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\"627571046\"}-->","I use Adminbox",{"type":50,"content":227},[228],{"type":53,"attrs":229,"content":230},{"textAlign":65},[231],{"text":232,"type":69},"When you use Adminbox, we process your personal data to securely send and store your payslips in a protected digital environment.","\u003C!--#storyblok#{\"name\": \"usp\", \"space\": \"318078\", \"uid\": \"10e2be4c-b8bb-4505-bad1-1caa3ec312ee\", \"id\": \"627571046\"}-->","uspOverview",{"type":50,"content":236},[237],{"type":53},"center","1","black","\u003C!--#storyblok#{\"name\": \"uspOverview\", \"space\": \"318078\", \"uid\": \"52119429-ac59-4904-8390-6d382daae4f7\", \"id\": \"627571046\"}-->","legalPage","\u003C!--#storyblok#{\"name\": \"legalPage\", \"space\": \"318078\", \"uid\": \"2d9e3da6-86b8-4e1f-b0ef-dd3c2c045943\", \"id\": 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Definitions and Interpretation",[286],{"type":72},{"type":53,"attrs":288,"content":289},{"textAlign":65},[290,292,293,294,296,300,302,303,305,306,308,312],{"text":291,"type":69},"1.1 In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:",{"type":79},{"type":79},{"text":295,"type":69},"• “",{"text":297,"type":69,"marks":298},"Content",[299],{"type":72},{"text":301,"type":69},"” means any and all text, images, audio, video, scripts, code, software, databases, and any other form of information capable of being stored on a computer that appears on, or forms part of, our site; and",{"type":79},{"text":304,"type":69},"‍",{"type":79},{"text":307,"type":69},"• \"",{"text":309,"type":69,"marks":310},"We/Us/Our",[311],{"type":72},{"text":313,"type":69},"” means Banqup Group.",{"type":62,"attrs":315,"content":316},{"level":281,"textAlign":65},[317],{"text":318,"type":69,"marks":319},"2. Information about us",[320],{"type":72},{"type":53,"attrs":322,"content":323},{"textAlign":65},[324,326,327,328,330,331,332],{"text":325,"type":69},"2.1 Our site is operated by Banqup Group. We are a limited company registered in Belgium under company number 0886.277.617. Our registered address is Avenue Reine Astrid 92A 1310 La Hulpe, Belgium, and",{"type":79},{"type":79},{"text":329,"type":69},"2.2 Our VAT number is BE0886.277.617.",{"type":79},{"type":79},{"text":333,"type":69},"2.3 We are regulated by Financial Services and Market Authority (FSMA).",{"type":62,"attrs":335,"content":336},{"level":281,"textAlign":65},[337],{"text":338,"type":69,"marks":339},"3. How to contact us",[340],{"type":72},{"type":53,"attrs":342,"content":343},{"textAlign":65},[344,346,352],{"text":345,"type":69},"To contact us, please email us at ",{"text":347,"type":69,"marks":348},"info@banqup.com",[349],{"type":106,"attrs":350},{"href":351,"uuid":65,"anchor":65,"custom":65,"target":65,"linktype":19},"mailto:info@unifiedpost.com?subject=Terms%20and%20Conditions",{"text":353,"type":69}," or use the contact form available on our site.",{"type":62,"attrs":355,"content":356},{"level":281,"textAlign":65},[357,361],{"text":358,"type":69,"marks":359},"4. Access to ",[360],{"type":72},{"text":362,"type":69},"our site",{"type":53,"attrs":364,"content":365},{"textAlign":65},[366,368,369,370,372,373,374],{"text":367,"type":69},"4.1 Access to our site is free of charge.",{"type":79},{"type":79},{"text":371,"type":69},"4.2 It is your responsibility to make the arrangements necessary in order to access our site.",{"type":79},{"type":79},{"text":375,"type":69},"4.3 Access to our site is provided on an “as is” and on an “as available” basis. We may suspend or discontinue our site (or any part of it) at any time. We do not guarantee that our site will always be available or that access to it will be uninterrupted. If We suspend or discontinue our site (or any part of it), We will try to give you reasonable notice of the suspension or discontinuation.",{"type":62,"attrs":377,"content":378},{"level":281,"textAlign":65},[379,383],{"text":380,"type":69,"marks":381},"5. 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You are therefore advised to check this page every time you use our site.",{"type":79},{"type":79},{"text":404,"type":69},"6.2 If any part of the current version of these Terms and Conditions conflicts with any previous version(s), the current version shall prevail unless We explicitly state otherwise.",{"type":62,"attrs":406,"content":407},{"level":281,"textAlign":65},[408,412,414],{"text":409,"type":69,"marks":410},"7. How you may use ",[411],{"type":72},{"text":413,"type":69},"our site ",{"text":415,"type":69,"marks":416},"and content (intellectual property rights)",[417],{"type":72},{"type":53,"attrs":419,"content":420},{"textAlign":65},[421,423,424,425,427,428,429,431,432,433,435,436,437,439,440,441],{"text":422,"type":69},"7.1 All content included on our site and the copyright and other intellectual property rights in that content belongs to or has been licensed by Us, unless specifically labelled otherwise. All content is protected by applicable Belgian and international intellectual property laws and treaties.",{"type":79},{"type":79},{"text":426,"type":69},"7.2 You may access, view, and use our site in a web browser (including any web browsing capability built into other types of software or app) and you may download our site (or any part of it) for caching (this usually occurs automatically).",{"type":79},{"type":79},{"text":430,"type":69},"7.3 You may print one copy and download extracts of any page(s) from our site for personal use only.",{"type":79},{"type":79},{"text":434,"type":69},"7.4 You may not modify the printed copies or downloaded extracts in any way. Images, video, audio, or any other content downloaded from our site must not be used separately from accompanying text.",{"type":79},{"type":79},{"text":438,"type":69},"7.5 Our status as the owner and author of the content on our site (or that of identified licensors, as applicable) must always be acknowledged.",{"type":79},{"type":79},{"text":442,"type":69},"7.6 You may not use any content saved or downloaded from our site for commercial purposes without first obtaining a licence from Us (or our licensors, as applicable).",{"type":62,"attrs":444,"content":445},{"level":281,"textAlign":65},[446,450],{"text":447,"type":69,"marks":448},"8. Links to ",[449],{"type":72},{"text":362,"type":69},{"type":53,"attrs":452,"content":453},{"textAlign":65},[454,456,457,458,460,461,462,464,465,466,468,469,470],{"text":455,"type":69},"8.1 You may link to any page on our site.",{"type":79},{"type":79},{"text":459,"type":69},"8.2 Links to our site must be fair and lawful. 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reconciliation","2026-05-21T14:23:20.486Z","2026-07-09T10:25:24.798Z","2026-07-09T10:25:24.821Z",178928846856955,"7b4e02d6-dd9a-46dc-a1c7-c26bb2053d19",{"seo":9753,"_uid":9757,"body":9758,"image":9929,"theme":8,"title":9746,"related":9931,"summary":9932,"category":9938,"component":9942,"createdOn":9943,"description":9944,"relatedCountries":9945,"transparentNavigation":17,"excludeFromRelatedList":17,"_editable":9946},{"_uid":9754,"title":9755,"plugin":34,"description":9756},"5c03325b-e7eb-45a4-8e97-15ef2e97efda","5 reasons to switch to automatic reconciliation | Banqup","Stop matching payments by hand. Discover 5 reasons why automatic reconciliation with Banqup's Transaction Radar saves you time, prevents errors, and boosts cash flow.","16c8f428-1f4d-4de1-906e-92744ad46fec",[9759,9896,9916],{"_uid":9760,"text":9761,"component":726,"background":48,"_editable":9895},"44fb936c-0f39-466f-9849-631eab313300",{"type":50,"content":9762},[9763,9770,9784,9789,9794,9807,9812,9817,9829,9834,9839,9851,9856,9861,9873,9878,9883],{"type":53,"attrs":9764,"content":9765},{"textAlign":65},[9766],{"text":9767,"type":69,"marks":9768},"The end of the month is approaching. You are staring at an endless list of bank transactions, trying to figure out which payment belongs to which invoice. Reconciling your accounts often feels like looking for a needle in a haystack.",[9769],{"type":72},{"type":53,"attrs":9771,"content":9772},{"textAlign":65},[9773,9775,9782],{"text":9774,"type":69},"You are not alone in this. However, what used to take hours of manual work can now be resolved in minutes. Here are the 5 main reasons your reconciliation process gets complicated, and how the right approach, supported by tools like Banqup's ",{"text":2439,"type":69,"marks":9776},[9777],{"type":106,"attrs":9778},{"href":9779,"uuid":9780,"anchor":65,"custom":9781,"target":111,"linktype":112},"/product/payments/transaction-radar","6a727e47-aec2-4079-a8da-5b5733fcda0b",{},{"text":9783,"type":69},", helps you get it back under control.",{"type":62,"attrs":9785,"content":9786},{"level":281,"textAlign":65},[9787],{"text":9788,"type":69},"1. You are still matching everything manually",{"type":53,"attrs":9790,"content":9791},{"textAlign":65},[9792],{"text":9793,"type":69},"Guessing which transaction matches which purchase takes a lot of time and leaves room for errors. You might type in the wrong reference number or miss a transaction entirely.",{"type":53,"attrs":9795,"content":9796},{"textAlign":65},[9797,9801,9803],{"text":9798,"type":69,"marks":9799},"Solution",[9800],{"type":72},{"text":9802,"type":69},": To eliminate errors and save time, you need a system that does the heavy lifting for you. An automated approach should independently check payment references, matching amounts, dates, and supplier information to link transactions to the right invoices. ",{"text":9804,"type":69,"marks":9805},"With Banqup's Transaction Radar, this process happens automatically, securely linking the vast majority of your transactions without manual intervention.",[9806],{"type":1468},{"type":62,"attrs":9808,"content":9809},{"level":281,"textAlign":65},[9810],{"text":9811,"type":69},"2. Unclear card payments create blind spots",{"type":53,"attrs":9813,"content":9814},{"textAlign":65},[9815],{"text":9816,"type":69},"You make business purchases with your bank card at webshops, but the bank statement lacks clear counterparty details. As a result, these transactions remain unexplained and open.",{"type":53,"attrs":9818,"content":9819},{"textAlign":65},[9820,9823,9825],{"text":9798,"type":69,"marks":9821},[9822],{"type":72},{"text":9824,"type":69},": The fix here is smart matching based on logic rather than just descriptions. If a payment and a receipt share the exact same amount and the exact same date, your software should be smart enough to connect the dots. ",{"text":9826,"type":69,"marks":9827},"In Transaction Radar, a dedicated rule automatically proposes matches for these tricky card payments, cutting down the manual work needed to link them. ",[9828],{"type":1468},{"type":62,"attrs":9830,"content":9831},{"level":281,"textAlign":65},[9832],{"text":9833,"type":69},"3. Uncertain matches keep piling up",{"type":53,"attrs":9835,"content":9836},{"textAlign":65},[9837],{"text":9838,"type":69},"Even if you have automated part of the process, you are often left with transactions that do not match perfectly. You lose your overview in a backlog of open items.",{"type":53,"attrs":9840,"content":9841},{"textAlign":65},[9842,9845,9847],{"text":9798,"type":69,"marks":9843},[9844],{"type":72},{"text":9846,"type":69},": You need a clear way to review potential but imperfect matches without losing your overview. The best approach is having them lined up side-by-side so you can easily verify the details. ",{"text":9848,"type":69,"marks":9849},"To keep you in control, Transaction Radar features a \"Proposed