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It is recommended that you print a copy of these Terms and Conditions for your future reference. These Terms and Conditions were last updated on September 3rd 2021.",{"type":78},{"type":78},{"text":85,"type":68},"Your agreement to comply with these Terms and Conditions is indicated by your use of our site. If you do not agree to these Terms and Conditions, you must stop using our site immediately.",{"type":78},{"type":78},{"text":89,"type":68},"The following documents also apply to your use of our site",{"type":91,"content":92},"bullet_list",[93,114],{"type":94,"content":95},"list_item",[96],{"type":53,"attrs":97,"content":98},{"textAlign":64},[99,101,112],{"text":100,"type":68},"Our ",{"text":102,"type":68,"marks":103},"Privacy notice ",[104],{"type":105,"attrs":106},"link",{"href":107,"uuid":108,"anchor":64,"custom":109,"target":110,"linktype":111},"/es/legal/aviso-de-privacidad","75fae8d7-0c95-4ecb-a3fc-0a3bd3585a85",{},"_self","story",{"text":113,"type":68},"This is also referred to below in Part 14.",{"type":94,"content":115},[116],{"type":53,"attrs":117,"content":118},{"textAlign":64},[119,120,128],{"text":100,"type":68},{"text":121,"type":68,"marks":122},"Cookie policy",[123],{"type":105,"attrs":124},{"href":125,"uuid":126,"anchor":64,"custom":127,"target":110,"linktype":111},"/es/legal/politica-cookies","11750e2e-e50b-4950-b8f1-0f4fc9f78db2",{},{"text":129,"type":68},"  This is also referred to below in Part 14.",{"type":61,"attrs":131,"content":133},{"level":132,"textAlign":64},4,[134],{"text":135,"type":68,"marks":136},"1. Definitions and Interpretation",[137],{"type":71},{"type":53,"attrs":139,"content":140},{"textAlign":64},[141,143,144,145,147,151,153,154,156,157,159,163],{"text":142,"type":68},"1.1 In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:",{"type":78},{"type":78},{"text":146,"type":68},"• “",{"text":148,"type":68,"marks":149},"Content",[150],{"type":71},{"text":152,"type":68},"” means any and all text, images, audio, video, scripts, code, software, databases, and any other form of information capable of being stored on a computer that appears on, or forms part of, our site; and",{"type":78},{"text":155,"type":68},"‍",{"type":78},{"text":158,"type":68},"• \"",{"text":160,"type":68,"marks":161},"We/Us/Our",[162],{"type":71},{"text":164,"type":68},"” means Banqup Group.",{"type":61,"attrs":166,"content":167},{"level":132,"textAlign":64},[168],{"text":169,"type":68,"marks":170},"2. 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All content is protected by applicable Belgian and international intellectual property laws and treaties.",{"type":78},{"type":78},{"text":277,"type":68},"7.2 You may access, view, and use our site in a web browser (including any web browsing capability built into other types of software or app) and you may download our site (or any part of it) for caching (this usually occurs automatically).",{"type":78},{"type":78},{"text":281,"type":68},"7.3 You may print one copy and download extracts of any page(s) from our site for personal use only.",{"type":78},{"type":78},{"text":285,"type":68},"7.4 You may not modify the printed copies or downloaded extracts in any way. Images, video, audio, or any other content downloaded from our site must not be used separately from accompanying text.",{"type":78},{"type":78},{"text":289,"type":68},"7.5 Our status as the owner and author of the content on our site (or that of identified licensors, as applicable) must always be acknowledged.",{"type":78},{"type":78},{"text":293,"type":68},"7.6 You may not use any content saved or downloaded from our site for commercial purposes without first obtaining a licence from Us (or our licensors, as applicable).",{"type":61,"attrs":295,"content":296},{"level":132,"textAlign":64},[297,301],{"text":298,"type":68,"marks":299},"8. Links to ",[300],{"type":71},{"text":213,"type":68},{"type":53,"attrs":303,"content":304},{"textAlign":64},[305,307,308,309,311,312,313,315,316,317,319,320,321],{"text":306,"type":68},"8.1 You may link to any page on our site.",{"type":78},{"type":78},{"text":310,"type":68},"8.2 Links to our site must be fair and lawful. You must not take unfair advantage of Our reputation or attempt to damage Our reputation.",{"type":78},{"type":78},{"text":314,"type":68},"8.3 You must not link to our site in a manner that suggests any association with Us (where there is none) or any endorsement or approval from Us (where there is none).",{"type":78},{"type":78},{"text":318,"type":68},"8.4 Your link should not use any logos or trademarks displayed on our site without our express written permission.",{"type":78},{"type":78},{"text":322,"type":68},"8.5 You may not link to our site from another website the main content of which is unlawful; obscene; offensive; inappropriate; dishonest; defamatory; threatening; racist, sexist, or otherwise discriminatory; that promotes violence, racial hatred, or terrorism; that infringes intellectual property rights; or that We deem to be otherwise objectionable.",{"type":61,"attrs":324,"content":325},{"level":132,"textAlign":64},[326],{"text":327,"type":68,"marks":328},"9. Links to other sites",[329],{"type":71},{"type":53,"attrs":331,"content":332},{"textAlign":64},[333,335,336,337],{"text":334,"type":68},"9.1 Links to other websites may be included on our site. Unless expressly stated, these sites are not under our control. We accept no responsibility or liability for the content of third-party websites.",{"type":78},{"type":78},{"text":338,"type":68},"9.2 The inclusion of a link to another website on our site is for information purposes only and does not imply any endorsement of that website or of its owners, operators, or any other parties involved with it.",{"type":61,"attrs":340,"content":341},{"level":132,"textAlign":64},[342],{"text":343,"type":68,"marks":344},"10. Disclaimers",[345],{"type":71},{"type":53,"attrs":347,"content":348},{"textAlign":64},[349,351,352,353,355,356,357],{"text":350,"type":68},"10.1 Nothing on our site constitutes professional advice on which you should rely. 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Our liability",[365],{"type":71},{"type":53,"attrs":367,"content":368},{"textAlign":64},[369,371,372,373,375,376,377],{"text":370,"type":68},"11.1 Nothing in these Terms and Conditions excludes or restricts our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be lawfully excluded or restricted.",{"type":78},{"type":78},{"text":374,"type":68},"11.2 If you are a business user (i.e. you are using our site in the course of business or for commercial purposes), to the fullest extent permissible by law, We accept no liability for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) our site or the use of or reliance upon any content included on our site.",{"type":78},{"type":78},{"text":378,"type":68},"11.3 If you are a business user, We accept no liability for loss of profit, sales, business, or revenue; loss of business opportunity, goodwill, or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage.",{"type":61,"attrs":380,"content":381},{"level":132,"textAlign":64},[382],{"text":383,"type":68,"marks":384},"12. Viruses, Malware, and Security",[385],{"type":71},{"type":53,"attrs":387,"content":388},{"textAlign":64},[389,391,392,393,395,396,397,399,400,401,403,404,405],{"text":390,"type":68},"12.1 We exercise reasonable skill and care to ensure that our site is secure and free from viruses and malware; however, We do not guarantee that this is the case.",{"type":78},{"type":78},{"text":394,"type":68},"12.2 You are responsible for protecting your hardware, software, data, and other material from viruses, malware, and other internet security risks.",{"type":78},{"type":78},{"text":398,"type":68},"12.3 You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via our site.",{"type":78},{"type":78},{"text":402,"type":68},"12.4 You must not attempt to gain unauthorised access to any part of our site, the server on which our site is stored, or any other server, computer, or database connected to our site.",{"type":78},{"type":78},{"text":406,"type":68},"12.5 You must not attack our site by means of a denial of service attack, a distributed denial of service attack, or by any other means.",{"type":61,"attrs":408,"content":409},{"level":132,"textAlign":64},[410,414],{"text":411,"type":68,"marks":412},"13. Acceptable Usage of ",[413],{"type":71},{"text":213,"type":68},{"type":53,"attrs":416,"content":417},{"textAlign":64},[418,420,421,422,423,425,426,428,429,431,432,433,435,436,437,439,440,441,442,444,445,447,448,450,451,453,454,456,457,458],{"text":419,"type":68},"13.1 You may only use our site in a lawful manner:",{"type":78},{"text":155,"type":68},{"type":78},{"text":424,"type":68},"a) You must ensure that you comply fully with any and all local, national, or international laws and regulations that apply;",{"type":78},{"text":427,"type":68},"b) You must not use our site in any way, or for any purpose, that is unlawful or fraudulent; and",{"type":78},{"text":430,"type":68},"c) You must not use our site to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware or any other code designed to adversely affect computer hardware, software, or data of any kind.",{"type":78},{"type":78},{"text":434,"type":68},"13.2 If you fail to comply with the provisions of this Part 13, you will be in breach of these Terms and Conditions.",{"type":78},{"type":78},{"text":438,"type":68},"13.3 In that respect, We may take one or more of the following actions:",{"type":78},{"text":155,"type":68},{"type":78},{"text":443,"type":68},"a) Suspend or terminate your right to use our site;",{"type":78},{"text":446,"type":68},"b) Issue you with a written warning;",{"type":78},{"text":449,"type":68},"c) Take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach;",{"type":78},{"text":452,"type":68},"d) Take further legal action against you, as appropriate;",{"type":78},{"text":455,"type":68},"e) Disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or) Any other actions which We deem reasonably appropriate (and lawful).",{"type":78},{"type":78},{"text":459,"type":68},"13.4 We hereby exclude any and all liability arising out of any actions that We may take (including, but not limited to those set out above in Part 13.2) in response to your breach.",{"type":61,"attrs":461,"content":462},{"level":132,"textAlign":64},[463],{"text":464,"type":68,"marks":465},"14. How we use your personal information",[466],{"type":71},{"type":53,"attrs":468,"content":469},{"textAlign":64},[470,472,478,480],{"text":471,"type":68},"We will only use your personal information as set out in our ",{"text":473,"type":68,"marks":474},"Privacy notice",[475],{"type":105,"attrs":476},{"href":107,"uuid":108,"anchor":64,"custom":477,"target":110,"linktype":111},{},{"text":479,"type":68}," and our ",{"text":121,"type":68,"marks":481},[482],{"type":105,"attrs":483},{"href":125,"uuid":126,"anchor":64,"custom":484,"target":110,"linktype":111},{},{"type":61,"attrs":486,"content":487},{"level":132,"textAlign":64},[488],{"text":489,"type":68,"marks":490},"15. Law and jurisdiction",[491],{"type":71},{"type":53,"attrs":493,"content":494},{"textAlign":64},[495,497,498,499,501,502,503],{"text":496,"type":68},"15.1 These Terms and Conditions, and the relationship between you and Us (whether contractual or otherwise) shall be governed by, and construed in accordance with, Belgian law.",{"type":78},{"type":78},{"text":500,"type":68},"15.2 If you are a consumer, you will benefit from any mandatory provisions of the law in your country of residence. 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The new collaboration integrates Banqup’s robust cloud-native and API-based infrastructure with Post Business Solutions’ new product ‘E-Rechnung Austria’ to provide a seamless ‘\"one-stop-shop\" ’ experience for businesses across Austria, including Austrian SMEs, tax consultants, and large enterprises. ",[1419],{"type":1404,"attrs":1420},{"color":1406},{"type":53,"attrs":1422,"content":1423},{"textAlign":64},[1424,1429,1440],{"text":1425,"type":68,"marks":1426},"Learn more about Post Business Solutions’ upcoming product E-Invoice Service on ",[1427],{"type":1404,"attrs":1428},{"color":1406},{"text":1430,"type":68,"marks":1431},"e-rechnung.at",[1432,1435,1438],{"type":105,"attrs":1433},{"href":1434,"uuid":64,"anchor":64,"custom":64,"target":64,"linktype":19},"http://e-rechnung.at",{"type":1404,"attrs":1436},{"color":1437},"#1155CC",{"type":1439},"underline",{"text":776,"type":68,"marks":1441},[1442],{"type":1404,"attrs":1443},{"color":1406},{"type":53,"attrs":1445},{"textAlign":64},{"type":1447},"horizontal_rule",{"type":53,"attrs":1449},{"textAlign":64},{"type":61,"attrs":1451,"content":1452},{"level":63,"textAlign":64},[1453],{"text":1454,"type":68,"marks":1455},"Key objectives of the collaboration",[1456,1458],{"type":1404,"attrs":1457},{"color":1406},{"type":71},{"type":91,"content":1460},[1461,1471,1481,1491],{"type":94,"content":1462},[1463],{"type":53,"attrs":1464,"content":1465},{"textAlign":64},[1466],{"text":1467,"type":68,"marks":1468},"Localized compliance for Austria: Ensuring all financial workflows fully comply with Austrian tax regulations and e-invoicing requirements.",[1469],{"type":1404,"attrs":1470},{"color":1406},{"type":94,"content":1472},[1473],{"type":53,"attrs":1474,"content":1475},{"textAlign":64},[1476],{"text":1477,"type":68,"marks":1478},"Accelerated payment cycles: Enabling faster payment cycles by seamlessly connecting invoicing and payment processes to improve cash flow and liquidity management.",[1479],{"type":1404,"attrs":1480},{"color":1406},{"type":94,"content":1482},[1483],{"type":53,"attrs":1484,"content":1485},{"textAlign":64},[1486],{"text":1487,"type":68,"marks":1488},"End-to-end process transparency: Providing greater visibility and control across invoicing and payment processes.",[1489],{"type":1404,"attrs":1490},{"color":1406},{"type":94,"content":1492},[1493],{"type":53,"attrs":1494,"content":1495},{"textAlign":64},[1496],{"text":1497,"type":68,"marks":1498},"Operational efficiency: Increasing productivity through scalable document and data workflows and reducing administrative effort through intelligent automation.",[1499],{"type":1404,"attrs":1500},{"color":1406},{"type":53,"attrs":1502,"content":1503},{"textAlign":64},[1504,1509,1515,1520,1526],{"text":1505,"type":68,"marks":1506},"“As a trusted partner for Austrian businesses, it is our responsibility to make regulatory change practical and manageable,",[1507],{"type":1404,"attrs":1508},{"color":1406},{"text":1510,"type":68,"marks":1511}," ",[1512],{"type":1404,"attrs":1513},{"color":1514},"#000000",{"text":1516,"type":68,"marks":1517},"and a clear opportunity for further digitalisation” said ",[1518],{"type":1404,"attrs":1519},{"color":1406},{"text":1521,"type":68,"marks":1522},"George Wallner, Managing Director of Post Business Solutions",[1523,1525],{"type":1404,"attrs":1524},{"color":1406},{"type":71},{"text":1527,"type":68,"marks":1528},". “Together with Banqup, we are delivering a solution that is tailored to the Austrian market while meeting European requirements for digital invoicing and payment automation.”",[1529],{"type":1404,"attrs":1530},{"color":1406},{"type":53,"attrs":1532,"content":1533},{"textAlign":64},[1534,1539,1545,1550,1556,1561,1563],{"text":1535,"type":68,"marks":1536},"“The future of business operations in Austria is seamless, compliant, and integrated,” said ",[1537],{"type":1404,"attrs":1538},{"color":1406},{"text":1540,"type":68,"marks":1541},"Alban Olier, Head of Partners & Alliances ",[1542,1544],{"type":1404,"attrs":1543},{"color":1406},{"type":71},{"text":1546,"type":68,"marks":1547},"at",[1548],{"type":1404,"attrs":1549},{"color":1406},{"text":1551,"type":68,"marks":1552}," Banqup Group",[1553,1555],{"type":1404,"attrs":1554},{"color":1406},{"type":71},{"text":1557,"type":68,"marks":1558},". “By combining our technological expertise with Post Business Solutions’ ",[1559],{"type":1404,"attrs":1560},{"color":1406},{"text":1562,"type":68},"proven know-how",{"text":1564,"type":68,"marks":1565}," in digital transformation, we are building a growth engine that allows Austrian entrepreneurs to manage their entire financial supply chain, from the first invoice to the final payment, in one secure place.”",[1566],{"type":1404,"attrs":1567},{"color":1406},{"type":53,"attrs":1569,"content":1570},{"textAlign":64},[1571],{"text":1572,"type":68,"marks":1573},"The collaboration focuses primarily on scaling digital adoption and payment automation within the Austrian business community. Both teams are committed to fostering a ‘one-team’ culture to ensure the long-term success and scalability of this initiative.",[1574],{"type":1404,"attrs":1575},{"color":1406},{"_uid":1577,"cards":1578,"buttons":1582,"heading":1583,"tagline":8,"component":1584,"background":48,"description":1585},"5325d29c-9bd2-4aa6-be19-7672be8ea085",[1579,1580,1581],"f1846914-8e11-451a-939f-473a7b08ef26","e29cc19e-c220-4e3f-ae5d-d8c0827c2987","c195cbab-caf0-416d-a7aa-17a57d428467",[],"Similar articles","cardSlider",{"type":50,"content":1586},[1587],{"type":53},{"id":1589,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":1590,"copyright":8,"fieldtype":15,"meta_data":1591,"is_external_url":17},185557634607473,"https://a.storyblok.com/f/318078/1000x666/b025a8c20c/austrian-post-x-banqup-website-blog-image.png",{},[],[1594,1595],"53f53d8b-b52d-4766-863b-290d59034214","43132a85-c931-4893-9655-7832b64683fe",[1597,1598],"banqup","announcements","newsPage",[],"banqup-and-post-business-solutions-partner-to-revolutionize-digital-financial-workflows-for-austrian-businesses","es/resources/news/banqup-post-business-solutions-alianza-austria",-300,[1605],"Partnership",627731613,"08385055-4809-45dd-8368-ab7e56237e9c","2026-06-09T08:31:00.973Z",[],"resources/news/banqup-and-post-business-solutions-partner-to-revolutionize-digital-financial-workflows-for-austrian-businesses",[1612,1615,1618,1621],{"path":1613,"name":1614,"lang":521,"published":55},"resources/nieuws/banqup-and-post-business-solutions-partner-to-revolutionize-digital-financial-workflows-for-austrian-businesses-banqup-and-visa-enter-strategic-partnership-to-deliver-integrated-e-invoicing-and-e-payment-solutions-tessi-versterkt-zijn-internationale-mogelijkheden-op-het-gebied-van-e-facturering-en-ctc-door-een-strategisch-partnerschap-met-banqup","Tessi versterkt zijn internationale mogelijkheden op het gebied van e-facturering en CTC door een strategisch partnerschap met Banqup",{"path":1616,"name":1617,"lang":523,"published":55},"resources/actualites/banqup-and-post-business-solutions-partner-to-revolutionize-digital-financial-workflows-for-austrian-businesses-banqup-and-visa-enter-strategic-partnership-to-deliver-integrated-e-invoicing-and-e-payment-solutions-tessi-renforce-sa-couverture-internationale-en-matiere-de-facturation-electronique-et-de-ctc-grace-a-un-partenariat-strategique-avec-banqup","Tessi renforce sa couverture internationale en matière de facturation électronique et de CTC grâce à un partenariat stratégique avec Banqup",{"path":1619,"name":1620,"lang":527,"published":55},"informationen/news/banqup-und-post-business-solutions-revolutionieren-oesterreichs-finanz-workflows","Banqup und Post Business Solutions revolutionieren Österreichs Finanz-Workflows",{"path":1622,"name":1623,"lang":514,"published":55},"resources/news/banqup-post-business-solutions-alianza-austria","Banqup y Post Business Solutions se asocian para revolucionar los flujos de trabajo financieros digitales de las empresas austriacas",[],"featuredLink",{"url":1627,"_uid":1636,"title":1637,"megaMenu":1638,"component":1181},{"id":1628,"url":8,"linktype":111,"fieldtype":20,"cached_url":1629,"prep":55,"story":1630},"e5b88a74-94ef-4f08-9157-cd766a0be76c","es/resources",{"name":1631,"id":1632,"uuid":1628,"slug":1633,"url":1634,"translated_name":1635,"full_slug":1629,"_stopResolving":55},"Resources library",627839377,"resources","resources/","Centro de Recursos de Banqup","eddccbef-b49c-4dd9-a60c-15de8bb7d7f1","Recursos",[1639],{"_uid":1640,"buttons":1641,"component":1103,"categoryLinks":1642,"featuredSections":1734},"3c00a8db-5d33-4bab-934d-c544aa74ead6",[],[1643],{"_uid":1644,"links":1645,"title":1733,"component":1153},"856ae7bd-bd6f-4931-8ecb-e73dca95ef36",[1646,1661,1675,1690,1704,1719],{"url":1647,"_uid":1656,"image":1657,"title":1659,"component":105,"description":1660},{"id":1648,"url":8,"linktype":111,"fieldtype":20,"cached_url":1649,"prep":55,"story":1650},"79555907-0458-4269-aa01-b9a08eb55315","es/solutions/compliance-management",{"name":1651,"id":1652,"uuid":1648,"slug":1653,"url":1654,"translated_name":1655,"full_slug":1649,"_stopResolving":55},"Compliance",627609401,"compliance-management","solutions/compliance-management/","Gestión del cumplimiento normativo digital | Banqup","f9ca4e9e-ace4-4f08-ae85-a36c842229ec",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":1658},{},"Gestión del cumplimiento normativo","Cumplimiento normativo sin concesiones. Elimine el riesgo de incumplimiento. Automatice todas las facturas.\n\n",{"url":1662,"_uid":1670,"image":1671,"title":1673,"component":105,"description":1674},{"id":1663,"url":8,"linktype":111,"fieldtype":20,"cached_url":1664,"prep":55,"story":1665},"93009d22-0733-4b93-a83d-9cb6787d6429","es/resources/blog",{"name":1666,"id":1667,"uuid":1663,"slug":1666,"url":1668,"translated_name":1669,"full_slug":1664,"_stopResolving":55},"blog",627840826,"resources/blog/","Blog de Banqup: facturación electrónica, pagos e información empresarial","224ab465-7ae8-4444-9fcc-449140153de0",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":1672},{},"Blog","Manténgase informado con las últimas novedades, actualizaciones y consejos de Banqup para optimizar las finanzas de su empresa.",{"url":1676,"_uid":1685,"image":1686,"title":1688,"component":105,"description":1689},{"id":1677,"url":8,"linktype":111,"fieldtype":20,"cached_url":1678,"prep":55,"story":1679},"b6e1a58c-251d-4228-a52b-b1be2bdc9bed","es/resources/news",{"name":1680,"id":1681,"uuid":1677,"slug":1682,"url":1683,"translated_name":1684,"full_slug":1678,"_stopResolving":55},"News",627841874,"news","resources/news/","Banqup News: novedades de la empresa y notas de prensa","15534395-decd-4fa0-ba51-0c02bf3c53c4",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":1687},{},"Noticias","Reciba las últimas noticias y anuncios de Banqup",{"url":1691,"_uid":1700,"image":1701,"title":1695,"component":105,"description":1703},{"id":1692,"url":8,"linktype":111,"fieldtype":20,"cached_url":1693,"prep":55,"story":1694},"653824fb-4b4f-42d9-ab22-38454348dc3c","es/resources/webinars",{"name":1695,"id":1696,"uuid":1692,"slug":1697,"url":1698,"translated_name":1699,"full_slug":1693,"_stopResolving":55},"Webinars",85199283064511,"webinars","resources/webinars/","Webinars | Banqup","d7d28922-2e33-412e-81e2-1a4897235657",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":1702},{},"Webinars repletos de información diseñados para ayudar a las empresas a gestionar sus procesos de facturación y administración de forma más eficiente con la solución Banqup.",{"url":1705,"_uid":1714,"image":1715,"title":1717,"component":105,"description":1718},{"id":1706,"url":8,"linktype":111,"fieldtype":20,"cached_url":1707,"prep":55,"story":1708},"349bc637-6fdb-4491-9761-777a7f2e23b7","es/resources/guides",{"name":1709,"id":1710,"uuid":1706,"slug":1711,"url":1712,"translated_name":1713,"full_slug":1707,"_stopResolving":55},"Guides",627854993,"guides","resources/guides/","Guías de Banqup","f1dc6619-a40b-49a2-8918-1c54fbeb7a55",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":1716},{},"Guías","Optimice su administración y cumpla la normativa sin esfuerzo con nuestras guías de Banqup.",{"url":1720,"_uid":1728,"image":1729,"title":1731,"component":105,"description":1732},{"id":1721,"url":8,"linktype":111,"fieldtype":20,"cached_url":1722,"prep":55,"story":1723},"ec320d12-6a82-4327-86fb-10a5c3e96474","es/resources/testimonials",{"name":1724,"id":1725,"uuid":1721,"slug":1726,"url":1727,"full_slug":1722,"_stopResolving":55},"Testimonials",627850922,"testimonials","resources/testimonials/","9a3ad7ec-0256-47ea-bb04-2f1743858f3a",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":1730},{},"Testimonios","Descubra lo que dicen nuestros clientes sobre su colaboración con nosotros y cómo los hemos ayudado a alcanzar sus objetivos.","Recursos relacionados",[1735],{"_uid":1736,"link":1737,"button":2329,"component":1625},"6da6ac4b-75ea-4952-8683-2ee603129382",[1738,2125],{"name":1739,"created_at":1740,"published_at":1741,"updated_at":1742,"id":1743,"uuid":1744,"content":1745,"slug":2097,"full_slug":2098,"sort_by_date":2099,"position":2100,"tag_list":2101,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":2103,"first_published_at":2104,"release_id":64,"lang":514,"path":64,"alternates":2105,"default_full_slug":2111,"translated_slugs":2112,"_stopResolving":55},"Still struggling with Peppol? 