36357},"‍3. Communication of mandatory invoice statuses",[36358],{"type":71},{"type":53,"attrs":36360,"content":36361},{"textAlign":64},[36362],{"text":36363,"type":68},"What updates to invoice statuses must be reported?",{"type":91,"content":36365},[36366,36373,36380,36387,36394],{"type":94,"content":36367},[36368],{"type":53,"attrs":36369,"content":36370},{"textAlign":64},[36371],{"text":36372,"type":68},"Mandatory statuses include the commercial acceptance or rejection of the invoice and its date, as well as the full effective payment and its date.",{"type":94,"content":36374},[36375],{"type":53,"attrs":36376,"content":36377},{"textAlign":64},[36378],{"text":36379,"type":68},"Businesses must notify these statuses within 4 calendar days from the date of the notification of the status.",{"type":94,"content":36381},[36382],{"type":53,"attrs":36383,"content":36384},{"textAlign":64},[36385],{"text":36386,"type":68},"This requirement aims to provide benefits such as reduced late payments, improved invoice tracking, and greater transparency in business relationships.",{"type":94,"content":36388},[36389],{"type":53,"attrs":36390,"content":36391},{"textAlign":64},[36392],{"text":36393,"type":68},"These status updates form a central part of Spain's strategy to improve payment transparency and reduce late payments. The public platform will use this information to provide greater visibility into payment behaviour throughout the invoice lifecycle. ",{"type":94,"content":36395},[36396],{"type":53,"attrs":36397,"content":36398},{"textAlign":64},[36399],{"text":36400,"type":68},"By law, the maximum payment period is 60 days.",{"type":61,"attrs":36402,"content":36403},{"level":63,"textAlign":64},[36404],{"text":36405,"type":68,"marks":36406},"‍4. Signature",[36407],{"type":71},{"type":53,"attrs":36409,"content":36410},{"textAlign":64},[36411],{"text":36412,"type":68},"The rules concerning electronic signatures are as follows:",{"type":91,"content":36414},[36415,36422],{"type":94,"content":36416},[36417],{"type":53,"attrs":36418,"content":36419},{"textAlign":64},[36420],{"text":36421,"type":68},"The invoice issuer must either sign the invoices, or:",{"type":94,"content":36423},[36424],{"type":53,"attrs":36425,"content":36426},{"textAlign":64},[36427],{"text":36428,"type":68},"They may choose to delegate the certificate to their e-invoicing service provider.",{"type":61,"attrs":36430,"content":36431},{"level":63,"textAlign":64},[36432],{"text":36433,"type":68,"marks":36434},"‍5. PDF",[36435],{"type":71},{"type":53,"attrs":36437,"content":36438},{"textAlign":64},[36439],{"text":36440,"type":68},"PDF invoices can fall into various categories, depending on a country’s invoice acceptance factors. Take a look at how the Spanish government will deal with PDF invoices within its B2B regulations.",{"type":91,"content":36442},[36443,36450,36457],{"type":94,"content":36444},[36445],{"type":53,"attrs":36446,"content":36447},{"textAlign":64},[36448],{"text":36449,"type":68},"Invoices in PDF format will continue to be accepted until the law becomes mandatory for businesses and professionals of all sizes.",{"type":94,"content":36451},[36452],{"type":53,"attrs":36453,"content":36454},{"textAlign":64},[36455],{"text":36456,"type":68},"Companies falling in the first wave of the obligation must issue invoices in electronic and PDF formats. They should be capable of receiving invoices in both formats.",{"type":94,"content":36458},[36459],{"type":53,"attrs":36460,"content":36461},{"textAlign":64},[36462],{"text":36463,"type":68},"Companies not in the first wave can keep their current invoice issuing methods until their obligation date, but they may issue electronically voluntarily.",{"type":61,"attrs":36465,"content":36466},{"level":63,"textAlign":64},[36467],{"text":36468,"type":68,"marks":36469},"‍6. Formats",[36470],{"type":71},{"type":53,"attrs":36472,"content":36473},{"textAlign":64},[36474,36476,36490,36492,36499,36501,36508,36510,36516],{"text":36475,"type":68},"It is vital to understand which ",{"text":36477,"type":68,"marks":36478},"electronic invoicing",[36479,36489],{"type":105,"attrs":36480},{"href":36481,"uuid":36482,"anchor":64,"custom":36483,"target":110,"linktype":111,"story":36484},"/resources/blog/what-is-e-invoicing-an-overview-of-electronic-invoices","92028467-fe25-4810-a434-1edb522ae065",{},{"name":36485,"id":36486,"uuid":36482,"slug":36487,"url":36488,"full_slug":36488,"_stopResolving":55},"What is e-invoicing? An overview of electronic invoices",139585214791748,"what-is-e-invoicing-an-overview-of-electronic-invoices","resources/blog/what-is-e-invoicing-an-overview-of-electronic-invoices",{"type":11651},{"text":36491,"type":68}," formats will be accepted within the regulations. A key change introduced in the regulation is the transition from ",{"text":36493,"type":68,"marks":36494},"Facturae",[36495],{"type":105,"attrs":36496},{"href":32827,"uuid":32828,"anchor":64,"custom":36497,"target":110,"linktype":111,"story":36498},{},{"name":32831,"id":32832,"uuid":32828,"slug":32833,"url":32834,"full_slug":32834,"_stopResolving":55},{"text":36500,"type":68}," to UBL (Universal Business Language), aligning Spain with the ",{"text":36502,"type":68,"marks":36503},"European Union standard EN 16931",[36504],{"type":105,"attrs":36505},{"href":25167,"uuid":25168,"anchor":64,"custom":36506,"target":110,"linktype":111,"story":36507},{},{"name":32849,"id":32850,"uuid":25168,"slug":32851,"url":32852,"full_slug":32852,"_stopResolving":55},{"text":36509,"type":68}," and future initiatives such as ",{"text":25193,"type":68,"marks":36511},[36512],{"type":105,"attrs":36513},{"href":25197,"uuid":25198,"anchor":64,"custom":36514,"target":110,"linktype":111,"story":36515},{},{"name":35088,"id":35089,"uuid":25198,"slug":35090,"url":35091,"full_slug":35091,"_stopResolving":55},{"text":913,"type":68},{"type":91,"content":36518},[36519,36526],{"type":94,"content":36520},[36521],{"type":53,"attrs":36522,"content":36523},{"textAlign":64},[36524],{"text":36525,"type":68},"Public solution: UBL (Universal Business Language).",{"type":94,"content":36527},[36528],{"type":53,"attrs":36529,"content":36530},{"textAlign":64},[36531],{"text":36532,"type":68},"Private solutions: The billing platforms, solutions, or systems used by electronic invoice issuers will be required to send the true copy to the public electronic invoicing solution in UBL format. Other formats may be used for private exchanges, but UBL is mandatory for communication with the public platform.",{"type":61,"attrs":36534,"content":36535},{"level":63,"textAlign":64},[36536],{"text":36537,"type":68,"marks":36538},"‍7. Public platform",[36539],{"type":71},{"type":53,"attrs":36541,"content":36542},{"textAlign":64},[36543],{"text":36544,"type":68},"Many governments around the globe utilise a public/government platform within their B2G and B2B regulations.",{"type":91,"content":36546},[36547,36554,36561],{"type":94,"content":36548},[36549],{"type":53,"attrs":36550,"content":36551},{"textAlign":64},[36552],{"text":36553,"type":68},"Minimal solution for issuing invoices to suppliers and accessing customer invoices. Explicitly, it will not transmit the invoices, but only make them available for