items\" overview where you can simply click to approve or reject suggested matches with absolute confidence.",[9850],{"type":1468},{"type":62,"attrs":9852,"content":9853},{"level":281,"textAlign":65},[9854],{"text":9855,"type":69},"4. Partial payments and credit notes complicate the overview",{"type":53,"attrs":9857,"content":9858},{"textAlign":65},[9859],{"text":9860,"type":69},"Nothing messes up your records faster than a customer paying an invoice in installments, or a credit note that needs to be settled against an open balance.",{"type":53,"attrs":9862,"content":9863},{"textAlign":65},[9864,9867,9869],{"text":9798,"type":69,"marks":9865},[9866],{"type":72},{"text":9868,"type":69},": You need a financial process that handles complex scenarios like multiple matches and tracks remaining balances accurately. It's crucial to have a complete historical view of an invoice's timeline. ",{"text":9870,"type":69,"marks":9871},"Transaction Radar is built to handle this seamlessly, allowing you to easily link partial payments or credit notes and expand any transaction row to view the complete history of how everything is connected.",[9872],{"type":1468},{"type":62,"attrs":9874,"content":9875},{"level":281,"textAlign":65},[9876],{"text":9877,"type":69},"5. Payments without invoices block your workflow",{"type":53,"attrs":9879,"content":9880},{"textAlign":65},[9881],{"text":9882,"type":69},"Not every bank transaction requires an invoice. Examples include your monthly office rent or a transfer between your own accounts. If your system keeps demanding a document, your unmatched list will never be empty.",{"type":53,"attrs":9884,"content":9885},{"textAlign":65},[9886,9889,9891],{"text":9798,"type":69,"marks":9887},[9888],{"type":72},{"text":9890,"type":69},": To keep your financial overview clear, you need a way to filter out these \"non-document\" transactions immediately. By labeling these exceptions as they happen, you ensure your focus remains only on the items that actually need your attention. 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Discover how Banqup  simplifies your financial management.","\u003C!--#storyblok#{\"name\": \"cta\", \"space\": \"318078\", \"uid\": \"7998de9e-a1e2-49c9-a904-550cd2adb13f\", \"id\": \"178928846856955\"}-->",{"_uid":9917,"cards":9918,"buttons":9922,"heading":9923,"tagline":8,"component":9924,"background":48,"description":9925,"_editable":9928},"57d54b69-8880-4ca2-806f-e8f8b2b353c8",[9919,9920,9921],"b20733ac-50aa-42d5-822b-7ce56bbc8e3f","ad0080e2-4a87-4bd8-9cee-d635641e1ba2","383ae459-7e7f-422b-9734-384ee20a5d9a",[],"Similar articles","cardSlider",{"type":50,"content":9926},[9927],{"type":53},"\u003C!--#storyblok#{\"name\": \"cardSlider\", \"space\": \"318078\", \"uid\": \"57d54b69-8880-4ca2-806f-e8f8b2b353c8\", \"id\": \"178928846856955\"}-->",{"id":65,"alt":65,"name":8,"focus":65,"title":65,"filename":65,"copyright":65,"fieldtype":15,"meta_data":9930,"is_external_url":17},{},[],{"type":50,"content":9933},[9934],{"type":53,"attrs":9935,"content":9936},{"textAlign":65},[9937],{"text":9767,"type":69},[9939,9940,9941],"compliance","regulations","payment","blogPage","2026-05-21 00:00","Tired of wasting hours trying to match endless bank transactions to the right invoices? Manual bookkeeping is a frustrating chore that drains your time and leaves room for costly errors. In this post, we break down 5 clear reasons why you should make the switch to automatic reconciliation. Discover how smart tools like Banqup’s Transaction Radar eliminate the guesswork, give you real-time cash flow insights, and help you win back your week so you can focus on what really matters: growing your business.",[],"\u003C!--#storyblok#{\"name\": \"blogPage\", \"space\": \"318078\", \"uid\": \"16c8f428-1f4d-4de1-906e-92744ad46fec\", \"id\": \"178928846856955\"}-->","5-reasons-why-you-should-do-automatic-reconciliation","resources/blog/5-reasons-why-you-should-do-automatic-reconciliation","2026-05-21",-4640,[],627731915,"19999dde-5c00-4545-b9a9-120b009246d3","2026-05-26T13:21:04.827Z",[9956],{"id":9957,"name":9958,"slug":9959,"published":17,"full_slug":9960,"is_folder":17,"parent_id":9952},196267988780663,"Still struggling with Peppol? 5 Tips to turn e-invoicing into a time-saver","5-tips-to-turn-e-invoicing-into-a-time-saver","resources/blog/5-tips-to-turn-e-invoicing-into-a-time-saver",[9962,9965,9968],{"path":9963,"name":9964,"lang":254,"published":55},"resources/blog/5-redenen-om-over-te-stappen-op-automatische-reconciliatie","Geen handmatig giswerk meer: 5 redenen om over te stappen op automatische reconciliatie",{"path":9966,"name":9967,"lang":256,"published":55},"resources/blog/5-raisons-de-passer-au-rapprochement-automatique","Fini les approximations manuelles : 5 raisons de passer au rapprochement automatique",{"path":9969,"name":9970,"lang":260,"published":55},"informationen/blog/5-gruende-fuer-den-wechsel-zum-automatischen-kontenabgleich","Schluss mit dem manuellen Rätselraten: 5 Gründe für den Wechsel zum automatischen Kontenabgleich",[9972],{"_uid":9973,"size":1614,"title":9974,"variant":9975,"component":9976,"_editable":9977},"ae00086e-3dda-444d-8d69-99ddd30427df","Read full article","primary-link","linkButton","\u003C!--#storyblok#{\"name\": \"linkButton\", \"space\": \"318078\", \"uid\": \"ae00086e-3dda-444d-8d69-99ddd30427df\", \"id\": \"629575259\"}-->","featuredLink","\u003C!--#storyblok#{\"name\": \"featuredLink\", \"space\": \"318078\", \"uid\": \"03c938a6-31d9-4405-aa98-173891864270\", \"id\": \"629575259\"}-->","\u003C!--#storyblok#{\"name\": \"megaMenu\", \"space\": \"318078\", \"uid\": \"cd876e22-76a0-40f6-9c84-442f103db5cf\", \"id\": \"629575259\"}-->","\u003C!--#storyblok#{\"name\": \"navbarLink\", \"space\": \"318078\", \"uid\": \"5080bc0d-fc62-4836-ab46-8fde5f4b5634\", \"id\": \"629575259\"}-->",{"url":9983,"_uid":10469,"title":9985,"megaMenu":10470,"component":7428,"_editable":10471},{"id":2112,"url":8,"linktype":112,"fieldtype":20,"cached_url":2113,"story":9984},{"name":9985,"created_at":9986,"published_at":9987,"updated_at":9988,"id":9989,"uuid":2112,"content":9990,"slug":10458,"full_slug":2113,"sort_by_date":65,"position":8179,"tag_list":10459,"is_startpage":55,"parent_id":10460,"meta_data":65,"group_id":10461,"first_published_at":10462,"release_id":65,"lang":48,"path":65,"alternates":10463,"default_full_slug":2113,"translated_slugs":10464,"_stopResolving":55},"Pricing","2025-09-08T09:25:32.109Z","2026-06-30T11:48:11.790Z","2026-07-07T15:47:42.285Z",88612585940620,{"seo":9991,"_uid":9994,"body":9995,"theme":8,"component":7701,"transparentNavigation":17,"_editable":10457},{"_uid":9992,"title":9985,"plugin":7,"og_image":8,"og_title":8,"description":9993,"twitter_image":8,"twitter_title":8,"og_description":8,"twitter_description":8},"f1ee10c5-6fd9-4dc2-983f-35b36dd68121","View pricing for Banqup’s all-in-one invoicing, payment, and compliance platform. Less admin, faster payments. Plans for SMEs and Enterprises. Start now.\n","cd9254ab-2e70-43f5-9297-036039eccd8c",[9996,10020,10216,10394],{"_uid":9997,"align":1544,"image":9998,"theme":130,"buttons":10000,"columns":239,"heading":9985,"padding":1360,"tagline":10007,"component":1361,"variation":1362,"background":48,"headingTag":1363,"description":10008,"spacingBottom":8,"invertTextColor":55,"_editable":10019},"a085bc91-f9f8-4c1e-8f6d-0f6864655459",{"id":65,"alt":65,"name":8,"focus":65,"title":65,"filename":65,"copyright":65,"fieldtype":15,"meta_data":9999,"is_external_url":17},{},[10001],{"_uid":10002,"link":10003,"size":10004,"title":7756,"variant":10005,"component":160,"arrowRight":55,"_editable":10006},"fcedd43a-7930-4fc3-b4e1-ace4508ccd29",{"id":1621,"url":8,"linktype":112,"fieldtype":20,"cached_url":1622},"sm","secondary-solid","\u003C!--#storyblok#{\"name\": \"button\", \"space\": \"318078\", \"uid\": \"fcedd43a-7930-4fc3-b4e1-ace4508ccd29\", \"id\": \"88612585940620\"}-->","No drama. 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\"318078\", \"uid\": \"ft-p2\", \"id\": \"88612585940620\"}-->",{"_uid":10073,"bold":17,"label":10074,"component":10066,"_editable":10075},"ft-p3","Quotes, invoices & credit notes with your own branding","\u003C!--#storyblok#{\"name\": \"pricingFeature\", \"space\": \"318078\", \"uid\": \"ft-p3\", \"id\": \"88612585940620\"}-->",{"_uid":10077,"bold":17,"label":10078,"component":10066,"_editable":10079},"ft-p4","Self-billing with dedicated numbering","\u003C!--#storyblok#{\"name\": \"pricingFeature\", \"space\": \"318078\", \"uid\": \"ft-p4\", \"id\": \"88612585940620\"}-->",{"_uid":10081,"bold":17,"label":10082,"component":10066,"_editable":10083},"ft-p5","Multi-channel intake & delivery (Peppol, email, Banqup)","\u003C!--#storyblok#{\"name\": \"pricingFeature\", \"space\": \"318078\", \"uid\": \"ft-p5\", \"id\": \"88612585940620\"}-->",{"_uid":10085,"bold":17,"label":10086,"component":10066,"_editable":10087},"ft-p6","Real-time accountant sync","\u003C!--#storyblok#{\"name\": 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240/year","pricingTier","\u003C!--#storyblok#{\"name\": \"pricingTier\", \"space\": \"318078\", \"uid\": \"pp-tier-20\", \"id\": \"88612585940620\"}-->",{"_uid":10185,"unit":10102,"label":10040,"summary":10186,"component":10182,"_editable":10187},"pp-tier-50","Up to 50/mo · 600/year","\u003C!--#storyblok#{\"name\": \"pricingTier\", \"space\": \"318078\", \"uid\": \"pp-tier-50\", \"id\": \"88612585940620\"}-->",{"_uid":10189,"unit":10102,"label":10045,"summary":10190,"component":10182,"_editable":10191},"pp-tier-100","Up to 100/mo · 1,200/year","\u003C!--#storyblok#{\"name\": \"pricingTier\", \"space\": \"318078\", \"uid\": \"pp-tier-100\", \"id\": \"88612585940620\"}-->",{"_uid":10193,"unit":10102,"label":10049,"summary":10194,"component":10182,"_editable":10195},"pp-tier-250","Up to 250/mo · 3,000/year","\u003C!--#storyblok#{\"name\": \"pricingTier\", \"space\": \"318078\", \"uid\": \"pp-tier-250\", \"id\": 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You only pay for the tier you actually need.\n\nProcessing more than 1,000 documents a month or have multi-country needs? Our team will design a tailored solution — contact welcome@banqup.com (Accountants & SMEs) or sales@banqup.com (Corporate).","Monthly","Your service never stops","How many invoices and transactions do you process?","Billed yearly · excl. VAT","Billed monthly · excl. 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Contact our partnership team today. Let’s work together to make business administration simple, compliant, and stress-free for all your members.","\u003C!--#storyblok#{\"name\": \"textMediaSplit\", \"space\": \"318078\", \"uid\": \"123e3cb1-91b5-4ae8-99b5-8e0b2d1edddc\", \"id\": \"182751833681798\"}-->","\u003C!--#storyblok#{\"name\": \"page\", \"space\": \"318078\", \"uid\": \"bb0010be-a085-4774-9491-1554284aed6f\", \"id\": \"182751833681798\"}-->","banqup-for-federations",-50,[],"1badb0e3-74c2-4ee1-ac0f-7aec25341d7b","2026-06-12T10:13:09.212Z",[],[12284,12287,12290],{"path":12285,"name":12286,"lang":254,"published":55},"partners/banqup-voor-federaties","Banqup voor federaties",{"path":12288,"name":12289,"lang":256,"published":55},"partners/banqup-pour-les-federations","Banqup pour les fédérations",{"path":12291,"name":12292,"lang":260,"published":55},"partner/banqup-fuer-verbaende","Banqup für Verbände","484b14d3-3b9c-4b62-bf1d-b85a910205d0",{"id":65,"alt":65,"name":8,"focus":65,"title":65,"source":65,"filename":8,"copyright":65,"fieldtype":15,"meta_data":12295},{},"Banqup for Federations & associations","\u003C!