5 Tips to turn e-invoicing into a time-saver","2026-07-09T14:16:29.435Z","2026-07-13T14:24:41.487Z","2026-08-24T09:16:39.263Z",196267988780663,"b4b9fdcb-4a81-4e08-b7ed-86dbafbdddbd",{"seo":1746,"_uid":1750,"body":1751,"image":2012,"theme":8,"title":1739,"related":2016,"summary":2017,"category":2089,"component":2092,"createdOn":2093,"description":2094,"relatedCountries":2095,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":1747,"title":1748,"plugin":34,"description":1749},"5c03325b-e7eb-45a4-8e97-15ef2e97efda","5 Tips to turn e-invoicing into a time-saver","Tired of manually re-entering invoicing data over and over? Discover why Peppol e-invoicing is slowing Belgian SMEs down and how Banqup wins your time back.","16c8f428-1f4d-4de1-906e-92744ad46fec",[1752,1897,1924,2002],{"_uid":1753,"text":1754,"component":505,"background":48},"44fb936c-0f39-466f-9849-631eab313300",{"type":50,"content":1755},[1756,1763,1768,1773,1778,1786,1794,1813,1815,1820,1825,1830,1835,1840,1845,1850,1855,1860,1865,1870,1875,1877,1882,1887,1892],{"type":53,"attrs":1757,"content":1758},{"textAlign":64},[1759],{"text":1760,"type":68,"marks":1761},"Mandatory electronic B2B invoicing via the Peppol network has been officially in effect in Belgium since January 1st, 2026. The initial grace and tolerance periods are firmly behind us, and non-compliance fines are actively being issued. Yet, the general sentiment among Belgian business owners remains incredibly mixed.",[1762],{"type":71},{"type":53,"attrs":1764,"content":1765},{"textAlign":64},[1766],{"text":1767,"type":68},"Recent market research among Belgian SMEs highlights a frustrating reality: the promised land of administrative simplification has turned into a logistical headache for many. Barely half of surveyed businesses report experiencing actual time savings, while a significant portion feel the mandate has added administrative overhead rather than reducing it. For many entrepreneurs, managing financial administration simply felt easier before the mandate took effect.",{"type":53,"attrs":1769,"content":1770},{"textAlign":64},[1771],{"text":1772,"type":68},"How did an initiative designed to streamline business workflows cause so much friction? More importantly, how can you pivot your business to make sure you are on the winning side of the efficiency curve?",{"type":61,"attrs":1774,"content":1775},{"level":693,"textAlign":64},[1776],{"text":1777,"type":68},"The last-minute registration trap",{"type":53,"attrs":1779,"content":1780},{"textAlign":64},[1781],{"text":1782,"type":68,"marks":1783},"The root cause of this widespread frustration is easily found in the timeline of adoption. A clear majority of Belgian businesses waited until the final months, or even after the deadline, to register on the Peppol network.",[1784],{"type":1404,"attrs":1785},{"color":1514},{"type":53,"attrs":1787,"content":1788},{"textAlign":64},[1789],{"text":1790,"type":68,"marks":1791},"This final-hour rush triggered a massive surge in businesses grabbing the closest, free, or standalone tool available just to stay legally compliant. Unfortunately, these basic systems were rarely chosen with operational integration in mind.",[1792],{"type":1404,"attrs":1793},{"color":1514},{"type":53,"attrs":1795,"content":1796},{"textAlign":64},[1797,1802,1808],{"text":1798,"type":68,"marks":1799},"As a result, thousands of independent business owners are now trapped in a ",[1800],{"type":1404,"attrs":1801},{"color":1514},{"text":1803,"type":68,"marks":1804},"frustrating double-entry loop",[1805,1807],{"type":1404,"attrs":1806},{"color":1514},{"type":71},{"text":1809,"type":68,"marks":1810},". They type an invoice once into their basic Peppol tool to legally send it to a B2B client, and then manually type it a second time into their accounting or ERP software because the two systems cannot communicate with each other. With workflows this fragmented, it is no surprise that error rates are up and the promised efficiency is nowhere to be found.",[1811],{"type":1404,"attrs":1812},{"color":1514},{"type":53,"attrs":1814},{"textAlign":64},{"type":61,"attrs":1816,"content":1817},{"level":693,"textAlign":64},[1818],{"text":1819,"type":68},"5 tips to use Peppol more efficiently",{"type":53,"attrs":1821,"content":1822},{"textAlign":64},[1823],{"text":1824,"type":68},"Peppol isn't the problem, the lack of integration is. Here are 5 concrete tips to take back control and make e-invoicing actually work for your business.",{"type":61,"attrs":1826,"content":1827},{"level":63,"textAlign":64},[1828],{"text":1829,"type":68},"Tip 1: Stop manual double entry (choose compatible software)",{"type":53,"attrs":1831,"content":1832},{"textAlign":64},[1833],{"text":1834,"type":68},"The biggest challenge of the Peppol implementation in Belgium is software fragmentation. Stop using isolated, standalone apps. Instead, choose a solution that acts as a quiet bridge between your billing tools, CRM, and ERP software. When data flows automatically across your systems, you completely eliminate the need for manual double data entry and reduce human error to zero.",{"type":61,"attrs":1836,"content":1837},{"level":63,"textAlign":64},[1838],{"text":1839,"type":68},"Tip 2: Automate your accountant collaboration",{"type":53,"attrs":1841,"content":1842},{"textAlign":64},[1843],{"text":1844,"type":68},"Instead of wasting days gathering invoices and receipts at the close of every quarter, you can automate this entire workflow. A connected e-invoicing platform grants your accountant secure, real-time access to a digital archive. This keeps your books constantly updated, freeing up your financial advisor’s time to offer proactive business guidance rather than chasing paperwork.",{"type":61,"attrs":1846,"content":1847},{"level":63,"textAlign":64},[1848],{"text":1849,"type":68},"Tip 3: Use a smart Peppol gateway for validation and error tracking",{"type":53,"attrs":1851,"content":1852},{"textAlign":64},[1853],{"text":1854,"type":68},"Many SMEs struggle with cryptic technical error messages or \"invisible\" invoices that seem to vanish into the network. An advanced gateway automatically validates your documents against official UBL/XML formatting standards before they are sent. Furthermore, thanks to Invoice Message Responses (IMRs), you get a digital 'read receipt' so you know exactly when your transaction has been successfully received.",{"type":61,"attrs":1856,"content":1857},{"level":63,"textAlign":64},[1858],{"text":1859,"type":68},"Tip 4: Shield your back end from invoicing fraud",{"type":53,"attrs":1861,"content":1862},{"textAlign":64},[1863],{"text":1864,"type":68},"Digital invoice fraud is on the rise. An integrated platform runs automatic compliance checks in the background by verifying the VAT and CBE (KBO) numbers of your trading partners. This shields your business from ghost invoices and ensures your administration complies with strict regulations without you having to lift a finger.",{"type":61,"attrs":1866,"content":1867},{"level":63,"textAlign":64},[1868],{"text":1869,"type":68},"Tip 5: Link your bank account for direct reconciliation",{"type":53,"attrs":1871,"content":1872},{"textAlign":64},[1873],{"text":1874,"type":68},"True administrative peace of mind happens when your invoicing hub connects directly to your financial accounts. This allows incoming and outgoing transactions to match up against open bills automatically. It gives you a crystal-clear, real-time overview of your working capital while running your payment reminder loops on autopilot.",{"type":53,"attrs":1876},{"textAlign":64},{"type":61,"attrs":1878,"content":1879},{"level":693,"textAlign":64},[1880],{"text":1881,"type":68},"Conclusion: Choosing efficiency over simple compliance",{"type":53,"attrs":1883,"content":1884},{"textAlign":64},[1885],{"text":1886,"type":68},"The market has evolved, and structured e-invoicing via Peppol is here to stay. However, the software infrastructure you build around it dictates whether it acts as an operational bottleneck or an efficiency driver for your company. Businesses clinging to basic, disconnected tools will continue to burn valuable hours on manual corrections.",{"type":53,"attrs":1888,"content":1889},{"textAlign":64},[1890],{"text":1891,"type":68},"Navigating this landscape with an integrated ecosystem allows you to unlock the real rewards of the mandate: less paperwork, faster payments, solid fraud security, and a seamless workflow. It requires an intentional choice in your digital tooling, but it pays back immediate dividends in the exact currency e-invoicing promised from day one: time.",{"type":53,"attrs":1893,"content":1894},{"textAlign":64},[1895],{"text":1896,"type":68},"At Banqup, we believe that your time is best spent on what you do best: running and growing your business. Financial administration should support you, not slow you down. That is exactly why we designed our platform with these essential integrations in mind. By acting as the seamless bridge between your daily workflows, your accountant, and the Peppol network, Banqup takes care of the backend complexity so you can look forward to an administration that practically runs itself.",{"_uid":1898,"align":1382,"image":1899,"theme":547,"buttons":1901,"columns":560,"heading":1913,"padding":1386,"tagline":8,"component":1387,"variation":1914,"background":1915,"headingTag":1916,"description":1917,"invertTextColor":17},"7998de9e-a1e2-49c9-a904-550cd2adb13f",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":1900},{},[1902,1907],{"_uid":1903,"link":1904,"size":8,"title":1906,"variant":8,"component":576,"arrowRight":17},"b06c89d4-e3eb-4db4-819f-67bfedb7e79e",{"id":1110,"url":8,"target":574,"linktype":111,"fieldtype":20,"cached_url":1111,"prep":55,"story":1905},{"name":1113,"id":1114,"uuid":1110,"slug":1115,"url":1116,"translated_name":1113,"full_slug":1111,"_stopResolving":55},"Explore our features",{"_uid":1908,"link":1909,"size":8,"title":1912,"variant":8,"component":576},"5a19219e-3cf1-46d3-8097-06fa064b83ed",{"id":1910,"url":8,"target":574,"linktype":111,"fieldtype":20,"cached_url":1911,"prep":55},"5ec4f8a8-cb0a-46e7-b73a-519e75510a2d","/es/home","Start with Banqup","From burden to advantage","inside-grid","primary-50","h2",{"type":50,"content":1918},[1919],{"type":53,"attrs":1920,"content":1921},{"textAlign":64},[1922],{"text":1923,"type":68},"Ready to transform your business administration? Turn this legal obligation into a streamlined operational advantage today.",{"_uid":1925,"theme":8,"buttons":1926,"heading":1927,"tagline":8,"component":1928,"questions":1929,"background":48,"spacingTop":8,"description":1995,"spacingBottom":8,"hideBackgroundShapes":17},"b8fad7dd-5a42-48f6-b5b8-5ec9598840c9",[],"FAQs","faq",[1930,1941,1964],{"_uid":1931,"title":1932,"answer":1933,"component":1940},"3f50e753-063a-48bc-bccc-d36ee86830bd","What are the most common difficulties and biggest challenges with Peppol implementation in Belgium? ",{"type":50,"content":1934},[1935],{"type":53,"attrs":1936,"content":1937},{"textAlign":64},[1938],{"text":1939,"type":68},"The main friction points are disconnected software systems (tools that don't talk to each other) and the risk of overlooked bills, as e-invoices land directly inside software rather than an email inbox. Manually fixing faulty UBL/XML files also adds significant administrative overhead for businesses without automated validation.","question",{"_uid":1942,"title":1943,"answer":1944,"component":1940},"4b1b498f-7e7d-4a80-a3df-c7bb4aaad75b","Which software solutions help solve Peppol issues, and what is compatible with my accounting? ",{"type":50,"content":1945},[1946],{"type":53,"attrs":1947,"content":1948},{"textAlign":64},[1949,1954,1959],{"text":1950,"type":68,"marks":1951},"Integrated platforms like ",[1952],{"type":1404,"attrs":1953},{"color":1514},{"text":6,"type":68,"marks":1955},[1956,1958],{"type":1404,"attrs":1957},{"color":1514},{"type":71},{"text":1960,"type":68,"marks":1961}," directly resolve these issues. Banqup is an approved Peppol Access Point that works with almost any software. This means it connects smoothly with nearly all popular accounting and business systems used in Belgium.",[1962],{"type":1404,"attrs":1963},{"color":1514},{"_uid":1965,"title":1966,"answer":1967,"component":1940},"befd64b1-4592-481c-bb97-d1676421cd77","How do I understand Peppol error messages, and what are the best validation services?",{"type":50,"content":1968},[1969,1977,1985,1993],{"type":53,"attrs":1970,"content":1971},{"textAlign":64},[1972],{"text":1973,"type":68,"marks":1974},"Most common Peppol error messages happen because of incorrect file structures, calculation mismatches, or missing mandatory data like an invalid VAT number.",[1975],{"type":1404,"attrs":1976},{"color":1514},{"type":53,"attrs":1978,"content":1979},{"textAlign":64},[1980],{"text":1981,"type":68,"marks":1982},"The best way to handle this is by using a service with built-in validation software, such as Banqup. Banqup automatically checks your invoices beforehand, catches these issues early, and translates technical errors into clear, actionable steps so you can fix them instantly.",[1983],{"type":1404,"attrs":1984},{"color":1514},{"type":53,"attrs":1986,"content":1987},{"textAlign":64},[1988],{"text":1989,"type":68,"marks":1990},"If you ever run into a complex technical error that still doesn't make sense, just take a screenshot or copy the text and paste it into our support chatbot. The bot will instantly translate the technical jargon into plain, understandable language.",[1991],{"type":1404,"attrs":1992},{"color":1514},{"type":53,"attrs":1994},{"textAlign":64},{"type":50,"content":1996},[1997],{"type":53,"attrs":1998,"content":1999},{"textAlign":64},[2000],{"text":2001,"type":68},"Got questions? We’ve got clear, simple answers to help you get started with Banqup.",{"_uid":2003,"cards":2004,"buttons":2008,"heading":1583,"tagline":8,"component":1584,"background":48,"description":2009},"57d54b69-8880-4ca2-806f-e8f8b2b353c8",[2005,2006,2007],"b20733ac-50aa-42d5-822b-7ce56bbc8e3f","ad0080e2-4a87-4bd8-9cee-d635641e1ba2","383ae459-7e7f-422b-9734-384ee20a5d9a",[],{"type":50,"content":2010},[2011],{"type":53},{"id":2013,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":2014,"copyright":8,"fieldtype":15,"meta_data":2015,"is_external_url":17},196275582338149,"https://a.storyblok.com/f/318078/6016x4016/f4facfc530/blog-cardbanner-save-time-with-e-invoicing.png",{},[],{"type":50,"content":2018},[2019,2029],{"type":53,"attrs":2020,"content":2021},{"textAlign":64},[2022,2024,2027],{"text":2023,"type":68},"Mandatory Peppol e-invoicing in Belgium (since 2026) causes administrative headaches due to unintegrated software forcing manual double entry. ",{"text":6,"type":68,"marks":2025},[2026],{"type":71},{"text":2028,"type":68}," solves this with 5 efficiency tips:",{"type":2030,"attrs":2031,"content":2033},"ordered_list",{"order":2032},1,[2034,2045,2056,2067,2078],{"type":94,"content":2035},[2036],{"type":53,"attrs":2037,"content":2038},{"textAlign":64},[2039,2043],{"text":2040,"type":68,"marks":2041},"Integrate software",[2042],{"type":71},{"text":2044,"type":68}," to eliminate manual double data entry.",{"type":94,"content":2046},[2047],{"type":53,"attrs":2048,"content":2049},{"textAlign":64},[2050,2054],{"text":2051,"type":68,"marks":2052},"Automate collaboration",[2053],{"type":71},{"text":2055,"type":68}," by sharing real-time digital archives with your accountant.",{"type":94,"content":2057},[2058],{"type":53,"attrs":2059,"content":2060},{"textAlign":64},[2061,2065],{"text":2062,"type":68,"marks":2063},"Use a smart gateway",[2064],{"type":71},{"text":2066,"type":68}," to validate formatting and track delivery receipts.",{"type":94,"content":2068},[2069],{"type":53,"attrs":2070,"content":2071},{"textAlign":64},[2072,2076],{"text":2073,"type":68,"marks":2074},"Prevent fraud",[2075],{"type":71},{"text":2077,"type":68}," with automated partner VAT and compliance checks.",{"type":94,"content":2079},[2080],{"type":53,"attrs":2081,"content":2082},{"textAlign":64},[2083,2087],{"text":2084,"type":68,"marks":2085},"Link bank accounts",[2086],{"type":71},{"text":2088,"type":68}," for automatic payment reconciliation.",[2090,2091,1597],"compliance","peppol","blogPage","2026-07-13 00:00","Recent market research shows that many Belgian business owners experience mandatory e-invoicing as a waste of time. Discover why rushed software setups force entrepreneurs to manually re-enter data, and how Banqup turns this legal obligation into an automated, time-saving advantage.",[2096],"Belgium","5-tips-to-turn-e-invoicing-into-a-time-saver","es/resources/blog/5-consejos-facturacion-electronica-ahorro-tiempo","2026-07-13",-4660,[],627731915,"19999dde-5c00-4545-b9a9-120b009246d3","2026-07-13T00:00:00.000Z",[2106],{"id":2107,"name":2108,"slug":2109,"published":55,"full_slug":2110,"is_folder":17,"parent_id":2102},178928846856955,"No more manual guesswork: 5 reasons to switch to automatic reconciliation","5-reasons-why-you-should-do-automatic-reconciliation","resources/blog/5-reasons-why-you-should-do-automatic-reconciliation","resources/blog/5-tips-to-turn-e-invoicing-into-a-time-saver",[2113,2116,2119,2122],{"path":2114,"name":2115,"lang":521,"published":55},"resources/blog/5-tips-om-van-e-facturatie-een-tijdsbesparing-te-maken","Nog steeds moeite met Peppol? 5 tips om van e-facturatie een tijdsbesparing te maken",{"path":2117,"name":2118,"lang":523,"published":55},"resources/blog/5-conseils-pour-transformer-la-facturation-electronique-en-un-gain-de-temps","Encore en difficulté avec Peppol ? 5 conseils pour transformer la facturation électronique en un gain de temps",{"path":2120,"name":2121,"lang":527,"published":55},"informationen/blog/5-tipps-wie-sie-die-elektronische-rechnungsstellung-in-eine-echte-zeitersparnis-verwandeln","Immer noch Probleme mit Peppol? 5 Tipps, wie Sie die elektronische Rechnungsstellung in eine echte Zeitersparnis verwandeln",{"path":2123,"name":2124,"lang":514,"published":55},"resources/blog/5-consejos-facturacion-electronica-ahorro-tiempo","¿Sigue teniendo dificultades con Peppol? 5 consejos para convertir la facturación electrónica en un ahorro de tiempo",{"name":2126,"created_at":2127,"published_at":2128,"updated_at":2129,"id":2130,"uuid":2131,"content":2132,"slug":2303,"full_slug":2304,"sort_by_date":64,"position":2305,"tag_list":2306,"is_startpage":17,"parent_id":1606,"meta_data":64,"group_id":2307,"first_published_at":2308,"release_id":64,"lang":514,"path":64,"alternates":2309,"default_full_slug":2315,"translated_slugs":2316,"_stopResolving":55},"Banqup SA is now a certified Qualified Trust Service Provider","2026-07-09T13:45:13.149Z","2026-07-14T07:14:59.776Z","2026-08-24T09:19:58.625Z",196260303535985,"ee865b64-00d2-44d1-a499-6a5df1cc7eed",{"seo":2133,"_uid":2136,"body":2137,"image":2294,"theme":8,"title":2126,"author":2298,"related":2299,"category":2300,"component":1599,"description":2301,"relatedCountries":2302,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":2134,"title":2126,"plugin":34,"description":2135},"15cc1044-af12-4062-b89c-ddb84f0ff819","Banqup SA is officially listed as a Qualified Trust Service Provider (QTSP) under eIDAS. Learn what this means for your digital signatures and seals.","c58ecc97-6b8c-4ee8-ae39-a491f987e0cc",[2138,2147],{"_uid":2139,"align":8,"image":2140,"theme":8,"buttons":2142,"columns":647,"heading":2126,"tagline":8,"component":1387,"variation":1388,"background":48,"headingTag":1916,"spacingTop":8,"description":2143,"spacingBottom":8,"hideBackgroundShapes":17},"2f075612-5d7f-4f1d-884d-a21c5555a4f9",{"id":64,"alt":64,"name":8,"focus":64,"title":64,"source":64,"filename":8,"copyright":64,"fieldtype":15,"meta_data":2141},{},[],{"type":50,"content":2144},[2145],{"type":53,"attrs":2146},{"textAlign":64},{"_uid":2148,"text":2149,"theme":8,"component":505,"background":48},"43ee7c87-e3a8-480f-a27f-4f19bc73ba89",{"type":50,"content":2150},[2151,2160,2168,2170,2177,2182,2187,2195,2261,2263,2268,2273,2278,2283],{"type":53,"attrs":2152,"content":2153},{"textAlign":64},[2154],{"text":2155,"type":68,"marks":2156},"Banqup SA is officially listed on the Belgian Trusted List as a Qualified Trust Service Provider (QTSP), offering four certified trust services under the eIDAS regulation.",[2157],{"type":1404,"attrs":2158},{"color":2159},"#222222",{"type":53,"attrs":2161,"content":2162},{"textAlign":64},[2163],{"text":2164,"type":68,"marks":2165},"This is a significant step for Banqup and for the businesses and organisations that rely on its platform every day. It means that digital signatures, seals, and the certificates that power them can all originate from a single, regulated, and EU-recognised source.",[2166],{"type":1404,"attrs":2167},{"color":2159},{"type":53,"attrs":2169},{"textAlign":64},{"type":61,"attrs":2171,"content":2172},{"level":693,"textAlign":64},[2173],{"text":2174,"type":68,"marks":2175},"What being a QTSP actually means",[2176],{"type":71},{"type":53,"attrs":2178,"content":2179},{"textAlign":64},[2180],{"text":2181,"type":68},"The eIDAS regulation creates a clear legal framework for electronic transactions across all EU member states. At the top of that framework sit Qualified Trust Service Providers, organisations that have undergone independent conformity assessments and been formally recognised by their national supervisory authority.",{"type":53,"attrs":2183,"content":2184},{"textAlign":64},[2185],{"text":2186,"type":68},"In Belgium, that authority is the FPS Economy. Being listed on the Belgian Trusted List isn't self-declared. It requires passing an independent audit by an accredited conformity assessment body, and then repeating that audit at least every 2 years to maintain the status.",{"type":53,"attrs":2188,"content":2189},{"textAlign":64},[2190],{"text":2191,"type":68,"marks":2192},"Banqup SA has completed that process. Four services are now certified, including:",[2193],{"type":1404,"attrs":2194},{"color":2159},{"type":91,"content":2196},[2197,2213,2229,2245],{"type":94,"content":2198},[2199],{"type":53,"attrs":2200,"content":2201},{"textAlign":64},[2202,2208],{"text":2203,"type":68,"marks":2204},"QCert for ESig ",[2205,2207],{"type":1404,"attrs":2206},{"color":2159},{"type":71},{"text":2209,"type":68,"marks":2210},"issues Qualified Certificates for Electronic Signature to individuals. These certificates back Qualified Electronic Signatures (QES), which carry the same legal weight as a handwritten signature under EU law. They're accepted in courts and legally valid across all 27 member states.",[2211],{"type":1404,"attrs":2212},{"color":2159},{"type":94,"content":2214},[2215],{"type":53,"attrs":2216,"content":2217},{"textAlign":64},[2218,2224],{"text":2219,"type":68,"marks":2220},"QCert for ESeal ",[2221,2223],{"type":1404,"attrs":2222},{"color":2159},{"type":71},{"text":2225,"type":68,"marks":2226},"does the same for organisations. Instead of binding a certificate to a person, it binds one to a legal entity. When a company seals a document with a certificate issued under this service, it proves that the document came from that organisation and hasn't been changed since.",[2227],{"type":1404,"attrs":2228},{"color":2159},{"type":94,"content":2230},[2231],{"type":53,"attrs":2232,"content":2233},{"textAlign":64},[2234,2240],{"text":2235,"type":68,"marks":2236},"QRemManage for QSigCD ",[2237,2239],{"type":1404,"attrs":2238},{"color":2159},{"type":71},{"text":2241,"type":68,"marks":2242},"manages the remote infrastructure that makes individual signing possible without a physical smart card. The signer's private key lives in a secure, cloud-hosted Hardware Security Module (HSM). When someone signs, they authenticate remotely, the signing happens inside the HSM, and the key never leaves it. Banqup manages that device: provisioning it, keeping it active, and decommissioning it when the time comes.",[2243],{"type":1404,"attrs":2244},{"color":2159},{"type":94,"content":2246},[2247],{"type":53,"attrs":2248,"content":2249},{"textAlign":64},[2250,2256],{"text":2251,"type":68,"marks":2252},"QRemManage for QSealCD",[2253,2255],{"type":1404,"attrs":2254},{"color":2159},{"type":71},{"text":2257,"type":68,"marks":2258}," is the same service, but for organisational seals. It allows companies to seal documents at scale through an API, without hardware on-site. An ERP system can trigger the sealing of thousands of invoices automatically. The sealing key stays in Banqup's managed HSM, and every operation is controlled by the organisation.",[2259],{"type":1404,"attrs":2260},{"color":2159},{"type":53,"attrs":2262},{"textAlign":64},{"type":61,"attrs":2264,"content":2265},{"level":693,"textAlign":64},[2266],{"text":2267,"type":68},"Why it matters for businesses using Banqup",{"type":53,"attrs":2269,"content":2270},{"textAlign":64},[2271],{"text":2272,"type":68},"If you use Banqup to send e-invoices, manage documents, or handle payments, trust is already built into what you do. The QTSP certification makes that trust official and legally recognised across the EU. ",{"type":53,"attrs":2274,"content":2275},{"textAlign":64},[2276],{"text":2277,"type":68},"This means the qualified infrastructure is already part of the platform you use. And it means that when regulations tighten, as they are with eIDAS 2.0 coming into full effect, Banqup is already positioned to keep you compliant.",{"type":53,"attrs":2279,"content":2280},{"textAlign":64},[2281],{"text":2282,"type":68},"For accountants handling client documents, for businesses exchanging contracts, for finance teams sealing high-volume invoice batches: the qualified layer is there, certified, and ready. More on that soon.",{"type":2284,"content":2285},"blockquote",[2286],{"type":53,"attrs":2287,"content":2288},{"textAlign":64},[2289],{"text":2290,"type":68,"marks":2291},"“By delivering remote qualified electronic signatures (QES) and seals (QESeal) under eIDAS 2, Banqup gives organisations legally recognised trust across all 27 EU member states.”  - Hans Boone, Banqup Trust Services",[2292],{"type":1404,"attrs":2293},{"color":2159},{"id":2295,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":2296,"copyright":8,"fieldtype":15,"meta_data":2297,"is_external_url":17},196260478181357,"https://a.storyblok.com/f/318078/6016x4016/956db9fa22/blog-cardbanner-qtsp.png",{},[],[],[1597,1598],"Banqup SA is officially listed on the Belgian Trusted List as a Qualified Trust Service Provider (QTSP), offering four certified trust services under the eIDAS regulation. 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Discover the importance here.","43c0dc50-81df-4f41-aedd-2c5b9933df3d",[3259,3269,3341],{"_uid":3260,"align":8,"image":3261,"theme":48,"buttons":3265,"columns":647,"heading":3246,"padding":1386,"tagline":8,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":3266,"invertTextColor":55},"921e28f6-5abb-471d-be0b-617d16498557",{"id":3262,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":3263,"copyright":8,"fieldtype":15,"meta_data":3264,"is_external_url":17},94996741192651,"https://a.storyblok.com/f/318078/1925x510/294acbb1d8/why-is-bank-independency-important.png",{},[],{"type":50,"content":3267},[3268],{"type":53},{"_uid":3270,"text":3271,"component":505,"background":48},"1e90ab6d-c4fe-4ba1-a7dc-49b1ffd26f09",{"type":50,"content":3272},[3273,3278,3283,3287,3293,3298,3303,3307,3312,3317,3322,3326,3331,3336],{"type":53,"attrs":3274,"content":3275},{"textAlign":64},[3276],{"text":3277,"type":68},"What is meant by bank independeny and why is it important? We delve into what bank independency means that financial streams and why businesses should take note.",{"type":53,"attrs":3279,"content":3280},{"textAlign":64},[3281],{"text":3282,"type":68},"As financial technologies develop, bank independency is something more and more companies adopt. Bank independency not only means that financial streams are dealt with online and require less manual interventions (straight through processing). Mainly not having to rely on the services provided by the bank where the account is held is also an important one when talking about bank independency. A couple of things mentioned below emphasise the importance of being, or becoming, bank independent.",{"type":53,"attrs":3284,"content":3285},{"textAlign":64},[3286],{"text":155,"type":68},{"type":61,"attrs":3288,"content":3290},{"level":3289,"textAlign":64},5,[3291],{"text":3292,"type":68},"The changing landscape",{"type":53,"attrs":3294,"content":3295},{"textAlign":64},[3296],{"text":3297,"type":68},"‍Since the economic crisis, the banking landscape has become a more dynamic environment. Besides banks going bankrupt we have also seen banks that have withdrawn themselves in certain geographical or business areas. This gave CFO’s in the corporate sector headaches for having to find another bank and to ‘move’ its business. A good example of a (sudden) change of the financial landscape is the Brexit. Not knowing what the Brexit will bring in this perspective, one thing we do know is that the changing banking landscape is here to stay.",{"type":53,"attrs":3299,"content":3300},{"textAlign":64},[3301],{"text":3302,"type":68},"‍Where using bank-independent tools, products or instruments doesn’t solve the problem of finding another bank, it does take away having to start up a time-consuming project changing the applications used in the various financial processes. Bank independency will become more and more common as the banking landscape continues to change.",{"type":53,"attrs":3304,"content":3305},{"textAlign":64},[3306],{"text":155,"type":68},{"type":61,"attrs":3308,"content":3309},{"level":3289,"textAlign":64},[3310],{"text":3311,"type":68},"Formats and interfaces",{"type":53,"attrs":3313,"content":3314},{"textAlign":64},[3315],{"text":3316,"type":68},"‍Another good reason to use bank independent solutions is not to find yourself in a so called lock-in situation when looking at file-formats and interfaces. Where local formats or proprietary interfaces may have their benefits, formats and interfaces will be subject to change or even may be replaced by the bank offering the service. Recently a bank had decided to phase out a proprietary reporting format. Although this was done with an alternative reporting format and customers had a reasonable period to migrate, many of them were confronted with major changes in their business applications from which many of them being legacy systems.",{"type":53,"attrs":3318,"content":3319},{"textAlign":64},[3320],{"text":3321,"type":68},"‍Again in this case using a bank independent solution will not prevent you from change but a good bank independent solution or tool will offer the flexibility to deal with this type of change outside the corporate IT domain. Still a project but one with less impact on the organisation. When using fully bank independent instruments (for example MT101) the number of changes are limited to a bare minimum and in case of compliance will always be dealt with by the vendor as part of its service.",{"type":53,"attrs":3323,"content":3324},{"textAlign":64},[3325],{"type":78},{"type":61,"attrs":3327,"content":3328},{"level":3289,"textAlign":64},[3329],{"text":3330,"type":68},"Cost savings",{"type":53,"attrs":3332,"content":3333},{"textAlign":64},[3334],{"text":3335,"type":68},"‍Last but not least a bank independent will save costs. Of course there is an investment consideration with regards to a bank independent solution but when looking at the business case the benefits of not having to manage changes due to compliance or technological developments will in most cases create a break-even point somewhere