receivers. The platform will operate within a hybrid model, allowing businesses to exchange invoices either through accredited private service providers or directly through the public platform. In both cases, a faithful copy of the invoice must be made available to the tax authorities through the public infrastructure.",{"type":94,"content":36555},[36556],{"type":53,"attrs":36557,"content":36558},{"textAlign":64},[36559],{"text":36560,"type":68},"A copy of the invoice must be sent to the public platform, and the invoice statuses (acceptance and effective payment) must be communicated.",{"type":94,"content":36562},[36563],{"type":53,"attrs":36564,"content":36565},{"textAlign":64},[36566,36568,36573],{"text":36567,"type":68},"The detailed operation of this platform will be further defined in the forthcoming ",{"text":36110,"type":68,"marks":36569},[36570],{"type":105,"attrs":36571},{"href":36069,"uuid":64,"anchor":64,"custom":36572,"target":110,"linktype":19},{},{"text":913,"type":68},{"type":61,"attrs":36575,"content":36576},{"level":63,"textAlign":64},[36577],{"text":36578,"type":68,"marks":36579},"‍8. SII (Suministro Inmediato de Información)",[36580],{"type":71},{"type":91,"content":36582},[36583,36590],{"type":94,"content":36584},[36585],{"type":53,"attrs":36586,"content":36587},{"textAlign":64},[36588],{"text":36589,"type":68},"E-reporting to the SII will continue to work as before.",{"type":94,"content":36591},[36592],{"type":53,"attrs":36593,"content":36594},{"textAlign":64},[36595],{"text":36596,"type":68},"E-invoicing and e-reporting are two separate processes running in parallel.",{"type":61,"attrs":36598,"content":36599},{"level":63,"textAlign":64},[36600],{"text":36601,"type":68,"marks":36602},"‍9. Sanctions and control",[36603],{"type":71},{"type":91,"content":36605},[36606,36613,36626],{"type":94,"content":36607},[36608],{"type":53,"attrs":36609,"content":36610},{"textAlign":64},[36611],{"text":36612,"type":68},"No penalties regime is foreseen for the time being.",{"type":94,"content":36614},[36615],{"type":53,"attrs":36616,"content":36617},{"textAlign":64},[36618,36620,36624],{"text":36619,"type":68},"The State Observatory on Private Delinquency (",{"text":36621,"type":68,"marks":36622},"Observatorio Estatal de la Morosidad Privada",[36623],{"type":1444},{"text":36625,"type":68},") will be responsible for monitoring the evolution of payment data and promoting good practices.",{"type":94,"content":36627},[36628],{"type":53,"attrs":36629,"content":36630},{"textAlign":64},[36631],{"text":36632,"type":68},"The publication of an annual list of non-compliant and late-paying companies (legal entities that fail to pay more than 5% of their invoices on time and whose total amount of unpaid invoices exceeds € 600,000) is envisaged.",{"type":61,"attrs":36634,"content":36635},{"level":63,"textAlign":64},[36636],{"text":36637,"type":68,"marks":36638},"‍10. International invoicing",[36639],{"type":71},{"type":91,"content":36641},[36642,36649,36656],{"type":94,"content":36643},[36644],{"type":53,"attrs":36645,"content":36646},{"textAlign":64},[36647],{"text":36648,"type":68},"There is no specific regulation at the international level, but at the European level, project ViDA (VAT in the Digital Age), which includes provisions for intra-Community e-invoicing and e-reporting requirements, is planned to take effect in July 2030.",{"type":94,"content":36650},[36651],{"type":53,"attrs":36652,"content":36653},{"textAlign":64},[36654],{"text":36655,"type":68},"Spain's ongoing e-invoicing developments are also aligned with the European Union's ViDA initiative, which aims to introduce harmonised digital reporting and e-invoicing requirements across Member States. ",{"type":94,"content":36657},[36658],{"type":53,"attrs":36659,"content":36660},{"textAlign":64},[36661,36663,36671],{"text":36662,"type":68},"Learn more about ViDA via our ",{"text":36664,"type":68,"marks":36665},"blog post",[36666,36670],{"type":105,"attrs":36667},{"href":25197,"uuid":25198,"anchor":64,"custom":36668,"target":110,"linktype":111,"story":36669},{},{"name":35088,"id":35089,"uuid":25198,"slug":35090,"url":35091,"full_slug":35091,"_stopResolving":55},{"type":11651},{"text":913,"type":68},{"type":53,"attrs":36673,"content":36674},{"textAlign":64},[36675],{"text":36676,"type":68},"While these ten points cover the core of the upcoming B2B e-invoicing mandate, it's also crucial to understand two other related regulatory systems impacting invoicing in Spain: VERI*FACTU and TicketBAI.",{"type":61,"attrs":36678,"content":36679},{"level":830,"textAlign":64},[36680],{"text":36681,"type":68,"marks":36682},"‍What is VERI*FACTU?",[36683],{"type":71},{"type":53,"attrs":36685,"content":36686},{"textAlign":64},[36687,36697],{"text":25831,"type":68,"marks":36688},[36689],{"type":105,"attrs":36690},{"href":25835,"uuid":25836,"anchor":64,"custom":36691,"target":110,"linktype":111,"story":36692},{},{"name":36693,"id":36694,"uuid":25836,"slug":36695,"url":36696,"full_slug":36696,"_stopResolving":55},"VERI*FACTU vs. Non-VERI*FACTU: Key differences for e-invoicing in Spain",85097724338850,"veri-factu-vs-non-veri-factu-key-differences-for-e-invoicing-in-spain","resources/blog/veri-factu-vs-non-veri-factu-key-differences-for-e-invoicing-in-spain",{"text":36698,"type":68},", a Regulation governing the requirements for Billing Computer Systems (RRSIF), is a method for complying with Spanish legislation on computerised billing systems. It guarantees the integrity, conservation, accessibility, legibility, traceability and immutability of billing records.",{"type":53,"attrs":36700,"content":36701},{"textAlign":64},[36702],{"text":36703,"type":68},"Most businesses and self-employed professionals in Spain that are subject to Personal Income Tax or Corporate Income Tax will be required to use invoicing systems that comply with the technical requirements for both full and simplified invoices. Although the initial effective date was set for 1 January 2026, Royal Decree-law 15/2025 has extended the adaptation deadlines as follows:",{"type":91,"content":36705},[36706,36721],{"type":94,"content":36707},[36708],{"type":53,"attrs":36709,"content":36710},{"textAlign":64},[36711,36713,36720],{"text":36712,"type":68},"Until 1 January 2027 for companies (taxpayers under",{"text":36714,"type":68,"marks":36715}," Article 3.1.a",[36716,36719],{"type":105,"attrs":36717},{"href":36718,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.boe.es/boe/dias/2025/12/03/pdfs/BOE-A-2025-24446.pdf",{"type":11651},{"text":24462,"type":68},{"type":94,"content":36722},[36723],{"type":53,"attrs":36724,"content":36725},{"textAlign":64},[36726,36728,36734],{"text":36727,"type":68},"Until 1 July 2027 for self-employed professionals and freelancers (the remaining taxpayers under ",{"text":36729,"type":68,"marks":36730},"Article 3.1",[36731,36733],{"type":105,"attrs":36732},{"href":36718,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":11651},{"text":24462,"type":68},{"type":53,"attrs":36736,"content":36737},{"textAlign":64},[36738],{"text":36739,"type":68},"Businesses already reporting through the Immediate Supply of Information (SII) system, as well as those benefiting from specific exemptions, are