--#storyblok#{\"name\": \"link\", \"space\": \"318078\", \"uid\": \"484b14d3-3b9c-4b62-bf1d-b85a910205d0\", \"id\": \"629575259\"}-->","\u003C!--#storyblok#{\"name\": \"categoryLink\", \"space\": \"318078\", \"uid\": \"a95e2815-7445-447d-849b-a16da2078b0b\", \"id\": \"629575259\"}-->",[12300],{"_uid":12301,"link":12302,"button":12552,"component":9978,"_editable":12553},"5bfe4c46-cbad-4c39-b0ce-7bda94da98c4",[12303],{"name":12304,"created_at":12305,"published_at":12306,"updated_at":12307,"id":12308,"uuid":12309,"content":12310,"slug":12533,"full_slug":12534,"sort_by_date":65,"position":12535,"tag_list":12536,"is_startpage":17,"parent_id":12538,"meta_data":65,"group_id":12539,"first_published_at":12540,"release_id":65,"lang":48,"path":65,"alternates":12541,"default_full_slug":12534,"translated_slugs":12542,"_stopResolving":55},"Banqup and Post Business Solutions partner to revolutionize digital financial workflows for Austrian businesses","2026-06-09T07:41:24.864Z","2026-07-06T11:17:05.763Z","2026-07-06T11:17:05.786Z",185554062882219,"102ee75c-8931-4e9e-9684-933db84b67f6",{"seo":12311,"_uid":12314,"body":12315,"image":12519,"theme":8,"title":12304,"author":12523,"related":12524,"category":12527,"component":12530,"description":12313,"relatedCountries":12531,"excludeFromRelatedList":17,"_editable":12532},{"_uid":12312,"title":12304,"plugin":34,"description":12313},"7a286e08-9a62-437a-a604-9a70f5354233","Banqup, the leading European platform for business administration, e-invoicing, and payment automation, is proud to announce a new strategic collaboration with Post Business Solutions, an Austrian based leader in innovative digital and physical business process solutions. The new partnership marks a significant milestone in both organizations’ commitment to driving digital transformation and operational excellence, tailored specifically for the Austrian market.\nAs the regulatory landscape for e-invoicing all over Europe is rapidly evolving, increasingly shifting toward standardized digital reporting and e-invoicing, the need for integrated, secure, and user-friendly financial operating systems has never been greater. The new collaboration integrates Banqup’s robust cloud-native and API-based infrastructure with Post Business Solutions’ new product ‘E-Rechnung Austria’ to provide a seamless ‘\"one-stop-shop\" ’ experience for businesses across Austria, including Austrian SMEs, tax consultants, and large enterprises. \nLearn more about Post Business Solutions’ upcoming product E-Invoice Service on e-rechnung.at.\n\nKey objectives of the collaboration\nLocalized compliance for Austria: Ensuring all financial workflows fully comply with Austrian tax regulations and e-invoicing requirements.\nAccelerated payment cycles: Enabling faster payment cycles by seamlessly connecting invoicing and payment processes to improve cash flow and liquidity management.\nEnd-to-end process transparency: Providing greater visibility and control across invoicing and payment processes.\nOperational efficiency: Increasing productivity through scalable document and data workflows and reducing administrative effort through intelligent automation.\n“As a trusted partner for Austrian businesses, it is our responsibility to make regulatory change practical and manageable, and a clear opportunity for further digitalisation” said George Wallner, Managing Director of Post Business Solutions. “Together with Banqup, we are delivering a solution that is tailored to the Austrian market while meeting European requirements for digital invoicing and payment automation.”\n“The future of business operations in Austria is seamless, compliant, and integrated,” said Alban Olier, Head of Partners & Alliances at Banqup Group. “By combining our technological expertise with Post Business Solutions’ proven know-how in digital transformation, we are building a growth engine that allows Austrian entrepreneurs to manage their entire financial supply chain, from the first invoice to the final payment, in one secure place.”\nThe collaboration focuses primarily on scaling digital adoption and payment automation within the Austrian business community. Both teams are committed to fostering a ‘one-team’ culture to ensure the long-term success and scalability of this initiative.","d51e12a0-783a-44ee-8ce3-cb7bda28a579",[12316,12326,12508],{"_uid":12317,"align":1544,"image":12318,"theme":48,"buttons":12320,"columns":239,"heading":12304,"padding":1360,"tagline":8,"component":1361,"variation":1362,"background":48,"headingTag":12321,"description":12322,"spacingBottom":8,"invertTextColor":55,"_editable":12325},"dd33e472-b4e0-4230-94f8-7240c976bb35",{"id":65,"alt":65,"name":8,"focus":65,"title":65,"filename":65,"copyright":65,"fieldtype":15,"meta_data":12319,"is_external_url":17},{},[],"h1",{"type":50,"content":12323},[12324],{"type":53},"\u003C!--#storyblok#{\"name\": \"cta\", \"space\": \"318078\", \"uid\": \"dd33e472-b4e0-4230-94f8-7240c976bb35\", \"id\": \"185554062882219\"}-->",{"_uid":12327,"text":12328,"theme":8,"component":726,"background":48,"_editable":12507},"ac9cc245-ee42-4a8a-a6ce-97d3996a5fd5",{"type":50,"content":12329},[12330,12345,12353,12376,12378,12380,12382,12391,12433,12462,12499],{"type":53,"attrs":12331,"content":12332},{"textAlign":65},[12333,12339],{"text":12334,"type":69,"marks":12335},"La Hulpe, Belgium 9th of June 2026 - ",[12336],{"type":8680,"attrs":12337},{"color":12338},"#1E1B4B",{"text":12340,"type":69,"marks":12341},"Banqup, the leading European platform for business administration, e-invoicing, and payment automation, is proud to announce a new strategic collaboration with Post Business Solutions, an Austrian based leader in innovative digital and physical business process solutions. The new partnership marks a significant milestone in both organizations’ commitment to driving digital transformation and operational excellence, tailored specifically for the Austrian market.",[12342,12344],{"type":8680,"attrs":12343},{"color":12338},{"type":72},{"type":53,"attrs":12346,"content":12347},{"textAlign":65},[12348],{"text":12349,"type":69,"marks":12350},"As the regulatory landscape for e-invoicing all over Europe is rapidly evolving, increasingly shifting toward standardized digital reporting and e-invoicing, the need for integrated, secure, and user-friendly financial operating systems has never been greater. The new collaboration integrates Banqup’s robust cloud-native and API-based infrastructure with Post Business Solutions’ new product ‘E-Rechnung Austria’ to provide a seamless ‘\"one-stop-shop\" ’ experience for businesses across Austria, including Austrian SMEs, tax consultants, and large enterprises. ",[12351],{"type":8680,"attrs":12352},{"color":12338},{"type":53,"attrs":12354,"content":12355},{"textAlign":65},[12356,12361,12372],{"text":12357,"type":69,"marks":12358},"Learn more about Post Business Solutions’ upcoming product E-Invoice Service on ",[12359],{"type":8680,"attrs":12360},{"color":12338},{"text":12362,"type":69,"marks":12363},"e-rechnung.at",[12364,12367,12370],{"type":106,"attrs":12365},{"href":12366,"uuid":65,"anchor":65,"custom":65,"target":65,"linktype":19},"http://e-rechnung.at",{"type":8680,"attrs":12368},{"color":12369},"#1155CC",{"type":12371},"underline",{"text":928,"type":69,"marks":12373},[12374],{"type":8680,"attrs":12375},{"color":12338},{"type":53,"attrs":12377},{"textAlign":65},{"type":12379},"horizontal_rule",{"type":53,"attrs":12381},{"textAlign":65},{"type":62,"attrs":12383,"content":12384},{"level":64,"textAlign":65},[12385],{"text":12386,"type":69,"marks":12387},"Key objectives of the collaboration",[12388,12390],{"type":8680,"attrs":12389},{"color":12338},{"type":72},{"type":92,"content":12392},[12393,12403,12413,12423],{"type":95,"content":12394},[12395],{"type":53,"attrs":12396,"content":12397},{"textAlign":65},[12398],{"text":12399,"type":69,"marks":12400},"Localized compliance for Austria: Ensuring all financial workflows fully comply with Austrian tax regulations and e-invoicing requirements.",[12401],{"type":8680,"attrs":12402},{"color":12338},{"type":95,"content":12404},[12405],{"type":53,"attrs":12406,"content":12407},{"textAlign":65},[12408],{"text":12409,"type":69,"marks":12410},"Accelerated payment cycles: Enabling faster payment cycles by seamlessly connecting invoicing and payment processes to improve cash flow and liquidity management.",[12411],{"type":8680,"attrs":12412},{"color":12338},{"type":95,"content":12414},[12415],{"type":53,"attrs":12416,"content":12417},{"textAlign":65},[12418],{"text":12419,"type":69,"marks":12420},"End-to-end process transparency: Providing greater visibility and control across invoicing and payment processes.",[12421],{"type":8680,"attrs":12422},{"color":12338},{"type":95,"content":12424},[12425],{"type":53,"attrs":12426,"content":12427},{"textAlign":65},[12428],{"text":12429,"type":69,"marks":12430},"Operational efficiency: Increasing productivity through scalable document and data workflows and reducing administrative effort through intelligent automation.",[12431],{"type":8680,"attrs":12432},{"color":12338},{"type":53,"attrs":12434,"content":12435},{"textAlign":65},[12436,12441,12446,12451,12457],{"text":12437,"type":69,"marks":12438},"“As a trusted partner for Austrian businesses, it is our responsibility to make regulatory change practical and manageable,",[12439],{"type":8680,"attrs":12440},{"color":12338},{"text":12442,"type":69,"marks":12443}," ",[12444],{"type":8680,"attrs":12445},{"color":8682},{"text":12447,"type":69,"marks":12448},"and a clear opportunity for further digitalisation” said ",[12449],{"type":8680,"attrs":12450},{"color":12338},{"text":12452,"type":69,"marks":12453},"George Wallner, Managing Director of Post Business Solutions",[12454,12456],{"type":8680,"attrs":12455},{"color":12338},{"type":72},{"text":12458,"type":69,"marks":12459},". “Together with Banqup, we are delivering a 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These independent ratings provide our stakeholders, clients, and partners with transparent, comparable, and externally validated insights into our ongoing sustainability performance.","\u003C!--#storyblok#{\"name\": \"uspOverview\", \"space\": \"318078\", \"uid\": \"adc300e1-41ff-4e15-8705-760d435be257\", \"id\": \"66303583339151\"}-->",{"_uid":13982,"media":13983,"video":13984,"images":13986,"layout":1389,"buttons":13992,"heading":14005,"tagline":13989,"component":1392,"background":48,"description":14006,"spacingBottom":8,"_editable":14023},"8d2f2e36-8545-45d6-84ae-615d06ad7a13",[],{"id":65,"alt":65,"name":8,"focus":65,"title":65,"filename":65,"copyright":65,"fieldtype":15,"meta_data":13985,"is_external_url":17},{},[13987],{"id":13988,"alt":13989,"name":8,"focus":8,"title":13989,"source":8,"filename":13990,"copyright":8,"fieldtype":15,"meta_data":13991},67363997962312,"For our suppliers","https://a.storyblok.com/f/318078/426x426/ce2c7f430a/mock-up.png",{"alt":13989,"title":13989,"source":8,"copyright":8},[13993,13999],{"_uid":13994,"link":13995,"size":8,"title":13997,"variant":8,"component":160,"arrowRight":17,"_editable":13998},"0b702c36-e954-49db-b6ab-92e4dca8f9b0",{"id":8,"url":13996,"target":158,"linktype":19,"fieldtype":20,"cached_url":13996},"https://a.storyblok.com/f/318078/x/1c2ac8d63c/supplier-code-of-conduct.pdf","Supplier Code of Conduct ","\u003C!