in year two.",{"type":53,"attrs":3337,"content":3338},{"textAlign":64},[3339],{"text":3340,"type":68},"‍Recent customer case-studies even showed a significant decrease in costs in year one simply by not having to change its output from their applications creating payment instructions when expanding their business to other regions using new local banks. By itself not a bad investments, even when leaving the non-qualified benefits of bank independence aside.",{"_uid":3342,"cards":3343,"buttons":8773,"heading":1583,"tagline":8,"component":1584,"background":48,"description":8774},"4e394059-1dfe-4a81-9522-8f86819bc634",[3344,4544,4545,5537,7806],{"name":3345,"created_at":3346,"published_at":3347,"updated_at":3348,"id":3349,"uuid":3350,"content":3351,"slug":4526,"full_slug":4527,"sort_by_date":4528,"position":4529,"tag_list":4530,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":4531,"first_published_at":4532,"release_id":64,"lang":514,"path":64,"alternates":4533,"default_full_slug":4534,"translated_slugs":4535,"_stopResolving":55},"Banqup Group raised €20,000 for WWF","2025-09-16T10:04:39.259Z","2026-07-24T13:07:20.441Z","2026-08-24T09:18:11.877Z",91453355069815,"6d82ddfd-b3c9-4c0d-b75e-a2db5b157db9",{"seo":3352,"_uid":3356,"body":3357,"image":4511,"theme":8,"title":3365,"author":4515,"related":4516,"summary":4517,"category":4524,"component":2092,"createdOn":8,"description":4523,"relatedCountries":4525,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":3353,"title":3354,"plugin":34,"description":3355},"10fbe053-a9f8-43ae-9cd3-158e46ea22c0","€20,000 for WWF | Blog - Banqup","At Banqup Group, we completed our walking challenge and pledged to donate EUR 20,000 to WWF. Read about our adventure here.","5cfecd92-5937-40e4-8057-e1c75a692864",[3358,3369,3491],{"_uid":3359,"align":8,"image":3360,"theme":48,"buttons":3364,"columns":647,"heading":3365,"padding":1386,"tagline":8,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":3366,"invertTextColor":55},"f0006ab1-62ed-4b14-a27e-136b9ffe31bd",{"id":3361,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":3362,"copyright":8,"fieldtype":15,"meta_data":3363,"is_external_url":17},94995136215815,"https://a.storyblok.com/f/318078/1925x510/ad064a0e4e/unifiedpost-group-raised-20-000-for-wwf.png",{},[],"Banqup Group (former Unifiedpost Group) raised €20,000 for WWF",{"type":50,"content":3367},[3368],{"type":53},{"_uid":3370,"text":3371,"component":505,"background":48},"95c2f864-2042-4642-bfc3-4086f1135595",{"type":50,"content":3372},[3373,3378,3383,3388,3402,3406,3410,3415,3420,3425,3430,3435,3451,3455,3460,3465,3477,3481,3486],{"type":53,"attrs":3374,"content":3375},{"textAlign":64},[3376],{"text":3377,"type":68},"As an employer, we encountered quite some new challenges last year. Not only were people working from home due to COVID, Banqup also doubled her staff to more than 1,300 FTE, so we welcomed (virtually) a lot of new people into our organisation.",{"type":53,"attrs":3379,"content":3380},{"textAlign":64},[3381],{"text":3382,"type":68},"‍As we want to maximise the impact we have with Banqup Group on our human capital and the social environment we live in, management decided to pose a challenge to all employees.",{"type":53,"attrs":3384,"content":3385},{"textAlign":64},[3386],{"text":3387,"type":68},"The aim was to motivate our employees to be active (to sport, to go outside …) for improving their mental health, to do something good for the environment and the climate, and to unite the newly merged employees into \"One Banqup\". What better way to link this to a united goal across all countries.",{"type":53,"attrs":3389,"content":3390},{"textAlign":64},[3391,3393,3400],{"text":3392,"type":68},"‍Our employees, who work in 30 different countries all over the world, completed the challenge together: to walk around the world once, the entire 40,000 km. We reached this goal in three months. Therefore ",{"text":3394,"type":68,"marks":3395},"Banqup Group",[3396],{"type":105,"attrs":3397},{"href":3398,"uuid":1910,"anchor":64,"custom":3399,"target":110,"linktype":111},"/es",{},{"text":3401,"type":68}," decided to donate € 20,000 to WWF.",{"type":53,"attrs":3403,"content":3404},{"textAlign":64},[3405],{"text":155,"type":68},{"type":53,"attrs":3407,"content":3408},{"textAlign":64},[3409],{"text":155,"type":68},{"type":61,"attrs":3411,"content":3412},{"level":3289,"textAlign":64},[3413],{"text":3414,"type":68},"Support WWF’s mission for a better, greener and healthier world",{"type":53,"attrs":3416,"content":3417},{"textAlign":64},[3418],{"text":3419,"type":68},"‍Next to the social impact of Banqup Group, it is also in our DNA - and core business - to care about the environment and its protection and preservation.",{"type":53,"attrs":3421,"content":3422},{"textAlign":64},[3423],{"text":3424,"type":68},"‍WWF focuses on conserving nature and reducing the most pressing threats to the diversity of life on Earth. This includes projects within climate (a zero-carbon world, freshwater, wildlife, forests, oceans) and supports sustainable food systems to feed humanity.",{"type":53,"attrs":3426,"content":3427},{"textAlign":64},[3428],{"text":3429,"type":68},"‍Attention for People and Planet, not only Profit.",{"type":53,"attrs":3431,"content":3432},{"textAlign":64},[3433],{"text":3434,"type":68},"‍With our donation, we have supported two specific projects:",{"type":91,"content":3436},[3437,3444],{"type":94,"content":3438},[3439],{"type":53,"attrs":3440,"content":3441},{"textAlign":64},[3442],{"text":3443,"type":68},"Protect the tiger habitat across the borders of Thailand and Myanmar",{"type":94,"content":3445},[3446],{"type":53,"attrs":3447,"content":3448},{"textAlign":64},[3449],{"text":3450,"type":68},"The green heart of Europe",{"type":53,"attrs":3452,"content":3453},{"textAlign":64},[3454],{"text":155,"type":68},{"type":61,"attrs":3456,"content":3457},{"level":3289,"textAlign":64},[3458],{"text":3459,"type":68},"Walk around the world",{"type":53,"attrs":3461,"content":3462},{"textAlign":64},[3463],{"text":3464,"type":68},"‍You could say that this was a very sporty goal and not everyone likes to do sports. But there was a wide range of activities available so there was something for everyone. Each participant could set an individual goal to motivate themselves in achieving this goal.",{"type":53,"attrs":3466,"content":3467},{"textAlign":64},[3468,3470,3475],{"text":3469,"type":68},"‍Whether jogging, meditating or mowing the lawn - with every meter ran or swam, with every second spent gardening, exercising or doing yoga, our employees collected money together for WWF and made their contribution to reaching the overall goal. The motto of the challenge was \"",{"text":3471,"type":68,"marks":3472},"Mens sana in corpore sano: take care of your physical and mental health",[3473],{"type":3474},"italic",{"text":3476,"type":68},"\".",{"type":53,"attrs":3478,"content":3479},{"textAlign":64},[3480],{"text":155,"type":68},{"type":61,"attrs":3482,"content":3483},{"level":3289,"textAlign":64},[3484],{"text":3485,"type":68},"Encouraging colleagues",{"type":53,"attrs":3487,"content":3488},{"textAlign":64},[3489],{"text":3490,"type":68},"‍In addition to the sporting challenges, it was also important for us that the fun was not neglected and that we could motivate each other as a team. For this reason, we used an app where we not only entered our (daily) progress but also could upload and share pictures: kayaking in Lithuania, golfing in Singapore, jogging on the beach in Estonia, bike riding in Belgium, hiking in Romania or gardening at home. Everyone networked with each other and got an insight into how we all were doing.",{"_uid":3492,"cards":3493,"buttons":4507,"heading":1583,"tagline":8,"component":1584,"background":48,"description":4508},"86d9fe52-722f-4539-911f-2778912050e2",[3494,3755,4054,4261],{"name":3495,"created_at":3496,"published_at":3497,"updated_at":3498,"id":3499,"uuid":3500,"content":3501,"slug":3736,"full_slug":3737,"sort_by_date":3738,"position":3739,"tag_list":3740,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":3742,"first_published_at":3743,"release_id":64,"lang":514,"path":64,"alternates":3744,"default_full_slug":3745,"translated_slugs":3746,"_stopResolving":55},"Unifiedpost Group (now Banqup Group) enters Italian and Spanish markets","2025-09-16T09:08:39.712Z","2026-07-24T13:08:59.295Z","2026-08-24T09:18:14.741Z",91439594379519,"e63aa8f6-720b-4b55-a6a3-a43049210065",{"seo":3502,"_uid":3506,"body":3507,"image":3719,"theme":8,"title":3495,"author":3723,"related":3724,"summary":3725,"category":3732,"component":2092,"createdOn":8,"description":3731,"relatedCountries":3733,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":3503,"title":3504,"plugin":34,"description":3505},"999c3f52-45a6-417f-b05b-6cbd965855ac","Welcome Italy and Spain | Blog - Banqup","Banqup Group enters the Italian and Spanish markets. Discover the information via our press release.","1bec51c4-6bd3-44bf-95bc-fbb32f7155d1",[3508,3518,3708],{"_uid":3509,"align":8,"image":3510,"theme":48,"buttons":3514,"columns":647,"heading":3495,"padding":1386,"tagline":8,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":3515,"invertTextColor":55},"b054b036-14f6-4d28-97d0-47a816572f38",{"id":3511,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":3512,"copyright":8,"fieldtype":15,"meta_data":3513,"is_external_url":17},101383298834961,"https://a.storyblok.com/f/318078/3840x1017/4f1fac0882/unifiedpost-group-now-banqup-group-enters-italian-and-spanish-markets.png",{},[],{"type":50,"content":3516},[3517],{"type":53},{"_uid":3519,"text":3520,"component":505,"background":48},"50932641-5799-4e88-b3d9-804f0c92bb32",{"type":50,"content":3521},[3522,3527,3532,3537,3542,3547,3552,3557,3562,3567,3572,3576,3600,3604,3609,3614,3619,3684,3703],{"type":53,"attrs":3523,"content":3524},{"textAlign":64},[3525],{"text":3526,"type":68},"La Hulpe (Belgium), 19 March 2021 – Unifiedpost Group (now Banqup Group)(Euronext: UPG), a leading European FinTech company, announces today two acquisitions and adds more than 85,000 SMEs to its one-stop-shop platform. By this entrance in the Spanish and Italian market, Banqup Group accelerates its pan-European roll out.",{"type":53,"attrs":3528,"content":3529},{"textAlign":64},[3530],{"text":3531,"type":68},"When publishing its financial results for the fiscal year 2020 last week, Banqup Group already reconfirmed that it will continue to focus on organic growth, combined with targeted acquisitions for market and product expansion. After going public in September last year and announcing three acquisitions in December, the company now announces its second wave of acquisitions, being the Spanish company Sistema Efactura and the Italian company Digithera.",{"type":53,"attrs":3533,"content":3534},{"textAlign":64},[3535],{"text":3536,"type":68},"‍With the acquisition of the Italian electronic invoicing platform Digithera (Digithera srl), having its headquarters in Milan, Banqup Group taps into the Italian market. Digithera was founded in 2014 and offers a solution for connecting customers and suppliers to allow a secure, electronic exchange of documents deriving from the supply chain of SME’s. Next to that, the Italian software company also provides Banqup Group with the local specific requirements in order to connect its platform with local SMEs and public administrations. Today Digithera has about 20.000 active SMEs on its platform. It mainly applies the indirect sales strategy similar to the one of Banqup Group, which is based on a profound partner network of about 1.200 resellers.",{"type":53,"attrs":3538,"content":3539},{"textAlign":64},[3540],{"text":3541,"type":68},"‍As often, local obligations by government regarding e-invoicing are also in Italy a tailwind for the expansion of Banqup Group’s platform. In 2015, Italy had the largest VAT gap among EU member states, €35 billion, stimulating Italy to implement mandatory e-Invoicing regulations. Since 2015, invoices generated for all business transactions going to Italy’s public administrative authorities (i.e. FatturaPA) must be created and signed in electronic form and transmitted via the data exchange system called “Sistema di Interscambio” (SdI). As of 1 January 2019, SdI must also be used for all other invoices between all sorts of businesses.",{"type":53,"attrs":3543,"content":3544},{"textAlign":64},[3545],{"text":3546,"type":68},"‍This acquisition allows Banqup Group to enter the competitive Italian e-invoicing market. Digithera will be allowed to further grow by delivering new services on top of its document services, such as payment services and working capital financing.",{"type":53,"attrs":3548,"content":3549},{"textAlign":64},[3550],{"text":3551,"type":68},"‍Sistema Efactura (Sistema Efactura SL) has its headquarters in Madrid, which enables Banqup Group to expand to the Spanish market. By offering a full digital invoicing ecosystem for businesses and public administrations, the platform of Sistema Efactura lowers costs, increases efficiency and security with seamless access to payments and financing. It also allows Spanish SME’s to electronically exchange invoices with public institutions, which is obliged by law since 2015. The company currently services over 10 large customers such as financial and public institutions, and has 65.000 suppliers in its network.",{"type":53,"attrs":3553,"content":3554},{"textAlign":64},[3555],{"text":3556,"type":68},"‍Sistema Efactura was created in December 2019 as a carve-out from Eurobits Technologies, and was later on acquired by Tink AS in an effort to expand its open-banking platform. Tink now wishes to sell-off the e-invoicing activities altogether.",{"type":53,"attrs":3558,"content":3559},{"textAlign":64},[3560],{"text":3561,"type":68},"‍The two companies together had a total revenue of €1.91 million (EBITDA €0.44 million) in 2019 and €1.63 million (EBITDA €0.30 million) in 2020.",{"type":53,"attrs":3563,"content":3564},{"textAlign":64},[3565],{"text":3566,"type":68},"‍On 18 March 2021, Banqup Group signed a mutually binding offer to acquire 100% of the share capital. Banqup Group will finance the acquisition of Digithera 18% by shares and 82% by cash. The acquisition of Sistema Efactura will be financed 100% by cash.",{"type":53,"attrs":3568,"content":3569},{"textAlign":64},[3570],{"text":3571,"type":68},"‍The parties have expressed their intention to complete the transaction regarding Digithera by 25 March 2021. The transaction regarding Sistema Efactura was signed and completed on 18 March 2021.",{"type":53,"attrs":3573,"content":3574},{"textAlign":64},[3575],{"text":155,"type":68},{"type":2284,"content":3577},[3578],{"type":53,"attrs":3579,"content":3580},{"textAlign":64},[3581,3585,3586,3590,3591,3595,3596],{"text":3582,"type":68,"marks":3583},"“Tapping into new ecosystems and partnerships will remain an important cornerstone for our long term, sustainable growth. Therefore, we are delighted to announce the acquisition of Digithera and Sistema Efactura, allowing us to accelerate the launch of our platform in respectively Italy and Spain. These two southern European entities will fulfill a strategical and important role in the pan-European expansion of ",[3584],{"type":3474},{"text":6,"type":68},{"text":3587,"type":68,"marks":3588}," Group. They will also help us to align with local requirements and to connect with governments, which is crucial in all 26 countries where we’re rolling-out our SME-solution, including payment services, this year. I look forward to welcoming Sistema Efactura and Digithera staff to become part of the ",[3589],{"type":3474},{"text":6,"type":68},{"text":3592,"type":68,"marks":3593}," Group team, to work together and to build further on our global communication and payment business network.”",[3594],{"type":3474},{"text":1510,"type":68},{"text":3597,"type":68,"marks":3598},"Hans Leybaert, former CEO and founder of Banqup Group.",[3599],{"type":71},{"type":53,"attrs":3601,"content":3602},{"textAlign":64},[3603],{"text":155,"type":68},{"type":61,"attrs":3605,"content":3606},{"level":3289,"textAlign":64},[3607],{"text":3608,"type":68},"About Banqup Group",{"type":53,"attrs":3610,"content":3611},{"textAlign":64},[3612],{"text":3613,"type":68},"‍Banqup Group wants to become the leading cloud-based platform for SME business services built on “Documents”, “Identity” and “Payments”. Banqup operates and develops a 100% cloud-based platform for administrative and financial services that allows real-time and seamless connections between Banqup’s customers, their suppliers, their customers and other parties along the financial value chain. With its one-stop-shop solutions, Banqup Group’s mission is to make administrative and financial processes simple and smart for its customers. Since its founding in 2001, Banqup Group has grown significantly, expanding to offices in 21 countries, with more than 400 million documents processed in 2020, reaching over 450,000 SMEs and more than 500 Corporates across its platform today.",{"type":53,"attrs":3615,"content":3616},{"textAlign":64},[3617],{"text":3618,"type":68},"‍Noteworthy facts and figures:",{"type":91,"content":3620},[3621,3628,3635,3642,3649,3656,3663,3670,3677],{"type":94,"content":3622},[3623],{"type":53,"attrs":3624,"content":3625},{"textAlign":64},[3626],{"text":3627,"type":68},"Established in 2001, with a proven track record",{"type":94,"content":3629},[3630],{"type":53,"attrs":3631,"content":3632},{"textAlign":64},[3633],{"text":3634,"type":68},"Turnover of 146 million euro (pro-forma 2020)",{"type":94,"content":3636},[3637],{"type":53,"attrs":3638,"content":3639},{"textAlign":64},[3640],{"text":3641,"type":68},"1.000+ employees",{"type":94,"content":3643},[3644],{"type":53,"attrs":3645,"content":3646},{"textAlign":64},[3647],{"text":3648,"type":68},"400+ million documents processed in 2020",{"type":94,"content":3650},[3651],{"type":53,"attrs":3652,"content":3653},{"textAlign":64},[3654],{"text":3655,"type":68},"Diverse portfolio of clients across a wide variety of industries (banking, leasing, utilities, media, telecommunications, travel, social security service providers, public organisations, etc.) ranging from large internationals to SMEs",{"type":94,"content":3657},[3658],{"type":53,"attrs":3659,"content":3660},{"textAlign":64},[3661],{"text":3662,"type":68},"Banqup Payments, a fully owned subsidiary, is recognised as a payment institution by the National Bank of Belgium",{"type":94,"content":3664},[3665],{"type":53,"attrs":3666,"content":3667},{"textAlign":64},[3668],{"text":3669,"type":68},"Certified Swift partner",{"type":94,"content":3671},[3672],{"type":53,"attrs":3673,"content":3674},{"textAlign":64},[3675],{"text":3676,"type":68},"International M&A track record",{"type":94,"content":3678},[3679],{"type":53,"attrs":3680,"content":3681},{"textAlign":64},[3682],{"text":3683,"type":68},"Listed on the regulated market of Euronext Brussels, symbol: UPG",{"type":53,"attrs":3685,"content":3686},{"textAlign":64},[3687,3688,3692,3693,3697,3699],{"text":155,"type":68},{"text":3689,"type":68,"marks":3690},"(*) Warning about future statements: The statements contained herein may contain forecasts, future expectations, opinions and other future-oriented statements concerning the expected further performance of ",[3691],{"type":3474},{"text":6,"type":68},{"text":3694,"type":68,"marks":3695}," Group on the markets in which it is active.  Such future-oriented statements are based on the current insights and assumptions of management concerning future events.  They naturally include known and unknown risks, uncertainties and other factors, which seem justified at the time that the statements are made, but may possibly turn out to be inaccurate.  The actual results, performance or events may differ essentially from the results, performance or events which are expressed or implied in such future-oriented statements.  Except where required by the applicable legislation, ",[3696],{"type":3474},{"text":3698,"type":68},"Banqup d",{"text":3700,"type":68,"marks":3701}," Group shall assume no obligation to update, elucidate or improve future-oriented statements in this press release in the light of new information, future events or other elements and shall not be held liable on that account.  The reader is warned not to rely unduly on future-oriented statements.",[3702],{"type":3474},{"type":53,"attrs":3704,"content":3705},{"textAlign":64},[3706],{"text":3707,"type":68},"‍Information correct as of press release publish date 19th March 2021.",{"_uid":3709,"cards":3710,"buttons":3715,"heading":1583,"tagline":8,"component":1584,"background":48,"description":3716},"1277e590-3582-414d-84f2-bb08a643917e",[3711,3712,3713,3714],"92de081e-6aa7-4041-8132-67a5586c77cb","3744e4b8-788a-464c-85c2-bfe93856231c","4321c229-6ecf-43d8-9cc5-07cbe825baa4","75b8a961-c128-4cc2-8ea6-997ea8bee673",[],{"type":50,"content":3717},[3718],{"type":53},{"id":3720,"alt":3495,"name":8,"focus":8,"title":3495,"source":8,"filename":3721,"copyright":8,"fieldtype":15,"meta_data":3722,"is_external_url":17},91439937383094,"https://a.storyblok.com/f/318078/1032x600/6c50bdbcbf/6448db48fe8508305d9f12e0_blog-unifiedpost-group-enters-italian-and-spanish-market.jpg",{"alt":3495,"title":3495,"source":8,"copyright":8},[],[],{"type":50,"content":3726},[3727],{"type":53,"attrs":3728,"content":3729},{"textAlign":64},[3730],{"text":3731,"type":68},"Unifiedpost Group (now Banqup Group) announces today two acquisitions in the Italian and Spanish markets and adds more than 85,000 SMEs to its one-stop-shop platform.",[1597,1598],[3734,3735],"Italy","Spain","banqup-group-now-banqup-group-enters-italian-and-spanish-markets","es/resources/blog/banqup-entra-mercados-italiano-espanol","2021-03-19",-1990,[3741],"Rebranding","9ace5b4a-9582-4191-918e-7de5aa99e46a","2021-03-19T12:10:00.000Z",[],"resources/blog/banqup-group-now-banqup-group-enters-italian-and-spanish-markets",[3747,3748,3749,3752],{"path":3745,"name":64,"lang":521,"published":64},{"path":3745,"name":64,"lang":523,"published":64},{"path":3750,"name":3751,"lang":527,"published":55},"informationen/blog/die-banqup-group-steigt-in-den-italienischen-und-spanischen-markt-ein","Die Banqup Group steigt in den italienischen und spanischen Markt ein",{"path":3753,"name":3754,"lang":514,"published":55},"resources/blog/banqup-entra-mercados-italiano-espanol","Unifiedpost Group (ahora Banqup Group) entra en los mercados italiano y español",{"name":3756,"created_at":3757,"published_at":3758,"updated_at":3759,"id":3760,"uuid":3761,"content":3762,"slug":4037,"full_slug":4038,"sort_by_date":4039,"position":4040,"tag_list":4041,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":4042,"first_published_at":4043,"release_id":64,"lang":514,"path":64,"alternates":4044,"default_full_slug":4045,"translated_slugs":4046,"_stopResolving":55},"What is GENA?","2025-09-15T13:19:53.356Z","2026-09-14T07:56:46.024Z","2026-09-14T07:56:46.070Z",91147441615306,"1545c7f6-a0f7-4257-912f-8bbba585aec6",{"seo":3763,"_uid":3767,"body":3768,"image":4022,"theme":8,"title":3776,"author":4026,"related":4027,"summary":4028,"category":4035,"component":2092,"createdOn":8,"description":4034,"relatedCountries":4036,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":3764,"title":3765,"plugin":34,"description":3766},"9a571d4b-be4d-4e8f-af26-4e0e4dcd4a52","¿Qué es GENA? | Banqup Group","Descubra qué es GENA, cuál es su papel y cómo la incorporación a GENA ha mejorado aún más nuestros servicios de facturación electrónica.","edaf3177-9e93-4af6-8676-ca0cecea89e7",[3769,3780,4012],{"_uid":3770,"align":8,"image":3771,"theme":48,"buttons":3775,"columns":647,"heading":3776,"padding":1386,"tagline":8,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":3777,"invertTextColor":55},"fcbf1523-74c9-473f-90be-5e912fa49b3a",{"id":3772,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":3773,"copyright":8,"fieldtype":15,"meta_data":3774,"is_external_url":17},94986389493422,"https://a.storyblok.com/f/318078/1925x510/ad4fd6c7c7/what-is-gena.png",{},[],"¿Qué es GENA?",{"type":50,"content":3778},[3779],{"type":53},{"_uid":3781,"text":3782,"component":505,"background":48},"9927572b-388b-46ad-8c8c-c2ae064b1268",{"type":50,"content":3783},[3784,3796,3801,3816,3818,3822,3827,3832,3837,3842,3846,3851,3856,3861,3865,3870,3875,3880,3885,3889,3894,3899,3904,3909,3932,3936,3941,3955,3960,3965,3978,3983,3987,3992,3997,4002],{"type":53,"attrs":3785,"content":3786},{"textAlign":64},[3787,3789,3794],{"text":3788,"type":68},"GENA (Global Exchange Network Association, anteriormente EESPA) está formada por miembros y miembros asociados, entre ellos ",{"text":3394,"type":68,"marks":3790},[3791],{"type":105,"attrs":3792},{"href":3398,"uuid":1910,"anchor":64,"custom":3793,"target":110,"linktype":111},{},{"text":3795,"type":68},". Trabajando juntos, actuamos como organismo comercial en toda Europa y recientemente hemos ampliado nuestro alcance a escala global.",{"type":53,"attrs":3797,"content":3798},{"textAlign":64},[3799],{"text":3800,"type":68},"Fundada en 2011, GENA (Global Exchange Network Association) es una organización sin ánimo de lucro diseñada para desarrollar las mejores prácticas del sector y fomentar su influencia en el ámbito de las políticas públicas. GENA se creó inicialmente como EESPA (European E-invoicing Service Providers Association). La asociación pasó a llamarse GENA en octubre de 2023, cambiando de un enfoque de la UE a un enfoque global con capítulos regionales.",{"type":53,"attrs":3802,"content":3803},{"textAlign":64},[3804,3806,3814],{"text":3805,"type":68},"‍GENA ofrece oportunidades de creación de redes empresariales y externalización, además de servicios financieros, tecnológicos y de intercambio electrónico de datos (EDI). Con más de 100 miembros, el desarrollo y la eficiencia de la facturación electrónica (",{"text":3807,"type":68,"marks":3808},"facturación electrónica",[3809],{"type":105,"attrs":3810},{"href":3811,"uuid":3812,"anchor":64,"custom":3813,"target":110,"linktype":111},"/es/resources/blog/que-es-facturacion-electronica","4ef02f0c-e7c4-4aa2-bb98-83ff723c0fdb",{},{"text":3815,"type":68},") en Europa han avanzado considerablemente gracias a GENA. GENA registra un volumen total de facturas procesadas por sus miembros que supera los dos mil millones al año. De estos, al menos doscientos millones de transacciones se intercambian mediante servicios de interoperabilidad entre miembros.",{"type":53,"attrs":3817},{"textAlign":64},{"type":53,"attrs":3819,"content":3820},{"textAlign":64},[3821],{"text":155,"type":68},{"type":61,"attrs":3823,"content":3824},{"level":3289,"textAlign":64},[3825],{"text":3826,"type":68},"¿Cuál es el papel de GENA?",{"type":53,"attrs":3828,"content":3829},{"textAlign":64},[3830],{"text":3831,"type":68},"‍Las empresas que envían y reciben grandes volúmenes de facturas en todo el mundo ahorran tiempo y costes considerables si todas sus facturas están en un formato estandarizado y cumplen con la normativa fiscal de cada país. Esto permite un procesamiento eficiente.",{"type":53,"attrs":3833,"content":3834},{"textAlign":64},[3835],{"text":3836,"type":68},"‍La legislación internacional ayuda a las empresas con formatos de factura estandarizados que cumplen los requisitos fiscales y de procesamiento.",{"type":53,"attrs":3838,"content":3839},{"textAlign":64},[3840],{"text":3841,"type":68},"‍GENA es un organismo que debate, promueve y defiende los intereses de sus miembros. Esto garantiza que la legislación sobre facturación electrónica refleje las necesidades del sector. GENA también mantiene conversaciones activas con los profesionales del sector de la facturación electrónica para comprender sus problemas y ofrecer posibles soluciones y marcos de interoperabilidad. Su objetivo es crear un mercado no competitivo, en el que los miembros colaboren voluntariamente para desarrollar las mejores prácticas e influir en las políticas públicas.",{"type":53,"attrs":3843,"content":3844},{"textAlign":64},[3845],{"text":155,"type":68},{"type":61,"attrs":3847,"content":3848},{"level":3289,"textAlign":64},[3849],{"text":3850,"type":68},"La gobernanza y las divisiones de GENA",{"type":53,"attrs":3852,"content":3853},{"textAlign":64},[3854],{"text":3855,"type":68},"‍La gobernanza de GENA está formada por el presidente y