not required to apply these new rules.",{"type":53,"attrs":36741,"content":36742},{"textAlign":64},[36743],{"text":36744,"type":68},"Invoices generated via the public platform will automatically meet VERI*FACTU requirements, simplifying compliance for businesses.",{"type":61,"attrs":36746,"content":36747},{"level":830,"textAlign":64},[36748],{"text":36749,"type":68,"marks":36750},"What is TicketBAI?",[36751],{"type":71},{"type":53,"attrs":36753,"content":36754},{"textAlign":64},[36755],{"text":36756,"type":68},"TicketBAI, a system introduced by the Basque Country's Foral Tax Authorities, requires businesses to send and certify invoices for all economic activities. Developed in collaboration with the three Foral Treasuries and the Basque Government, TicketBAI establishes specific legal and technical obligations for billing software.",{"type":53,"attrs":36758,"content":36759},{"textAlign":64},[36760],{"text":36761,"type":68},"The system aims to control income from economic activities, particularly those involving transactions with final consumers. In order to adhere to TicketBAI regulations, which came into effect in regions such as Bizkaia on 1 January 2024, businesses must use compliant software such as Banqup. TicketBAI ensures the integrity and traceability of billing records by requiring specific data to be submitted to the tax authorities.",{"type":61,"attrs":36763,"content":36764},{"level":830,"textAlign":64},[36765],{"text":30145,"type":68},{"type":53,"attrs":36767,"content":36768},{"textAlign":64},[36769],{"text":36770,"type":68},"With the Royal Decree published and further regulatory development underway, businesses should start preparing for the transition to mandatory electronic invoicing:",{"type":91,"content":36772},[36773,36780,36787,36794],{"type":94,"content":36774},[36775],{"type":53,"attrs":36776,"content":36777},{"textAlign":64},[36778],{"text":36779,"type":68},"Review current invoicing systems and processes,",{"type":94,"content":36781},[36782],{"type":53,"attrs":36783,"content":36784},{"textAlign":64},[36785],{"text":36786,"type":68},"Ensure readiness for UBL format,",{"type":94,"content":36788},[36789],{"type":53,"attrs":36790,"content":36791},{"textAlign":64},[36792],{"text":36793,"type":68},"Prepare to send and receive invoice status updates,",{"type":94,"content":36795},[36796],{"type":53,"attrs":36797,"content":36798},{"textAlign":64},[36799],{"text":36800,"type":68},"Evaluate technology providers to ensure compliance.",{"type":53,"attrs":36802,"content":36803},{"textAlign":64},[36804],{"text":36805,"type":68},"Taking early action will help businesses avoid disruption and ensure a smooth transition once the obligations come into force.",{"type":61,"attrs":36807,"content":36808},{"level":830,"textAlign":64},[36809],{"text":36810,"type":68,"marks":36811},"How Banqup can help",[36812],{"type":71},{"type":53,"attrs":36814,"content":36815},{"textAlign":64},[36816,36818,36828],{"text":36817,"type":68},"When choosing an ",{"text":36819,"type":68,"marks":36820},"electronic invoicing provider",[36821,36827],{"type":105,"attrs":36822},{"href":28952,"uuid":7775,"anchor":64,"custom":36823,"target":110,"linktype":111,"story":36824},{},{"name":36825,"id":36826,"uuid":7775,"slug":25588,"url":7776,"full_slug":7776,"_stopResolving":55},"E-invoicing",632592499,{"type":11651},{"text":36829,"type":68}," to help you navigate the various regulations and to help you become compliant, it can be difficult to understand what your business may need.",{"type":53,"attrs":36831,"content":36832},{"textAlign":64},[36833],{"text":36834,"type":68},"With Banqup, we guide you through all the changes, and we help future-proof your systems so that any regulation changes become our issue and not yours.",{"type":53,"attrs":36836,"content":36837},{"textAlign":64},[36838],{"text":36839,"type":68},"We already comply with the regulations in over 60 countries around the world. We tailor our products, and therefore your solution, so that it meets national and international regulations.",{"type":53,"attrs":36841,"content":36842},{"textAlign":64},[36843],{"text":36844,"type":68},"How else can we help you and other Spanish businesses?",{"type":91,"content":36846},[36847,36854,36861,36868,36875,36882,36889,36896,36903],{"type":94,"content":36848},[36849],{"type":53,"attrs":36850,"content":36851},{"textAlign":64},[36852],{"text":36853,"type":68},"We create value-added fields to the formats, specific to a sector or type of invoice: order/reference number, cost centers, etc.",{"type":94,"content":36855},[36856],{"type":53,"attrs":36857,"content":36858},{"textAlign":64},[36859],{"text":36860,"type":68},"We communicate mandatory statuses to the public platform, with the possibility of including additional statuses between private 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team",[36920,36927],{"type":105,"attrs":36921},{"href":25820,"uuid":25821,"anchor":64,"custom":36922,"target":110,"linktype":111,"story":36923},{},{"name":16596,"id":36924,"uuid":25821,"slug":36925,"url":36926,"full_slug":36926,"_stopResolving":55},63840642988451,"spain","resources/compliance-pulse/spain",{"type":11651},{"text":913,"type":68},{"type":53,"attrs":36930,"content":36931},{"textAlign":64},[36932,36934,36940,36941,36946],{"text":36933,"type":68},"Stay ahead of global e-invoicing mandates with ",{"text":36935,"type":68,"marks":36936},"our free monthly newsletter",[36937],{"type":105,"attrs":36938},{"href":22626,"uuid":64,"anchor":64,"custom":36939,"target":110,"linktype":19},{},{"text":33691,"type":68},{"text":33693,"type":68,"marks":36942},[36943],{"type":105,"attrs":36944},{"href":22107,"uuid":64,"anchor":64,"custom":36945,"target":110,"linktype":19},{},{"text":33699,"type":68},{"type":53,"attrs":36948},{"textAlign":64},"\u003C!--#storyblok#{\"name\": \"richText\", 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Grow",{"text":8697,"type":68,"marks":36994},[36995],{"type":1444},{"text":36997,"type":68},"law) will affect domestic businesses, B2B and private companies. ",{"type":94,"content":36999},[37000],{"type":53,"attrs":37001,"content":37002},{"textAlign":64},[37003,37005,37009,37011,37015],{"text":37004,"type":68},"VERI*FACTU: Regulations for billing software integrity. Deadlines have been extended to ",{"text":37006,"type":68,"marks":37007},"Jan 1, 2027,",[37008],{"type":71},{"text":37010,"type":68}," for companies and ",{"text":37012,"type":68,"marks":37013},"July 1, 2027,",[37014],{"type":71},{"text":37016,"type":68}," for freelancers. Invoices generated on the public platform will automatically be VERI*FACTU compliant.",{"type":94,"content":37018},[37019],{"type":53,"attrs":37020,"content":37021},{"textAlign":64},[37022],{"text":37023,"type":68},"TicketBAI aims to control income from economic activities, particularly those involving transactions with final consumers.",{"type":94,"content":37025},[37026],{"type":53,"attrs":37027,"content":37028},{"textAlign":64},[37029],{"text":37030,"type":68},"The Royal Decree (BOE-A-2026-7295) was approved on March 24, 2026.",{"type":94,"content":37032},[37033],{"type":53,"attrs":37034,"content":37035},{"textAlign":64},[37036,37040],{"text":37037,"type":68,"marks":37038},"Ministerial Order draft published",[37039],{"type":71},{"text":37041,"type":68},": The draft regulating the public e-invoicing platform was released on April 17, 2026. Its expected entry into force on October 1, 2026, will trigger the 12- and 24-month notice periods, meaning the mandatory B2B e-invoicing requirements should take effect for large businesses starting from October 2027 and for all remaining businesses from October 2028.",[12582,12583,22369],"Spain has approved the Royal Decree under the Crea y Crece law, making B2B electronic invoicing mandatory for companies and professionals. 