--#storyblok#{\"name\": \"button\", \"space\": \"318078\", \"uid\": \"0b702c36-e954-49db-b6ab-92e4dca8f9b0\", \"id\": \"66303583339151\"}-->",{"_uid":14000,"link":14001,"size":8,"title":14003,"variant":7493,"component":160,"arrowRight":17,"_editable":14004},"bac4906f-e1e5-40c2-9d19-2fd088e07f02",{"id":8,"url":14002,"linktype":15,"fieldtype":20,"cached_url":14002},"https://a.storyblok.com/f/318078/x/29dab7d20f/esg-video.mp4","Watch our Supplier ESG Video","\u003C!--#storyblok#{\"name\": \"button\", \"space\": \"318078\", \"uid\": \"bac4906f-e1e5-40c2-9d19-2fd088e07f02\", \"id\": \"66303583339151\"}-->","Shared responsibility across the value chain",{"type":50,"content":14007},[14008,14013],{"type":53,"attrs":14009,"content":14010},{"textAlign":65},[14011],{"text":14012,"type":69},"We believe that real sustainability happens together. To promote responsible business practices at every level, we work closely with our partners and suppliers to ensure alignment with our core values.",{"type":53,"attrs":14014,"content":14015},{"textAlign":65},[14016,14017,14021],{"text":101,"type":69},{"text":14018,"type":69,"marks":14019},"Supplier Code of Conduct",[14020],{"type":72},{"text":14022,"type":69}," sets out clear, non-negotiable expectations around human rights, fair labour standards, environmental care, and anti-corruption. 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Read about our new visual identity, the meaning behind our colour-coded platform, and our renewed commitment to improving your customer experience.","c58ecc97-6b8c-4ee8-ae39-a491f987e0cc",[14100,14109],{"_uid":14101,"align":8,"image":14102,"theme":8,"buttons":14104,"columns":239,"heading":14088,"tagline":8,"component":1361,"variation":1362,"background":48,"headingTag":1363,"spacingTop":8,"description":14105,"spacingBottom":8,"hideBackgroundShapes":17,"_editable":14108},"2f075612-5d7f-4f1d-884d-a21c5555a4f9",{"id":65,"alt":65,"name":8,"focus":65,"title":65,"source":65,"filename":8,"copyright":65,"fieldtype":15,"meta_data":14103},{},[],{"type":50,"content":14106},[14107],{"type":53},"\u003C!--#storyblok#{\"name\": \"cta\", \"space\": \"318078\", \"uid\": \"2f075612-5d7f-4f1d-884d-a21c5555a4f9\", \"id\": \"195164266674156\"}-->",{"_uid":14110,"text":14111,"theme":8,"component":726,"background":48,"_editable":15585},"43ee7c87-e3a8-480f-a27f-4f19bc73ba89",{"type":50,"content":14112},[14113,14118,14125,14134,14139,14144,14149,14154,14159,14164,14169,14561,14935,15233,15531,15540,15545,15550,15555,15560,15565,15570,15575,15580],{"type":53,"attrs":14114,"content":14115},{"textAlign":65},[14116],{"text":14117,"type":69},"Change is an inevitable part of evolution. Over the past few months, our team has been working quietly behind the scenes to map out the next chapter of Banqup. Today, you will begin to see the first results of that work reflected in our platform and across our channels.",{"type":62,"attrs":14119,"content":14120},{"level":845,"textAlign":65},[14121],{"text":14122,"type":69,"marks":14123},"We are evolving our visual identity.",[14124],{"type":72},{"type":53,"attrs":14126,"content":14127},{"textAlign":65},[14128,14130],{"text":14129,"type":69},"While our core logo and our signature blue remain the foundation of who we are, we have introduced a new visual language. But before we explain what the new colours and assets mean, we want to address something more important: ",{"text":14131,"type":69,"marks":14132},"why we are doing this now, and what it means for you.",[14133],{"type":72},{"type":62,"attrs":14135,"content":14136},{"level":845,"textAlign":65},[14137],{"text":14138,"type":69},"Listening closely, acknowledging the gaps",{"type":53,"attrs":14140,"content":14141},{"textAlign":65},[14142],{"text":14143,"type":69},"A brand is not just a logo, a font, or a colour palette. A brand is a promise of service, reliability, and ease of use.",{"type":53,"attrs":14145,"content":14146},{"textAlign":65},[14147],{"text":14148,"type":69},"We know that recently, your experience with our platform hasn't always lived up to that promise. We have read your reviews, monitored your support tickets, and listened closely to your frustrations regarding platform speed, stability, and customer support.",{"type":53,"attrs":14150,"content":14151},{"textAlign":65},[14152],{"text":14153,"type":69},"We are not introducing this new look to celebrate or to gloss over these challenges. We are introducing it as a turning point. 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Please refer to the overview ",{"text":22411,"type":69,"marks":22412},"Banqup SA Branch Offices",[22413,22417],{"type":106,"attrs":22414},{"href":22415,"uuid":65,"anchor":65,"custom":22416,"target":111,"linktype":15},"https://a.storyblok.com/f/318078/x/2fcd9a251d/overview-banqup-sa-branch-offices-last-updated-17-04-2026.pdf",{},{"type":72},{"text":22419,"type":69}," for contact details of your local complaint authority.",{"type":62,"attrs":22421,"content":22422},{"level":845,"textAlign":65},[22423],{"text":22424,"type":69},"Unifiedpost Payments, branch in Spain",{"type":53,"attrs":22426,"content":22427},{"textAlign":65},[22428],{"text":22429,"type":69},"Unifiedpost Payments, branch in Spain ('The Company'), has set up a customer service department in charge of addressing and resolving complaints and claims from its clients.",{"type":53,"attrs":22431,"content":22432},{"textAlign":65},[22433],{"text":22434,"type":69},"This customer service department can be reached via the following channels:",{"type":53,"attrs":22436,"content":22437},{"textAlign":65},[22438],{"text":22439,"type":69},"Postal Address:",{"type":53,"attrs":22441,"content":22442},{"textAlign":65},[22443,22445,22446,22448,22449,22451,22452,22453,22454],{"text":22444,"type":69},"Unifiedpost Payments Sucursal en España",{"type":79},{"text":22447,"type":69},"Calle Musgo 3",{"type":79},{"text":22450,"type":69},"28023 Madrid",{"type":79},{"text":17351,"type":69},{"type":79},{"text":22455,"type":69},"Email: reclamaciones@unifiedpost.com",{"type":53,"attrs":22457,"content":22458},{"textAlign":65},[22459],{"text":22460,"type":69},"Complaints and claims related to payment services shall be addressed and resolved within a period of fifteen (15) business days counted from the presentation of the complaint or claim presented to the Customer Service Department of the Company.",{"type":53,"attrs":22462,"content":22463},{"textAlign":65},[22464,22466,22473],{"text":22465,"type":69},"More information on the presentation of the complaint or claim to the Company can be found in the Regulations for the Defense of Unifiedpost Payments Clients via the following link: ",{"text":22467,"type":69,"marks":22468},"Reclamaciones en Unifiedpost Payments, Surcursal En España",[22469],{"type":106,"attrs":22470},{"href":22471,"uuid":65,"anchor":65,"custom":22472,"target":111,"linktype":15},"https://a.storyblok.com/f/318078/x/7f8909d6c3/unifiedpost-group-reglamento-para-la-defensa-del-cliente.pdf",{},{"text":928,"type":69},{"type":53,"attrs":22475,"content":22476},{"textAlign":65},[22477],{"text":22478,"type":69},"Once the claim or complaint has been filed with the Company's Customer Service Department, if the response has not been satisfactory or a period of 15 days has passed since the presentation of the claim or complaint without having received a response, you may contact the Claims Service of the Financial Supervisor.",{"type":53,"attrs":22480,"content":22481},{"textAlign":65},[22482],{"text":22483,"type":69},"You can contact the Bank of Spain Claims Service through the following channels:",{"type":92,"content":22485},[22486,22493,22500],{"type":95,"content":22487},[22488],{"type":53,"attrs":22489,"content":22490},{"textAlign":65},[22491],{"text":22492,"type":69},"Via telematics;",{"type":95,"content":22494},[22495],{"type":53,"attrs":22496,"content":22497},{"textAlign":65},[22498],{"text":22499,"type":69},"Written, directly to the General Registry of the Bank of Spain or by postal mail to: Bank of Spain, Department of Conduct of EntitiesC/Alcalá 48, 28014 Madrid;",{"type":95,"content":22501},[22502],{"type":53,"attrs":22503,"content":22504},{"textAlign":65},[22505],{"text":22506,"type":69},"Or through any of its branches.",{"type":53,"attrs":22508,"content":22509},{"textAlign":65},[22510,22512,22519],{"text":22511,"type":69},"Please consult the Bank of Spain ",{"text":22513,"type":69,"marks":22514},"website",[22515],{"type":106,"attrs":22516},{"href":22517,"uuid":65,"anchor":65,"custom":22518,"target":111,"linktype":19},"https://clientebancario.bde.es/pcb/es/menu-horizontal/podemosayudarte/consultasreclama/comorealizarrecl/",{},{"text":22520,"type":69}," for more information on submission channels.",{"type":53,"attrs":22522,"content":22523},{"textAlign":65},[22524],{"text":22525,"type":69},"Before going to the Claims Services of the Financial Supervisor, it is mandatory to have previously submitted the claim or complaint to the Customer Service Department of the Company.",{"type":53,"attrs":22527,"content":22528},{"textAlign":65},[22529],{"text":22530,"type":69},"For more information, please consult the following legal documents on payment services, financial transparency and customer protection regulations:",{"type":92,"content":22532},[22533,22548],{"type":95,"content":22534},[22535],{"type":53,"attrs":22536,"content":22537},{"textAlign":65},[22538,22540,22546],{"text":22539,"type":69},"Royal Decree-Law 19/2018, of November 23, on payment services and other urgent measures in financial matters (",{"text":106,"type":69,"marks":22541},[22542],{"type":106,"attrs":22543},{"href":22544,"uuid":65,"anchor":65,"custom":22545,"target":111,"linktype":19},"https://app.bde.es/clf_www/leyes.jsp?id=171205",{},{"text":22547,"type":69},")",{"type":95,"content":22549},[22550],{"type":53,"attrs":22551,"content":22552},{"textAlign":65},[22553,22555,22561],{"text":22554,"type":69},"Order ECO/734/2004, of March 11, on customer service departments and services and the customer ombudsman of financial institutions (",{"text":106,"type":69,"marks":22556},[22557],{"type":106,"attrs":22558},{"href":22559,"uuid":65,"anchor":65,"custom":22560,"target":158,"linktype":19},"https://app.bde.es/clf_www/leyes.jsp?id=40757",{},{"text":22547,"type":69},"\u003C!--#storyblok#{\"name\": \"richText\", \"space\": \"318078\", \"uid\": \"5ff9d410-0156-44dd-9b4b-fdda2cc13b2b\", \"id\": \"165768321525630\"}-->","\u003C!--#storyblok#{\"name\": \"page\", \"space\": \"318078\", \"uid\": \"63b1f692-317e-488a-95ec-4a4eed8529bc\", \"id\": \"165768321525630\"}-->","complaints",[],"58893668-1d49-46a5-8edc-1f02f5ae6a23","2026-04-23T13:45:24.376Z",[],[22570,22571,22572],{"path":22257,"name":65,"lang":254,"published":65},{"path":22257,"name":65,"lang":256,"published":65},{"path":22573,"name":22250,"lang":260,"published":55},"legal/complaints-rechtliche-dokumente","\u003C!--#storyblok#{\"name\": \"footerLink\", \"space\": \"318078\", \"uid\": \"89baab39-0567-4fcd-8fa0-21dd99df4958\", \"id\": \"629575259\"}-->",{"_uid":22576,"link":22577,"label":22581,"component":16015,"_editable":22695},"f93e0b9c-e327-4d77-8c6b-38bd99417dea",{"id":22578,"url":8,"linktype":112,"fieldtype":20,"cached_url":22579,"story":22580},"ad14d212-e706-4b6c-9bec-8246db7605b8","legal/whistleblowing",{"name":22581,"created_at":22582,"published_at":22583,"updated_at":22584,"id":22585,"uuid":22578,"content":22586,"slug":22685,"full_slug":22579,"sort_by_date":65,"position":22686,"tag_list":22687,"is_startpage":17,"parent_id":248,"meta_data":65,"group_id":22688,"first_published_at":22689,"release_id":65,"lang":48,"path":65,"alternates":22690,"default_full_slug":22579,"translated_slugs":22691,"_stopResolving":55},"Whistleblowing","2026-01-09T10:22:21.445Z","2026-07-06T08:41:02.409Z","2026-07-06T08:41:02.430Z",132155561778077,{"seo":8,"_uid":22146,"body":22587,"component":7701,"_editable":22684},[22588,22600],{"_uid":22149,"size":40,"image":22589,"buttons":22591,"heading":22581,"tagline":8,"component":47,"background":48,"description":22592,"imageVariation":54,"invertTextColor":55,"_editable":22599},{"id":42,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":43,"copyright":8,"fieldtype":15,"meta_data":22590,"is_external_url":17},{},[],{"type":50,"content":22593},[22594],{"type":53,"attrs":22595,"content":22596},{"textAlign":65},[22597],{"text":22598,"type":69},"We provide a secure and confidential channel for employees and external partners to report ethical concerns or misconduct without fear of retaliation.","\u003C!