el/los vicepresidente(s), el secretario general, el comité ejecutivo y diferentes grupos de trabajo. La asociación busca activamente comprender los intereses de sus miembros y elevar las exigencias del mercado.",{"type":53,"attrs":3857,"content":3858},{"textAlign":64},[3859],{"text":3860,"type":68},"‍Estos son los principales grupos de trabajo y sus funciones:",{"type":53,"attrs":3862,"content":3863},{"textAlign":64},[3864],{"text":155,"type":68},{"type":61,"attrs":3866,"content":3867},{"level":3289,"textAlign":64},[3868],{"text":3869,"type":68},"Grupo de trabajo de interoperabilidad",{"type":53,"attrs":3871,"content":3872},{"textAlign":64},[3873],{"text":3874,"type":68},"‍La interoperabilidad es la capacidad de los sistemas y el software para intercambiar y comprender información específica. Esto significa que, independientemente del formato, tanto vendedores como compradores pueden compartir facturas electrónicas igualmente comprensibles y conformes utilizando sus proveedores de servicios interoperables.",{"type":53,"attrs":3876,"content":3877},{"textAlign":64},[3878],{"text":3879,"type":68},"‍Para respaldar esto, el grupo de trabajo de interoperabilidad elabora propuestas detalladas para el desarrollo y mantenimiento de los marcos, acuerdos, componentes y herramientas de GENA.",{"type":53,"attrs":3881,"content":3882},{"textAlign":64},[3883],{"text":3884,"type":68},"‍El último estándar definido por GENA es EIN (GENA Interoperability Network).",{"type":53,"attrs":3886,"content":3887},{"textAlign":64},[3888],{"text":155,"type":68},{"type":61,"attrs":3890,"content":3891},{"level":3289,"textAlign":64},[3892],{"text":3893,"type":68},"Grupo de trabajo de políticas públicas y cumplimiento normativo",{"type":53,"attrs":3895,"content":3896},{"textAlign":64},[3897],{"text":3898,"type":68},"‍El grupo de trabajo de políticas públicas y cumplimiento normativo supervisa y garantiza el cumplimiento de la legislación y las políticas de facturación electrónica de las administraciones tributarias.",{"type":53,"attrs":3900,"content":3901},{"textAlign":64},[3902],{"text":3903,"type":68},"‍Participa activamente en foros de partes interesadas y colabora con responsables políticos y de toma de decisiones en materia de políticas públicas y cumplimiento normativo, con el objetivo de promover las mejores prácticas y las soluciones óptimas.",{"type":53,"attrs":3905,"content":3906},{"textAlign":64},[3907],{"text":3908,"type":68},"‍Además, el grupo lidera activamente la postura del sector en los debates políticos y contribuye a las políticas globales. Otros ámbitos de interés incluyen:",{"type":91,"content":3910},[3911,3918,3925],{"type":94,"content":3912},[3913],{"type":53,"attrs":3914,"content":3915},{"textAlign":64},[3916],{"text":3917,"type":68},"Controles de transacciones continuas (CTC); mantener informados a los miembros sobre las novedades en CTC y contribuir a mejores prácticas",{"type":94,"content":3919},[3920],{"type":53,"attrs":3921,"content":3922},{"textAlign":64},[3923],{"text":3924,"type":68},"Capacitación de pymes",{"type":94,"content":3926},[3927],{"type":53,"attrs":3928,"content":3929},{"textAlign":64},[3930],{"text":3931,"type":68},"Actualización del resumen de posiciones políticas",{"type":53,"attrs":3933,"content":3934},{"textAlign":64},[3935],{"text":155,"type":68},{"type":61,"attrs":3937,"content":3938},{"level":3289,"textAlign":64},[3939],{"text":3940,"type":68},"GENA y Peppol",{"type":53,"attrs":3942,"content":3943},{"textAlign":64},[3944,3946,3953],{"text":3945,"type":68},"‍Cabe destacar la relación entre GENA y ",{"text":3228,"type":68,"marks":3947},[3948],{"type":105,"attrs":3949},{"href":3950,"uuid":3951,"anchor":64,"custom":3952,"target":110,"linktype":111},"/es/resources/blog/que-es-peppol","491a1825-3c21-4ec0-8c66-063c98a3c8cf",{},{"text":3954,"type":68},", ya que ambas organizaciones influyen considerablemente en los procesos de facturación electrónica en todo el mundo.",{"type":53,"attrs":3956,"content":3957},{"textAlign":64},[3958],{"text":3959,"type":68},"‍Trabajando juntas, ambas organizaciones han creado conjuntamente el Global Interoperability Framework. Este marco ayuda a empresas, proveedores de servicios y gobiernos a intercambiar y automatizar fácilmente documentos e información de la cadena de suministro.",{"type":53,"attrs":3961,"content":3962},{"textAlign":64},[3963],{"text":3964,"type":68},"‍Al unir fuerzas, las organizaciones crean un caso de negocio sólido para ayudar a los gobiernos y a las administraciones tributarias a ver los beneficios que la interoperabilidad puede aportar a sus mercados locales. Ambas organizaciones comprenden la importancia de garantizar que los modelos de facturación electrónica y los procesos obligatorios de cumplimiento fiscal beneficien a todas las partes implicadas y de que dichos modelos respalden la transición hacia una cadena de suministro totalmente automatizada y digitalizada.",{"type":53,"attrs":3966,"content":3967},{"textAlign":64},[3968,3970,3976],{"text":3969,"type":68},"‍¿Qué están debatiendo actualmente ambas partes? El primer tema importante es el uso de una red común para transacciones B2B y B2G mediante la \"fusión\" del estándar EIN con el estándar Peppol (",{"text":3971,"type":68,"marks":3972},"más información disponible aquí",[3973],{"type":105,"attrs":3974},{"href":3975,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://www.eespa.eu/news-events/news-item/2022/02/04/OpenPeppol-and-EESPA-join-forces-to-use-a-common-Interoperability-Framework",{"text":3977,"type":68},").",{"type":53,"attrs":3979,"content":3980},{"textAlign":64},[3981],{"text":3982,"type":68},"‍El segundo gran punto de debate es la promoción conjunta del modelo DCTCE para administraciones tributarias de todo el mundo. Para obtener más información sobre el modelo DCTCE, su significado, quién más participa y cómo influirá en las nuevas obligaciones de facturación electrónica, consulte nuestra explicación.",{"type":53,"attrs":3984,"content":3985},{"textAlign":64},[3986],{"text":155,"type":68},{"type":61,"attrs":3988,"content":3989},{"level":3289,"textAlign":64},[3990],{"text":3991,"type":68},"GENA y Banqup Group",{"type":53,"attrs":3993,"content":3994},{"textAlign":64},[3995],{"text":3996,"type":68},"‍Como miembro de pleno derecho de GENA, en Banqup Group trabajamos para mejorar nuestros servicios y oportunidades dentro del sector global de la facturación electrónica. Gracias a ello, podemos ofrecer un mejor servicio y soluciones sin fisuras a nuestros clientes. Servicios y soluciones que cumplen la normativa, reflejan la legislación vigente y las últimas tendencias del mercado.",{"type":53,"attrs":3998,"content":3999},{"textAlign":64},[4000],{"text":4001,"type":68},"‍Nuestra solución de facturación electrónica ofrece, en primer lugar, a las pymes una herramienta eficiente para crear, enviar y gestionar sus facturas electrónicas y sus procesos. Mientras que nuestros clientes medianos y grandes pueden beneficiarse de una conversión de documentos y datos rápida y eficiente, en múltiples formatos, cumpliendo con la normativa de facturación electrónica en más de 60 países.",{"type":53,"attrs":4003,"content":4004},{"textAlign":64},[4005],{"text":4006,"type":68,"marks":4007},"Descubrir la facturación electrónica",[4008],{"type":105,"attrs":4009},{"href":2473,"uuid":4010,"anchor":64,"custom":4011,"target":110,"linktype":111},"6128b257-5ec5-47b9-ac23-13eef5fe6180",{},{"_uid":4013,"cards":4014,"buttons":4017,"heading":4018,"tagline":8,"component":1584,"background":48,"description":4019},"1297bdee-f118-4cbc-9c82-9901c9b8708c",[4015,4016],"466bfd9f-3831-465a-adf7-a4f45e3744bb","6c4774f1-0735-42be-b38c-ef2d5ea0c726",[],"Artículos similares",{"type":50,"content":4020},[4021],{"type":53},{"id":4023,"alt":3776,"name":8,"focus":8,"title":3776,"source":8,"filename":4024,"copyright":8,"fieldtype":15,"meta_data":4025,"is_external_url":17},91147657609816,"https://a.storyblok.com/f/318078/1033x601/72239ddde6/6569fe0ee08082550ac7a91c_blog-what-is-gena_website.webp",{"alt":3756,"title":3756,"source":8,"copyright":8},[],[],{"type":50,"content":4029},[4030],{"type":53,"attrs":4031,"content":4032},{"textAlign":64},[4033],{"text":4034,"type":68},"GENA (anteriormente EESPA) está formada por miembros y miembros asociados. Trabajando juntos, actuamos como organismo comercial en toda Europa.",[2090,1597],[],"what-is-gena-","es/resources/blog/que-es-gena","2023-12-01",-1910,[],"2310cea8-eae1-481b-b1f5-9ba875af1651","2023-12-01T16:21:00.000Z",[],"resources/blog/what-is-gena-",[4047,4048,4049,4052],{"path":4045,"name":64,"lang":521,"published":64},{"path":4045,"name":64,"lang":523,"published":64},{"path":4050,"name":4051,"lang":527,"published":55},"informationen/blog/was-ist-gena","Was ist GENA?",{"path":4053,"name":3776,"lang":514,"published":55},"resources/blog/que-es-gena",{"name":4055,"created_at":4056,"published_at":4057,"updated_at":4058,"id":4059,"uuid":3713,"content":4060,"slug":4244,"full_slug":4245,"sort_by_date":4246,"position":4247,"tag_list":4248,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":4249,"first_published_at":4250,"release_id":64,"lang":514,"path":64,"alternates":4251,"default_full_slug":4252,"translated_slugs":4253,"_stopResolving":55},"Digital Business Network Alliance launch: North America’s approach to electronic invoicing","2025-09-15T12:29:25.540Z","2026-09-14T07:56:22.207Z","2026-09-14T07:56:22.241Z",91135039707428,{"seo":4061,"_uid":4065,"body":4066,"image":4228,"theme":8,"title":4074,"author":4232,"related":4233,"summary":4234,"category":4241,"component":2092,"createdOn":8,"description":4240,"relatedCountries":4242,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":4062,"title":4063,"plugin":34,"description":4064},"dbfce5d3-e23e-4578-aec0-84f3cc648241","Lanzamiento de la Digital Business Network Alliance | Blog - Banqup","La DBNAlliance se ha lanzado recientemente, lo que marca un avance importante hacia el intercambio de facturas electrónicas y pagos en Norteamérica. Descubra más aquí.","0850b52a-a8df-4a71-ae62-3ac47d086429",[4067,4079,4218],{"_uid":4068,"align":1382,"image":4069,"theme":48,"buttons":4073,"columns":647,"heading":4074,"padding":1386,"tagline":4075,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":4076,"invertTextColor":55},"a9d7bfdb-1efd-4400-872e-c88c76a1e4da",{"id":4070,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":4071,"copyright":8,"fieldtype":15,"meta_data":4072,"is_external_url":17},101709129137077,"https://a.storyblok.com/f/318078/3840x1017/2a707abd7d/digital-business-network-alliance-launch-north-america-s-approach-to-electronic-invoicing.png",{},[],"Lanzamiento de la Digital Business Network Alliance: el enfoque de Norteamérica sobre la facturación electrónica","Cumplimiento normativo y regulaciones",{"type":50,"content":4077},[4078],{"type":53},{"_uid":4080,"text":4081,"component":505,"background":48},"a1f60a88-e9f2-493e-9a86-30d4304a50af",{"type":50,"content":4082},[4083,4088,4090,4092,4100,4105,4110,4114,4122,4130,4142,4146,4154,4162,4167,4172,4184,4189,4193,4201,4206],{"type":53,"attrs":4084,"content":4085},{"textAlign":64},[4086],{"text":4087,"type":68},"La Digital Business Network Alliance (DBNAlliance) se ha lanzado recientemente, lo que marca un avance importante hacia el intercambio de facturas electrónicas y pagos en Norteamérica (Canadá y EE. UU.).",{"type":53,"attrs":4089},{"textAlign":64},{"type":53,"attrs":4091},{"textAlign":64},{"type":61,"attrs":4093,"content":4094},{"level":3289,"textAlign":64},[4095,4099],{"text":4096,"type":68,"marks":4097},"¿Qué es la DBNAlliance?",[4098],{"type":71},{"text":155,"type":68},{"type":53,"attrs":4101,"content":4102},{"textAlign":64},[4103],{"text":4104,"type":68},"‍La Business Payments Coalition (BPC) y Federal Reserve Financial Services han estado colaborando para mejorar la eficiencia de los pagos entre empresas (B2B) en Canadá y EE. UU.",{"type":53,"attrs":4106,"content":4107},{"textAlign":64},[4108],{"text":4109,"type":68},"‍Como resultado, los participantes del proyecto de ambas organizaciones (el BPC E-invoice Exchange Market Pilot) han unido fuerzas para crear la Digital Business Networks Alliance (DBNAlliance). La DBNAlliance supervisará y gestionará una red de intercambio de facturas electrónicas, cuyo objetivo es mejorar los procesos de pago entre empresas (B2B).",{"type":53,"attrs":4111,"content":4112},{"textAlign":64},[4113],{"text":155,"type":68},{"type":61,"attrs":4115,"content":4116},{"level":3289,"textAlign":64},[4117,4118],{"text":155,"type":68},{"text":4119,"type":68,"marks":4120},"Más sobre los objetivos de la DBNAlliance",[4121],{"type":71},{"type":53,"attrs":4123,"content":4124},{"textAlign":64},[4125,4128],{"text":155,"type":68,"marks":4126},[4127],{"type":71},{"text":4129,"type":68},"El principal objetivo de la DBNAlliance es superar las ineficiencias de los pagos B2B. Como primer paso hacia unos pagos B2B más eficientes, la Alianza propone el uso e intercambio de facturas electrónicas.",{"type":53,"attrs":4131,"content":4132},{"textAlign":64},[4133,4135,4140],{"text":4134,"type":68},"‍La facturación electrónica reduce muchas de las barreras a las que se enfrentan las empresas a la hora de pagar y cobrar a tiempo. La facturación electrónica reduce considerablemente los errores en las facturas, mejora su trazabilidad y, en el caso de algunos proveedores de facturación electrónica, como ",{"text":3394,"type":68,"marks":4136},[4137],{"type":105,"attrs":4138},{"href":2473,"uuid":4010,"anchor":64,"custom":4139,"target":110,"linktype":111},{},{"text":4141,"type":68},", agiliza los pagos mediante botones digitales de pago de facturas. Todo ello contribuye a unos procesos de pago B2B más rápidos y precisos.",{"type":53,"attrs":4143,"content":4144},{"textAlign":64},[4145],{"text":155,"type":68},{"type":61,"attrs":4147,"content":4148},{"level":3289,"textAlign":64},[4149,4150],{"text":155,"type":68},{"text":4151,"type":68,"marks":4152},"El marco de la DBNAlliance",[4153],{"type":71},{"type":53,"attrs":4155,"content":4156},{"textAlign":64},[4157,4160],{"text":155,"type":68,"marks":4158},[4159],{"type":71},{"text":4161,"type":68},"Para que la facturación electrónica sea accesible para todos, la DBNAlliance gestionará un marco compuesto por estándares técnicos y políticas.",{"type":53,"attrs":4163,"content":4164},{"textAlign":64},[4165],{"text":4166,"type":68},"‍La política establece que el estándar de facturación electrónica se basa en estándares no propietarios y que se admiten todos los pagos electrónicos.",{"type":53,"attrs":4168,"content":4169},{"textAlign":64},[4170],{"text":4171,"type":68},"‍Pero el estándar más importante del marco es su naturaleza interoperable. La Alianza quiere que la red de intercambio de entrega electrónica sea accesible para todas las empresas de EE. UU. y Canadá mediante el uso de puntos de acceso interoperables acreditados, un enfoque basado en las redes de interoperabilidad GENA y Peppol.",{"type":53,"attrs":4173,"content":4174},{"textAlign":64},[4175,4177,4182],{"text":4176,"type":68},"‍Los puntos de acceso son proveedores de servicios interoperables que son miembros de la red de la Alianza. Entre los miembros se incluyen proveedores de servicios de facturación electrónica (como ",{"text":3394,"type":68,"marks":4178},[4179],{"type":105,"attrs":4180},{"href":2473,"uuid":4010,"anchor":64,"custom":4181,"target":110,"linktype":111},{},{"text":4183,"type":68},"), bancos, redes B2B y proveedores de servicios de pago, entre otros.",{"type":53,"attrs":4185,"content":4186},{"textAlign":64},[4187],{"text":4188,"type":68},"‍Al recurrir a sus miembros, la DBNAlliance puede garantizar que solo operen dentro de la red proveedores fiables y reconocidos.",{"type":53,"attrs":4190,"content":4191},{"textAlign":64},[4192],{"text":155,"type":68},{"type":61,"attrs":4194,"content":4195},{"level":3289,"textAlign":64},[4196,4197],{"text":155,"type":68},{"text":4198,"type":68,"marks":4199},"Manténgase informado sobre las novedades de la DBNAlliance",[4200],{"type":71},{"type":53,"attrs":4202,"content":4203},{"textAlign":64},[4204],{"text":4205,"type":68},"Actualmente, el marco de la DBNAlliance ya está operativo y, a diferencia de muchos países europeos, no hay planes para introducir procesos obligatorios.",{"type":53,"attrs":4207,"content":4208},{"textAlign":64},[4209,4211,4217],{"text":4210,"type":68},"‍Para mantenerse al día de las futuras novedades de la DBNAlliance, además de las actualizaciones sobre las redes de interoperabilidad EESPA y Peppol, siga a Banqup Group en ",{"text":4212,"type":68,"marks":4213},"LinkedIn",[4214],{"type":105,"attrs":4215},{"href":3032,"uuid":64,"anchor":64,"custom":4216,"target":574,"linktype":19},{},{"text":776,"type":68},{"_uid":4219,"cards":4220,"buttons":4224,"heading":4018,"tagline":8,"component":1584,"background":48,"description":4225},"12b6e571-24ad-4c76-a2c0-43e7f8c8674f",[3714,4221,4222,4223],"39a6a8ef-0311-4e22-86d0-f6722eb3d060","e451b414-f5ca-4419-815a-2fb2318391ee","bb233124-e5bb-4423-a7f6-f1356185fa07",[],{"type":50,"content":4226},[4227],{"type":53},{"id":4229,"alt":4074,"name":8,"focus":8,"title":4074,"source":8,"filename":4230,"copyright":8,"fieldtype":15,"meta_data":4231,"is_external_url":17},91135227701671,"https://a.storyblok.com/f/318078/1033x601/75241683d1/646e1dd47836dc6498c887bd_blog-digital-business-network-alliance-launch_website.jpg",{"alt":4055,"title":4055,"source":8,"copyright":8},[],[],{"type":50,"content":4235},[4236],{"type":53,"attrs":4237,"content":4238},{"textAlign":64},[4239],{"text":4240,"type":68},"La DBNAlliance se ha lanzado recientemente, lo que marca un avance importante hacia el intercambio de facturas electrónicas y pagos en Norteamérica.",[2090,3207],[4243],"Canada","digital-business-network-alliance-launch-north-america-s-approach-to-electronic-invoicing","es/resources/blog/digital-business-network-alliance-norteamerica","2023-05-24",-1830,[],"387e72cc-8735-41b9-b4db-14037d98fa05","2023-05-24T15:30:00.000Z",[],"resources/blog/digital-business-network-alliance-launch-north-america-s-approach-to-electronic-invoicing",[4254,4255,4256,4259],{"path":4252,"name":64,"lang":521,"published":64},{"path":4252,"name":64,"lang":523,"published":64},{"path":4257,"name":4258,"lang":527,"published":55},"informationen/blog/gemini-said-start-der-digital-business-network-alliance-nordamerikas-ansatz-fuer-die-elektronische-rechnungsstellung","Gemini said Start der Digital Business Network Alliance: Nordamerikas Ansatz für die elektronische Rechnungsstellung",{"path":4260,"name":4074,"lang":514,"published":55},"resources/blog/digital-business-network-alliance-norteamerica",{"name":4262,"created_at":4263,"published_at":4264,"updated_at":4265,"id":4266,"uuid":3714,"content":4267,"slug":4489,"full_slug":4490,"sort_by_date":4491,"position":4492,"tag_list":4493,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":4494,"first_published_at":4495,"release_id":64,"lang":514,"path":64,"alternates":4496,"default_full_slug":4497,"translated_slugs":4498,"_stopResolving":55},"What is the future of e-procurement?","2025-09-15T12:03:24.488Z","2026-07-24T14:47:12.598Z","2026-08-24T09:18:21.791Z",91128645624277,{"seo":4268,"_uid":4272,"body":4273,"image":4474,"theme":8,"title":4262,"author":4478,"related":4479,"summary":4480,"category":4487,"component":2092,"createdOn":8,"description":4486,"relatedCountries":4488,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":4269,"title":4270,"plugin":34,"description":4271},"03beb803-089f-40f9-91fe-cc397bcf2de8","What is the Future of E-procurement? | Blog - Banqup","Take a look at the latest e-procurement trends and innovations that help streamline business processes. Discover with Banqup Group.","1b8d545a-9dc0-4820-92cf-33acc5ec45e3",[4274,4284,4466],{"_uid":4275,"align":8,"image":4276,"theme":48,"buttons":4280,"columns":647,"heading":4262,"padding":1386,"tagline":8,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":4281,"invertTextColor":55},"88c4598c-1319-444c-8387-b71ce17bcb71",{"id":4277,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":4278,"copyright":8,"fieldtype":15,"meta_data":4279,"is_external_url":17},94983831409921,"https://a.storyblok.com/f/318078/1925x510/73fed41456/what-is-the-future-of-e-procurement-1.png",{},[],{"type":50,"content":4282},[4283],{"type":53},{"_uid":4285,"text":4286,"component":505,"background":48},"2b2dd5f4-226d-4eea-a03f-9ed0f907a8a9",{"type":50,"content":4287},[4288,4293,4298,4303,4308,4312,4317,4322,4326,4332,4337,4342,4347,4360,4364,4369,4374,4379,4398,4402,4407,4412,4417,4422,4433,4437,4442,4447,4451,4456,4461],{"type":61,"attrs":4289,"content":4290},{"level":3289,"textAlign":64},[4291],{"text":4292,"type":68},"The origins of e-procurement",{"type":53,"attrs":4294,"content":4295},{"textAlign":64},[4296],{"text":4297,"type":68},"‍Electronic procurement (known as e-procurement or procure-to-pay) is the use of the internet or a networked system to procure the services or goods an organisation needs.",{"type":53,"attrs":4299,"content":4300},{"textAlign":64},[4301],{"text":4302,"type":68},"‍First developed in the 1980s following the creation of electronic data interchange (EDI), e-procurement changed the way businesses operate forever. EDI allowed customers and suppliers to send and receive electronic documents for the first time, removing the need for physical sharing and therefore enabling e-procurement to thrive.",{"type":53,"attrs":4304,"content":4305},{"textAlign":64},[4306],{"text":4307,"type":68},"‍Over the following decades, e-procurement has naturally evolved, with developments such as web-based e-procurement solutions and the ability to integrate with business enterprise systems. It’s easy to see why e-procurement keeps evolving as businesses need more visibility, security and functionality with their e-procurement systems. But where can we expect e-procurement to evolve next? Let’s take a look.",{"type":53,"attrs":4309,"content":4310},{"textAlign":64},[4311],{"text":155,"type":68},{"type":61,"attrs":4313,"content":4314},{"level":3289,"textAlign":64},[4315],{"text":4316,"type":68},"E-procurement trends and innovations",{"type":53,"attrs":4318,"content":4319},{"textAlign":64},[4320],{"text":4321,"type":68},"‍Let’s take a look at the latest trends and what could be in store for the future.",{"type":53,"attrs":4323,"content":4324},{"textAlign":64},[4325],{"text":155,"type":68},{"type":61,"attrs":4327,"content":4329},{"level":4328,"textAlign":64},6,[4330],{"text":4331,"type":68},"Leveraging artificial intelligence and machine learning in procurement processes",{"type":53,"attrs":4333,"content":4334},{"textAlign":64},[4335],{"text":4336,"type":68},"‍Artificial intelligence and machine learning are impacting business operations across the globe. Procurement teams have the potential to solve more complex problems in a quicker, more effective manner when using AI and machine learning.",{"type":53,"attrs":4338,"content":4339},{"textAlign":64},[4340],{"text":4341,"type":68},"‍Businesses can embed AI into applications to manage spend analysis, strategic sourcing and contract management. This results in better organisational decisions as AI can assist with supplier management by capturing and analysing supplier data. By embedding AI, businesses can also take advantage of quick insights that would be challenging to obtain without AI’s role. This is especially useful in an organisation’s bid process where patterns in bid submissions and supplier performance data can be analysed.",{"type":53,"attrs":4343,"content":4344},{"textAlign":64},[4345],{"text":4346,"type":68},"‍For suppliers, AI can support in improving the quality of bids submitted. This is done by analysing any gaps in proposals and suggesting ways to address them. Machine learning integrated into e-procurement platforms can learn a company’s preferences and behaviours over time. This allows the system to either make purchases automatically or to suggest products/services based on the organisation’s requirements.",{"type":53,"attrs":4348,"content":4349},{"textAlign":64},[4350,4352,4358],{"text":4351,"type":68},"‍It is then clear to see how AI’s role is transforming the way e-procurement operates. The ",{"text":4353,"type":68,"marks":4354},"Deloitte Global 2021 Chief Procurement Officer Survey",[4355],{"type":105,"attrs":4356},{"href":4357,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://www2.deloitte.com/us/en/insights/topics/operations/chief-procurement-officer-cpo-survey.html",{"text":4359,"type":68}," found that high performers were 4-5 times more likely to have fully deployed advanced analytics/visualisation and 10x more likely to have fully deployed robotic process automation (RPA) solutions. The survey also found that high performing brands had fully deployed predictive analytics capabilities (12% vs. 0% for others) and were 18x more likely to have fully deployed AI/cognitive capabilities.",{"type":53,"attrs":4361,"content":4362},{"textAlign":64},[4363],{"text":155,"type":68},{"type":61,"attrs":4365,"content":4366},{"level":3289,"textAlign":64},[4367],{"text":4368,"type":68},"The role of predictive analytics in optimising procurement decisions",{"type":53,"attrs":4370,"content":4371},{"textAlign":64},[4372],{"text":4373,"type":68},"‍Predictive analytics is the process of analysing and then using data to make predictions. Through the ability to read trends/correlations, these systems can analyse large amounts of data and predict the likelihood of a particular action happening, in most cases better than a human can.",{"type":53,"attrs":4375,"content":4376},{"textAlign":64},[4377],{"text":4378,"type":68},"‍For procurement this helps optimise key areas within business. Areas such as risk (i.e., detecting fraud), cost effectiveness, where to source from and relationship management.",{"type":53,"attrs":4380,"content":4381},{"textAlign":64},[4382,4384,4388,4390,4396],{"text":4383,"type":68},"‍When it comes to the digital capabilities delivering the most value for businesses, the ",{"text":4353,"type":68,"marks":4385},[4386],{"type":105,"attrs":4387},{"href":4357,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},{"text":4389,"type":68}," found predictive analytics named alongside diagnostic analytics, visualisation, RPA and AI. In a separate ",{"text":4391,"type":68,"marks":4392},"2022 study by Deloitte",[4393],{"type":105,"attrs":4394},{"href":4395,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://www2.deloitte.com/content/dam/Deloitte/it/Documents/deloitte-analytics/insight-driven-organization-survey-2022-deloitte-eng.pdf",{"text":4397,"type":68},", 51% of companies said they were developing or re-developing their data, analytics and/or AI strategy, which indicates an increased emphasis on the area.",{"type":53,"attrs":4399,"content":4400},{"textAlign":64},[4401],{"text":155,"type":68},{"type":61,"attrs":4403,"content":4404},{"level":3289,"textAlign":64},[4405],{"text":4406,"type":68},"Impact of sustainability and socially responsible procurement practices",{"type":53,"attrs":4408,"content":4409},{"textAlign":64},[4410],{"text":4411,"type":68},"‍Sustainability and how businesses conduct themselves has been in the spotlight for some time now. Social responsibility in procurement is now under the microscope a little more with the rise of e-procurement systems.",{"type":53,"attrs":4413,"content":4414},{"textAlign":64},[4415],{"text":4416,"type":68},"‍Social responsibility claims made by suppliers can now be monitored and verified through e-procurement tools. This means organisations must think twice when sharing bold statements.",{"type":53,"attrs":4418,"content":4419},{"textAlign":64},[4420],{"text":4421,"type":68},"‍Sustainable procurement is likely to be the future. This is the process that brings together environmental, governance and CSR into procurement processes and decision making. Responsible businesses will look more favourably at suppliers who are socially responsible too. Reducing carbon footprint, using ethically sourced materials and reducing energy consumption are some of the ways to do this.",{"type":53,"attrs":4423,"content":4424},{"textAlign":64},[4425,4431],{"text":4426,"type":68,"marks":4427},"KPMG’s the future of procurement report",[4428],{"type":105,"attrs":4429},{"href":4430,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://kpmg.com/xx/en/home/services/advisory/management-consulting/optimize-your-sector-operations/future-procurement.html",{"text":4432,"type":68}," outlines