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\"196023481573424\"}-->",{"_uid":37964,"text":37965,"theme":8,"component":714,"background":48,"_editable":38764},"48b61bea-4412-440b-bce4-27abe6b28355",{"type":50,"content":37966},[37967,37977,38013,38035,38045,38065,38141,38163,38171,38180,38209,38241,38262,38271,38290,38298,38307,38350,38358,38366,38378,38387,38409,38576,38581,38586,38671,38676,38681,38727,38736,38744],{"type":53,"attrs":37968,"content":37969},{"textAlign":64},[37970],{"text":37971,"type":68,"marks":37972},"This article was last updated on June 10, 2026, after the Ministry of Finance’s announcement that a draft amendment to the VAT Act has been proposed, which removes the e-reporting obligation for domestic buyers regarding received e-invoices during the interim period of January 1, 2027, to July 1, 2030.",[37973,37975,37976],{"type":7629,"attrs":37974},{"color":7631},{"type":71},{"type":1444},{"type":53,"attrs":37978,"content":37979},{"textAlign":64},[37980,37985,37994,37999,38008],{"text":37981,"type":68,"marks":37982},"Following the final approval of the legislation by the National Council (Parliament) on December 9, 2025, and its subsequent publication on December 19, 2025, Slovakia has secured the implementation of mandatory business-to-business (B2B) electronic invoicing and reporting by January 1, 2027, marking a significant stride in its digital tax transformation. These regulations, which clarify the legislative intent of the approved VAT Act amendments, were officially detailed by the Financial Directorate of the Slovak Republic in their recently updated and expanded ",[37983],{"type":7629,"attrs":37984},{"color":7631},{"text":37986,"type":68,"marks":37987},"Frequently Asked Questions (FAQ) publication 9/VAT/2025/IM",[37988,37992],{"type":105,"attrs":37989},{"href":37990,"uuid":64,"anchor":64,"custom":37991,"target":110,"linktype":19},"https://www.financnasprava.sk/_img/pfsedit/Dokumenty_PFS/Podnikatelia/Dan_z_pridanej_hodnoty/efaktura/2026/2026.04.24_faq_efaktura.pdf",{},{"type":7629,"attrs":37993},{"color":7631},{"text":37995,"type":68,"marks":37996}," (April 2026). As part of a broader European effort to combat tax fraud, the country is preparing to adopt ",[37997],{"type":7629,"attrs":37998},{"color":7631},{"text":38000,"type":68,"marks":38001},"a model with near-real-time electronic reporting",[38002,38006],{"type":105,"attrs":38003},{"href":25051,"uuid":12223,"anchor":64,"custom":38004,"target":110,"linktype":111,"story":38005},{},{"name":25513,"id":25517,"uuid":12223,"slug":26265,"url":26266,"full_slug":26266,"_stopResolving":55},{"type":7629,"attrs":38007},{"color":7631},{"text":38009,"type":68,"marks":38010},", similar to the Peppol-based “5-corner model”.",[38011],{"type":7629,"attrs":38012},{"color":7631},{"type":53,"attrs":38014,"content":38015},{"textAlign":64},[38016,38021,38030],{"text":38017,"type":68,"marks":38018},"Building on ",[38019],{"type":7629,"attrs":38020},{"color":7631},{"text":38022,"type":68,"marks":38023},"our previous blog post",[38024,38027,38029],{"type":105,"attrs":38025},{"href":38026,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.banqup.com/resources/blog/slovakia-s-path-to-e-invoicing-b2g-b2b-and-what-s-next-",{"type":7629,"attrs":38028},{"color":11649},{"type":11651},{"text":38031,"type":68,"marks":38032}," that provided an overview of the Slovakian government's real-time VAT reporting plan, this article explores the latest legislative developments and their implications for businesses operating within Slovakia, summarising the most recent updates to this crucial process.",[38033],{"type":7629,"attrs":38034},{"color":7631},{"type":61,"attrs":38036,"content":38037},{"level":63,"textAlign":64},[38038],{"text":38039,"type":68,"marks":38040},"Slovakia’s e-invoicing journey continues",[38041,38044],{"type":7629,"attrs":38042},{"color":38043},"#434343",{"type":71},{"type":53,"attrs":38046,"content":38047},{"textAlign":64},[38048,38053,38060],{"text":38049,"type":68,"marks":38050},"As we’ve covered in ",[38051],{"type":7629,"attrs":38052},{"color":7631},{"text":38022,"type":68,"marks":38054},[38055,38057,38059],{"type":105,"attrs":38056},{"href":38026,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":38058},{"color":11649},{"type":11651},{"text":38061,"type":68,"marks":38062},", Slovakia’s progress on e-invoicing has, until recently, been steady, but cautious:",[38063],{"type":7629,"attrs":38064},{"color":7631},{"type":91,"content":38066},[38067,38125],{"type":94,"content":38068},[38069],{"type":53,"attrs":38070,"content":38071},{"textAlign":64},[38072,38078,38083,38089,38094,38103,38108,38120],{"text":38073,"type":68,"marks":38074},"B2G and G2G foundations:",[38075,38077],{"type":7629,"attrs":38076},{"color":7631},{"type":71},{"text":38079,"type":68,"marks":38080}," From April 2023 onwards, Slovakia began introducing mandatory e-invoicing for business-to-government (B2G) and government-to-government (G2G) transactions. The country aligned itself with EU-wide best practice, initially using the IS EFA (",[38081],{"type":7629,"attrs":38082},{"color":7631},{"text":38084,"type":68,"marks":38085},"Informačný Systém Elektronickej Fakturácie",[38086,38088],{"type":7629,"attrs":38087},{"color":7631},{"type":1444},{"text":38090,"type":68,"marks":38091},") platform and the ",[38092],{"type":7629,"attrs":38093},{"color":7631},{"text":38095,"type":68,"marks":38096},"European EN 16931 standard",[38097,38101],{"type":105,"attrs":38098},{"href":25167,"uuid":25168,"anchor":64,"custom":38099,"target":110,"linktype":111,"story":38100},{},{"name":32849,"id":32850,"uuid":25168,"slug":32851,"url":32852,"full_slug":32852,"_stopResolving":55},{"type":7629,"attrs":38102},{"color":7631},{"text":38104,"type":68,"marks":38105},". The EFA proposal, however, was cancelled in 2024. Instead, B2G e-invoices will be distributed via the ",[38106],{"type":7629,"attrs":38107},{"color":7631},{"text":32861,"type":68,"marks":38109},[38110,38118],{"type":105,"attrs":38111},{"href":12115,"uuid":12116,"anchor":64,"custom":38112,"target":110,"linktype":111,"story":38113},{},{"name":38114,"id":38115,"uuid":12116,"slug":38116,"url":38117,"full_slug":38117,"_stopResolving":55},"Peppol Network",662293351,"peppol-network","solutions/compliance-management/peppol-network",{"type":7629,"attrs":38119},{"color":7631},{"text":38121,"type":68,"marks":38122}," in the same way as B2B transactions, from issuer to recipient.",[38123],{"type":7629,"attrs":38124},{"color":7631},{"type":94,"content":38126},[38127],{"type":53,"attrs":38128,"content":38129},{"textAlign":64},[38130,38136],{"text":38131,"type":68,"marks":38132},"B2B