--#storyblok#{\"name\": \"hero\", \"space\": \"318078\", \"uid\": \"f6868d9d-2463-495a-9cc2-45f0481c9020\", \"id\": \"132155561778077\"}-->",{"_uid":22162,"text":22601,"component":726,"background":48,"_editable":22683},{"type":50,"content":22602},[22603,22610],{"type":62,"attrs":22604,"content":22605},{"level":845,"textAlign":65},[22606],{"text":22607,"type":69,"marks":22608},"The European Whistleblower Directive",[22609],{"type":72},{"type":53,"attrs":22611,"content":22612},{"textAlign":65},[22613,22615,22616,22617,22619,22620,22621,22623,22630,22632,22633,22634,22636,22642,22644,22645,22646,22648,22649,22650,22652,22653,22654,22656,22657,22658,22660,22665,22667,22668,22669,22671,22672,22673,22675,22682],{"text":22614,"type":69},"On December 17th, 2021, the European Whistleblower Directive went live. This directive aims to facilitate reporting of malpractice (fraud, money laundering, environmental crime, ...) and to protect the whistleblower from retaliation.",{"type":79},{"type":79},{"text":22618,"type":69},"Since Banqup is committed to the highest standards of openness, integrity and accountability, we have created an environment which allows its employees and external stakeholders to address misconduct.",{"type":79},{"type":79},{"text":22622,"type":69},"To secure this we have created various means of reporting. This is further detailed in our ",{"text":22624,"type":69,"marks":22625},"Whistleblowing Policy",[22626],{"type":106,"attrs":22627},{"href":22628,"uuid":65,"anchor":65,"custom":22629,"target":111,"linktype":15},"https://a.storyblok.com/f/318078/x/141771e61a/banqup_whistleblowing-policy.pdf",{},{"text":22631,"type":69},":",{"type":79},{"type":79},{"text":22635,"type":69},"1. We have set-up an internal whistleblowing tool specifically designed to report any (suspected) wrongdoing. You can access this tool here: ",{"text":22637,"type":69,"marks":22638},"https://unifiedpost.integrity.complylog.com",[22639],{"type":106,"attrs":22640},{"href":22641,"uuid":65,"anchor":65,"custom":65,"target":158,"linktype":19},"https://unifiedpost.integrity.complylog.com/",{"text":22643,"type":69},";",{"type":79},{"type":79},{"text":22647,"type":69},"2. Secondly, you have the option to report directly to your national regulatory authority;",{"type":79},{"type":79},{"text":22651,"type":69},"3. As a third option, you may opt for a public disclosure to the press or via social media.",{"type":79},{"type":79},{"text":22655,"type":69},"All whistleblowing reports can be done in complete anonymity, when preferred.",{"type":79},{"type":79},{"text":22659,"type":69},"Any whistleblower report will be investigated by our independent and impartial Group Compliance Office in full confidentiality. All your personal data, as well as personal data from any third parties involved, will be protected at all times, following the strict requirements of the GDPR. We also refer to our ",{"text":114,"type":69,"marks":22661},[22662],{"type":106,"attrs":22663},{"href":108,"uuid":109,"anchor":65,"custom":22664,"target":111,"linktype":112},{},{"text":22666,"type":69}," in this respect.",{"type":79},{"type":79},{"text":22670,"type":69},"We thank you for contributing to one of our company values 'Build Trust'.",{"type":79},{"type":79},{"text":22674,"type":69},"For any questions, you may contact the Banqup Compliance Office (",{"text":22676,"type":69,"marks":22677},"compliance@banqup.com",[22678],{"type":106,"attrs":22679},{"href":22680,"uuid":65,"anchor":65,"custom":22681,"target":111,"linktype":19},"mailto:compliance@banqup.com?subject=Whistleblowing",{},{"text":22547,"type":69},"\u003C!--#storyblok#{\"name\": \"richText\", \"space\": \"318078\", \"uid\": \"5ff9d410-0156-44dd-9b4b-fdda2cc13b2b\", \"id\": \"132155561778077\"}-->","\u003C!--#storyblok#{\"name\": \"page\", \"space\": \"318078\", \"uid\": \"63b1f692-317e-488a-95ec-4a4eed8529bc\", \"id\": \"132155561778077\"}-->","whistleblowing",-30,[],"c7f0c058-7bf2-465b-84ae-9d2412d7de73","2026-01-27T07:46:29.918Z",[],[22692,22693,22694],{"path":22579,"name":65,"lang":254,"published":65},{"path":22579,"name":65,"lang":256,"published":65},{"path":22579,"name":22581,"lang":260,"published":55},"\u003C!--#storyblok#{\"name\": \"footerLink\", \"space\": \"318078\", \"uid\": \"f93e0b9c-e327-4d77-8c6b-38bd99417dea\", \"id\": \"629575259\"}-->",{"_uid":22697,"link":22698,"label":22926,"component":16015,"_editable":22927},"8cd870db-7143-4272-afe0-debe50c44b84",{"id":22699,"url":8,"linktype":112,"fieldtype":20,"cached_url":22700,"story":22701},"830b8f50-404b-434c-ae74-423ca3171c48","legal/security-statement",{"name":22702,"created_at":22703,"published_at":22704,"updated_at":22705,"id":22706,"uuid":22699,"content":22707,"slug":22915,"full_slug":22700,"sort_by_date":65,"position":8599,"tag_list":22916,"is_startpage":17,"parent_id":248,"meta_data":65,"group_id":22917,"first_published_at":22918,"release_id":65,"lang":48,"path":65,"alternates":22919,"default_full_slug":22700,"translated_slugs":22920,"_stopResolving":55},"Security statement","2026-01-09T10:28:28.004Z","2026-07-06T08:41:02.188Z","2026-07-06T08:41:02.214Z",132157063203090,{"seo":22708,"_uid":22146,"body":22711,"component":7701,"_editable":22914},{"_uid":22709,"title":22702,"plugin":7,"og_image":8,"og_title":8,"description":22710,"twitter_image":8,"twitter_title":8,"og_description":8,"twitter_description":8},"4dbdc84c-5708-4e72-8416-dfb225ca4fc4","Our security statement outlines the rigorous technical and organizational measures, including encryption and proactive monitoring, that we use to protect your data from unauthorized access.",[22712,22724],{"_uid":22149,"size":40,"image":22713,"buttons":22715,"heading":22702,"tagline":8,"component":47,"background":48,"description":22716,"imageVariation":54,"invertTextColor":55,"_editable":22723},{"id":42,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":43,"copyright":8,"fieldtype":15,"meta_data":22714,"is_external_url":17},{},[],{"type":50,"content":22717},[22718],{"type":53,"attrs":22719,"content":22720},{"textAlign":65},[22721],{"text":22722,"type":69},"Our security statement outlines the rigorous technical and organizational measures—including encryption and proactive monitoring—that we use to protect your data from unauthorized access.","\u003C!--#storyblok#{\"name\": \"hero\", \"space\": \"318078\", \"uid\": \"f6868d9d-2463-495a-9cc2-45f0481c9020\", \"id\": \"132157063203090\"}-->",{"_uid":22162,"text":22725,"component":726,"background":48,"_editable":22913},{"type":50,"content":22726},[22727,22736,22743,22748,22753,22758,22763,22768,22773,22778,22783,22788,22793,22798,22803,22808,22813,22818,22823,22828,22833,22838,22843,22848,22853,22858,22863,22868,22873,22878,22883,22888,22893,22898,22903,22908],{"type":53,"attrs":22728,"content":22729},{"textAlign":65},[22730,22732,22733,22734],{"text":22731,"type":69},"This Security statement applies to all Banqup Group products, services and its affiliates, except where otherwise noted. This Security Statement also forms part of the user agreements for Banqup Group customers. Banqup Group values the trust of its customers by letting the organization act as custodians of their data.",{"type":79},{"type":79},{"text":22735,"type":69},"Banqup Group takes its responsibility to protect and secure its customers' information seriously and strives for complete transparency around its security practices detailed below.",{"type":62,"attrs":22737,"content":22738},{"level":64,"textAlign":65},[22739,22742],{"text":10244,"type":69,"marks":22740},[22741],{"type":72},{"type":79},{"type":62,"attrs":22744,"content":22745},{"level":281,"textAlign":65},[22746],{"text":22747,"type":69},"Physical security",{"type":53,"attrs":22749,"content":22750},{"textAlign":65},[22751],{"text":22752,"type":69},"Banqup information systems and technical infrastructure are hosted within world-class, SOC 2 accredited data centers. Physical security controls at these data centers include 24x7 monitoring, cameras, visitor logs, entry limitations, and all that one would expect at a high-security data processing facility.",{"type":62,"attrs":22754,"content":22755},{"level":281,"textAlign":65},[22756],{"text":22757,"type":69},"Access control",{"type":53,"attrs":22759,"content":22760},{"textAlign":65},[22761],{"text":22762,"type":69},"Access to Banqup technology resources is only permitted through secure connectivity (e.g. VPN, SSH) and requires multi-factor authentication. Banqup  production password policy requires complexity, expiration, lockout and disallows reuse. Banqup grants access on a need to know basis of least privilege rules, reviews permissions quarterly and revokes access immediately after employee termination.",{"type":62,"attrs":22764,"content":22765},{"level":281,"textAlign":65},[22766],{"text":22767,"type":69},"Security policies",{"type":53,"attrs":22769,"content":22770},{"textAlign":65},[22771],{"text":22772,"type":69},"Banqup maintains and periodically reviews and updates its information security policies, at least on an annual basis. Employees must acknowledge policies on an annual basis and undergo additional training pertaining to job function. Training is designed to adhere to all specifications and regulations applicable to Banqup.",{"type":62,"attrs":22774,"content":22775},{"level":281,"textAlign":65},[22776],{"text":22777,"type":69},"Personnel",{"type":53,"attrs":22779,"content":22780},{"textAlign":65},[22781],{"text":22782,"type":69},"Banqup conducts background screening at the time of hire (to the extent permitted or facilitated by applicable laws and countries). In addition, Banqup communicates its information security policies to all personnel (who must acknowledge this) and requires new employees to sign non-disclosure agreements, and provides ongoing privacy and security training.",{"type":62,"attrs":22784,"content":22785},{"level":281,"textAlign":65},[22786],{"text":22787,"type":69},"Dedicated security personnel",{"type":53,"attrs":22789,"content":22790},{"textAlign":65},[22791],{"text":22792,"type":69},"Banqup has a dedicated privacy-and security organisation, which focuses on application, cloud, network and system security. This team is also responsible for security compliance, education and incident response.",{"type":62,"attrs":22794,"content":22795},{"level":281,"textAlign":65},[22796],{"text":22797,"type":69},"Vulnerability management and penetration tests",{"type":53,"attrs":22799,"content":22800},{"textAlign":65},[22801],{"text":22802,"type":69},"Banqup maintains a documented vulnerability management program which includes periodic scans, identification and remediation of security vulnerabilities on servers, workstations, network equipment and applications. All networks, including