a few key areas as a growth path to efficient and more sustainable procurement. The report includes creating transparency in procurement through AI and other tools, predictive analytics to help identify risks, focusing on supplier relationship management and co-developing new approaches to drive innovation.",{"type":53,"attrs":4434,"content":4435},{"textAlign":64},[4436],{"text":155,"type":68},{"type":61,"attrs":4438,"content":4439},{"level":3289,"textAlign":64},[4440],{"text":4441,"type":68},"Adoption of blockchain technology for enhanced transparency and security",{"type":53,"attrs":4443,"content":4444},{"textAlign":64},[4445],{"text":4446,"type":68},"‍Blockchain is an innovative technology that establishes a distributed ledger of every transaction within a network and allows multiple participants to oversee it simultaneously. In terms of procurement, it offers a reliable means of monitoring the journey of a product or transaction, starting from its origin to its acquisition and eventual payment, ensuring high security along the way.",{"type":53,"attrs":4448,"content":4449},{"textAlign":64},[4450],{"text":155,"type":68},{"type":61,"attrs":4452,"content":4453},{"level":3289,"textAlign":64},[4454],{"text":4455,"type":68},"Stay up-to-date with the latest in e-procurement",{"type":53,"attrs":4457,"content":4458},{"textAlign":64},[4459],{"text":4460,"type":68},"‍The future of e-procurement is ever changing. At Banqup Group we keep a close eye on trends to deliver the most up-to-date information and advice.",{"type":53,"attrs":4462,"content":4463},{"textAlign":64},[4464],{"text":4465,"type":68},"‍Visit our procure-to-pay page to learn more or follow our LinkedIn to receive regular updates.",{"_uid":4467,"cards":4468,"buttons":4470,"heading":1583,"tagline":8,"component":1584,"background":48,"description":4471},"8c5bb27d-8292-42b9-aca3-87efd47cb24e",[3714,4223,4469],"7bd56c8d-db21-4dac-a06b-3f00367182c9",[],{"type":50,"content":4472},[4473],{"type":53},{"id":4475,"alt":4262,"name":8,"focus":8,"title":4262,"source":8,"filename":4476,"copyright":8,"fieldtype":15,"meta_data":4477,"is_external_url":17},91128751216035,"https://a.storyblok.com/f/318078/1032x600/c14fabcc57/64a2e86148a9662d4b5a4f67_blog-what-is-the-future-of-e-procurement.jpg",{"alt":4262,"title":4262,"source":8,"copyright":8},[],[],{"type":50,"content":4481},[4482],{"type":53,"attrs":4483,"content":4484},{"textAlign":64},[4485],{"text":4486,"type":68},"Take a look at the latest e-procurement trends and innovations that help streamline business processes.",[2090,3207],[],"what-is-the-future-of-e-procurement-","es/resources/blog/futuro-contratacion-electronica","2023-10-03",-1790,[],"7e80e5c4-839c-4ae5-a22a-8ff7b10612b9","2023-10-03T15:04:00.000Z",[],"resources/blog/what-is-the-future-of-e-procurement-",[4499,4500,4501,4504],{"path":4497,"name":64,"lang":521,"published":64},{"path":4497,"name":64,"lang":523,"published":64},{"path":4502,"name":4503,"lang":527,"published":55},"informationen/blog/was-ist-die-zukunft-des-e-procurements","Was ist die Zukunft des E-Procurements?",{"path":4505,"name":4506,"lang":514,"published":55},"resources/blog/futuro-contratacion-electronica","¿Cuál es el futuro de la contratación electrónica?",[],{"type":50,"content":4509},[4510],{"type":53},{"id":4512,"alt":3365,"name":8,"focus":8,"title":3365,"source":8,"filename":4513,"copyright":8,"fieldtype":15,"meta_data":4514,"is_external_url":17},91453522444263,"https://a.storyblok.com/f/318078/1032x600/93f93693d1/6448d30170f2b5a05bb3235b_blog-unifiedpost-group-raised-eur-20000-for-wwf.jpg",{"alt":3365,"title":3365,"source":8,"copyright":8},[],[],{"type":50,"content":4518},[4519],{"type":53,"attrs":4520,"content":4521},{"textAlign":64},[4522],{"text":4523,"type":68},"We set ourselves an active challenge to help raise money for WWF. Discover the details of our challenge and how well we did.",[1597,1598],[2096],"banqup-group-raised-euro20-000-for-wwf","es/resources/blog/banqup-recauda-20000-euros-wwf","2021-10-15",-2070,[],"16fc0a5a-4009-40d6-b3b8-287a17f655bf","2021-10-15T13:05:00.000Z",[],"resources/blog/banqup-group-raised-euro20-000-for-wwf",[4536,4537,4538,4541],{"path":4534,"name":64,"lang":521,"published":64},{"path":4534,"name":64,"lang":523,"published":64},{"path":4539,"name":4540,"lang":527,"published":55},"informationen/blog/die-banqup-group-sammelt-20-000euro-fuer-den-wwf","Die Banqup Group sammelt 20.000€ für den WWF",{"path":4542,"name":4543,"lang":514,"published":55},"resources/blog/banqup-recauda-20000-euros-wwf","Banqup Group (antes Unifiedpost Group) recaudó 20.000 € para WWF","9cc9ab5b-7278-452d-a9cc-0341b1df88eb",{"name":4546,"created_at":4547,"published_at":4548,"updated_at":4549,"id":4550,"uuid":4551,"content":4552,"slug":5519,"full_slug":5520,"sort_by_date":5521,"position":5522,"tag_list":5523,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":5524,"first_published_at":5525,"release_id":64,"lang":514,"path":64,"alternates":5526,"default_full_slug":5527,"translated_slugs":5528,"_stopResolving":55},"e-Estonia: How Estonia became one of the most digital countries in the world","2025-09-15T12:51:06.987Z","2026-07-24T14:45:18.541Z","2026-08-24T09:18:18.984Z",91140370423038,"39713446-e75e-4ea4-bcd3-a0e638a89730",{"seo":4553,"_uid":4557,"body":4558,"image":5502,"theme":8,"title":4546,"author":5506,"related":5508,"summary":5509,"category":5516,"component":2092,"createdOn":8,"description":5515,"relatedCountries":5517,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":4554,"title":4555,"plugin":34,"description":4556},"901f4e5d-1221-42de-ae09-a844cd106020","Is Estonia The Most Digital Country? | Blog - Banqup","How did Estonia become the most digital country in the world? Learn more with Banqup Estonia’s Country Manager, Andrus Kaarelson.","6b880702-1189-4870-9bf1-fa7fe009d6a1",[4559,4569,4787],{"_uid":4560,"align":8,"image":4561,"theme":48,"buttons":4565,"columns":647,"heading":4546,"padding":1386,"tagline":8,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":4566,"invertTextColor":55},"31df29d8-75bf-40ff-be25-9e3265955179",{"id":4562,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":4563,"copyright":8,"fieldtype":15,"meta_data":4564,"is_external_url":17},94985031874016,"https://a.storyblok.com/f/318078/1925x510/d10245cb70/a-new-journey-for-unifiedpost-estonia-and-the-itl-estonian-ict-cluster.png",{},[],{"type":50,"content":4567},[4568],{"type":53},{"_uid":4570,"text":4571,"component":505,"background":48},"3daf6bf5-5e07-4db1-9f84-cabac44bfed5",{"type":50,"content":4572},[4573,4578,4583,4588,4592,4596,4601,4612,4625,4630,4635,4640,4645,4650,4654,4659,4664,4669,4673,4678,4683,4688,4693,4697,4702,4715,4720,4725,4729,4734,4738,4743,4748,4753,4758,4763,4768,4772,4777,4782],{"type":53,"attrs":4574,"content":4575},{"textAlign":64},[4576],{"text":4577,"type":68},"How did Estonia become the most digital country in the world? We spoke to Unifiedpost (now Banqup) Estonia's Country Manager, Andrus Kaarelson, to learn more about Estonia's digital landscape and why the country was so quick to adapt to digital processes.",{"type":53,"attrs":4579,"content":4580},{"textAlign":64},[4581],{"text":4582,"type":68},"e-Estonia, a name branded by the country itself due its vast digital technology use. But how did Estonia, a European country of only 1.3 million people, become such a digital adopter?",{"type":53,"attrs":4584,"content":4585},{"textAlign":64},[4586],{"text":4587,"type":68},"‍We talked to Banqup Estonia’s Country Manager Andrus Kaarelson to find out more. With over 25 years of digital and electronic invoicing experience, Andrus knows a thing or two about Estonia’s digital adoption. Read on and learn about Estonia’s public sector digital initiatives and why the private sector hasn’t kept up to the same pace.",{"type":53,"attrs":4589,"content":4590},{"textAlign":64},[4591],{"text":155,"type":68},{"type":53,"attrs":4593,"content":4594},{"textAlign":64},[4595],{"text":155,"type":68},{"type":61,"attrs":4597,"content":4598},{"level":3289,"textAlign":64},[4599],{"text":4600,"type":68},"e-Estonia: Where did it all begin?",{"type":53,"attrs":4602,"content":4603},{"textAlign":64},[4604,4606,4610],{"text":4605,"type":68},"‍Andrus answers, ",{"text":4607,"type":68,"marks":4608},"“in the middle of the 90s, just five years after our re-independence”",[4609],{"type":3474},{"text":4611,"type":68},". Following Estonia’s re-independence, the country had limited resources and budget. Estonia had no choice but to create efficient and impactful public sector initiatives.",{"type":53,"attrs":4613,"content":4614},{"textAlign":64},[4615,4617,4623],{"text":4616,"type":68},"‍One of the first government initiatives was the Tiigrihüpe (Tiger Leap) programme, which began in 1996. Tiigrihüpe increased computer use and network infrastructure, especially within Estonia’s educational institutions. It is clear to see the programme’s effects, as ",{"text":4618,"type":68,"marks":4619},"99%",[4620],{"type":105,"attrs":4621},{"href":4622,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://digital-strategy.ec.europa.eu/en/policies/countries-digitisation-performance",{"text":4624,"type":68}," of Estonia’s population use the internet on a regular basis.",{"type":53,"attrs":4626,"content":4627},{"textAlign":64},[4628],{"text":4629,"type":68},"‍The same year also saw Estonia’s e-cabinet, one of the first electronic cabinets in the world, and Estonia’s launch of e-banking services. Cabinet meetings began to take place without the need for paper, and banking was accessible 24 hours a day, 7 days a week from the comfort of Estonian citizens’ homes.",{"type":53,"attrs":4631,"content":4632},{"textAlign":64},[4633],{"text":4634,"type":68},"‍The public sector digital services certainly didn’t stop there.",{"type":53,"attrs":4636,"content":4637},{"textAlign":64},[4638],{"text":4639,"type":68},"‍In 2000, Estonians could declare their tax online via e-tax. A service which 98% of the public now use. In the same year M-Parking began - a mobile parking service that allowed citizens to pay for city parking via SMS. And in 2001, the launch of X-Road revolutionised the way government databases securely connected.",{"type":53,"attrs":4641,"content":4642},{"textAlign":64},[4643],{"text":4644,"type":68},"‍The list continues. E-identity cards and e-signatures launched in 2002, voting via the internet in 2005 and sending of the first business-to-business (B2B) e-invoice in 2007. So no more scanning passports, no more paper contracts and no more standing in line to vote.",{"type":53,"attrs":4646,"content":4647},{"textAlign":64},[4648],{"text":4649,"type":68},"‍Is there anything left? Andrus can think of two public services that cannot be completed online. Getting married and buying property. However, even these two services have seen more online use since the COVID-19 pandemic, due to the need for video consultations and calls.",{"type":53,"attrs":4651,"content":4652},{"textAlign":64},[4653],{"text":155,"type":68},{"type":61,"attrs":4655,"content":4656},{"level":3289,"textAlign":64},[4657],{"text":4658,"type":68},"e-Estonia: Why the great digital uptake?",{"type":53,"attrs":4660,"content":4661},{"textAlign":64},[4662],{"text":4663,"type":68},"‍Andrus says that the country had to do something big to get the most out of their limited budget and resources. The country took initiative and created efficient services at a low cost.",{"type":53,"attrs":4665,"content":4666},{"textAlign":64},[4667],{"text":4668,"type":68},"‍Andrus says that in some ways it is obvious. For example M-Parking, the public sector initiative to pay for parking via SMS.",{"type":53,"attrs":4670,"content":4671},{"textAlign":64},[4672],{"text":155,"type":68},{"type":61,"attrs":4674,"content":4675},{"level":3289,"textAlign":64},[4676],{"text":4677,"type":68},"How has digital uptake forced change?",{"type":53,"attrs":4679,"content":4680},{"textAlign":64},[4681],{"text":4682,"type":68},"‍Andrus believes that Estonia has not been completely democratic in their digital adoption. Changes are implemented without much say from the citizens. But perhaps this is the best way of working?",{"type":53,"attrs":4684,"content":4685},{"textAlign":64},[4686],{"text":4687,"type":68},"‍Andrus talks about countries such as Sweden and Finland. Such countries created digital public sector initiatives, just like Estonia, but on a more voluntary basis. These initiatives work but the uptake is slow. Governments are forced to keep existing services, upkeep new digital services and spend time and resources on both. Not a luxury that Estonia had. By forcing change, Estonia’s citizens were not only quick to adopt new public sector ways of working, but they were quick to see the benefits too.",{"type":53,"attrs":4689,"content":4690},{"textAlign":64},[4691],{"text":4692,"type":68},"‍However, the same cannot be said for the private sector.",{"type":53,"attrs":4694,"content":4695},{"textAlign":64},[4696],{"text":155,"type":68},{"type":61,"attrs":4698,"content":4699},{"level":3289,"textAlign":64},[4700],{"text":4701,"type":68},"Estonia’s private sector: Why hasn’t digital uptake accelerated as fast?",{"type":53,"attrs":4703,"content":4704},{"textAlign":64},[4705,4707,4713],{"text":4706,"type":68},"‍Estonia is number one on ",{"text":4708,"type":68,"marks":4709},"The Digital Economy and Society Index",[4710],{"type":105,"attrs":4711},{"href":4712,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://digital-strategy.ec.europa.eu/en/policies/desi",{"text":4714,"type":68}," for digital public sector services, but 15th on the integration of digital technologies within business.",{"type":53,"attrs":4716,"content":4717},{"textAlign":64},[4718],{"text":4719,"type":68},"‍Estonia consists mainly of SMEs. Just above half of those SMEs have a basic level of digital intensity, which is below the EU national average. Only 10% of SMEs use big data and only 3% use AI solutions.",{"type":53,"attrs":4721,"content":4722},{"textAlign":64},[4723],{"text":4724,"type":68},"‍The government is taking notice and putting the right schemes in place. Schemes such as AI & Robotics Estonia (AIRE) and the Digital Innovation Hub (DIH), two schemes which aim to help businesses accelerate digital transformation. The government also made electronic invoicing (e-invoicing) mandatory for business-to-government (B2G) transactions. Electronic invoicing can increase digital technology use, but in Estonia this hasn’t happened at a fast rate.",{"type":53,"attrs":4726,"content":4727},{"textAlign":64},[4728],{"text":155,"type":68},{"type":53,"attrs":4730,"content":4731},{"textAlign":64},[4732],{"text":4733,"type":68},"When asking Andrus why this is the case, why private vs public sector digital uptake is vastly different, he states that forcing change in the private sector may not work as well. Change has to be understood and the business benefits have to be clear. He expands on his theory in relation to business electronic invoicing",{"type":53,"attrs":4735,"content":4736},{"textAlign":64},[4737],{"text":155,"type":68},{"type":61,"attrs":4739,"content":4740},{"level":3289,"textAlign":64},[4741],{"text":4742,"type":68},"Electronic invoicing in Estonia",{"type":53,"attrs":4744,"content":4745},{"textAlign":64},[4746],{"text":4747,"type":68},"‍In 2019, Estonia mandated business-to-government (B2G) electronic invoices. Business-to-business (B2B) mandates have no confirmed dates, but why? Especially when many other European countries, less “digital” countries, have adopted B2B mandates at a faster rate?",{"type":53,"attrs":4749,"content":4750},{"textAlign":64},[4751],{"text":4752,"type":68},"‍Andrus believes that electronic invoicing and business digital transformation needs to be a learning curve. Businesses need to learn the benefits before they make drastic changes.",{"type":53,"attrs":4754,"content":4755},{"textAlign":64},[4756],{"text":4757,"type":68},"‍Many countries with mandatory e-invoicing in place, have found that their businesses send e-invoices for tax authority clearance, but still send PDF and paper invoices with each other. Proving that mandatory e-invoicing does not necessarily increase digital use. Businesses need to be driven by the benefits or by other businesses.",{"type":53,"attrs":4759,"content":4760},{"textAlign":64},[4761],{"text":4762,"type":68},"‍This is starting to happen in Estonia. Larger Estonian companies can see the benefits. They understand that digital business automation cuts costs and streamlines processes. They are starting to work only with electronic, digital processes, thus forcing their smaller partners to adapt. The larger businesses in Estonia are the ones forcing the change.",{"type":53,"attrs":4764,"content":4765},{"textAlign":64},[4766],{"text":4767,"type":68},"‍The only setback is that this process takes time. As Estonia consists mainly of SMEs, the forced change is slow. But it is a change that creates and encourages full business automation.",{"type":53,"attrs":4769,"content":4770},{"textAlign":64},[4771],{"text":155,"type":68},{"type":61,"attrs":4773,"content":4774},{"level":3289,"textAlign":64},[4775],{"text":4776,"type":68},"So what is next for Estonia?",{"type":53,"attrs":4778,"content":4779},{"textAlign":64},[4780],{"text":4781,"type":68},"‍Apart from getting married and buying a house online, Andrus believes the next big step is mandatory B2B electronic invoicing. He hopes that many businesses will be accustomed to e-invoicing and already understand the benefits of digital business automation.",{"type":53,"attrs":4783,"content":4784},{"textAlign":64},[4785],{"text":4786,"type":68},"Want to know even more about Estonia and the current offering from Andrus and his team? Take a look at Estonia’s global and local solutions and discover how your business can benefit from electronic invoicing adoption.",{"_uid":4788,"cards":4789,"buttons":5498,"heading":1583,"tagline":8,"component":1584,"background":48,"description":5499},"89010f25-1a68-427f-9ae6-1f7d2e52046f",[4790,4791,5316],"eaac7a42-5c45-451d-9d2e-737350b06b26",{"name":4792,"created_at":4793,"published_at":4794,"updated_at":4795,"id":4796,"uuid":4797,"content":4798,"slug":5299,"full_slug":5300,"sort_by_date":5301,"position":5302,"tag_list":5303,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":5304,"first_published_at":5305,"release_id":64,"lang":514,"path":64,"alternates":5306,"default_full_slug":5307,"translated_slugs":5308,"_stopResolving":55},"Spain's electronic invoicing draft royal decree unveiled","2025-09-15T12:17:18.116Z","2026-09-14T07:56:38.379Z","2026-09-14T07:56:38.437Z",91132060161473,"db8f20bd-6d9d-4f81-8c51-9b3f31ee00da",{"seo":4799,"_uid":4803,"body":4804,"image":5282,"theme":8,"title":5284,"author":5287,"related":5289,"summary":5290,"category":5297,"component":2092,"createdOn":8,"description":5296,"relatedCountries":5298,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":4800,"title":4801,"plugin":34,"description":4802},"cc9f9942-908f-4712-87c4-d67922b5f1f6","Proyecto de Real Decreto de facturación electrónica en España | Blog - Banqup","Se aproxima un nuevo decreto que aspira a revolucionar la facturación electrónica e impulsar el crecimiento empresarial en España. Descubra la información clave con Unifiedpost Group.","dabd47cb-7f1c-4d6a-89f0-bd8a481b767a",[4805,4817,5273],{"_uid":4806,"align":8,"image":4807,"theme":48,"buttons":4811,"columns":647,"heading":4812,"padding":1386,"tagline":4813,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":4814,"invertTextColor":55},"2b2239b1-eff4-4573-a490-d9a77e7cdcec",{"id":4808,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":4809,"copyright":8,"fieldtype":15,"meta_data":4810,"is_external_url":17},94984155587908,"https://a.storyblok.com/f/318078/1925x510/1a2064030a/spain-s-electronic-invoicing-draft-royal-decree-unveiled.png",{},[],"Se presenta el proyecto de Real Decreto de facturación electrónica en España","Cumplimiento normativo y regulación",{"type":50,"content":4815},[4816],{"type":53},{"_uid":4818,"text":4819,"component":505,"background":48},"0ef9a42a-7b7a-41d4-a3ca-fbd5f1e01261",{"type":50,"content":4820},[4821,4826,4830,4845,4849,4854,4859,4863,4870,4884,4894,4899,4912,4931,4935,4942,4944,4951,4966,5002,5007,5012,5016,5023,5028,5122,5135,5139,5146,5189,5193,5200,5211,5248,5252,5259,5264,5268],{"type":53,"attrs":4822,"content":4823},{"textAlign":64},[4824],{"text":4825,"type":68},"El proyecto de Real Decreto tratado en este artículo ha sido objeto de numerosas actualizaciones y cambios desde su presentación inicial. Aunque la información era correcta en el momento de su publicación, el panorama de la facturación electrónica en España ha cambiado. Es poco probable que las nuevas fechas de implementación de los requisitos de facturación electrónica sean anteriores a 2027.",{"type":53,"attrs":4827,"content":4828},{"textAlign":64},[4829],{"text":4825,"type":68},{"type":53,"attrs":4831,"content":4832},{"textAlign":64},[4833,4835,4843],{"text":4834,"type":68},"‍Para mantenerse informado sobre las novedades más recientes, incluido el estado actual de la normativa y los plazos de implementación previstos, le recomendamos leer ",{"text":4836,"type":68,"marks":4837},"nuestro último artículo sobre las novedades de la facturación electrónica en España aquí",[4838],{"type":105,"attrs":4839},{"href":4840,"uuid":4841,"anchor":64,"custom":4842,"target":110,"linktype":111},"/es/resources/blog/facturacion-electronica-b2b-obligatoria-espana-real-decreto","27f543e2-8427-4764-b40a-4767244006fc",{},{"text":4844,"type":68},". Así dispondrá de la información más precisa y actualizada.",{"type":53,"attrs":4846,"content":4847},{"textAlign":64},[4848],{"text":155,"type":68},{"type":53,"attrs":4850,"content":4851},{"textAlign":64},[4852],{"text":4853,"type":68},"El proyecto de decreto, establecido en virtud de la Ley 18/2022, de 28 de septiembre, se centra en aspectos clave como los requisitos técnicos de la facturación electrónica entre empresas (B2B). El decreto también aborda los requisitos de interoperabilidad para los proveedores de soluciones tecnológicas, así como los requisitos de seguridad, control y estandarización de los dispositivos y sistemas informáticos implicados en la generación de facturas electrónicas.",{"type":53,"attrs":4855,"content":4856},{"textAlign":64},[4857],{"text":4858,"type":68},"‍El Gobierno español está actualmente sometiendo el proyecto de decreto a consulta pública hasta el 10 de julio de 2023. Además, existe un grupo de trabajo, en el que participa Banqup Group, en el que se siguen presentando aportaciones para la segunda audiencia del proyecto de Real Decreto, con el objetivo de alcanzar una solución que beneficie a todas las partes.",{"type":53,"attrs":4860,"content":4861},{"textAlign":64},[4862],{"text":155,"type":68},{"type":61,"attrs":4864,"content":4865},{"level":3289,"textAlign":64},[4866],{"text":4867,"type":68,"marks":4868},"El modelo de facturación electrónica elegido por España",[4869],{"type":71},{"type":53,"attrs":4871,"content":4872},{"textAlign":64},[4873,4875,4882],{"text":4874,"type":68},"‍España aspira a implementar el modelo descentralizado de CTC e intercambio (DCTCE), presumiblemente inspirado en la legislación francesa y teniendo en cuenta los requisitos técnicos de la futura propuesta de IVA en la era digital (",{"text":3213,"type":68,"marks":4876},[4877],{"type":105,"attrs":4878},{"href":4879,"uuid":4880,"anchor":64,"custom":4881,"target":110,"linktype":111},"/es/resources/blog/actualizacion-iva-era-digital-vida","ed7d3736-1d7a-4a44-82eb-fefad9edfd6a",{},{"text":4883,"type":68},") de la Comisión Europea.",{"type":53,"attrs":4885,"content":4886},{"textAlign":64},[4887,4889,4893],{"text":4888,"type":68},"‍El proyecto detalla el uso obligatorio de la factura electrónica entre empresas españolas, con una exención para las facturas simplificadas. El decreto establece el sistema de facturación electrónica en España, que involucra a proveedores privados de servicios de facturación electrónica y una plataforma pública gestionada por la Agencia Tributaria española (",{"text":4890,"type":68,"marks":4891},"Agencia Tributaria",[4892],{"type":3474},{"text":3977,"type":68},{"type":53,"attrs":4895,"content":4896},{"textAlign":64},[4897],{"text":4898,"type":68},"‍Además, el decreto exige a las empresas comunicar los distintos estados de la factura, como su aceptación, rechazo o pago íntegro, incluyendo la fecha efectiva del pago, tanto a otras empresas como a la plataforma pública española, en un plazo de cuatro días naturales (excluyendo fines de semana y festivos nacionales).",{"type":53,"attrs":4900,"content":4901},{"textAlign":64},[4902,4904,4910],{"text":4903,"type":68},"‍Las propias empresas pueden decidir qué canal de transmisión utilizar: a través de un ",{"text":4905,"type":68,"marks":4906},"proveedor de servicios privado",[4907],{"type":105,"attrs":4908},{"href":2473,"uuid":4010,"anchor":64,"custom":4909,"target":110,"linktype":111},{},{"text":4911,"type":68}," o a través de la plataforma pública. Las empresas que opten por utilizar un proveedor de servicios privado para recibir sus facturas tienen la responsabilidad de informar a sus socios comerciales sobre el punto de entrada de facturación electrónica.",{"type":53,"attrs":4913,"content":4914},{"textAlign":64},[4915,4917,4921,4923,4929],{"text":4916,"type":68},"‍Por otro lado, inicialmente se exigía a los proveedores de servicios que informaran electrónicamente de los datos de las transacciones a la plataforma pública en el formato nacional, ",{"text":4918,"type":68,"marks":4919},"Facturae",[4920],{"type":3474},{"text":4922,"type":68},", actualmente utilizado para las facturas electrónicas B2G. Según los cambios propuestos en el nuevo ",{"text":4924,"type":68,"marks":4925},"Anteproyecto de Ley de 5 de marzo de 2025",[4926],{"type":105,"attrs":4927},{"href":4928,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://portal.mineco.gob.es/RecursosArticulo/mineco/ministerio/participacion_publica/audiencia/ficheros/ECO_Pol_AP2_RD_factura_electronica.pdf",{"text":4930,"type":68},", sin embargo, este formato se ha sustituido ahora por UBL para la facturación electrónica B2B.",{"type":53,"attrs":4932,"content":4933},{"textAlign":64},[4934],{"text":155,"type":68},{"type":61,"attrs":4936,"content":4937},{"level":3289,"textAlign":64},[4938],{"text":4939,"type":68,"marks":4940},"Requisitos técnicos de la facturación electrónica en España",[4941],{"type":71},{"type":53,"attrs":4943},{"textAlign":64},{"type":61,"attrs":4945,"content":4946},{"level":4328,"textAlign":64},[4947],{"text":4948,"type":68,"marks":4949},"Formatos legales",[4950],{"type":71},{"type":53,"attrs":4952,"content":4953},{"textAlign":64},[4954,4956,4964],{"text":4955,"type":68},"‍El Real Decreto define la factura electrónica como un mensaje informático estructurado que se ajusta al ",{"text":4957,"type":68,"marks":4958},"modelo de datos semántico EN 16931",[4959],{"type":105,"attrs":4960},{"href":4961,"uuid":4962,"anchor":64,"custom":4963,"target":110,"linktype":111},"/es/resources/blog/norma-facturacion-electronica-en","4bf0c0d2-1fdf-431e-9cd3-9035c390c4e4",{},{"text":4965,"type":68}," establecido por el Comité Europeo de Normalización. La factura electrónica puede expresarse en una de las siguientes sintaxis:",{"type":91,"content":4967},[4968,4975,4982,4989,4995],{"type":94,"content":4969},[4970],{"type":53,"attrs":4971,"content":4972},{"textAlign":64},[4973],{"text":4974,"type":68},"XML CEFACT",{"type":94,"content":4976},[4977],{"type":53,"attrs":4978,"content":4979},{"textAlign":64},[4980],{"text":4981,"type":68},"UBL",{"type":94,"content":4983},[4984],{"type":53,"attrs":4985,"content":4986},{"textAlign":64},[4987],{"text":4988,"type":68},"EDIFACT",{"type":94,"content":4990},[4991],{"type":53,"attrs":4992,"content":4993},{"textAlign":64},[4994],{"text":4918,"type":68},{"type":94,"content":4996},[4997],{"type":53,"attrs":4998,"content":4999},{"textAlign":64},[5000],{"text":5001,"type":68},"O cualquier otra, añadida adicionalmente por orden del Ministerio de Asuntos Económicos y Transformación Digital",{"type":53,"attrs":5003,"content":5004},{"textAlign":64},[5005],{"text":5006,"type":68},"‍Todas las facturas electrónicas emitidas a través de plataformas privadas de facturación electrónica deben llevar firma electrónica avanzada y un identificador único, formado por la identificación fiscal del emisor, el número y la serie de la factura, y la fecha de la factura.",{"type":53,"attrs":5008,"content":5009},{"textAlign":64},[5010],{"text":5011,"type":68},"‍En la primera fase de implantación, las facturas electrónicas deberán ir acompañadas de un PDF que garantice su legibilidad para las empresas y profesionales para los que todavía no haya entrado en vigor la obligación de recibir facturas electrónicas.