Choose the best solution for your business
Premium covers compliance and the lifecycle of your documents. Optimum adds full cash-flow management.
How many invoices and transactions do you process? Up to 100/mo · 1,200/year
Premium
Compliance and the lifecycle of your electronic documents.
Billed monthly · excl. VAT
Optimum
Compliance plus full control of your cash flow.
Billed monthly · excl. VAT
Your service never stops
Go over your monthly invoice or transaction limit and your plan automatically moves up to the next tier — no interruptions, no overage fees. You only pay for the tier you actually need. Processing more than 1,000 documents a month or have multi-country needs? Our team will design a tailored solution — contact welcome@banqup.com (Accountants & SMEs) or sales@banqup.com (Corporate).
The full breakdown of what's included in each plan.
| Feature | Premium | Optimum |
|---|---|---|
| General | ||
Banqup spaces Separate workspaces to keep data for different parts of your business organized. | ||
Team management Add users with granular permissions; grow your team whenever you need. | 3 users included | 3 users included |
Access from any device Full access to the web platform and mobile app. | ||
API & developer Hub Grant API permissions to external applications. | ||
| E-invoicing compliance via a Secure Business Network | ||
Peppol certified Send and receive structured digital invoices over the secure Peppol network. | ||
Verified & secure business network Every user and company is KYC/B-verified, secured by MFA via Banqup One. | ||
Long-term storage Long-term secure storage meeting local legal requirements. | ||
Multi-entity support Multi-GLN support to identify different locations under a single VAT number. | ||
| Get paid sooner with sales automation | ||
Document lifecycle management Built-in creator for quotes, sales invoices, credit notes and self-billing. | ||
Product catalog Save common products and services to invoice in a few clicks. | ||
Advanced collections Embedded payment links and QR codes with a secure checkout (Bancontact, iDeal). | ||
Automatic fund collection Integrated SEPA Direct Debit to pull funds automatically on the due date. | ||
Real-time status updates Invoice statuses update the second a bill is settled. | ||
| Manage and pay your purchase invoices directly from the platform | ||
Smart intake Banqup reads incoming documents and extracts the key details for you. | ||
Approval workflows Built-in approval workflows for routing purchase invoices. | ||
Payment options Direct, bulk, partial, scheduled and multi-currency payments. | ||
Expense tracking Capture receipts on the go with notifications and data extraction. | ||
Fraud protection Cross-checks supplier names against bank details and verifies IBANs. | ||
| Banqup Business Account & automatic matching | ||
Banqup Business Account A dedicated EUR IBAN plus up to 2 linked external bank accounts. | 1 IBAN + 2 external accounts | |
Cards & transfers Physical and virtual Visa debit cards with SEPA transfers. | 1 physical card included | |
Powerful reconciliation Automatically matches payments to their sales or purchase invoices. | ||
Accountant reporting Enriched Movement Reports (EMR) in JSON, CODA and CAMT.053. | ||
| Collaborating with your accountant | ||
Real-time sync Secure real-time data sharing and integration via the Banqup Store. | ||
Flexible data delivery Automated delivery via SFTP, HTTP endpoints, email or cloud storage. | ||
Delegated preparation Authorize your accountant to prepare and initiate payments on your behalf. | ||
| Get help when you need it | ||
Support In-app tips, instant chat support and a 24/7 help center. | ||
General
Banqup spaces
Separate workspaces to keep data for different parts of your business organized.
Team management
Add users with granular permissions; grow your team whenever you need.
Access from any device
Full access to the web platform and mobile app.
API & developer Hub
Grant API permissions to external applications.
E-invoicing compliance via a Secure Business Network
Peppol certified
Send and receive structured digital invoices over the secure Peppol network.
Verified & secure business network
Every user and company is KYC/B-verified, secured by MFA via Banqup One.
Long-term storage
Long-term secure storage meeting local legal requirements.
Multi-entity support
Multi-GLN support to identify different locations under a single VAT number.
Get paid sooner with sales automation
Document lifecycle management
Built-in creator for quotes, sales invoices, credit notes and self-billing.
Product catalog
Save common products and services to invoice in a few clicks.
Advanced collections
Embedded payment links and QR codes with a secure checkout (Bancontact, iDeal).
Automatic fund collection
Integrated SEPA Direct Debit to pull funds automatically on the due date.
Real-time status updates
Invoice statuses update the second a bill is settled.
Manage and pay your purchase invoices directly from the platform
Smart intake
Banqup reads incoming documents and extracts the key details for you.
Approval workflows
Built-in approval workflows for routing purchase invoices.
Payment options
Direct, bulk, partial, scheduled and multi-currency payments.
Expense tracking
Capture receipts on the go with notifications and data extraction.
Fraud protection
Cross-checks supplier names against bank details and verifies IBANs.
Banqup Business Account & automatic matching
Banqup Business Account
A dedicated EUR IBAN plus up to 2 linked external bank accounts.
Cards & transfers
Physical and virtual Visa debit cards with SEPA transfers.
Powerful reconciliation
Automatically matches payments to their sales or purchase invoices.
Accountant reporting
Enriched Movement Reports (EMR) in JSON, CODA and CAMT.053.
Collaborating with your accountant
Real-time sync
Secure real-time data sharing and integration via the Banqup Store.
Flexible data delivery
Automated delivery via SFTP, HTTP endpoints, email or cloud storage.
Delegated preparation
Authorize your accountant to prepare and initiate payments on your behalf.
Get help when you need it
Support
In-app tips, instant chat support and a 24/7 help center.
Customize your plan with exactly what you need.
Team members or assistants with their own permissions.
€5,00
/mo per user
3 included in all plans
Keep separate accounts for different parts of your business.
€5,00
/mo
1 included in Optimum
Connect additional external bank accounts.
€5,00
/mo
2 included in Optimum
An additional debit card linked to your account.
€1,00
/mo
1 included in Optimum
New, replacement or expired card.
€6,00
one-time
Applicable on Optimum
Pay-per-use fees when using a physical debit card with the Optimum plan.
EEA cash withdrawal
€2,00/transaction
Non-EEA cash withdrawal
€3,50/transaction
ATM balance inquiry
€0,24/inquiry