test-and production environments, are regularly scanned using trusted third party vendors. Critical patches are applied to servers on a priority basis and as appropriate for all other patches. Banqup also conducts regular internal-and external penetration tests and remediates according to severity for any results found.",{"type":62,"attrs":22804,"content":22805},{"level":281,"textAlign":65},[22806],{"text":22807,"type":69},"Encryption",{"type":53,"attrs":22809,"content":22810},{"textAlign":65},[22811],{"text":22812,"type":69},"Banqup encrypts all data at rest in the data centers and all in motion using the Banqup cryptographic standard that is reviewed yearly.",{"type":62,"attrs":22814,"content":22815},{"level":281,"textAlign":65},[22816],{"text":22817,"type":69},"Development",{"type":53,"attrs":22819,"content":22820},{"textAlign":65},[22821],{"text":22822,"type":69},"Banqup development team employs secure coding techniques and best practices, focused around the OWASP Top Ten. Developers are formally trained in secure web application development practices upon hire and annually. Development, testing and production environments are separated. All changes are peer reviewed and logged for performance, audit and forensic purposes prior to deployment into the production environment.",{"type":62,"attrs":22824,"content":22825},{"level":281,"textAlign":65},[22826],{"text":22827,"type":69},"Asset management",{"type":53,"attrs":22829,"content":22830},{"textAlign":65},[22831],{"text":22832,"type":69},"Banqup maintains an asset management policy which includes identification, classification, retention and disposal of information and assets. Company-issued devices are equipped with full hard disk encryption and up-to-date antivirus software. Only company-issued devices are permitted to access production networks.",{"type":62,"attrs":22834,"content":22835},{"level":281,"textAlign":65},[22836],{"text":22837,"type":69},"Incident management",{"type":53,"attrs":22839,"content":22840},{"textAlign":65},[22841],{"text":22842,"type":69},"Banqup maintains a security incident response process that covers the initial response, investigation, customer notification (no less than as required by applicable law), public communication, prudential reporting and remediation.",{"type":62,"attrs":22844,"content":22845},{"level":281,"textAlign":65},[22846],{"text":22847,"type":69},"Breach notification",{"type":53,"attrs":22849,"content":22850},{"textAlign":65},[22851],{"text":22852,"type":69},"Despite best efforts, no method of transmission over the internet and no method of electronic storage is perfectly secure. As any other organisation, Banqup cannot guarantee absolute security. However, if Banqup takes knowledge of a security breach, Banqup will notify affected users so that they can take appropriate protective steps. Banqup breach notification procedures are consistent with the obligations under applicable country laws and regulations, as well as any industry rules or standards applicable to Banqup and its affiliates. Banqup is committed to keeping its customers fully informed of any matters relevant to the security of their account and to providing customers all information necessary for them to meet their own regulatory reporting obligations.",{"type":62,"attrs":22854,"content":22855},{"level":281,"textAlign":65},[22856],{"text":22857,"type":69},"Business continuity management",{"type":53,"attrs":22859,"content":22860},{"textAlign":65},[22861],{"text":22862,"type":69},"Backups are encrypted and stored within the production environment to preserve their confidentiality and integrity. Banqup employs a backup strategy to ensure minimum downtime and data loss.",{"type":62,"attrs":22864,"content":22865},{"level":281,"textAlign":65},[22866],{"text":22867,"type":69},"Your responsibility",{"type":53,"attrs":22869,"content":22870},{"textAlign":65},[22871],{"text":22872,"type":69},"Keeping your data secure also requires that you maintain the security of your account by using sufficiently complex passwords and storing them safely. You should also be aware of your context and environment and operate in a secure way of working. Lastly you should ensure that you have sufficient security on your own systems.",{"type":62,"attrs":22874,"content":22875},{"level":281,"textAlign":65},[22876],{"text":22877,"type":69},"Logging and monitoring",{"type":53,"attrs":22879,"content":22880},{"textAlign":65},[22881],{"text":22882,"type":69},"Application-and infrastructure systems log information to a centrally managed log repository for troubleshooting, security reviews and analysis by authorized Banqup personnel. Logs are preserved in accordance with regulatory requirements. Banqup will provide customers with reasonable assistance and access to logs in the event of a security incident impacting their account.",{"type":62,"attrs":22884,"content":22885},{"level":281,"textAlign":65},[22886],{"text":22887,"type":69},"Compliance",{"type":53,"attrs":22889,"content":22890},{"textAlign":65},[22891],{"text":22892,"type":69},"Banqup Group has implemented an Information Security Management System (ISMS), governance, risk management and compliance practices, which align with current information security frameworks and best practices. Our ISMS is ISO 27001 certified. In addition, Banqup payment products carry the Payment Card Industry’s Data Security Standards (PCI DSS 3.2).",{"type":62,"attrs":22894,"content":22895},{"level":281,"textAlign":65},[22896],{"text":22897,"type":69},"Fraud",{"type":53,"attrs":22899,"content":22900},{"textAlign":65},[22901],{"text":22902,"type":69},"Banqup Payments makes use of rule-based and AI empowered detection systems to protect customers transactions against financial crime. These detection systems are continuously reviewed to adapt to changing threats, leading to a lower fraud rate for Banqup customers and their customers.",{"type":62,"attrs":22904,"content":22905},{"level":281,"textAlign":65},[22906],{"text":22907,"type":69},"Multi factor authentication",{"type":53,"attrs":22909,"content":22910},{"textAlign":65},[22911],{"text":22912,"type":69},"Banqup Payments uses the 3D Secure (3DS) protocol to add an extra layer of protection to online electronic payments. This reduces the risk of unauthorised transactions and charge-backs. With 3DS enabled, customers have two-factor authentication on payments, i.e. payments won’t go through unless the customer authorises them.","\u003C!--#storyblok#{\"name\": \"richText\", \"space\": \"318078\", \"uid\": \"5ff9d410-0156-44dd-9b4b-fdda2cc13b2b\", \"id\": \"132157063203090\"}-->","\u003C!--#storyblok#{\"name\": \"page\", \"space\": \"318078\", \"uid\": \"63b1f692-317e-488a-95ec-4a4eed8529bc\", \"id\": \"132157063203090\"}-->","security-statement",[],"ff3da225-0041-4284-bf58-f7300e2378b1","2026-02-05T10:51:27.184Z",[],[22921,22922,22923],{"path":22700,"name":65,"lang":254,"published":65},{"path":22700,"name":65,"lang":256,"published":65},{"path":22924,"name":22925,"lang":260,"published":55},"legal/sicherheitserklaerung","Sicherheitserklärung","Security Statement","\u003C!--#storyblok#{\"name\": \"footerLink\", \"space\": \"318078\", \"uid\": \"8cd870db-7143-4272-afe0-debe50c44b84\", \"id\": \"629575259\"}-->",{"_uid":22929,"link":22930,"label":22934,"component":16015,"_editable":23236},"bc9d8a82-be96-4c20-a3a9-ebf6b1c108b4",{"id":22931,"url":8,"linktype":112,"fieldtype":20,"cached_url":22932,"story":22933},"90b3568b-dbb3-4a6e-9fbc-fc3908439156","legal/privacy-trust-center",{"name":22934,"created_at":22935,"published_at":22936,"updated_at":22937,"id":22938,"uuid":22931,"content":22939,"slug":23225,"full_slug":22932,"sort_by_date":65,"position":8179,"tag_list":23226,"is_startpage":17,"parent_id":248,"meta_data":65,"group_id":23227,"first_published_at":23228,"release_id":65,"lang":48,"path":65,"alternates":23229,"default_full_slug":22932,"translated_slugs":23230,"_stopResolving":55},"Privacy Trust Center","2026-01-13T15:02:57.472Z","2026-06-30T11:48:10.560Z","2026-06-30T11:48:10.580Z",133640099758090,{"seo":22940,"_uid":124,"body":22941,"component":242,"_editable":23224},{"_uid":121,"title":122,"plugin":34,"description":123},[22942,22955,22975],{"_uid":127,"size":40,"image":22943,"theme":130,"buttons":22945,"heading":22946,"tagline":8,"component":47,"background":133,"description":22947,"imageVariation":54,"invertTextColor":55,"_editable":22954},{"id":42,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":43,"copyright":8,"fieldtype":15,"meta_data":22944,"is_external_url":17},{},[],"Privacy trust center",{"type":50,"content":22948},[22949],{"type":53,"attrs":22950,"content":22951},{"textAlign":65},[22952],{"text":22953,"type":69},"Protection of our customers’ privacy is the starting point for everything we do. ","\u003C!--#storyblok#{\"name\": \"hero\", \"space\": \"318078\", \"uid\": \"bfa23d5e-23b9-4596-8358-1f9f6aece99d\", \"id\": \"133640099758090\"}-->",{"_uid":22956,"text":22957,"component":726,"background":1393,"_editable":22974},"f13242c5-d23b-44e3-9de2-68fec65759d4",{"type":50,"content":22958},[22959,22964,22969],{"type":53,"attrs":22960,"content":22961},{"textAlign":65},[22962],{"text":22963,"type":69},"Banqup Group offers a variety of services. Depending on which service you opt in and where you are located, the contracting entity is different. However the DPO Office of Banqup takes a centralized approach by defining global policies and procedures and by opting for the most stringent approach. ",{"type":53,"attrs":22965,"content":22966},{"textAlign":65},[22967],{"text":22968,"type":69},"Banqup takes its responsibility to protect and secure its stakeholders information seriously and strives for complete transparency around its privacy and security practices.",{"type":53,"attrs":22970,"content":22971},{"textAlign":65},[22972],{"text":22973,"type":69},"Because of our duty of care  towards our customers and our obligations to comply with data protection legislations, e.g. EU General Data Protection Regulation (GDPR) and local data protection laws, Banqup has implemented suitable technical and organizational security measures in order to protect the personal data against unauthorized or unlawful access, processing, disclosure, copying, alteration, storage, reproduction, display, or distribution; and against loss, destruction, or damage, whether accidental or otherwise.","\u003C!