‍",{"type":53,"attrs":5013,"content":5014},{"textAlign":64},[5015],{"text":155,"type":68},{"type":61,"attrs":5017,"content":5018},{"level":3289,"textAlign":64},[5019],{"text":5020,"type":68,"marks":5021},"¿Qué esperar de su proveedor privado de servicios de facturación electrónica?",[5022],{"type":71},{"type":53,"attrs":5024,"content":5025},{"textAlign":64},[5026],{"text":5027,"type":68},"‍Al elegir un proveedor para la próxima obligación española de facturación electrónica B2B, asegúrese de que cumple estos requisitos clave:",{"type":91,"content":5029},[5030,5042,5054,5066,5078,5090,5110],{"type":94,"content":5031},[5032],{"type":53,"attrs":5033,"content":5034},{"textAlign":64},[5035,5039,5041],{"text":5036,"type":68,"marks":5037},"Conexión con la plataforma pública:",[5038],{"type":71},{"text":5040,"type":68}," Los proveedores deben poder conectarse a la solución pública de facturación electrónica de España y garantizar que los datos de las transacciones y los estados obligatorios se comuniquen automáticamente a la administración.",{"type":78},{"type":94,"content":5043},[5044],{"type":53,"attrs":5045,"content":5046},{"textAlign":64},[5047,5051,5053],{"text":5048,"type":68,"marks":5049},"Interoperabilidad total:",[5050],{"type":71},{"text":5052,"type":68}," Deben ofrecer interconexión gratuita e interoperabilidad total con otras plataformas del sistema español, de modo que pueda intercambiar facturas fácilmente con cualquier cliente o proveedor.",{"type":78},{"type":94,"content":5055},[5056],{"type":53,"attrs":5057,"content":5058},{"textAlign":64},[5059,5063,5065],{"text":5060,"type":68,"marks":5061},"Compatibilidad con todos los formatos de factura:",[5062],{"type":71},{"text":5064,"type":68}," Su proveedor debe gestionar todas las sintaxis de factura permitidas por la nueva ley (incluida la transformación de facturas entre distintos formatos cuando sea necesario) y admitir la facturación electrónica nacional y transfronteriza.",{"type":78},{"type":94,"content":5067},[5068],{"type":53,"attrs":5069,"content":5070},{"textAlign":64},[5071,5075,5077],{"text":5072,"type":68,"marks":5073},"Seguridad y cumplimiento normativo:",[5074],{"type":71},{"text":5076,"type":68}," El sistema de gestión de seguridad de la información del proveedor debe estar certificado según la norma ISO/IEC 27001 (o equivalente) y garantizar la gobernanza y confidencialidad de los datos, incluso más allá de sus obligaciones contractuales.",{"type":78},{"type":94,"content":5079},[5080],{"type":53,"attrs":5081,"content":5082},{"textAlign":64},[5083,5087,5089],{"text":5084,"type":68,"marks":5085},"Protocolos de transmisión seguros:",[5086],{"type":71},{"text":5088,"type":68}," Busque proveedores que utilicen protocolos seguros conformes a las especificaciones AS2 o AS4 para un intercambio de datos fiable.",{"type":78},{"type":94,"content":5091},[5092],{"type":53,"attrs":5093,"content":5094},{"textAlign":64},[5095,5099,5101,5107,5109],{"text":5096,"type":68,"marks":5097},"Firmas electrónicas avanzadas:",[5098],{"type":71},{"text":5100,"type":68}," Los proveedores deben poder gestionar firmas electrónicas avanzadas conformes con el ",{"text":5102,"type":68,"marks":5103},"Reglamento eIDAS (UE 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Las fechas indicadas a continuación son orientativas, en función del calendario de publicación previsto, y las fases detalladas son las siguientes:",{"type":91,"content":5212},[5213,5225,5237],{"type":94,"content":5214},[5215],{"type":53,"attrs":5216,"content":5217},{"textAlign":64},[5218,5222,5224],{"text":5219,"type":68,"marks":5220},"12 meses después de la publicación definitiva del decreto (previsto para 2027):",[5221],{"type":71},{"text":5223,"type":68}," Las empresas y autónomos con una facturación anual superior a 8 millones de € deberán emitir y recibir facturas electrónicas y cumplir con los requisitos obligatorios de comunicación de estados.",{"type":78},{"type":94,"content":5226},[5227],{"type":53,"attrs":5228,"content":5229},{"textAlign":64},[5230,5234,5236],{"text":5231,"type":68,"marks":5232},"24 meses (previsto para 2028):",[5233],{"type":71},{"text":5235,"type":68}," Las empresas y autónomos con una facturación anual inferior a 8 millones de € deberán emitir y recibir facturas electrónicas. Para estos contribuyentes, la comunicación obligatoria de estados no será necesaria en esta fase.",{"type":78},{"type":94,"content":5238},[5239],{"type":53,"attrs":5240,"content":5241},{"textAlign":64},[5242,5246],{"text":5243,"type":68,"marks":5244},"36 meses (previsto para 2029):",[5245],{"type":71},{"text":5247,"type":68}," Las empresas y autónomos con una facturación anual inferior a 8 millones de € deberán además cumplir con los requisitos obligatorios de comunicación de estados.",{"type":53,"attrs":5249,"content":5250},{"textAlign":64},[5251],{"text":155,"type":68},{"type":61,"attrs":5253,"content":5254},{"level":3289,"textAlign":64},[5255],{"text":5256,"type":68,"marks":5257},"Soluciones de facturación electrónica para empresas españolas",[5258],{"type":71},{"type":53,"attrs":5260,"content":5261},{"textAlign":64},[5262],{"text":5263,"type":68},"‍Garantice el cumplimiento normativo, la facilidad de implementación y un servicio preparado para el futuro que permite una automatización del 100 % durante años, con la solución de facturación electrónica de Banqup Group, diseñada para satisfacer las necesidades de las empresas españolas. Utilizando nuestros servicios sin esfuerzo, cree, envíe y reciba facturas electrónicas en cualquier formato deseado a través de cualquier canal.",{"type":53,"attrs":5265,"content":5266},{"textAlign":64},[5267],{"text":155,"type":68},{"type":53,"attrs":5269,"content":5270},{"textAlign":64},[5271],{"text":5272,"type":68},"Descubra una solución de facturación electrónica adaptada a su empresa y garantice el cumplimiento de la próxima normativa B2B en España.",{"_uid":5274,"cards":5275,"buttons":5278,"heading":4018,"tagline":8,"component":1584,"background":48,"description":5279},"c4531899-df02-4cbf-80d8-14853676259c",[5276,4841,5277],"a8c8b7e9-7612-4e8f-8647-df0270a0bfc1","8b507ceb-6d21-42f2-82c9-b1f15e39dc9e",[],{"type":50,"content":5280},[5281],{"type":53},{"id":5283,"alt":5284,"name":8,"focus":8,"title":5284,"source":8,"filename":5285,"copyright":8,"fieldtype":15,"meta_data":5286,"is_external_url":17},91132180866951,"Se presenta el anteproyecto de real decreto de facturación electrónica 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AI replaces manual, data-checking tasks and transitions businesses to digitalised ways of working.",{"type":53,"attrs":5575,"content":5576},{"textAlign":64},[5577],{"text":5578,"type":68},"‍And how does AI do this? AI detects trends and automates tasks based on a business’ defined rules. Processes become more efficient over time, and businesses begin to work much smarter.",{"type":53,"attrs":5580},{"textAlign":64},{"type":53,"attrs":5582,"content":5583},{"textAlign":64},[5584],{"text":155,"type":68},{"type":61,"attrs":5586,"content":5587},{"level":3289,"textAlign":64},[5588],{"text":5589,"type":68},"How did businesses operate before AI?",{"type":53,"attrs":5591,"content":5592},{"textAlign":64},[5593],{"text":5594,"type":68},"‍Before AI, business transactions and connections were possible using Electronic Data Interchange (EDI).",{"type":53,"attrs":5596,"content":5597},{"textAlign":64},[5598],{"text":5599,"type":68},"‍EDI enables cross-business electronic transactions, but only possible when both businesses agree on the structured data type. The EDI process is reliable, but can be complex, high maintenance and costly. This is why businesses tend to use EDI to process just a small number of transactions, and then PDF and email for remaining documents.",{"type":53,"attrs":5601,"content":5602},{"textAlign":64},[5603],{"text":5604,"type":68},"‍It is easy to see why businesses aren’t using PDF and email for all documents. PDFs can be in various formats, therefore requiring a great deal of manual effort from both the customer and supplier. From reading, checking, validating and document matching.",{"type":53,"attrs":5606,"content":5607},{"textAlign":64},[5608],{"text":155,"type":68},{"type":61,"attrs":5610,"content":5611},{"level":3289,"textAlign":64},[5612],{"text":5613,"type":68},"Error-free connection of suppliers",{"type":53,"attrs":5615,"content":5616},{"textAlign":64},[5617],{"text":5618,"type":68},"‍To work smarter, businesses must welcome the high degree of automation that doesn't come with PDF and EDI processes. By welcoming automation, businesses create error-free supplier connections which enable more efficient processes.",{"type":53,"attrs":5620,"content":5621},{"textAlign":64},[5622],{"text":5623,"type":68},"‍This is where AI comes into play.",{"type":53,"attrs":5625,"content":5626},{"textAlign":64},[5627],{"text":5628,"type":68},"‍AI reads documents with high accuracy without manual work required. Already, businesses no longer need to read, process or validate documents, as AI does this for them. For example, AI can detect that “zero” and “0” are the same - a match not usually possible without human intervention. AI can also match similar information e.g. one document stating “4x 25kg” and one document stating “1x 100kg”.",{"type":53,"attrs":5630,"content":5631},{"textAlign":64},[5632],{"text":155,"type":68},{"type":61,"attrs":5634,"content":5635},{"level":3289,"textAlign":64},[5636],{"text":5637,"type":68},"How AI benefits business processes",{"type":53,"attrs":5639,"content":5640},{"textAlign":64},[5641],{"text":5642,"type":68},"‍When a business welcomes AI, the benefits are quick and clear:",{"type":91,"content":5644},[5645,5652,5659,5666,5673,5680,5687],{"type":94,"content":5646},[5647],{"type":53,"attrs":5648,"content":5649},{"textAlign":64},[5650],{"text":5651,"type":68},"Time savings through more efficient working methods",{"type":94,"content":5653},[5654],{"type":53,"attrs":5655,"content":5656},{"textAlign":64},[5657],{"text":5658,"type":68},"Significant improvement in process quality and speed",{"type":94,"content":5660},[5661],{"type":53,"attrs":5662,"content":5663},{"textAlign":64},[5664],{"text":5665,"type":68},"Cost optimisation, faster ROI",{"type":94,"content":5667},[5668],{"type":53,"attrs":5669,"content":5670},{"textAlign":64},[5671],{"text":5672,"type":68},"Simple and quick connection of suppliers",{"type":94,"content":5674},[5675],{"type":53,"attrs":5676,"content":5677},{"textAlign":64},[5678],{"text":5679,"type":68},"Secure, certified data processing",{"type":94,"content":5681},[5682],{"type":53,"attrs":5683,"content":5684},{"textAlign":64},[5685],{"text":5686,"type":68},"Profiling of purchasing as an innovation driver for digitalisation",{"type":94,"content":5688},[5689],{"type":53,"attrs":5690,"content":5691},{"textAlign":64},[5692],{"text":5693,"type":68},"Higher attractiveness for specialists",{"type":53,"attrs":5695,"content":5696},{"textAlign":64},[5697],{"text":5698,"type":68},"‍Of course, the right AI technology comes when choosing the right solutions provider.",{"type":53,"attrs":5700,"content":5701},{"textAlign":64},[5702],{"text":155,"type":68},{"type":61,"attrs":5704,"content":5705},{"level":3289,"textAlign":64},[5706],{"text":5707,"type":68},"Banqup Group’s AI solutions",{"type":53,"attrs":5709,"content":5710},{"textAlign":64},[5711,5713,5718],{"text":5712,"type":68},"‍With ",{"text":3394,"type":68,"marks":5714},[5715],{"type":105,"attrs":5716},{"href":3398,"uuid":1910,"anchor":64,"custom":5717,"target":110,"linktype":111},{},{"text":5719,"type":68},", your business can welcome AI and start enjoying automated, data-led, digital workflows in no time at all.",{"type":53,"attrs":5721,"content":5722},{"textAlign":64},[5723],{"text":5724,"type":68},"‍Using our solution, say Goodbye to expensive EDI and manual extraction. Say Hello to streamlined processes and defined workstreams, tailored to your business’ needs.‍ Explore our procure-to-pay solution today.",{"_uid":5726,"cards":5727,"buttons":7770,"heading":1583,"tagline":8,"component":1584,"background":48,"description":7771},"f533d776-8835-4d20-a2a6-b80df3885ea4",[5728,6024,7321,7582],{"name":5729,"created_at":5730,"published_at":5731,"updated_at":5732,"id":5733,"uuid":4016,"content":5734,"slug":6007,"full_slug":6008,"sort_by_date":6009,"position":6010,"tag_list":6011,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":6012,"first_published_at":6013,"release_id":64,"lang":514,"path":64,"alternates":6014,"default_full_slug":6015,"translated_slugs":6016,"_stopResolving":55},"What are the benefits of electronic invoicing?","2025-09-15T10:38:47.720Z","2026-09-14T07:56:41.597Z","2026-09-14T07:56:41.640Z",91107851219385,{"seo":5735,"_uid":5739,"body":5740,"image":5993,"theme":8,"title":5748,"author":5997,"related":5998,"summary":5999,"category":6005,"component":2092,"createdOn":8,"description":5738,"relatedCountries":6006,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":5736,"title":5737,"plugin":34,"description":5738},"1bc92bd2-d941-47bc-a215-0bda2bc9ead0","Ventajas de la facturación electrónica | Blog - Banqup","La facturación electrónica genera muchas ventajas empresariales. Desde la optimización de procesos hasta el cumplimiento fiscal. Descubra más sobre las ventajas de la facturación electrónica para las empresas.","c98d4c4e-333c-42fd-b851-29f45548a205",[5741,5753,5983],{"_uid":5742,"align":8,"image":5743,"theme":48,"buttons":5747,"columns":647,"heading":5748,"padding":1386,"tagline":5749,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":5750,"invertTextColor":55},"614f7ec0-af56-4b3d-8d27-6b07e320647f",{"id":5744,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":5745,"copyright":8,"fieldtype":15,"meta_data":5746,"is_external_url":17},94980654310084,"https://a.storyblok.com/f/318078/1925x510/f9fe56c343/what-are-the-benefits-of-electronic-invoicing.png",{},[],"¿Cuáles son las ventajas de la facturación electrónica?","Facturación electrónica",{"type":50,"content":5751},[5752],{"type":53},{"_uid":5754,"text":5755,"component":505,"background":48},"9e59b74c-2076-4e51-8fb2-b02bf99bf78b",{"type":50,"content":5756},[5757,5770,5783,5788,5790,5794,5799,5807,5812,5817,5831,5835,5840,5845,5849,5854,5866,5871,5884,5888,5893,5898,5903,5915,5919,5924,5929,5934,5939,5954,5959,5964,5968,5973,5978],{"type":53,"attrs":5758,"content":5759},{"textAlign":64},[5760,5762,5768],{"text":5761,"type":68},"La facturación electrónica (",{"text":5763,"type":68,"marks":5764},"e-invoicing",[5765],{"type":105,"attrs":5766},{"href":2473,"uuid":4010,"anchor":64,"custom":5767,"target":110,"linktype":111},{},{"text":5769,"type":68},") es el intercambio electrónico de un documento de facturación entre un proveedor y un comprador. Cuando se envía y recibe en un formato electrónico estructurado, la factura puede procesarse automáticamente sin necesidad de papeleo tradicional.",{"type":53,"attrs":5771,"content":5772},{"textAlign":64},[5773,5775,5781],{"text":5774,"type":68},"La popularidad de la facturación electrónica está aumentando en todo el mundo. Según el ",{"text":5776,"type":68,"marks":5777},"informe de Billentis",[5778],{"type":105,"attrs":5779},{"href":5780,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://www.billentis.com/",{"text":5782,"type":68}," «The E-Invoicing Journey 2019-2025», el mercado mundial de facturación electrónica y habilitación en 2019 se valoró en unos 4.500 millones de euros (4.900 millones de dólares). Las previsiones indican que este mercado crecerá de forma significativa y alcanzará aproximadamente los 18.000 millones de euros (20.500 millones de dólares) en 2025. Se espera que el volumen de facturas y recibos electrónicos a nivel mundial se multiplique por cuatro de aquí a 2035.",{"type":53,"attrs":5784,"content":5785},{"textAlign":64},[5786],{"text":5787,"type":68},"‍Empresas de todos los tamaños están migrando a la facturación electrónica por las numerosas ventajas que ofrece. Veamos algunas de ellas.",{"type":53,"attrs":5789},{"textAlign":64},{"type":53,"attrs":5791,"content":5792},{"textAlign":64},[5793],{"text":155,"type":68},{"type":61,"attrs":5795,"content":5796},{"level":3289,"textAlign":64},[5797],{"text":5798,"type":68},"Ventajas",{"type":61,"attrs":5800,"content":5801},{"level":4328,"textAlign":64},[5802,5803],{"text":155,"type":68},{"text":5804,"type":68,"marks":5805},"Mayor eficiencia y pagos más rápidos",[5806],{"type":71},{"type":53,"attrs":5808,"content":5809},{"textAlign":64},[5810],{"text":5811,"type":68},"‍Como las facturas electrónicas se transmiten y reciben en un formato de datos estructurado, su procesamiento puede automatizarse. Esto elimina la introducción manual de datos por parte de los equipos contables, lo que optimiza el capital circulante y permite a los miembros del equipo dedicar más tiempo a tareas financieras estratégicas.",{"type":53,"attrs":5813,"content":5814},{"textAlign":64},[5815],{"text":5816,"type":68},"‍Además, el procesamiento automático reduce el tiempo de distribución, lo que puede traducirse en pagos más rápidos. Las facturas electrónicas llegan en segundos y el procesamiento automático es instantáneo, lo que acelera en conjunto el tiempo desde la factura hasta el cobro.",{"type":53,"attrs":5818,"content":5819},{"textAlign":64},[5820,5822,5829],{"text":5821,"type":68},"‍Los proveedores líderes de facturación electrónica también incluyen ",{"text":5823,"type":68,"marks":5824},"enlaces de pago digital o códigos QR de pago de facturas",[5825],{"type":105,"attrs":5826},{"href":2487,"uuid":5827,"anchor":64,"custom":5828,"target":110,"linktype":111},"8d84dfa1-2b77-4c8d-839e-f2c06fd7f704",{},{"text":5830,"type":68}," para ayudar a las empresas a cobrar más rápido. Tanto el enlace como el código QR dirigen a los clientes a una página de pago segura donde el cliente elige cómo quiere pagar, ya sea mediante PSD2 (open banking), tarjeta de crédito o incluso métodos de pago locales.",{"type":53,"attrs":5832,"content":5833},{"textAlign":64},[5834],{"text":155,"type":68},{"type":61,"attrs":5836,"content":5837},{"level":3289,"textAlign":64},[5838],{"text":5839,"type":68},"Datos más relevantes",{"type":53,"attrs":5841,"content":5842},{"textAlign":64},[5843],{"text":5844,"type":68},"‍Los datos estructurados de una factura electrónica permiten a las empresas utilizar herramientas de análisis de datos para obtener información que beneficie su negocio. A través de los datos estructurados, se pueden analizar tendencias e identificar patrones que conduzcan a decisiones basadas en datos para mejorar el rendimiento financiero de una empresa.",{"type":53,"attrs":5846,"content":5847},{"textAlign":64},[5848],{"text":155,"type":68},{"type":61,"attrs":5850,"content":5851},{"level":3289,"textAlign":64},[5852],{"text":5853,"type":68},"Seguridad",{"type":53,"attrs":5855,"content":5856},{"textAlign":64},[5857,5859,5864],{"text":5858,"type":68},"‍Las facturas electrónicas están cifradas y pueden enviarse a través de canales de distribución como ",{"text":3228,"type":68,"marks":5860},[5861],{"type":105,"attrs":5862},{"href":3950,"uuid":3951,"anchor":64,"custom":5863,"target":110,"linktype":111},{},{"text":5865,"type":68},", lo que añade una capa adicional de seguridad que ayuda a eliminar el riesgo de interceptación o fraude.",{"type":53,"attrs":5867,"content":5868},{"textAlign":64},[5869],{"text":5870,"type":68},"‍El archivo de las facturas electrónicas también contribuye al proceso de seguridad. Atrás quedaron los días de los archivadores, las facturas guardadas en servidores de la empresa o incluso en equipos sin protección. Las empresas tienen más tranquilidad gracias a la seguridad adicional que aporta la facturación electrónica.",{"type":53,"attrs":5872,"content":5873},{"textAlign":64},[5874,5876,5882],{"text":5875,"type":68},"‍Los ",{"text":5877,"type":68,"marks":5878},"proveedores líderes de facturación electrónica",[5879],{"type":105,"attrs":5880},{"href":2473,"uuid":4010,"anchor":64,"custom":5881,"target":110,"linktype":111},{},{"text":5883,"type":68}," también ofrecen un archivo automático y seguro, a menudo durante el periodo de conservación legal exigido en cada país.",{"type":53,"attrs":5885,"content":5886},{"textAlign":64},[5887],{"text":155,"type":68},{"type":61,"attrs":5889,"content":5890},{"level":3289,"textAlign":64},[5891],{"text":5892,"type":68},"Cumplimiento de la normativa de facturación electrónica",{"type":53,"attrs":5894,"content":5895},{"textAlign":64},[5896],{"text":5897,"type":68},"‍Una de las principales ventajas de la facturación electrónica es el cumplimiento automático de la normativa fiscal específica de cada país.",{"type":53,"attrs":5899,"content":5900},{"textAlign":64},[5901],{"text":5902,"type":68},"‍En todo el mundo, cada vez más administraciones tributarias exigen la facturación electrónica. Algunas obligaciones abarcan la facturación entre empresas y administraciones públicas (B2G), entre empresas (B2B) e incluso entre empresas y consumidores (B2C). Mantenerse al día con las distintas normativas es todo un reto, por lo que resulta rentable trabajar con un proveedor de facturación electrónica capaz de garantizar el cumplimiento normativo en cada país. La facturación electrónica tiene un efecto positivo en los costes de cumplimiento fiscal de las empresas y suele reducir la carga administrativa que conllevan las auditorías de las administraciones tributarias.",{"type":53,"attrs":5904,"content":5905},{"textAlign":64},[5906,5908,5913],{"text":5907,"type":68},"‍Por ejemplo, ",{"text":3394,"type":68,"marks":5909},[5910],{"type":105,"attrs":5911},{"href":3398,"uuid":1910,"anchor":64,"custom":5912,"target":110,"linktype":111},{},{"text":5914,"type":68}," cumple los requisitos fiscales en más de 60 países y se actualiza periódicamente para adaptarse a los nuevos requisitos. Esto proporciona a las empresas un socio fiable que les ayuda a mantenerse siempre en cumplimiento normativo.",{"type":53,"attrs":5916,"content":5917},{"textAlign":64},[5918],{"text":155,"type":68},{"type":61,"attrs":5920,"content":5921},{"level":3289,"textAlign":64},[5922],{"text":5923,"type":68},"Oportunidades empresariales e internacionales",{"type":53,"attrs":5925,"content":5926},{"textAlign":64},[5927],{"text":5928,"type":68},"‍El uso de un proveedor de facturación electrónica facilita enormemente los negocios internacionales. El software de facturación electrónica convierte los documentos empresariales a cualquier formato que requiera el cliente.",{"type":53,"attrs":5930,"content":5931},{"textAlign":64},[5932],{"text":5933,"type":68},"‍Esto facilita las transacciones comerciales internacionales, ya que ni el proveedor ni el cliente necesitan realizar trabajo adicional.",{"type":53,"attrs":5935,"content":5936},{"textAlign":64},[5937],{"text":5938,"type":68},"‍Además, los proveedores líderes de facturación electrónica pueden conectarse a redes internacionales como Peppol. Esto permite a las empresas enviar facturas transfronterizas de forma sencilla y segura, ayudándolas a operar a escala internacional.",{"type":2284,"content":5940},[5941,5952],{"type":53,"attrs":5942,"content":5943},{"textAlign":64},[5944,5946],{"text":5945,"type":68},"‍Beiersdorf ",{"text":5947,"type":68,"marks":5948},"ha migrado a la facturación electrónica a escala internacional con el apoyo de Banqup Group. Este cambio ha permitido a Beiersdorf lograr una mayor eficiencia y coherencia en sus procesos de facturación en todas sus operaciones globales. Consulte todos los detalles y la magnitud de las operaciones de Beiersdorf en nuestro caso de éxito.",[5949],{"type":1404,"attrs":5950},{"color":5951},"#847AAE",{"type":53,"attrs":5953},{"textAlign":64},{"type":61,"attrs":5955,"content":5956},{"level":3289,"textAlign":64},[5957],{"text":5958,"type":68},"Próximos pasos: elegir el proveedor adecuado",{"type":53,"attrs":5960,"content":5961},{"textAlign":64},[5962],{"text":5963,"type":68},"‍Ahora que ya conoce las ventajas que ofrece la facturación electrónica, ¿cuáles son los próximos pasos? Elegir el proveedor adecuado, por supuesto.",{"type":53,"attrs":5965,"content":5966},{"textAlign":64},[5967],{"text":155,"type":68},{"type":61,"attrs":5969,"content":5970},{"level":3289,"textAlign":64},[5971],{"text":5972,"type":68},"Facturación electrónica con Banqup Group",{"type":53,"attrs":5974,"content":5975},{"textAlign":64},[5976],{"text":5977,"type":68},"Banqup Group ofrece soluciones de facturación electrónica para empresas de todos los tamaños.",{"type":53,"attrs":5979,"content":5980},{"textAlign":64},[5981],{"text":5982,"type":68},"‍Con cumplimiento fiscal en más de 60 países, punto de acceso Peppol y miembro de GENA, nuestras soluciones son compatibles con todos los sistemas ERP/contables existentes y una amplia lista de proveedores de servicios externos.",{"_uid":5984,"cards":5985,"buttons":5989,"heading":4018,"tagline":8,"component":1584,"background":48,"description":5990},"3c6b1b9b-4b99-4dcc-8366-47f10e0db58a",[5986,3812,5987,5988],"8b424fdd-f429-4dc6-8689-df78186abf79","965cd56c-a1e1-4b9f-91e0-5d4be70b6615","a09cd6bf-8067-44d4-be7b-a3d6da44529f",[],{"type":50,"content":5991},[5992],{"type":53},{"id":5994,"alt":5748,"name":8,"focus":8,"title":5748,"source":8,"filename":5995,"copyright":8,"fieldtype":15,"meta_data":5996,"is_external_url":17},91107958584033,"https://a.storyblok.com/f/318078/1032x600/f127901bc1/65d6ff0cdfaa8125ae4e14c9_blog-what-are-the-benefits-of-e-invoicing_website.webp",{"alt":5729,"title":5729,"source":8,"copyright":8},[],[],{"type":50,"content":6000},[6001],{"type":53,"attrs":6002,"content":6003},{"textAlign":64},[6004],{"text":5738,"type":68},[2090],[],"what-are-the-benefits-of-electronic-invoicing-","es/resources/blog/ventajas-facturacion-electronica","2023-07-27",-1670,[],"e540d504-24b2-47d1-8034-362d105f1418","2023-07-27T13:49:00.000Z",[],"resources/blog/what-are-the-benefits-of-electronic-invoicing-",[6017,6018,6019,6022],{"path":6015,"name":64,"lang":521,"published":64},{"path":6015,"name":64,"lang":523,"published":64},{"path":6020,"name":6021,"lang":527,"published":55},"informationen/blog/was-sind-die-vorteile-der-e-rechnung","Was sind die Vorteile der E-Rechnung?",{"path":6023,"name":5748,"lang":514,"published":55},"resources/blog/ventajas-facturacion-electronica",{"name":6025,"created_at":6026,"published_at":6027,"updated_at":6028,"id":6029,"uuid":6030,"content":6031,"slug":7304,"full_slug":7305,"sort_by_date":7306,"position":7307,"tag_list":7308,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":7309,"first_published_at":7310,"release_id":64,"lang":514,"path":64,"alternates":7311,"default_full_slug":7312,"translated_slugs":7313,"_stopResolving":55},"Which countries use Peppol?","2025-09-15T10:27:37.216Z","2026-09-14T07:56:47.838Z","2026-09-14T07:56:47.880Z",91105104782731,"a9e8392a-e123-4af2-b423-23422fb37685",{"seo":6032,"_uid":6036,"body":6037,"image":7278,"theme":8,"title":6045,"author":7282,"related":7283,"summary":7284,"category":7291,"component":2092,"createdOn":8,"description":7290,"relatedCountries":7292,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":6033,"title":6034,"plugin":34,"description":6035},"1668607a-b0c1-4643-8782-f4e18aba0d67","¿Qué países utilizan Peppol? | Blog - Banqup","Descubra qué países utilizan actualmente Peppol y por qué cada vez más se suman a este marco. Conozca todos los detalles con Banqup Group.","9cb8628f-db88-480c-b78a-c4612ed9b703",[6038,6049,6281,6284],{"_uid":6039,"align":8,"image":6040,"theme":48,"buttons":6044,"columns":647,"heading":6045,"padding":40,"tagline":5749,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":6046,"invertTextColor":55},"cb3054c3-9a2c-46a6-aebd-6b89d9ed3c6c",{"id":6041,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":6042,"copyright":8,"fieldtype":15,"meta_data":6043,"is_external_url":17},94981000823550,"https://a.storyblok.com/f/318078/1925x510/15ff073a6b/which-countries-use-peppol.png",{},[],"¿Qué países utilizan Peppol?",{"type":50,"content":6047},[6048],{"type":53},{"_uid":6050,"text":6051,"component":505,"background":48},"61aab285-fd04-4c92-a43e-9001b2ecde27",{"type":50,"content":6052},[6053,6063,6068,6070,6074,6079,6084,6089,6103,6107,6112,6124,6129,6134,6139,6143,6148,6183,6192,6204,6209,6224,6229,6234,6249,6253,6258,6263,6276],{"type":53,"attrs":6054,"content":6055},{"textAlign":64},[6056,6061],{"text":3228,"type":68,"marks":6057},[6058],{"type":105,"attrs":6059},{"href":3950,"uuid":3951,"anchor":64,"custom":6060,"target":110,"linktype":111},{},{"text":6062,"type":68}," (Pan-European Public Procurement Online) empezó como un proyecto para el «Programa de Competitividad e Innovación» de la Unión Europea, que se desarrolló desde mayo de 2008 hasta agosto de 2012. Su objetivo era resolver problemas en la contratación pública electrónica y facilitar el comercio entre los gobiernos europeos.",{"type":53,"attrs":6064,"content":6065},{"textAlign":64},[6066],{"text":6067,"type":68},"Tras la conclusión de este exitoso proyecto, se fundó la asociación OpenPeppol en Bélgica para continuar el trabajo. Hoy en día, países de todo el mundo utilizan Peppol para permitir transacciones comerciales transfronterizas. Esto les permite beneficiarse de un conjunto unificado de normas para el intercambio de datos y cumplir con la normativa internacional.",{"type":53,"attrs":6069},{"textAlign":64},{"type":53,"attrs":6071,"content":6072},{"textAlign":64},[6073],{"text":155,"type":68},{"type":61,"attrs":6075,"content":6076},{"level":3289,"textAlign":64},[6077],{"text":6078,"type":68},"Cómo utilizan los países Peppol",{"type":53,"attrs":6080,"content":6081},{"textAlign":64},[6082],{"text":6083,"type":68},"‍En general, Peppol se utiliza principalmente en la contratación pública, respaldando las obligaciones de facturación electrónica entre empresas y administraciones públicas (B2G) en toda Europa y más allá.",{"type":53,"attrs":6085,"content":6086},{"textAlign":64},[6087],{"text":6088,"type":68},"‍No todos los países utilizan Peppol de la misma manera. Algunos países cuentan con una red de interoperabilidad abierta y permiten que las entidades públicas utilicen varios Access Points disponibles en el mercado: Suecia, Luxemburgo, Alemania, etc. Otros prefieren contar con un único Access Point principal, utilizado por las entidades públicas: Grecia, Bélgica, Francia, etc.",{"type":53,"attrs":6090,"content":6091},{"textAlign":64},[6092,6093,6101],{"text":155,"type":68},{"text":6094,"type":68,"marks":6095},"Bélgica",[6096],{"type":105,"attrs":6097},{"href":6098,"uuid":6099,"anchor":64,"custom":6100,"target":110,"linktype":111},"/es/resources/blog/seis-datos-clave-facturacion-electronica-belgica","ad585f4d-da41-48ca-b5c5-2503c421b758",{},{"text":6102,"type":68}," utiliza, por ejemplo, su portal gubernamental oficial, Mercurius, que integra Peppol. Todas las empresas que envían facturas a instituciones del sector público belga deben transmitir las facturas electrónicas mediante Mercurius, que luego se distribuyen a través de la red Peppol.",{"type":53,"attrs":6104,"content":6105},{"textAlign":64},[6106],{"text":155,"type":68},{"type":61,"attrs":6108,"content":6109},{"level":3289,"textAlign":64},[6110],{"text":6111,"type":68},"El uso de Peppol en Europa",{"type":53,"attrs":6113,"content":6114},{"textAlign":64},[6115,6117,6122],{"text":6116,"type":68},"‍Europa es donde comenzó Peppol y hoy desempeña un papel importante en la facturación electrónica (",{"text":3807,"type":68,"marks":6118},[6119],{"type":105,"attrs":6120},{"href":3811,"uuid":3812,"anchor":64,"custom":6121,"target":110,"linktype":111},{},{"text":6123,"type":68},") en todo el continente.",{"type":53,"attrs":6125,"content":6126},{"textAlign":64},[6127],{"text":6128,"type":68},"‍Actualmente, 31 países de Europa cuentan con miembros de OpenPeppol (puntos de acceso Peppol o proveedores de servicios Peppol). 