delays:",[38133,38135],{"type":7629,"attrs":38134},{"color":7631},{"type":71},{"text":38137,"type":68,"marks":38138}," A voluntary business-to-business (B2B) framework was planned for January 2022, with mandatory obligations expected to follow shortly afterwards. However, by early 2024, these plans had been postponed indefinitely, reflecting the complexity of implementation and the need for a more measured approach.",[38139],{"type":7629,"attrs":38140},{"color":7631},{"type":53,"attrs":38142,"content":38143},{"textAlign":64},[38144,38149,38158],{"text":38145,"type":68,"marks":38146},"These developments fit squarely within the continent-wide push to tackle the VAT gap and streamline compliance, echoing initiatives such as ",[38147],{"type":7629,"attrs":38148},{"color":7631},{"text":38150,"type":68,"marks":38151},"the EU’s VAT in the Digital Age (ViDA)",[38152,38155,38157],{"type":105,"attrs":38153},{"href":38154,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://www.banqup.com/en-be/resources/blog/vat-in-the-digital-age-agreement-reached-a-milestone-in-the-eu-tax-digitalisation",{"type":7629,"attrs":38156},{"color":11649},{"type":11651},{"text":38159,"type":68,"marks":38160},". Despite setbacks, Slovakia has consistently signalled its determination to modernise tax administration.",[38161],{"type":7629,"attrs":38162},{"color":7631},{"type":53,"attrs":38164,"content":38165},{"textAlign":64},[38166],{"text":38167,"type":68,"marks":38168},"The next pivotal step in this evolution was a public consultation on a draft law amending the VAT Act. This consultation, which closed on August 19, 2025, aimed to introduce mandatory e-invoicing and online reporting. This would directly address the previously undefined B2B mandate and set the stage for Slovakia’s expanded e-invoicing obligations.",[38169],{"type":7629,"attrs":38170},{"color":7631},{"type":61,"attrs":38172,"content":38173},{"level":63,"textAlign":64},[38174],{"text":38175,"type":68,"marks":38176},"Public consultation concludes: Mandatory e-invoicing by 2027",[38177,38179],{"type":7629,"attrs":38178},{"color":38043},{"type":71},{"type":53,"attrs":38181,"content":38182},{"textAlign":64},[38183,38188,38194,38199,38205],{"text":38184,"type":68,"marks":38185},"In August 2025, the Slovak Ministry of Finance concluded the feedback period for Draft Law No. LP/2025/396, which is a key part of the consultation process. The draft proposes the introduction of",[38186],{"type":7629,"attrs":38187},{"color":7631},{"text":38189,"type":68,"marks":38190}," mandatory structured e-invoicing and near real-time reporting for domestic B2B transactions",[38191,38193],{"type":7629,"attrs":38192},{"color":7631},{"type":71},{"text":38195,"type":68,"marks":38196},", which are set to begin on ",[38197],{"type":7629,"attrs":38198},{"color":7631},{"text":38200,"type":68,"marks":38201},"January 1, 2027",[38202,38204],{"type":7629,"attrs":38203},{"color":7631},{"type":71},{"text":913,"type":68,"marks":38206},[38207],{"type":7629,"attrs":38208},{"color":7631},{"type":53,"attrs":38210,"content":38211},{"textAlign":64},[38212,38217,38226,38231,38237],{"text":38213,"type":68,"marks":38214},"Following the public consultation, the draft law amending the VAT Act has now been officially approved by the National Council (Parliament) on December 9, 2025, and ",[38215],{"type":7629,"attrs":38216},{"color":7631},{"text":38218,"type":68,"marks":38219},"Law 385/2025 Z.z.",[38220,38224],{"type":105,"attrs":38221},{"href":38222,"uuid":64,"anchor":64,"custom":38223,"target":110,"linktype":19},"https://www.slov-lex.sk/ezbierky/pravne-predpisy/SK/ZZ/2025/385/20270101.html",{},{"type":7629,"attrs":38225},{"color":7631},{"text":38227,"type":68,"marks":38228}," published ten days later, on December 19, 2025, completing the legislative process. This decisive step confirms the introduction of mandatory structured e-invoicing and near real-time reporting for domestic B2B transactions, ",[38229],{"type":7629,"attrs":38230},{"color":7631},{"text":38232,"type":68,"marks":38233},"set to begin on January 1, 2027",[38234,38236],{"type":7629,"attrs":38235},{"color":7631},{"type":71},{"text":913,"type":68,"marks":38238},[38239],{"type":7629,"attrs":38240},{"color":7631},{"type":53,"attrs":38242,"content":38243},{"textAlign":64},[38244,38249,38257],{"text":38245,"type":68,"marks":38246},"As a key deliverable of the ViDA initiative, it highlights Slovakia's commitment to modernising tax administration and improving compliance across Europe. Based on these public consultations and the enacted legislation, Slovakia has confirmed that the requirements will include near-real-time e-reporting to the tax authorities as part of a “5-corner” model, leveraging the international ",[38247],{"type":7629,"attrs":38248},{"color":7631},{"text":12111,"type":68,"marks":38250},[38251,38255],{"type":105,"attrs":38252},{"href":25065,"uuid":25066,"anchor":64,"custom":38253,"target":110,"linktype":111,"story":38254},{},{"name":32867,"id":32868,"uuid":25066,"slug":32869,"url":32870,"full_slug":32870,"_stopResolving":55},{"type":7629,"attrs":38256},{"color":7631},{"text":38258,"type":68,"marks":38259}," network.",[38260],{"type":7629,"attrs":38261},{"color":7631},{"type":61,"attrs":38263,"content":38264},{"level":63,"textAlign":64},[38265],{"text":38266,"type":68,"marks":38267},"Peppol’s five-corner model",[38268,38270],{"type":7629,"attrs":38269},{"color":38043},{"type":71},{"type":53,"attrs":38272,"content":38273},{"textAlign":64},[38274,38279,38285],{"text":38275,"type":68,"marks":38276},"By adopting a five-corner model for e-invoicing, Slovakia is embracing a modern approach to digital tax administration. Under this framework, businesses exchange electronic invoices via certified Accredited Service Providers (ASPs, also known as “",[38277],{"type":7629,"attrs":38278},{"color":7631},{"text":38280,"type":68,"marks":38281},"Digitálni poštári",[38282,38284],{"type":7629,"attrs":38283},{"color":7631},{"type":1444},{"text":38286,"type":68,"marks":38287},"” or “Digital Postman”). These ASPs play a crucial role in validating and reporting invoices to the tax authorities.",[38288],{"type":7629,"attrs":38289},{"color":7631},{"type":53,"attrs":38291,"content":38292},{"textAlign":64},[38293],{"text":38294,"type":68,"marks":38295},"Unlike some pre-clearance models, where validation occurs before an invoice reaches the buyer, the Slovak system allows invoices to be exchanged freely after validation by an accredited provider. This streamlined process ensures compliance while facilitating efficient business-to-business transactions within a secure network. No recipient consent is required for e-invoicing in Slovakia, as it is a key element of the mandate's implementation.",[38296],{"type":7629,"attrs":38297},{"color":7631},{"type":61,"attrs":38299,"content":38300},{"level":63,"textAlign":64},[38301],{"text":38302,"type":68,"marks":38303},"The mandate’s core obligations",[38304,38306],{"type":7629,"attrs":38305},{"color":38043},{"type":71},{"type":53,"attrs":38308,"content":38309},{"textAlign":64},[38310,38315,38321,38325,38331,38336,38345],{"text":38311,"type":68,"marks":38312},"As mentioned previously, this reform introduces two primary