--#storyblok#{\"name\": \"richText\", \"space\": \"318078\", \"uid\": \"f13242c5-d23b-44e3-9de2-68fec65759d4\", \"id\": \"133640099758090\"}-->",{"_uid":22976,"buttons":22977,"heading":22978,"tagline":8,"component":9006,"questions":22979,"background":48,"description":23216,"_editable":23223},"1f3f66a6-3d79-4f53-b6e3-70b6bb5ccc04",[],"FAQ",[22980,22991,23041,23084,23105,23121,23168,23179,23190],{"_uid":22981,"title":22982,"answer":22983,"component":9020,"_editable":22990},"6c77a55f-ad0d-439a-925a-d30cf7985141","Who is taking care of privacy compliance within Banqup Group?",{"type":50,"content":22984},[22985],{"type":53,"attrs":22986,"content":22987},{"textAlign":65},[22988],{"text":22989,"type":69},"Banqup Group has appointed a Data Protection Officer who is responsible for monitoring compliance with data protection regulations and advising on the processing of personal data. The DPO is supported by the DPO Office and reports to an internal Privacy Committee. If you have any questions regarding the processing of personal data, you can go through our relevant privacy notice or contact our DPO office via gdpr@Banqup.com. ","\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"6c77a55f-ad0d-439a-925a-d30cf7985141\", \"id\": \"133640099758090\"}-->",{"_uid":22992,"title":22993,"answer":22994,"component":9020,"_editable":23040},"a8f66fcd-f0d2-443a-9bef-c6fe446bbace","Who owns and controls the data?",{"type":50,"content":22995},[22996,23001,23006,23011],{"type":53,"attrs":22997,"content":22998},{"textAlign":65},[22999],{"text":23000,"type":69},"From a privacy perspective, the customer is most likely the data controller. This means that when a customer subscribes to our services, the customer retains ownership and control over its data. Banqup will be acting as data processor regarding the processing of personal data of the customer and will only act upon your instructions. This means that we will only process the personal data which we receive from you for the purpose and means defined by you. As a customer you are also responsible for transparency requirements. ",{"type":53,"attrs":23002,"content":23003},{"textAlign":65},[23004],{"text":23005,"type":69},"Please make sure you have a look at our Data Processing Agreement (DPA) before subscribing to our services. The DPA facilitates your compliance with your obligations under the (EU) data protection laws and contains strong privacy commitments. Unfortunately we do not allow customers to impose their own DPA, as the DPA is specific to Banqup’s services and privacy practices. Should you have any questions regarding the DPA please contact us via gdpr@Banqup.com. ",{"type":53,"attrs":23007,"content":23008},{"textAlign":65},[23009],{"text":23010,"type":69},"Even though Banqup is acting as data processor in the majority of the cases, we may act as data controller in relation to certain services which are offered by some of the Banqup Group entities or its branch offices for the purpose of complying with our legal obligations like our KYC, AML, e-IDAS obligations. ",{"type":53,"attrs":23012,"content":23013},{"textAlign":65},[23014,23019,23025,23030,23035],{"text":23015,"type":69,"marks":23016},"In some circumstances we may share certain of your data. Such sharing can be internally, ",[23017],{"type":8680,"attrs":23018},{"color":8682},{"text":23020,"type":69,"marks":23021},"i.e",[23022,23024],{"type":8680,"attrs":23023},{"color":8682},{"type":1468},{"text":23026,"type":69,"marks":23027},". with other affiliates of Banqup to provide you with certain services offered by our affiliates, or externally, ",[23028],{"type":8680,"attrs":23029},{"color":8682},{"text":23020,"type":69,"marks":23031},[23032,23034],{"type":8680,"attrs":23033},{"color":8682},{"type":1468},{"text":23036,"type":69,"marks":23037},". with other third parties.",[23038],{"type":8680,"attrs":23039},{"color":8682},"\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"a8f66fcd-f0d2-443a-9bef-c6fe446bbace\", \"id\": \"133640099758090\"}-->",{"_uid":23042,"title":23043,"answer":23044,"component":9020,"_editable":23083},"53597c50-27a5-4574-9a51-090d9790d27d","How does Banqup comply with data protection legislations?",{"type":50,"content":23045},[23046,23051,23081],{"type":53,"attrs":23047,"content":23048},{"textAlign":65},[23049],{"text":23050,"type":69},"Banqup has established a Privacy Program to enhance its compliance with data protection legislations  and ensure the same privacy standards apply throughout the group.",{"type":92,"content":23052},[23053,23060,23067,23074],{"type":95,"content":23054},[23055],{"type":53,"attrs":23056,"content":23057},{"textAlign":65},[23058],{"text":23059,"type":69},"Privacy by design and by default are integrated into Banqup’s products and services. Data protection by design (and default) means data protection is taken into account from the start when a new product, service, system or procedure is set up or significant changes are made to existing products, services, systems and procedures. When we are acting as data controller, we also perform DPIA’s (data protection impact assessment) to document, tackle or at least mitigate the privacy risks related to the use of our systems and products. ",{"type":95,"content":23061},[23062],{"type":53,"attrs":23063,"content":23064},{"textAlign":65},[23065],{"text":23066,"type":69},"Banqup has also established a uniform policy and procedure to handle data subject rights and data breaches. ",{"type":95,"content":23068},[23069],{"type":53,"attrs":23070,"content":23071},{"textAlign":65},[23072],{"text":23073,"type":69},"Continued compliance requires awareness from the staff within the company. Only by changing people can a true change be made. We organize specific privacy training sessions (e.g. for product, marketing, sales, HR, customer support). Our staff also receive guidelines on how to process personal data in their specific function. In addition, each new employee is required to follow a generic GDPR training. All our collaborators must follow strict privacy group policies.",{"type":95,"content":23075},[23076],{"type":53,"attrs":23077,"content":23078},{"textAlign":65},[23079],{"text":23080,"type":69},"Our employees, agents, and sub-processors who may have access to personal data are informed of the confidential nature of personal data, and subject to confidentiality undertakings (e.g. non-disclosure agreement). ",{"type":53,"attrs":23082},{"textAlign":65},"\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"53597c50-27a5-4574-9a51-090d9790d27d\", \"id\": \"133640099758090\"}-->",{"_uid":23085,"title":23086,"answer":23087,"component":9020,"_editable":23104},"eb4c87ad-b828-4e19-9c34-5c0bc8873795","Where is your data stored?",{"type":50,"content":23088},[23089,23094,23099],{"type":53,"attrs":23090,"content":23091},{"textAlign":65},[23092],{"text":23093,"type":69},"Banqup uses well established public cloud providers, private data centers and local server rooms. ",{"type":53,"attrs":23095,"content":23096},{"textAlign":65},[23097],{"text":23098,"type":69},"Depending on where you are located and which products you are using, we store your data in one or more different data centers in the region where you are located. If your company is located in the EU, your data will be hosted in the EU. ",{"type":53,"attrs":23100,"content":23101},{"textAlign":65},[23102],{"text":23103,"type":69},"Banqup ensures that its storage of personal data conforms with best industry practice such that the media on which personal data is recorded (including paper records and records stored electronically) are stored in secure locations and access by personnel to personal data is strictly monitored and controlled. ","\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"eb4c87ad-b828-4e19-9c34-5c0bc8873795\", \"id\": \"133640099758090\"}-->",{"_uid":23106,"title":23107,"answer":23108,"component":9020,"_editable":23120},"0908be6c-3ef3-4817-a749-9c201c5e5948","Do we transfer your data internationally?",{"type":50,"content":23109},[23110,23115],{"type":53,"attrs":23111,"content":23112},{"textAlign":65},[23113],{"text":23114,"type":69},"Banqup pays attention to international data transfers. We only process data in the European Economic Area and we make sure our data processors are storing and processing the data in the EEA. However it might be possible that a limited amount of data are accessible from a country outside the EEA, in this case we make sure that any transfer of personal data to a third country or international organization may only take place in accordance with the principles set out in the applicable Data Protection Legislation and our DPA.  We make sure we have appropriate safeguards mechanisms in place to transfer personal data to a data processor outside of the EEA.",{"type":53,"attrs":23116,"content":23117},{"textAlign":65},[23118],{"text":23119,"type":69},"To the extent you are located outside the EEA and not subject to the GDPR, we will take the similar necessary precautions in accordance with the applicable local data protection laws. ","\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"0908be6c-3ef3-4817-a749-9c201c5e5948\", \"id\": \"133640099758090\"}-->",{"_uid":23122,"title":23123,"answer":23124,"component":9020,"_editable":23167},"77507cbc-a85a-4dcc-bbbf-74348f0c64a4","Does Banqup use sub-processors?",{"type":50,"content":23125},[23126,23131,23136,23152,23157,23162],{"type":53,"attrs":23127,"content":23128},{"textAlign":65},[23129],{"text":23130,"type":69},"A sub-processor is a third party engaged by Banqup, including entities from within the Banqup Group, who has or potentially will have access to or process personal data. Banqup engages different types of sub-processors to perform various functions.",{"type":53,"attrs":23132,"content":23133},{"textAlign":65},[23134],{"text":23135,"type":69},"We secure our customers' data by choosing reliable sub-processors with whom we are entering into  carefully revised contractual provisions. This entails that:",{"type":92,"content":23137},[23138,23145],{"type":95,"content":23139},[23140],{"type":53,"attrs":23141,"content":23142},{"textAlign":65},[23143],{"text":23144,"type":69},"we conduct privacy vendor assessments prior to engaging new suppliers. For each supplier who is processing personal data on our behalf (our on behalf of our customers), the DPO Office conducts a privacy vendor assessment to evaluate the privacy maturity of the potential new supplier. As we are responsible for our supplier, we also make sure to conduct these assessments frequently. ",{"type":95,"content":23146},[23147],{"type":53,"attrs":23148,"content":23149},{"textAlign":65},[23150],{"text":23151,"type":69},"we remain fully responsible for the engagement of our sub-processor. We have an  agreement in place with all sub-processors, with the minimum content as required by the applicable legislations",{"type":53,"attrs":23153,"content":23154},{"textAlign":65},[23155],{"text":23156,"type":69},"We work with general authorization from our customers in accordance with applicable data protection legislation. Consequently, we will not ask your specific authorisation before engaging a new sub-processor. In the event we would engage a new sub-processor, we will inform you of this. We allow you to keep the control of the sub-processors by providing you the opportunity to object to the use of a certain sub-processor within 5 days by writing to our DPO Office (gdpr@Banqup.com)and eventually terminate the agreement with us in case we are unable to find a reasonable solution to your concern. ",{"type":53,"attrs":23158,"content":23159},{"textAlign":65},[23160],{"text":23161,"type":69},"When engaging new sub-processors and/or replacing existing sub-processors, we will notify you at least 5 days in advance before it becomes applicable. Please subscribe to our mailing list to be kept informed (subprocessors@Banqup.com ).",{"type":53,"attrs":23163,"content":23164},{"textAlign":65},[23165],{"text":23166,"type":69},"To the extent the relevant data protection legislation would require you to notify the data protection authority, you will be given sufficient time. ","\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"77507cbc-a85a-4dcc-bbbf-74348f0c64a4\", \"id\": \"133640099758090\"}-->",{"_uid":23169,"title":23170,"answer":23171,"component":9020,"_editable":23178},"22dc837f-657f-41a3-9ae7-d09f0f8110d2","How does Banqup notify customers of a data breach?",{"type":50,"content":23172},[23173],{"type":53,"attrs":23174,"content":23175},{"textAlign":65},[23176],{"text":23177,"type":69},"Despite best efforts, no method of transmission over the internet and no method of electronic storage is perfectly secure. As