19 de estos países utilizan la red Peppol como parte de su legislación de facturación electrónica B2G. Estos países incluyen Austria, Bélgica, Croacia, Dinamarca, Estonia, Finlandia, Francia, Alemania, Grecia, Islandia, Irlanda, Italia, Lituania, Luxemburgo, Países Bajos, Noruega, Polonia, Suecia y el Reino Unido.",{"type":53,"attrs":6130,"content":6131},{"textAlign":64},[6132],{"text":6133,"type":68},"‍En cuanto a la obligatoriedad de la facturación electrónica, Dinamarca fue el primer país en implantarla. Desde 2005, los proveedores de servicios y bienes están obligados a utilizar la facturación electrónica en sus relaciones con instituciones y administraciones públicas. Esto se lleva a cabo a través de la red centralizada danesa «NemHandel», el sistema de facturación electrónica de Dinamarca que funciona mediante Peppol. El sistema contable de una organización debe estar conectado a un punto de acceso que garantice que los datos de la factura cumplen las normas de seguridad necesarias.",{"type":53,"attrs":6135,"content":6136},{"textAlign":64},[6137],{"text":6138,"type":68},"‍En el caso de Noruega, uno de los países pioneros en Peppol al haber participado en el proyecto PEPPOL original, las autoridades han incrementado el uso de catálogos y pedidos, además de estudiar el uso de la infraestructura Peppol y el modelo de gobernanza de OpenPeppol en otros ámbitos como la administración electrónica y el pago electrónico.",{"type":53,"attrs":6140,"content":6141},{"textAlign":64},[6142],{"text":155,"type":68},{"type":61,"attrs":6144,"content":6145},{"level":3289,"textAlign":64},[6146],{"text":6147,"type":68},"Peppol más allá de Europa",{"type":53,"attrs":6149,"content":6150},{"textAlign":64},[6151,6153,6161,6163,6171,6173,6181],{"text":6152,"type":68},"‍Armenia, Australia, Canadá, China, India, Japón, Malasia, México, Nueva Zelanda, Singapur, Sudáfrica, los EAU y los EE. UU. cuentan todos con miembros de OpenPeppol. Países como ",{"text":6154,"type":68,"marks":6155},"Japón",[6156],{"type":105,"attrs":6157},{"href":6158,"uuid":6159,"anchor":64,"custom":6160,"target":110,"linktype":111},"/es/resources/compliance-pulse/requisitos-facturacion-electronica-japon","c8a04d8b-1eb3-42d9-b9bf-7e21736f7aff",{},{"text":6162,"type":68},", ",{"text":6164,"type":68,"marks":6165},"Nueva Zelanda",[6166],{"type":105,"attrs":6167},{"href":6168,"uuid":6169,"anchor":64,"custom":6170,"target":110,"linktype":111},"/es/resources/compliance-pulse/requisitos-facturacion-electronica-nueva-zelanda","b3c6413d-1eb6-414f-bc11-4b997ec7041e",{},{"text":6172,"type":68}," y ",{"text":6174,"type":68,"marks":6175},"Singapur",[6176],{"type":105,"attrs":6177},{"href":6178,"uuid":6179,"anchor":64,"custom":6180,"target":110,"linktype":111},"/es/resources/compliance-pulse/requisitos-facturacion-electronica-singapur","d8e8ec04-58ab-4b5e-81c9-765c38f9e91f",{},{"text":6182,"type":68}," utilizan Peppol como parte de sus obligaciones de facturación electrónica, beneficiándose también de la interoperabilidad de la red y su capacidad para el comercio transfronterizo.",{"type":53,"attrs":6184,"content":6185},{"textAlign":64},[6186,6187],{"text":155,"type":68},{"type":2524,"attrs":6188},{"id":6189,"alt":8,"src":6190,"title":8,"source":8,"copyright":8,"meta_data":6191},91106091938266,"https://a.storyblok.com/f/318078/1032x600/711fd69159/6631f424fbe9e137c10864bf_blog-which-countries-use-peppol-world.webp",{},{"type":53,"attrs":6193,"content":6194},{"textAlign":64},[6195,6202],{"text":6174,"type":68,"marks":6196},[6197],{"type":105,"attrs":6198},{"href":6199,"uuid":6200,"anchor":64,"custom":6201,"target":110,"linktype":111},"/es/resources/blog/peppol-canal-predeterminado-b2g-singapur","6bf05490-cddd-495a-ba7f-7368d067ead9",{},{"text":6203,"type":68}," fue el primer país fuera de Europa en adoptar este marco. En 2018, la Infocomm Media Development Authority (IMDA) de Singapur se convirtió en la primera autoridad nacional fuera de Europa en unirse a OpenPeppol como Peppol Authority. Poco después, en 2019, lanzó su red nacional de facturación electrónica.",{"type":53,"attrs":6205,"content":6206},{"textAlign":64},[6207],{"text":6208,"type":68},"‍La facturación electrónica es voluntaria para las transacciones B2B en Singapur y el país está promoviendo su uso entre las empresas. Desde 2019, las empresas pueden intercambiar facturas electrónicas a través de InvoiceNow, que funciona sobre la red Peppol. Recientemente, el país incluso lanzó un programa de subvenciones a la digitalización, animando a las empresas a obtener un InvoiceNow ID y formar parte de la red Peppol.",{"type":53,"attrs":6210,"content":6211},{"textAlign":64},[6212,6214,6222],{"text":6213,"type":68},"‍Al igual que Singapur, ",{"text":6215,"type":68,"marks":6216},"Australia",[6217],{"type":105,"attrs":6218},{"href":6219,"uuid":6220,"anchor":64,"custom":6221,"target":110,"linktype":111},"/es/resources/blog/banqup-peppol-certificado-australia","2727724f-efc4-454b-a096-32c89d2ad4a8",{},{"text":6223,"type":68}," también ha adoptado Peppol. Desde 2022, todos los organismos federales y la mayoría de los gobiernos estatales de Australia están obligados a poder recibir facturas electrónicas a través de Peppol.",{"type":53,"attrs":6225,"content":6226},{"textAlign":64},[6227],{"text":6228,"type":68},"‍Además, el Departamento del Tesoro de Australia ha diseñado un plan, el Business e-Invoicing Right (o BER), para promover la adopción de la facturación electrónica B2B mediante Peppol. Se espera que, para 2025, las empresas puedan obligar a sus socios comerciales a enviar facturas a través de Peppol. En un primer momento, se propone que solo las grandes empresas estén legalmente obligadas a enviar facturas electrónicas Peppol al recibir una solicitud válida (que se detalla más adelante en el documento) de cualquier empresa cubierta por el BER. La intención es que esta obligación legal se amplíe con el tiempo, de forma que las medianas empresas y, finalmente, las pequeñas empresas también estén legalmente obligadas a enviar una factura electrónica al recibir una solicitud válida de cualquier otra empresa cubierta por el BER.",{"type":53,"attrs":6230,"content":6231},{"textAlign":64},[6232],{"text":6233,"type":68},"‍En un avance más reciente, Japón estableció su Peppol Authority en 2021 y sigue avanzando en el proyecto de facturación electrónica del país. La iniciativa tiene como objetivo aumentar la eficiencia y la productividad de las empresas, pero también se espera que aporte nuevos beneficios a la sociedad, incluida la creación de nuevas oportunidades de negocio y el avance hacia la era digital.",{"type":53,"attrs":6235,"content":6236},{"textAlign":64},[6237,6239,6247],{"text":6238,"type":68},"‍Con el paso del tiempo, se espera que más países de todo el mundo hagan lo mismo. En el horizonte se encuentra ",{"text":6240,"type":68,"marks":6241},"Malasia",[6242],{"type":105,"attrs":6243},{"href":6244,"uuid":6245,"anchor":64,"custom":6246,"target":110,"linktype":111},"/es/resources/compliance-pulse/requisitos-facturacion-electronica-malasia","8e98d84a-b90b-4d17-b6a8-8a7b7d7c0cfa",{},{"text":6248,"type":68},", donde Peppol formará la base de la red de interoperabilidad del país.",{"type":53,"attrs":6250,"content":6251},{"textAlign":64},[6252],{"text":155,"type":68},{"type":61,"attrs":6254,"content":6255},{"level":3289,"textAlign":64},[6256],{"text":6257,"type":68},"Banqup Group y Peppol",{"type":53,"attrs":6259,"content":6260},{"textAlign":64},[6261],{"text":6262,"type":68},"‍Banqup Group es un proveedor certificado de Peppol Access Point.",{"type":53,"attrs":6264,"content":6265},{"textAlign":64},[6266,6268,6274],{"text":6267,"type":68},"‍Nuestra ",{"text":6269,"type":68,"marks":6270},"solución de facturación electrónica",[6271],{"type":105,"attrs":6272},{"href":2473,"uuid":4010,"anchor":64,"custom":6273,"target":110,"linktype":111},{},{"text":6275,"type":68}," se conecta directamente con el uso de Peppol en muchos países de todo el mundo. Al utilizar nuestra solución, las empresas de todos los tamaños pueden aprovechar el intercambio electrónico de documentos y datos, garantizando al mismo tiempo el cumplimiento fiscal y de facturación electrónica en más de 60 países.",{"type":53,"attrs":6277,"content":6278},{"textAlign":64},[6279],{"text":6280,"type":68},"‍Nuestras soluciones eliminan el estrés del cumplimiento normativo, le ahorran tiempo y garantizan que su empresa esté preparada para el futuro.",{"_uid":6282,"component":6283},"fae1b676-71cb-4c2b-a0e4-4e90b20632ff","relatedCountryTags",{"_uid":6285,"cards":6286,"buttons":7274,"heading":4018,"tagline":8,"component":1584,"background":48,"description":7275},"2a284e41-b3bc-4ceb-8fed-834928525893",[6287,6632,6884],{"name":6288,"created_at":6289,"published_at":6290,"updated_at":6291,"id":6292,"uuid":5277,"content":6293,"slug":6614,"full_slug":6615,"sort_by_date":6616,"position":6617,"tag_list":6618,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":6619,"first_published_at":6620,"release_id":64,"lang":514,"path":64,"alternates":6621,"default_full_slug":6622,"translated_slugs":6623,"_stopResolving":55},"Which countries have announced electronic invoicing changes in 2023?","2025-09-15T10:19:34.697Z","2026-07-24T14:50:54.684Z","2026-08-24T09:18:27.471Z",91103128397036,{"seo":6294,"_uid":6298,"body":6299,"image":6600,"theme":8,"title":6288,"author":6604,"related":6605,"summary":6606,"category":6612,"component":2092,"createdOn":8,"description":6297,"relatedCountries":6613,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":6295,"title":6296,"plugin":34,"description":6297},"a2eeb341-527f-4805-b895-0eb350e7a60a","2023 Global E-invoicing Update | Blog - Banqup","As part of our latest webinar “Embrace the future of e-invoicing compliance: A global perspective”, we explored the progress of electronic invoicing mandates throughout 2023.","c52819a0-6f88-4570-9cd1-4a80596dab85",[6300,6311,6588],{"_uid":6301,"align":8,"image":6302,"theme":48,"buttons":6306,"columns":647,"heading":6288,"padding":1386,"tagline":6307,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":6308,"invertTextColor":55},"e42a3dc1-44ab-46ee-8ac1-2c771057939a",{"id":6303,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":6304,"copyright":8,"fieldtype":15,"meta_data":6305,"is_external_url":17},94979799740998,"https://a.storyblok.com/f/318078/1925x510/871fa07898/which-countries-have-announced-electronic-invoicing-changes-in-2023.png",{},[],"Compliance and Regulations",{"type":50,"content":6309},[6310],{"type":53},{"_uid":6312,"text":6313,"component":505,"background":48},"54ff543d-1fcc-417d-84ae-7f85030887a1",{"type":50,"content":6314},[6315,6320,6322,6326,6330,6344,6349,6353,6358,6371,6375,6380,6385,6398,6402,6407,6421,6425,6430,6435,6440,6453,6457,6462,6474,6479,6484,6488,6493,6507,6511,6516,6521,6535,6539,6544,6556,6561,6565,6569,6574],{"type":53,"attrs":6316,"content":6317},{"textAlign":64},[6318],{"text":6319,"type":68},"The year of 2023 proves that mandates have no borders or regions. Countries from all over the globe have started on their e-invoicing journey by announcing new mandates, or by making changes to their tax compliance roadmap. Let's take a look at some of the countries that have made announcements throughout the year.",{"type":53,"attrs":6321},{"textAlign":64},{"type":53,"attrs":6323,"content":6324},{"textAlign":64},[6325],{"text":155,"type":68},{"type":61,"attrs":6327,"content":6328},{"level":3289,"textAlign":64},[6329],{"text":2096,"type":68},{"type":53,"attrs":6331,"content":6332},{"textAlign":64},[6333,6335,6342],{"text":6334,"type":68},"At the beginning of 2023, ",{"text":2096,"type":68,"marks":6336},[6337],{"type":105,"attrs":6338},{"href":6339,"uuid":6340,"anchor":64,"custom":6341,"target":110,"linktype":111},"/es/resources/compliance-pulse/requisitos-facturacion-electronica-belgica","f1e2af0f-f3f6-4a7e-bfdb-df858afac348",{},{"text":6343,"type":68}," started with their growth tax reform. The Minister of Finance published his proposal for phase one of the broader tax reform.",{"type":53,"attrs":6345,"content":6346},{"textAlign":64},[6347],{"text":6348,"type":68},"‍Within the proposal is the e-invoicing and e-reporting consideration. The first phase of the proposal was due to start in January 2024, however the Belgium legislators have so far failed to agree on the new tax reform. Therefore we expect there to be a delay, though no new date is yet in the diary.",{"type":53,"attrs":6350,"content":6351},{"textAlign":64},[6352],{"text":155,"type":68},{"type":61,"attrs":6354,"content":6355},{"level":3289,"textAlign":64},[6356],{"text":6357,"type":68},"Croatia",{"type":53,"attrs":6359,"content":6360},{"textAlign":64},[6361,6362,6369],{"text":155,"type":68},{"text":6357,"type":68,"marks":6363},[6364],{"type":105,"attrs":6365},{"href":6366,"uuid":6367,"anchor":64,"custom":6368,"target":110,"linktype":111},"/es/resources/compliance-pulse/facturacion-electronica-croacia","15f0cded-23cb-42bc-a40d-fd68c14f5b5e",{},{"text":6370,"type":68}," has initiated its Fiscalisation project 2.0, which is due to finish at the end of 2024. After the project’s end date, we can expect to see the start of a mandate in 2025. This is foreseen as a business-to-business (B2B) e-invoicing mandate between the taxpayers within the country, and also the introduction of an e-reporting obligation.",{"type":53,"attrs":6372,"content":6373},{"textAlign":64},[6374],{"text":155,"type":68},{"type":61,"attrs":6376,"content":6377},{"level":3289,"textAlign":64},[6378],{"text":6379,"type":68},"Germany",{"type":53,"attrs":6381,"content":6382},{"textAlign":64},[6383],{"text":6384,"type":68},"‍In 2023, Germany increased their pace towards obtaining derogation for mandatory e-invoicing from the European Commission. At the end of July, Germany was granted the requested derogation, and now the country is preparing legislation to introduce a mandatory B2B e-invoicing regulation. It is expected to roll out in two phases - from 2025 with an e-invoicing mandate, and from 2028 e-reporting will be added to the taxpayers’ obligations.",{"type":53,"attrs":6386,"content":6387},{"textAlign":64},[6388,6390,6397],{"text":6389,"type":68},"‍For more details, take a look at Germany’s blog ",{"text":934,"type":68,"marks":6391},[6392],{"type":105,"attrs":6393},{"href":6394,"uuid":6395,"anchor":64,"custom":6396,"target":110,"linktype":111},"/es/resources/blog/alemania-proximo-estado-ue-factura-electronica-b2b","d7de0fd3-7b51-4e79-bb57-c031e0e4019c",{},{"text":776,"type":68},{"type":53,"attrs":6399,"content":6400},{"textAlign":64},[6401],{"text":155,"type":68},{"type":61,"attrs":6403,"content":6404},{"level":3289,"textAlign":64},[6405],{"text":6406,"type":68},"Greece",{"type":53,"attrs":6408,"content":6409},{"textAlign":64},[6410,6412,6419],{"text":6411,"type":68},"‍In April 2023, ",{"text":6406,"type":68,"marks":6413},[6414],{"type":105,"attrs":6415},{"href":6416,"uuid":6417,"anchor":64,"custom":6418,"target":110,"linktype":111},"/es/resources/compliance-pulse/requisitos-facturacion-electronica-grecia","6d8d9e01-39de-49ce-b55c-7c212d97c0dd",{},{"text":6420,"type":68}," announced their business-to-government (B2G) e-invoicing mandate, which demonstrates the country’s efforts to increase the digitalisation of their public procurement. The first wave started in September 2023 and impacted contracts concluded and executed by a number of major government agencies, while the mandate for all domestic and international suppliers to send only electronic invoices to Greek central government agencies takes effect in January 2024.",{"type":53,"attrs":6422,"content":6423},{"textAlign":64},[6424],{"text":155,"type":68},{"type":61,"attrs":6426,"content":6427},{"level":3289,"textAlign":64},[6428],{"text":6429,"type":68},"Israel",{"type":53,"attrs":6431,"content":6432},{"textAlign":64},[6433],{"text":6434,"type":68},"‍Israel’s budget planning includes the introduction of mandatory electronic invoicing.",{"type":53,"attrs":6436,"content":6437},{"textAlign":64},[6438],{"text":6439,"type":68},"‍2024 will be the country’s pilot year. All taxpayers must be able to integrate to the country’s CTC system. The CTC system is a clearance system, meaning the taxpayer needs to submit invoices above the threshold to the authority’s platform for approval before they can send invoices to the final recipients.",{"type":53,"attrs":6441,"content":6442},{"textAlign":64},[6443,6445,6452],{"text":6444,"type":68},"‍From 2025, all taxpayers must obtain an identification number from the Israeli tax authority for their invoices. The scope of the mandate is rolling out, based on invoice net amounts. For more details, take a look at Israel’s blog ",{"text":934,"type":68,"marks":6446},[6447],{"type":105,"attrs":6448},{"href":6449,"uuid":6450,"anchor":64,"custom":6451,"target":110,"linktype":111},"/es/resources/blog/progreso-facturacion-electronica-israel","3d6e893b-a31a-4cdd-99cb-6e8b8b86768e",{},{"text":776,"type":68},{"type":53,"attrs":6454,"content":6455},{"textAlign":64},[6456],{"text":155,"type":68},{"type":61,"attrs":6458,"content":6459},{"level":3289,"textAlign":64},[6460],{"text":6461,"type":68},"Malaysia",{"type":53,"attrs":6463,"content":6464},{"textAlign":64},[6465,6467,6472],{"text":6466,"type":68},"‍In 2023, ",{"text":6461,"type":68,"marks":6468},[6469],{"type":105,"attrs":6470},{"href":6244,"uuid":6245,"anchor":64,"custom":6471,"target":110,"linktype":111},{},{"text":6473,"type":68}," planned and drafted their e-invoicing mandate.",{"type":53,"attrs":6475,"content":6476},{"textAlign":64},[6477],{"text":6478,"type":68},"‍The mandate will be introduced in stages, with the first phase starting in July 2024. The country has opted for a centralised clearance model, meaning all invoices need to first be cleared by the Inland Revenue Board Malaysia (MLHDN). Once the invoice is cleared, the obligation falls on the invoice sender to transmit the invoice to the end recipient.",{"type":53,"attrs":6480,"content":6481},{"textAlign":64},[6482],{"text":6483,"type":68},"‍Malaysia Digital Economy Corporation (MDEC) just became a PEPPOL authority, which indicates that PEPPOL will have a role in the country’s mandates.",{"type":53,"attrs":6485,"content":6486},{"textAlign":64},[6487],{"text":155,"type":68},{"type":61,"attrs":6489,"content":6490},{"level":3289,"textAlign":64},[6491],{"text":6492,"type":68},"Romania",{"type":53,"attrs":6494,"content":6495},{"textAlign":64},[6496,6498,6505],{"text":6497,"type":68},"‍On the same day as Germany, ",{"text":6492,"type":68,"marks":6499},[6500],{"type":105,"attrs":6501},{"href":6502,"uuid":6503,"anchor":64,"custom":6504,"target":110,"linktype":111},"/es/resources/compliance-pulse/requisitos-facturacion-electronica-rumania","0d6991ef-7428-4400-8c15-68067280073d",{},{"text":6506,"type":68}," was also granted an approval from the European Commission to introduce mandatory e-invoicing from January 2024 until 2026 - or until legislation for the adoption of the  VAT in the Digital Age is published. Until now, there was no legislation to back up the mandate. However, the country has recently published a draft law with more details.",{"type":53,"attrs":6508,"content":6509},{"textAlign":64},[6510],{"text":155,"type":68},{"type":61,"attrs":6512,"content":6513},{"level":3289,"textAlign":64},[6514],{"text":6515,"type":68},"Saudi Arabia",{"type":53,"attrs":6517,"content":6518},{"textAlign":64},[6519],{"text":6520,"type":68},"‍In 2021, Saudi Arabia started the Generation phase of their VAT reform. In 2023, the country started its Integration phase, which is in the process of being rolled out in eight waves (so far). Mandated taxpayers must clear their invoices with the country’s national platform (FATOORA), before they can forward the invoice to the end recipient.",{"type":53,"attrs":6522,"content":6523},{"textAlign":64},[6524,6526,6534],{"text":6525,"type":68},"‍To find out about each wave in Saudi Arabia’s Integration phase, take a look at ",{"text":6527,"type":68,"marks":6528},"our blog",[6529],{"type":105,"attrs":6530},{"href":6531,"uuid":6532,"anchor":64,"custom":6533,"target":110,"linktype":111},"/es/resources/blog/anuncio-facturacion-electronica-arabia-saudi","e3d7106f-d5eb-4bf1-9a16-6ee4fbe33673",{},{"text":776,"type":68},{"type":53,"attrs":6536,"content":6537},{"textAlign":64},[6538],{"text":155,"type":68},{"type":61,"attrs":6540,"content":6541},{"level":3289,"textAlign":64},[6542],{"text":6543,"type":68},"Singapore",{"type":53,"attrs":6545,"content":6546},{"textAlign":64},[6547,6549,6554],{"text":6548,"type":68},"‍In February, ",{"text":6543,"type":68,"marks":6550},[6551],{"type":105,"attrs":6552},{"href":6178,"uuid":6179,"anchor":64,"custom":6553,"target":110,"linktype":111},{},{"text":6555,"type":68}," announced its intention to introduce today's existing InvoiceNow system, a PEPPOL-based system, for mandatory invoicing of public entities. Currently, businesses can voluntarily use the platform, and have been strongly encouraged to use it by the introduction of several Singapore government grants.",{"type":53,"attrs":6557,"content":6558},{"textAlign":64},[6559],{"text":6560,"type":68},"‍The government has not yet announced a mandatory date, but we expect the mandate to take effect as soon as Q2 2024.",{"type":53,"attrs":6562,"content":6563},{"textAlign":64},[6564],{"text":155,"type":68},{"type":61,"attrs":6566,"content":6567},{"level":3289,"textAlign":64},[6568],{"text":3735,"type":68},{"type":53,"attrs":6570,"content":6571},{"textAlign":64},[6572],{"text":6573,"type":68},"‍At the end of 2022, Spain introduced its Royal draft decree which details the introduction of mandatory B2B e-invoicing in the country. Spain is actively working towards its mandates, which can be seen in the country’s many consultations throughout 2023.",{"type":53,"attrs":6575,"content":6576},{"textAlign":64},[6577,6579,6586],{"text":6578,"type":68},"‍Take a look at ",{"text":6580,"type":68,"marks":6581},"our blog post",[6582],{"type":105,"attrs":6583},{"href":6584,"uuid":4797,"anchor":64,"custom":6585,"target":110,"linktype":111},"/es/resources/blog/anteproyecto-real-decreto-facturacion-electronica-espana",{},{"text":6587,"type":68}," to find out Spain’s proposed dates.",{"_uid":6589,"cards":6590,"buttons":6596,"heading":1583,"tagline":8,"component":1584,"background":48,"description":6597},"a466d763-1f7d-4e5a-ab5b-3b541dbee06b",[6591,6592,6593,6594,6595],"07c1f40c-310a-4ff6-8a23-fd4079c2f103","289339c4-3f35-490b-9a07-01bef69cbb12","75eabccc-408b-4307-acbb-17f3f225e454","046b6e17-b5fc-4b63-a3bd-a9cb1c25fe61","884f0e37-a62b-4794-998f-2c3a6f5e936f",[],{"type":50,"content":6598},[6599],{"type":53},{"id":6601,"alt":6288,"name":8,"focus":8,"title":6288,"source":8,"filename":6602,"copyright":8,"fieldtype":15,"meta_data":6603,"is_external_url":17},91103289946436,"https://a.storyblok.com/f/318078/1032x600/8e4981d4e8/650da6c6410a26dc1e6d81a0_upg-which-countries-have-announced-electronic-invoicing-changes-in-2023_website.jpg",{"alt":6288,"title":6288,"source":8,"copyright":8},[],[],{"type":50,"content":6607},[6608],{"type":53,"attrs":6609,"content":6610},{"textAlign":64},[6611],{"text":6297,"type":68},[2090,3207,3211],[2096,6357,6379,6406,6429,6461,6492,6543,3735],"which-countries-have-announced-electronic-invoicing-changes-in-2023-","es/resources/blog/paises-cambios-facturacion-electronica","2023-09-22",-1630,[3741],"22551171-28d2-4a0a-9b0c-ba63123291b5","2023-09-22T13:25:00.000Z",[],"resources/blog/which-countries-have-announced-electronic-invoicing-changes-in-2023-",[6624,6625,6626,6629],{"path":6622,"name":64,"lang":521,"published":64},{"path":6622,"name":64,"lang":523,"published":64},{"path":6627,"name":6628,"lang":527,"published":55},"informationen/blog/welche-laender-haben-2023-aenderungen-bei-der-e-rechnung-angekuendigt","Welche Länder haben 2023 Änderungen bei der E-Rechnung angekündigt?",{"path":6630,"name":6631,"lang":514,"published":55},"resources/blog/paises-cambios-facturacion-electronica","¿Qué países han anunciado cambios en la facturación electrónica en 2023?",{"name":6633,"created_at":6634,"published_at":6635,"updated_at":6636,"id":6637,"uuid":4469,"content":6638,"slug":6866,"full_slug":6867,"sort_by_date":6868,"position":6869,"tag_list":6870,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":6871,"first_published_at":6872,"release_id":64,"lang":514,"path":64,"alternates":6873,"default_full_slug":6874,"translated_slugs":6875,"_stopResolving":55},"What are the