obligations for all domestic B2B transactions between VAT-registered businesses: ",[38313],{"type":7629,"attrs":38314},{"color":7631},{"text":38316,"type":68,"marks":38317},"structured e-invoicing",[38318,38320],{"type":7629,"attrs":38319},{"color":7631},{"type":71},{"text":6579,"type":68,"marks":38322},[38323],{"type":7629,"attrs":38324},{"color":7631},{"text":38326,"type":68,"marks":38327},"near real-time e-reporting",[38328,38330],{"type":7629,"attrs":38329},{"color":7631},{"type":71},{"text":38332,"type":68,"marks":38333},". These requirements are a key deliverable of the ViDA initiative, meaning that, from 2027 onwards, all invoices issued or received in Slovakia must adhere to a predefined electronic format in line with the ",[38334],{"type":7629,"attrs":38335},{"color":7631},{"text":38337,"type":68,"marks":38338},"European Norm",[38339,38343],{"type":105,"attrs":38340},{"href":25167,"uuid":25168,"anchor":64,"custom":38341,"target":110,"linktype":111,"story":38342},{},{"name":32849,"id":32850,"uuid":25168,"slug":32851,"url":32852,"full_slug":32852,"_stopResolving":55},{"type":7629,"attrs":38344},{"color":7631},{"text":38346,"type":68,"marks":38347},". Until June 30, 2030, the invoicing deadline remains 15 days. Furthermore, critical invoice data will need to be reported to the tax authority almost immediately upon issuance. Reporting for received invoices must happen no later than 5 days from receipt. However, note that if the draft amendment to the VAT Act submitted for interdepartmental review on May 27, 2026, is adopted, the obligation for domestic buyers to report data from received e-invoices would be removed for the interim period between January 1, 2027, and July 1, 2030. This reporting obligation for buyers is expected to become effective only after this transitional period concludes.",[38348],{"type":7629,"attrs":38349},{"color":7631},{"type":53,"attrs":38351,"content":38352},{"textAlign":64},[38353],{"text":38354,"type":68,"marks":38355},"The introduction of e-reporting will also lead to the abolition of the Control and Summary Statements from July 1, 2030. From the same date, the general invoice issuance deadline is reduced to 10 days.",[38356],{"type":7629,"attrs":38357},{"color":7631},{"type":53,"attrs":38359,"content":38360},{"textAlign":64},[38361],{"text":38362,"type":68,"marks":38363},"As detailed above, this system will be supported by the secure Peppol network, enabling businesses to securely exchange invoices via certified third-party service providers. Although Peppol adoption varies across other EU countries, Slovakia's implementation demonstrates its commitment to standardised, efficient digital exchange. To comply with these new regulations, businesses will need to contract with an accredited Peppol service provider (“Digital Postman”) for invoice exchange and tax reporting. Non-compliance with the new reporting obligations can result in penalties of up to € 10,000, or up to € 100,000 for repeated violations.",[38364],{"type":7629,"attrs":38365},{"color":7631},{"type":53,"attrs":38367,"content":38368},{"textAlign":64},[38369,38374],{"text":38370,"type":68,"marks":38371},"Crucial exceptions:",[38372,38373],{"type":71},{"type":1444},{"text":38375,"type":68,"marks":38376}," No fine will be issued where an obvious error is identified and corrected promptly. Similarly, no fine will be issued if it can be proven beyond a doubt that the accredited service provider experienced a failure and reported the data without delay following the issue’s resolution.",[38377],{"type":1444},{"type":61,"attrs":38379,"content":38380},{"level":63,"textAlign":64},[38381],{"text":38382,"type":68,"marks":38383},"Official clarifications and requirements (Financial Directorate FAQ)",[38384,38386],{"type":7629,"attrs":38385},{"color":38043},{"type":71},{"type":53,"attrs":38388,"content":38389},{"textAlign":64},[38390,38395,38404],{"text":38391,"type":68,"marks":38392},"These requirements, which were clarified by the ",[38393],{"type":7629,"attrs":38394},{"color":7631},{"text":38396,"type":68,"marks":38397},"Financial Directorate's FAQ",[38398,38401,38403],{"type":105,"attrs":38399},{"href":37990,"uuid":64,"anchor":64,"custom":38400,"target":156,"linktype":19},{},{"type":7629,"attrs":38402},{"color":11649},{"type":11651},{"text":38405,"type":68,"marks":38406}," prior to the final parliamentary approval, now form the governing rules for the new mandate:",[38407],{"type":7629,"attrs":38408},{"color":7631},{"type":91,"content":38410},[38411,38427,38486,38512,38544,38560],{"type":94,"content":38412},[38413],{"type":53,"attrs":38414,"content":38415},{"textAlign":64},[38416,38422],{"text":38417,"type":68,"marks":38418},"Mandate scope:",[38419,38421],{"type":7629,"attrs":38420},{"color":7631},{"type":71},{"text":38423,"type":68,"marks":38424}," From January 1, 2027, the mandatory e-invoicing obligation applies to VAT payers for domestic B2B transactions, excluding B2C invoicing, supplies to the Slovak Information Service or Military Intelligence, deliveries involving classified information, VAT-exempt transactions (e.g., insurance, financial services), simplified invoices, and supplies by foreign VAT-registered persons.",[38425],{"type":7629,"attrs":38426},{"color":7631},{"type":94,"content":38428},[38429],{"type":53,"attrs":38430,"content":38431},{"textAlign":64},[38432,38438,38443,38452,38457,38462,38467,38472,38477,38482],{"text":38433,"type":68,"marks":38434},"Format and technology:",[38435,38437],{"type":7629,"attrs":38436},{"color":7631},{"type":71},{"text":38439,"type":68,"marks":38440}," The e-invoice must be a structured XML format (EN 16931 UBL), which is distinct from a standard PDF. This format complies with Peppol ",[38441],{"type":7629,"attrs":38442},{"color":7631},{"text":38444,"type":68,"marks":38445},"Code Lists",[38446,38449,38451],{"type":105,"attrs":38447},{"href":38448,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"https://docs.peppol.eu/edelivery/codelists/",{"type":7629,"attrs":38450},{"color":11649},{"type":11651},{"text":38453,"type":68,"marks":38454}," v9.5 (December 23, 2025), which defines the identifier scheme 0245 – SG:DIC for a ten-digit Slovak Tax Identification Number (",[38455],{"type":7629,"attrs":38456},{"color":7631},{"text":30725,"type":68,"marks":38458},[38459,38461],{"type":7629,"attrs":38460},{"color":7631},{"type":1444},{"text":38463,"type":68,"marks":38464},"). The ",[38465],{"type":7629,"attrs":38466},{"color":7631},{"text":30725,"type":68,"marks":38468},[38469,38471],{"type":7629,"attrs":38470},{"color":7631},{"type":1444},{"text":38473,"type":68,"marks":38474},", issued by the Financial Administration of the Slovak Republic, serves as the national unique identifier and is used for identifying e-invoice recipients in the Peppol network, including cases involving public administration bodies or other legal persons without a VAT number. When registering Slovak end users on the Peppol network, this scheme 0245 can be used to specify the recipient entity’s ",[38475],{"type":7629,"attrs":38476},{"color":7631},{"text":30725,"type":68,"marks":38478},[38479,38481],{"type":7629,"attrs":38480},{"color":7631},{"type":1444},{"text":913,"type":68,"marks":38483},[38484],{"type":7629,"attrs":38485},{"color":7631},{"type":94,"content":38487},[38488],{"type":53,"attrs":38489,"content":38490},{"textAlign":64},[38491,38497,38502,38507],{"text":38492,"type":68,"marks":38493},"Service