any other organization, Banqup cannot guarantee absolute security. However, if a personal data breach occurs, Banqup will notify  affected users/customers without undue delay so that they can take appropriate protective steps. Banqup’s breach notification procedure is consistent with good industry practices and complies with the applicable laws and regulations. This will allow you to comply with your own obligations.","\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"22dc837f-657f-41a3-9ae7-d09f0f8110d2\", \"id\": \"133640099758090\"}-->",{"_uid":23180,"title":23181,"answer":23182,"component":9020,"_editable":23189},"c99f3164-b211-425a-821f-4c566ce3e73f","In its capacity as a data processor, how does Banqup handle requests made by end-users?",{"type":50,"content":23183},[23184],{"type":53,"attrs":23185,"content":23186},{"textAlign":65},[23187],{"text":23188,"type":69},"We have a procedure instructing employees how to handle data subjects requests for our customers. If Banqup receives a data subject request from a customer’s End-User (i.e., a user of the services to whom a customer has provided our services), Banqup is the data processor, and Banqup will, to the extent that applicable legislation does not prohibit Banqup from doing so, promptly inform the end-user to contact our customer (i.e. the data controller) and we promptly inform our customer directly about any request. Banqup will not further respond to a data subject request without customer’s prior consent.","\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"c99f3164-b211-425a-821f-4c566ce3e73f\", \"id\": \"133640099758090\"}-->",{"_uid":23191,"title":23192,"answer":23193,"component":9020,"_editable":23215},"117f2e9b-fff0-4045-9878-75f87f1eaec8","What happens to data upon termination or expiration of a customer's agreement with Banqup?",{"type":50,"content":23194},[23195,23200,23205,23210],{"type":53,"attrs":23196,"content":23197},{"textAlign":65},[23198],{"text":23199,"type":69},"Banqup has a documented process to support and implement the instruction of the customer and requirements around personal data retention and destruction. If you want to have your data deleted we invite you to contact the DPO Office (gdpr@banqup.com). ",{"type":53,"attrs":23201,"content":23202},{"textAlign":65},[23203],{"text":23204,"type":69},"We make sure that personal data records are destroyed, disposed of or transferred back to business partners, in a manner that prevents improper access, disclosure or destruction. ",{"type":53,"attrs":23206,"content":23207},{"textAlign":65},[23208],{"text":23209,"type":69},"Upon your request, we delete or transfer back the customer data at the end of the business relationship. ",{"type":53,"attrs":23211,"content":23212},{"textAlign":65},[23213],{"text":23214,"type":69},"We don’t need to retain customer personal information pursuant to legal obligations, except when we are acting as Data Controller. ","\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"117f2e9b-fff0-4045-9878-75f87f1eaec8\", \"id\": \"133640099758090\"}-->",{"type":50,"content":23217},[23218],{"type":53,"attrs":23219,"content":23220},{"textAlign":65},[23221],{"text":23222,"type":69},"Here you will find all you need to know about Banqup’s data protection compliance. 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Discover here how to set up the link in just a few clicks. ",[23473],{"type":8680,"attrs":23474},{"color":8682},{"text":23476,"type":69,"marks":23477},"Connect to Peppol",[23478,23481,23483],{"type":106,"attrs":23479},{"href":23480,"uuid":65,"anchor":65,"custom":65,"target":65,"linktype":19},"https://support.banqup.com/en/articles/274262-connecting-to-peppol",{"type":8680,"attrs":23482},{"color":12369},{"type":12371},"\u003C!--#storyblok#{\"name\": \"question\", \"space\": \"318078\", \"uid\": \"017879e5-7c02-4140-960e-b08c727dafbf\", \"id\": \"126497435081845\"}-->",{"_uid":23486,"title":23487,"answer":23488,"component":9020,"_editable":23498},"5f9d5f77-6a18-47a2-ae24-6faccabfbd71","On which devices can I use Banqup?",{"type":50,"content":23489},[23490],{"type":53,"attrs":23491,"content":23492},{"textAlign":65},[23493],{"text":23494,"type":69,"marks":23495},"You can use Banqup on your computer, tablet or smartphone. 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Whether you are an entrepreneur, a growing small business, or an accountant, Banqup simplifies your daily administration by bringing invoicing, payments, and document archiving into one secure, easy-to-use platform.",{"type":53,"attrs":23572,"content":23573},{"textAlign":65},[23574],{"text":23575,"type":69},"Set up your account in just a few minutes and take the first step toward a completely paperless, automated workflow.",{"type":53,"attrs":23577,"content":23578},{"textAlign":65},[23579],{"text":23580,"type":69,"marks":23581},"If invited by a partner, such as an accountant, please use the link in their email to ensure your connection.",[23582],{"type":1468},"\u003C!--#storyblok#{\"name\": \"hero\", \"space\": \"318078\", \"uid\": \"0f6a2c7e-0aa8-4985-9d31-80b9e77fc238\", \"id\": \"84323149965212\"}-->",{"_uid":23585,"media":23586,"video":23587,"images":23589,"layout":1389,"buttons":23594,"heading":23601,"tagline":8,"component":1392,"background":48,"description":23602,"spacingBottom":1800,"invertTextColor":17,"_editable":23672},"5488ee54-fea7-4b42-8a7f-a525d86d7af5",[],{"id":65,"alt":65,"name":8,"focus":65,"title":65,"filename":65,"copyright":65,"fieldtype":15,"meta_data":23588,"is_external_url":17},{},[23590],{"id":23591,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":23592,"copyright":8,"fieldtype":15,"meta_data":23593},178889827663926,"https://a.storyblok.com/f/318078/1080x1080/4287c858a5/step-1.png",{},[23595],{"_uid":23596,"link":23597,"size":23532,"title":23599,"variant":9975,"component":160,"arrowRight":55,"_editable":23600},"09f78a1b-0b32-42a4-a26f-3a22512d0493",{"id":8,"url":23598,"target":158,"linktype":19,"fieldtype":20,"cached_url":23598},"https://support.banqup.com/articles/275515","Want to know more about why you need the application? Read our article ","\u003C!--#storyblok#{\"name\": \"button\", \"space\": \"318078\", \"uid\": \"09f78a1b-0b32-42a4-a26f-3a22512d0493\", \"id\": \"84323149965212\"}-->","Step 1 - Install Banqup one app (mobile) ",{"type":50,"content":23603},[23604,23612],{"type":53,"attrs":23605,"content":23606},{"textAlign":65},[23607],{"text":23608,"type":69,"marks":23609},"You need the Banqup one app to get started. Don't have it yet?",[23610],{"type":8680,"attrs":23611},{"color":8682},{"type":92,"content":23613},[23614,23635],{"type":95,"content":23615},[23616],{"type":53,"attrs":23617,"content":23618},{"textAlign":65},[23619,23624,23630],{"text":23620,"type":69,"marks":23621},"Click ",[23622],{"type":8680,"attrs":23623},{"color":8682},{"text":23625,"type":69,"marks":23626},"[Get started with Banqup]",[23627,23629],{"type":8680,"attrs":23628},{"color":8682},{"type":72},{"text":23631,"type":69,"marks":23632}," below and scan the QR code with your camera.",[23633],{"type":8680,"attrs":23634},{"color":8682},{"type":95,"content":23636},[23637],{"type":53,"attrs":23638,"content":23639},{"textAlign":65},[23640,23645,23654,23659,23668],{"text":23641,"type":69,"marks":23642},"Or download the app directly from the ",[23643],{"type":8680,"attrs":23644},{"color":8682},{"text":23646,"type":69,"marks":23647},"Google Play Store",[23648,23652],{"type":106,"attrs":23649},{"href":23650,"uuid":65,"anchor":65,"custom":23651,"target":158,"linktype":19},"https://play.google.com/store/apps/details?id=com.unifiedpost.myid",{},{"type":8680,"attrs":23653},{"color":8682},{"text":23655,"type":69,"marks":23656}," or ",[23657],{"type":8680,"attrs":23658},{"color":8682},{"text":23660,"type":69,"marks":23661},"Apple App Store",[23662,23666],{"type":106,"attrs":23663},{"href":23664,"uuid":65,"anchor":65,"custom":23665,"target":158,"linktype":19},"https://apps.apple.com/nl/app/banqup-one/id1571650889",{},{"type":8680,"attrs":23667},{"color":8682},{"text":928,"type":69,"marks":23669},[23670],{"type":8680,"attrs":23671},{"color":8682},"\u003C!--#storyblok#{\"name\": \"textMediaSplit\", \"space\": \"318078\", \"uid\": \"5488ee54-fea7-4b42-8a7f-a525d86d7af5\", \"id\": \"84323149965212\"}-->",{"_uid":23674,"media":23675,"theme":8,"video":23676,"images":23678,"layout":1584,"buttons":23683,"heading":23684,"tagline":8,"component":1392,"background":48,"spacingTop":1800,"description":23685,"spacingBottom":1800,"invertTextColor":17,"_editable":23697},"b72e049b-7834-4617-a28a-54f94b6d0e27",[],{"id":65,"alt":65,"name":8,"focus":65,"title":65,"filename":65,"copyright":65,"fieldtype":15,"meta_data":23677,"is_external_url":17},{},[23679],{"id":23680,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":23681,"copyright":8,"fieldtype":15,"meta_data":23682},178889827618868,"https://a.storyblok.com/f/318078/1080x1080/88b510a013/step-2-1.png",{},[],"Step 2 - Start identification (mobile) ",{"type":50,"content":23686},[23687,23695],{"type":53,"attrs":23688,"content":23689},{"textAlign":65},[23690],{"text":23691,"type":69,"marks":23692},"After installing the app, you can securely verify your identity within the application (e.g., via itsme® or your ID card), confirm your personal details, and complete your personal registration.",[23693],{"type":8680,"attrs":23694},{"color":8682},{"type":62,"attrs":23696},{"level":281,"textAlign":65},"\u003C!--#storyblok#{\"name\": \"textMediaSplit\", \"space\": \"318078\", \"uid\": \"b72e049b-7834-4617-a28a-54f94b6d0e27\", \"id\": \"84323149965212\"}-->",{"_uid":23699,"media":23700,"theme":8,"video":23701,"images":23703,"layout":1389,"buttons":23708,"heading":23709,"tagline":8,"component":1392,"background":48,"spacingTop":1800,"description":23710,"spacingBottom":1800,"invertTextColor":17,"_editable":23720},"c6cb2ee7-c374-45b5-8f81-0e0158c03a20",[],{"id":65,"alt":65,"name":8,"focus":65,"title":65,"filename":65,"copyright":65,"fieldtype":15,"meta_data":23702,"is_external_url":17},{},[23704],{"id":23705,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":23706,"copyright":8,"fieldtype":15,"meta_data":23707},178889827610675,"https://a.storyblok.com/f/318078/1080x1080/a5308887c5/step-3-1.png",{},[],"Step 3 - Provide company details (desktop) ",{"type":50,"content":23711},[23712],{"type":53,"attrs":23713,"content":23714},{"textAlign":65},[23715],{"text":23716,"type":69,"marks":23717},"Switch back to your desktop and scan the QR code once again with the Banqup One app. Enter the details of your organisation (or the organisation you are authorised to represent).",[23718],{"type":8680,"attrs":23719},{"color":8682},"\u003C!--#storyblok#{\"name\": \"textMediaSplit\", \"space\": \"318078\", \"uid\": \"c6cb2ee7-c374-45b5-8f81-0e0158c03a20\", \"id\": \"84323149965212\"}-->",{"_uid":23722,"media":23723,"theme":8,"video":23724,"images":23726,"layout":1584,"buttons":23731,"heading":23732,"tagline":8,"component":1392,"background":48,"spacingTop":1800,"description":23733,"spacingBottom":1360,"invertTextColor":17,"_editable":23743},"5e729345-8e42-4116-b392-a6022917abf4",[],{"id":65,"alt":65,"name":8,"focus":65,"title":65,"filename":65,"copyright":65,"fieldtype":15,"meta_data":23725,"is_external_url":17},{},[23727],{"id":23728,"alt":8,"name":8,"focus":8,"title":8,"source":8,"filename":23729,"copyright":8,"fieldtype":15,"meta_data":23730},178889827532850,"https://a.storyblok.com/f/318078/1080x1080/8987f9a8db/step-4-1.png",{},[],"Step 4 - 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