benefits of e-procurement?","2025-09-15T09:51:49.212Z","2026-07-24T14:51:52.586Z","2026-08-24T09:18:28.810Z",91096306567020,{"seo":6639,"_uid":6643,"body":6644,"image":6851,"theme":8,"title":6633,"author":6855,"related":6856,"summary":6857,"category":6864,"component":2092,"createdOn":8,"description":6863,"relatedCountries":6865,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":6640,"title":6641,"plugin":34,"description":6642},"e4169965-5733-40dd-bd7a-58a7c7150ade","What are the Benefits of E-procurement? | Blog - Banqup","Touch upon e-procurement’s key benefits and why it’s becoming so vital for organisations to adopt the technology. Explore with Banqup Group.","86012da8-11b0-41f1-95b3-39727ff35441",[6645,6655,6841],{"_uid":6646,"align":8,"image":6647,"theme":48,"buttons":6651,"columns":647,"heading":6633,"padding":1386,"tagline":5557,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":6652,"invertTextColor":55},"45625615-b5f6-4a41-9099-7a0bda8cf1f0",{"id":6648,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":6649,"copyright":8,"fieldtype":15,"meta_data":6650,"is_external_url":17},94978304844116,"https://a.storyblok.com/f/318078/1925x510/2616a5007e/what-is-the-future-of-e-procurement.png",{},[],{"type":50,"content":6653},[6654],{"type":53},{"_uid":6656,"text":6657,"component":505,"background":48},"5fbc34a0-9584-4434-9796-04f5c8989389",{"type":50,"content":6658},[6659,6672,6674,6679,6684,6689,6694,6698,6703,6708,6722,6727,6731,6736,6741,6746,6751,6765,6769,6774,6779,6784,6789,6794,6798,6803,6808,6813,6820],{"type":53,"attrs":6660,"content":6661},{"textAlign":64},[6662,6664,6670],{"text":6663,"type":68},"Electronic procurement (more commonly known as e-procurement or procure-to-pay) is becoming a significant part of modern business practices, and its importance is only increasing. In fact, ",{"text":6665,"type":68,"marks":6666},"Verified Market Research",[6667],{"type":105,"attrs":6668},{"href":6669,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},"https://www.verifiedmarketresearch.com/product/procurement-software-market/",{"text":6671,"type":68}," projects the global procurement software market will be worth €8.6 billion globally by 2028. Here, we touch upon e-procurement’s key benefits and why it’s becoming so vital for organisations to adopt the technology.",{"type":53,"attrs":6673},{"textAlign":64},{"type":61,"attrs":6675,"content":6676},{"level":3289,"textAlign":64},[6677],{"text":6678,"type":68},"Efficiency and cost savings",{"type":61,"attrs":6680,"content":6681},{"level":4328,"textAlign":64},[6682],{"text":6683,"type":68},"‍E-procurement systems create enhanced efficiency and cost savings for businesses of all sizes. Lengthy manual tasks become automated, thus improving how a company operates.",{"type":53,"attrs":6685,"content":6686},{"textAlign":64},[6687],{"text":6688,"type":68},"‍One persistent challenge can be the careful process of document-matching. For example, order confirmations received from suppliers after sending out purchase orders. This process, although essential, can be time-consuming. While most of the time your documents may match, there can be discrepancies which require quick action. This typically involves contacting the supplier for a resolution.",{"type":53,"attrs":6690,"content":6691},{"textAlign":64},[6692],{"text":6693,"type":68},"‍Confirmation-checking processes can divert resources from other important tasks. Having a digital, automated solution in place could automate this confirmation process and alert businesses when intervention is needed. Such a solution streamlines procurement and addresses a long-standing challenge.",{"type":53,"attrs":6695,"content":6696},{"textAlign":64},[6697],{"text":155,"type":68},{"type":61,"attrs":6699,"content":6700},{"level":3289,"textAlign":64},[6701],{"text":6702,"type":68},"Increased transparency and accountability",{"type":53,"attrs":6704,"content":6705},{"textAlign":64},[6706],{"text":6707,"type":68},"‍All parties can benefit from increased transparency and accountability thanks to e-procurement.",{"type":53,"attrs":6709,"content":6710},{"textAlign":64},[6711,6713,6720],{"text":6712,"type":68},"‍Real-time access to procurement data means stakeholders can view the entire procurement lifecycle. Similarly, many ",{"text":6714,"type":68,"marks":6715},"leading e-procurement platforms",[6716],{"type":105,"attrs":6717},{"href":6718,"uuid":4223,"anchor":64,"custom":6719,"target":110,"linktype":111},"/es/resources/blog/elegir-solucion-e-procurement",{},{"text":6721,"type":68}," include features that allow businesses to automate compliance checks. Companies therefore have the peace of mind that they’re remaining compliant with the latest regulations and, with systems providing visibility into the procurement process, it enables better tracking and auditing of transactions.",{"type":53,"attrs":6723,"content":6724},{"textAlign":64},[6725],{"text":6726,"type":68},"‍Furthermore, enhanced tracking and monitoring of supplier performance promotes accountability and enables companies to spot under-performance and address problems quicker.",{"type":53,"attrs":6728,"content":6729},{"textAlign":64},[6730],{"text":155,"type":68},{"type":61,"attrs":6732,"content":6733},{"level":3289,"textAlign":64},[6734],{"text":6735,"type":68},"Improved supplier relationship management",{"type":53,"attrs":6737,"content":6738},{"textAlign":64},[6739],{"text":6740,"type":68},"‍E-procurement can improve supplier relationships. Communications are simplified and the automation of previously manual tasks gives Purchase Managers more time to focus on building and nurturing relationships.",{"type":53,"attrs":6742,"content":6743},{"textAlign":64},[6744],{"text":6745,"type":68},"‍E-procurement platforms facilitate interactions between preferred suppliers and customers through bids, purchase orders, and invoices. Additionally, by connecting to a centralised supplier database businesses can be more efficient than ever before.",{"type":53,"attrs":6747,"content":6748},{"textAlign":64},[6749],{"text":6750,"type":68},"‍Through Banqup Group’s procure-to-pay solution, one consistent, automated procure-to-pay workflow can be created, no matter the channel, protocol or technology of the supplier.",{"type":53,"attrs":6752,"content":6753},{"textAlign":64},[6754,6756,6763],{"text":6755,"type":68},"‍The benefits of such can only be realised when both a business and its suppliers jointly adopt technologies such as e-invoicing, in order to modernise their processes. To learn more, read our blog ‘",{"text":6757,"type":68,"marks":6758},"How to convince your suppliers to adopt e-invoicing",[6759],{"type":105,"attrs":6760},{"href":6761,"uuid":4221,"anchor":64,"custom":6762,"target":110,"linktype":111},"/resources/blog/how-to-convince-your-suppliers-to-adopt-electronic-invoicing",{},{"text":6764,"type":68},"’.",{"type":53,"attrs":6766,"content":6767},{"textAlign":64},[6768],{"text":155,"type":68},{"type":61,"attrs":6770,"content":6771},{"level":3289,"textAlign":64},[6772],{"text":6773,"type":68},"Data-driven decision making",{"type":53,"attrs":6775,"content":6776},{"textAlign":64},[6777],{"text":6778,"type":68},"‍Thanks to the transparency that modern solutions create, the procurement process can be analysed through data. This may include a company’s spending patterns or the quality of goods or services they receive from any given supplier.",{"type":53,"attrs":6780,"content":6781},{"textAlign":64},[6782],{"text":6783,"type":68},"‍Supplier performance can be tracked as part of this analysis, and this allows companies to engage in more productive negotiations overall with their suppliers to make better-informed decisions.",{"type":53,"attrs":6785,"content":6786},{"textAlign":64},[6787],{"text":6788,"type":68},"‍Furthermore, access to comprehensive procurement analytics and reporting results in spotting cost-saving opportunities more frequently.",{"type":53,"attrs":6790,"content":6791},{"textAlign":64},[6792],{"text":6793,"type":68},"‍The data available thanks to e-procurement systems can make a company more streamlined and profitable in their operations.",{"type":53,"attrs":6795,"content":6796},{"textAlign":64},[6797],{"text":155,"type":68},{"type":61,"attrs":6799,"content":6800},{"level":3289,"textAlign":64},[6801],{"text":6802,"type":68},"Our solutions",{"type":53,"attrs":6804,"content":6805},{"textAlign":64},[6806],{"text":6807,"type":68},"‍Explore Banqup Group’s procure-to-pay offering and benefit from a streamlined, automated solution.",{"type":53,"attrs":6809,"content":6810},{"textAlign":64},[6811],{"text":6812,"type":68},"‍Create one consistent digital supply chain process which enables you to keep your existing ERP system or accounting software, and benefit from one seamless collaborative workflow.",{"type":61,"attrs":6814,"content":6815},{"level":4328,"textAlign":64},[6816],{"text":6817,"type":68,"marks":6818},"Sources",[6819],{"type":71},{"type":91,"content":6821},[6822,6831],{"type":94,"content":6823},[6824],{"type":53,"attrs":6825,"content":6826},{"textAlign":64},[6827],{"text":6669,"type":68,"marks":6828},[6829],{"type":105,"attrs":6830},{"href":6669,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},{"type":94,"content":6832},[6833],{"type":53,"attrs":6834,"content":6835},{"textAlign":64},[6836],{"text":6837,"type":68,"marks":6838},"https://www.techtarget.com/searchcio/definition/e-procurement",[6839],{"type":105,"attrs":6840},{"href":6837,"uuid":64,"anchor":64,"custom":64,"target":574,"linktype":19},{"_uid":6842,"cards":6843,"buttons":6847,"heading":1583,"tagline":8,"component":1584,"background":48,"description":6848},"6504081d-0202-485d-b86d-9b89bebeeb3f",[6844,6845,6846],"2fe735ae-6a82-4a0f-9dbc-de6d0d524bbb","8c83d3a6-f798-433c-9756-bcde3706cf39","8048ac69-53df-4870-83a0-556e5a1eaf6a",[],{"type":50,"content":6849},[6850],{"type":53},{"id":6852,"alt":6633,"name":8,"focus":8,"title":6633,"source":8,"filename":6853,"copyright":8,"fieldtype":15,"meta_data":6854,"is_external_url":17},94978851869091,"https://a.storyblok.com/f/318078/1032x600/6306ab484c/64468dc625b5728e63c140f9_blog-what-is-e-procurement_website.jpg",{"alt":6633,"title":6633,"source":8,"copyright":8},[],[],{"type":50,"content":6858},[6859],{"type":53,"attrs":6860,"content":6861},{"textAlign":64},[6862],{"text":6863,"type":68},"E-procurement is becoming a significant part of modern business practices. Here, we touch upon e-procurement’s key benefits and why it’s becoming so vital for organisations to adopt the technology.",[2090],[],"what-are-the-benefits-of-e-procurement-","es/resources/blog/ventajas-compras-electronicas","2023-05-27",-1590,[],"9d26cdef-42f9-43f6-ae3d-b6fd98822477","2023-05-27T12:53:00.000Z",[],"resources/blog/what-are-the-benefits-of-e-procurement-",[6876,6877,6878,6881],{"path":6874,"name":64,"lang":521,"published":64},{"path":6874,"name":64,"lang":523,"published":64},{"path":6879,"name":6880,"lang":527,"published":55},"informationen/blog/was-sind-die-vorteile-des-e-procurements","Was sind die Vorteile des E-Procurements?",{"path":6882,"name":6883,"lang":514,"published":55},"resources/blog/ventajas-compras-electronicas","¿Cuáles son las ventajas de las compras electrónicas?",{"name":6885,"created_at":6886,"published_at":6887,"updated_at":6888,"id":6889,"uuid":5276,"content":6890,"slug":7257,"full_slug":7258,"sort_by_date":7259,"position":7260,"tag_list":7261,"is_startpage":17,"parent_id":2102,"meta_data":64,"group_id":7262,"first_published_at":7263,"release_id":64,"lang":514,"path":64,"alternates":7264,"default_full_slug":7265,"translated_slugs":7266,"_stopResolving":55},"Hear from our country experts on France, Spain and Poland’s upcoming B2B mandates","2025-09-15T10:09:41.429Z","2026-09-14T07:56:26.138Z","2026-09-14T07:56:26.190Z",91100698377349,{"seo":6891,"_uid":6895,"body":6896,"image":7239,"theme":8,"title":7241,"author":7244,"related":7245,"summary":7246,"category":7253,"component":2092,"createdOn":8,"description":7252,"relatedCountries":7254,"transparentNavigation":17,"excludeFromRelatedList":17},{"_uid":6892,"title":6893,"plugin":34,"description":6894},"f5172bb9-eaaf-4673-a021-e34dfd1a53fc","Nuestros expertos por país opinan | Blog - Banqup","Nuestros expertos de Banqup Group hablan sobre las próximas obligaciones de facturación electrónica B2B en Francia, España y Polonia.","d6fd30de-da54-4c39-a32c-ffde9c4fc5d6",[6897,6908,7229],{"_uid":6898,"align":8,"image":6899,"theme":48,"buttons":6903,"columns":647,"heading":6904,"padding":1386,"tagline":4075,"component":1387,"variation":1388,"background":48,"headingTag":1389,"description":6905,"invertTextColor":55},"aeeb57ad-348c-48bd-8f30-31eaa2ed1378",{"id":6900,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":6901,"copyright":8,"fieldtype":15,"meta_data":6902,"is_external_url":17},94979096252874,"https://a.storyblok.com/f/318078/1925x510/fb5af5081a/hear-from-our-country-experts-on-france-spain-and-poland-s-upcoming-b2b-mandates.png",{},[],"Nuestros expertos por país opinan sobre las próximas obligaciones B2B en Francia, España y Polonia",{"type":50,"content":6906},[6907],{"type":53},{"_uid":6909,"text":6910,"component":505,"background":48},"8a6c8374-0711-4b90-91a0-4be9d3a9bdc8",{"type":50,"content":6911},[6912,6917,6922,6926,6931,6938,6943,6948,6953,6958,6962,6969,6974,6988,7003,7007,7014,7019,7024,7028,7033,7039,7044,7049,7053,7059,7074,7079,7083,7089,7104,7108,7113,7117,7123,7128,7140,7144,7150,7155,7160,7165,7169,7175,7180,7185,7190,7194,7199,7219,7224],{"type":53,"attrs":6913,"content":6914},{"textAlign":64},[6915],{"text":6916,"type":68},"En nuestro último webinar, «Adoptar el futuro del cumplimiento en facturación electrónica: una perspectiva global», organizamos una mesa redonda para conocer las oportunidades y los obstáculos a los que se enfrentan las empresas en Polonia, Francia y España de cara a sus obligaciones de facturación electrónica B2B.",{"type":53,"attrs":6918,"content":6919},{"textAlign":64},[6920],{"text":6921,"type":68},"Descubra las valiosas perspectivas compartidas por nuestro panel de expertos por país y amplíe sus conocimientos sobre cómo las empresas locales pueden adelantarse a sus próximas regulaciones.",{"type":53,"attrs":6923,"content":6924},{"textAlign":64},[6925],{"text":155,"type":68},{"type":61,"attrs":6927,"content":6928},{"level":3289,"textAlign":64},[6929],{"text":6930,"type":68},"¿Qué oportunidades y también qué desventajas ven para las empresas en el modelo de facturación electrónica que se implantará en su país?",{"type":61,"attrs":6932,"content":6933},{"level":4328,"textAlign":64},[6934],{"text":6935,"type":68,"marks":6936},"España - Pascual Gómez",[6937],{"type":71},{"type":53,"attrs":6939,"content":6940},{"textAlign":64},[6941],{"text":6942,"type":68},"‍Por supuesto que hay algunas desventajas, ya que la facturación electrónica obligatoria puede verse como un obstáculo al principio, pero a medio plazo será beneficiosa para todos.",{"type":53,"attrs":6944,"content":6945},{"textAlign":64},[6946],{"text":6947,"type":68},"‍Cada país tiene su propio enfoque de la facturación electrónica. También contamos con la Comisión Europea trabajando en paralelo para que las obligaciones y los procesos sean más coherentes entre los países europeos.",{"type":53,"attrs":6949,"content":6950},{"textAlign":64},[6951],{"text":6952,"type":68},"‍Desde una perspectiva pública, los beneficios son claros. Las obligaciones reducirán la evasión fiscal, ya que atacan la brecha del IVA. Podemos verlo en países como Italia, que son los pioneros.",{"type":53,"attrs":6954,"content":6955},{"textAlign":64},[6956],{"text":6957,"type":68},"‍Desde una perspectiva empresarial, los beneficios de las obligaciones de facturación electrónica aportan mejor visibilidad, más control y transparencia. Además, las empresas se benefician de la mejora en la automatización de procesos al reducir las tareas manuales, propensas a retrasos y errores humanos.",{"type":53,"attrs":6959,"content":6960},{"textAlign":64},[6961],{"text":155,"type":68},{"type":61,"attrs":6963,"content":6964},{"level":4328,"textAlign":64},[6965],{"text":6966,"type":68,"marks":6967},"Francia - Jean-Pierre Gardille",[6968],{"type":71},{"type":53,"attrs":6970,"content":6971},{"textAlign":64},[6972],{"text":6973,"type":68},"‍El Gobierno francés está aprovechando las oportunidades que ofrece su reforma. La primera es reforzar competencias: habrá una reducción de los costes administrativos, lo que reduce los plazos de pago.",{"type":53,"attrs":6975,"content":6976},{"textAlign":64},[6977,6979,6986],{"text":6978,"type":68},"‍La segunda es una declaración fiscal simplificada. Con lo que estamos implantando en Francia, y la llegada del IVA en la era digital (",{"text":3213,"type":68,"marks":6980},[6981],{"type":105,"attrs":6982},{"href":6983,"uuid":6984,"anchor":64,"custom":6985,"target":110,"linktype":111},"/es/resources/blog/iva-era-digital","90066922-30dc-4834-94b3-761622eb0982",{},{"text":6987,"type":68},"), buscamos declaraciones de IVA totalmente automatizadas. Las empresas ya no tendrán que hacer sus declaraciones; en su lugar, recibirán una factura o nota de crédito del Gobierno por su IVA. Esto debería ocurrir dentro de siete a diez años.",{"type":53,"attrs":6989,"content":6990},{"textAlign":64},[6991,6993,7001],{"text":6992,"type":68},"‍En tercer lugar, hay una brecha del IVA de 20.000 millones de euros en ",{"text":6994,"type":68,"marks":6995},"Francia",[6996],{"type":105,"attrs":6997},{"href":6998,"uuid":6999,"anchor":64,"custom":7000,"target":110,"linktype":111},"/es/resources/compliance-pulse/guia-facturacion-electronica-e-reporting-francia","e60cd8a5-ac21-42fa-8e98-2cdae4e182d5",{},{"text":7002,"type":68},". Esta reforma hará que el juego económico sea más justo para luchar contra el fraude. Hay ventajas forzosas, como la supervisión de la actividad en tiempo real para las empresas. En la actualidad, las empresas supervisan su actividad con informes contables, y lo que estamos haciendo con la facturación electrónica hace que las empresas puedan supervisar sus actividades en tiempo real",{"type":53,"attrs":7004,"content":7005},{"textAlign":64},[7006],{"text":155,"type":68},{"type":61,"attrs":7008,"content":7009},{"level":4328,"textAlign":64},[7010],{"text":7011,"type":68,"marks":7012},"Polonia - Krzysztof Pulkiewicz",[7013],{"type":71},{"type":53,"attrs":7015,"content":7016},{"textAlign":64},[7017],{"text":7018,"type":68},"‍El primer beneficio para las empresas es la oportunidad de automatizar los procesos empresariales en tareas de contabilidad, ERP, cuentas por cobrar y cuentas por pagar. Es una gran oportunidad para las empresas, ya que ahorrará mucho tiempo a varios departamentos.",{"type":53,"attrs":7020,"content":7021},{"textAlign":64},[7022],{"text":7023,"type":68},"‍Sin embargo, también hay desventajas. Uno de los ejemplos es que, en la implementación polaca, cualquiera que tenga una IP, o identificador de IVA, puede enviar una factura electrónica a nuestra empresa. Y esto crea un espacio para un posible fraude. Hay algunos planes para que el Gobierno polaco pueda abordar esto, pero veo aquí un gran reto: cómo reverificar y cómo validar las facturas correctas.",{"type":53,"attrs":7025,"content":7026},{"textAlign":64},[7027],{"text":155,"type":68},{"type":61,"attrs":7029,"content":7030},{"level":3289,"textAlign":64},[7031],{"text":7032,"type":68},"¿Cree que las conexiones EDI entre proveedores y compradores seguirán existiendo una vez que entren en vigor las nuevas obligaciones?",{"type":61,"attrs":7034,"content":7035},{"level":4328,"textAlign":64},[7036],{"text":6966,"type":68,"marks":7037},[7038],{"type":71},{"type":53,"attrs":7040,"content":7041},{"textAlign":64},[7042],{"text":7043,"type":68},"‍No se abordan directamente en la reforma [francesa], por lo que todavía podemos llevar a cabo EDI como PDP, pero solo entre PDP y empresas (en el papel de clientes de PDP).",{"type":53,"attrs":7045,"content":7046},{"textAlign":64},[7047],{"text":7048,"type":68},"‍Actualmente, no se puede llevar a cabo EDI con la plataforma pública central. Así que, de hecho, la reforma indica que el EDI puede sobrevivir si existen acuerdos previos, pero nosotros, como plataforma pública, ya no queremos ocuparnos del EDI. Por lo que, en efecto, esto hará que esta forma de mover facturas electrónicas sea menos popular en Francia.",{"type":53,"attrs":7050,"content":7051},{"textAlign":64},[7052],{"text":155,"type":68},{"type":61,"attrs":7054,"content":7055},{"level":4328,"textAlign":64},[7056],{"text":7011,"type":68,"marks":7057},[7058],{"type":71},{"type":53,"attrs":7060,"content":7061},{"textAlign":64},[7062,7064,7072],{"text":7063,"type":68},"‍Creo que muchas de las conexiones EDI se mantendrán. También es importante que muchos canales de intercambio de facturas existentes se mantengan en paralelo con KSeF (",{"text":7065,"type":68,"marks":7066},"la plataforma polaca de facturación electrónica",[7067],{"type":105,"attrs":7068},{"href":7069,"uuid":7070,"anchor":64,"custom":7071,"target":110,"linktype":111},"/es/resources/blog/actualizacion-facturacion-electronica-obligatoria-polonia","250ecbf3-67c5-4b38-a6af-26614230d160",{},{"text":7073,"type":68},"). Una de las razones es que KSeF no admite ningún tipo de adjunto. Por lo tanto, si desea adjuntar un documento a su factura (facturación, informes, etc.), debe enviarse por un canal diferente, que funcionará en paralelo a KSeF. Las conexiones directas se mantendrán y el envío de facturas en paralelo por correo electrónico también se mantendrá.",{"type":53,"attrs":7075,"content":7076},{"textAlign":64},[7077],{"text":7078,"type":68},"‍Quizás KSeF se amplíe en el futuro, permitiéndonos enviar documentos adicionales. Pero, por el momento, creo que los canales existentes se mantendrán en paralelo al canal oficial de subida a KSeF.",{"type":53,"attrs":7080,"content":7081},{"textAlign":64},[7082],{"text":155,"type":68},{"type":61,"attrs":7084,"content":7085},{"level":4328,"textAlign":64},[7086],{"text":6935,"type":68,"marks":7087},[7088],{"type":71},{"type":53,"attrs":7090,"content":7091},{"textAlign":64},[7092,7094,7102],{"text":7093,"type":68},"‍Muy similar a Francia y Polonia, el EDI coexistirá con las próximas plataformas y sistemas. Creo que en algún momento podría evolucionar, pero en ",{"text":7095,"type":68,"marks":7096},"España",[7097],{"type":105,"attrs":7098},{"href":7099,"uuid":7100,"anchor":64,"custom":7101,"target":110,"linktype":111},"/es/resources/compliance-pulse/requisitos-facturacion-electronica-espana","c6f09f27-16a1-43e8-92ed-ec2e90e406d2",{},{"text":7103,"type":68}," todavía se puede mantener la conexión entre proveedor y cliente, y luego hay que reportar las facturas en paralelo a la administración tributaria.",{"type":53,"attrs":7105,"content":7106},{"textAlign":64},[7107],{"text":155,"type":68},{"type":61,"attrs":7109,"content":7110},{"level":3289,"textAlign":64},[7111],{"text":7112,"type":68},"Hemos observado que ha habido retrasos en la introducción de las obligaciones en comparación con lo anunciado inicialmente en cada uno de sus países. En su experiencia, ¿cree que hay lugar para que las empresas se relajen ahora, o recomendaría que sigan trabajando para asegurarse de que cumplirán la normativa?",{"type":53,"attrs":7114,"content":7115},{"textAlign":64},[7116],{"text":155,"type":68},{"type":61,"attrs":7118,"content":7119},{"level":4328,"textAlign":64},[7120],{"text":7011,"type":68,"marks":7121},[7122],{"type":71},{"type":53,"attrs":7124,"content":7125},{"textAlign":64},[7126],{"text":7127,"type":68},"‍Diría que el tiempo realmente se está agotando. Creo que vemos a muchas empresas ya trabajando en su cumplimiento normativo, porque no se trata solo de la conectividad, no se trata solo de estar conectado a KSeF, no se trata solo de poder subir y descargar el documento; también se trata de adaptar los procesos empresariales y de adaptar los sistemas. Por ejemplo, la forma en que gestionamos las cuentas por pagar, la forma en que entregamos las cuentas por cobrar junto con documentos adicionales.",{"type":53,"attrs":7129,"content":7130},{"textAlign":64},[7131,7133,7138],{"text":7132,"type":68},"‍Así que hay mucho trabajo, especialmente para las empresas grandes y medianas. Y si todavía no ha empezado, ¡ya es muy tarde! Pero sigue siendo un buen momento para empezar a trabajar con nosotros, en ",{"text":3394,"type":68,"marks":7134},[7135],{"type":105,"attrs":7136},{"href":3398,"uuid":1910,"anchor":64,"custom":7137,"target":110,"linktype":111},{},{"text":7139,"type":68},", siempre podemos ayudar en este proceso.",{"type":53,"attrs":7141,"content":7142},{"textAlign":64},[7143],{"text":155,"type":68},{"type":61,"attrs":7145,"content":7146},{"level":4328,"textAlign":64},[7147],{"text":6966,"type":68,"marks":7148},[7149],{"type":71},{"type":53,"attrs":7151,"content":7152},{"textAlign":64},[7153],{"text":7154,"type":68},"‍Aunque tengamos un retraso, sabemos por qué lo tenemos en Francia: la infraestructura no está completamente lista. En lugar de tener un piloto de seis meses, vamos a tener un piloto de más de un año con todos los actores de la reforma.",{"type":53,"attrs":7156,"content":7157},{"textAlign":64},[7158],{"text":7159,"type":68},"‍Al igual que en Polonia, el éxito de cada empresa estará en los detalles. Hay muchos socios que apenas saben que se verán afectados, o que tienen un papel que desempeñar en la reforma. Por lo tanto, cuando empecemos a activar la reforma, veremos interacciones que potencialmente no estaban previstas antes. Por eso queremos contar con un ecosistema lo más rico posible durante el piloto, para prestar realmente atención a todos los detalles y al impacto en el sistema de información de las empresas. Cuanto más grande es la empresa, más complejo es el sistema de información y, por lo tanto, más complejas son las interacciones que veremos.",{"type":53,"attrs":7161,"content":7162},{"textAlign":64},[7163],{"text":7164,"type":68},"‍Esto es lo que estamos viendo en este momento. Especialmente en las empresas medianas, que a veces cuentan con menos recursos para gestionar sus sistemas de TI y, por lo tanto, tienen verdaderas dificultades para implantar la reforma.",{"type":53,"attrs":7166,"content":7167},{"textAlign":64},[7168],{"text":155,"type":68},{"type":61,"attrs":7170,"content":7171},{"level":4328,"textAlign":64},[7172],{"text":6935,"type":68,"marks":7173},[7174],{"type":71},{"type":53,"attrs":7176,"content":7177},{"textAlign":64},[7178],{"text":7179,"type":68},"‍La respuesta corta es no; aunque puedan verse retrasos en la publicación, hay que estar al tanto de las novedades y se necesita todo el tiempo posible para prepararse.",{"type":53,"attrs":7181,"content":7182},{"textAlign":64},[7183],{"text":7184,"type":68},"‍Por supuesto, las empresas han percibido los problemas de los retrasos. Todavía queda mucho por hacer, y aunque pueda parecer que queda mucho tiempo por delante, si no se cumple la normativa, simplemente no se puede operar en estos países. Por lo tanto, hay que asegurarse de estar globalmente preparado. Cuanto más global es la empresa, más complejo es su entorno.",{"type":53,"attrs":7186,"content":7187},{"textAlign":64},[7188],{"text":7189,"type":68},"‍Las empresas que puedan tener transacciones con España, Polonia y Francia deben preparar a su equipo de proyecto para numerosas pruebas y asegurarse de que los datos necesarios estén listos para cumplir con los diferentes requisitos de cada país. El modelo de cada país es complejo y diferente entre sí, por lo que, sin duda, a las empresas les conviene encontrar un socio que pueda simplificar los servicios de facturación electrónica y reporte electrónico en todo el mundo.",{"type":53,"attrs":7191,"content":7192},{"textAlign":64},[7193],{"text":155,"type":68},{"type":61,"attrs":7195,"content":7196},{"level":3289,"textAlign":64},[7197],{"text":7198,"type":68},"Empiece a simplificar su recorrido hacia la facturación electrónica",{"type":53,"attrs":7200,"content":7201},{"textAlign":64},[7202,7204,7209,7211,7217],{"text":7203,"type":68},"‍En ",{"text":3394,"type":68,"marks":7205},[7206],{"type":105,"attrs":7207},{"href":3398,"uuid":1910,"anchor":64,"custom":7208,"target":110,"linktype":111},{},{"text":7210,"type":68},", ayudamos a empresas de todos los tamaños a transformarse hacia formas de trabajo digitalizadas y automatizadas. 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