providers:",[38494,38496],{"type":7629,"attrs":38495},{"color":7631},{"type":71},{"text":38498,"type":68,"marks":38499}," The exchange will be facilitated by Accredited Service Providers, referred to in the FAQs as “",[38500],{"type":7629,"attrs":38501},{"color":7631},{"text":38280,"type":68,"marks":38503},[38504,38506],{"type":7629,"attrs":38505},{"color":7631},{"type":1444},{"text":38508,"type":68,"marks":38509},"” (“digital postmen”), who ensure the secure transmission and real-time reporting to the tax authority.",[38510],{"type":7629,"attrs":38511},{"color":7631},{"type":94,"content":38513},[38514],{"type":53,"attrs":38515,"content":38516},{"textAlign":64},[38517,38523,38528,38534,38539,38540],{"text":38518,"type":68,"marks":38519},"Recipient obligation:",[38520,38522],{"type":7629,"attrs":38521},{"color":7631},{"type":71},{"text":38524,"type":68,"marks":38525}," All legal entities and taxable persons (including entrepreneurs, freelancers, etc.) must be capable of receiving e-invoices via a contracted “",[38526],{"type":7629,"attrs":38527},{"color":7631},{"text":38529,"type":68,"marks":38530},"Digitálny poštár",[38531,38533],{"type":7629,"attrs":38532},{"color":7631},{"type":1444},{"text":38535,"type":68,"marks":38536},"” service. If a recipient fails to do so, the sender's obligation is considered fulfilled once the invoice has been sent through the delivery service, even if transmission results in an error.",[38537],{"type":7629,"attrs":38538},{"color":7631},{"type":78},{"text":38541,"type":68,"marks":38542},"Please note that while the capability to receive e-invoices remains mandatory, recent proposed legislative updates would remove the requirement for recipients to report the data from received invoices to the tax authorities during the transitional period from January 1, 2027, to July 1, 2030.",[38543],{"type":1444},{"type":94,"content":38545},[38546],{"type":53,"attrs":38547,"content":38548},{"textAlign":64},[38549,38555],{"text":38550,"type":68,"marks":38551},"Integration timeline:",[38552,38554],{"type":7629,"attrs":38553},{"color":7631},{"type":71},{"text":38556,"type":68,"marks":38557}," A voluntary transition period is scheduled from January 1, 2026, to January 1, 2027, allowing businesses to test their systems. Digital reporting of e-invoice data is expected to become available in Q3 2026 following the establishment of the tax authorities' SP or corner 5 (C5).",[38558],{"type":7629,"attrs":38559},{"color":7631},{"type":94,"content":38561},[38562],{"type":53,"attrs":38563,"content":38564},{"textAlign":64},[38565,38571],{"text":38566,"type":68,"marks":38567},"International ambition:",[38568,38570],{"type":7629,"attrs":38569},{"color":7631},{"type":71},{"text":38572,"type":68,"marks":38573}," Cross-border e-invoicing is not covered by the 2027 mandate but is planned for 2030 in line with the EU's ViDA initiative.",[38574],{"type":7629,"attrs":38575},{"color":7631},{"type":61,"attrs":38577,"content":38578},{"level":63,"textAlign":64},[38579],{"text":38580,"type":68},"Practical scenarios: corrections and self-billing",{"type":53,"attrs":38582,"content":38583},{"textAlign":64},[38584],{"text":38585,"type":68},"Building on practical learnings from other countries with recent mandates — where self-billing arrangements challenged Belgium's implementation and corrective invoice procedures tested Poland's KSeF rollout — the Slovak authorities have proactively addressed these operational scenarios, providing clear rules for corrections and self-billing via certified Digital Postmen.",{"type":91,"content":38587},[38588,38620],{"type":94,"content":38589},[38590],{"type":53,"attrs":38591,"content":38592},{"textAlign":64},[38593,38597,38599,38600,38602,38609,38611,38612,38614,38618],{"text":38594,"type":68,"marks":38595},"Corrective invoices",[38596],{"type":71},{"text":38598,"type":68},": The Financial Directorate's FAQ clarifies two possible methods for fixing an error after an invoice is sent via Peppol. Simple file edits are strictly forbidden - instead, the sender must create formal corrections with proper audit trails using Peppol document type codes. ",{"type":78},{"text":38601,"type":68},"1. The most common, and recommended, method is to issue a credit note (with ",{"text":38603,"type":68,"marks":38604},"document type code 381",[38605],{"type":105,"attrs":38606},{"href":38607,"uuid":64,"anchor":64,"custom":38608,"target":110,"linktype":19},"https://docs.peppol.eu/poacc/billing/3.0/codelist/UNCL1001-inv/",{},{"text":38610,"type":68},") against the original invoice, then send a new corrected invoice (type code 380). This creates the cleanest account trail and is preferred by most providers.",{"type":78},{"text":38613,"type":68},"2. Alternatively, you may also send a single corrective invoice (“",{"text":38615,"type":68,"marks":38616},"Opravná faktúra",[38617],{"type":1444},{"text":38619,"type":68},"”, type code 384) that references the original invoice ID. This must be a new structured Peppol message, not an edit of the original file. Without the proper reference, the tax authority's system will automatically reject it.",{"type":94,"content":38621},[38622],{"type":53,"attrs":38623,"content":38624},{"textAlign":64},[38625,38629,38634,38638,38640,38648,38650,38651,38655,38657,38658,38662,38664,38665,38669],{"text":38626,"type":68,"marks":38627},"Self-billing (“",[38628],{"type":71},{"text":38630,"type":68,"marks":38631},"samofakturácia",[38632,38633],{"type":71},{"type":1444},{"text":38635,"type":68,"marks":38636},"”)",[38637],{"type":71},{"text":38639,"type":68},": ",{"text":38641,"type":68,"marks":38642},"Self-billing",[38643],{"type":105,"attrs":38644},{"href":38645,"uuid":30617,"anchor":64,"custom":38646,"target":110,"linktype":111,"story":38647},"/resources/blog/self-billing-via-peppol",{},{"name":30600,"id":30599,"uuid":30617,"slug":30601,"url":30602,"full_slug":30602,"_stopResolving":55},{"text":38649,"type":68}," lets the buyer issue the invoice on behalf of the supplier. This is common practise in outsourcing, retail chains, or fuel cards, where the customer knows volumes and wants to streamline reconciliation. Slovakia's FAQ confirms these arrangements remain fully permitted, with the same legal requirements as today, i.e., a written agreement between supplier and buyer. However, with the move to e-invoicing, the following digital reporting requirements apply:",{"type":78},{"text":38652,"type":68,"marks":38653},"1. Who reports? ",[38654],{"type":71},{"text":38656,"type":68},"The buyer (acting as issuer) handles digital reporting to the Financial Administration, even though it's the supplier's sale.",{"type":78},{"text":38659,"type":68,"marks":38660},"2. When is it \"reported\"? ",[38661],{"type":71},{"text":38663,"type":68},"The obligation is fulfilled the moment the invoice reaches your certified Digital Postman via Peppol. There is no need to wait for government acknowledgement.",{"type":78},{"text":38666,"type":68,"marks":38667},"3. Technical requirements:",[38668],{"type":71},{"text":38670,"type":68}," Self-billed e-invoices follow Peppol BIS Billing 3.0 using type code 389. Both parties need valid Peppol IDs.",{"type":61,"attrs":38672,"content":38673},{"level":63,"textAlign":64},[38674],{"text":38675,"type":68},"Key operational rules",{"type":53,"attrs":38677,"content":38678},{"textAlign":64},[38679],{"text":38680,"type":68},"To support the successful exchange and reporting of structured electronic invoices, the latest FAQ guidance includes several critical technical specifications that define the requirements for the e-invoice file format, its display, and its retention.",{"type":91,"content":38682},[38683,38694,38705,38716],{"type":94,"content":38684},[38685],{"type":53,"attrs":38686,"content":38687},{"textAlign":64},[38688,38692],{"text":38689,"type":68,"marks":38690},"Instant human-readable display:",[38691],{"type":71},{"text":38693,"type":68}," While XML is the legal invoice, taxpayers must ensure that their software (such as their ERP, accounting software, or their connected Digital Postman portal) can render it to a PDF-like format immediately if a tax auditor requests. However, there is no constant PDF storage required; XML is sufficient.",{"type":94,"content":38695},[38696],{"type":53,"attrs":38697,"content":38698},{"textAlign":64},[38699,38703],{"text":38700,"type":68,"marks":38701},"Optional PDF attachments: ",[38702],{"type":71},{"text":38704,"type":68},"The e-invoice format allows embedding visual PDFs within the XML file. However, the government does not require them, and any PDF delivery remains a private agreement between buyer and seller.",{"type":94,"content":38706},[38707],{"type":53,"attrs":38708,"content":38709},{"textAlign":64},[38710,38714],{"text":38711,"type":68,"marks":38712},"Reporting responsibility: ",[38713],{"type":71},{"text":38715,"type":68},"The issuer’s reporting duty is fulfilled once the XML reaches their certified Digital Postman. They automatically generate the Tax Data Document (TDD) and handle transmission to the government. Any technical delays become their liability, not the taxpayers.",{"type":94,"content":38717},[38718],{"type":53,"attrs":38719,"content":38720},{"textAlign":64},[38721,38725],{"text":38722,"type":68,"marks":38723},"Archiving requirements: ",[38724],{"type":71},{"text":38726,"type":68},"Archiving rules remain unchanged from the VAT Act. Businesses must store the original XML files for 10 years (20 years for real estate transactions). This follows the same timeline as traditional paper invoices.",{"type":61,"attrs":38728,"content":38729},{"level":63,"textAlign":64},[38730],{"text":38731,"type":68,"marks":38732},"What this means for businesses",[38733,38735],{"type":7629,"attrs":38734},{"color":38043},{"type":71},{"type":53,"attrs":38737,"content":38738},{"textAlign":64},[38739],{"text":38740,"type":68,"marks":38741},"For market participants, the Ministry's activity signals the urgent need to begin considering system integration. Businesses should proactively plan to connect their IT and accounting platforms to certified service providers. These providers will be vital in handling and transmitting the new structured data formats efficiently through the selected network.",[38742],{"type":7629,"attrs":38743},{"color":7631},{"type":53,"attrs":38745,"content":38746},{"textAlign":64},[38747,38752,38759],{"text":38748,"type":68,"marks":38749},"For more background on Slovakia’s e-invoicing landscape, we encourage you to read ",[38750],{"type":7629,"attrs":38751},{"color":7631},{"text":38022,"type":68,"marks":38753},[38754,38756,38758],{"type":105,"attrs":38755},{"href":38026,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},{"type":7629,"attrs":38757},{"color":11649},{"type":11651},{"text":38760,"type":68,"marks":38761}," on the topic.",[38762],{"type":7629,"attrs":38763},{"color":7631},"\u003C!--#storyblok#{\"name\": \"richText\", \"space\": \"318078\", \"uid\": \"48b61bea-4412-440b-bce4-27abe6b28355\", \"id\": \"196023481573424\"}-->",{"_uid":38766,"page":38767,"component":22661,"_editable":38769},"5c1f5e28-b7b7-479a-9ed9-46ce284bafcd",[38768],"b03f29d9-417e-4b97-85fb-96b004bedf0a","\u003C!--#storyblok#{\"name\": \"author\", \"space\": \"318078\", \"uid\": \"5c1f5e28-b7b7-479a-9ed9-46ce284bafcd\", \"id\": \"196023481573424\"}-->",{"_uid":38771,"cards":38772,"buttons":38774,"heading":11793,"tagline":8,"component":11794,"background":48,"description":38775,"_editable":38778},"6df1968f-5886-456c-b418-18f2fc5e618e",[12229,26247,28813,38773],"8b424fdd-f429-4dc6-8689-df78186abf79",[],{"type":50,"content":38776},[38777],{"type":53},"\u003C!--#storyblok#{\"name\": \"cardSlider\", \"space\": \"318078\", \"uid\": \"6df1968f-5886-456c-b418-18f2fc5e618e\", \"id\": \"196023481573424\"}-->",{"id":38780,"alt":37941,"name":8,"focus":8,"title":37941,"source":8,"filename":38781,"copyright":8,"fieldtype":15,"meta_data":38782,"is_external_url":17},64175787514506,"https://a.storyblok.com/f/318078/1000x667/d472273a10/slovakia-flag.jpg",{"alt":37941,"title":37941,"source":8,"copyright":8},[38768],[],{"type":50,"content":38786},[38787,38792],{"type":53,"attrs":38788,"content":38789},{"textAlign":64},[38790],{"text":38791,"type":68},"By January 1, 2027, Slovakia is set to implement mandatory e-invoicing and e-reporting, adopting a model comparable to the Peppol-based “five-corner model”. This article examines the latest legislative changes and their impact on businesses operating in Slovakia.",{"type":53,"attrs":38793},{"textAlign":64},[12582,12583,22369],"By January 1, 2027, Slovakia is set to implement mandatory e-invoicing and e-reporting, adopting a model comparable to the Peppol-based “five-corner model”. This article examines the latest legislative changes and their impact on businesses operating in Slovakia.\n",[38797],"Slovakia","\u003C!--#storyblok#{\"name\": \"blogPage\", \"space\": \"318078\", \"uid\": \"b87e17ea-0521-4470-af70-5731fa2f03a9\", \"id\": \"196023481573424\"}-->","slovakia-s-next-step-a-5-corner-model-for-e-invoicing-in-2027","insights/news-resources-trends/slovakia-s-next-step-a-5-corner-model-for-e-invoicing-in-2027","2026-06-10",-2000,[],"79257c5d-3f7d-4d4b-9992-dd919ebcd1cd",[],[38807,38810,38812],{"path":38808,"name":38809,"lang":242,"published":17},"inzichten/nieuws-ideeen-trends/slowakijes-vijfhoekig-model-voor-e-facturatie-in-2027-voor-slowakije","Slowakijes volgende stap: een 5-hoekmodel voor e-facturatie in 2027",{"path":38811,"name":64,"lang":244,"published":64},"perspectives/actualites-ressources-tendances/slovakia-s-next-step-a-5-corner-model-for-e-invoicing-in-2027",{"path":38813,"name":38814,"lang":248,"published":17},"insights/news-ressourcen-trends/slowakeis-naechster-schritt-das-5-corner-modell-fuer-die-e-rechnungspflicht-2027","Slowakeis nächster Schritt: Das 5-Corner-Modell für die E-Rechnungspflicht 2027",363,{"left":7163,"top":7163,"width":32221,"height":32221,"rotate":7163,"vFlip":17,"hFlip":17,"body":38817},"\u003Cpath fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"m12 19l-7-7l7-7m7 7H5\"/>",{"left":7163,"top":7163,"width":32221,"height":32221,"rotate":7163,"vFlip":17,"hFlip":17,"body":38819},"\u003Cpath fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M5 12h14m-7-7l7 7l-7 7\"/>"]